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March 10, 2023
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Today has been dubbed Mario Day, and you wanna know why? Because it’s March 10, and if you squish that to Mar10, it looks a lot like “Mario.”
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Mario Day had us thinking of other “holidays” that could be established based on combining months + numbers that resemble letters. One idea: Jan15—a celebration of Janis Joplin.
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If you get bored today, try some combinations and tell us what new holidays you’ve created.
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MARKETS
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<td align="center" class="markets-arrow-cell" style="width:12%;text-align: center; line-height: 1em;" valign="middle">
<img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252F5z8%252F1k5%252F4%252Fm%252F6081a6aedba0d.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCJ9:1paaYj:Jw3PjpSyNH6Ky9XhrZsIx7FV7Bup6ZhSxKgTnz7Ctyw" style="width:22%" width="20"/>
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<td class="markets-ticker-cell" style="width:34%" valign="middle">
<p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px; white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
Nasdaq
</p>
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<td class="markets-value-cell" style="width:34%" valign="middle">
<p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
11,338.35
</p>
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<table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="width:70%;border-collapse:collapse; margin: 0 auto;">
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<td style="padding-left: 8px; padding-right: 8px; padding-top: 10px; padding-bottom: 10px; border-radius: 8px; background-color: #FFB3B3; background-color: rgba(255, 3, 3, 0.3);" valign="middle">
<p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: center;">
-2.05%
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<!-- S&P -->
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<td class="pads10 pads6m lastline" style="border-bottom:1px solid #e6e6e6;padding-bottom:0;text-align: center; border-top: 1px solid #e6e6e6; mso-padding-alt: 0 20px 0 20px;">
<table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;" width="100%">
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<td align="center" class="markets-arrow-cell" style="width:12%;text-align: center; line-height: 1em;" valign="middle">
<img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252F5z8%252F1k5%252F4%252Fm%252F6081a6aedba0d.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCJ9:1paaYj:Jw3PjpSyNH6Ky9XhrZsIx7FV7Bup6ZhSxKgTnz7Ctyw" style="width:22%" width="20"/>
</td>
<td class="markets-ticker-cell" style="width:34%" valign="middle">
<p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px; white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
S&P
</p>
</td>
<td class="markets-value-cell" style="width:34%" valign="middle">
<p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
3,918.32
</p>
</td>
<td class="markets-bubble-cell" style="width:20%;padding-top: 8px; padding-bottom: 8px;" valign="middle">
<table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="width:70%;border-collapse:collapse; margin: 0 auto;">
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<td style="padding-left: 8px; padding-right: 8px; padding-top: 10px; padding-bottom: 10px; border-radius: 8px; background-color: #FFB3B3; background-color: rgba(255, 3, 3, 0.3);" valign="middle">
<p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: center;">
-1.85%
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<img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252F5z8%252F1k5%252F4%252Fm%252F6081a6aedba0d.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCJ9:1paaYj:Jw3PjpSyNH6Ky9XhrZsIx7FV7Bup6ZhSxKgTnz7Ctyw" style="width:22%" width="20"/>
</td>
<td class="markets-ticker-cell" style="width:34%" valign="middle">
<p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px; white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
Dow
</p>
</td>
<td class="markets-value-cell" style="width:34%" valign="middle">
<p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
32,254.86
</p>
</td>
<td class="markets-bubble-cell" style="width:20%;padding-top: 8px; padding-bottom: 8px;" valign="middle">
<table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="width:70%;border-collapse:collapse; margin: 0 auto;">
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<td style="padding-left: 8px; padding-right: 8px; padding-top: 10px; padding-bottom: 10px; border-radius: 8px; background-color: #FFB3B3; background-color: rgba(255, 3, 3, 0.3);" valign="middle">
<p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: center;">
-1.66%
</p>
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<!-- END Dow -->
<!-- 10-Year -->
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<td class="pads10 pads6m lastline" style="border-bottom:1px solid #e6e6e6;padding-bottom:0;text-align: center; border-top: 1px solid #e6e6e6; mso-padding-alt: 0 20px 0 20px;">
<table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;" width="100%">
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<td align="center" class="markets-arrow-cell" style="width:12%;text-align: center; line-height: 1em;" valign="middle">
<img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252F5z8%252F1k5%252F4%252Fm%252F6081a6aedba0d.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCJ9:1paaYj:Jw3PjpSyNH6Ky9XhrZsIx7FV7Bup6ZhSxKgTnz7Ctyw" style="width:22%" width="20"/>
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<td class="markets-ticker-cell" style="width:34%" valign="middle">
<p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px; white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
10-Year
</p>
</td>
<td class="markets-value-cell" style="width:34%" valign="middle">
<p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
3.911%
</p>
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<td class="markets-bubble-cell" style="width:20%;padding-top: 8px; padding-bottom: 8px;" valign="middle">
<table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="width:70%;border-collapse:collapse; margin: 0 auto;">
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<td style="padding-left: 8px; padding-right: 8px; padding-top: 10px; padding-bottom: 10px; border-radius: 8px; background-color: #FFB3B3; background-color: rgba(255, 3, 3, 0.3);" valign="middle">
<p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: center;">
-8.1 bps
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<table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;" width="100%">
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<td align="center" class="markets-arrow-cell" style="width:12%;text-align: center; line-height: 1em;" valign="middle">
<img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252F5z8%252F1k5%252F4%252Fm%252F6081a6aedba0d.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCJ9:1paaYj:Jw3PjpSyNH6Ky9XhrZsIx7FV7Bup6ZhSxKgTnz7Ctyw" style="width:22%" width="20"/>
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<td class="markets-ticker-cell" style="width:34%" valign="middle">
<p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px; white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
Bitcoin
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<td class="markets-value-cell" style="width:34%" valign="middle">
<p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
$20,293.58
</p>
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<td class="markets-bubble-cell" style="width:20%;padding-top: 8px; padding-bottom: 8px;" valign="middle">
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<p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: center;">
-7.78%
</p>
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<!-- END Bitcoin -->
<!-- SVB -->
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<td class="pads10 pads6m lastline" style="border-bottom:1px solid #e6e6e6;padding-bottom:0;text-align: center; border-top: 1px solid #e6e6e6; mso-padding-alt: 0 20px 0 20px;">
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<td align="center" class="markets-arrow-cell" style="width:12%;text-align: center; line-height: 1em;" valign="middle">
<img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252F5z8%252F1k5%252F4%252Fm%252F6081a6aedba0d.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCJ9:1paaYj:Jw3PjpSyNH6Ky9XhrZsIx7FV7Bup6ZhSxKgTnz7Ctyw" style="width:22%" width="20"/>
</td>
<td class="markets-ticker-cell" style="width:34%" valign="middle">
<p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px; white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
SVB
</p>
</td>
<td class="markets-value-cell" style="width:34%" valign="middle">
<p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
$106.04
</p>
</td>
<td class="markets-bubble-cell" style="width:20%;padding-top: 8px; padding-bottom: 8px;" valign="middle">
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<td style="padding-left: 8px; padding-right: 8px; padding-top: 10px; padding-bottom: 10px; border-radius: 8px; background-color: #FFB3B3; background-color: rgba(255, 3, 3, 0.3);" valign="middle">
<p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: center;">
-60.41%
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*Stock data as of market close, cryptocurrency data as of 3:00am ET.
<a class="link-sm" rel="noopener" style="border-bottom:1px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
Here's what these numbers mean.
</a>
</p>
</td>
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<!-- END REGULAR TEXT -->
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<td style="padding: 0px 15px 0px 5px; mso-padding-alt: 0px 15px 15px 5px;">
<ul style="margin-top:0;padding-left:30px">
<li style="line-height:22px;margin-bottom:10px">
<span>
<strong style="color:#000">
Markets:
</strong>
</span>
<span>
Stocks
</span>
<span>
<a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
fell
</a>
</span>
<span>
across the board in the lead-up to the pivotal jobs report out this morning. In this bizarre economic environment, investors are concerned that the US will have added
</span>
<span>
<em>
too
</em>
</span>
<span>
many jobs last month, because a jumbo jobs number could encourage the Fed to ramp up interest rate hikes. And there’s reason to think it will come in hot: Jobs growth has topped estimates for the
</span>
<span>
<a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
last 10 months
</a>
</span>
<span>
, per Bloomberg.
</span>
</li>
<li style="line-height:22px;margin-bottom:10px">
<span>
<strong style="color:#000">
Stock spotlight:
</strong>
</span>
<span>
Peep the first Tour de Headlines item for context
<img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Feyes_1f440.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiJ9:1paaYj:nG5I2moLYREQg2ZIGYyLuyp_2eblBaeyowONvg849iY" style="max-width:18px" width="18"/>
.
</span>
</li>
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<td style="padding: 15px;">
<h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
ECONOMY
</h3>
<h1 style="font-family:Helvetica, Arial, sans-serif;font-size:24px;color:#333;font-weight:700;margin-bottom:0;line-height:26px;margin-top:8px">
<a style="color:#000000!important;text-decoration:none;border-bottom:none!important;" target="_blank">
<font color="#000000">
What’s on Biden’s wish list?
</font>
</a>
</h1>
</td>
</tr>
</table>
<a style="text-decoration:none;border:none;" target="_blank">
<img alt="President Biden speaking" class="story-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252Fcadc087b7891ac890cfdc598f0df1d80376616f2-1500x1000.jpg%253Fw%253D670%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1paaYj:nGlqfELrbjj7GzA_7sBhDsHdKtsD2ou1iFJgwAZqLtM" style="display: block; width: 100%; max-width: 670px;" width="670"/>
</a>
<span class="source" style="display:inline-block;padding-left:10px;margin-top:5px;margin-bottom:0px;line-height:14px">
<small>
<em>
Chip Somodevilla/Getty Images
</em>
</small>
</span>
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<td style="padding:15px">
<div>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
President Biden laid out his ideal 2024 budget plan yesterday. Maybe we should say ideal-
<em>
istic
</em>
, because it’s the White House’s version of asking that no one gift wine to a white elephant. While the proposals are
<a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
unlikely to be approved
</a>
by the split Congress, they give a sneak peek of Biden’s policy priorities heading into the next election cycle.
</p>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
The proposed budget rings in at $6.9 trillion (nice). Here are a few key items in the plan…
</p>
<ul style="margin-top:0;padding-left:30px">
<li style="line-height:22px;margin-bottom:10px">
<span>
<strong style="color:#000">
Healthcare:
</strong>
</span>
<span>
The proposal would cap the price of insulin at $35 per month and empower Medicare to negotiate more drug prices. It would also make tax credits for health insurance premiums permanent.
</span>
</li>
<li style="line-height:22px;margin-bottom:10px">
<span>
<strong style="color:#000">
Childcare:
</strong>
</span>
<span>
The child tax credit would increase from $2,000 to $3,600 per child, and families could receive it even if they don’t owe taxes.
</span>
</li>
<li style="line-height:22px;margin-bottom:10px">
<span>
<strong style="color:#000">
Going to the moon:
</strong>
</span>
<span>
NASA’s moon-bound Artemis program would get a
</span>
<span>
<a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
budgetary boost
</a>
</span>
<span>
of $500 million.
</span>
</li>
</ul>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
Biden’s other big goal? Reducing deficit spending by $3 trillion in the next decade to rein in the national debt.
</p>
<h2 style="font-family:Helvetica, Arial, sans-serif;font-size:19px;font-weight:700;color:#000;margin-top:0;margin-bottom:15px;margin-right:0;margin-left:0">
Who’s paying for this?
</h2>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
Biden hopes to raise $4.7 trillion over 10 years by hiking taxes on the kind of folks whose couches aren’t against a wall.
</p>
<ul style="margin-top:0;padding-left:30px">
<li style="line-height:22px;margin-bottom:10px">
<span>
<strong style="color:#000">
Higher taxes for the wealthy:
</strong>
</span>
<span>
The budget request would reverse Trump-era tax cuts on Americans making more than $400,000 and add a new 25% minimum tax on billionaires. For people making at least $1 million, the proposal would double the tax rate on capital gains, or the profits made from selling assets like stocks, houses, and Pokémon cards.
</span>
</li>
<li style="line-height:22px;margin-bottom:10px">
<span>
<strong style="color:#000">
Higher taxes for corporations:
</strong>
</span>
<span>
Under the new plan, the corporate tax rate would jump to 28%, multinationals’ earnings abroad would be taxed at double the current rate, and the tax on stock buybacks would quadruple from its existing 1% rate.
</span>
</li>
</ul>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
<strong style="color:#000">
Looking ahead…
</strong>
the GOP likes tax hikes as much as New Yorkers like a Los Angeles bagel, and the Republican-led House is already planning to reject Biden’s budget as proposed. But consider the budget an icebreaker—or more like throwing ice into an inferno—to get conversations going.—
<em>
JW
</em>
</p>
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TOGETHER WITH RAD DIVERSIFIED
</h3>
<h1 style="font-family:Helvetica, Arial, sans-serif;font-size:24px;color:#333;font-weight:700;margin-bottom:0;line-height:26px;margin-top:8px">
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Stocks are down—this is up
</font>
</a>
</h1>
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<img alt="RAD Diversified" class="story-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia2.morningbrew.com%252Fuploads%252Fplacement%252Fimages%252F10437%252F1678224726-unnamed__31_.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYTIubW9ybiJ9:1paaYj:q2yoAsq6p3DfTAxynst1Uyzuia0sgjC1kuShCAjKFlU" style="display: block; width: 100%; max-width: 670px;" width="670"/>
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<p style="line-height:22px;margin-top:0;margin-bottom:15px">
We don’t blame you if the stock market is tying your stomach in knots. It’s been a long year of ups and downs (mostly downs, TBH).
</p>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
But there’s another way to invest:
<a class="link" rel="noopener" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
RAD Diversified
</a>
.
</p>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
RADD is a nontraded public REIT, which means shares of RADD aren’t stuck yo-yoing with the rest of the market. RADD’s share price has increased
<em>
every year
</em>
since its founding in 2019, jumping an eye-popping 122.22% in total.
</p>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
That’s not even the best part. RADD’s expertly managed $100m real estate portfolio keeps growing and generating revenue, which RADD passes on to investors like you through a ~
<em>
cash dividend~
</em>
.
</p>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
Want to join the fun?
<a class="link" rel="noopener" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
Learn how you can invest today
</a>
.
</p>
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WORLD
</h3>
<h1 style="font-family:Helvetica, Arial, sans-serif;font-size:24px;color:#333;font-weight:700;margin-bottom:0;line-height:26px;margin-top:8px">
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<font color="#000000">
Tour de headlines
</font>
</a>
</h1>
</td>
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<img alt="South Park character saying " annnd="" class="story-header-image" gone="" it="" src="https://inboxflows.com/_/image/https%253A%252F%252Fstorage.morningbrew.com%252Fgif%252F2022-10-31%252Fimage-695d415092dbefd8b69f673addbddf9546cc9275-607x405-gif%252Fsouthpark_Giphy.gif/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZzdG9yYWdlLm1vciJ9:1paaYj:KWpUGEyZaVfhy4bqAqN9jUUnVFyt0j1yiHHJa8j4_RE" style="display: block; width: 100%; max-width: 670px;" width="670"/>
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<span class="source" style="display:inline-block;padding-left:10px;margin-top:5px;margin-bottom:0px;line-height:14px">
<small>
<em>
South Park/Paramount Global via Giphy
</em>
</small>
</span>
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<p style="line-height:22px;margin-top:0;margin-bottom:15px">
<strong style="color:#000">
<img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fchart-with-downwards-trend_1f4c9.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiJ9:1paaYj:nG5I2moLYREQg2ZIGYyLuyp_2eblBaeyowONvg849iY" style="max-width:18px" width="18"/>
Bank stocks get routed.
</strong>
The US banking sector had its worst trading day in almost three years after trouble at Silicon Valley Bank (SVB) sent chills through the industry. Shares of SVB’s parent company
<a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
tanked
</a>
a record 60% yesterday after it launched an effort to raise more than $2 billion in capital to mitigate declining deposits. SVB works with almost half of US venture-backed tech and life sciences companies, and some VCs have begun to tell their founders to
<a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
yank their money
</a>
from the bank, Semafor reported.
</p>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
<strong style="color:#000">
<img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fcredit-card_1f4b3.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiJ9:1paaYj:nG5I2moLYREQg2ZIGYyLuyp_2eblBaeyowONvg849iY" style="max-width:18px" width="18"/>
Visa, Mastercard, others pause plan to track gun shop purchases.
</strong>
Major payment networks
<a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
halted their plan
</a>
to implement a new merchant category code for sales at gun stores, citing legal uncertainty. Gun control advocates had hoped that by categorizing gun store purchases, payment giants would help authorities spot suspicious activity. But GOP lawmakers pushed back, arguing it would infringe on consumer protections. And several bills have been introduced in state legislatures that would ban this type of tracking.
</p>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
<img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fathletic-shoe_1f45f.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiJ9:1paaYj:nG5I2moLYREQg2ZIGYyLuyp_2eblBaeyowONvg849iY" style="max-width:18px" width="18"/>
<strong style="color:#000">
Allbirds stepped in some doo-doo.
</strong>
The crunchy sneaker brand reported a
<a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
brutal fourth quarter
</a>
, posting a 13% annual drop in revenue, and announced a broad strategy shakeup that includes hitting the brake on opening more retail stores. What went wrong? Once the comfy footwear of choice for tech bros in Silicon Valley offices, Allbirds began trying to attract elite athletes with high-performance running sneakers. But customers weren’t “ready for us to serve them in that area,” co-CEO Joey Zwillinger told CNBC.
</p>
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TRANSPORTATION
</h3>
<h1 style="font-family:Helvetica, Arial, sans-serif;font-size:24px;color:#333;font-weight:700;margin-bottom:0;line-height:26px;margin-top:8px">
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Senators grill Norfolk Southern CEO over derailments
</font>
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</h1>
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<img alt="Norfolk Southern CEO Alan H. Shaw" class="story-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F0ba7fbf47f2dba7e4a9a19dea64414374eba0c14-1500x1000.jpg%253Fw%253D670%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1paaYj:nGlqfELrbjj7GzA_7sBhDsHdKtsD2ou1iFJgwAZqLtM" style="display: block; width: 100%; max-width: 670px;" width="670"/>
</a>
<span class="source" style="display:inline-block;padding-left:10px;margin-top:5px;margin-bottom:0px;line-height:14px">
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<em>
Anna Moneymaker/Getty Images
</em>
</small>
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<p style="line-height:22px;margin-top:0;margin-bottom:15px">
While testifying on Capitol Hill yesterday, Norfolk Southern CEO Alan H. Shaw
<a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
said
</a>
he was “deeply sorry” for the company’s early February train derailment in East Palestine, Ohio, that spilled hazardous chemicals into the surrounding soil and killed nearly 45,000 animals. In front of an antagonistic Senate Environment and Public Works Committee, Shaw outlined the company’s efforts to restore the area.
</p>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
According to Shaw, Norfolk Southern has committed more than $21 million to East Palestine and provided financial support to 4,400 families. However, Shaw notably didn’t promise to pay for the long-term medical costs of residents or economic damage to the area.
</p>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
Senators also chided Shaw for declining to endorse bipartisan rail safety legislation introduced last week by Ohio Senators Sherrod Brown and JD Vance.
</p>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
<strong style="color:#000">
Bad timing:
</strong>
Another Norfolk Southern train derailed in Alabama hours before the hearing. About 30 train cars jumped the track, according to a local news release, but no injuries or hazardous spills were reported. It marks the third major derailment since early February for Norfolk Southern.
</p>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
<strong style="color:#000">
Looking ahead…
</strong>
the National Transportation Safety Board said earlier this week that it opened a special investigation into safety practices at Norfolk Southern. The company’s accident rate jumped 81% between 2013 and 2022, according to Politico.—
<em>
MK
</em>
</p>
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TOGETHER WITH SMARTASSET
</h3>
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</a>
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<p style="line-height:22px;margin-top:0;margin-bottom:15px">
<strong style="color:#000">
Feel good financially.
</strong>
Life should be a balance of adventure and relaxation,
<em>
not
</em>
finances. Enter: working with a
<a class="link" rel="noopener" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
financial advisor
</a>
. But choosing the wrong advisor could potentially wreak havoc on your retirement.
<a class="link" rel="noopener" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
Avoid these 7 common mistakes
</a>
when hiring one so you can embrace more peace of mind in your
<img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fsparkles_2728.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiJ9:1paaYj:nG5I2moLYREQg2ZIGYyLuyp_2eblBaeyowONvg849iY" style="max-width:18px" width="18"/>
golden
<img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fsparkles_2728.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiJ9:1paaYj:nG5I2moLYREQg2ZIGYyLuyp_2eblBaeyowONvg849iY" style="max-width:18px" width="18"/>
years.
</p>
</td>
</tr>
</table>
</th>
</tr>
</table>
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<tr>
<th class="card" style="text-align:left;font-weight:400;font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#333;display:block;background-color:#fff;border-radius:15px;border:1px solid #e6e6e6;border-collapse:collapse;box-shadow:none;margin-bottom:0px;">
<table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
<tr>
<td style="padding: 15px;">
<h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
MEDIA
</h3>
<h1 style="font-family:Helvetica, Arial, sans-serif;font-size:24px;color:#333;font-weight:700;margin-bottom:0;line-height:26px;margin-top:8px">
<a style="color:#000000!important;text-decoration:none;border-bottom:none!important;" target="_blank">
<font color="#000000">
Spotify wants some scroll capital
</font>
</a>
</h1>
</td>
</tr>
</table>
<a style="text-decoration:none;border:none;" target="_blank">
<img alt="New Spotify app layout with Vertical video format." class="story-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252Fd889abec322bcd0103a3f8fa2ab5b589a02d45c7-1500x1000.jpg%253Fw%253D670%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1paaYj:nGlqfELrbjj7GzA_7sBhDsHdKtsD2ou1iFJgwAZqLtM" style="display: block; width: 100%; max-width: 670px;" width="670"/>
</a>
<span class="source" style="display:inline-block;padding-left:10px;margin-top:5px;margin-bottom:0px;line-height:14px">
<small>
<em>
Spotify
</em>
</small>
</span>
<table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
<tr>
<td style="padding:15px">
<div>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
When you open Spotify today to blast Miley Cyrus’s new album of breakup bops and future karaoke picks, the app might look a little different. The audio streamer has
<a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
redesigned
</a>
its mobile app and—surprise—it kind of looks like TikTok.
</p>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
The most drastic changes include vertical, TikTok-like discovery feeds for music, podcasts, and audiobooks that let you scroll through previews of each type of content.
</p>
<ul style="margin-top:0;padding-left:30px">
<li style="line-height:22px;margin-bottom:10px">
<span>
Spotify also introduced a “Smart Shuffle” mode for premium subscribers that recommends new songs for your queue if you are listening to a playlist.
</span>
</li>
<li style="line-height:22px;margin-bottom:10px">
<span>
Once you finish a podcast episode, similar podcasts will autoplay.
</span>
</li>
</ul>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
With its TikTokification, Spotify joins the ranks of Reddit, Netflix, Instagram, and YouTube, which have all doubled down on people’s desire to only see bite-sized versions of everything while using their phones. Some new features started rolling out Wednesday, and the company announced that more will come online soon.
</p>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
<strong style="color:#000">
Big picture:
</strong>
Spotify said these changes amount to the app’s biggest revamp ever and are intended to help users discover new music and let artists showcase their work in front of potential fans. The glow-up comes less than a month after Spotify introduced the
<a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
AI DJ
</a>
feature to its app.—
<em>
MM
</em>
</p>
</div>
<!-- SOCIAL LINKS -->
<table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
<tr>
<td style="padding-top: 12px;">
<a class="" rel="noopener" style="text-decoration: none;" target="_blank">
<img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252F5z8%252F1k4%252F4%252F2%252F5e865734bf6f7.jpg/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCJ9:1paaYj:Jw3PjpSyNH6Ky9XhrZsIx7FV7Bup6ZhSxKgTnz7Ctyw" style="display: inline-block; width: 25px" width="25"/>
</a>
<span>
</span>
<a class="" rel="noopener" style="text-decoration: none;" target="_blank">
<img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252F5z8%252F1k4%252F4%252F2%252F5e86574d1eb82.jpg/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCJ9:1paaYj:Jw3PjpSyNH6Ky9XhrZsIx7FV7Bup6ZhSxKgTnz7Ctyw" style="display: inline-block; width: 25px" width="25"/>
</a>
<span>
</span>
<a class="" rel="noopener" style="text-decoration: none;" target="_blank">
<img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252F5z8%252F1k4%252F4%252F2%252F5e86576e04837.jpg/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCJ9:1paaYj:Jw3PjpSyNH6Ky9XhrZsIx7FV7Bup6ZhSxKgTnz7Ctyw" style="display: inline-block; width: 25px" width="25"/>
</a>
<span>
</span>
<a class="" rel="noopener" style="text-decoration: none;" target="_blank">
<img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252F5z8%252F1k4%252F4%252F2%252F5e8657887c532.jpg/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCJ9:1paaYj:Jw3PjpSyNH6Ky9XhrZsIx7FV7Bup6ZhSxKgTnz7Ctyw" style="display: inline-block; width: 25px" width="25"/>
</a>
</td>
</tr>
</table>
<!-- END SOCIAL LINKS --->
</td>
</tr>
</table>
</th>
</tr>
</table>
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<tr>
<th class="card" style="text-align:left;font-weight:400;font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#333;display:block;background-color:#fff;border-radius:15px;border:1px solid #e6e6e6;border-collapse:collapse;box-shadow:none;margin-bottom:0px;">
<table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
<tr>
<td style="padding: 15px;">
<h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
GRAB BAG
</h3>
<h1 style="font-family:Helvetica, Arial, sans-serif;font-size:24px;color:#333;font-weight:700;margin-bottom:0;line-height:26px;margin-top:8px">
<a style="color:#000000!important;text-decoration:none;border-bottom:none!important;" target="_blank">
<font color="#000000">
Key performance indicators
</font>
</a>
</h1>
</td>
</tr>
</table>
<img alt="A Batman meme about Bing and google " class="story-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F1986bb3ca773c9b57f809c01ffa61c80aaf2f91f-1500x1000.jpg%253Fw%253D670%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1paaYj:nGlqfELrbjj7GzA_7sBhDsHdKtsD2ou1iFJgwAZqLtM" style="display: block; width: 100%; max-width: 670px;" width="670"/>
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<tr>
<td style="padding:15px">
<div>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
<strong style="color:#000">
Stat:
</strong>
The frequently mocked search engine Bing has
<a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
cleared 100 million daily active users
</a>
, Microsoft’s head of consumer marketing wrote in a blog post. The search engine got a “little bit of a boost” after launching its AI-powered Bing Chat feature a month ago, but it’s also benefited from Microsoft pushing it hard on users via its Edge browser. We’re still far from everyone saying “Bing it,” though—Google has more than 1 billion daily active users.
</p>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
<strong style="color:#000">
Quote:
</strong>
“We have decided to turn over those who were directly involved and responsible in the events.”
</p>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
The Mexican drug cartel blamed for kidnapping four American tourists and killing two of them has
<a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
apologized
</a>
. In a letter claiming to be written by the Scorpions faction of the Gulf cartel, the authors regretted the violence and said they handed over the perpetrators to authorities. Cartels have been known to turn on the PR machine whenever they sense a threat to their business operations, according to the AP, which obtained the letter.
</p>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
<strong style="color:#000">
Read:
</strong>
Why a
<em>
Vanderpump Rules
</em>
breakup is the Red Wedding of reality TV. (
<a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
Polygon
</a>
)
</p>
</div>
</td>
</tr>
</table>
</th>
</tr>
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<table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
<tr>
<td style="padding: 15px;">
<h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
QUIZ
</h3>
<h1 style="font-family:Helvetica, Arial, sans-serif;font-size:24px;color:#333;font-weight:700;margin-bottom:0;line-height:26px;margin-top:8px">
<a style="color:#000000!important;text-decoration:none;border-bottom:none!important;" target="_blank">
<font color="#000000">
Quiz while you’re ahead
</font>
</a>
</h1>
</td>
</tr>
</table>
<a style="text-decoration:none;border:none;" target="_blank">
<img alt="Weekly news quiz" class="story-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F09643951abb943d1bc5cb898f7e6c8b0d7f4aaed-1000x292.jpg%253Fw%253D670%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1paaYj:nGlqfELrbjj7GzA_7sBhDsHdKtsD2ou1iFJgwAZqLtM" style="display: block; width: 100%; max-width: 670px;" width="670"/>
</a>
<span class="source" style="display:inline-block;padding-left:10px;margin-top:5px;margin-bottom:0px;line-height:14px">
<small>
<em>
<div>
</div>
</em>
</small>
</span>
<table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
<tr>
<td style="padding:15px">
<div>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
The feeling of getting a 5/5 on the Brew’s Weekly News Quiz has been compared to a cold shower after hot yoga.
</p>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
It’s that satisfying.
<a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
Ace the quiz
</a>
.
<br/>
</p>
</div>
</td>
</tr>
</table>
</th>
</tr>
</table>
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<th class="card" style="text-align:left;font-weight:400;font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#333;display:block;background-color:#fff;border-radius:15px;border:1px solid #e6e6e6;border-collapse:collapse;box-shadow:none;margin-bottom:0px;">
<table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
<tr>
<td style="padding: 15px;">
<h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
NEWS
</h3>
<h1 style="font-family:Helvetica, Arial, sans-serif;font-size:24px;color:#333;font-weight:700;margin-bottom:0;line-height:26px;margin-top:8px">
<a style="color:#000000!important;text-decoration:none;border-bottom:none!important;" target="_blank">
<font color="#000000">
What else is brewing
</font>
</a>
</h1>
</td>
</tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
<tr>
<td style="padding-right:15px;padding-bottom:15px;padding-left:15px;padding-top:0px">
<ul style="margin-top:0;padding-left:30px">
<li style="line-height:22px;margin-bottom:10px">
<span>
<a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
Yeti
</a>
</span>
<span>
recalled 1.9 million coolers and gear cases because their magnets can fall off and get dangerously stuck in the digestive system if swallowed.
</span>
</li>
<li style="line-height:22px;margin-bottom:10px">
<span>
<a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
Three people
</a>
</span>
<span>
in Japan were arrested in connection with “sushi terrorism”—a viral prank where perpetrators put saliva on food at conveyor-belt sushi restaurants.
</span>
</li>
<li style="line-height:22px;margin-bottom:10px">
<span>
<a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
GM
</a>
</span>
<span>
is offering buyouts to the majority of its salaried workforce, CEO Mary Barra wrote. It’s part of an effort to shed $2 billion in structural costs in the next two years.
</span>
</li>
<li style="line-height:22px;margin-bottom:10px">
<span>
<a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
Apple
</a>
</span>
<span>
is launching a classical music app on March 28. Bach hive rise up.
</span>
</li>
</ul>
</td>
</tr>
</table>
</th>
</tr>
</table>
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<table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
<tr>
<td style="padding: 15px;">
<h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
RECS
</h3>
</td>
</tr>
</table>
<img alt="Friday to-do list" class="story-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252Fad36328db69bb793e533265a69cd0ac00c6f5ddd-1500x375.png%253Fw%253D670%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1paaYj:nGlqfELrbjj7GzA_7sBhDsHdKtsD2ou1iFJgwAZqLtM" style="display: block; width: 100%; max-width: 670px;" width="670"/>
<table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
<tr>
<td style="padding:15px">
<div>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
<strong style="color:#000">
<img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiJ9:1paaYj:nG5I2moLYREQg2ZIGYyLuyp_2eblBaeyowONvg849iY" style="max-width:18px" width="18"/>
Conversation starter:
</strong>
Where does your city fall on
<a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
this graph
</a>
?
</p>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
<strong style="color:#000">
<img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiJ9:1paaYj:nG5I2moLYREQg2ZIGYyLuyp_2eblBaeyowONvg849iY" style="max-width:18px" width="18"/>
AI detractors:
</strong>
Read this
<a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
Op-Ed
</a>
from Noam Chomsky and others about the “false promise of ChatGPT.”
</p>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
<strong style="color:#000">
<img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiJ9:1paaYj:nG5I2moLYREQg2ZIGYyLuyp_2eblBaeyowONvg849iY" style="max-width:18px" width="18"/>
Oh yeah:
</strong>
A video showcasing the
<a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
most iconic “yeah”s
</a>
in pop music.
</p>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
<img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiJ9:1paaYj:nG5I2moLYREQg2ZIGYyLuyp_2eblBaeyowONvg849iY" style="max-width:18px" width="18"/>
<strong style="color:#000">
Celebrate women:
</strong>
Hear from
<a class="link" rel="noopener" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
successful women leaders
</a>
on topics like marketing, branding, finance, and reputation management at Yelp’s
<a class="link" rel="noopener" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
free virtual event
</a>
on March 16.*
</p>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
<strong style="color:#000">
<img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiJ9:1paaYj:nG5I2moLYREQg2ZIGYyLuyp_2eblBaeyowONvg849iY" style="max-width:18px" width="18"/>
A sparkling spinal solution:
</strong>
The $1b disc-replacement market is full of products that wear out over time.
<a class="link" rel="noopener" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
Dymicron
</a>
is changing that.
<a class="link" rel="noopener" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
Read about their durable diamond discs
</a>
and how you can invest.*
</p>
<placementslot data-id="7a29ac9660ae">
</placementslot>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
<sup>
<em>
*This is sponsored advertising content.
</em>
</sup>
</p>
</div>
</td>
</tr>
</table>
</th>
</tr>
</table>
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<tr>
<th class="card" style="text-align:left;font-weight:400;font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#333;display:block;background-color:#fff;border-radius:15px;border:1px solid #e6e6e6;border-collapse:collapse;box-shadow:none;margin-bottom:0px;">
<table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
<tr>
<td style="padding: 15px;">
<h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
FROM THE CREW
</h3>
<h1 style="font-family:Helvetica, Arial, sans-serif;font-size:24px;color:#333;font-weight:700;margin-bottom:0;line-height:26px;margin-top:8px">
<a style="color:#000000!important;text-decoration:none;border-bottom:none!important;" target="_blank">
<font color="#000000">
Get smarter about your finances
</font>
</a>
</h1>
</td>
</tr>
</table>
<a class="" style="text-decoration:none;border:none;" target="_blank">
<img alt="the Money with Katie show" class="story-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252Ffe9d43ec4431619eed5b73672023ee701bd50ba6-656x336.png%253Fw%253D670%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1paaYj:nGlqfELrbjj7GzA_7sBhDsHdKtsD2ou1iFJgwAZqLtM" style="display: block; width: 100%; max-width: 670px;" width="670"/>
</a>
<table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
<tr>
<td style="padding:15px">
<div>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
Finance bros are out, rich girls are in. Katie Gatti knows about money and is here to help you manifest your financial freedom. Join Katie and her guests as they talk about spending habits, smart investing, and tax strategies—without putting you to sleep. Check out some of her most popular episodes:
</p>
<ul style="margin-top:0;padding-left:30px">
<li style="line-height:22px;margin-bottom:10px">
<span>
Think you might owe the IRS in April? Here are
</span>
<span>
<a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
3 easy ways to lower your tax bill
</a>
</span>
<span>
.
</span>
</li>
<li style="line-height:22px;margin-bottom:10px">
<span>
Where’s the
</span>
<span>
<a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
millennial middle class
</a>
</span>
<span>
?
</span>
</li>
<li style="line-height:22px;margin-bottom:10px">
<span>
Upgrading your lifestyle:
</span>
<span>
<a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
realistic, targeted financial goal-setting
</a>
</span>
<span>
.
</span>
</li>
</ul>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
<em>
This editorial content is supported by TaxAct.
</em>
</p>
</div>
</td>
</tr>
</table>
</th>
</tr>
</table>
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<tr>
<th class="card" style="text-align:left;font-weight:400;font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#333;display:block;background-color:#fff;border-radius:15px;border:1px solid #e6e6e6;border-collapse:collapse;box-shadow:none;margin-bottom:0px;">
<table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
<tr>
<td style="padding: 15px;">
<h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
GAMES
</h3>
<h1 style="font-family:Helvetica, Arial, sans-serif;font-size:24px;color:#333;font-weight:700;margin-bottom:0;line-height:26px;margin-top:8px">
<a style="color:#000000!important;text-decoration:none;border-bottom:none!important;" target="_blank">
<font color="#000000">
The puzzle section
</font>
</a>
</h1>
</td>
</tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
<tr>
<td style="padding-right:15px;padding-bottom:15px;padding-left:15px;padding-top:0px">
<div>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
<strong style="color:#000">
Picodku:
</strong>
If you haven’t tried Picdoku yet, it’s like sudoku…just with pictures. Today’s pictures are of wildflowers.
<a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
Check it out
</a>
.
</p>
<h2 style="font-family:Helvetica, Arial, sans-serif;font-size:19px;font-weight:700;color:#000;margin-top:0;margin-bottom:15px;margin-right:0;margin-left:0">
Friday puzzle
</h2>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
Here’s a clever word puzzle from
<a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
NPR
</a>
:
</p>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
Name a branch of scientific study. Drop the last letter. Then rearrange the remaining letters to name two subjects of that study. What branch of science is it?
</p>
</div>
</td>
</tr>
</table>
</th>
</tr>
</table>
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</div>
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<td style="padding: 15px;">
<h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
AROUND THE BREW
</h3>
<h1 style="font-family:Helvetica, Arial, sans-serif;font-size:24px;color:#333;font-weight:700;margin-bottom:0;line-height:26px;margin-top:8px">
<a style="color:#000000!important;text-decoration:none;border-bottom:none!important;" target="_blank">
<font color="#000000">
Build your confidence
</font>
</a>
</h1>
</td>
</tr>
</table>
<a style="text-decoration:none;border:none;" target="_blank">
<img alt="Build your confidence" class="story-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252Fe53df07449dd26a351ce66d00b6652d7721610c6-512x226.png%253Fw%253D670%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1paaYj:nGlqfELrbjj7GzA_7sBhDsHdKtsD2ou1iFJgwAZqLtM" style="display: block; width: 100%; max-width: 670px;" width="670"/>
</a>
<span class="source" style="display:inline-block;padding-left:10px;margin-top:5px;margin-bottom:0px;line-height:14px">
<small>
<em>
Legally Blonde/MGM
</em>
</small>
</span>
<table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
<tr>
<td style="padding:15px">
<div>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
<img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fgraduation-cap_1f393.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiJ9:1paaYj:nG5I2moLYREQg2ZIGYyLuyp_2eblBaeyowONvg849iY" style="max-width:18px" width="18"/>
Remember Elle’s confidence when she ran into Warner for the first time at Harvard? Get the same level of conviction in business financials and budget-building with the Brew’s hit course Financial Forecasting. Kickoff is March 20—
<a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
reserve your spot today
</a>
.
</p>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
<img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fbrain_1f9e0.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiJ9:1paaYj:nG5I2moLYREQg2ZIGYyLuyp_2eblBaeyowONvg849iY" style="max-width:18px" width="18"/>
Want to know how the world’s biggest companies are creating, using, and investing in new technology to propel their businesses forward?
<a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
Find out here
</a>
.
</p>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
<img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Frobot-face_1f916.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiJ9:1paaYj:nG5I2moLYREQg2ZIGYyLuyp_2eblBaeyowONvg849iY" style="max-width:18px" width="18"/>
Bots aren’t stealing copywriting jobs. Yet. Instead, AI-powered tools can simplify content creation and management for marketers.
<a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
Read more
</a>
.
</p>
</div>
</td>
</tr>
</table>
</th>
</tr>
</table>
<!--[if !mso]><! -- -->
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SHARE THE BREW
</h3>
</td>
</tr>
</table>
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<tr>
<td style="padding-right:15px;padding-bottom:15px;padding-left:15px;padding-top:0px">
<p style="line-height:22px;margin-top:0;margin-bottom:15px;margin-bottom:15px;line-height:22px;">
<a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333;border-bottom-width:2px;border-bottom-style:solid;border-bottom-color:#1c7ff2;text-decoration:none;color:#252525;" target="_blank">
Share Morning Brew
</a>
with your friends, acquire free Brew swag, and then acquire more friends as a result of your fresh Brew swag.
</p>
<p style="line-height:22px;margin-top:0;margin-bottom:15px;margin-bottom:15px;line-height:22px;">
We’re saying we’ll give you free stuff and more friends if you share a link. One link.
</p>
<a class="">
<p style="line-height:22px;margin-top:0;margin-bottom:15px;margin-bottom:15px;line-height:22px;">
<img class="img-responsive" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252Fcomposer%252Fimages%252Fsailthru-prod-5z8%252Feditor_images%252FUpdated_Referral_Card_Option1_v6.gif/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCJ9:1paaYj:Jw3PjpSyNH6Ky9XhrZsIx7FV7Bup6ZhSxKgTnz7Ctyw" style="display:block;width:100% !important;max-width: 640px; width: 100%;" width="640"/>
</p>
</a>
<p style="line-height:22px;margin-top:0;margin-bottom:15px;margin-bottom:15px;line-height:22px;">
<b>
Your referral count:
</b>
0
</p>
<a class="stb-btn" style="margin-top:inherit !important;margin-bottom:inherit !important;margin-right:inherit !important;margin-left:inherit !important;width:100%;max-width:150px;font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#ffffff;font-weight:900;text-decoration:none;text-align:center;background-color:#1c7ff2;padding-top:15px;padding-bottom:15px;padding-right:15px;padding-left:15px;border-radius:4px;display:block;">
Click to Share
</a>
<p style="line-height:22px;margin-top:0;margin-bottom:15px;margin-top:15px;margin-bottom:15px;line-height:22px;">
Or copy & paste your referral link to others:
<br/>
<a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333;border-bottom-width:2px;border-bottom-style:solid;border-bottom-color:#1c7ff2;text-decoration:none;color:#252525;" target="_blank">
morningbrew.com/daily/r/?kid=979c4554
</a>
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<h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
ANSWER
</h3>
</td>
</tr>
</table>
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<tr>
<td style="padding-right:15px;padding-bottom:15px;padding-left:15px;padding-top:0px">
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
Astronomy: star and moon
</p>
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</table>
</th>
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</table>
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<p style="line-height:22px;margin-top:0;margin-bottom:15px">
Written by
<a class="link" rel="noopener" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
Neal Freyman
</a>
,
<a class="link" rel="noopener" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
Max Knoblauch
</a>
,
<a class="link" rel="noopener" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
Matty Merritt
</a>
, and
<a class="link" rel="noopener" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
Jamie Wilde
</a>
</p>
<p style="line-height:22px;margin-top:0;margin-bottom:15px;font-style: italic;">
Was this email forwarded to you? Sign up
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here
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Take The Brew to work
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HR Brew
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IT Brew
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Tech Brew
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Retail Brew
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<p style="line-height:22px;margin-top:0;margin-bottom:15px;margin-bottom: 0px;">
<strong style="color:#000;font-size: 17px;">
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