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   London Summit competition – return flights and a hotel stay |
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                  <p style="margin:0;margin-bottom:16px">
                   London’s magic in the winter: come see for yourself. We’ve partnered with
                   <a rel="noopener" style="text-decoration: underline; color: #ffffff;" target="_blank">
                    echo.bravo
                   </a>
                   – experts in business travel – to fly you out.
                  </p>
                  <p style="margin:0">
                   You can still win two
                   <a rel="noopener" style="text-decoration: underline; color: #ffffff;" target="_blank">
                    in-person tickets
                   </a>
                   to our Summit on December 3rd, three nights in a London hotel, and two return flights to the capital. Just register for free
                   <strong>
                    before October 30th
                   </strong>
                   *.
                  </p>
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                     Register to win
                    </span>
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                   Good luck,
                   <br/>
                   <br/>
                   - Team Finimize and echo.bravo
                  </p>
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                   <p style="margin:0;text-align:left;mso-line-height-alt:16.8px">
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    <strong>
                     *Echo Bravo x Finimize London Modern Investor Summit 2025 Competition – Terms &amp; Conditions
                     <br/>
                     <br/>
                    </strong>
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    <strong>
                     1. The Competition
                    </strong>
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    The promoter is Echo Bravo Ltd in collaboration with Finimize (“the Promoters”).
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    The prize consists of:
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    Two (2) economy-class return flight tickets to London, UK.
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    Three (3) consecutive nights’ accommodation in a
                    <em>
                     3 or above London hotel
                    </em>
                    * (double or twin room, with breakfast included).
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    Two (2) tickets to the London Modern Investor Summit 2025 in-person event on 3rd December 2025, 6pm–10pm GMT, London, UK.
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    No cash alternative or substitution will be offered.
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    Flights and accommodation must be used in conjunction with attending the London Modern Investor Summit 2025 and must be completed by the 3rd of December, 2025.
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    <strong>
                     2. Eligibility
                    </strong>
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    Open to individuals aged 18 years or older at the time of entry.
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    Entrants must hold a valid passport and any other required travel documents.
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    The prize is open globally, excluding countries or regions subject to UK Foreign, Commonwealth &amp; Development Office (FCDO) “Do Not Travel” advisories at the time of booking.
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    Employees of Echo Bravo, Finimize, and their immediate families are not eligible.
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    The competition is void where prohibited by law.
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    Entrants must register with a valid email address and remain reachable via that email. Entrants who have opted out of communications or requested data deletion from Echo Bravo or Finimize will be disqualified as unreachable.
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    <strong>
                     3. Entry &amp; Closing Date
                    </strong>
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    To qualify, entrants must register for the London Modern Investor Summit 2025 via the official website (
                    <a rel="noopener" style="text-decoration: underline; color: #000000;" target="_blank">
                     https://www.moderninvestorsummit.com/get-a-ticket
                    </a>
                    ) no later than 23:59 GMT on the 30th of October, 2025.
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    Only one entry per person.
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    Late, incomplete, illegible, or fraudulent entries will not be accepted.
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    Entrants may opt out of the competition at any time before accepting the prize.
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    If offered the prize, entrants must confirm acceptance in writing within 7 days of being contacted by the Promoters.
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    <strong>
                     4. Winner Selection &amp; Notification
                    </strong>
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    One (1) winner will be selected at random from all eligible entries.
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    The winner will be contacted via the email provided at entry.
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    The winner must confirm acceptance and provide passenger details within
                    <strong>
                     7 days
                    </strong>
                    of being contacted.
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    Failure to respond within this timeframe will result in disqualification and a new winner being selected.
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    <strong>
                     5. Flights
                    </strong>
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    Flights are economy-class only.
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    Once confirmed, tickets are non-transferable and non-changeable. No name changes permitted.
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    Airline terms and conditions will apply. Winners are strongly advised to review these before travel.
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    Seat selection, baggage beyond the airline’s allowance, upgrades, or other extras are at the winner’s cost.
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    The Promoters accept no responsibility for cancellations, delays, missed connections, or other issues outside their control.
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    <strong>
                     6. Accommodation
                    </strong>
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    Hotel stay is for three (3) consecutive nights in London, UK, in a double or twin room with breakfast included.
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    Any incidentals (e.g., minibar, room service, additional meals) are the responsibility of the winner.
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    Hotel terms and conditions will apply, and winners are advised to review these before travel.
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    The Promoters accept no responsibility for cancellations, disruptions, or issues beyond their control.
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    <strong>
                     7. Travel Documents &amp; Entry Requirements
                    </strong>
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    Winners are responsible for ensuring they have valid passports, visas, and other required travel documents.
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    Winners must comply with all UK entry requirements.
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    The Promoters accept no responsibility if the winner is unable to travel due to invalid documentation, visa issues, denied entry, or failure to comply with airline/immigration requirements.
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    <strong>
                     8. Liability
                    </strong>
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    The Promoters accept no liability for:
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    Any personal injury, illness, loss, or damage suffered during travel, accommodation, or attendance at the event, except where directly caused by the Promoters’ negligence.
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    Any travel disruptions, cancellations, strikes, delays, or events beyond their control.
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    Any property loss, theft, or damage during the trip.
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    Travel insurance is not included and remains the responsibility of the winner. The Promoters strongly recommend obtaining comprehensive travel insurance.
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    <strong>
                     9. Publicity &amp; Data
                    </strong>
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    By entering, participants agree that if selected as the winner, their name, image, and entry may be used by the Promoters for promotional purposes (including social media and press) without additional compensation.
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    Any personal data collected will be used solely for administering the competition and in accordance with applicable data protection laws.
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    <strong>
                     10. Additional Disclaimers
                    </strong>
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    <strong>
                     No Endorsement
                    </strong>
                    : The competition is not sponsored, endorsed, or administered by, or associated with, any airline, hotel, or social media platform.
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    <strong>
                     Force Majeure
                    </strong>
                    : The Promoters accept no responsibility if the competition or prize is delayed, cancelled, or amended due to events outside their control (e.g., natural disasters, pandemics, strikes, government restrictions).
                   </p>
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                    <strong>
                     Non-Redeemable Value
                    </strong>
                    : The prize has no cash value and may not be resold, transferred, or exchanged.
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                     Tax Responsibility
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                    : Any taxes, duties, or other charges associated with accepting the prize are the sole responsibility of the winner.
                   </p>
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                     Conduct
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                    : The winner and guest are expected to behave responsibly. The Promoters are not liable for costs, damages, or losses arising from misconduct, property damage, or breach of third-party terms (airline, hotel, event).
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                    <strong>
                     11. Governing Law
                    </strong>
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                   <p style="margin:0;mso-line-height-alt:16.8px">
                    This competition and these Terms &amp; Conditions shall be governed by and interpreted in accordance with the laws of England &amp; Wales. Any disputes will be subject to the exclusive jurisdiction of the courts of England &amp; Wales.
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