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<div style="background:rgb(255, 255, 255);background-color:rgb(255, 255, 255);margin:0px auto;max-width:600px;">
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<table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
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<table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
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<div style="font-family:'Helvetica Neue', Helvetica, Arial, sans-serif;;font-size:13px;line-height:1;text-align:center;color:#000000;">
Last Week’s Market Moves
</div>
</td>
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<td style="font-size:0px;word-break:break-word;">
<div style="height:20px;line-height:20px;">
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<tr>
<td>
<span class="text" style="font-family: 'Helvetica Neue', Helvetica, Arial, sans-serif;; font-size: 13px; line-height: 22px; padding: 0;">
Dow Jones
<br/>
<span style="font-weight: 700;">
39,070
<span style="color: rgb(255, 80, 0);">
(-2.33%)
</span>
</span>
</span>
</td>
<td>
<span class="text" style="font-family: 'Helvetica Neue', Helvetica, Arial, sans-serif;; font-size: 13px; line-height: 22px; padding: 0;">
S&P 500
<br/>
<span style="font-weight: 700;">
5,305
<span style="color: rgb(0, 200, 5);">
(+0.03%)
</span>
</span>
</span>
</td>
<td>
<span class="text" style="font-family: 'Helvetica Neue', Helvetica, Arial, sans-serif;; font-size: 13px; line-height: 22px; padding: 0;">
Nasdaq
<br/>
<span style="font-weight: 700;">
16,921
<span style="color: rgb(0, 200, 5);">
(+1.41%)
</span>
</span>
</span>
</td>
<td>
<span class="text" style="font-family: 'Helvetica Neue', Helvetica, Arial, sans-serif;; font-size: 13px; line-height: 22px; padding: 0;">
Bitcoin
<br/>
<span style="font-weight: 700;">
$68,868
<span style="color: rgb(0, 200, 5);">
(+5.01%)
</span>
</span>
</span>
</td>
</tr>
</table>
</td>
</tr>
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<td align="left" class="mobile marketIndices" style="font-size:0px;padding:0;word-break:break-word;">
<table border="0" cellpadding="0" cellspacing="0" style="color:#000000;font-family:'Helvetica Neue', Helvetica, Arial, sans-serif;;font-size:13px;line-height:22px;table-layout:auto;width:100%;border:none;" width="100%">
<tr>
<td>
<span class="text" style="font-family: 'Helvetica Neue', Helvetica, Arial, sans-serif;; font-size: 13px; line-height: 22px; padding: 0;">
Dow Jones
<br/>
<span style="font-weight: 700;">
39,070
<span style="color: rgb(255, 80, 0);">
(-2.33%)
</span>
</span>
</span>
</td>
<td>
<span class="text" style="font-family: 'Helvetica Neue', Helvetica, Arial, sans-serif;; font-size: 13px; line-height: 22px; padding: 0;">
S&P 500
<br/>
<span style="font-weight: 700;">
5,305
<span style="color: rgb(0, 200, 5);">
(+0.03%)
</span>
</span>
</span>
</td>
</tr>
<tr>
<td>
<span class="text" style="font-family: 'Helvetica Neue', Helvetica, Arial, sans-serif;; font-size: 13px; line-height: 22px; padding: 0;">
Nasdaq
<br/>
<span style="font-weight: 700;">
16,921
<span style="color: rgb(0, 200, 5);">
(+1.41%)
</span>
</span>
</span>
</td>
<td>
<span class="text" style="font-family: 'Helvetica Neue', Helvetica, Arial, sans-serif;; font-size: 13px; line-height: 22px; padding: 0;">
Bitcoin
<br/>
<span style="font-weight: 700;">
$68,868
<span style="color: rgb(0, 200, 5);">
(+5.01%)
</span>
</span>
</span>
</td>
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<div style="background:rgb(255, 255, 255);background-color:rgb(255, 255, 255);margin:0px auto;max-width:600px;">
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<tbody>
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<td style="direction:ltr;font-size:0px;padding:27px 10px;text-align:center;">
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<table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
<tbody>
<tr>
<td style="vertical-align:top;padding:0;">
<table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
<tbody>
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<td align="left" style="font-size:0px;padding:0;word-break:break-word;">
<div style="font-family:'Helvetica Neue', Helvetica, Arial, sans-serif;;font-size:16px;font-weight:400;line-height:24px;text-align:left;color:#000000;">
<p>
<b>
Hey Snackers,
</b>
</p>
<p>
Since we said
<b>
Google
</b>
’s AI search was
<a class="css-0" rel="noopener" style="color:#5869FF;font-weight:bold;text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:1px" target="_blank">
<u>
suggesting
</u>
</a>
glue as a pizza topping, its AI-generated summaries have gotten more
<a class="css-0" rel="noopener" style="color:#5869FF;font-weight:bold;text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:1px" target="_blank">
<u>
unhinged
</u>
</a>
. Recent responses include saying it’s healthy to eat one small rock a day (um: don’t do that).
</p>
<p>
Stocks entered the holiday weekend on a
<a class="css-0" rel="noopener" style="color:#5869FF;font-weight:bold;text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:1px" target="_blank">
<u>
high note
</u>
</a>
, and the techy Nasdaq closed at a record on Friday after chipper
<b>
Nvidia
</b>
earnings boosted AI optimism. Crypto ticked up after the SEC’s approval of the first spot-ethereum ETFs.
</p>
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<img alt="" border="0" height="1" src="https://inboxflows.com/_/image/https%253A%252F%252Fsg.robinhood.com%252Fwf%252Fopen%253Fupn%253Du001.2rb9tWUdzt3O54VRgFXdXqDzX7KzihAhCneh9-2FSR9eLk0zbeg0NPiBVJMHg4dtCGI64T3-2BCcz53P5GOM8LtJr3frFvmdrg033AKwhXcfQYCkLfWM2GSVMQPlK4ZuJ7sX6K-2F8eSrCWWR03ykqAiv5ujxZ-2FsP5f1lOgGjvwOy8RxIqbSlYLfGiA7-2BaYOFkecbL-2Fp6YiwUkgtajk01B469lp7Vlt9RxIP438r-2Bv632GQjGhmohbiU46s55wrmpiz3gtv54o-2BLkBzKiBFkVmbIGRAL3O6St-2Brz4mhh-2BUmmp6bVCgkj-2FPP4PNPzwLtxD7jti1ZLjhXcYofv70FMFdE6BbuI6q9gTWJjCBLrEV-2BCxZ8R8wEpdIcK-2FD3qm0XmdDXjJ4hyDmJhInEyyybARrkiCDbWOPorDRCkH7-2FMYShEJzgezTn7J3iqeNjAdJK6YbRvccd4ZMHea0jbmtQSfphjRwAJS-2F-2F3BTumerMpH6lWyXIH3sBtdr-2FNvIukjKZ3wADacjkZQCywb4-2F4o5vjMaeoYf7MJm4Jh-2FV8vTc7Tl5bgeqhi2Av2SbGPZF0pSt-2BN-2FBx2MDf-2F2BpB-2FVew3q-2FoqgD8VNFcGrKOpcTjpC7HlkkfqJQMKDOVwEs-2F13MF1wxbXl2Nl/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZzZy5yb2JpbmhvbyIsInRpbWUiOjE3MTY4OTgyNDkuOTUwNTQ2fQ:1sBvfF:phUPC9Uqu0pI8AA8bCrnYmvO9AXDIncKVXnRS6qG0Zc" style="height:1px !important;width:1px !important;border-width:0 !important;margin-top:0 !important;margin-bottom:0 !important;margin-right:0 !important;margin-left:0 !important;padding-top:0 !important;padding-bottom:0 !important;padding-right:0 !important;padding-left:0 !important;" width="1"/>
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<div style="font-family:'Helvetica Neue', Helvetica, Arial, sans-serif;;font-size:13px;line-height:15px;text-align:left;color:#000000;">
<div style="font-family: 'Helvetica Neue', Helvetica, Arial, sans-serif;; font-weight: 700; letter-spacing: 0.03em; text-transform: uppercase; color: #FDFDFD; padding: 6px 19px; border-radius: 7px; border: 2px solid black; background-color:#5869FF; display: inline-block;">
PIVOT
</div>
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<div style="font-family:'Helvetica Neue', Helvetica, Arial, sans-serif;;font-size:24px;font-weight:700;line-height:32px;text-align:left;color:#000000;">
<p>
OpenAI’s mega WSJ licensing deal could reshape news as publishers choose sides on AI
</p>
</div>
</td>
</tr>
<tr>
<td align="left" style="font-size:0px;padding:0;word-break:break-word;">
<div style="font-family:'Helvetica Neue', Helvetica, Arial, sans-serif;;font-size:16px;font-weight:400;line-height:24px;text-align:left;color:#000000;">
<p>
<b>
Good night, and good luck…
</b>
ChatGPT’s about to consume a lot more articles about ChatGPT. Wall Street Journal owner
<b>
News Corp
</b>
and
<b>
OpenAI
</b>
<a class="css-0" rel="noopener" style="color:#5869FF;font-weight:bold;text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:1px" target="_blank">
<u>
sealed
</u>
</a>
what appears to be the largest AI news-licensing deal ever, said to be worth $250M+ over a half decade. The partnership will give OpenAI the right to use articles from News Corp brands (like WSJ, MarketWatch, New York Post) to answer user questions and train its bots. It’s the latest example of the beleaguered news industry warming up to Big Tech.
</p>
<ul style="padding-left:18px">
<li style="margin-bottom:12px">
<p>
<b>
Fit to print:
</b>
OpenAI’s made similar licensing deals with publishers including
<b>
Axel Springer
</b>
(Business Insider, Politico),
<b>
IAC
</b>
’s Dotdash Meredith (People), and the Associated Press.
<b>
Google
</b>
’s reportedly paying small outlets to produce articles with AI.
</p>
</li>
<li style="margin-bottom:12px">
<p>
<b>
Counterpoint:
</b>
Publishers including
<b>
The
</b>
<b>
New York Times
</b>
and the Chicago Trib have sued OpenAI and
<b>
Microsoft
</b>
over copyright infringement. ~90% of major US news outlets have installed blockers to prevent their sites from being crawled for AI training.
</p>
</li>
</ul>
<p>
<b>
We’ve read this before…
</b>
Silicon Valley’s penchant for pivoting can upend mastheads (nearly 3K newspapers have closed or merged since 2005). For years, newsrooms have been at the whim of algorithmic shifts by
<b>
Meta
</b>
and Google, which’ve dramatically affected web traffic. Before AI news-licensing deals, there were social-media deals. In 2019, Meta launched Facebook’s News tab, signing content partnerships with publishers like the WSJ. Then it scrapped them in a pandemic switch to creator content, pulverizing its $2B news budget by 95%. Now Meta’s said to be considering news deals once again — this time for AI-training data.
</p>
</div>
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<div style="font-family:'Helvetica Neue', Helvetica, Arial, sans-serif;;font-size:16px;font-weight:700;line-height:0;text-align:left;color:#000000;">
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<tbody>
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<td style="padding: 0 8px 0 0; height: 17px;">
<img height="17px" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.robinhood.com%252Fmarketsnacks_assets%252Fv2%252Ftakeaway-black.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4ucm9iaW5obyIsInRpbWUiOjE3MTY4OTgyNDkuOTUwNzczfQ:1sBvfF:fg-Ka8V_tYv8VbvoQfUYsnkAbd9UIpeU7BmCyAS7KGM" width="17px"/>
</td>
<td style="font-family: 'Helvetica Neue', Helvetica, Arial, sans-serif;; width: 100%; padding: 0; height: 17px; line-height: 0; padding-top: 1px;">
THE TAKEAWAY
</td>
</tr>
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</div>
</td>
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<tr>
<td align="left" style="font-size:0px;padding:0;word-break:break-word;">
<div style="font-family:'Helvetica Neue', Helvetica, Arial, sans-serif;;font-size:16px;font-weight:400;line-height:24px;text-align:left;color:#000000;">
<p>
<b>
AI needs news…
</b>
To make their AI search tools useful, Google and OpenAI need access to accurate and up-to-date info. By negotiating with publishers, they may be trying to avoid legal fallout before copyright lawsuits set a precedent. (By one estimate, The Times may be seeking $450B in damages.) But publishers like News Corp, which cut 1.2K staffers last year, are hoping to get ahead of the AI shift before it gets ahead of them.
</p>
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Sponsored by Rocket Mortgage
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<a target="_blank">
<img height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.robinhood.com%252Fstatic_content%252Fmwphzyq69oso%252Fen-US%252Fassets%252Ffiles%252F3GCeqDx3HFy79bbg9dmdHL_3_RM-chartr-may-24-chart-1-min.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4ucm9iaW5obyIsInRpbWUiOjE3MTY4OTgyNDkuOTUwOTczN30:1sBvfF:-BBoH9UWvGwI0ZhS3Z30k5RaBX9n7lfU_Rz9gBVn5yA" style="border:0;display:block;outline:none;text-decoration:none;height:auto;width:100%;font-size:13px;" width="536"/>
</a>
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<div style="font-family:'Helvetica Neue', Helvetica, Arial, sans-serif;;font-size:24px;font-weight:700;line-height:32px;text-align:left;color:#000000;">
<p>
What can home buyers bank on?
</p>
</div>
</td>
</tr>
<tr>
<td align="left" style="font-size:0px;padding:0;word-break:break-word;">
<div style="font-family:'Helvetica Neue', Helvetica, Arial, sans-serif;;font-size:16px;font-weight:400;line-height:24px;text-align:left;color:#000000;">
<p>
<b>
<i>
Markets move
</i>
</b>
. Housing is no exception — but while trends in the housing market come and go, some things remain constant. For today’s prospective buyers, knowing where they can take control hands them power in the process.
</p>
<p>
<b>
The Rocket in your arsenal:
</b>
Explore the new changes to buying a home and mainstays of the housing market with Rocket Mortgage, over at
<a class="css-0" rel="noopener" style="color:#5869FF;font-weight:bold;text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:1px" target="_blank">
Sherwood.news
</a>
. In a
<b>
5-min read
</b>
, get the
<a class="css-0" rel="noopener" style="color:#5869FF;font-weight:bold;text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:1px" target="_blank">
full digest of tips, tricks and actionable insights
</a>
for your home buying journey and beyond.
</p>
<p>
<a class="css-0" rel="noopener" style="color:#5869FF;font-weight:bold;text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:1px" target="_blank">
Read the article on Sherwood.news now
</a>
.
<sup>
1
</sup>
</p>
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<div style="font-family: 'Helvetica Neue', Helvetica, Arial, sans-serif;; font-weight: 700; letter-spacing: 0.03em; text-transform: uppercase; color: #FDFDFD; padding: 6px 19px; border-radius: 7px; border: 2px solid black; background-color:#5869FF; display: inline-block;">
Events
</div>
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<div style="font-family:'Helvetica Neue', Helvetica, Arial, sans-serif;;font-size:24px;font-weight:700;line-height:32px;text-align:left;color:#000000;">
<p>
Coming up this week
</p>
</div>
</td>
</tr>
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<td align="left" style="font-size:0px;padding:0;word-break:break-word;">
<div style="font-family:'Helvetica Neue', Helvetica, Arial, sans-serif;;font-size:16px;font-weight:400;line-height:24px;text-align:left;color:#000000;">
<p>
<b>
The gold isn’t Kirkland…
</b>
Wholesale icon
<b>
Costco
</b>
, which sells everything from mayo gallons to 24k gold bars, reports Thursday. Last week’s earnings from
<b>
Walmart
</b>
and
<b>
Target
</b>
highlighted a trend: the cheaper and more essential your biz is, the better. Grocery leader Walmart did well as higher-income shoppers traded down. Target, whose revenue comes mostly from discretionary items, had another quarter of shrinking sales. Membership-based Costco last reported growing sales and profits as its bargain bulk buys position it to succeed in this tight economy.
</p>
<p>
<b>
Y2 comeback…
</b>
Millennial mall staples
<b>
Abercrombie & Fitch
</b>
,
<b>
American Eagle
</b>
, and
<b>
Gap
</b>
report this week. The trio all blew past sales expectations in the holiday quarter, with revenue at A&F’s namesake label booming 35%. Aerie parent American Eagle said its collabs with Gen Z faves like
<b>
Netflix
</b>
’s “Outer Banks” and
<b>
E.l.f. Cosmetics
</b>
generated “strong buzz.” Meanwhile, hoodie icon Gap hired a designer in February to freshen Old Navy’s brand (New Navy?). Capturing the cool factor is extra important as cash-tight consumers get pickier with their purchases.
</p>
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<div style="font-family: 'Helvetica Neue', Helvetica, Arial, sans-serif;; font-weight: 700; letter-spacing: 0.03em; text-transform: uppercase; color: #FDFDFD; padding: 6px 19px; border-radius: 7px; border: 2px solid black; background-color:#5869FF; display: inline-block;">
Sponsored by EnergyX
</div>
</div>
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<td align="center" style="font-size:0px;padding:0 0 26px;word-break:break-word;">
<table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;border-spacing:0px;">
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<td style="width:536px;">
<a target="_blank">
<img height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.robinhood.com%252Fstatic_content%252Fmwphzyq69oso%252Fen-US%252Fassets%252Ffiles%252F4c5T7WEwihkFYx5az8tcWo_1_1_EnergyX_Partnerships_052324_005-min.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4ucm9iaW5obyIsInRpbWUiOjE3MTY4OTgyNDkuOTUxMjA5M30:1sBvfF:NIX56z5hzH_5qSwn4-1DDlChDbTGvRNc0zon8i9NdnU" style="border:0;display:block;outline:none;text-decoration:none;height:auto;width:100%;font-size:13px;" width="536"/>
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<div style="font-family:'Helvetica Neue', Helvetica, Arial, sans-serif;;font-size:24px;font-weight:700;line-height:32px;text-align:left;color:#000000;">
<p>
The Lithium Boom
</p>
</div>
</td>
</tr>
<tr>
<td align="left" style="font-size:0px;padding:0;word-break:break-word;">
<div style="font-family:'Helvetica Neue', Helvetica, Arial, sans-serif;;font-size:16px;font-weight:400;line-height:24px;text-align:left;color:#000000;">
<p>
One EV needs 10K smartphone batteries worth of lithium. Forecasts expect 350M+ EVs by 2030, creating 20X more demand for lithium.
<a class="css-0" rel="noopener" style="color:#5869FF;font-weight:bold;text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:1px" target="_blank">
Enter EnergyX
</a>
. Their tech can extract 300% more lithium than today’s methods.
<a class="css-0" rel="noopener" style="color:#5869FF;font-weight:bold;text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:1px" target="_blank">
That’s earned them investments from GM, POSCO, and a $5M DOE grant
</a>
. Now they’re accepting investors for a limited time.
<a class="css-0" rel="noopener" style="color:#5869FF;font-weight:bold;text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:1px" target="_blank">
Become an EnergyX shareholder here
</a>
.
<sup>
2
</sup>
</p>
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<div style="font-family: 'Helvetica Neue', Helvetica, Arial, sans-serif;; font-weight: 700; letter-spacing: 0.03em; text-transform: uppercase; color: #FDFDFD; padding: 6px 19px; border-radius: 7px; border: 2px solid black; background-color:#5869FF; display: inline-block;">
Zoom out
</div>
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<div style="background:rgb(255, 255, 255);background-color:rgb(255, 255, 255);margin:0px auto;max-width:600px;">
<table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="background:rgb(255, 255, 255);background-color:rgb(255, 255, 255);width:100%;">
<tbody>
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<table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
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<td style="vertical-align:top;padding:0;">
<table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
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<td align="left" class="type-no-paragraph-margins" style="font-size:0px;padding:0;padding-top:24px;padding-bottom:12px;word-break:break-word;">
<div style="font-family:'Helvetica Neue', Helvetica, Arial, sans-serif;;font-size:24px;font-weight:700;line-height:32px;text-align:left;color:#000000;">
<p>
Stories we’re watching
</p>
</div>
</td>
</tr>
<tr>
<td align="left" style="font-size:0px;padding:0;word-break:break-word;">
<div style="font-family:'Helvetica Neue', Helvetica, Arial, sans-serif;;font-size:16px;font-weight:400;line-height:24px;text-align:left;color:#000000;">
<p>
<b>
Emotional roller coaster…
</b>
We’re not talking “Bridgerton.” Comments from the Fed have put investors on an emotional seesaw as once fervent hopes for a hot rate-cut summer fade. Last week, Fed meeting minutes suggested officials saw a lack of progress in taming inflation, and some discussed the possibility of hiking interest rates again (gasp). “Higher for longer” seems to be the motto, and
<b>
Goldman
</b>
’s CEO said he expected zero cuts this year. Investors were somewhat consoled by news that inflation cooled in April after heating up for three months.
</p>
<p>
<b>
Left on unread…
</b>
New college grads in search of jobs may struggle to get LinkedIn attention. Employers plan on hiring fewer fresh graduates compared to last year, and some hiring for entry-level roles want years of experience. By April 2023, more than a third of grads had full-time gigs lined up (or had stopped searching). Last month, that fell below 25%, and the unemployment rate for 20- to 24-year-old grads crept up to 5% (versus an overall rate of 3.9%). One possible culprit: AI. Bosses say it’s replaced some entry-level gigs.
</p>
</div>
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</p>
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</td>
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</tbody>
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</div>
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</td>
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</tbody>
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<div style="background:rgb(245, 248, 250);background-color:rgb(245, 248, 250);margin:0px auto;border-radius:8px;max-width:600px;">
<table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="background:rgb(245, 248, 250);background-color:rgb(245, 248, 250);width:100%;border-radius:8px;">
<tbody>
<tr>
<td style="direction:ltr;font-size:0px;padding:24px 32px;text-align:center;">
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<table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
<tbody>
<tr>
<td style="vertical-align:top;padding:0;">
<table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
<tbody>
<tr>
<td align="left" style="font-size:0px;padding:0 0 14px;word-break:break-word;">
<div style="font-family:'Helvetica Neue', Helvetica, Arial, sans-serif;;font-size:13px;line-height:15px;text-align:left;color:#000000;">
<div style="font-family: 'Helvetica Neue', Helvetica, Arial, sans-serif;; font-weight: 700; letter-spacing: 0.03em; text-transform: uppercase; color: #FDFDFD; padding: 6px 19px; border-radius: 7px; border: 2px solid black; background-color:#5869FF; display: inline-block;">
Sponsored by Rocket Mortgage
</div>
</div>
</td>
</tr>
<tr>
<td align="left" class="type-no-paragraph-margins" style="font-size:0px;padding:0;word-break:break-word;">
<div style="font-family:'Helvetica Neue', Helvetica, Arial, sans-serif;;font-size:24px;font-weight:700;line-height:32px;text-align:left;color:#000000;">
<p>
Power in the process.
</p>
</div>
</td>
</tr>
<tr>
<td align="left" style="font-size:0px;padding:0;word-break:break-word;">
<div style="font-family:'Helvetica Neue', Helvetica, Arial, sans-serif;;font-size:16px;font-weight:400;line-height:24px;text-align:left;color:#000000;">
<p>
Discover
<b>
</b>
new changes to buying a home and mainstays of the housing market at Sherwood.news. With
<a class="css-0" rel="noopener" style="color:#5869FF;font-weight:bold;text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:1px" target="_blank">
insights from America’s largest mortgage lender
</a>
, it’s a must-read for any prospective buyer — and
<a class="css-0" rel="noopener" style="color:#5869FF;font-weight:bold;text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:1px" target="_blank">
you’re done in 5 mins
</a>
.
<sup>
1
</sup>
</p>
</div>
</td>
</tr>
</tbody>
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</td>
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<table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="width:100%;">
<tbody>
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<td style="direction:ltr;font-size:0px;padding:20px 10px 20px;text-align:center;">
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<td style="vertical-align:top;padding:0;">
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<p style="border-top:solid 1px #e3e9ed;font-size:1px;margin:0px auto;width:100%;">
</p>
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<div style="background:rgb(255, 255, 255);background-color:rgb(255, 255, 255);margin:0px auto;max-width:600px;">
<table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="background:rgb(255, 255, 255);background-color:rgb(255, 255, 255);width:100%;">
<tbody>
<tr>
<td style="direction:ltr;font-size:0px;padding:0 10px 18px 10px;text-align:center;">
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<div class="mj-column-per-100 mj-outlook-group-fix column" style="font-size:0px;text-align:left;direction:ltr;display:inline-block;vertical-align:top;width:100%;">
<table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
<tbody>
<tr>
<td style="vertical-align:top;padding:0;">
<table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
<tbody>
<tr>
<td align="left" style="font-size:0px;padding:0;word-break:break-word;">
<div style="font-family:'Helvetica Neue', Helvetica, Arial, sans-serif;;font-size:24px;font-weight:700;line-height:32px;text-align:left;color:#000000;">
What else we're Snackin'
</div>
</td>
</tr>
<tr>
<td align="left" style="font-size:0px;padding:0;padding-top:12px;word-break:break-word;">
<div style="font-family:'Helvetica Neue', Helvetica, Arial, sans-serif;;font-size:16px;font-weight:400;line-height:24px;text-align:left;color:#000000;">
<ul style="padding-left:18px">
<li style="margin-bottom:12px">
<p>
<a class="css-0" rel="noopener" style="color:#5869FF;font-weight:bold;text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:1px" target="_blank">
<b>
<u>
Request
</u>
</b>
</a>
<b>
:
</b>
Investing scammers run ads on
<b>
Meta
</b>
’s Instagram, hoping to lure traders into stock pump-and-dump schemes (FYI: victims have lost billions to such ploys). Sherwood played along with one to see how it’d unfold.
</p>
</li>
<li style="margin-bottom:12px">
<p>
<a class="css-0" rel="noopener" style="color:#5869FF;font-weight:bold;text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:1px" target="_blank">
<b>
<u>
Coin
</u>
</b>
</a>
<b>
:
</b>
The crypto industry’s raised serious $$ ahead of US elections in support of friendly lawmakers. It may be paying off: last week the US House passed a bill that would defang the SEC’s crypto-regulatory powers.
</p>
</li>
<li style="margin-bottom:12px">
<p>
<a class="css-0" rel="noopener" style="color:#5869FF;font-weight:bold;text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:1px" target="_blank">
<b>
<u>
4Rent
</u>
</b>
</a>
<b>
:
</b>
The US office-vacancy rate could hit 20% next year,
<b>
CBRE
</b>
said. But the sitch isn’t all that dire: just 8% of office buildings are half full or below, while two-thirds are 90%+ leased.
</p>
</li>
</ul>
<p>
</p>
</div>
</td>
</tr>
<tr>
<td align="center" class="light" style="font-size:0px;padding:10px 25px;padding-top:24px;padding-right:0;padding-bottom:24px;padding-left:0;word-break:break-word;">
<p style="border-top:solid 1px #e3e9ed;font-size:1px;margin:0px auto;width:100%;">
</p>
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<table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="background:rgb(255, 255, 255);background-color:rgb(255, 255, 255);width:100%;">
<tbody>
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<td style="direction:ltr;font-size:0px;padding:0px 10px 18px 10px;text-align:center;">
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<table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
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<td style="vertical-align:top;padding:0;">
<table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
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<td align="left" style="font-size:0px;padding:0;padding-bottom:6px;word-break:break-word;">
<div style="font-family:'Helvetica Neue', Helvetica, Arial, sans-serif;;font-size:24px;font-weight:700;line-height:32px;text-align:left;color:#000000;">
Snack Fact Of the Day
</div>
</td>
</tr>
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<td align="left" style="font-size:0px;padding:0;padding-bottom:12px;word-break:break-word;">
<div style="font-family:'Helvetica Neue', Helvetica, Arial, sans-serif;;font-size:24px;font-weight:500;line-height:32px;text-align:left;color:#5869FF;">
<p>
The Federal Reserve Bank of New York houses 25% of the world’s monetary gold
</p>
</div>
</td>
</tr>
<tr>
<td align="left" style="font-size:0px;padding:0;word-break:break-word;">
<div style="font-family:'Helvetica Neue', Helvetica, Arial, sans-serif;;font-size:16px;font-weight:400;line-height:24px;text-align:left;color:#000000;">
<a rel="noopener" style="color: #5869FF; text-decoration: underline; font-weight: bold; text-decoration-thickness: 2px; text-underline-offset: 1px;" target="_blank">
Read more
</a>
</div>
</td>
</tr>
<tr>
<td align="center" class="light" style="font-size:0px;padding:10px 25px;padding-top:24px;padding-right:0;padding-bottom:24px;padding-left:0;word-break:break-word;">
<p style="border-top:solid 1px #e3e9ed;font-size:1px;margin:0px auto;width:100%;">
</p>
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</td></tr></table><![endif]-->
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</td>
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</tbody>
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</td>
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<div style="background:rgb(255, 255, 255);background-color:rgb(255, 255, 255);margin:0px auto;max-width:600px;">
<table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="background:rgb(255, 255, 255);background-color:rgb(255, 255, 255);width:100%;">
<tbody>
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<td style="direction:ltr;font-size:0px;padding:0 10px;text-align:center;">
<!--[if mso | IE]><table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="column-outlook" style="vertical-align:top;width:580px;" ><![endif]-->
<div class="mj-column-per-100 mj-outlook-group-fix column" style="font-size:0px;text-align:left;direction:ltr;display:inline-block;vertical-align:top;width:100%;">
<table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
<tbody>
<tr>
<td style="vertical-align:top;padding:0;">
<table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
<tbody>
<tr>
<td align="left" style="font-size:0px;padding:0;padding-bottom:12px;word-break:break-word;">
<div style="font-family:'Helvetica Neue', Helvetica, Arial, sans-serif;;font-size:24px;font-weight:700;line-height:32px;text-align:left;color:#000000;">
This Week
</div>
</td>
</tr>
<tr>
<td align="left" style="font-size:0px;padding:0;word-break:break-word;">
<div style="font-family:'Helvetica Neue', Helvetica, Arial, sans-serif;;font-size:16px;font-weight:400;line-height:24px;text-align:left;color:#000000;">
<ul style="padding-left:18px">
<li style="margin-bottom:12px">
<p>
<b>
Tuesday
</b>
: Case-Shiller US house-price index for March. US Conference Board consumer-confidence index for May. World Hunger Day. Manhattanhenge day one. Earnings expected from
<b>
Bank of Nova Scotia
</b>
</p>
</li>
<li style="margin-bottom:12px">
<p>
<b>
Wednesday:
</b>
Fed’s “Beige Book” economic report. Manhattanhenge day two. Scripps National Spelling Bee Finals begin. Earnings expected from
<b>
Abercrombie & Fitch, Chewy, Advance Auto Parts, Bank of Montreal, Salesforce, C3.ai, Okta, HP
</b>
, and
<b>
Dick’s Sporting Goods
</b>
</p>
</li>
<li style="margin-bottom:12px">
<p>
<b>
Thursday:
</b>
US jobless claims. World MS Day. Earnings expected from
<b>
Costco, Gap, Nordstrom, Hormel Foods, Best Buy, Kohl’s, Foot Locker, Canopy Growth, Burlington Stores, Dell, Ulta Beauty, NetApp, Birkenstock Holding, Build-A-Bear,
</b>
and
<b>
Dollar General
</b>
</p>
</li>
<li style="margin-bottom:12px">
<p>
<b>
Friday:
</b>
US personal-consumption expenditure index for April, the Fed’s preferred measure of inflation
</p>
</li>
</ul>
<p>
Authors of this Snacks own ethereum and shares of: Alphabet, IAC, Microsoft, Nvidia, and Walmart
</p>
<p>
<sup>
1
</sup>
<b>
Rocket Mortgage disclosures:
</b>
</p>
<p>
<i>
The information contained above is provided for informational and educational purposes only, and nothing contained herein should be construed as financial advice. Borrowers should undertake their own due diligence and carefully evaluate forecasts and factors before entering into a mortgage contract.
</i>
</p>
<p>
©2000-2024 Rocket Mortgage, LLC. All rights reserved. Lending services provided by Rocket Mortgage, LLC. NMLS #3030;
<a class="css-0" rel="noopener" style="color:#5869FF;font-weight:bold;text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:1px" target="_blank">
www.NMLSConsumerAccess.org
</a>
. Equal Housing Lender. Licensed in 50 states. For additional information please visit
<a class="css-0" rel="noopener" style="color:#5869FF;font-weight:bold;text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:1px" target="_blank">
rocketmortgage.com/
</a>
<a class="css-0" rel="noopener" style="color:#5869FF;font-weight:bold;text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:1px" target="_blank">
legal/disclosures-licenses
</a>
.
</p>
<p>
<sup>
2
</sup>
<b>
<i>
EnergyX Disclosures:
</i>
</b>
</p>
<p>
Past performance is no guarantee of future results. Start-up investments are speculative and involve a high degree of risk. Those investors who cannot afford to lose their entire investment should not invest in start-ups. Companies seeking startup investment tend to be in earlier stages of development and their business model, products and services may not yet be fully developed, operational or tested in the public marketplace. There is no guarantee that the stated valuation and other terms are accurate or in agreement with the market or industry valuations. Further, investors may receive illiquid and/or restricted stock that may be subject to holding period requirements and/or liquidity concerns.
</p>
<p>
<b>
This is a paid advertisement for EnergyX’s Regulation A+ Offering. Please read the
</b>
<a class="css-0" rel="noopener" style="color:#5869FF;font-weight:bold;text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:1px" target="_blank">
<b>
offering circular
</b>
</a>
<b>
and
</b>
<a class="css-0" rel="noopener" style="color:#5869FF;font-weight:bold;text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:1px" target="_blank">
<b>
related risks
</b>
</a>
<b>
at
</b>
<a class="css-0" rel="noopener" style="color:#5869FF;font-weight:bold;text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:1px" target="_blank">
<b>
invest.energyx.com
</b>
</a>
.
</p>
<p>
</p>
</div>
</td>
</tr>
<tr>
<td align="center" class="light" style="font-size:0px;padding:10px 25px;padding-top:24px;padding-right:0;padding-bottom:24px;padding-left:0;word-break:break-word;">
<p style="border-top:solid 1px #e3e9ed;font-size:1px;margin:0px auto;width:100%;">
</p>
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</td></tr></table><![endif]-->
</td>
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</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</div>
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</td>
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</div>
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<div style="background:rgb(255, 255, 255);background-color:rgb(255, 255, 255);margin:0px auto;max-width:600px;">
<table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="background:rgb(255, 255, 255);background-color:rgb(255, 255, 255);width:100%;">
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<td style="direction:ltr;font-size:0px;padding:0 0 20px;text-align:center;">
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<tbody>
<tr>
<td style="vertical-align:top;padding:10px 0;">
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5 months, 4 weeks ago - noreply@robinhood.com
…the Wall Street Journal teams up with ChatGPT It's called a newspaper, friend. (Silver Screen Co...