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   Daily Brew // Morning Brew // Update
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     Finance world on edge over First Brands meltdown...
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             October 14, 2025
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              to everyone who reads this newsletter to stay updated on current events, and to everyone else who thought, “Sure, why the heck not?” after checking your email to see if your Amazon package shipped. We love you all equally.
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               MARKETS
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                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F6097ec1c26b17401a61bfbfe4440c75ebfea1886-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NjA0MzQ3MjIuNjEzNDk2OH0:1v8bUQ:GPkrg5sekzfwrZ6VGviG9mSj-BRyrk6LgLXwWVqE654" style="width:22%" width="20"/>
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                  Nasdaq
                 </p>
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                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  22,694.61
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top:8px;padding-bottom:8px" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="border-collapse:collapse;border-collapse:collapse;width:70%;margin:0 auto">
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                    <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:center;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                     +2.21%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END Nasdaq -->
            <!-- S&P -->
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                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F6097ec1c26b17401a61bfbfe4440c75ebfea1886-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NjA0MzQ3MjIuNjEzNTg4OH0:1v8bUQ:spb2Xw3ZsclhjOzyvXTcTHT90wX4TPCO-KIlz4N8-Gk" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  S&amp;P
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  6,654.72
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top:8px;padding-bottom:8px" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="border-collapse:collapse;border-collapse:collapse;width:70%;margin:0 auto">
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                    <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:center;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                     +1.56%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END S&P -->
            <!-- Dow -->
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                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F6097ec1c26b17401a61bfbfe4440c75ebfea1886-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NjA0MzQ3MjIuNjEzNjgwMX0:1v8bUQ:P-1Y5io4n1vDYIV6usVzDRYWAx4xQpXp9bbICRMgM48" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  Dow
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  46,067.58
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top:8px;padding-bottom:8px" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="border-collapse:collapse;border-collapse:collapse;width:70%;margin:0 auto">
                  <tr>
                   <td style="background-color:#28d31a4d;border-radius:8px;padding:10px 8px" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:center;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                     +1.29%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END Dow -->
            <!-- 10-Year -->
            <tr>
             <td class="pads10 pads6m lastline" style="text-align:center;mso-padding-alt:0 20px 0 20px;border-top:1px solid #e6e6e6;border-bottom:1px solid #e6e6e6;padding-bottom:0">
              <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;border-collapse:collapse" width="100%">
               <tr>
                <td align="center" class="markets-arrow-cell" style="text-align:center;width:12%;line-height:1em" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252Fcff893ba764906422dff254fe5a026d0a2427129-50x16.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NjA0MzQ3MjIuNjEzNzcxfQ:1v8bUQ:9Qpyh1g63P3d3bBDtQ0bWrzt_vae6Znsg4_dP0Hr3T4" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  10-Year
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  4.051%
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top:8px;padding-bottom:8px" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="border-collapse:collapse;border-collapse:collapse;width:70%;margin:0 auto">
                  <tr>
                   <td style="background-color:#7a7a7a4d;border-radius:8px;padding:10px 8px" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:center;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                     +0.0 bps
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END 10-Year -->
            <!-- Bitcoin -->
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              <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;border-collapse:collapse" width="100%">
               <tr>
                <td align="center" class="markets-arrow-cell" style="text-align:center;width:12%;line-height:1em" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F6097ec1c26b17401a61bfbfe4440c75ebfea1886-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NjA0MzQ3MjIuNjEzODYxfQ:1v8bUQ:QQr75HivoxjT6t0ufJAybi6_c2-sm6aQgUxS2fy10LQ" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  Bitcoin
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  $115,574.26
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top:8px;padding-bottom:8px" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="border-collapse:collapse;border-collapse:collapse;width:70%;margin:0 auto">
                  <tr>
                   <td style="background-color:#28d31a4d;border-radius:8px;padding:10px 8px" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:center;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                     +0.40%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END Bitcoin -->
            <!-- MP Materials -->
            <tr>
             <td class="pads10 pads6m lastline" style="text-align:center;mso-padding-alt:0 20px 0 20px;border-top:1px solid #e6e6e6;border-bottom:1px solid #e6e6e6;padding-bottom:0">
              <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;border-collapse:collapse" width="100%">
               <tr>
                <td align="center" class="markets-arrow-cell" style="text-align:center;width:12%;line-height:1em" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F6097ec1c26b17401a61bfbfe4440c75ebfea1886-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NjA0MzQ3MjIuNjEzOTUxMn0:1v8bUQ:stMp9kheQQNiy3EV2Ve9_fQInIYTynFjKLpuzBUxu30" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  MP Materials
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  $95.06
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top:8px;padding-bottom:8px" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="border-collapse:collapse;border-collapse:collapse;width:70%;margin:0 auto">
                  <tr>
                   <td style="background-color:#28d31a4d;border-radius:8px;padding:10px 8px" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:center;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                     +21.34%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END MP Materials -->
            <!-- START REGULAR TEXT -->
            <tr>
             <td style="padding:3px 15px 10px">
              <table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse;border-collapse:collapse;font-size:13px">
               <tr>
                <td style="padding-right:4px">
                 Data is provided by
                </td>
                <td style="margin:0;padding-right:5px">
                 <a style="display:block" target="_blank">
                  <img height="16px" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F61a0dac0b53d6766459afdca784ae8fe604f17ed-720x102.png%253Fh%253D32%2526q%253D100%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NjA0MzQ3MjIuNjE0MDQ0Mn0:1v8bUQ:6pGHrqCJJMNR61EM1Tm-tnzm89SBc0OI4sXBLYAu1Wk" style="vertical-align:middle;height:16px;display:inline"/>
                 </a>
                </td>
               </tr>
              </table>
              <p style="text-align:left;margin:0;padding:0;font-size:13px;line-height:22px">
               *Stock data as of market close, cryptocurrency data as of 5:00pm ET.
               <a class="link-sm" rel="noopener" style="color:#333;border-bottom:1px solid #1c7ff2;text-decoration:none" target="_blank">
                Here's what these numbers mean.
               </a>
              </p>
             </td>
            </tr>
            <!-- END REGULAR TEXT -->
            <tr>
             <td style="mso-padding-alt:0px 15px 15px 15px;padding:0 15px">
              <ul style="margin-top:0;padding-left:30px">
               <li style="margin-bottom:10px;line-height:22px">
                <span>
                 <strong style="color:#000">
                  Markets:
                 </strong>
                </span>
                <span>
                 Stocks
                </span>
                <span>
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  bounced back
                 </a>
                </span>
                <span>
                 from Friday’s rout after President Trump appeared to strike a softer tone on his threats to place more tariffs on China. Meanwhile, rare earth company MP Materials went turbo mode yesterday, extending a rally from last week that started when China said it would curb exports of rare earths.
                </span>
               </li>
              </ul>
              <div style="display:none">
              </div>
             </td>
            </tr>
            <tr>
             <td style="mso-padding-alt:0px 20px 15px 20px;padding:0 20px">
             </td>
            </tr>
           </table>
          </th>
         </tr>
        </table>
        <!--[if !mso ]><! -- -->
       </div>
      </div>
      <!-- <![endif]-->
      <!-- END MARKETS -->
      <!-- STORY ARTICLE -->
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       <!-- <![endif]-->
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          <div class="tag-container" style="padding:15px 15px 0">
           <h3 style="color:#1c7ff2;margin-top:0;margin-bottom:0;font-family:Helvetica,Arial,sans-serif;font-size:16px;font-weight:700">
            FINANCE
           </h3>
          </div>
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                <a style="color:#000;border-bottom:none;text-decoration:none" target="_blank">
                 This company supplies car parts &amp; 2008 flashbacks
                </a>
               </h1>
              </div>
             </table>
             <div class="header-image-container" style="padding-top:15px">
              <a style="border:none;text-decoration:none" target="_blank">
               <img alt="Stack of Chapter 11 Bankruptcy forms" src="https://inboxflows.com/_/image/https%253A%252F%252Fmorningbrew.com%252Fcdn-cgi%252Fimage%252Fwidth%253D1336%252Cformat%253Dauto%252Fhttps%253A%252F%252Fstorage.morningbrew.com%252Fimage%252F2025-10-13%252Fimage-1355b0852de8e5387cb3814d63dbabfd43b20b20-1500x1000-jpg%252Fwave_of_bankruptcies.jpg/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtb3JuaW5nYnJldyIsInRpbWUiOjE3NjA0MzQ3MjIuNjE0MTQ5OH0:1v8bUQ:V9yzGxilM2FhbXQltwZ2wGCottu3EVNlZ8dQrv18BaQ" style="width:100%;max-width:670px;display:block" width="670"/>
              </a>
              <p style="margin:0;padding:0;line-height:22px">
               <span class="source" style="margin-top:5px;margin-bottom:0;padding-left:10px;line-height:14px;display:inline-block">
                <small>
                 <em>
                  Francis Scialabba
                 </em>
                </small>
               </span>
              </p>
             </div>
             <table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse" width="100%">
              <tr>
               <td class="content-container" style="padding:15px 15px 0">
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 The finance world is on edge because of an auto supplier that you’ve probably never heard of: First Brands, a midsize maker of spark plugs and other automotive accoutrement, is in the midst of a multibillion-dollar meltdown. Weeks after declaring bankruptcy, the company’s founder and CEO resigned yesterday amid suspicions around its accounting practices.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <strong style="color:#000">
                  ICYMI:
                 </strong>
                 First Brands filed for bankruptcy late last month, revealing more than $10 billion in debt from loans that it took out over the past decade to fund ambitious acquisitions and expand quickly across five continents. But the company suddenly ran out of money, and now Wall Street financiers are clutching their IOUs:
                </p>
                <ul style="margin-top:0;padding-left:30px">
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   The investment bank Jefferies appears to be the most exposed. Its stock fell last week after it announced that one of its subsidiaries lent First Brands $715 million.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   Funds run by other major firms, including UBS and BlackRock, are also owed hefty checks that likely aren’t coming any time soon.
                  </span>
                 </li>
                </ul>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 With as much as $2.3 billion in assets unaccounted for, federal officials are now investigating what exactly went wrong at First Brands. According to court filings, part of the problem was that the company would pledge the same invoiced revenues to several of its lenders, like when you promise your last slice of pizza to both your partner and your roommate.
                </p>
                <h2 style="color:#000;margin:0 0 15px;font-family:Helvetica,Arial,sans-serif;font-size:19px;font-weight:700">
                 Alarms sound in the private credit sector
                </h2>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 Many of the companies that lent money to First Brands aren’t traditional banks, meaning their financing falls into the far less regulated world of
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  private credit
                 </a>
                 —a $3 trillion market that exploded after banks got more cautious with loans following the 2008 financial crisis.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 Since private credit deals are often complex and inked off the public markets, “if something is going disastrously wrong, it might only be detected once it’s too late,”
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  per
                 </a>
                 Politico.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <strong style="color:#000">
                  Zoom out:
                 </strong>
                 First Brands’ bankruptcy isn’t expected to be market-shattering, but some analysts think it suggests a
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  growing risk
                 </a>
                 that private credit-related collapses could ripple out into broader financial trouble.
                 <em>
                  —ML
                 </em>
                </p>
               </td>
              </tr>
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               <td class="social-container" style="padding-bottom:15px;padding-left:15px">
                <!-- SOCIAL LINKS -->
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                    <img src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F75fb8a70db5f5bc6b7210cdde05dfa91eeb3f0ef-96x96.png%253Fw%253D50%2526fit%253Dmax/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NjA0MzQ3MjIuNjE0MjQzfQ:1v8bUQ:gNfHz6Gc8MsgWHOtFSkC9Fp8DMtzpBWCcQnijsy3XBo" style="width:25px;display:inline-block" width="25"/>
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            Presented By Uber
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           <h1 style="color:#333;margin-top:8px;margin-bottom:0;font-family:Helvetica,Arial,sans-serif;font-size:24px;font-weight:700;line-height:26px">
            <a style="text-decoration:none;color:#000!important;border-bottom:none!important" target="blank">
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              When you need to be there for them
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           <img alt="Uber" class="sponsored-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fmorningbrew.com%252Fcdn-cgi%252Fimage%252Fwidth%253D1336%252Cformat%253Dauto%252Fhttps%253A%252F%252Fstorage.morningbrew.com%252Fimage%252F2025-10-09%252Fimage-84736256e83a4c584c6f8ea5b3399735f0abef4b-1000x750-png%252F250528_PARENTBRAND_GRANDPA-2128_1000x750_2%25282%2529.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtb3JuaW5nYnJldyIsInRpbWUiOjE3NjA0MzQ3MjIuNjE0NTU2fQ:1v8bUQ:qqm6B6Qz4i65cAq35F10VaiTSSOvSW_O3-gb0UzeAns" style="width:100%;max-width:670px;padding-top:15px;display:block" width="670"/>
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             <p style="margin-top:0;margin-bottom:15px;line-height:22px">
              You know the feeling when someone shows up for you when you need it most? It’s one of the best feelings ever.
             </p>
             <p style="margin-top:0;margin-bottom:15px;line-height:22px">
              <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
               And Uber knows that
              </a>
              .
             </p>
             <p style="margin-top:0;margin-bottom:15px;line-height:22px">
              Uber isn’t just a ride or a meal delivered. It’s about
              <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
               showing up no matter what
              </a>
              . Because showing up can turn a tough day around or make a good one even better.
             </p>
             <p style="margin-top:0;margin-bottom:15px;line-height:22px">
              It’s about being there when a friend’s going through it. For one more pizza night with the grandkids before school starts again. Or for when it’s your turn to read the bedtime story.
             </p>
             <p style="margin-top:0;margin-bottom:15px;line-height:22px">
              When it really matters, whatever it is, you show up.
              <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
               Where there’s a will, Uber’s on the way
              </a>
              .
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            WORLD
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                 Tour de headlines
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              <img alt="Israel hostage release" src="https://inboxflows.com/_/image/https%253A%252F%252Fmorningbrew.com%252Fcdn-cgi%252Fimage%252Fwidth%253D1336%252Cformat%253Dauto%252Fhttps%253A%252F%252Fstorage.morningbrew.com%252Fimage%252F2025-10-13%252Fimage-6834a23f625292c73540c5ef2f0be8d60222d3cd-1024x767-jpg%252FGettyImages-2240456863.jpg/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtb3JuaW5nYnJldyIsInRpbWUiOjE3NjA0MzQ3MjIuNjE0NjY1M30:1v8bUQ:37MHK-nycruYEA6EUmuLWFlz8Cuj6mQ5v5qcMWRQkcg" style="width:100%;max-width:670px;display:block" width="670"/>
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               <span class="source" style="margin-top:5px;margin-bottom:0;padding-left:10px;line-height:14px;display:inline-block">
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                 <em>
                  Nir Keidar/Anadolu via Getty Images
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                </small>
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                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fearth-globe-americas_1f30e.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NjA0MzQ3MjIuNjE0NzYwOX0:1v8bUQ:hcbazMYBRAlGR5OBkZNPLmvajECjsObrOhLhJTHY2_o" style="max-width:18px" width="18"/>
                 <strong style="color:#000">
                  Israeli hostages exchanged for Palestinian prisoners.
                 </strong>
                 Hamas freed all 20 living Israeli hostages and Israel released nearly 2,000 Palestinian detainees yesterday as a ceasefire to end the devastating two-year war in Gaza was
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  signed
                 </a>
                 by President Trump and the leaders of Egypt, Turkey, and Qatar, who helped broker the agreement. Earlier in the day, Trump became the first US president since George W. Bush in 2008 to directly address the Israeli Parliament, where he declared the “historic dawn of a new Middle East” and urged Israel’s president to pardon Israeli Prime Minister Benjamin Netanyahu’s corruption charges. Questions remain about Gaza’s postwar governance and who will pay to rebuild the enclave, among other issues that the first phase of the ceasefire did not cover.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Frobot-face_1f916.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NjA0MzQ3MjIuNjE0ODQ5Nn0:1v8bUQ:8keCyB3OSk3yw6p0jAL7oCFs4kQeaStpzSpHeiA2Xzo" style="max-width:18px" width="18"/>
                 <strong style="color:#000">
                  OpenAI and Broadcom ink custom chip deal.
                 </strong>
                 You are not having déjà vu—this is a different OpenAI deal than the three others you may have read about in recent weeks. The ChatGPT maker agreed with semiconductor giant Broadcom to
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  jointly develop
                 </a>
                 10 gigawatts of custom AI chips starting next year. The arrangement follows similar ones OpenAI has made with Oracle, Nvidia, and AMD to increase the computing capacity needed for its AI expansion. Broadcom, whose stock popped by nearly 10% following news of the deal, has been one of the biggest winners of the AI boom, thanks to its custom chips called XPUs.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Ftelevision_1f4fa.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NjA0MzQ3MjIuNjE0OTUxOH0:1v8bUQ:QNdAveQTZkfoOyaktNc_In54gq7_JLEscSLL0VDp_7E" style="max-width:18px" width="18"/>
                 <strong style="color:#000">
                  Apple minused its plus.
                 </strong>
                 Apple’s streaming service will henceforth be known as Apple TV after the company dropped the “+” in Apple TV+, it
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  announced
                 </a>
                 yesterday. That means the service will have the same name as Apple’s smart TV device and associated app. The tech giant did not explain the decision beyond wanting to give the streaming service, which is home to
                 <em>
                  The Studio
                 </em>
                 and
                 <em>
                  Severance
                 </em>
                 , a “vibrant new identity.” It’s the latest streaming rebrand after Warner Bros. Discovery reverted Max to its original name of HBO Max in July.
                 <em>
                  —AE
                 </em>
                </p>
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           <h3 style="color:#1c7ff2;margin-top:0;margin-bottom:0;font-family:Helvetica,Arial,sans-serif;font-size:16px;font-weight:700">
            FASHION
           </h3>
          </div>
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                <a style="color:#000;border-bottom:none;text-decoration:none" target="_blank">
                 Paris preps tomatoes for Shein boutique
                </a>
               </h1>
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              </a>
              <p style="margin:0;padding:0;line-height:22px">
               <span class="source" style="margin-top:5px;margin-bottom:0;padding-left:10px;line-height:14px;display:inline-block">
                <small>
                 <em>
                  Dimitar Dilkoff/Getty Images
                 </em>
                </small>
               </span>
              </p>
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                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 Shein’s brick-and-mortar debut in Paris has inspired the biggest French backlash since the American tourist who asked for barbecue sauce with his steak au poivre. The Chinese e-commerce giant's boutique opening inside the historic BHV Marais department store next month
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  is drawing outrage
                 </a>
                 from French fashion brands and unions, Paris Mayor Anne Hidalgo, and over 100,000 petitioners.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 Detractors argue Shein’s business model of purveying cheap made-in-China clothes undercuts local competition, harms the environment, and is built on labor abuses. Shein maintains it wants to adapt its production to European requirements.
                </p>
                <h2 style="color:#000;margin:0 0 15px;font-family:Helvetica,Arial,sans-serif;font-size:19px;font-weight:700">
                 Shein shaming
                </h2>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 The Shein boutique hasn’t yet arrived at BHV Marais, but the company that operates the couture emporium, Société des Grands Magasins (SGM), is already getting dinged:
                </p>
                <ul style="margin-top:0;padding-left:30px">
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   Several brands who would have to share square footage with Shein are pulling their merchandise from the store in protest. Sheingate comes as many brands are already displeased with SGM over delayed payments for their wares.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   A state-owned bank nixed plans to finance SGM’s purchase of the BHV building over the Shein deal.
                  </span>
                 </li>
                </ul>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 Meanwhile, SGM has plans for several other Shein boutiques inside stores it operates in multiple French cities.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <strong style="color:#000">
                  Governments are also taking action…
                 </strong>
                 with the EU and the US recently introducing taxes targeting goods shipped from Chinese fast-fashion sites like Shein.
                 <em>
                  —SK
                 </em>
                </p>
               </td>
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            Together With Justworks
           </h3>
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           <img alt="Justworks" class="sponsored-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fmorningbrew.com%252Fcdn-cgi%252Fimage%252Fwidth%253D1336%252Cformat%253Dauto%252Fhttps%253A%252F%252Fstorage.morningbrew.com%252Fimage%252F2025-10-07%252Fimage-33492908a0b8e7086bcda780a85738f70d439c0a-6001x6001-png%252Fimage.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtb3JuaW5nYnJldyIsInRpbWUiOjE3NjA0MzQ3MjIuNjE1NDIzfQ:1v8bUQ:qumniraVoTKOzj__CqWPDxuoP3Wz2OqBnFMK5XrStfI" style="width:100%;max-width:670px;padding-top:15px;display:block" width="670"/>
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             <p style="margin-top:0;margin-bottom:15px;line-height:22px">
              <strong style="color:#000">
               The SMB MVP.
              </strong>
              They’re more than your employees—they’re your people. Whether you’re setting up automated payroll, offering premium benefits, or hiring internationally, Justworks offers simple software and
              <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
               24/7 human support from small-business experts
              </a>
              . Do right by your team by doing HR right.
              <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
               Learn more and get started
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              .
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            CALENDAR
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                <a style="color:#000;border-bottom:none;text-decoration:none" target="_blank">
                 The week ahead
                </a>
               </h1>
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               <span class="source" style="margin-top:5px;margin-bottom:0;padding-left:10px;line-height:14px;display:inline-block">
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                  Anna Moneymaker/Getty Images
                 </em>
                </small>
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              </p>
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                 <strong style="color:#000">
                  Shutdown effects are mounting.
                 </strong>
                 Now two weeks old, the government shutdown could begin to take a substantial bite out of the US economy this week as more furloughed federal employees miss their paychecks due on Wednesday. The shutdown has already led to flight delays, national park closures, and IRS phone lines going down. And as more employees don’t see a paycheck (and more get laid off), it could dent consumer spending, which drives the bulk of economic growth. Neither Democrats nor Republicans seem to be in a rush to resolve this.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <strong style="color:#000">
                  Dreamforce starts today.
                 </strong>
                 Salesforce begins its annual takeover of San Francisco today with its massive Dreamforce conference. More than 50,000 people who definitely know what Salesforce does will descend on the city to hear CEO Marc Benioff give a keynote address on what he calls agentic enterprise, a new corporate model in which AI and humans collaborate. But some political comments Benioff made ahead of the conference may overshadow this business push: In an interview with the New York Times last weekend, the longtime liberal called on President Trump to deploy National Guard troops to San Francisco, saying that Democrats had “destroyed” the city.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <strong style="color:#000">
                  Earnings season kicks off.
                 </strong>
                 It’s the most wonderful time of the year. No, not the winter holidays, but Q3 earnings season, which starts this week. A slew of big companies will get the festivities going, including JPMorgan, Goldman Sachs, Bank of America, Domino’s, Johnson &amp; Johnson, and Taiwan Semiconductor. Last quarter’s earnings were some of the best in history, with strong corporate profits underpinning the summer’s stock market rally.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <strong style="color:#000">
                  Everything else:
                 </strong>
                </p>
                <ul style="margin-top:0;padding-left:30px">
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   Federal Reserve Chair Jerome Powell will deliver a keynote speech today at the NABE annual meeting in Philadelphia.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   The IMF and World Bank’s semi-annual gathering of central bankers and finance ministers kicks off this week in Washington, DC.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   The MLB championship series are underway to determine who will play in the World Series, with the Dodgers taking on the Brewers in the National League and the Blue Jays facing the Mariners in the American League.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   Make sure to wish your dad a happy
                  </span>
                  <span>
                   <em>
                    NCIS
                   </em>
                  </span>
                  <span>
                   Week.
                  </span>
                  <span>
                   <em>
                    NCIS
                   </em>
                  </span>
                  <span>
                   ,
                  </span>
                  <span>
                   <em>
                    NCIS: Origins
                   </em>
                  </span>
                  <span>
                   , and
                  </span>
                  <span>
                   <em>
                    NCIS: Sydney
                   </em>
                  </span>
                  <span>
                   all premiere new seasons today.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   The Victoria’s Secret Fashion Show is tomorrow night.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   Netflix’s
                  </span>
                  <span>
                   <em>
                    Frankenstein
                   </em>
                  </span>
                  <span>
                   , starring Australian heartthrob Jacob Elordi as the monster, comes out in select theaters on Friday before hitting the streaming platform on Nov. 7.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   Blink-182 and Panic! At the Disco headline the When We Were Young Festival in Las Vegas on Saturday and Sunday.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   A second set of “No Kings” protests against the Trump administration is planned throughout the US on Saturday.
                  </span>
                 </li>
                </ul>
               </td>
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           <h3 style="color:#1c7ff2;margin-top:0;margin-bottom:0;font-family:Helvetica,Arial,sans-serif;font-size:16px;font-weight:700">
            STAT
           </h3>
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                <a style="color:#000;border-bottom:none;text-decoration:none" target="_blank">
                 Prime number: $49 million contract buyout
                </a>
               </h1>
              </div>
             </table>
             <div class="header-image-container" style="padding-top:15px">
              <img alt="former Penn State head football coach James Franklin" src="https://inboxflows.com/_/image/https%253A%252F%252Fmorningbrew.com%252Fcdn-cgi%252Fimage%252Fwidth%253D1336%252Cformat%253Dauto%252Fhttps%253A%252F%252Fstorage.morningbrew.com%252Fimage%252F2025-10-13%252Fimage-0ad46002c8ca8d676db61ab140bf76feb17af36c-1024x683-jpg%252FGettyImages-2233431718.jpg/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtb3JuaW5nYnJldyIsInRpbWUiOjE3NjA0MzQ3MjIuNjE1NjIzN30:1v8bUQ:H2qkwLAjh_OlxYcLAEDUSr86NspY0EgaAaFXANYha3Y" style="width:100%;max-width:670px;display:block" width="670"/>
              <p style="margin:0;padding:0;line-height:22px">
               <span class="source" style="margin-top:5px;margin-bottom:0;padding-left:10px;line-height:14px;display:inline-block">
                <small>
                 <em>
                  Isaiah Vazquez/Getty Images
                 </em>
                </small>
               </span>
              </p>
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              <tr>
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                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 Have you ever done your job so poorly that your employer gave you nearly $50 million to go away? No? Well, you must not be a prominent college football coach.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 Penn State
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  fired
                 </a>
                 head coach James Franklin on Sunday after the team’s loss at home to unranked Northwestern. It was apparently the final straw after the Nittany Lions—who entered the season ranked No. 2 in the country and had national championship aspirations—lost three games in a row, including as a 24.5-point favorite to winless UCLA:
                </p>
                <ul style="margin-top:0;padding-left:30px">
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   Penn State now must pay Franklin the remainder of his 10-year contract, reportedly worth more than $49 million.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   That’s the second-biggest buyout in college football history, behind the $76 million that Jimbo Fisher was given to stop being the Texas A&amp;M coach in 2023.
                  </span>
                 </li>
                </ul>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 Observers expect these monstrous buyouts to continue as more money is poured into college sports and as universities value winning above all else.
                 <em>
                  —AE
                 </em>
                </p>
               </td>
              </tr>
             </table>
            </td>
           </tr>
          </table>
         </td>
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           <h3 style="color:#1c7ff2;text-transform:uppercase;margin-top:0;margin-bottom:0;font-family:Helvetica,Arial,sans-serif;font-size:16px;font-weight:700">
            Together With ReMarkable
           </h3>
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           <img alt="ReMarkable" class="sponsored-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fmorningbrew.com%252Fcdn-cgi%252Fimage%252Fwidth%253D1336%252Cformat%253Dauto%252Fhttps%253A%252F%252Fstorage.morningbrew.com%252Fimage%252F2025-10-09%252Fimage-182736ff298250a2b0919edde0cd16e748eb6f2d-450x338-png%252Fbig-rMPP_launch_Morning-Brew_1000x750px%25282%2529.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtb3JuaW5nYnJldyIsInRpbWUiOjE3NjA0MzQ3MjIuNjE1NzI0fQ:1v8bUQ:0qNM7P9wU1HGl2NS3T2HC9vm-DWIohSrfg5sQdhU3h0" style="width:100%;max-width:670px;padding-top:15px;display:block" width="670"/>
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             <p style="margin-top:0;margin-bottom:15px;line-height:22px">
              <strong style="color:#000">
               Paper 2.0.
              </strong>
              The ancient Egyptians definitely deserve a nod for inventing paper, but it’s officially time for an upgrade.
              <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
               reMarkable
              </a>
              , the paper tablet, has the familiar feel of paper
              <del>
              </del>
              with the digital powers of a tablet. It’s designed to help you think better with fewer distractions.
              <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
               Try it for 100 days for free
              </a>
              .
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            NEWS
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                <a style="color:#000;border-bottom:none;text-decoration:none" target="_blank">
                 What else is brewing
                </a>
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                <ul style="margin-top:0;padding-left:30px">
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                    Doug Lebda
                   </a>
                  </span>
                  <span>
                   , the founder and CEO of LendingTree, died in an ATV accident on his family farm in North Carolina, the company said.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                    The Nobel prize in Economics
                   </a>
                  </span>
                  <span>
                   was awarded to three researchers for their work explaining how innovation and “creative destruction” drive economic growth.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                    Paramount
                   </a>
                  </span>
                  <span>
                   is said to be considering taking an offer directly to shareholders after Warner Bros. Discovery rebuffed its initial takeover attempt, the Wall Street Journal reported.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                    California
                   </a>
                  </span>
                  <span>
                   became the latest US state to mandate that social media companies show health warning labels to users under 18.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                    JPMorgan
                   </a>
                  </span>
                  <span>
                   announced a 10-year plan to invest $10 billion in four areas it deems essential to national security: defense and aerospace, “frontier” tech like AI and quantum computing, energy, and supply chain.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                    Taylor Swift
                   </a>
                  </span>
                  <span>
                   announced a six-episode docuseries on her
                  </span>
                  <span>
                   <em>
                    Eras Tour
                   </em>
                  </span>
                  <span>
                   is coming to Disney+ in December.
                  </span>
                 </li>
                </ul>
               </td>
              </tr>
             </table>
            </td>
           </tr>
          </table>
         </td>
        </tr>
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            RECS
           </h3>
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              <img alt="To-do list banner" src="https://inboxflows.com/_/image/https%253A%252F%252Fmorningbrew.com%252Fcdn-cgi%252Fimage%252Fwidth%253D1336%252Cformat%253Dauto%252Fhttps%253A%252F%252Fstorage.morningbrew.com%252Fimage%252F2025-09-11%252Fimage-762cbc4c673b8613a0de1bf6711a4fc25276f7a4-1350x330-png%252FMB_todo_banner.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtb3JuaW5nYnJldyIsInRpbWUiOjE3NjA0MzQ3MjIuNjE1ODE5N30:1v8bUQ:nyzHMIIopFvKAJtBOAxsDG5oWtB3B1BqfNC8UbItU08" style="width:100%;max-width:670px;display:block" width="670"/>
              <p style="margin:0;padding:0;line-height:22px">
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                <small>
                 <em>
                 </em>
                </small>
               </span>
              </p>
             </div>
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              <tr>
               <td class="content-container" style="padding:15px">
                <div>
                 <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                  <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NjA0MzQ3MjIuNjE1OTA0fQ:1v8bUQ:ZjW0yA6a0iSZuIOFS_GTIVCDC0Z4xeHaLve0ArtGQ-8" style="max-width:18px" width="18"/>
                  <strong style="color:#000">
                   Wear:
                  </strong>
                  <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                   Cute socks
                  </a>
                  to peek out of your loafers.**
                 </p>
                 <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                  <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NjA0MzQ3MjIuNjE1OTkzNX0:1v8bUQ:zEV8nWizNKrXKF5_De3yy4dzYUySNHBJEGV3_kFJivg" style="max-width:18px" width="18"/>
                  <strong style="color:#000">
                   Wait:
                  </strong>
                  A
                  <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                   pong clock
                  </a>
                  where every minute, the time always wins.
                 </p>
                 <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                  <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NjA0MzQ3MjIuNjE2MDc5Nn0:1v8bUQ:vx91Tj314YD_zw5pgBShFjgrYZQIpJpShesZdkluMpk" style="max-width:18px" width="18"/>
                  <strong style="color:#000">
                   Bring the kids:
                  </strong>
                  <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                   Luxury resorts
                  </a>
                  where there are specialized wellness treatments for children.
                 </p>
                 <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                  <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NjA0MzQ3MjIuNjE2MTg2OX0:1v8bUQ:_dh8M8M9jBZk00zZlWEE-vwOM5W9hYvKNqK0Vk-pOeQ" style="max-width:18px" width="18"/>
                  <strong style="color:#000">
                   Read:
                  </strong>
                  The most enticing books coming out
                  <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                   this fall
                  </a>
                  .
                 </p>
                 <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                  <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NjA0MzQ3MjIuNjE2Mjc5fQ:1v8bUQ:QSAgw1COaHdLZU_WXNGjmDYRkfx7QtDW7yO8n51HgDs" style="max-width:18px" width="18"/>
                  <strong style="color:#000">
                   Adventure unleashed:
                  </strong>
                  The
                  <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                   Fi Series 3+
                  </a>
                  keeps your dog safe wherever the journey leads with precision GPS, escape alerts, and unmatched durability.
                  <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                   Get up to $70 off
                  </a>
                  with code MORNING (offer expires Oct. 27).*
                 </p>
                 <placementslot data-id="425b94e79875">
                 </placementslot>
                 <placementslot data-id="62529f7e40d2">
                 </placementslot>
                 <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                  <sup>
                   <em>
                    *A message from our sponsor. **This article contains product recommendations from our writers. When you buy through these links, Morning Brew may earn a commission.
                   </em>
                  </sup>
                 </p>
                </div>
               </td>
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           <h3 style="color:#1c7ff2;margin-top:0;margin-bottom:0;font-family:Helvetica,Arial,sans-serif;font-size:16px;font-weight:700">
            PLAY
           </h3>
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               <img alt="Games available from Morning Brew" src="https://inboxflows.com/_/image/https%253A%252F%252Fmorningbrew.com%252Fcdn-cgi%252Fimage%252Fwidth%253D1336%252Cformat%253Dauto%252Fhttps%253A%252F%252Fstorage.morningbrew.com%252Fimage%252F2025-09-11%252Fimage-3524949da8d220051120175f97246671d52e0b38-2700x660-png%252FIMG_9052.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtb3JuaW5nYnJldyIsInRpbWUiOjE3NjA0MzQ3MjIuNjE2Mzc1NH0:1v8bUQ:pmcMCODYDFCM_Mlw-mSjAfj6oWthoyXhmWb73OnSYAU" style="width:100%;max-width:670px;display:block" width="670"/>
              </a>
              <p style="margin:0;padding:0;line-height:22px">
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                <small>
                 <em>
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                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <strong style="color:#000">
                  Brew Mini:
                 </strong>
                 If you play Wordle, you should have no problem with today’s Mini.
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  Play it here
                 </a>
                 .
                </p>
                <h2 style="color:#000;margin:0 0 15px;font-family:Helvetica,Arial,sans-serif;font-size:19px;font-weight:700">
                 Nutritional facts
                </h2>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 Below is the ingredient list for a food product you’d find at the grocery store. Can you name it?
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 Milk, cream, sugar, skim milk, tara gum, natural flavor
                </p>
               </td>
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            SHARE THE BREW
           </h3>
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                  Word of the Day
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                 Today’s Word of the Day is: henceforth, meaning “from this point on.” Thanks to Cathy from Denver, CO, for the medieval suggestion. Submit another Word of the Day
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