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   Daily Brew // Morning Brew // Update
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     America’s suburbs are enjoying a renaissance...
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             May 15, 2023
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              TOGETHER WITH
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               Going to take this opportunity to offer a universal “bless you” to everyone dealing with allergies right now.
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               —
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               MARKETS: YEAR-TO-DATE
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            <!-- Nasdaq -->
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                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252F5z8%252F1k5%252F4%252Fm%252F6081a6aeef46b.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCJ9:1pyUwK:z9Xm9JmZ57rWT2GXFABgFSL3PnNFXKuBFgepe6Tg2CM" style="width:22%" width="20"/>
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                  Nasdaq
                 </p>
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                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
                  12,284.74
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top: 8px; padding-bottom: 8px;" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="width:70%;border-collapse:collapse; margin: 0 auto;">
                  <tr>
                   <td style="padding-left: 8px; padding-right: 8px; padding-top: 10px; padding-bottom: 10px; border-radius: 8px; background-color: #BEF2BA; background-color: rgba(40, 211, 26, 0.3);" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: center;">
                     +18.27%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
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             </td>
            </tr>
            <!-- END Nasdaq -->
            <!-- S&P -->
            <tr>
             <td class="pads10 pads6m lastline" style="border-bottom:1px solid #e6e6e6;padding-bottom:0;text-align: center; border-top: 1px solid #e6e6e6; mso-padding-alt: 0 20px 0 20px;">
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               <tr>
                <td align="center" class="markets-arrow-cell" style="width:12%;text-align: center; line-height: 1em;" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252F5z8%252F1k5%252F4%252Fm%252F6081a6aeef46b.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCJ9:1pyUwK:z9Xm9JmZ57rWT2GXFABgFSL3PnNFXKuBFgepe6Tg2CM" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px; white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
                  S&amp;P
                 </p>
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                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
                  4,124.08
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top: 8px; padding-bottom: 8px;" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="width:70%;border-collapse:collapse; margin: 0 auto;">
                  <tr>
                   <td style="padding-left: 8px; padding-right: 8px; padding-top: 10px; padding-bottom: 10px; border-radius: 8px; background-color: #BEF2BA; background-color: rgba(40, 211, 26, 0.3);" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: center;">
                     +7.84%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END S&P -->
            <!-- Dow -->
            <tr>
             <td class="pads10 pads6m lastline" style="border-bottom:1px solid #e6e6e6;padding-bottom:0;text-align: center; border-top: 1px solid #e6e6e6; mso-padding-alt: 0 20px 0 20px;">
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                <td align="center" class="markets-arrow-cell" style="width:12%;text-align: center; line-height: 1em;" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252F5z8%252F1k5%252F4%252Fm%252F6081a6aeef46b.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCJ9:1pyUwK:z9Xm9JmZ57rWT2GXFABgFSL3PnNFXKuBFgepe6Tg2CM" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px; white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
                  Dow
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
                  33,300.62
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top: 8px; padding-bottom: 8px;" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="width:70%;border-collapse:collapse; margin: 0 auto;">
                  <tr>
                   <td style="padding-left: 8px; padding-right: 8px; padding-top: 10px; padding-bottom: 10px; border-radius: 8px; background-color: #BEF2BA; background-color: rgba(40, 211, 26, 0.3);" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: center;">
                     +0.50%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END Dow -->
            <!-- 10-Year -->
            <tr>
             <td class="pads10 pads6m lastline" style="border-bottom:1px solid #e6e6e6;padding-bottom:0;text-align: center; border-top: 1px solid #e6e6e6; mso-padding-alt: 0 20px 0 20px;">
              <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;" width="100%">
               <tr>
                <td align="center" class="markets-arrow-cell" style="width:12%;text-align: center; line-height: 1em;" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252F5z8%252F1k5%252F4%252Fm%252F6081a6aedba0d.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCJ9:1pyUwK:z9Xm9JmZ57rWT2GXFABgFSL3PnNFXKuBFgepe6Tg2CM" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px; white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
                  10-Year
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
                  3.468%
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top: 8px; padding-bottom: 8px;" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="width:70%;border-collapse:collapse; margin: 0 auto;">
                  <tr>
                   <td style="padding-left: 8px; padding-right: 8px; padding-top: 10px; padding-bottom: 10px; border-radius: 8px; background-color: #FFB3B3; background-color: rgba(255, 3, 3, 0.3);" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: center;">
                     -41.2 bps
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END 10-Year -->
            <!-- Bitcoin -->
            <tr>
             <td class="pads10 pads6m lastline" style="border-bottom:1px solid #e6e6e6;padding-bottom:0;text-align: center; border-top: 1px solid #e6e6e6; mso-padding-alt: 0 20px 0 20px;">
              <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;" width="100%">
               <tr>
                <td align="center" class="markets-arrow-cell" style="width:12%;text-align: center; line-height: 1em;" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252F5z8%252F1k5%252F4%252Fm%252F6081a6aeef46b.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCJ9:1pyUwK:z9Xm9JmZ57rWT2GXFABgFSL3PnNFXKuBFgepe6Tg2CM" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px; white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
                  Bitcoin
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
                  $26,916.72
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top: 8px; padding-bottom: 8px;" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="width:70%;border-collapse:collapse; margin: 0 auto;">
                  <tr>
                   <td style="padding-left: 8px; padding-right: 8px; padding-top: 10px; padding-bottom: 10px; border-radius: 8px; background-color: #BEF2BA; background-color: rgba(40, 211, 26, 0.3);" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: center;">
                     +62.66%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END Bitcoin -->
            <!-- Apple -->
            <tr>
             <td class="pads10 pads6m lastline" style="border-bottom:1px solid #e6e6e6;padding-bottom:0;text-align: center; border-top: 1px solid #e6e6e6; mso-padding-alt: 0 20px 0 20px;">
              <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;" width="100%">
               <tr>
                <td align="center" class="markets-arrow-cell" style="width:12%;text-align: center; line-height: 1em;" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252F5z8%252F1k5%252F4%252Fm%252F6081a6aeef46b.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCJ9:1pyUwK:z9Xm9JmZ57rWT2GXFABgFSL3PnNFXKuBFgepe6Tg2CM" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px; white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
                  Apple
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
                  $172.57
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top: 8px; padding-bottom: 8px;" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="width:70%;border-collapse:collapse; margin: 0 auto;">
                  <tr>
                   <td style="padding-left: 8px; padding-right: 8px; padding-top: 10px; padding-bottom: 10px; border-radius: 8px; background-color: #BEF2BA; background-color: rgba(40, 211, 26, 0.3);" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: center;">
                     +38.38%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END Apple -->
            <!-- START REGULAR TEXT -->
            <tr>
             <td style="padding: 3px 15px 10px 15px">
              <p style="line-height:22px;margin-top:0;margin-bottom:15px;padding: 0; margin: 0; text-align: left; font-size: 13px;">
               *Stock data as of market close, cryptocurrency data as of  1:00am ET.
               <a class="link-sm" rel="noopener" style="border-bottom:1px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                Here's what these numbers mean.
               </a>
              </p>
             </td>
            </tr>
            <!-- END REGULAR TEXT -->
            <tr>
             <td style="padding: 0px 15px; mso-padding-alt: 0px 15px 15px 15px;">
              <ul style="margin-top:0;padding-left:30px">
               <li style="line-height:22px;margin-bottom:10px">
                <span>
                 <strong style="color:#000">
                  Markets:
                 </strong>
                </span>
                <span>
                 Despite the risk of the US defaulting on its debts next month, equity traders have
                </span>
                <span>
                 <a class="link" data-link-id="aec349fd39e2" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                  kept calm and carried on
                 </a>
                </span>
                <span>
                 , sending the Nasdaq to a weekly gain last week. But over in the bond market, investors are sweating. The cost of credit-default swaps, which act as insurance against a default, is higher in the US than in emerging markets like Mexico and Brazil.
                </span>
               </li>
               <li style="line-height:22px;margin-bottom:10px">
                <span>
                 <strong style="color:#000">
                  Stock spotlight:
                 </strong>
                </span>
                <span>
                 This stat about the stock market’s concentration is wild…Apple’s market cap is
                </span>
                <span>
                 <a class="link" data-link-id="97dd45f94319" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                  now greater
                 </a>
                </span>
                <span>
                 than the value of every company in the Russell 2000 small-cap index combined.
                </span>
               </li>
              </ul>
              <div style="display:none;">
              </div>
             </td>
            </tr>
            <tr>
             <td style="padding: 0px 20px; mso-padding-alt: 0px 20px 15px 20px;">
             </td>
            </tr>
           </table>
          </th>
         </tr>
        </table>
        <!--[if !mso ]><! -- -->
       </div>
      </div>
      <!-- <![endif]-->
      <!-- END MARKETS -->
      <!-- ARTICLE --->
      <!--[if !mso ]><! -- -->
      <div class="c6" style="margin-bottom:7px">
       <!-- <![endif]-->
       <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
        <tr>
         <th class="card" style="text-align:left;font-weight:400;font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#333;display:block;background-color:#fff;border-radius:15px;border:1px solid #e6e6e6;border-collapse:collapse;box-shadow:none;margin-bottom:0px;">
          <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
           <tr>
            <td style="padding: 15px;">
             <h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
              GEOGRAPHY
             </h3>
             <h1 style="font-family:Helvetica, Arial, sans-serif;font-size:24px;color:#333;font-weight:700;margin-bottom:0;line-height:26px;margin-top:8px">
              <a style="color:#000000!important;text-decoration:none;border-bottom:none!important;" target="_blank">
               <font color="#000000">
                The suburbs are buzzing
               </font>
              </a>
             </h1>
            </td>
           </tr>
          </table>
          <a style="text-decoration:none;border:none;" target="_blank">
           <img alt="Suburban mall in Virginia" class="story-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F42ea9bc001da9dfb1fdbd5f322c549f38c4b051e-1024x680.jpg%253Fw%253D670%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1pyUwK:uULgYgIUs3amyZO0NM0wEerdHj1SfOGkLXwOaC0UKn0" style="display: block; width: 100%; max-width: 670px;" width="670"/>
          </a>
          <span class="source" style="display:inline-block;padding-left:10px;margin-top:5px;margin-bottom:0px;line-height:14px">
           <small>
            <em>
             Robert Knopes/Education Images/Universal Images Group via Getty Images
            </em>
           </small>
          </span>
          <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
           <tr>
            <td style="padding:15px">
             <div>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               Have a few morning meetings, hit a Sweetgreen for lunch, finish up work, then go see your favorite band play a show—sounds like a day you could only pull off in a city.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               Not anymore. As Axios reported, the rise of remote work has breathed
               <a class="link" data-link-id="4fa9e24c9cc2" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                new life
               </a>
               into America’s suburbs, drowning out the roar of leaf blowers with commercial growth, an influx of new residents, and increased cultural opportunities, like
               <a class="link" data-link-id="28c404afddf0" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                legitimately good restaurants
               </a>
               .
              </p>
              <h2 style="font-family:Helvetica, Arial, sans-serif;font-size:19px;font-weight:700;color:#000;margin-top:0;margin-bottom:15px;margin-right:0;margin-left:0">
               Retailers show the way
              </h2>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               You’ve read headlines about major retailers closing stores in downtowns. But the reverse is happening in the suburbs, where retailers are
               <a class="link" data-link-id="2f3feeaf9d9e" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                opening new locations
               </a>
               to meet customers where they live and, increasingly, work. The availability of urban retail topped suburban availability in the second half of last year for the first time since at least 2013, the WSJ reported citing CBRE data.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                Case study:
               </strong>
               Sweetgreen.
              </p>
              <ul style="margin-top:0;padding-left:30px">
               <li style="line-height:22px;margin-bottom:10px">
                <span>
                 In 2019, 35% of Sweetgreen’s real estate footprint was in the suburbs.
                </span>
               </li>
               <li style="line-height:22px;margin-bottom:10px">
                <span>
                 As of last summer, half of its locations are located in the burbs.
                </span>
               </li>
              </ul>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               Even suburban malls, which have been given their last rites for decades, appear to be recuperating. Shopping center landlords are setting leasing and occupancy records this year, according to the WSJ.
              </p>
              <h2 style="font-family:Helvetica, Arial, sans-serif;font-size:19px;font-weight:700;color:#000;margin-top:0;margin-bottom:15px;margin-right:0;margin-left:0">
               A trickle into a flood
              </h2>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               The US suburban population had been increasing before the pandemic, growing 10.5% between 2010 and 2020, according to the Census. But lawns and patios became even more attractive during Covid, and the desire to live your best North Caldwell life has stuck around post-pandemic. Nearly half of millennials surveyed in a recent Bank of America
               <a class="link" data-link-id="d16ae0409ad4" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                report
               </a>
               (43%–45%) said they expected to buy a house in the suburbs.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               And as the suburbs have ballooned, they look a lot less like
               <em>
                Leave It to Beaver
               </em>
               . The populations of big American suburbs are now
               <a class="link" data-link-id="de9a30e47a64" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                more diverse
               </a>
               than the broader US population, according to Brookings.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                Bottom line:
               </strong>
               The WFH-fueled rise of the suburbs is a
               <a class="link" data-link-id="581921b40afa" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                wake-up call
               </a>
               to cities, where, in the case of NYC, 26 Empire State Buildings’ worth of office space now sits empty. According to Stanford economist Nicholas Bloom, the typical office worker is spending $2,000–$4,600 less annually in city centers.
              </p>
             </div>
             <!-- SOCIAL LINKS -->
             <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
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               <td style="padding-top: 12px;">
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                </a>
                <span>
                </span>
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                </span>
                <a class="" rel="noopener" style="text-decoration: none;" target="_blank">
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             <!-- END SOCIAL LINKS --->
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       <!--[if !mso]><! -- -->
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      <!-- END ARTICLE --->
      <!-- ARTICLE --->
      <!--[if !mso ]><! -- -->
      <div class="c6" style="margin-bottom:7px">
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             <h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
              TOGETHER WITH FACET
             </h3>
             <h1 style="font-family:Helvetica, Arial, sans-serif;font-size:24px;color:#333;font-weight:700;margin-bottom:0;line-height:26px;margin-top:8px">
              <a style="color:#000000!important;text-decoration:none;border-bottom:none!important;" target="_blank">
               <font color="#000000">
                <strong>
                 The first step to facing your financial fears
                </strong>
               </font>
              </a>
             </h1>
            </td>
           </tr>
          </table>
          <a style="text-decoration:none;border:none;" target="_blank">
           <!--[if mso]>
<img alt="Facet" style="display: block; width: 100%; max-width: 670px;" width="670" height=503 src="https://storage.morningbrew.com/gif/2023-05-11/image-06d794c7bd0b6d4e44db568b0a480c470a222490-1000x750-gif/2.gif">
<![endif]-->
           <!--[if !mso]>-->
           <!-- -->
           <img alt="Facet" class="story-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fstorage.morningbrew.com%252Fgif%252F2023-05-11%252Fimage-06d794c7bd0b6d4e44db568b0a480c470a222490-1000x750-gif%252F2.gif/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZzdG9yYWdlLm1vciJ9:1pyUwK:FUgHUbJg0WcSjd5coNq0LfNYJ1owTDfhgN3r9WuHCAc" style="display: block; width: 100%; max-width: 670px;" width="670"/>
           <!--<![endif]-->
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              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               What do we do when we’re stressed out? We procrastinate, of course. Because nothing solves a problem like avoiding it!
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               Jokes aside, *
               <a class="link" data-link-id="1c9da21fc835" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                90% of Americans are anxious about money
               </a>
               (yowza
               <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fgrimacing-face_1f62c.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiJ9:1pyUwK:920hYDsYirvf1VD4r2FNk0CfGxAr-ok3L2e-PjiDsgk" style="max-width:18px" width="18"/>
               ). Luckily,
               <a class="link" data-link-id="6700670e98d0" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                Facet’s Financial Wellness Quiz
               </a>
               is just the thing to nudge you out of fear and into empowerment. Best of all, it’s totally free.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               Facet’s Financial Wellness Quiz is quick and easy. In just 5 minutes, you’ll have your personal score and insights into 5 key areas of your financial life. Time for a clearer picture…and a sigh of relief.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               One small step for you, one giant leap for finance-kind.
               <a class="link" data-link-id="1ff91c1d7597" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                Complete the quiz to get your deets
               </a>
               .
               <br/>
              </p>
             </div>
            </td>
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         </th>
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       <!--[if !mso]><! -- -->
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      <!-- ARTICLE --->
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              WORLD
             </h3>
             <h1 style="font-family:Helvetica, Arial, sans-serif;font-size:24px;color:#333;font-weight:700;margin-bottom:0;line-height:26px;margin-top:8px">
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               <font color="#000000">
                Tour de headlines
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              </a>
             </h1>
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          <img alt="Campaign posters of the 13th Presidential candidate and Republican People's Party (CHP) Chairman Kemal Klçdarolu (L) and the President of the Republic of Turkey and Justice Development Party (AKP) President Recep Tayyip Erdoan (R) are seen displayed" class="story-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252Fe452694b195b1f30cec73888c678a26757089296-1024x683.jpg%253Fw%253D670%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1pyUwK:uULgYgIUs3amyZO0NM0wEerdHj1SfOGkLXwOaC0UKn0" style="display: block; width: 100%; max-width: 670px;" width="670"/>
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             Tunahan Turhan/SOPA Images/LightRocket via Getty Images
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              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                ​​
                <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fflag-for-turkey_1f1f9-1f1f7.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiJ9:1pyUwK:920hYDsYirvf1VD4r2FNk0CfGxAr-ok3L2e-PjiDsgk" style="max-width:18px" width="18"/>
                Turkish election is headed for a runoff.
               </strong>
               In the country’s most consequential election in a generation, neither the authoritarian-leaning incumbent, President Recep Tayyip Erdoğan, nor his challenger Kemal Kılıçdaroğlu
               <a class="link" data-link-id="a5bf9ea6d96d" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                eclipsed
               </a>
               the 50% threshold needed for victory, so the two men will likely square off in a runoff scheduled for May 28. If it’s anything like yesterday’s first round, it will be tense: Both candidates said the other’s vote counts were not to be trusted.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fflag-for-sweden_1f1f8-1f1ea.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiJ9:1pyUwK:920hYDsYirvf1VD4r2FNk0CfGxAr-ok3L2e-PjiDsgk" style="max-width:18px" width="18"/>
                Sweden wins Eurovision.
               </strong>
               The Eurovision-obsessed country took home the top prize with Loreen’s performance of the power ballad “
               <a class="link" data-link-id="4b99f6bac74e" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                Tattoo
               </a>
               .” An estimated 160+ million people tuned into the famously over-the-top singing event, which Liverpool, England, hosted on behalf of last year’s winner, Ukraine (the show featured numerous tributes to Ukraine). Sweden’s win means it’ll host next year’s competition on the 50th anniversary of the most iconic Eurovision performance of all time: ABBA singing “Waterloo.”
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fbasketball-and-hoop_1f3c0.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiJ9:1pyUwK:920hYDsYirvf1VD4r2FNk0CfGxAr-ok3L2e-PjiDsgk" style="max-width:18px" width="18"/>
                Ja Morant was suspended again.
               </strong>
               The Memphis Grizzlies star has been
               <a class="link" data-link-id="1663f306c5b3" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                suspended
               </a>
               from all team activities after he appeared to be holding a gun on an Instagram livestream this weekend. It’s the second time in just over two months that Morant was suspended for seeming to flash a gun in a social media video. After the first incident, in March, Morant was suspended for eight games and lost out on $668,000 of his salary. When returning from that suspension, Morant said he sought counseling to help him better deal with stress.
              </p>
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              SPORTS
             </h3>
             <h1 style="font-family:Helvetica, Arial, sans-serif;font-size:24px;color:#333;font-weight:700;margin-bottom:0;line-height:26px;margin-top:8px">
              <a style="color:#000000!important;text-decoration:none;border-bottom:none!important;" target="_blank">
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                5 sports betting stats on its 5th birthday
               </font>
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           <img alt="a roulette wheel inside a baseball diamond" class="story-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F7f93c51ef159bf62671cc7fcdbb54199c25bf8d6-1500x1000.jpg%253Fw%253D670%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1pyUwK:uULgYgIUs3amyZO0NM0wEerdHj1SfOGkLXwOaC0UKn0" style="display: block; width: 100%; max-width: 670px;" width="670"/>
          </a>
          <span class="source" style="display:inline-block;padding-left:10px;margin-top:5px;margin-bottom:0px;line-height:14px">
           <small>
            <em>
             Francis Scialabba
            </em>
           </small>
          </span>
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              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               Five years ago yesterday, the Supreme Court
               <a class="link" data-link-id="40798d1d3b98" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                lifted
               </a>
               a federal ban on sports gambling in the US, spawning a multibillion-dollar industry that’s transformed how Americans watch, talk about, and experience sports.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               We plucked five numbers from the sports betting world to highlight five years of legalization.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                $95 billion:
               </strong>
               That’s how much Americans bet on sports in legal jurisdictions with consumer protections last year, Sportico reported. It’s
               <a class="link" data-link-id="19fe00d849fc" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                more money
               </a>
               than the amount spent on ride sharing, coffee, or streaming.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                71%:
               </strong>
               Two sports betting companies, DraftKings and FanDuel, control
               <a class="link" data-link-id="2ec97ebccb6e" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                more than 70%
               </a>
               of the US market, per gambling analytics firm Eilers &amp; Krejcik. But despite taking in ~10% of wagers, these companies have struggled to turn a profit. FanDuel recorded its first quarterly profit last year, and DraftKings has yet to report a profitable quarter.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                33:
               </strong>
               That’s the number of states that currently have legal sports betting (Washington, DC, has it too). Another four states have legalized sports wagering, but don’t have any sportsbooks operating yet.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                3:
               </strong>
               The three most-populous US states—California, Texas, and Florida—have
               <em>
                not
               </em>
               legalized sports gambling. They account for 26% of all teams in the major North American pro leagues, according to Axios.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                45%:
               </strong>
               The number of women joining sportsbook apps jumped 45% last year, marking the third straight year that new women users exceeded men. DraftKings said that bets on women’s sports had increased 61% annually last year.
              </p>
             </div>
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              TOGETHER WITH THINK!
             </h3>
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              <strong style="color:#000">
               The full picture of health.
              </strong>
              Building your health isn’t about how many miles you run or pounds you lift. It also involves your mental and emotional state—so we partnered with think! to create a
              <a class="link" data-link-id="8ca6626fc437" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
               calendar of 28 tips
              </a>
              to build mental and emotional strength.
              <a class="link" data-link-id="b514a33d4fc3" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
               Start today
              </a>
              .
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              GRAB BAG
             </h3>
             <h1 style="font-family:Helvetica, Arial, sans-serif;font-size:24px;color:#333;font-weight:700;margin-bottom:0;line-height:26px;margin-top:8px">
              <a style="color:#000000!important;text-decoration:none;border-bottom:none!important;" target="_blank">
               <font color="#000000">
                Key performance indicators
               </font>
              </a>
             </h1>
            </td>
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          <img alt="Snapchat influencer Caryn Marjorie " class="story-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F409a994c2972c5b0012ad6765b98d56122e85500-1270x744.png%253Fw%253D670%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1pyUwK:uULgYgIUs3amyZO0NM0wEerdHj1SfOGkLXwOaC0UKn0" style="display: block; width: 100%; max-width: 670px;" width="670"/>
          <span class="source" style="display:inline-block;padding-left:10px;margin-top:5px;margin-bottom:0px;line-height:14px">
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             cutiecaryn via Snapchat
            </em>
           </small>
          </span>
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              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                Stat:
               </strong>
               Snapchat influencer Caryn Marjorie made
               <a class="link" data-link-id="d4f95bf49491" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                more than $71,000
               </a>
               in one week after releasing an AI version of herself, CarynAI, and charging fans $1 per minute for CarynAI to be their virtual girlfriend, Fortune reported. As of last week, CarynAI had more than 1,000 “boyfriends” (aka paying subscribers), and Marjorie estimates she could eventually bring in $5 million/month from her chatbot.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                Quote:
               </strong>
               “I do not understand what is happening but I am incomprehensibly grateful to bigolas dickolas.”
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               It’s quite reasonable that writer Amal El-Mohtar doesn’t understand what is happening, because it is strange. A book she co-authored in 2019,
               <em>
                This is How You Lose the Time War,
               </em>
               has
               <a class="link" data-link-id="60e9700a702c" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                shot up
               </a>
               to the top 10 on Amazon’s bestseller list thanks to a tweet by an account called Bigolas Dickolas Wolfwood. Last Sunday, Bigolas implored his followers to go buy this novella, writing, “read this. DO NOT look up anything about it. just read it.” The post went mega-viral and now the lives of everyone involved have changed forever.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                Read:
               </strong>
               Before his killing, tech executive Bob Lee led an underground life of sex and drugs. (
               <a class="link" data-link-id="d3cddf3d8efb" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                Wall Street Journal
               </a>
               )
              </p>
             </div>
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              CALENDAR
             </h3>
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                The week ahead
               </font>
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            <em>
             Demetrius Freeman/The Washington Post via Getty Images
            </em>
           </small>
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              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                Debt ceiling talks resume.
               </strong>
               President Biden and GOP leaders will
               <a class="link" data-link-id="9863c24731f7" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                continue
               </a>
               negotiations on raising the debt ceiling early this week. Biden said the talks were “moving along,” and the
               <a class="link" data-link-id="3809f8b652ef" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                structure
               </a>
               of the deal is starting to emerge, according to the FT. It will involve capping government spending in some form.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                Cannes Film Festival:
               </strong>
               Truckloads of rosé will be consumed during the 76th Cannes Film Festival in southern France, which
               <a class="link" data-link-id="c4b1d0c572af" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                begins tomorrow
               </a>
               . If you go, you’ll catch new films from Wes Anderson and Martin Scorcese, but don’t try to protest: The region’s government has banned all types of demonstrations amid heightened tensions over France raising the retirement age.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                Lots of sportsball:
               </strong>
               The NBA (curse you, Sixers) and NHL will begin their conference finals series, the Preakness Stakes will be run in Baltimore, and the PGA Championship will tee off at Oak Hill in Rochester, NY.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                Everything else…
               </strong>
              </p>
              <ul style="margin-top:0;padding-left:30px">
               <li style="line-height:22px;margin-bottom:10px">
                <span>
                 Walmart and Target highlight a busy week for retail earnings.
                </span>
               </li>
               <li style="line-height:22px;margin-bottom:10px">
                <span>
                 The 11th installment of the Fast &amp; Furious
                </span>
                <span>
                 <em>
                 </em>
                </span>
                <span>
                 franchise,
                </span>
                <span>
                 <em>
                  Fast X
                 </em>
                </span>
                <span>
                 , will hit US theaters on Friday. Many vehicles were harmed in the making of this film.
                </span>
               </li>
               <li style="line-height:22px;margin-bottom:10px">
                <span>
                 The Bitcoin 2023 Conference returns to Miami, a one-time crypto haven that has mostly
                </span>
                <span>
                 <a class="link" data-link-id="eeea11a11b2e" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                  moved on
                 </a>
                </span>
                <span>
                 .
                </span>
               </li>
              </ul>
             </div>
            </td>
           </tr>
          </table>
         </th>
        </tr>
       </table>
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       <!-- <![endif]-->
       <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
        <tr>
         <th class="card" style="text-align:left;font-weight:400;font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#333;display:block;background-color:#fff;border-radius:15px;border:1px solid #e6e6e6;border-collapse:collapse;box-shadow:none;margin-bottom:0px;">
          <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
           <tr>
            <td style="padding: 15px;">
             <h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
              NEWS
             </h3>
             <h1 style="font-family:Helvetica, Arial, sans-serif;font-size:24px;color:#333;font-weight:700;margin-bottom:0;line-height:26px;margin-top:8px">
              <a style="color:#000000!important;text-decoration:none;border-bottom:none!important;" target="_blank">
               <font color="#000000">
                What else is brewing
               </font>
              </a>
             </h1>
            </td>
           </tr>
          </table>
          <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
           <tr>
            <td style="padding-right:15px;padding-bottom:15px;padding-left:15px;padding-top:0px">
             <ul style="margin-top:0;padding-left:30px">
              <li style="line-height:22px;margin-bottom:10px">
               <span>
                <a class="link" data-link-id="41e65dceb1ff" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                 Yesterday
                </a>
               </span>
               <span>
                marked one year since 10 people were killed in a racist mass shooting at a Buffalo supermarket. President Biden marked the anniversary by publishing an
               </span>
               <span>
                <a class="link" data-link-id="a89d7ae19d5a" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                 opinion piece
                </a>
               </span>
               <span>
                in USA Today calling on Congress to enact gun reform.
               </span>
              </li>
              <li style="line-height:22px;margin-bottom:10px">
               <span>
                <a class="link" data-link-id="35c0efcdcf70" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                 US border crossings
                </a>
               </span>
               <span>
                fell by 50% after Title 42 ended last week—the opposite of the spike that was expected, Homeland Security Secretary Alejandro Mayorkas said.
               </span>
              </li>
              <li style="line-height:22px;margin-bottom:10px">
               <span>
                <a class="link" data-link-id="7cddb0233500" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                 Argentina
                </a>
               </span>
               <span>
                will raise its benchmark interest rate by 600 basis points to 97% today as part of emergency measures its government is taking to stabilize runaway inflation.
               </span>
              </li>
              <li style="line-height:22px;margin-bottom:10px">
               <span>
                <a class="link" data-link-id="6dd2a1661aa7" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                 A Sherpa guide
                </a>
               </span>
               <span>
                summited Mount Everest for the 26th time, tying the all-time record.
               </span>
              </li>
             </ul>
            </td>
           </tr>
          </table>
         </th>
        </tr>
       </table>
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       <!-- <![endif]-->
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        <tr>
         <th class="card" style="text-align:left;font-weight:400;font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#333;display:block;background-color:#fff;border-radius:15px;border:1px solid #e6e6e6;border-collapse:collapse;box-shadow:none;margin-bottom:0px;">
          <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
           <tr>
            <td style="padding: 15px;">
             <h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
              RECS
             </h3>
            </td>
           </tr>
          </table>
          <img alt="Monday to-do list image" class="story-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F9d5648a2d2258fd68bce60989fe26a0a1138ae6b-1500x375.png%253Fw%253D670%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1pyUwK:uULgYgIUs3amyZO0NM0wEerdHj1SfOGkLXwOaC0UKn0" style="display: block; width: 100%; max-width: 670px;" width="670"/>
          <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
           <tr>
            <td style="padding:15px">
             <div>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiJ9:1pyUwK:920hYDsYirvf1VD4r2FNk0CfGxAr-ok3L2e-PjiDsgk" style="max-width:18px" width="18"/>
                Teaching chess:
               </strong>
               One chess player at NYC’s Washington Square Park gives a lesson to a surprising student. (
               <a class="link" data-link-id="c04e96682f00" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                YouTube
               </a>
               )
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiJ9:1pyUwK:920hYDsYirvf1VD4r2FNk0CfGxAr-ok3L2e-PjiDsgk" style="max-width:18px" width="18"/>
                Just watch:
               </strong>
               This has to be the
               <a class="link" data-link-id="878139b88f08" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                best 1:9 scale diorama
               </a>
               of Mel Gibson’s drunk-driving arrest on YouTube.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiJ9:1pyUwK:920hYDsYirvf1VD4r2FNk0CfGxAr-ok3L2e-PjiDsgk" style="max-width:18px" width="18"/>
                Zoom-from-patio:
               </strong>
               Upgrade your outdoor office with
               <a class="link" data-link-id="39f8992b9028" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                these tips and products
               </a>
               .
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiJ9:1pyUwK:920hYDsYirvf1VD4r2FNk0CfGxAr-ok3L2e-PjiDsgk" style="max-width:18px" width="18"/>
                Get your mind healthy:
               </strong>
               For Mental Health Awareness Month,
               <a class="link" data-link-id="d6bd917458f1" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                this website
               </a>
               is an all-in-one guide to improving your mental wellness.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiJ9:1pyUwK:920hYDsYirvf1VD4r2FNk0CfGxAr-ok3L2e-PjiDsgk" style="max-width:18px" width="18"/>
                Don’t leave the fundamentals behind:
               </strong>
               Our Business Essentials Accelerator will teach you the business school basics in just four weeks.
               <a class="link" data-link-id="90a6b922440f" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                Apply now
               </a>
               to join us on June 5.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiJ9:1pyUwK:920hYDsYirvf1VD4r2FNk0CfGxAr-ok3L2e-PjiDsgk" style="max-width:18px" width="18"/>
               <strong style="color:#000">
                Good vibrations:
               </strong>
               Meet the wearable that trains your body to embrace sleep and banish stress.
               <a class="link" data-link-id="12f0ae9102ab" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                Apollo Neuro’s touch-therapy technology
               </a>
               uses soothing vibrations to improve sleep, relaxation, and focus.
               <a class="link" data-link-id="90b8ddb0ccae" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                Keep calm with $40 off
               </a>
               .*
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <sup>
                <em>
                 *This is sponsored advertising content.
                </em>
               </sup>
              </p>
             </div>
            </td>
           </tr>
          </table>
         </th>
        </tr>
       </table>
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      </div>
      <!-- <![endif]-->
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       <!-- <![endif]-->
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        <tr>
         <th class="card" style="text-align:left;font-weight:400;font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#333;display:block;background-color:#fff;border-radius:15px;border:1px solid #e6e6e6;border-collapse:collapse;box-shadow:none;margin-bottom:0px;">
          <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
           <tr>
            <td style="padding: 15px;">
             <h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
              GAMES
             </h3>
             <h1 style="font-family:Helvetica, Arial, sans-serif;font-size:24px;color:#333;font-weight:700;margin-bottom:0;line-height:26px;margin-top:8px">
              <a style="color:#000000!important;text-decoration:none;border-bottom:none!important;" target="_blank">
               <font color="#000000">
                The puzzle section
               </font>
              </a>
             </h1>
            </td>
           </tr>
          </table>
          <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
           <tr>
            <td style="padding-right:15px;padding-bottom:15px;padding-left:15px;padding-top:0px">
             <div>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                Turntable:
               </strong>
               Fans of Boggle,
               <em>
                Words With Friends
               </em>
               , or any other spelling game will love our word puzzle, Turntable. Today’s Turntable asks you to find 43 words—
               <a class="link" data-link-id="de85726248ee" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                see how many you can get
               </a>
               .
              </p>
              <h2 style="font-family:Helvetica, Arial, sans-serif;font-size:19px;font-weight:700;color:#000;margin-top:0;margin-bottom:15px;margin-right:0;margin-left:0">
               Name popularity trivia
              </h2>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               Let’s revisit 2022’s
               <a class="link" data-link-id="0278f03a521f" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                most popular baby names
               </a>
               list for today’s trivia.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               We’ll give you five names each for boys and girls. You have to place them in order of popularity last year. (Popularity = the percentage of names given, not the total number.)
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                Boys
               </strong>
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               Axel
               <br/>
               Gregory
               <br/>
               Elijah
               <br/>
               John
               <br/>
               Reid
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                Girls
               </strong>
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               Amanda
               <br/>
               Jenna
               <br/>
               Isabella
               <br/>
               Lisa
               <br/>
               Nora
              </p>
             </div>
            </td>
           </tr>
          </table>
         </th>
        </tr>
       </table>
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      <!-- <![endif]-->
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       <!-- <![endif]-->
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        <tr>
         <th class="card" style="text-align:left;font-weight:400;font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#333;display:block;background-color:#fff;border-radius:15px;border:1px solid #e6e6e6;border-collapse:collapse;box-shadow:none;margin-bottom:0px;">
          <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
           <tr>
            <td style="padding: 15px;">
             <h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
              AROUND THE BREW
             </h3>
             <h1 style="font-family:Helvetica, Arial, sans-serif;font-size:24px;color:#333;font-weight:700;margin-bottom:0;line-height:26px;margin-top:8px">
              <a style="color:#000000!important;text-decoration:none;border-bottom:none!important;" target="_blank">
               <font color="#000000">
                Money talks around the world
               </font>
              </a>
             </h1>
            </td>
           </tr>
          </table>
          <a style="text-decoration:none;border:none;" target="_blank">
           <img alt="Money talks around the world" class="story-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F2045bf85a1d784de4cffc2be663524008f6a928d-1500x1000.png%253Fw%253D670%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1pyUwK:uULgYgIUs3amyZO0NM0wEerdHj1SfOGkLXwOaC0UKn0" style="display: block; width: 100%; max-width: 670px;" width="670"/>
          </a>
          <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
           <tr>
            <td style="padding:15px">
             <div>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fchart-with-upwards-trend_1f4c8.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiJ9:1pyUwK:920hYDsYirvf1VD4r2FNk0CfGxAr-ok3L2e-PjiDsgk" style="max-width:18px" width="18"/>
               Navigating finance careers in today’s job market can be overwhelming. So we’ve called in the experts to help.
               <a class="link" data-link-id="01731a533664" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                Check it out
               </a>
               .
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fspeech-balloon_1f4ac.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiJ9:1pyUwK:920hYDsYirvf1VD4r2FNk0CfGxAr-ok3L2e-PjiDsgk" style="max-width:18px" width="18"/>
               Our one-week virtual course, Difficult Conversations at Work, kicks off today.
               <a class="link" data-link-id="412bc7db3f36" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                Secure your spot
               </a>
               before noon ET.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fpersonal-computer_1f4bb.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiJ9:1pyUwK:920hYDsYirvf1VD4r2FNk0CfGxAr-ok3L2e-PjiDsgk" style="max-width:18px" width="18"/>
               Want to learn how the world’s most influential companies are leveraging next-gen technology?
               <a class="link" data-link-id="a6a38d837191" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                Tech Brew’s newsletter
               </a>
               will keep you informed.
              </p>
             </div>
            </td>
           </tr>
          </table>
         </th>
        </tr>
       </table>
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          <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
           <tr>
            <td style="padding: 15px;">
             <h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
              SHARE THE BREW
             </h3>
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           <tr>
            <td style="padding-right:15px;padding-bottom:15px;padding-left:15px;padding-top:0px">
             <p style="line-height:22px;margin-top:0;margin-bottom:15px;margin-bottom:15px;line-height:22px;">
              <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333;border-bottom-width:2px;border-bottom-style:solid;border-bottom-color:#1c7ff2;text-decoration:none;color:#252525;" target="_blank">
               Share Morning Brew
              </a>
              with your friends, acquire free Brew swag, and then acquire more friends as a result of your fresh Brew swag.
             </p>
             <p style="line-height:22px;margin-top:0;margin-bottom:15px;margin-bottom:15px;line-height:22px;">
              We’re saying we’ll give you free stuff and more friends if you share a link. One link.
             </p>
             <a class="">
              <p style="line-height:22px;margin-top:0;margin-bottom:15px;margin-bottom:15px;line-height:22px;">
               <img class="img-responsive" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252Fcomposer%252Fimages%252Fsailthru-prod-5z8%252Feditor_images%252FUpdated_Referral_Card_Option1_v6.gif/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCJ9:1pyUwK:z9Xm9JmZ57rWT2GXFABgFSL3PnNFXKuBFgepe6Tg2CM" style="display:block;width:100% !important;max-width: 640px; width: 100%;" width="640"/>
              </p>
             </a>
             <p style="line-height:22px;margin-top:0;margin-bottom:15px;margin-bottom:15px;line-height:22px;">
              <b>
               Your referral count:
              </b>
              0
             </p>
             <a class="stb-btn" style="margin-top:inherit !important;margin-bottom:inherit !important;margin-right:inherit !important;margin-left:inherit !important;width:100%;max-width:150px;font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#ffffff;font-weight:900;text-decoration:none;text-align:center;background-color:#1c7ff2;padding-top:15px;padding-bottom:15px;padding-right:15px;padding-left:15px;border-radius:4px;display:block;">
              Click to Share
             </a>
             <p style="line-height:22px;margin-top:0;margin-bottom:15px;margin-top:15px;margin-bottom:15px;line-height:22px;">
              Or copy &amp; paste your referral link to others:
              <br/>
              <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333;border-bottom-width:2px;border-bottom-style:solid;border-bottom-color:#1c7ff2;text-decoration:none;color:#252525;" target="_blank">
               morningbrew.com/daily/r/?kid=979c4554
              </a>
             </p>
            </td>
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          </table>
         </th>
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             <h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
              ANSWER
             </h3>
            </td>
           </tr>
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           <tr>
            <td style="padding-right:15px;padding-bottom:15px;padding-left:15px;padding-top:0px">
             <div>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                Boys:
               </strong>
               1) Elijah 2) John 3) Axel 4) Reid 5) Gregory
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                Girls:
               </strong>
               1) Isabella 2) Nora 3) Amanda 4) Jenna
               <strong style="color:#000">
               </strong>
               5) Lisa
              </p>
             </div>
            </td>
           </tr>
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         </th>
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           <tr>
            <td style="padding-top:15px;padding-bottom:15px;padding-left:15px;padding-right:15px;font-size: 10px">
             <p style="line-height:22px;margin-top:0;margin-bottom:15px;line-height:22px;margin-top:0;margin-bottom:15px;font-size:10px;line-height:10px;">
              <strong style="color:#000">
               ✢ A Note From Facet
              </strong>
             </p>
             <div>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <em>
                Facet Wealth, Inc. (“Facet”) is an SEC Registered Investment Advisor headquartered in Baltimore, Maryland. This is not an offer to sell securities or the solicitation of an offer to purchase securities. This is not investment, financial, legal, or tax advice.
               </em>
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <em>
                *Source:
                <a class="link" data-link-id="8d0806f7e6fc" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                 https://www.cnbc.com/select/why-americans-are-stressed-about-money/
                </a>
               </em>
              </p>
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         <p style="line-height:22px;margin-top:0;margin-bottom:15px">
          Written by
          <a class="link" rel="noopener" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
           Neal Freyman
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            Take The Brew to work
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             Money &amp; Career:
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