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    …and the banking-crisis encore
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                   Regulation loading… (Lionel Bonaventure/Getty Images)
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                 <div style="font-family:'General Grotesque', Arial;font-size:13px;line-height:1;text-align:center;color:#000000;">
                  Yesterday’s Market Moves
                 </div>
                </td>
               </tr>
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                <td style="font-size:0px;word-break:break-word;">
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                </td>
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                <td align="left" class="desktop marketIndices" style="font-size:0px;padding:0;word-break:break-word;">
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                  <tr>
                   <td>
                    <span class="text" style="font-family: 'General Grotesque', Arial; font-size: 13px; line-height: 22px; padding: 0;">
                     Dow Jones
                     <br/>
                     <span style="font-family: 'General Grotesque Bold', Arial; font-weight: 700;">
                      33,674
                      <span style="color: rgb(255, 80, 0);">
                       (-1.24%)
                      </span>
                     </span>
                    </span>
                   </td>
                   <td>
                    <span class="text" style="font-family: 'General Grotesque', Arial; font-size: 13px; line-height: 22px; padding: 0;">
                     S&amp;P 500
                     <br/>
                     <span style="font-family: 'General Grotesque Bold', Arial; font-weight: 700;">
                      4,136
                      <span style="color: rgb(255, 80, 0);">
                       (-0.80%)
                      </span>
                     </span>
                    </span>
                   </td>
                   <td>
                    <span class="text" style="font-family: 'General Grotesque', Arial; font-size: 13px; line-height: 22px; padding: 0;">
                     Nasdaq
                     <br/>
                     <span style="font-family: 'General Grotesque Bold', Arial; font-weight: 700;">
                      12,235
                      <span style="color: rgb(0, 200, 5);">
                       (+0.07%)
                      </span>
                     </span>
                    </span>
                   </td>
                   <td>
                    <span class="text" style="font-family: 'General Grotesque', Arial; font-size: 13px; line-height: 22px; padding: 0;">
                     Bitcoin
                     <br/>
                     <span style="font-family: 'General Grotesque Bold', Arial; font-weight: 700;">
                      $29,516
                      <span style="color: rgb(0, 200, 5);">
                       (+0.60%)
                      </span>
                     </span>
                    </span>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
               <!--[if !mso]><!-->
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                <td align="left" class="mobile marketIndices" style="font-size:0px;padding:0;word-break:break-word;">
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                  <tr>
                   <td>
                    <span class="text" style="font-family: 'General Grotesque', Arial; font-size: 13px; line-height: 22px; padding: 0;">
                     Dow Jones
                     <br/>
                     <span style="font-family: 'General Grotesque Bold', Arial; font-weight: 700;">
                      33,674
                      <span style="color: rgb(255, 80, 0);">
                       (-1.24%)
                      </span>
                     </span>
                    </span>
                   </td>
                   <td>
                    <span class="text" style="font-family: 'General Grotesque', Arial; font-size: 13px; line-height: 22px; padding: 0;">
                     S&amp;P 500
                     <br/>
                     <span style="font-family: 'General Grotesque Bold', Arial; font-weight: 700;">
                      4,136
                      <span style="color: rgb(255, 80, 0);">
                       (-0.80%)
                      </span>
                     </span>
                    </span>
                   </td>
                  </tr>
                  <tr>
                   <td>
                    <span class="text" style="font-family: 'General Grotesque', Arial; font-size: 13px; line-height: 22px; padding: 0;">
                     Nasdaq
                     <br/>
                     <span style="font-family: 'General Grotesque Bold', Arial; font-weight: 700;">
                      12,235
                      <span style="color: rgb(0, 200, 5);">
                       (+0.07%)
                      </span>
                     </span>
                    </span>
                   </td>
                   <td>
                    <span class="text" style="font-family: 'General Grotesque', Arial; font-size: 13px; line-height: 22px; padding: 0;">
                     Bitcoin
                     <br/>
                     <span style="font-family: 'General Grotesque Bold', Arial; font-weight: 700;">
                      $29,516
                      <span style="color: rgb(0, 200, 5);">
                       (+0.60%)
                      </span>
                     </span>
                    </span>
                   </td>
                  </tr>
                 </table>
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   <div style="background:rgb(255, 255, 255);background-color:rgb(255, 255, 255);margin:0px auto;max-width:600px;">
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       <td style="direction:ltr;font-size:0px;padding:27px 10px;text-align:center;">
        <!--[if mso | IE]><table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="column-outlook" style="vertical-align:top;width:580px;" ><![endif]-->
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                <td align="left" style="font-size:0px;padding:0;word-break:break-word;">
                 <div style="font-family:'General Grotesque', Arial;font-size:16px;font-weight:400;line-height:24px;text-align:left;color:#000000;">
                  <p>
                   <strong>
                    Hey Snackers,
                   </strong>
                  </p>
                  <p>
                   There aren’t many places you’d expect to find 500+ pounds of pasta, but the New Jersey woods probably wouldn’t be your first guess. But that’s how much spaghetti a resident
                   <a rel="noopener" style="color: #26A19B; text-decoration: underline; font-weight: bold; text-decoration-thickness: 2px; text-underline-offset: 1px;" target="_blank">
                    found
                   </a>
                   dumped by a stream, leaving officials with an impastable mystery to salt.
                  </p>
                  <p>
                   Stocks fell for the week but rallied on Friday after expectation-beating April US job growth and stronger-than-anticipated
                   <strong>
                    <a rel="noopener" style="color: #26A19B; text-decoration: underline; font-weight: bold; text-decoration-thickness: 2px; text-underline-offset: 1px;" target="_blank">
                     Apple
                    </a>
                   </strong>
                   earnings. Regional-bank stocks partially recovered after plunging earlier in the week as contagion fears linger.
                  </p>
                 </div>
                </td>
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                 <p style="border-top:solid 1px #e3e9ed;font-size:1px;margin:0px auto;width:100%;">
                 </p>
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                 <div style="font-family:'General Grotesque', Arial;font-size:13px;line-height:15px;text-align:left;color:#000000;">
                  <div style="font-family: 'General Grotesque Bold', Arial; font-weight: 700; letter-spacing: 0.03em; text-transform: uppercase; color: #000000; padding: 6px 19px; border-radius: 30px; border: 0; background-color:#62E5DA; display: inline-block;">
                   Learning
                  </div>
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             <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
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                <td align="left" class="type-no-paragraph-margins" style="font-size:0px;padding:0;padding-top:24px;padding-bottom:12px;word-break:break-word;">
                 <div style="font-family:'General Grotesque Bold', Arial;font-size:24px;font-weight:700;line-height:32px;text-align:left;color:#000000;">
                  <p>
                   As AI anxiety spreads, Washington pressures Big Tech CEOs to ensure their products are safe
                  </p>
                 </div>
                </td>
               </tr>
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                 <div style="font-family:'General Grotesque', Arial;font-size:16px;font-weight:400;line-height:24px;text-align:left;color:#000000;">
                  <p>
                   <strong>
                    Bots on the hill…
                   </strong>
                   VP Kamala Harris
                   <a rel="noopener" style="color: #26A19B; text-decoration: underline; font-weight: bold; text-decoration-thickness: 2px; text-underline-offset: 1px;" target="_blank">
                    met
                   </a>
                   last week with the bosses of
                   <strong>
                    <a rel="noopener" style="color: #26A19B; text-decoration: underline; font-weight: bold; text-decoration-thickness: 2px; text-underline-offset: 1px;" target="_blank">
                     Alphabet
                    </a>
                   </strong>
                   ,
                   <strong>
                    <a rel="noopener" style="color: #26A19B; text-decoration: underline; font-weight: bold; text-decoration-thickness: 2px; text-underline-offset: 1px;" target="_blank">
                     Microsoft
                    </a>
                   </strong>
                   ,
                   <strong>
                    OpenAI
                   </strong>
                   , and
                   <strong>
                    Anthropic
                   </strong>
                   as AI innovation draws greater scrutiny in DC. The White House said AI developers are expected to have their products reviewed at August’s Defcon cybersecurity conference, and debuted a $140M plan to build AI-research hubs. As large language models (LLMs) like ChatGPT go mainstream, Washington says companies have an “ethical, moral, and legal” responsibility to ensure their tech is safe. A few concerns:
                  </p>
                  <ul style="padding-left: 18px;">
                   <li style="margin-bottom: 12px;">
                    <p>
                     <strong>
                      Data privacy:
                     </strong>
                     There are worries LLMs could leak sensitive user data they collect. Last week
                     <strong>
                      Samsung
                     </strong>
                     barred its staff from using ChatGPT after a leak.
                    </p>
                   </li>
                   <li style="margin-bottom: 12px;">
                    <p>
                     <strong>
                      Misinfo:
                     </strong>
                     LLMs are known for spewing false or biased info. Governments are concerned bad actors could use LLMs to spread propaganda.
                    </p>
                   </li>
                   <li style="margin-bottom: 12px;">
                    <p>
                     <strong>
                      Copyright:
                     </strong>
                     Legal issues have emerged over AI-related infringement, from cover art to fake Drake songs. It’s also an element of the recent WGA strike: writers worry that studios could use their scripts to churn out AI-generated stories without them.
                    </p>
                   </li>
                   <li style="margin-bottom: 12px;">
                    <p>
                     <strong>
                      Plagiarism:
                     </strong>
                     Teachers are concerned, too, as students lean on LLMs for homework. Last week
                     <strong>
                      <a rel="noopener" style="color: #26A19B; text-decoration: underline; font-weight: bold; text-decoration-thickness: 2px; text-underline-offset: 1px;" target="_blank">
                       Chegg
                      </a>
                     </strong>
                     shares fell 40%+ after the edu-tech company noted a spike in students flocking to ChatGPT.
                    </p>
                   </li>
                  </ul>
                  <p>
                   <strong>
                    Workin’ 9-to-AI…
                   </strong>
                   Another trigger of AI-anxiety: job security. Last week
                   <strong>
                    <a rel="noopener" style="color: #26A19B; text-decoration: underline; font-weight: bold; text-decoration-thickness: 2px; text-underline-offset: 1px;" target="_blank">
                     IBM
                    </a>
                   </strong>
                   froze hiring for nearly 8K roles that it said could be replaced by AI, and said the tech could replace almost a third of its non-customer-facing roles. By some estimates, 300M jobs could be affected by AI, while
                   <strong>
                    <a rel="noopener" style="color: #26A19B; text-decoration: underline; font-weight: bold; text-decoration-thickness: 2px; text-underline-offset: 1px;" target="_blank">
                     Goldman Sachs
                    </a>
                   </strong>
                   estimates it could boost global GDP by 7%.
                  </p>
                 </div>
                </td>
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                  <table>
                   <tbody>
                    <tr>
                     <td style="padding: 0 8px 0 0; height: 17px;">
                      <img height="17px" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.robinhood.com%252Fmarketsnacks_assets%252Fv2%252Ftakeaway-black.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4ucm9iaW5obyJ9:1pw13E:5cdl0n8gtICP0JPd6VMu-md55jIKnGxXR2yrPE6R1rI" width="17px"/>
                     </td>
                     <td style="font-family: 'General Grotesque Bold', Arial; width: 100%; padding: 0; height: 17px; line-height: 0; padding-top: 1px;">
                      THE TAKEAWAY
                     </td>
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                  <p>
                   <strong>
                    With great tech comes great responsibility…
                   </strong>
                   From fake Drake to fake news and AI-fueled propaganda campaigns, the risks of unregulated AI are clear. As major companies start to integrate the tech into products that billions of people use (like: search engines), we can expect governments to get involved in regulating it. But the rapid innovation means it could be harder to move responsibly.
                  </p>
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                 <p style="border-top:solid 1px #e3e9ed;font-size:1px;margin:0px auto;width:100%;">
                 </p>
                 <!--[if mso | IE]><table align="center" border="0" cellpadding="0" cellspacing="0" style="border-top:solid 1px #e3e9ed;font-size:1px;margin:0px auto;width:580px;" role="presentation" width="580px" ><tr><td style="height:0;line-height:0;"> &nbsp;
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        <!--[if mso | IE]><table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="column-outlook" style="vertical-align:top;width:580px;" ><![endif]-->
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                 <div style="font-family:'General Grotesque', Arial;font-size:13px;line-height:15px;text-align:left;color:#000000;">
                  <div style="font-family: 'General Grotesque Bold', Arial; font-weight: 700; letter-spacing: 0.03em; text-transform: uppercase; color: #000000; padding: 6px 19px; border-radius: 30px; border: 0; background-color:#62E5DA; display: inline-block;">
                   Zoom Out
                  </div>
                 </div>
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          </tbody>
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        </div>
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   </div>
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   <div style="background:rgb(255, 255, 255);background-color:rgb(255, 255, 255);margin:0px auto;max-width:600px;">
    <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="background:rgb(255, 255, 255);background-color:rgb(255, 255, 255);width:100%;">
     <tbody>
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       <td style="direction:ltr;font-size:0px;padding:0 10px 20px;text-align:center;">
        <!--[if mso | IE]><table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="column-outlook article-outlook" style="vertical-align:top;width:580px;" ><![endif]-->
        <div class="mj-column-per-100 mj-outlook-group-fix column article" style="font-size:0px;text-align:left;direction:ltr;display:inline-block;vertical-align:top;width:100%;">
         <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
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            <td style="vertical-align:top;padding:0;">
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                 <div style="font-family:'General Grotesque Bold', Arial;font-size:24px;font-weight:700;line-height:32px;text-align:left;color:#000000;">
                  <p>
                   Stories we’re watching
                  </p>
                 </div>
                </td>
               </tr>
               <tr>
                <td align="left" style="font-size:0px;padding:0;word-break:break-word;">
                 <div style="font-family:'General Grotesque', Arial;font-size:16px;font-weight:400;line-height:24px;text-align:left;color:#000000;">
                  <p>
                   <strong>
                    On to the next one…
                   </strong>
                   <strong>
                    <a rel="noopener" style="color: #26A19B; text-decoration: underline; font-weight: bold; text-decoration-thickness: 2px; text-underline-offset: 1px;" target="_blank">
                     JPMorgan Chase
                    </a>
                   </strong>
                   CEO Jamie Dimon said last week that "this part" of the banking crisis is over after America’s largest bank took over
                   <strong>
                    First Republic
                   </strong>
                   (the second-largest US bank failure ever). Later, regional-bank shares plunged on concerns over
                   <strong>
                    <a rel="noopener" style="color: #26A19B; text-decoration: underline; font-weight: bold; text-decoration-thickness: 2px; text-underline-offset: 1px;" target="_blank">
                     PacWest
                    </a>
                   </strong>
                   : like other recently flopped banks, it has lots of uninsured deposits (aka: accounts over $250K). Last week the FDIC
                   <a rel="noopener" style="color: #26A19B; text-decoration: underline; font-weight: bold; text-decoration-thickness: 2px; text-underline-offset: 1px;" target="_blank">
                    proposed
                   </a>
                   broadening deposit insurance for businesses, which could prevent more SVB-style bank runs. If you know your deposit is safe, you’re less likely to panic.
                  </p>
                  <p>
                   <strong>
                    Mining your business…
                   </strong>
                   The White House pitched a 30% tax on crypto miners' electricity usage in a stated bid to blunt the industry's environmental impact. (FYI: Last year US miners used as much energy as TVs). But according to crypto cos like
                   <strong>
                    <a rel="noopener" style="color: #26A19B; text-decoration: underline; font-weight: bold; text-decoration-thickness: 2px; text-underline-offset: 1px;" target="_blank">
                     Riot
                    </a>
                   </strong>
                   and
                   <strong>
                    <a rel="noopener" style="color: #26A19B; text-decoration: underline; font-weight: bold; text-decoration-thickness: 2px; text-underline-offset: 1px;" target="_blank">
                     Marathon Digital
                    </a>
                   </strong>
                   , the tax could drive business overseas. The proposal follows a brutal year for miners (picture: plunging crypto prices, soaring energy bills) that saw several file for bankruptcy, and comes just as
                   <strong>
                    <a rel="noopener" style="color: #26A19B; text-decoration: underline; font-weight: bold; text-decoration-thickness: 2px; text-underline-offset: 1px;" target="_blank">
                     bitcoin
                    </a>
                   </strong>
                   regains steam. The OG blockchain saw record transactions just last week.
                  </p>
                 </div>
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                <td align="center" class="light" style="font-size:0px;padding:10px 25px;padding-top:24px;padding-right:0;padding-bottom:24px;padding-left:0;word-break:break-word;">
                 <p style="border-top:solid 1px #e3e9ed;font-size:1px;margin:0px auto;width:100%;">
                 </p>
                 <!--[if mso | IE]><table align="center" border="0" cellpadding="0" cellspacing="0" style="border-top:solid 1px #e3e9ed;font-size:1px;margin:0px auto;width:580px;" role="presentation" width="580px" ><tr><td style="height:0;line-height:0;"> &nbsp;
</td></tr></table><![endif]-->
                </td>
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           </tr>
          </tbody>
         </table>
        </div>
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   </div>
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       <td style="direction:ltr;font-size:0px;padding:0 10px;text-align:center;">
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            <td style="vertical-align:top;padding:0;">
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                <td align="left" style="font-size:0px;padding:0;word-break:break-word;">
                 <div style="font-family:'General Grotesque', Arial;font-size:13px;line-height:15px;text-align:left;color:#000000;">
                  <div style="font-family: 'General Grotesque Bold', Arial; font-weight: 700; letter-spacing: 0.03em; text-transform: uppercase; color: #000000; padding: 6px 19px; border-radius: 30px; border: 0; background-color:#62E5DA; display: inline-block;">
                   Events
                  </div>
                 </div>
                </td>
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              </tbody>
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            </td>
           </tr>
          </tbody>
         </table>
        </div>
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       </td>
      </tr>
     </tbody>
    </table>
   </div>
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        <!--[if mso | IE]><table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="column-outlook article-outlook" style="vertical-align:top;width:580px;" ><![endif]-->
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         <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
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           <tr>
            <td style="vertical-align:top;padding:0;">
             <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
              <tbody>
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                <td align="left" class="type-no-paragraph-margins" style="font-size:0px;padding:0;padding-top:24px;padding-bottom:12px;word-break:break-word;">
                 <div style="font-family:'General Grotesque Bold', Arial;font-size:24px;font-weight:700;line-height:32px;text-align:left;color:#000000;">
                  <p>
                   Coming up this week
                  </p>
                 </div>
                </td>
               </tr>
               <tr>
                <td align="left" style="font-size:0px;padding:0;word-break:break-word;">
                 <div style="font-family:'General Grotesque', Arial;font-size:16px;font-weight:400;line-height:24px;text-align:left;color:#000000;">
                  <p>
                   <strong>
                    Hyrule hype…
                   </strong>
                   <strong>
                    <a rel="noopener" style="color: #26A19B; text-decoration: underline; font-weight: bold; text-decoration-thickness: 2px; text-underline-offset: 1px;" target="_blank">
                     Nintendo
                    </a>
                   </strong>
                   is (finally) dropping its newest Zelda game, “Tears of the Kingdom,” this Friday. The much-hyped title is expected to boost sales of the popular Switch console, which paraglided past the newest
                   <strong>
                    Microsoft
                   </strong>
                   Xbox and
                   <strong>
                    <a rel="noopener" style="color: #26A19B; text-decoration: underline; font-weight: bold; text-decoration-thickness: 2px; text-underline-offset: 1px;" target="_blank">
                     Sony
                    </a>
                   </strong>
                   PlayStation to become the third-best-selling console ever. Nintendo’s said to be ramping up Switch production to meet Zelda fans’ desire to cook Salmon Risotto in the Gerudo Desert. The industry’s growth slowed when players went IRL after quarantine, but gaming demand’s still hot.
                  </p>
                  <p>
                   <strong>
                    PSA: Mother’s Day is
                    <em>
                     this
                    </em>
                    Sunday…
                   </strong>
                   But working moms still face a “motherhood penalty.” After millions of women left jobs during the pandemic to shoulder childcare duties, 1M mothers have reentered the workforce since the end of 2021, and last year’s labor-force participation rate for mothers
                   <em>
                    surpassed
                   </em>
                   the prepandemic rate. But biases around job productivity and commitment contribute to an $18K/year pay gap between US mothers and fathers. Studies say the lifetime earnings loss that moms experience is the most significant factor driving the gender pay gap.
                  </p>
                 </div>
                </td>
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                <td align="center" class="light" style="font-size:0px;padding:10px 25px;padding-top:24px;padding-right:0;padding-bottom:24px;padding-left:0;word-break:break-word;">
                 <p style="border-top:solid 1px #e3e9ed;font-size:1px;margin:0px auto;width:100%;">
                 </p>
                 <!--[if mso | IE]><table align="center" border="0" cellpadding="0" cellspacing="0" style="border-top:solid 1px #e3e9ed;font-size:1px;margin:0px auto;width:580px;" role="presentation" width="580px" ><tr><td style="height:0;line-height:0;"> &nbsp;
</td></tr></table><![endif]-->
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              </tbody>
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          </tbody>
         </table>
        </div>
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       <td style="direction:ltr;font-size:0px;padding:0 10px;text-align:center;">
        <!--[if mso | IE]><table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="column-outlook" style="vertical-align:top;width:580px;" ><![endif]-->
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         <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
          <tbody>
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            <td style="vertical-align:top;padding:0;">
             <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
              <tbody>
               <tr>
                <td align="left" style="font-size:0px;padding:0;word-break:break-word;">
                 <div style="font-family:'General Grotesque', Arial;font-size:13px;line-height:15px;text-align:left;color:#000000;">
                  <div style="font-family: 'General Grotesque Bold', Arial; font-weight: 700; letter-spacing: 0.03em; text-transform: uppercase; color: #000000; padding: 6px 19px; border-radius: 30px; border: 0; background-color:#62E5DA; display: inline-block;">
                   ICYMI
                  </div>
                 </div>
                </td>
               </tr>
              </tbody>
             </table>
            </td>
           </tr>
          </tbody>
         </table>
        </div>
        <!--[if mso | IE]></td></tr></table><![endif]-->
       </td>
      </tr>
     </tbody>
    </table>
   </div>
   <!--[if mso | IE]></td></tr></table><table align="center" border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="width:600px;" width="600" bgcolor="rgb(255, 255, 255)" ><tr><td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;"><![endif]-->
   <div style="background:rgb(255, 255, 255);background-color:rgb(255, 255, 255);margin:0px auto;max-width:600px;">
    <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="background:rgb(255, 255, 255);background-color:rgb(255, 255, 255);width:100%;">
     <tbody>
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       <td style="direction:ltr;font-size:0px;padding:0 10px 20px;text-align:center;">
        <!--[if mso | IE]><table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="column-outlook article-outlook" style="vertical-align:top;width:580px;" ><![endif]-->
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         <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
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            <td style="vertical-align:top;padding:0;">
             <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
              <tbody>
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                <td align="left" class="type-no-paragraph-margins" style="font-size:0px;padding:0;padding-top:24px;padding-bottom:12px;word-break:break-word;">
                 <div style="font-family:'General Grotesque Bold', Arial;font-size:24px;font-weight:700;line-height:32px;text-align:left;color:#000000;">
                  <p>
                   Last week's highlights
                  </p>
                 </div>
                </td>
               </tr>
               <tr>
                <td align="left" style="font-size:0px;padding:0;word-break:break-word;">
                 <div style="font-family:'General Grotesque', Arial;font-size:16px;font-weight:400;line-height:24px;text-align:left;color:#000000;">
                  <ul style="padding-left: 18px;">
                   <li style="margin-bottom: 12px;">
                    <p>
                     <strong>
                      <a rel="noopener" style="color: #26A19B; text-decoration: underline; font-weight: bold; text-decoration-thickness: 2px; text-underline-offset: 1px;" target="_blank">
                       Gargle
                      </a>
                      :
                     </strong>
                     <strong>
                      <a rel="noopener" style="color: #26A19B; text-decoration: underline; font-weight: bold; text-decoration-thickness: 2px; text-underline-offset: 1px;" target="_blank">
                       J&amp;J
                      </a>
                     </strong>
                     's consumer spinoff,
                     <strong>
                      <a rel="noopener" style="color: #26A19B; text-decoration: underline; font-weight: bold; text-decoration-thickness: 2px; text-underline-offset: 1px;" target="_blank">
                       Kenvue
                      </a>
                     </strong>
                     (think: Tylenol, Neutrogena), had the largest US IPO since 2021. The $3.8B raise stands out in a dry IPO market: before Kenvue, US-listed companies raised $4B this year versus $155B in 2021.
                    </p>
                   </li>
                   <li style="margin-bottom: 12px;">
                    <p>
                     <strong>
                      <a rel="noopener" style="color: #26A19B; text-decoration: underline; font-weight: bold; text-decoration-thickness: 2px; text-underline-offset: 1px;" target="_blank">
                       Cord
                      </a>
                      :
                     </strong>
                     <strong>
                      <a rel="noopener" style="color: #26A19B; text-decoration: underline; font-weight: bold; text-decoration-thickness: 2px; text-underline-offset: 1px;" target="_blank">
                       Disney
                      </a>
                     </strong>
                     's
                     <strong>
                      ESPN
                     </strong>
                     may get the final say on cable’s lifespan. The network said it’ll eventually move its full TV offerings over to its streamer ESPN+. But it’s having trouble cutting the cord since TV earns more $$.
                    </p>
                   </li>
                   <li style="margin-bottom: 12px;">
                    <p>
                     <strong>
                      <a rel="noopener" style="color: #26A19B; text-decoration: underline; font-weight: bold; text-decoration-thickness: 2px; text-underline-offset: 1px;" target="_blank">
                       Haul-ted
                      </a>
                      :
                     </strong>
                     Fast-fashion hit
                     <strong>
                      Shein
                     </strong>
                     wants to IPO this year, but US lawmakers are urging the SEC to halt that plan until Shein’s labor practices are audited to show its clothes aren’t made using forced labor.
                    </p>
                   </li>
                  </ul>
                 </div>
                </td>
               </tr>
               <tr>
                <td align="center" class="light" style="font-size:0px;padding:10px 25px;padding-top:24px;padding-right:0;padding-bottom:24px;padding-left:0;word-break:break-word;">
                 <p style="border-top:solid 1px #e3e9ed;font-size:1px;margin:0px auto;width:100%;">
                 </p>
                 <!--[if mso | IE]><table align="center" border="0" cellpadding="0" cellspacing="0" style="border-top:solid 1px #e3e9ed;font-size:1px;margin:0px auto;width:580px;" role="presentation" width="580px" ><tr><td style="height:0;line-height:0;"> &nbsp;
</td></tr></table><![endif]-->
                </td>
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              </tbody>
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            </td>
           </tr>
          </tbody>
         </table>
        </div>
        <!--[if mso | IE]></td></tr></table><![endif]-->
       </td>
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   </div>
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   <div style="background:rgb(255, 255, 255);background-color:rgb(255, 255, 255);margin:0px auto;max-width:600px;">
    <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="background:rgb(255, 255, 255);background-color:rgb(255, 255, 255);width:100%;">
     <tbody>
      <tr>
       <td style="direction:ltr;font-size:0px;padding:0 10px 18px 10px;text-align:center;">
        <!--[if mso | IE]><table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="column-outlook" style="vertical-align:top;width:580px;" ><![endif]-->
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         <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
          <tbody>
           <tr>
            <td style="vertical-align:top;padding:0;">
             <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
              <tbody>
               <tr>
                <td align="left" style="font-size:0px;padding:0;word-break:break-word;">
                 <div style="font-family:'General Grotesque Bold', Arial;font-size:24px;font-weight:700;line-height:32px;text-align:left;color:#000000;">
                  What else we're Snackin'
                 </div>
                </td>
               </tr>
               <tr>
                <td align="left" style="font-size:0px;padding:0;padding-top:12px;word-break:break-word;">
                 <div style="font-family:'General Grotesque', Arial;font-size:16px;font-weight:400;line-height:24px;text-align:left;color:#000000;">
                  <ul style="padding-left: 18px;">
                   <li style="margin-bottom: 12px;">
                    <p>
                     <strong>
                      <a rel="noopener" style="color: #26A19B; text-decoration: underline; font-weight: bold; text-decoration-thickness: 2px; text-underline-offset: 1px;" target="_blank">
                       Closer
                      </a>
                      :
                     </strong>
                     The World Health Organization announced last week that the Covid global health emergency is over, a big step toward ending a pandemic that’s killed 7M. The virus’ death rate dropped to 3.5K/week in April.
                    </p>
                   </li>
                   <li style="margin-bottom: 12px;">
                    <p>
                     <strong>
                      <a rel="noopener" style="color: #26A19B; text-decoration: underline; font-weight: bold; text-decoration-thickness: 2px; text-underline-offset: 1px;" target="_blank">
                       Unfriendly
                      </a>
                      :
                     </strong>
                     Americans were scammed out of $1.2B on social media last year as sketchy sellers tricked users into handing over their credit-card deets. It’s the most common way 18- to 29-year-olds get defrauded.
                    </p>
                   </li>
                   <li style="margin-bottom: 12px;">
                    <p>
                     <strong>
                      <a rel="noopener" style="color: #26A19B; text-decoration: underline; font-weight: bold; text-decoration-thickness: 2px; text-underline-offset: 1px;" target="_blank">
                       Soaring
                      </a>
                      :
                     </strong>
                     Avian-flu cases are at record highs. Consumers have mainly seen the impact in egg prices, but experts worry the virus could spark the next pandemic. A global effort is underway to stop its spread.
                    </p>
                   </li>
                  </ul>
                 </div>
                </td>
               </tr>
               <tr>
                <td align="left" style="font-size:0px;padding:0;word-break:break-word;">
                 <div style="font-family:'General Grotesque', Arial;font-size:16px;font-weight:400;line-height:24px;text-align:left;color:#000000;">
                  <p>
                   🍪 Thanks for Snacking with us! Want to share the Snacks?
                   <strong>
                    Invite your friends to sign up
                    <a rel="noopener" style="color: #26A19B; text-decoration: underline; font-weight: bold; text-decoration-thickness: 2px; text-underline-offset: 1px;" target="_blank">
                     here
                    </a>
                   </strong>
                   .
                  </p>
                 </div>
                </td>
               </tr>
               <tr>
                <td align="center" class="light" style="font-size:0px;padding:10px 25px;padding-top:24px;padding-right:0;padding-bottom:24px;padding-left:0;word-break:break-word;">
                 <p style="border-top:solid 1px #e3e9ed;font-size:1px;margin:0px auto;width:100%;">
                 </p>
                 <!--[if mso | IE]><table align="center" border="0" cellpadding="0" cellspacing="0" style="border-top:solid 1px #e3e9ed;font-size:1px;margin:0px auto;width:580px;" role="presentation" width="580px" ><tr><td style="height:0;line-height:0;"> &nbsp;
</td></tr></table><![endif]-->
                </td>
               </tr>
              </tbody>
             </table>
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           </tr>
          </tbody>
         </table>
        </div>
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       </td>
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     </tbody>
    </table>
   </div>
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    <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="background:rgb(255, 255, 255);background-color:rgb(255, 255, 255);width:100%;">
     <tbody>
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       <td style="direction:ltr;font-size:0px;padding:0px 10px 18px 10px;text-align:center;">
        <!--[if mso | IE]><table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="column-outlook" style="vertical-align:top;width:580px;" ><![endif]-->
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         <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
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           <tr>
            <td style="vertical-align:top;padding:0;">
             <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
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                <td align="left" style="font-size:0px;padding:0;padding-bottom:18px;word-break:break-word;">
                 <div style="font-family:'General Grotesque Bold', Arial;font-size:24px;font-weight:700;line-height:32px;text-align:left;color:#000000;">
                  Snack Fact Of the Day
                 </div>
                </td>
               </tr>
               <tr>
                <td align="left" style="font-size:0px;padding:0;padding-bottom:24px;word-break:break-word;">
                 <div style="font-family:'General Grotesque', Arial;font-size:24px;font-weight:500;line-height:32px;text-align:left;color:#26A19B;">
                  60% of workers are employed in professions that didn’t exist in 1940
                 </div>
                </td>
               </tr>
               <tr>
                <td align="left" style="font-size:0px;padding:0;word-break:break-word;">
                 <div style="font-family:'General Grotesque', Arial;font-size:16px;font-weight:400;line-height:24px;text-align:left;color:#000000;">
                  <a rel="noopener" style="color: #26A19B; text-decoration: underline; font-weight: bold; text-decoration-thickness: 2px; text-underline-offset: 1px;" target="_blank">
                   Read more
                  </a>
                 </div>
                </td>
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                <td align="center" class="light" style="font-size:0px;padding:10px 25px;padding-top:24px;padding-right:0;padding-bottom:24px;padding-left:0;word-break:break-word;">
                 <p style="border-top:solid 1px #e3e9ed;font-size:1px;margin:0px auto;width:100%;">
                 </p>
                 <!--[if mso | IE]><table align="center" border="0" cellpadding="0" cellspacing="0" style="border-top:solid 1px #e3e9ed;font-size:1px;margin:0px auto;width:580px;" role="presentation" width="580px" ><tr><td style="height:0;line-height:0;"> &nbsp;
</td></tr></table><![endif]-->
                </td>
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              </tbody>
             </table>
            </td>
           </tr>
          </tbody>
         </table>
        </div>
        <!--[if mso | IE]></td></tr></table><![endif]-->
       </td>
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    </table>
   </div>
   <!--[if mso | IE]></td></tr></table><table align="center" border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="width:600px;" width="600" bgcolor="rgb(255, 255, 255)" ><tr><td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;"><![endif]-->
   <div style="background:rgb(255, 255, 255);background-color:rgb(255, 255, 255);margin:0px auto;max-width:600px;">
    <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="background:rgb(255, 255, 255);background-color:rgb(255, 255, 255);width:100%;">
     <tbody>
      <tr>
       <td style="direction:ltr;font-size:0px;padding:0 10px;text-align:center;">
        <!--[if mso | IE]><table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="column-outlook" style="vertical-align:top;width:580px;" ><![endif]-->
        <div class="mj-column-per-100 mj-outlook-group-fix column" style="font-size:0px;text-align:left;direction:ltr;display:inline-block;vertical-align:top;width:100%;">
         <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
          <tbody>
           <tr>
            <td style="vertical-align:top;padding:0;">
             <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
              <tbody>
               <tr>
                <td align="left" style="font-size:0px;padding:0;padding-bottom:12px;word-break:break-word;">
                 <div style="font-family:'General Grotesque Bold', Arial;font-size:24px;font-weight:700;line-height:32px;text-align:left;color:#000000;">
                  Monday
                 </div>
                </td>
               </tr>
               <tr>
                <td align="left" style="font-size:0px;padding:0;word-break:break-word;">
                 <div style="font-family:'General Grotesque', Arial;font-size:16px;font-weight:400;line-height:24px;text-align:left;color:#000000;">
                  <ul style="padding-left: 18px;">
                   <li style="margin-bottom: 12px;">
                    <p>
                     <strong>
                      Monday:
                     </strong>
                     Earnings expected from
                     <strong>
                      Tyson
                     </strong>
                     ,
                     <strong>
                      BioNTech
                     </strong>
                     ,
                     <strong>
                      Six Flags
                     </strong>
                     ,
                     <strong>
                      PayPal
                     </strong>
                     , and
                     <strong>
                      Palantir
                     </strong>
                    </p>
                   </li>
                   <li style="margin-bottom: 12px;">
                    <p>
                     <strong>
                      Tuesday:
                     </strong>
                     Earnings expected from
                     <strong>
                      Airbnb
                     </strong>
                     ,
                     <strong>
                      Affirm
                     </strong>
                     ,
                     <strong>
                      Novavax
                     </strong>
                     ,
                     <strong>
                      Fisker
                     </strong>
                     ,
                     <strong>
                      Nikola
                     </strong>
                     ,
                     <strong>
                      Under Armour
                     </strong>
                     ,
                     <strong>
                      Duke Energy
                     </strong>
                     ,
                     <strong>
                      ZipRecruiter
                     </strong>
                     ,
                     <strong>
                      Warby Parker
                     </strong>
                     ,
                     <strong>
                      Expensify
                     </strong>
                     ,
                     <strong>
                      Nintendo
                     </strong>
                     ,
                     <strong>
                      Wynn Resorts
                     </strong>
                     ,
                     <strong>
                      Fisker
                     </strong>
                     ,
                     <strong>
                      Duolingo
                     </strong>
                     ,
                     <strong>
                      H&amp;R Block
                     </strong>
                     ,
                     <strong>
                      AMC
                     </strong>
                     ,
                     <strong>
                      Rivian
                     </strong>
                     , and
                     <strong>
                      Squarespace
                     </strong>
                    </p>
                   </li>
                   <li style="margin-bottom: 12px;">
                    <p>
                     <strong>
                      Wednesday:
                     </strong>
                     Consumer price index for April. Earnings expected from
                     <strong>
                      Roblox
                     </strong>
                     ,
                     <strong>
                      Wendy’s
                     </strong>
                     ,
                     <strong>
                      Disney
                     </strong>
                     ,
                     <strong>
                      Beyond Meat
                     </strong>
                     ,
                     <strong>
                      Cheesecake Factory
                     </strong>
                     ,
                     <strong>
                      The New York Times
                     </strong>
                     , and
                     <strong>
                      GoodRx
                     </strong>
                    </p>
                   </li>
                   <li style="margin-bottom: 12px;">
                    <p>
                     <strong>
                      Thursday:
                     </strong>
                     Weekly jobless claims. Earnings expected from
                     <strong>
                      JD.com
                     </strong>
                     ,
                     <strong>
                      Fiverr
                     </strong>
                     ,
                     <strong>
                      Yeti
                     </strong>
                     ,
                     <strong>
                      Krispy Kreme
                     </strong>
                     ,
                     <strong>
                      News Corp.
                     </strong>
                     ,
                     <strong>
                      Subaru
                     </strong>
                     ,
                     <strong>
                      Getty Images
                     </strong>
                     , and
                     <strong>
                      Honda
                     </strong>
                    </p>
                   </li>
                   <li style="margin-bottom: 12px;">
                    <p>
                     <strong>
                      Friday:
                     </strong>
                     Earnings expected from
                     <strong>
                      Spectrum Brands
                     </strong>
                    </p>
                   </li>
                  </ul>
                  <p>
                   Authors of this Snacks own bitcoin and shares of: Alphabet, Apple, Beyond Meat, Disney, and Microsoft
                  </p>
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