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   Daily 2025-11-26
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               Wed, Nov 26 | 2:56 read time
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                      <table border="0" cellpadding="0" cellspacing="0" style="color:#000000;font-family:Inter,sans-serif;font-size:13px;line-height:22px;table-layout:auto;width:100%;border:none;" width="100%">
                       <tbody>
                        <tr>
                         <td style="font-size:12px;font-weight:700;width:40%;vertical-align:baseline;padding:10px 0 0 0">
                          S&amp;P 500
                         </td>
                         <td style="font-size:12px;color:#16B166;font-weight:500;font-family:Trispace,monospace;width:30%;vertical-align:baseline;padding:10px 0 0 0">
                          0.91% ▲
                         </td>
                         <td style="font-size:12px;width:30%;vertical-align:baseline;text-align:right;padding:10px 0 0 0;font-family:Trispace,monospace">
                          6,766
                         </td>
                        </tr>
                        <tr>
                         <td style="font-size:12px;font-weight:700;width:40%;vertical-align:baseline;padding:10px 0 0 0">
                          GOLD
                         </td>
                         <td style="font-size:12px;color:#EA3459;font-weight:500;font-family:Trispace,monospace;width:30%;vertical-align:baseline;padding:10px 0 0 0">
                          0.09% ▼
                         </td>
                         <td style="font-size:12px;width:30%;vertical-align:baseline;text-align:right;padding:10px 0 0 0;font-family:Trispace,monospace">
                          $4,127
                         </td>
                        </tr>
                        <tr>
                         <td style="font-size:12px;font-weight:700;width:40%;vertical-align:baseline;padding:10px 0 0 0">
                          BITCOIN
                         </td>
                         <td colspan="2" style="font-size:12px;color:#4C5469;font-weight:400;font-family:Trispace,monospace;width:60%;vertical-align:baseline;text-align:right;padding:10px 0 0 0">
                          scroll down for info
                         </td>
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                 <td style="vertical-align:top;padding:0;">
                  <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="" width="100%">
                   <tbody>
                    <tr>
                     <td align="left" style="font-size:0px;padding:0;word-break:break-word;">
                      <table border="0" cellpadding="0" cellspacing="0" style="color:#000000;font-family:Inter,sans-serif;font-size:13px;line-height:22px;table-layout:auto;width:100%;border:none;" width="100%">
                       <tbody>
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                         <td style="font-size:12px;font-weight:700;width:40%;vertical-align:baseline;padding:10px 0 0 0">
                          FTSE 100
                         </td>
                         <td style="font-size:12px;color:#16B166;font-weight:500;font-family:Trispace,monospace;width:30%;vertical-align:baseline;padding:10px 0 0 0">
                          0.78% ▲
                         </td>
                         <td style="font-size:12px;width:30%;vertical-align:baseline;text-align:right;padding:10px 0 0 0;font-family:Trispace,monospace">
                          9,610
                         </td>
                        </tr>
                        <tr>
                         <td style="font-size:12px;font-weight:700;width:40%;vertical-align:baseline;padding:10px 0 0 0">
                          BRENT OIL
                         </td>
                         <td style="font-size:12px;color:#EA3459;font-weight:500;font-family:Trispace,monospace;width:30%;vertical-align:baseline;padding:10px 0 0 0">
                          2.32% ▼
                         </td>
                         <td style="font-size:12px;width:30%;vertical-align:baseline;text-align:right;padding:10px 0 0 0;font-family:Trispace,monospace">
                          $61.90
                         </td>
                        </tr>
                        <tr>
                         <td style="font-size:12px;font-weight:700;width:40%;vertical-align:baseline;padding:10px 0 0 0">
                          US BONDS*
                         </td>
                         <td style="font-size:12px;color:#16B166;font-weight:500;font-family:Trispace,monospace;width:30%;vertical-align:baseline;padding:10px 0 0 0">
                          0.03% ▼
                         </td>
                         <td style="font-size:12px;width:30%;vertical-align:baseline;text-align:right;padding:10px 0 0 0;font-family:Trispace,monospace">
                          4.01%
                         </td>
                        </tr>
                        <tr>
                         <td colspan="3" style="font-size:10px;font-family:Trispace,monospace;color:#7F879C;padding:0">
                          *10-year government yield
                         </td>
                        </tr>
                       </tbody>
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                  WALL STREET FEAR GAUGE INDEX 
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                   VIX
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                   <mj-raw>
                    <span style="background-color:#EFFF0D;display:inline">
                     Billion-Dollar Betrayal
                    </span>
                   </mj-raw>
                  </div>
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                      <a target="_blank">
                       <img alt="Billion-Dollar Betrayal" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Ffinimize-img.imgix.net%252Fhttps%253A%252F%252Fchivas-assets.s3-eu-west-1.amazonaws.com%252Fstatic%252Fimages%252FEditorial-251125-Aphabetv2.original.png%253Ffit%253Dcrop%2526h%253D600%2526ixlib%253Dpython-3.1.2%2526w%253D1200%2526s%253D89a6a81269e43bcb8a2faa57f886c117/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZmaW5pbWl6ZS1pbSIsInRpbWUiOjE3NjQxNDQzNzAuMzQwMTg5fQ:1vOAXS:cjNcOazrDAHksUTaDmSCALN9OXn6BAkEjVTGSp_My6c" style="border:0;display:block;outline:none;text-decoration:none;height:auto;width:100%;font-size:13px;" width="568"/>
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                  <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#000000;">
                   <p data-block-key="l8pve">
                    <b>
                     What’s going on here?
                    </b>
                   </p>
                   <p data-block-key="an6o6">
                    Alphabet’s shares initially jumped 3% on Tuesday, after reports that Meta might spend billions on the firm’s chips – a deal that could put the “envy” in “Nvidia”.
                   </p>
                   <p data-block-key="6iq0l">
                    <b>
                     What does this mean?
                    </b>
                   </p>
                   <p data-block-key="adtiq">
                    Nvidia’s chips are undoubtedly the world’s most famous – but all that attention means they’re in short supply. So Meta’s considering using Alphabet’s “tensor processing units” (TPUs) instead.
                   </p>
                   <p data-block-key="orv5">
                    ▶ Meta would potentially load the chips in its data centers from 2027
                    <i>
                     and
                    </i>
                    rent TPU capacity from Alphabet in the meantime.
                   </p>
                   <p data-block-key="2r97j">
                    ▶ Makes sense: Alphabet has spent
over a decade designing the things – and its latest ones are cheaper (and, according to some, more efficient) than Nvidia’s version.
                   </p>
                   <p data-block-key="ahgql">
                    ▶ Combine this potential deal with Anthropic’s existing order of up to a million TPUs, and Alphabet could strengthen its position in the fiercely competitive AI infrastructure market.
                   </p>
                   <p data-block-key="1s7d5">
                    <b>
                     Why should I care?
                    </b>
                   </p>
                   <p data-block-key="acq0u">
                    <b>
                     <i>
                      Zooming out:
                     </i>
                    </b>
                    <i>
                     Michael Burry’s blowing bubbles.
                    </i>
                   </p>
                   <p data-block-key="2i58h">
                    The Magnificent Seven just came out of their slowest quarter since early 2023. That will have only added to investors’ worries: many are skeptical of the eye-watering sums being spent across the sector, not least because a lot of that cash is being passed between very few hands.
                   </p>
                   <p data-block-key="fve93">
                    ⚠️ In fact, Michael Burry (famous for spotting the 2008 crisis) recently called out these “circular” AI deals, where chipmakers invest in AI model developers so that
they can… buy even more chips. It’s a trick that disguises
                    <i>
                     real
                    </i>
                    chip demand, making it very hard to tell what’s actually going on – and, therefore, hard to make good investment decisions.
                   </p>
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                  <div style="font-family:Inter,sans-serif;font-size:14px;font-weight:bold;line-height:1.5;text-align:left;color:#000000;">
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                      👀
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                     <span style="font-style:italic">
                      Today's Research
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                     What 200 Years Of Market History Can Teach You About
Investing
                    </span>
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                   <p data-block-key="pr7ai">
                    Sometimes the best way to see where you’re at is to look
                    <a>
                     way,
                     <i>
                      way
                     </i>
                     back
                    </a>
                    .
                   </p>
                   <p data-block-key="eggid">
                    That’s why I got hooked on Deutsche Bank’s latest deep dive. It’s a
                    <a>
                     200-year, 56-global-market look
                    </a>
                    that details how different assets really behave over time.
                   </p>
                   <p data-block-key="1ud1g">
                    I pulled
                    <a>
                     13 lessons
                    </a>
                    from it that are well-worth knowing.
                   </p>
                   <p data-block-key="2eomp">
                    They’ll make you more knowledgeable about the past –
                    <i>
                     and
                    </i>
                    help you
                    <a>
                     invest better
                    </a>
                    in the future.
                   </p>
                   <p data-block-key="bshtb">
                    That’s todays Research:
                    <a>
                     200 years, 56
markets, and 13 investing lessons you should know
                    </a>
                    .
                   </p>
                   <p data-block-key="8lj4e">
                    <a>
                     <b>
                      Read or listen to the Research here
                     </b>
                    </a>
                   </p>
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                         Reda
Farran, CFA
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                    <span style="font-style:italic">
                     SPONSORED BY ABERDEEN INVESTMENT TRUSTS
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                       <img alt="Aberdeen Investment Trusts" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Ffinimize-img.imgix.net%252Fhttps%253A%252F%252Fchivas-assets.s3-eu-west-1.amazonaws.com%252Fstatic%252Fimages%252FSTA1125502616-001_INV_AEIT_Newsletter_Finimize_.original.png%253Ffit%253Dclip%2526h%253DNone%2526ixlib%253Dpython-3.1.2%2526w%253D768%2526s%253D4485b60eae20859a4cdc850212d57140/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZmaW5pbWl6ZS1pbSIsInRpbWUiOjE3NjQxNDQzNzAuMzQwNzMwMn0:1vOAXS:zcvc_dBctJVYqr5OKN0xcgZCsfo1OaCW1foza2_X32M" style="border:0;display:block;outline:none;text-decoration:none;height:auto;width:100%;font-size:13px;" width="568"/>
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                   <h3 data-block-key="zs697">
                    <b>
                     Not all income strategies follow the crowd – and that’s kind of the point
                    </b>
                   </h3>
                   <p data-block-key="2fsqi">
                    The Aberdeen Equity Income Trust doesn’t try to mirror an index or chase what’s hot.
                   </p>
                   <p data-block-key="65ckp">
                    Instead,
it goes looking for the most compelling opportunities across the UK’s entire market – big, small, and everything in between.
                   </p>
                   <p data-block-key="36ipg">
                    It’s an actively managed, stand-apart approach that’s built on one smart idea: pay attention to change. That’s where the real insights (and potential returns) are.
                   </p>
                   <p data-block-key="7psdq">
                    Backed by decades of experience, the trust aims to deliver growing dividends that never settle for simply keeping up. They strive to move ahead.
                   </p>
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                   Please see important disclosures below*
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                     Making Memories
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                   <p data-block-key="qj4k8">
                    <b>
                     What’s going on here?
                    </b>
                   </p>
                   <p data-block-key="1s1d7">
                    Sandisk – a memory and data storage provider at the heart of the AI boom – is set to join the S&amp;P 500, marking a milestone that investors won’t forget anytime soon.
                   </p>
                   <p data-block-key="3r28r">
                    <b>
                     What does this mean?
                    </b>
                   </p>
                   <p data-block-key="ccimd">
                    “It takes a village” usually refers to raising a child… but in tech, it’s just as true for AI. Every chatbot request lights up a system of power cords, data centers, and chips. Now, that includes memory – and with so much demand for it, prices are up by around 300% since early September.
                   </p>
                   <p data-block-key="cvecm">
                    🔺 That explains why investors have pushed into major memory makers like
                    <b>
                     Sandisk
                    </b>
                    ,
                    <b>
                     Samsung, SK Hynix,
                    </b>
                    and
                    <b>
                     Micron
                    </b>
                    .
                   </p>
                   <p data-block-key="5av5a">
                    ▶ In fact, Sandisk’s stock is up
                    <i>
                     389%
                    </i>
                    since February, when the company was spun off from its previous parent Western Digital. And now it’s officially big enough to join the coveted S&amp;P 500 index.
                   </p>
                   <p data-block-key="2sk05">
                    <b>
                     Why should I care?
                    </b>
                   </p>
                   <p data-block-key="3jjk0">
                    <b>
                     <i>
                      For markets:
                     </i>
                    </b>
                    <i>
                     Roll out the red carpet.
                    </i>
                   </p>
                   <p data-block-key="ag49m">
                    The world’s most-watched index is certainly a
club worth joining. See, when a company makes the S&amp;P 500 cut, every fund tracking it has to buy that company’s stock. Just imagine how many funds there are all over the world doing that. And they aren’t dealing in pocket change, either: the four biggest S&amp;P 500 ETFs alone manage over $2 trillion.
                   </p>
                   <p data-block-key="bj7di">
                    <b>
                     <i>
                      For you personally:
                     </i>
                    </b>
                    <i>
                     Bigger isn’t always better.
                    </i>
                   </p>
                   <p data-block-key="6ftek">
                    It's no wonder so many investors hold passive funds or ETFs that
track the S&amp;P 500. They give you instant exposure to America’s biggest companies, take most of the management off your hands, and have relatively low fees to boot.
                   </p>
                   <p data-block-key="b0l9m">
                    ⚠️ Just don't assume those funds are diversified. The tech sector's decade-long outperformance means the S&amp;P 500's nine biggest companies are now
                    <i>
                     all
                    </i>
                    tech ones, making up nearly 40% of the entire thing. That's fine if those few overachievers can keep, well, overachieving – but you might be
wise to spread your investments a bit further and wider just in case.
                   </p>
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                   Swedish fintech giant Klarna announces a US dollar-backed stablecoin aimed at making payments faster and cheaper, as regulatory frameworks take shape in the US and Europe.
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   <div style="margin:0px auto;max-width:600px;">
    <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="width:100%;">
     <tbody>
      <tr>
       <td style="direction:ltr;font-size:0px;padding:20px 0;padding-bottom:24px;padding-left:16px;padding-right:16px;padding-top:0;text-align:center;">
        <!--[if mso | IE]>
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        <div style="margin:0px auto;max-width:568px;">
         <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="width:100%;">
          <tbody>
           <tr>
            <td style="border-top:2px solid #204CE9;direction:ltr;font-size:0px;padding:20px 0;padding-bottom:0;padding-top:8px;text-align:center;">
             <!--[if mso | IE]>
<table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" style="vertical-align:top;width:568px;">
<![endif]-->
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              <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="vertical-align:top;" width="100%">
               <tbody>
                <tr>
                 <td align="left" style="font-size:0px;padding:10px 25px;padding-top:0;padding-right:0;padding-bottom:0;padding-left:0px;word-break:break-word;">
                  <div style="font-family:Inter,sans-serif;font-size:14px;font-weight:bold;line-height:1.5;text-align:left;text-transform:uppercase;color:#030303;">
                   <mj-raw>
                    <span style="font-style:normal">
                     🖋️
                    </span>
                    <span style="font-style:italic">
                     Quote
of the day
                    </span>
                   </mj-raw>
                  </div>
                 </td>
                </tr>
               </tbody>
              </table>
             </div>
             <!--[if mso | IE]>
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<![endif]-->
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         <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="width:100%;">
          <tbody>
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            <td style="direction:ltr;font-size:0px;padding:20px 0;padding-bottom:32px;padding-top:8px;text-align:center;">
             <!--[if mso | IE]>
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               <tbody>
                <tr>
                 <td align="left" style="font-size:0px;padding:10px 25px;padding-right:0;padding-left:0;word-break:break-word;">
                  <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#000000;">
                   <strong>
                    "Success is simply a matter of luck. Ask any failure."
                   </strong>
                   — Earl Wilson (an American journalist, gossip columnist, and author)
                  </div>
                 </td>
                </tr>
               </tbody>
              </table>
             </div>
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                 <td align="center" style="font-size:0px;padding:0;padding-bottom:16px;word-break:break-word;">
                  <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;border-spacing:0px;">
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                    <tr>
                     <td style="width:568px;">
                      <a target="_blank">
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                      </a>
                     </td>
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                   </tbody>
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                 </td>
                </tr>
                <tr>
                 <td align="left" style="font-size:0px;padding:0;padding-right:0;padding-bottom:0;padding-left:0;word-break:break-word;">
                  <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#000000;">
                   <h3 data-block-key="kugw4">
                    <b>
                     Crypto’s swings can make you feel like you’re always one step behind.
                    </b>
                   </h3>
                   <p data-block-key="2duc1">
                    Jean-Marie Mognetti
                    <a>
                     can show you how to keep pace
                    </a>
                    . He’s spent the past decade turning digital asset chaos into opportunity.
                    <br/>
                    <br/>
                    As CEO and co-founder of CoinShares, he’s helped shape how institutions – and now everyday investors – get real, regulated, mainstream exposure to crypto.
                    <br/>
                    <br/>
                    At the Modern Investor Summit, he’ll break down
                    <a>
                     where the smartest money is going and how the next wave of products is already opening doors
                    </a>
                    .
                    <br/>
                    <br/>
                    If you want to invest in crypto without feeling like you’re guessing,
                    <a>
                     this is your session
                    </a>
                    .
                   </p>
                  </div>
                 </td>
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    <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="width:100%;">
     <tbody>
      <tr>
       <td style="direction:ltr;font-size:0px;padding:20px 0;padding-bottom:24px;padding-left:16px;padding-right:16px;padding-top:0;text-align:center;">
        <!--[if mso | IE]>
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        <div style="margin:0px auto;max-width:568px;">
         <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="width:100%;">
          <tbody>
           <tr>
            <td style="border-top:2px solid #204CE9;direction:ltr;font-size:0px;padding:20px 0;padding-bottom:0;padding-top:8px;text-align:center;">
             <!--[if mso | IE]>
<table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" style="vertical-align:top;width:568px;">
<![endif]-->
             <div class="mj-column-per-100 mj-outlook-group-fix" style="font-size:0px;text-align:left;direction:ltr;display:inline-block;vertical-align:top;width:100%;">
              <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="vertical-align:top;" width="100%">
               <tbody>
                <tr>
                 <td align="left" style="font-size:0px;padding:10px 25px;padding-top:0;padding-right:0;padding-bottom:0;padding-left:0px;word-break:break-word;">
                  <div style="font-family:Inter,sans-serif;font-size:14px;font-weight:bold;line-height:1.5;text-align:left;text-transform:uppercase;color:#030303;">
                   <mj-raw>
                    <span style="font-style:normal">
                     🎯
                    </span>
                    <span style="font-style:italic">
                     On Our
Radar
                    </span>
                   </mj-raw>
                  </div>
                 </td>
                </tr>
               </tbody>
              </table>
             </div>
             <!--[if mso | IE]>
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<![endif]-->
            </td>
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          </tbody>
         </table>
        </div>
        <!--[if mso | IE]>
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</td></tr><tr><td class="" width="600px">
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<![endif]-->
        <div style="margin:0px auto;max-width:568px;">
         <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="width:100%;">
          <tbody>
           <tr>
            <td style="direction:ltr;font-size:0px;padding:20px 0;padding-bottom:32px;padding-top:8px;text-align:center;">
             <!--[if mso | IE]>
<table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" style="vertical-align:top;width:568px;">
<![endif]-->
             <div class="mj-column-per-100 mj-outlook-group-fix" style="font-size:0px;text-align:left;direction:ltr;display:inline-block;vertical-align:top;width:100%;">
              <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
               <tbody>
                <tr>
                 <td style="vertical-align:top;padding:0;">
                  <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="" width="100%">
                   <tbody>
                    <tr>
                     <td align="left" style="font-size:0px;padding:0;padding-right:0;padding-bottom:0;padding-left:0;word-break:break-word;">
                      <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#000000;">
                       <p data-block-key="aaghi">
                        1.
                        <b>
                         Are you still watching?
                        </b>
                        The case for
                        <a>
                         quitting Netflix
                        </a>
                        .
                       </p>
                       <p data-block-key="5cl3m">
                        2.
                        <b>
                         If you can’t have Thor’s body, have his mind.
                        </b>
                        Inside
                        <a>
                         Chris Hemsworth’s experience
                        </a>
                        with reminiscence therapy.
                       </p>
                       <p data-block-key="7k4h1">
                        3.
                        <b>
                         That’ll show Apple.
                        </b>
                        Give your Windows computer
                        <a>
                         an upgrade with this app
                        </a>
                        .
                       </p>
                      </div>
                     </td>
                    </tr>
                   </tbody>
                  </table>
                 </td>
                </tr>
               </tbody>
              </table>
             </div>
             <!--[if mso | IE]>
</td></tr></table>
<![endif]-->
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          </tbody>
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        </div>
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<![endif]-->
       </td>
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<table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" style="vertical-align:top;width:568px;">
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    <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="width:100%;">
     <tbody>
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       <td style="direction:ltr;font-size:0px;padding:20px 0;padding-left:16px;padding-right:16px;text-align:center;">
        <!--[if mso | IE]>
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            <td align="left" style="font-size:0px;padding:10px 25px;padding-right:0;padding-left:0;word-break:break-word;">
             <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#000000;">
              Stay classy,
              <mj-raw>
               Sarah
              </mj-raw>
              😉 This issue of the Daily Brief was curated by
              <a style="color:inherit;font-weight:inherit">
               Russell
              </a>
              and
              <a style="color:inherit;font-weight:inherit">
               Naomi
              </a>
              . Got an idea? A question?
              <a>
               Get in touch
              </a>
              .
             </div>
            </td>
           </tr>
          </tbody>
         </table>
        </div>
        <!--[if mso | IE]>
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<![endif]-->
       </td>
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    </table>
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<table align="center" border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="width:600px;" width="600"><tr><td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;">
<![endif]-->
   <div style="margin:0px auto;max-width:600px;">
    <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="width:100%;">
     <tbody>
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       <td style="direction:ltr;font-size:0px;padding:0 16px;text-align:center;">
        <!--[if mso | IE]>
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        <div style="margin:0px auto;max-width:568px;">
         <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="width:100%;">
          <tbody>
           <tr>
            <td style="border-top:2px solid #204CE9;direction:ltr;font-size:0px;padding:20px 0;padding-bottom:0;padding-top:8px;text-align:center;">
             <!--[if mso | IE]>
<table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" style="vertical-align:top;width:568px;">
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              <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="vertical-align:top;" width="100%">
               <tbody>
                <tr>
                 <td align="left" style="font-size:0px;padding:10px 25px;padding-top:0;padding-right:0;padding-bottom:0;padding-left:0px;word-break:break-word;">
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                     💌
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                     THAT
WAS GREAT FOR US... HOW WAS IT FOR YOU?
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                   </mj-raw>
                  </div>
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               </tbody>
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             <!--[if mso | IE]>
</td></tr></table>
<![endif]-->
            </td>
           </tr>
          </tbody>
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        </div>
        <!--[if mso | IE]>
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</td></tr></table>
<![endif]-->
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     </tbody>
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   <div style="margin:0px auto;max-width:600px;">
    <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="width:100%;">
     <tbody>
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       <td style="direction:ltr;font-size:0px;padding:20px 0;padding-left:16px;padding-right:16px;padding-top:0;text-align:center;">
        <!--[if mso | IE]>
<table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" style="vertical-align:top;width:189.33333333333337px;">
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                <td align="center" bgcolor="#f8f9ff" role="presentation" style="border:none;border-radius:4px;cursor:auto;mso-padding-alt:10px 25px;background:#f8f9ff;" valign="middle">
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                  <span aria-hidden="true" role="img">
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stuff
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                </td>
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          </tbody>
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        <!--[if mso | IE]>
</td><td class="" style="vertical-align:top;width:189.33333333333337px;">
<![endif]-->
        <div class="mj-column-per-33-333333333333336 mj-outlook-group-fix" style="font-size:0px;text-align:left;direction:ltr;display:inline-block;vertical-align:top;width:100%;">
         <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="vertical-align:top;" width="100%">
          <tbody>
           <tr>
            <td align="center" style="font-size:0px;padding:12px 5px;word-break:break-word;">
             <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:separate;width:100%;line-height:100%;">
              <tbody>
               <tr>
                <td align="center" bgcolor="#f8f9ff" role="presentation" style="border:none;border-radius:4px;cursor:auto;mso-padding-alt:10px 25px;background:#f8f9ff;" valign="middle">
                 <a style="display:inline-block;background:#f8f9ff;color:#030303;font-family:Inter,sans-serif;font-size:13px;font-weight:normal;line-height:120%;margin:0;text-decoration:none;text-transform:none;padding:10px 25px;mso-padding-alt:0px;border-radius:4px;" target="_blank">
                  <span aria-hidden="true" role="img">
                   👍
                  </span>
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alright
                 </a>
                </td>
               </tr>
              </tbody>
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            </td>
           </tr>
          </tbody>
         </table>
        </div>
        <!--[if mso | IE]>
</td><td class="" style="vertical-align:top;width:189.33333333333337px;">
<![endif]-->
        <div class="mj-column-per-33-333333333333336 mj-outlook-group-fix" style="font-size:0px;text-align:left;direction:ltr;display:inline-block;vertical-align:top;width:100%;">
         <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="vertical-align:top;" width="100%">
          <tbody>
           <tr>
            <td align="center" style="font-size:0px;padding:12px 5px;word-break:break-word;">
             <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:separate;width:100%;line-height:100%;">
              <tbody>
               <tr>
                <td align="center" bgcolor="#f8f9ff" role="presentation" style="border:none;border-radius:4px;cursor:auto;mso-padding-alt:10px 25px;background:#f8f9ff;" valign="middle">
                 <a style="display:inline-block;background:#f8f9ff;color:#030303;font-family:Inter,sans-serif;font-size:13px;font-weight:normal;line-height:120%;margin:0;text-decoration:none;text-transform:none;padding:10px 25px;mso-padding-alt:0px;border-radius:4px;" target="_blank">
                  <span aria-hidden="true" role="img">
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                </td>
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              </tbody>
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            </td>
           </tr>
          </tbody>
         </table>
        </div>
        <!--[if mso | IE]>
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<![endif]-->
       </td>
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    </table>
   </div>
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<table align="center" border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="width:600px;" width="600" bgcolor="#f8f9ff"><tr><td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;">
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        <!--[if mso | IE]>
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                The value of investments, and the
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                Past performance is not a guide to future results.
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               Issued by abrdn Fund Managers Limited, registered in
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