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   Daily Brew // Morning Brew // Update
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     First Republic may not make it through the weekend...
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             April 29, 2023
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             <a rel="noopener" style="color: #000000; text-decoration: none;" target="_blank">
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              Shop 10% Off
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             <p style="line-height:22px;margin-top:0;margin-bottom:15px;font-weight:bold; color:#000; margin-top:15px; margin-bottom:15px; line-height:22px">
              TOGETHER WITH
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               <strong style="color:#000">
                Good morning.
               </strong>
               Today is Independent Bookstore Day, and what better way to celebrate than to highlight the favorite bookstores we grew up with or visited on our travels?
              </p>
              <ul style="margin-top:0;padding-left:30px">
               <li style="line-height:22px;margin-bottom:10px">
                <span>
                 <strong style="color:#000">
                  Cassandra:
                 </strong>
                </span>
                <span>
                 Park Road Books in Charlotte, NC
                </span>
               </li>
               <li style="line-height:22px;margin-bottom:10px">
                <span>
                 <strong style="color:#000">
                  Sam:
                 </strong>
                </span>
                <span>
                 Troubled Sleep in Brooklyn, NY
                </span>
               </li>
               <li style="line-height:22px;margin-bottom:10px">
                <span>
                 <strong style="color:#000">
                  Molly:
                 </strong>
                </span>
                <span>
                 A Room of One’s Own in Madison, WI
                </span>
               </li>
               <li style="line-height:22px;margin-bottom:10px">
                <span>
                 <strong style="color:#000">
                  Neal:
                 </strong>
                </span>
                <span>
                 Dickson Street Bookshop in Fayetteville, AR
                </span>
               </li>
               <li style="line-height:22px;margin-bottom:10px">
                <span>
                 <strong style="color:#000">
                  Abby:
                 </strong>
                </span>
                <span>
                 Trident Booksellers &amp; Cafe in Boston, MA
                </span>
               </li>
               <li style="line-height:22px;margin-bottom:10px">
                <span>
                 <strong style="color:#000">
                  Holly:
                 </strong>
                </span>
                <span>
                 Small World Books, Venice Beach, CA
                </span>
               </li>
               <li style="line-height:22px;margin-bottom:10px">
                <span>
                 <strong style="color:#000">
                  Matty:
                 </strong>
                </span>
                <span>
                 City Lit, Chicago, IL
                </span>
               </li>
              </ul>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               Be sure to silently judge their staff picks if you ever visit.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               —
               <em>
                Sam Klebanov, Matty Merritt, Molly Liebergall, Neal Freyman, Abby Rubenstein
               </em>
              </p>
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                CLICK
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               THIS TO REMAIN A SUBSCRIBER
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              Clicking on newsletter links is the only way for us to know you are reading (and enjoying) Morning Brew. If you don't click by next month, you will stop receiving this newsletter.
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              to let us know that you’re still an active subscriber. Thanks!
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              <h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
               MARKETS
              </h3>
             </td>
            </tr>
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           <table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse;" width="100%">
            <tr>
             <td class="pad5m">
             </td>
            </tr>
            <!-- Nasdaq -->
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             <td class="pads10 pads6m lastline" style="border-bottom:1px solid #e6e6e6;padding-bottom:0;text-align: center; border-top: 1px solid #e6e6e6; mso-padding-alt: 0 20px 0 20px;">
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                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252F5z8%252F1k5%252F4%252Fm%252F6081a6aeef46b.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCJ9:1pshHw:UjbNbf00mAZNYXcJVzp91g22gqvN6cO4ZrRUMAoKhVI" style="width:22%" width="20"/>
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                  Nasdaq
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
                  12,226.58
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top: 8px; padding-bottom: 8px;" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="width:70%;border-collapse:collapse; margin: 0 auto;">
                  <tr>
                   <td style="padding-left: 8px; padding-right: 8px; padding-top: 10px; padding-bottom: 10px; border-radius: 8px; background-color: #BEF2BA; background-color: rgba(40, 211, 26, 0.3);" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: center;">
                     +0.69%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END Nasdaq -->
            <!-- S&P -->
            <tr>
             <td class="pads10 pads6m lastline" style="border-bottom:1px solid #e6e6e6;padding-bottom:0;text-align: center; border-top: 1px solid #e6e6e6; mso-padding-alt: 0 20px 0 20px;">
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                <td align="center" class="markets-arrow-cell" style="width:12%;text-align: center; line-height: 1em;" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252F5z8%252F1k5%252F4%252Fm%252F6081a6aeef46b.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCJ9:1pshHw:UjbNbf00mAZNYXcJVzp91g22gqvN6cO4ZrRUMAoKhVI" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px; white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
                  S&amp;P
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
                  4,169.48
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top: 8px; padding-bottom: 8px;" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="width:70%;border-collapse:collapse; margin: 0 auto;">
                  <tr>
                   <td style="padding-left: 8px; padding-right: 8px; padding-top: 10px; padding-bottom: 10px; border-radius: 8px; background-color: #BEF2BA; background-color: rgba(40, 211, 26, 0.3);" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: center;">
                     +0.83%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END S&P -->
            <!-- Dow -->
            <tr>
             <td class="pads10 pads6m lastline" style="border-bottom:1px solid #e6e6e6;padding-bottom:0;text-align: center; border-top: 1px solid #e6e6e6; mso-padding-alt: 0 20px 0 20px;">
              <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;" width="100%">
               <tr>
                <td align="center" class="markets-arrow-cell" style="width:12%;text-align: center; line-height: 1em;" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252F5z8%252F1k5%252F4%252Fm%252F6081a6aeef46b.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCJ9:1pshHw:UjbNbf00mAZNYXcJVzp91g22gqvN6cO4ZrRUMAoKhVI" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px; white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
                  Dow
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
                  34,098.16
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top: 8px; padding-bottom: 8px;" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="width:70%;border-collapse:collapse; margin: 0 auto;">
                  <tr>
                   <td style="padding-left: 8px; padding-right: 8px; padding-top: 10px; padding-bottom: 10px; border-radius: 8px; background-color: #BEF2BA; background-color: rgba(40, 211, 26, 0.3);" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: center;">
                     +0.80%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END Dow -->
            <!-- 10-Year -->
            <tr>
             <td class="pads10 pads6m lastline" style="border-bottom:1px solid #e6e6e6;padding-bottom:0;text-align: center; border-top: 1px solid #e6e6e6; mso-padding-alt: 0 20px 0 20px;">
              <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;" width="100%">
               <tr>
                <td align="center" class="markets-arrow-cell" style="width:12%;text-align: center; line-height: 1em;" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252F5z8%252F1k5%252F4%252Fm%252F6081a6aedba0d.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCJ9:1pshHw:UjbNbf00mAZNYXcJVzp91g22gqvN6cO4ZrRUMAoKhVI" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px; white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
                  10-Year
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
                  3.422%
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top: 8px; padding-bottom: 8px;" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="width:70%;border-collapse:collapse; margin: 0 auto;">
                  <tr>
                   <td style="padding-left: 8px; padding-right: 8px; padding-top: 10px; padding-bottom: 10px; border-radius: 8px; background-color: #FFB3B3; background-color: rgba(255, 3, 3, 0.3);" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: center;">
                     -10.3 bps
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END 10-Year -->
            <!-- Bitcoin -->
            <tr>
             <td class="pads10 pads6m lastline" style="border-bottom:1px solid #e6e6e6;padding-bottom:0;text-align: center; border-top: 1px solid #e6e6e6; mso-padding-alt: 0 20px 0 20px;">
              <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;" width="100%">
               <tr>
                <td align="center" class="markets-arrow-cell" style="width:12%;text-align: center; line-height: 1em;" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252F5z8%252F1k5%252F4%252Fm%252F6081a6aedba0d.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCJ9:1pshHw:UjbNbf00mAZNYXcJVzp91g22gqvN6cO4ZrRUMAoKhVI" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px; white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
                  Bitcoin
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
                  $29,404.02
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top: 8px; padding-bottom: 8px;" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="width:70%;border-collapse:collapse; margin: 0 auto;">
                  <tr>
                   <td style="padding-left: 8px; padding-right: 8px; padding-top: 10px; padding-bottom: 10px; border-radius: 8px; background-color: #FFB3B3; background-color: rgba(255, 3, 3, 0.3);" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: center;">
                     -0.72%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END Bitcoin -->
            <!-- First Republic -->
            <tr>
             <td class="pads10 pads6m lastline" style="border-bottom:1px solid #e6e6e6;padding-bottom:0;text-align: center; border-top: 1px solid #e6e6e6; mso-padding-alt: 0 20px 0 20px;">
              <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;" width="100%">
               <tr>
                <td align="center" class="markets-arrow-cell" style="width:12%;text-align: center; line-height: 1em;" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252F5z8%252F1k5%252F4%252Fm%252F6081a6aedba0d.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCJ9:1pshHw:UjbNbf00mAZNYXcJVzp91g22gqvN6cO4ZrRUMAoKhVI" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px; white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
                  First Republic
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
                  $3.51
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top: 8px; padding-bottom: 8px;" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="width:70%;border-collapse:collapse; margin: 0 auto;">
                  <tr>
                   <td style="padding-left: 8px; padding-right: 8px; padding-top: 10px; padding-bottom: 10px; border-radius: 8px; background-color: #FFB3B3; background-color: rgba(255, 3, 3, 0.3);" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: center;">
                     -43.30%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END First Republic -->
            <!-- START REGULAR TEXT -->
            <tr>
             <td style="padding: 3px 15px 10px 15px">
              <p style="line-height:22px;margin-top:0;margin-bottom:15px;padding: 0; margin: 0; text-align: left; font-size: 13px;">
               *Stock data as of market close, cryptocurrency data as of  3:00am ET.
               <a class="link-sm" rel="noopener" style="border-bottom:1px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                Here's what these numbers mean.
               </a>
              </p>
             </td>
            </tr>
            <!-- END REGULAR TEXT -->
            <tr>
             <td style="padding: 0px 15px; mso-padding-alt: 0px 15px 15px 15px;">
              <ul style="margin-top:0;padding-left:30px">
               <li style="line-height:22px;margin-bottom:10px">
                <span>
                 <strong style="color:#000">
                  Markets:
                 </strong>
                </span>
                <span>
                 Stocks rose yesterday, finishing strong to give the Dow its
                </span>
                <span>
                 <a class="link" data-link-id="908df13c6dc9" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                  best month
                 </a>
                </span>
                <span>
                 since January. But First Republic tanked as rumors flew about its fate (more on that in just a moment).
                </span>
               </li>
               <li style="line-height:22px;margin-bottom:10px">
                <span>
                 <strong style="color:#000">
                  Economy:
                 </strong>
                </span>
                <span>
                 For all the Fed watchers out there, new data released today sure makes it look like another rate hike could be in store next week. The data shows wages are still trending upward, and one of the Fed’s favorite inflation measures rose slightly last month.
                </span>
               </li>
              </ul>
              <div style="display:none;">
              </div>
             </td>
            </tr>
            <tr>
             <td style="padding: 0px 20px; mso-padding-alt: 0px 20px 15px 20px;">
             </td>
            </tr>
           </table>
          </th>
         </tr>
        </table>
        <!--[if !mso ]><! -- -->
       </div>
      </div>
      <!-- <![endif]-->
      <!-- END MARKETS -->
      <!-- ARTICLE --->
      <!--[if !mso ]><! -- -->
      <div class="c6" style="margin-bottom:7px">
       <!-- <![endif]-->
       <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
        <tr>
         <th class="card" style="text-align:left;font-weight:400;font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#333;display:block;background-color:#fff;border-radius:15px;border:1px solid #e6e6e6;border-collapse:collapse;box-shadow:none;margin-bottom:0px;">
          <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
           <tr>
            <td style="padding: 15px;">
             <h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
              BANKING
             </h3>
             <h1 style="font-family:Helvetica, Arial, sans-serif;font-size:24px;color:#333;font-weight:700;margin-bottom:0;line-height:26px;margin-top:8px">
              <a style="color:#000000!important;text-decoration:none;border-bottom:none!important;" target="_blank">
               <font color="#000000">
                Pour one out for First Republic
               </font>
              </a>
             </h1>
            </td>
           </tr>
          </table>
          <a style="text-decoration:none;border:none;" target="_blank">
           <img alt="A First Republic bank branch" class="story-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252Fbca410e55bc347bbf0b8c9df2c449861ba4067e9-1500x1000.jpg%253Fw%253D670%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1pshHw:RgM4l0Nkc424V6fRJl123YJl2xqstenyQu3DuBB70Kk" style="display: block; width: 100%; max-width: 670px;" width="670"/>
          </a>
          <span class="source" style="display:inline-block;padding-left:10px;margin-top:5px;margin-bottom:0px;line-height:14px">
           <small>
            <em>
             View Press/Getty Images
            </em>
           </small>
          </span>
          <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
           <tr>
            <td style="padding:15px">
             <div>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               First Republic Bank might be breathing its last breaths. Regulators are
               <a class="link" data-link-id="cb21aa18d7ed" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                gearing up
               </a>
               to take over the beleaguered regional lender, just like they did the two banks that failed last month, Reuters reported yesterday. And sources told the WSJ other lenders are looking
               <a class="link" data-link-id="10b233cbe2b7" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                to buy
               </a>
               the bank after the government seizure in a deal that could be completed this weekend.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               Officials spent the past few days huddling with financial institutions to devise an action plan to prevent First Republic from becoming the latest bank meltdown headline. But there appear to be no private banks willing to help it raise more cash.
              </p>
              <h2 style="font-family:Helvetica, Arial, sans-serif;font-size:19px;font-weight:700;color:#000;margin-top:0;margin-bottom:15px;margin-right:0;margin-left:0">
               How’d we get here?
              </h2>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               The bank panic that led to the collapse of Silicon Valley Bank and Signature Bank left First Republic’s depositors worried about whether it could stay afloat. Like many regional banks, it invested depositor cash in assets that were devalued over the past year by rising interest rates.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               First Republic got hit extra hard by the crisis because it had successfully pursued wealthy clients in order to grow. Its once enviable client list became a liability since two-thirds of accounts at the bank had balances above $250k—so most depositors knew they wouldn’t be made whole by the Federal Deposit Insurance Corporation if First Republic ran into trouble.
              </p>
              <ul style="margin-top:0;padding-left:30px">
               <li style="line-height:22px;margin-bottom:10px">
                <span>
                 Clients pulled more than $100 billion from their accounts in the first quarter of 2023, leaving First Republic with a 40% reduction in deposits.
                </span>
               </li>
              </ul>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               Things calmed down after heavy hitters, including JPMorgan and Bank of America, deposited $30 billion in the bank last month. Although this temporarily reassured customers, things started to look dire for First Republic again after it reported dismal quarterly results this week. Its stock has plummeted more than ~75% since Monday, putting it at a 97% loss compared to the start of the year.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                Looking ahead…
               </strong>
               if the bank fails, regulators will have some busy days ahead of them deciding whether to make First Republic depositors whole and assuring the public that the banking sector isn’t in trouble.
               <em>
                —SK
               </em>
              </p>
             </div>
             <!-- SOCIAL LINKS -->
             <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
              <tr>
               <td style="padding-top: 12px;">
                <a class="" rel="noopener" style="text-decoration: none;" target="_blank">
                 <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252F5z8%252F1k4%252F4%252F2%252F5e865734bf6f7.jpg/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCJ9:1pshHw:UjbNbf00mAZNYXcJVzp91g22gqvN6cO4ZrRUMAoKhVI" style="display: inline-block; width: 25px" width="25"/>
                </a>
                <span>
                </span>
                <a class="" rel="noopener" style="text-decoration: none;" target="_blank">
                 <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252F5z8%252F1k4%252F4%252F2%252F5e86574d1eb82.jpg/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCJ9:1pshHw:UjbNbf00mAZNYXcJVzp91g22gqvN6cO4ZrRUMAoKhVI" style="display: inline-block; width: 25px" width="25"/>
                </a>
                <span>
                </span>
                <a class="" rel="noopener" style="text-decoration: none;" target="_blank">
                 <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252F5z8%252F1k4%252F4%252F2%252F5e86576e04837.jpg/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCJ9:1pshHw:UjbNbf00mAZNYXcJVzp91g22gqvN6cO4ZrRUMAoKhVI" style="display: inline-block; width: 25px" width="25"/>
                </a>
               </td>
              </tr>
             </table>
             <!-- END SOCIAL LINKS --->
            </td>
           </tr>
          </table>
         </th>
        </tr>
       </table>
       <!--[if !mso]><! -- -->
      </div>
      <!-- <![endif]-->
      <!-- END ARTICLE --->
      <!-- ARTICLE --->
      <!--[if !mso ]><! -- -->
      <div class="c6" style="margin-bottom:7px">
       <!-- <![endif]-->
       <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
        <tr>
         <th class="card" style="text-align:left;font-weight:400;font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#333;display:block;background-color:#fff;border-radius:15px;border:1px solid #e6e6e6;border-collapse:collapse;box-shadow:none;margin-bottom:0px;">
          <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
           <tr>
            <td style="padding: 15px;">
             <h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
              TOGETHER WITH VIN SOCIAL
             </h3>
             <h1 style="font-family:Helvetica, Arial, sans-serif;font-size:24px;color:#333;font-weight:700;margin-bottom:0;line-height:26px;margin-top:8px">
              <a style="color:#000000!important;text-decoration:none;border-bottom:none!important;" target="_blank">
               <font color="#000000">
                <strong style="color:#000">
                 Vino, vidi, vici
                </strong>
               </font>
              </a>
             </h1>
            </td>
           </tr>
          </table>
          <a class="" style="text-decoration:none;border:none;" target="_blank">
           <img alt="Vin Social" class="story-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F233699adcb796048dda21b8962ed9dda1ab67c6b-1000x750.jpg%253Fw%253D670%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1pshHw:RgM4l0Nkc424V6fRJl123YJl2xqstenyQu3DuBB70Kk" style="display: block; width: 100%; max-width: 670px;" width="670"/>
          </a>
          <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
           <tr>
            <td style="padding:15px">
             <div>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               Picture this: You’re traveling the world, enjoying delicious food and wine, and meeting like-minded innovators who enrich your network/business.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               Okay, back to reality. But don’t despair—World’s Greatest Club by Vin Social can help you bring that dreamy scenario to life. They’re a
               <a class="link" data-link-id="415abfcea272" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                business-meets-lifestyle community
               </a>
               for the curious, the adventurous, and the high-achieving.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               When you join, you’ll gain access to:
              </p>
              <ul style="margin-top:0;padding-left:30px">
               <li style="line-height:22px;margin-bottom:10px">
                <span>
                 experts, advisors, and consultants for your biz
                </span>
               </li>
               <li style="line-height:22px;margin-bottom:10px">
                <span>
                 paid opportunities to teach and get hired for projects
                </span>
               </li>
               <li style="line-height:22px;margin-bottom:10px">
                <span>
                 members-only dinners and tastings
                </span>
               </li>
               <li style="line-height:22px;margin-bottom:10px">
                <span>
                 global bucket-list travel adventures
                </span>
               </li>
              </ul>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               The best part? You’re invited to
               <a class="link" data-link-id="3c270b7feea8" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                join their founding cohort
               </a>
               of members who are shaping the future of work, wine, and health.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               Cheers to experiencing the best things in life.
               <a class="link" data-link-id="b6ec3ca275f0" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                Join the World’s Greatest Club
               </a>
               .
              </p>
             </div>
            </td>
           </tr>
          </table>
         </th>
        </tr>
       </table>
       <!--[if !mso]><! -- -->
      </div>
      <!-- <![endif]-->
      <!-- END ARTICLE --->
      <!-- ARTICLE --->
      <!--[if !mso ]><! -- -->
      <div class="c6" style="margin-bottom:7px">
       <!-- <![endif]-->
       <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
        <tr>
         <th class="card" style="text-align:left;font-weight:400;font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#333;display:block;background-color:#fff;border-radius:15px;border:1px solid #e6e6e6;border-collapse:collapse;box-shadow:none;margin-bottom:0px;">
          <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
           <tr>
            <td style="padding: 15px;">
             <h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
              WORLD
             </h3>
             <h1 style="font-family:Helvetica, Arial, sans-serif;font-size:24px;color:#333;font-weight:700;margin-bottom:0;line-height:26px;margin-top:8px">
              <a style="color:#000000!important;text-decoration:none;border-bottom:none!important;" target="_blank">
               <font color="#000000">
                Tour de headlines
               </font>
              </a>
             </h1>
            </td>
           </tr>
          </table>
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             Briana Jackson/Getty Images
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              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fbank_1f3e6.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiJ9:1pshHw:AM3qhYEclME-BZFnqxioh7bucrh8lMLVU38GaTGis1M" style="max-width:18px" width="18"/>
               <strong style="color:#000">
                The Fed says it’s time for new bank rules.
               </strong>
               Just in time for a new looming bank failure, the Federal Reserve issued a 102-page report dissecting the corpse of Silicon Valley Bank. The Fed pointed the finger at both its own inadequate supervision and the bank’s management. And in an accompanying letter, Michael Barr, the Fed’s vice chair for supervision,
               <a class="link" data-link-id="eeff2de08fc7" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                called for
               </a>
               stricter rules to be applied to more financial institutions and for more tools to be given to regulators to bring firms with poor capital planning and risk management into line.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fblack-left-pointing-double-triangle_23ea.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiJ9:1pshHw:AM3qhYEclME-BZFnqxioh7bucrh8lMLVU38GaTGis1M" style="max-width:18px" width="18"/>
               <strong style="color:#000">
                North Carolina plays the reverse card on gerrymandering.
               </strong>
               The newly installed Republican majority on North Carolina’s Supreme Court looked at the court’s recent precedents on voting rights and decided they’d rather go in a
               <a class="link" data-link-id="4b0a5567709c" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                different direction
               </a>
               . In two separate decisions yesterday, the court tossed out an earlier ruling that rejected Republican-drawn election maps and reinstated a voter ID law that the prior court had nixed as racially biased. A third ruling denied voting rights to people with some felony convictions.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fbird_1f426.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiJ9:1pshHw:AM3qhYEclME-BZFnqxioh7bucrh8lMLVU38GaTGis1M" style="max-width:18px" width="18"/>
               <strong style="color:#000">
                Can Jack Dorsey make Twitter 2.0?
               </strong>
               So far, none of the social media platforms hyped as the big thing for those looking to replace Elon Musk’s Twitter has gained real traction, but the latest one, Bluesky, might have a bit of an edge—and not just because Chrissy Teigen has already joined. It
               <a class="link" data-link-id="86871eee2f21" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                has funding
               </a>
               from Dorsey, Twitter’s founder. Bluesky has basically the same functionality as Twitter, but the twist is that the new app intends to be decentralized. If that intrigues you, you’ll have to wait: The app is invitation only for now.
              </p>
             </div>
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              RETAIL
             </h3>
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                New stores will soon replace the Beyond
               </font>
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           <img alt="Shopper peering into closed Bed Bath and Beyond" class="story-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252Fa1ae5b8631a509d15630a73283d93178960b0aa4-1500x1000.jpg%253Fw%253D670%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1pshHw:RgM4l0Nkc424V6fRJl123YJl2xqstenyQu3DuBB70Kk" style="display: block; width: 100%; max-width: 670px;" width="670"/>
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            <em>
             Justin Sullivan/Getty Images
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              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               In the wake of the company’s bankruptcy filing, Bed Bath &amp; Beyond is closing all 360 of its locations (and all of its Buybuy Baby stores). But those giant, fluorescently lit buildings will be
               <a class="link" data-link-id="2a84bd9ba599" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                filled
               </a>
               soon enough as retail landlords are swimming in potential tenants.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                There’s a big-box space shortage:
               </strong>
               Vacancy rates for existing retail space hit 4.9% at the end of last year, which is the lowest rate since 2005, when commercial real estate firm CBRE started tracking it. This and the meager new construction since 2008 means there’s simply not enough space for companies like HomeGoods to chaotically display ceramic dog statues and gaudy throw pillows.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               With large retail spaces in short supply, discount outlets like TJ Maxx, Nordstrom Rack, Five Below, and even budget gym Planet Fitness are plotting to snatch up old BB&amp;B locations, some even before the last toaster is sold.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                Bottom line:
               </strong>
               The BB&amp;B closures are a welcome influx of space. According to Coresight,  retailers opened more stores than they closed in 2022 for the first time since 2016.
               <em>
                —MM
               </em>
              </p>
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             <h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
              SPONSORED BY REMI
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               Guard those gnashers:
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              Tired of waking up with jaw pain, ear pain, or headaches from grinding your teeth in your sleep? Protect those pearly whites from chips + cracks and relieve pain with Remi Custom Night Guards. With their
              <a class="link" data-link-id="8414562fff93" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
               at-home kit
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              , you can skip the expensive trip to the dentist. Remi Club subscribers get 2 custom night guards every 6 months for just $59.
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              .
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              ENVIRONMENT
             </h3>
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                No Shave November in May…but for lawns
               </font>
              </a>
             </h1>
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           <img alt="Homeowners participating in No Mow May let their grass grow all month." class="story-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F3251c8eafba3c600ff139f8e728979783f6b2fc1-1500x1000.jpg%253Fw%253D670%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1pshHw:RgM4l0Nkc424V6fRJl123YJl2xqstenyQu3DuBB70Kk" style="display: block; width: 100%; max-width: 670px;" width="670"/>
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           <small>
            <em>
             Francis Scialabba
            </em>
           </small>
          </span>
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              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               To mow or not to mow? That is the question homeowners are debating as more cities and towns embrace No Mow May, a movement started in 2019 to revitalize backyard wildlife by refraining from lawn care for an entire month.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               And it works, sort of.
              </p>
              <ul style="margin-top:0;padding-left:30px">
               <li style="line-height:22px;margin-bottom:10px">
                <span>
                 In past years, participants have watched their lawns transform from an “ecological dead zone”—as one professor calls the average American yard—into a tall-grassed ecosystem rife with bumblebees, songbirds, chipmunks, and other forest friends...or foes. Last year, some Minnesotans called the police on snakes they spotted.
                </span>
               </li>
               <li style="line-height:22px;margin-bottom:10px">
                <span>
                 But some environmentalists say
                </span>
                <span>
                 <a class="link" data-link-id="14b7ca4ac520" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                  No Mow May
                 </a>
                </span>
                <span>
                 isn’t the right way to bring biodiversity back to residential areas because it “teases” insects and other pollinators. Their newfound habitat goes away when homeowners bust out the lawnmowers on June 1.
                </span>
                <span>
                 <br/>
                </span>
               </li>
              </ul>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               Instead, experts encourage supporting local wildlife by seeding native plants and other pollinator-attracting greenery. The Guelph Turfgrass Institute suggests channeling the benefits of No Mow May throughout the other 11 months by sectioning off a part of the yard as a permanent “wildflower zone.”
               <em>
                —ML
               </em>
              </p>
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              GRAB BAG
             </h3>
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                Key performance indicators
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          <img alt="The Stone of Scone" class="story-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F82b926becdb6119f00a256f543bcde366705ac6a-1500x1000.jpg%253Fw%253D670%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1pshHw:RgM4l0Nkc424V6fRJl123YJl2xqstenyQu3DuBB70Kk" style="display: block; width: 100%; max-width: 670px;" width="670"/>
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            <em>
             Pool/Getty Images
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               <strong style="color:#000">
                Stat:
               </strong>
               What does it take to move a 331-pound stone from Scotland to London? A coronation. The Stone of Scone (also known as the Stone of Destiny)
               <a class="link" data-link-id="6ee2431f1edd" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                has left
               </a>
               Edinburgh Castle to make its way to the big city for King Charles III’s little party next weekend. The stone is no stranger to such royal affairs: It was present at the anointing of Scottish kings for centuries before it got nabbed by England’s Edward I in 1296. In 1996, Queen Elizabeth II agreed to send it back up north, but only if it RSVP’d yes to future coronations.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                Quote:
               </strong>
               “This is a tale of two women, two teenage dreams and one name.”
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               Pop star Katy Perry lost a trademark fight in Australia this week over her
               <a class="link" data-link-id="c9a5b9c5e694" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                own name
               </a>
               . Turns out the famous California girl shares a name with Aussie fashion designer Katie Taylor (née Perry), who registered a trademark for her brand Katie Perry there in 2008. And yesterday, a judge who couldn’t help referencing the singer’s best tune in her ruling refused to void the trademark and found that the less-famous Perry’s rights were violated by merch sold for the other Perry’s 2014 Australian concert tour.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                Read:
               </strong>
               What happens when Dave Chappelle buys up your town? (
               <a class="link" data-link-id="9455012bd476" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                Bloomberg
               </a>
               )
              </p>
             </div>
            </td>
           </tr>
          </table>
         </th>
        </tr>
       </table>
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      <!-- ARTICLE --->
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       <!-- <![endif]-->
       <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
        <tr>
         <th class="card" style="text-align:left;font-weight:400;font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#333;display:block;background-color:#fff;border-radius:15px;border:1px solid #e6e6e6;border-collapse:collapse;box-shadow:none;margin-bottom:0px;">
          <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
           <tr>
            <td style="padding: 15px;">
             <h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
              NEWS
             </h3>
             <h1 style="font-family:Helvetica, Arial, sans-serif;font-size:24px;color:#333;font-weight:700;margin-bottom:0;line-height:26px;margin-top:8px">
              <a style="color:#000000!important;text-decoration:none;border-bottom:none!important;" target="_blank">
               <font color="#000000">
                What else is brewing
               </font>
              </a>
             </h1>
            </td>
           </tr>
          </table>
          <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
           <tr>
            <td style="padding-right:15px;padding-bottom:15px;padding-left:15px;padding-top:0px">
             <ul style="margin-top:0;padding-left:30px">
              <li style="line-height:22px;margin-bottom:10px">
               <span>
                <a class="link" data-link-id="4dfb3a3d65ca" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                 OpenAI
                </a>
               </span>
               <span>
                , the company behind ChatGPT, has picked up new investments from VC funds at an eye-popping valuation of $27 billion–$29 billion, TechCrunch reports. And in another win,
               </span>
               <span>
                <a class="link" data-link-id="07602f6ca1b3" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                 Italy
                </a>
               </span>
               <span>
                dropped its ban on ChatGPT after changes were made to satisfy its privacy regulators.
               </span>
              </li>
              <li style="line-height:22px;margin-bottom:10px">
               <span>
                <a class="link" data-link-id="dd3ae85936ac" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                 Oil prices are down
                </a>
               </span>
               <span>
                , but Exxon and Chevron are still making gobs of money (just less than last year).
               </span>
              </li>
              <li style="line-height:22px;margin-bottom:10px">
               <span>
                <a class="link" data-link-id="7e00349fd091" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                 Jenny Craig
                </a>
               </span>
               <span>
                said it’s winding down its physical centers in the latest shake-up for the weight loss industry as it grapples with the impact of Ozempic and other weight loss drugs.
               </span>
              </li>
              <li style="line-height:22px;margin-bottom:10px">
               <span>
                <a class="link" data-link-id="803c94866990" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                 Nearly one in every five
                </a>
               </span>
               <span>
                cars sold this year will be electric, the International Energy Agency predicts.
               </span>
              </li>
             </ul>
            </td>
           </tr>
          </table>
         </th>
        </tr>
       </table>
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      <!-- ARTICLE --->
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      <div class="c6" style="margin-bottom:7px">
       <!-- <![endif]-->
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        <tr>
         <th class="card" style="text-align:left;font-weight:400;font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#333;display:block;background-color:#fff;border-radius:15px;border:1px solid #e6e6e6;border-collapse:collapse;box-shadow:none;margin-bottom:0px;">
          <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
           <tr>
            <td style="padding: 15px;">
             <h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
              RECS
             </h3>
            </td>
           </tr>
          </table>
          <img alt="Saturday To-Do List graphic" class="story-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F59bb3838ece6fcf20d3f93dc6757deed4eb8d4cf-1500x375.png%253Fw%253D670%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1pshHw:RgM4l0Nkc424V6fRJl123YJl2xqstenyQu3DuBB70Kk" style="display: block; width: 100%; max-width: 670px;" width="670"/>
          <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
           <tr>
            <td style="padding:15px">
             <div>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiJ9:1pshHw:AM3qhYEclME-BZFnqxioh7bucrh8lMLVU38GaTGis1M" style="max-width:18px" width="18"/>
                AI, but make it Shakespeare:
               </strong>
               Here’s what it looks like if you
               <a class="link" data-link-id="e329b4f87acc" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                train a language model
               </a>
               on just one author.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiJ9:1pshHw:AM3qhYEclME-BZFnqxioh7bucrh8lMLVU38GaTGis1M" style="max-width:18px" width="18"/>
               </strong>
               <strong style="color:#000">
                Panda diplomacy:
               </strong>
               We can only guess what’s being discussed at this
               <a class="link" data-link-id="ef3fdc5a2445" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                very important summit
               </a>
               .
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiJ9:1pshHw:AM3qhYEclME-BZFnqxioh7bucrh8lMLVU38GaTGis1M" style="max-width:18px" width="18"/>
               </strong>
               <strong style="color:#000">
                Can of worms:
               </strong>
               Scientists have
               <a class="link" data-link-id="3abd60597807" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                crunched the numbers
               </a>
               to explain how the creepy crawlers can untangle themselves from one another so quickly.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiJ9:1pshHw:AM3qhYEclME-BZFnqxioh7bucrh8lMLVU38GaTGis1M" style="max-width:18px" width="18"/>
                If you’re nasty:
               </strong>
               Ms. Jackson gets
               <a class="link" data-link-id="652080c20dd9" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                an apology
               </a>
               (that’s also a flex).
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiJ9:1pshHw:AM3qhYEclME-BZFnqxioh7bucrh8lMLVU38GaTGis1M" style="max-width:18px" width="18"/>
                Professional scalability for IT pros:
               </strong>
               Get all the news and headlines you need to start your workday as an IT professional on the right foot.
               <a class="link" data-link-id="88019ed70fa3" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                Stay in the know with IT Brew
               </a>
               .
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiJ9:1pshHw:AM3qhYEclME-BZFnqxioh7bucrh8lMLVU38GaTGis1M" style="max-width:18px" width="18"/>
                Elevate:
               </strong>
               Sharpen your mind in minutes with
               <a class="link" data-link-id="488c67f98e8f" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                Brilliant
               </a>
               . Bite-size lessons in math, logic, data, and more help you level up fast. Join 10m+ people and
               <a class="link" data-link-id="02633b3e6fa9" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                try it free for 30 days
               </a>
               .*
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <sup>
                <em>
                 *This is sponsored advertising content.
                </em>
               </sup>
              </p>
             </div>
            </td>
           </tr>
          </table>
         </th>
        </tr>
       </table>
       <!--[if !mso]><! -- -->
      </div>
      <!-- <![endif]-->
      <!-- END ARTICLE --->
      <!-- ARTICLE --->
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      <div class="c6" style="margin-bottom:7px">
       <!-- <![endif]-->
       <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
        <tr>
         <th class="card" style="text-align:left;font-weight:400;font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#333;display:block;background-color:#fff;border-radius:15px;border:1px solid #e6e6e6;border-collapse:collapse;box-shadow:none;margin-bottom:0px;">
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             <h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
              GAMES
             </h3>
             <h1 style="font-family:Helvetica, Arial, sans-serif;font-size:24px;color:#333;font-weight:700;margin-bottom:0;line-height:26px;margin-top:8px">
              <a style="color:#000000!important;text-decoration:none;border-bottom:none!important;" target="_blank">
               <font color="#000000">
                The puzzle section
               </font>
              </a>
             </h1>
            </td>
           </tr>
          </table>
          <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
           <tr>
            <td style="padding-right:15px;padding-bottom:15px;padding-left:15px;padding-top:0px">
             <div>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                Brew crossword:
               </strong>
               This is honestly just such a fun crossword puzzle from top to bottom.
               <a class="link" data-link-id="4bcb9bfdde8a" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                Play it here
               </a>
               .
              </p>
              <h2 style="font-family:Helvetica, Arial, sans-serif;font-size:19px;font-weight:700;color:#000;margin-top:0;margin-bottom:15px;margin-right:0;margin-left:0">
               Open House
              </h2>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               Welcome to Open House, the only newsletter section that wants the lingering scent of hot dogs to be present all summer. We’ll give you a few facts about a listing and you try to guess the price.
              </p>
              <img alt="House in Chicago, near Wrigley Field" class="img-responsive" src="https://inboxflows.com/_/image/https%253A%252F%252Fstorage.morningbrew.com%252Fgif%252F2023-04-28%252Fimage-f6af4761b4aeacccad2088f75a5832effc7d58e0-1200x675-gif%252Fwrigley.gif/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZzdG9yYWdlLm1vciJ9:1pshHw:AhJTE2QRHAwisPNf8BEt1SQnuAv2Lg_gKV0IX8GE92M" style="display:block;width:100% !important"/>
              <span class="source" style="display:inline-block;padding-left:10px;margin-top:5px;margin-bottom:0px;line-height:14px">
               <small>
                <em>
                 Zillow
                </em>
               </small>
              </span>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               Today’s
               <a class="link" data-link-id="14fbb12bbe8c" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                home
               </a>
               is a mere 300 feet from the Wrigley Field marquee—which is
               <a class="link" data-link-id="8dae014462ab" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                shorter
               </a>
               than the 360 feet around the field’s bases, Block Club Chicago points out. The home was built in 1890, 17 years before the Cubs won their first World Series title. Amenities include:
              </p>
              <ul style="margin-top:0;padding-left:30px">
               <li style="line-height:22px;margin-bottom:10px">
                <span>
                 6 beds, 4 baths
                </span>
               </li>
               <li style="line-height:22px;margin-bottom:10px">
                <span>
                 Wood paneling…everywhere
                </span>
               </li>
               <li style="line-height:22px;margin-bottom:10px">
                <span>
                 Five parking spots
                </span>
               </li>
              </ul>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               How much to be part of the game day action from bed?
              </p>
             </div>
            </td>
           </tr>
          </table>
         </th>
        </tr>
       </table>
       <!--[if !mso]><! -- -->
      </div>
      <!-- <![endif]-->
      <!-- END ARTICLE --->
      <!-- ARTICLE --->
      <!--[if !mso ]><! -- -->
      <div class="c6" style="margin-bottom:7px">
       <!-- <![endif]-->
       <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
        <tr>
         <th class="card" style="text-align:left;font-weight:400;font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#333;display:block;background-color:#fff;border-radius:15px;border:1px solid #e6e6e6;border-collapse:collapse;box-shadow:none;margin-bottom:0px;">
          <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
           <tr>
            <td style="padding: 15px;">
             <h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
              AROUND THE BREW
             </h3>
             <h1 style="font-family:Helvetica, Arial, sans-serif;font-size:24px;color:#333;font-weight:700;margin-bottom:0;line-height:26px;margin-top:8px">
              <a style="color:#000000!important;text-decoration:none;border-bottom:none!important;" target="_blank">
               <font color="#000000">
                Cat got your tongue?
               </font>
              </a>
             </h1>
            </td>
           </tr>
          </table>
          <a style="text-decoration:none;border:none;" target="_blank">
           <img alt="Cat got your tongue?" class="story-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252Fff79e7c05bd1adb0bf06a1304c8825a2c6c59bb9-512x268.png%253Fw%253D670%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1pshHw:RgM4l0Nkc424V6fRJl123YJl2xqstenyQu3DuBB70Kk" style="display: block; width: 100%; max-width: 670px;" width="670"/>
          </a>
          <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
           <tr>
            <td style="padding:15px">
             <div>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fhandshake_1f91d.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiJ9:1pshHw:AM3qhYEclME-BZFnqxioh7bucrh8lMLVU38GaTGis1M" style="max-width:18px" width="18"/>
               Has needing to ask for more time on a project kept you up at night? What about getting or giving a performance review? Put yourself at ease with our Difficult Conversations course, returning on May 15.
               <a class="link" data-link-id="eb609db3edd2" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                Reserve your spot today
               </a>
               .
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fmicrophone_1f3a4.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiJ9:1pshHw:AM3qhYEclME-BZFnqxioh7bucrh8lMLVU38GaTGis1M" style="max-width:18px" width="18"/>
               Don’t be intimidated to speak your mind. Money Scoop’s free Salary Negotiation Guide provides insight on how to get the salary you deserve.
               <a class="link" data-link-id="cc7868caa138" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                Check it out
               </a>
               .
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fear_1f442.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiJ9:1pshHw:AM3qhYEclME-BZFnqxioh7bucrh8lMLVU38GaTGis1M" style="max-width:18px" width="18"/>
               Hear Lo Bosworth, founder of Love Wellness and former star of
               <em>
                Laguna Beach
               </em>
               , explain how her company has expanded its audience and mission by addressing stigmas through brand-building and marketing efforts at
               <strong style="color:#000">
                <a class="link" data-link-id="f60ae5a0dda4" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                 The Brief
                </a>
                .
               </strong>
              </p>
             </div>
            </td>
           </tr>
          </table>
         </th>
        </tr>
       </table>
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              $1.1 million
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