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   Own Wise - Reminder Email v1
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   Customers like you have the strongest understanding of the problems we’re solving.
  </div>
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                   <b>
                    You can still OwnWise.
                   </b>
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                   If you want to become a long-term shareholder in Wise, we want to support you. OwnWise will reward your commitment with bonus shares and other perks.
                   <br/>
                   <br/>
                   There's 100,000 places and you've got
                   <strong>
                    a week left
                   </strong>
                   to express your interest in the program. You must currently be in the UK or the EU.
                  </h3>
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                    I'm interested
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                    I'm interested
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                      Learn more
                     </a>
                    </strong>
                   </u>
                  </h3>
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                    </strong>
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                   <strong>
                   </strong>
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                   T&amp;Cs apply. Capital at risk. The contents of the email have been jointly approved by Goldman Sachs International and Morgan Stanley &amp; Co. International plc solely for the purposes of Section 21(2)(b) of the Financial Services and Markets Act 2000 (as amended).
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                   <strong>
                    We're just getting started.
                   </strong>
                  </h2>
                 </td>
                </tr>
                <!--[if !mso]><!-- -->
                <!--<![endif]-->
                <tr style="border-collapse:collapse">
                 <td align="center" class="es-m-p20r es-m-p20l" style="padding:0;Margin:0;font-size:0px">
                  <a style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:underline;color:#1376C8;font-size:14px" target="_blank">
                   <img alt="" class="adapt-img" height="192" src="https://inboxflows.com/_/image/https%253A%252F%252Fnvsrpq.stripocdn.email%252Fcontent%252Fguids%252FCABINET_e4063f95bcf282e361948d18ad01f92c%252Fimages%252F85481624225496037.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZudnNycHEuc3RyaSJ9:1lwQzO:gpO5zj-fH0RmKzB7yNbeApHwe2rqiHskMFEKMDmVigE" style="display:block;border:0;outline:none;text-decoration:none;-ms-interpolation-mode:bicubic" width="450"/>
                  </a>
                 </td>
                </tr>
                <tr style="border-collapse:collapse">
                 <td align="center" class="es-m-txt-c es-m-p0r es-m-p0l" style="Margin:0;padding-bottom:10px;padding-top:20px;padding-left:20px;padding-right:20px">
                  <p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:averta, helvetica, arial, sans-serif;line-height:24px;color:#5D7079;font-size:16px">
                   Transparency and fairness into how we price our products create real value for our customers and shareholders. Find out how we do this and more about our business on the Owners' website.
                  </p>
                 </td>
                </tr>
                <tr class="es-mobile-hidden" style="border-collapse:collapse">
                 <td align="center" class="es-m-p40" style="Margin:0;padding-top:20px;padding-bottom:30px;padding-left:40px;padding-right:40px">
                  <span class="es-button-border" style="border-style:solid;border-color:#00B9FF;background:#FFFFFF;border-width:1px;display:inline-block;border-radius:3px;width:auto">
                   <a class="es-button es-button-1" style="mso-style-priority:100 !important;text-decoration:none;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;color:#00B9FF;font-size:16px;border-style:solid;border-color:#FFFFFF;border-width:15px 60px;display:inline-block;background:#FFFFFF;border-radius:3px;font-family:Averta, Helvetica, Arial, sans-serif;font-weight:normal;font-style:normal;line-height:19px;width:auto;text-align:center" target="_blank">
                    Find out more
                   </a>
                  </span>
                 </td>
                </tr>
                <!--[if !mso]><!-- -->
                <tr class="es-desk-hidden" style="display:none;float:left;overflow:hidden;width:0;max-height:0;line-height:0;mso-hide:all;border-collapse:collapse">
                 <td align="center" class="es-m-p0r es-m-p0l" style="Margin:0;padding-bottom:10px;padding-top:20px;padding-left:40px;padding-right:40px">
                  <span class="es-button-border" style="border-style:solid;border-color:#00B9FF;background:#FFFFFF;border-width:1px;display:block;border-radius:3px;width:auto">
                   <a class="es-button es-button-1" style="mso-style-priority:100 !important;text-decoration:none;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;color:#00B9FF;font-size:16px;border-style:solid;border-color:#FFFFFF;border-width:15px 60px;display:block;background:#FFFFFF;border-radius:3px;font-family:Averta, Helvetica, Arial, sans-serif;font-weight:normal;font-style:normal;line-height:19px;width:auto;text-align:center" target="_blank">
                    Find out more
                   </a>
                  </span>
                 </td>
                </tr>
                <!--<![endif]-->
               </table>
              </td>
             </tr>
            </table>
           </td>
          </tr>
         </table>
        </td>
       </tr>
      </table>
      <table align="center" cellpadding="0" cellspacing="0" class="es-header" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;table-layout:fixed !important;width:100%;background-color:transparent;background-repeat:repeat;background-position:center top">
       <tr style="border-collapse:collapse">
        <td align="center" bgcolor="#F2F5F7" style="padding:0;Margin:0;background-color:#F2F5F7">
         <table align="center" bgcolor="#E2E6E8" cellpadding="0" cellspacing="0" class="es-header-body" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;background-color:#E2E6E8;width:600px">
          <tr style="border-collapse:collapse">
           <td align="left" style="padding:20px;Margin:0">
            <!--[if mso]><table style="width:560px" cellpadding="0" cellspacing="0"><tr><td style="width:145px" valign="top"><![endif]-->
            <table align="left" cellpadding="0" cellspacing="0" class="es-left" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;float:left">
             <tr style="border-collapse:collapse">
              <td align="left" class="es-m-p20b" style="padding:0;Margin:0;width:125px">
               <table cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px" width="100%">
                <tr style="border-collapse:collapse">
                 <td align="center" style="padding:0;Margin:0;padding-bottom:10px">
                  <p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-size:13px;font-family:averta, helvetica, 'helvetica neue', arial, sans-serif;line-height:15px;color:#37517E">
                   <strong>
                    Authorised and regulated by the Financial Conduct Authority
                   </strong>
                  </p>
                 </td>
                </tr>
                <tr style="border-collapse:collapse">
                </tr>
               </table>
              </td>
              <td class="es-hidden" style="padding:0;Margin:0;width:20px">
              </td>
             </tr>
            </table>
            <!--[if mso]></td><td style="width:145px" valign="top"><![endif]-->
            <table align="left" cellpadding="0" cellspacing="0" class="es-left" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;float:left">
             <tr style="border-collapse:collapse">
              <td align="left" class="es-m-p20b" style="padding:0;Margin:0;width:125px">
               <table cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px" width="100%">
                <tr style="border-collapse:collapse">
                 <td align="center" style="padding:0;Margin:0;padding-bottom:5px">
                  <p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-size:10px;font-family:averta, helvetica, 'helvetica neue', arial, sans-serif;line-height:15px;color:#6F8691">
                   <strong>
                    +90,000 happy reviews
                   </strong>
                  </p>
                 </td>
                </tr>
                <tr style="border-collapse:collapse">
                 <td align="center" style="padding:0;Margin:0;padding-bottom:5px">
                  <p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-size:12px;font-family:averta, helvetica, 'helvetica neue', arial, sans-serif;line-height:18px;color:#37517E">
                   <strong>
                    <a style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:averta, helvetica, 'helvetica neue', arial, sans-serif;font-size:12px;text-decoration:none;color:#37517E" target="_blank">
                     4.6 out of 5
                    </a>
                   </strong>
                  </p>
                 </td>
                </tr>
                <tr style="border-collapse:collapse">
                 <td align="center" style="padding:0;Margin:0;font-size:0px">
                  <a style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:averta, helvetica, 'helvetica neue', arial, sans-serif;font-size:14px;text-decoration:underline;color:#1376C8" target="_blank">
                   <img alt="" height="14" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.braze.eu%252Fappboy%252Fcommunication%252Fassets%252Fimage_assets%252Fimages%252F5eeccbe4a995e7472691685a%252Foriginal.png%253F1592576996/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uYnJhemUuZSJ9:1lwQzO:bPrz4_6Jc7M9jPoDPROV5HK81sH8IaRhDkEozHx4nes" style="display:block;border:0;outline:none;text-decoration:none;-ms-interpolation-mode:bicubic" width="80"/>
                  </a>
                 </td>
                </tr>
               </table>
              </td>
              <td class="es-hidden" style="padding:0;Margin:0;width:20px">
              </td>
             </tr>
            </table>
            <!--[if mso]></td><td style="width:125px" valign="top"><![endif]-->
            <table align="left" cellpadding="0" cellspacing="0" class="es-left" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;float:left">
             <tr style="border-collapse:collapse">
              <td align="left" class="es-m-p20b" style="padding:0;Margin:0;width:125px">
               <table cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px" width="100%">
                <tr style="border-collapse:collapse">
                 <td align="center" style="padding:0;Margin:0;padding-bottom:15px">
                  <p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-size:10px;font-family:averta, helvetica, 'helvetica neue', arial, sans-serif;line-height:15px;color:#6F8691">
                   <strong>
                    Published in
                   </strong>
                  </p>
                 </td>
                </tr>
                <tr style="border-collapse:collapse">
                 <td align="center" style="padding:0;Margin:0;font-size:0px">
                  <img alt="" height="23" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.braze.eu%252Fappboy%252Fcommunication%252Fassets%252Fimage_assets%252Fimages%252F5ebd21179ae1681019ee40a1%252Foriginal.png%253F1589453079/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uYnJhemUuZSJ9:1lwQzO:bPrz4_6Jc7M9jPoDPROV5HK81sH8IaRhDkEozHx4nes" style="display:block;border:0;outline:none;text-decoration:none;-ms-interpolation-mode:bicubic" width="115"/>
                 </td>
                </tr>
               </table>
              </td>
             </tr>
            </table>
            <!--[if mso]></td><td style="width:20px"></td><td style="width:125px" valign="top"><![endif]-->
            <table align="right" cellpadding="0" cellspacing="0" class="es-right" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;float:right">
             <tr style="border-collapse:collapse">
              <td align="left" style="padding:0;Margin:0;width:125px">
               <table cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px" width="100%">
                <tr style="border-collapse:collapse">
                 <td align="center" style="padding:0;Margin:0;padding-bottom:10px">
                  <p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-size:10px;font-family:averta, helvetica, 'helvetica neue', arial, sans-serif;line-height:15px;color:#6F8691">
                   <strong>
                    Worldwide customers
                   </strong>
                  </p>
                 </td>
                </tr>
                <tr style="border-collapse:collapse">
                 <td align="center" style="padding:0;Margin:0;padding-bottom:5px">
                  <h5 style="Margin:0;line-height:26px;mso-line-height-rule:exactly;font-family:averta, helvetica, 'helvetica neue', arial, sans-serif;color:#37517E;font-size:22px">
                   10 million
                  </h5>
                 </td>
                </tr>
               </table>
              </td>
             </tr>
            </table>
           </td>
          </tr>
         </table>
        </td>
       </tr>
       <tr style="border-collapse:collapse">
        <td align="center" bgcolor="#F2F5F7" style="padding:0;Margin:0;background-color:#F2F5F7">
         <table align="center" cellpadding="0" cellspacing="0" class="es-header" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;table-layout:fixed !important;width:100%;background-color:transparent;background-repeat:repeat;background-position:center top">
          <tr style="border-collapse:collapse">
           <td align="center" bgcolor="#F2F5F7" style="padding:0;Margin:0;background-color:#F2F5F7">
            <table align="center" bgcolor="#F2F5F7" cellpadding="0" cellspacing="0" class="es-header-body" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;background-color:#F2F5F7;width:600px">
             <tr style="border-collapse:collapse">
              <td align="left" style="padding:0;Margin:0;padding-top:30px;padding-left:30px;padding-right:30px">
               <table cellpadding="0" cellspacing="0" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px" width="100%">
                <tr style="border-collapse:collapse">
                 <td align="center" style="padding:0;Margin:0;width:540px" valign="top">
                  <table cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px" width="100%">
                   <tr style="border-collapse:collapse">
                    <td align="center" style="padding:0;Margin:0;padding-bottom:10px;padding-top:20px">
                     <p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-size:16px;font-family:averta, helvetica, 'helvetica neue', arial, sans-serif;line-height:24px;color:#37517E">
                      <strong>
                       Manage your money on the go.
                      </strong>
                     </p>
                    </td>
                   </tr>
                   <tr style="border-collapse:collapse">
                    <td align="center" style="padding:0;Margin:0;padding-top:10px;padding-bottom:20px">
                     <p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-size:16px;font-family:averta, helvetica, 'helvetica neue', arial, sans-serif;line-height:16px;color:#37517E">
                      <strong>
                       Download the app.
                      </strong>
                     </p>
                    </td>
                   </tr>
                  </table>
                 </td>
                </tr>
               </table>
              </td>
             </tr>
             <tr style="border-collapse:collapse">
              <td align="left" class="esdev-adapt-off" style="Margin:0;padding-top:20px;padding-left:20px;padding-right:20px;padding-bottom:30px">
               <table cellpadding="0" cellspacing="0" class="esdev-mso-table" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;width:560px">
                <tr style="border-collapse:collapse">
                 <td class="esdev-mso-td" style="padding:0;Margin:0" valign="top">
                  <table align="left" cellpadding="0" cellspacing="0" class="es-left" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;float:left">
                   <tr style="border-collapse:collapse">
                    <td align="left" style="padding:0;Margin:0;width:270px">
                     <table cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px" width="100%">
                      <tr style="border-collapse:collapse">
                       <td align="right" style="padding:0;Margin:0;font-size:0px">
                        <a target="_blank">
                         <img alt="" class="adapt-img" height="40" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.braze.eu%252Fappboy%252Fcommunication%252Fassets%252Fimage_assets%252Fimages%252F5ee9e52736dc782c3ebfc458%252Foriginal.png%253F1592386855/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uYnJhemUuZSJ9:1lwQzO:bPrz4_6Jc7M9jPoDPROV5HK81sH8IaRhDkEozHx4nes" style="display:block;border:0;outline:none;text-decoration:none;-ms-interpolation-mode:bicubic" width="135"/>
                        </a>
                       </td>
                      </tr>
                     </table>
                    </td>
                   </tr>
                  </table>
                 </td>
                 <td style="padding:0;Margin:0;width:20px">
                 </td>
                 <td class="esdev-mso-td" style="padding:0;Margin:0" valign="top">
                  <table align="right" cellpadding="0" cellspacing="0" class="es-right" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;float:right">
                   <tr style="border-collapse:collapse">
                    <td align="left" style="padding:0;Margin:0;width:270px">
                     <table cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px" width="100%">
                      <tr style="border-collapse:collapse">
                       <a target="_blank">
                        <img alt="" class="adapt-img" height="40" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.braze.eu%252Fappboy%252Fcommunication%252Fassets%252Fimage_assets%252Fimages%252F5ebd212ea995e72001518615%252Foriginal.png%253F1589453102/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uYnJhemUuZSJ9:1lwQzO:bPrz4_6Jc7M9jPoDPROV5HK81sH8IaRhDkEozHx4nes" style="display:block;border:0;outline:none;text-decoration:none;-ms-interpolation-mode:bicubic" width="135"/>
                       </a>
                      </tr>
                     </table>
                    </td>
                   </tr>
                  </table>
                 </td>
                </tr>
               </table>
              </td>
             </tr>
             <tr style="border-collapse:collapse">
              <td align="left" style="Margin:0;padding-top:20px;padding-bottom:20px;padding-left:40px;padding-right:40px">
               <table cellpadding="0" cellspacing="0" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px" width="100%">
                <tr style="border-collapse:collapse">
                 <td align="center" style="padding:0;Margin:0;width:520px" valign="top">
                  <table cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px" width="100%">
                   <tr style="border-collapse:collapse">
                    <td align="center" style="padding:0;Margin:0;font-size:0">
                     <table border="0" cellpadding="0" cellspacing="0" height="100%" role="presentation" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px" width="100%">
                      <tr style="border-collapse:collapse">
                       <td style="padding:0;Margin:0;border-bottom:1px solid #979797;background:none;height:1px;width:100%;margin:0px">
                       </td>
                      </tr>
                     </table>
                    </td>
                   </tr>
                  </table>
                 </td>
                </tr>
               </table>
              </td>
             </tr>
             <tr style="border-collapse:collapse">
              <td align="left" style="Margin:0;padding-bottom:10px;padding-left:20px;padding-right:20px;padding-top:30px">
               <!--[if mso]><table style="width:560px" cellpadding="0" cellspacing="0"><tr><td style="width:95px" valign="top"><![endif]-->
               <table align="left" cellpadding="0" cellspacing="0" class="es-left" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;float:left">
                <tr style="border-collapse:collapse">
                 <td align="left" style="padding:0;Margin:0;width:95px">
                  <table cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px" width="100%">
                   <tr class="es-mobile-hidden" style="border-collapse:collapse">
                    <td align="left" style="padding:0;Margin:0">
                     <p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-size:14px;font-family:averta, helvetica, 'helvetica neue', arial, sans-serif;line-height:21px;color:#333333">
                      <br/>
                     </p>
                    </td>
                   </tr>
                  </table>
                 </td>
                </tr>
               </table>
               <!--[if mso]></td><td style="width:30px" valign="top"><![endif]-->
               <table align="left" cellpadding="0" cellspacing="0" class="es-left" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;float:left">
                <tr style="border-collapse:collapse">
                 <td align="left" style="padding:0;Margin:0;width:30px">
                  <table cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px" width="100%">
                   <tr style="border-collapse:collapse">
                    <td align="center" style="padding:0;Margin:0;font-size:0px">
                     <img alt="" height="21" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.braze.eu%252Fappboy%252Fcommunication%252Fassets%252Fimage_assets%252Fimages%252F603e16d4504ac563d691f223%252Foriginal.png%253F1614681812/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uYnJhemUuZSJ9:1lwQzO:bPrz4_6Jc7M9jPoDPROV5HK81sH8IaRhDkEozHx4nes" style="display:block;border:0;outline:none;text-decoration:none;-ms-interpolation-mode:bicubic" width="21"/>
                    </td>
                   </tr>
                  </table>
                 </td>
                </tr>
               </table>
               <!--[if mso]></td><td style="width:170px" valign="top"><![endif]-->
               <table align="left" cellpadding="0" cellspacing="0" class="es-left" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;float:left">
                <tr style="border-collapse:collapse">
                 <td align="left" style="padding:0;Margin:0;width:100px">
                  <table cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px" width="100%">
                   <tr style="border-collapse:collapse">
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