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   Daily Brew // Morning Brew // Update
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     Consumers flood Apple stores to beat possible price hikes...
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             April 09, 2025
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               Good morning.
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              Just after midnight, President Trump’s “reciprocal” tariffs went into effect against 86 countries. Analysts have estimated that the new US average effective tariff rate is north of 20%, the highest in more than 100 years.
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              Ahead of the tariff deadline, markets swung violently, mostly way down: According to Bloomberg’s Cameron Crise, yesterday was the fourth straight trading day when the S&amp;P 500’s trading range was 5% or more. That’s only happened in 1987, 2008, and 2020.
             </p>
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              You are waking up to a whole new economic world…
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               —Matty Merritt, Molly Liebergall, Sam Klebanov, Adam Epstein, Neal Freyman
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               MARKETS
              </h3>
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                <td align="center" class="markets-arrow-cell" style="text-align:center;width:12%;line-height:1em" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252Fe4a85d043f857cc8adaca9d546c099f6d7db37ba-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NDQxOTE3MjQuMTYxNzUyMn0:1u2Rwa:VOT7SO0YcTPgJvUoGrwkYwEk0yghrdzXT6zKsIGcO2A" style="width:22%" width="20"/>
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                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  Nasdaq
                 </p>
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                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  15,267.91
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top:8px;padding-bottom:8px" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="border-collapse:collapse;border-collapse:collapse;width:70%;margin:0 auto">
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                    <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:center;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                     -2.15%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
              <!-- END Nasdaq -->
              <!-- S&P -->
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             <td class="pads10 pads6m lastline" style="text-align:center;mso-padding-alt:0 20px 0 20px;border-top:1px solid #e6e6e6;border-bottom:1px solid #e6e6e6;padding-bottom:0">
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                <td align="center" class="markets-arrow-cell" style="text-align:center;width:12%;line-height:1em" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252Fe4a85d043f857cc8adaca9d546c099f6d7db37ba-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NDQxOTE3MjQuMTYxOTE0M30:1u2Rwa:p7A3VkPnNczPz4kIjgex2DAVE9UuBLFCGqxBC-16fXY" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  S&amp;P
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  4,982.77
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top:8px;padding-bottom:8px" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="border-collapse:collapse;border-collapse:collapse;width:70%;margin:0 auto">
                  <tr>
                   <td style="background-color:#ff03034d;border-radius:8px;padding:10px 8px" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:center;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                     -1.57%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
              <!-- END S&P -->
              <!-- Dow -->
             </td>
            </tr>
            <tr>
             <td class="pads10 pads6m lastline" style="text-align:center;mso-padding-alt:0 20px 0 20px;border-top:1px solid #e6e6e6;border-bottom:1px solid #e6e6e6;padding-bottom:0">
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               <tr>
                <td align="center" class="markets-arrow-cell" style="text-align:center;width:12%;line-height:1em" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252Fe4a85d043f857cc8adaca9d546c099f6d7db37ba-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NDQxOTE3MjQuMTYyMDgwNX0:1u2Rwa:1NeYWE_nHkpu1l_-DH108cD8mWVuNfN5F0B8G5xSjc8" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  Dow
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  37,645.59
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top:8px;padding-bottom:8px" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="border-collapse:collapse;border-collapse:collapse;width:70%;margin:0 auto">
                  <tr>
                   <td style="background-color:#ff03034d;border-radius:8px;padding:10px 8px" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:center;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                     -0.84%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
              <!-- END Dow -->
              <!-- 10-Year -->
             </td>
            </tr>
            <tr>
             <td class="pads10 pads6m lastline" style="text-align:center;mso-padding-alt:0 20px 0 20px;border-top:1px solid #e6e6e6;border-bottom:1px solid #e6e6e6;padding-bottom:0">
              <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;border-collapse:collapse" width="100%">
               <tr>
                <td align="center" class="markets-arrow-cell" style="text-align:center;width:12%;line-height:1em" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F6097ec1c26b17401a61bfbfe4440c75ebfea1886-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NDQxOTE3MjQuMTYyMjQ3N30:1u2Rwa:xA9iv9pHBO1jMhPHM5hixoVjVhXlUIWb5Tov64LeYzU" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  10-Year
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  4.262%
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top:8px;padding-bottom:8px" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="border-collapse:collapse;border-collapse:collapse;width:70%;margin:0 auto">
                  <tr>
                   <td style="background-color:#28d31a4d;border-radius:8px;padding:10px 8px" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:center;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                     +11.0 bps
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
              <!-- END 10-Year -->
              <!-- Bitcoin -->
             </td>
            </tr>
            <tr>
             <td class="pads10 pads6m lastline" style="text-align:center;mso-padding-alt:0 20px 0 20px;border-top:1px solid #e6e6e6;border-bottom:1px solid #e6e6e6;padding-bottom:0">
              <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;border-collapse:collapse" width="100%">
               <tr>
                <td align="center" class="markets-arrow-cell" style="text-align:center;width:12%;line-height:1em" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252Fe4a85d043f857cc8adaca9d546c099f6d7db37ba-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NDQxOTE3MjQuMTYyNDEyNH0:1u2Rwa:iLxEmlzKwc5PSey8FspdSrekkJ8azO8QG6gdzu4YK7c" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  Bitcoin
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  $76,670.59
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top:8px;padding-bottom:8px" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="border-collapse:collapse;border-collapse:collapse;width:70%;margin:0 auto">
                  <tr>
                   <td style="background-color:#ff03034d;border-radius:8px;padding:10px 8px" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:center;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                     -2.30%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
              <!-- END Bitcoin -->
              <!-- Apple -->
             </td>
            </tr>
            <tr>
             <td class="pads10 pads6m lastline" style="text-align:center;mso-padding-alt:0 20px 0 20px;border-top:1px solid #e6e6e6;border-bottom:1px solid #e6e6e6;padding-bottom:0">
              <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;border-collapse:collapse" width="100%">
               <tr>
                <td align="center" class="markets-arrow-cell" style="text-align:center;width:12%;line-height:1em" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252Fe4a85d043f857cc8adaca9d546c099f6d7db37ba-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NDQxOTE3MjQuMTYyNTkwNX0:1u2Rwa:P7SKbHF1UIrfvIj9CGi6RHEJ3icejz4OKbN0pywsQR8" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  Apple
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  $172.42
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top:8px;padding-bottom:8px" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="border-collapse:collapse;border-collapse:collapse;width:70%;margin:0 auto">
                  <tr>
                   <td style="background-color:#ff03034d;border-radius:8px;padding:10px 8px" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:center;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                     -4.98%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
              <!-- END Apple -->
              <!-- START REGULAR TEXT -->
             </td>
            </tr>
            <tr>
             <td style="padding:3px 15px 10px">
              <table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse;border-collapse:collapse;font-size:13px">
               <tr>
                <td style="padding-right:4px">
                 Data is provided by
                </td>
                <td style="margin:0;padding-right:5px">
                 <a style="display:block" target="_blank">
                  <img height="16px" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F61a0dac0b53d6766459afdca784ae8fe604f17ed-720x102.png%253Fh%253D32%2526q%253D100%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NDQxOTE3MjQuMTYyNzYxfQ:1u2Rwa:cBxJFzItaQFRVms-G14VEG3T6fbnv9RIaxrM7V0JlCk" style="vertical-align:middle;height:16px;display:inline"/>
                 </a>
                </td>
               </tr>
              </table>
              <p style="text-align:left;margin:0;padding:0;font-size:13px;line-height:22px">
               *Stock data as of market close, cryptocurrency data as of 4:00pm ET.
               <a class="link-sm" rel="noopener" style="color:#333;border-bottom:1px solid #1c7ff2;text-decoration:none" target="_blank">
                Here's what these numbers mean.
               </a>
              </p>
              <!-- END REGULAR TEXT -->
             </td>
            </tr>
            <tr>
             <td style="mso-padding-alt:0px 15px 15px 15px;padding:0 15px">
              <ul style="margin-top:0;padding-left:30px">
               <li style="margin-bottom:10px;line-height:22px">
                <span>
                 <strong style="color:#000">
                  Markets:
                 </strong>
                </span>
                <span>
                 For several hours on Tuesday, it looked like stocks were going to regain some of the ground lost during the market’s Terrible, Horrible, No Good, Very Bad Week. But after the Trump administration made it clear that its increased tariffs on China would go into effect, all three indexes
                </span>
                <span>
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  plunged
                 </a>
                </span>
                <span>
                 . Apple, which makes most of its iPhones in China, was hit harder than many of its Big Tech peers (more on that below).
                </span>
               </li>
              </ul>
              <div style="display:none">
              </div>
             </td>
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            <tr>
             <td style="mso-padding-alt:0px 20px 15px 20px;padding:0 20px">
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               <p style="margin-top:0;margin-bottom:0;line-height:22px">
                <strong style="color:#1c7ff2;font-size:16px">
                 Markets Sponsored by The Crew
                </strong>
               </p>
               <p style="margin-top:0;margin-bottom:15px;line-height:22px">
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                 Trying to keep up with every market move?
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                 Brew Markets
                </a>
                is our free newsletter designed to help you make sense of the investing landscape.
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                .
               </p>
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           <h3 style="color:#1c7ff2;margin-top:0;margin-bottom:0;font-family:Helvetica,Arial,sans-serif;font-size:16px;font-weight:700">
            TECH
           </h3>
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                <a style="color:#000;border-bottom:none;text-decoration:none" target="_blank">
                 Tariffs have Americans panic-buying iPhones
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               <img alt="Apple store" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F63306b2658694a1e64b7c60a387ea4ac4923c8b5-1500x1000.jpg%253Fw%253D668%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NDQxOTE3MjQuMTYyOTQyNH0:1u2Rwa:0BffEr0XbrtU0JPVjZN5d0lZ13IGTKvxyU-qF8Malus" style="width:100%;max-width:670px;display:block" width="670"/>
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                 <em>
                  Ying Tang/Getty Images
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                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 Shoppers are thinking it’s better to have an Apple A18 processor and not need it, than to need it and not have it. Apple customers are scrambling to
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  buy
                 </a>
                 new iPhones out of fear that the company could raise prices to offset President Trump’s tariffs, according to Bloomberg.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 Employees at locations throughout the US said they’re being bombarded with questions about potential price hikes and have witnessed customers panic-buying phones. Though Apple declined to comment to Bloomberg, its retail stores reportedly saw higher sales over the last weekend than in previous years.
                </p>
                <h2 style="color:#000;margin:0 0 15px;font-family:Helvetica,Arial,sans-serif;font-size:19px;font-weight:700">
                 What’s next for the iPhone
                </h2>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 Trump’s new tariffs on Chinese goods mean the cost for Apple to manufacture an iPhone could jump from $580 to $850, according to a report from TechInsights.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 Apple will likely hold off on immediately raising the price of its flagship product (which it has kept at $999 since 2017), but the iPhone accounts for 50% of its total revenue. So, unless the company plans to make Mr. Milchick start driving Uber, Apple will have to do something to make up the cost:
                </p>
                <ul style="margin-top:0;padding-left:30px">
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   The company’s best bet is to get an exemption from the tariffs, like it did during the first Trump administration.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   But the White House doesn’t seem keen on giving a reprieve to China, considering it just upped its duties on the country to
                  </span>
                  <span>
                   <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                    104%
                   </a>
                  </span>
                  <span>
                   .
                  </span>
                 </li>
                </ul>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <strong style="color:#000">
                  Diversifying the supply chain.
                 </strong>
                 Apple
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  announced
                 </a>
                 that it will temporarily source more iPhones from India, which faces a tariff about a quarter of the size of China’s. While the tech giant likely will not completely retool its supply chains, it’s already spent the last few years manufacturing some products in Vietnam, Ireland, Thailand, and Malaysia to reduce its dependence on China.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <strong style="color:#000">
                  Bottom line:
                 </strong>
                 Despite Trump’s goal to bring manufacturing to the US, don’t expect a stateside Apple factory ribbon-cutting. Not only would moving iPhone production to the US be logically impossible, per Wedbush analyst Dan Ives, but it could also increase the smartphone’s price to $3,500.
                 <em>
                  —MM
                 </em>
                </p>
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                 <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fflag-for-china_1f1e8-1f1f3.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NDQxOTE3MjQuMTY0MTA4NX0:1u2Rwa:uSWwMeFO0HjlbutpwFO3MWoInqoFDAkPH-ft-f13sfQ" style="max-width:18px" width="18"/>
                 <strong style="color:#000">
                  Trump proceeds with 104% tariffs on China.
                 </strong>
                 The White House moved forward with the
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  massive tariffs
                 </a>
                 after neither side showed much interest in making a deal. The 104% includes a previous duty on China + Trump’s 34% tariff announced last week + an extra 50% he slapped on if China did not rescind
                 <em>
                  its
                 </em>
                 retaliatory levy on the US (it didn’t). The escalating tensions between the US and China come as Trump says he’s made progress on deals with other countries, including South Korea. Meanwhile, Trump confidante and Tesla CEO Elon Musk publicly broke with the White House on its tariff policy, calling trade advisor Peter Navarro a “moron” and “dumber than a sack of bricks.”
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 ₿
                 <strong style="color:#000">
                  The DOJ scrapped its crypto investigations unit.
                 </strong>
                 The National Cryptocurrency Enforcement Team—the primary federal government unit investigating crypto-related crimes—
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  no longer exists
                 </a>
                 , Deputy Attorney General Todd Blanche wrote in a memo Monday night. Instead, the Justice Department is outsourcing crypto prosecution to US attorneys’ offices, refocusing on crimes involving terrorism and human trafficking. The move is the latest in a series of crypto-friendly policies enacted by the Trump administration.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fclassical-building_1f3db.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NDQxOTE3MjQuMTY0MzE1fQ:1u2Rwa:iDw4n7Bp3dglBKr6-B_W5Ctidc4AT9hN-6fT5NgXGpY" style="max-width:18px" width="18"/>
                 <strong style="color:#000">
                  The Supreme Court sided with Trump on fired federal workers
                 </strong>
                 . In a 7–2 vote, SCOTUS ruled that the White House is
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  allowed to fire
                 </a>
                 16,000 probationary employees, arguing that nonprofits who had sued to block the February firings did not have the standing to do so. The court didn’t make a judgment on the legality of the mass firings, only ruling that the nonprofits could not block them. Though seen as a win for Trump in the short term, the decision leaves the door open for more challenges to large-scale government layoffs.
                 <em>
                  —AE
                 </em>
                </p>
               </td>
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           <h3 style="color:#1c7ff2;margin-top:0;margin-bottom:0;font-family:Helvetica,Arial,sans-serif;font-size:16px;font-weight:700">
            GOVERNMENT
           </h3>
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                <a style="color:#000;border-bottom:none;text-decoration:none" target="_blank">
                 The IRS is barely auditing anymore
                </a>
               </h1>
              </div>
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              <a style="border:none;text-decoration:none" target="_blank">
               <img alt="IRS building" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252Fa9007c8ee7dd956b0adc0bd7aaa3c41b001d43ef-1500x1000.jpg%253Fw%253D668%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NDQxOTE3MjQuMTY0NDgwNH0:1u2Rwa:t7Na6gvBHr797Gd5y7Rw-xz1oHGsamK_J7CDoOn_r18" style="width:100%;max-width:670px;display:block" width="670"/>
              </a>
              <p style="margin:0;padding:0;line-height:22px">
               <span class="source" style="margin-top:5px;margin-bottom:0;padding-left:10px;line-height:14px;display:inline-block">
                <small>
                 <em>
                  Tom Williams/Getty Images
                 </em>
                </small>
               </span>
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                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 The government’s gimme-money department has shrunk so much that it’s struggling to get up and work. IRS audits are at a
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  record low
                 </a>
                 and could plunge even further following President Trump’s cuts, the New York Times reported yesterday.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 According to NYT’s analysis of federal data:
                </p>
                <ul style="margin-top:0;padding-left:30px">
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   Audit rates for personal income taxes fell from ~1% (about 1 in every 100 tax returns) in 2010 to just 0.36% in 2023 (roughly 1 in 300).
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   The audit rate fell below 0.5% in 2020 for the first time on record.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   The IRS has collected only $4.5 billion from 2019 personal audits so far, down from $11 billion from audits of 2010 returns—and there have been “steep declines” in corporate audits, too.
                  </span>
                 </li>
                </ul>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <strong style="color:#000">
                  Why?
                 </strong>
                 The IRS cut more than 20% of its 95,000-person workforce between 2010 and 2019, leaving burdened workers with less room for time-consuming high-income audits, which can recoup $100,000+ from a single flawed tax return.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <strong style="color:#000">
                  Auditing could get worse:
                 </strong>
                 DOGE is planning on cutting 18,000+ IRS workers, which would cost the government $6.8 billion in lost tax revenue next year, according to Yale’s nonpartisan Budget Lab. As many as 5,000 IRS employees have already accepted buyouts.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <strong style="color:#000">
                  Also…
                 </strong>
                 the White House announced yesterday that the IRS will start
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  sharing
                 </a>
                 undocumented taxpayers’ information with ICE, which reportedly could violate federal privacy laws. DOGE is also seeking to
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  widen access
                 </a>
                 to taxpayer info, Wired reported this weekend.
                 <em>
                  —ML
                 </em>
                </p>
               </td>
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            Together With The AAdvantage Business Program
           </h3>
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           <img alt="The AAdvantage Business Program" class="sponsored-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F26ac8586ca6153af9aa63bce5382ce5b961e1ec2-1000x750.png%253Fw%253D668%2526q%253D90%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NDQxOTE3MjQuMTY1MTIyN30:1u2Rwa:cA4Q0GYr8pAtIWq4k9oc8p3v41kWrtntLAuA6Dk7Gzg" style="width:100%;max-width:670px;padding-top:15px;display:block" width="670"/>
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             <p style="margin-top:0;margin-bottom:15px;line-height:22px">
              <strong style="color:#000">
               Business travel benefits for all
               <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fairplane_2708.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NDQxOTE3MjQuMTY1MjY5OX0:1u2Rwa:KzUJZu8sVBxfMT_6jZ27B4bbG1YyYya2J8sFB5rhAio" style="max-width:18px" width="18"/>
               .
              </strong>
              AAdvantage Business™ is American Airlines’
              <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
               free-to-join travel rewards program
              </a>
              for businesses of all sizes. Businesses earn 1 AAdvantage® mile for every dollar spent on eligible travel, while registered travelers can accelerate their path to AAdvantage® status. Plus, get access to a
              <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
               suite of tools
              </a>
              to streamline travel management.
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            RETAIL
           </h3>
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                 Sign of SF retail revival: a new Zara
                </a>
               </h1>
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               <img alt="Zara sign" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F292c2f58702babcbb08fd80b31851194e361e06c-1500x1000.jpg%253Fw%253D668%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NDQxOTE3MjQuMTY1NDM3NX0:1u2Rwa:wA3Gmsid4GFrm0BeNEBNgOLu1nPW9mwveAszFYBMpCo" style="width:100%;max-width:670px;display:block" width="670"/>
              </a>
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               <span class="source" style="margin-top:5px;margin-bottom:0;padding-left:10px;line-height:14px;display:inline-block">
                <small>
                 <em>
                  Matthias Balk/Getty Images
                 </em>
                </small>
               </span>
              </p>
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                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 In a defeat for tumbleweed, Zara won’t be joining the parade of retailers that have ditched San Francisco’s embattled Union Square shopping district.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 The fast-fashion purveyor revealed this week that it plans to replace its current Union Square store, slated to shutter in 2026, with a new
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  flagship
                 </a>
                 location down the street. The move to a nearby building that’s stood empty since 2021 will nearly double its square footage in the area, the San Francisco Chronicle reported.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 SF Mayor Daniel Lurie touted Zara digging in as “another vote of confidence” in the city, which has had a few rough years.
                </p>
                <h2 style="color:#000;margin:0 0 15px;font-family:Helvetica,Arial,sans-serif;font-size:19px;font-weight:700">
                 SF needs more like Zara
                </h2>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 Downtown SF has hemorrhaged businesses since the pandemic as remote work slashed foot traffic, while crime and homelessness increased.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 Lurie, a Levi Strauss heir and philanthropist, was elected last fall on his promise to help the city shed its image of a cyberpunk dystopia. Aside from boosting policing in tourist districts, moving to reduce homelessness, and allowing events with outdoor boozing on some streets, the city hall newcomer is leaning on the private sector to revamp downtown.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <strong style="color:#000">
                  For instance…
                 </strong>
                 yesterday, Lurie allies announced the creation of a downtown revitalization nonprofit seeded by wealthy Friscans and led by Gap heir Bob Fisher, former Hewlett-Packard CEO Meg Whitman, and private equity investor David Stiepleman.
                 <em>
                  —SK
                 </em>
                </p>
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       <table border="0" cellpadding="0" cellspacing="0" class="story-container" style="border-collapse:collapse" width="100%">
        <tr>
         <td class="card" style="color:#333;border-collapse:collapse;box-shadow:none;background-color:#fff;border:1px solid #e6e6e6;border-radius:15px;margin-bottom:0;font-family:Helvetica,Arial,sans-serif;font-size:16px;display:block">
          <div class="tag-container" style="padding:15px 15px 0">
           <h3 style="color:#1c7ff2;margin-top:0;margin-bottom:0;font-family:Helvetica,Arial,sans-serif;font-size:16px;font-weight:700">
            STAT
           </h3>
          </div>
          <table border="0" cellpadding="0" cellspacing="0" class="story-content-container" style="border-collapse:collapse" width="100%">
           <tr>
            <td class="story-content">
             <table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse" width="100%">
              <div class="title-container" style="padding:0 15px">
               <h1 class="story-title" style="color:#000;margin-top:8px;margin-bottom:0;font-family:Helvetica,Arial,sans-serif;font-size:24px;font-weight:700;line-height:26px">
                <a style="color:#000;border-bottom:none;text-decoration:none" target="_blank">
                 Prime number: The scourge of fake job candidates
                </a>
               </h1>
              </div>
             </table>
             <div class="header-image-container" style="padding-top:15px">
              <img alt="Resume job candidate" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F34f84f7c4dca77a7891141d73084f87efb70a25c-1500x1000.jpg%253Fw%253D668%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NDQxOTE3MjQuMTY2MDkyNH0:1u2Rwa:LG_cXtaDEJEXIjbMAU6jQClsfHsDvloMYDKq8yoCtVU" style="width:100%;max-width:670px;display:block" width="670"/>
              <p style="margin:0;padding:0;line-height:22px">
               <span class="source" style="margin-top:5px;margin-bottom:0;padding-left:10px;line-height:14px;display:inline-block">
                <small>
                 <em>
                  Westend 61/Getty Images
                 </em>
                </small>
               </span>
              </p>
             </div>
             <table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse" width="100%">
              <tr>
               <td class="content-container" style="padding:15px">
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 Spies have come a long way from those novelty disguise glasses with the big nose and bushy eyebrows (🥸). As CNBC reported yesterday, fake job seekers—many of whom are agents of foreign governments looking to steal customer data or trade secrets—are exploiting generative AI and deepfake software to appear as the perfect candidates for remote roles.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 By 2028,
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  1 in 4
                 </a>
                 job candidates will be fake, according to the research firm Gartner. Companies are learning how to fight the scourge of AI-enhanced impostors, but some still slip through the cracks: Per the DOJ, more than 300 companies have accidentally hired fake applicants with ties to North Korea.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 “Every time we list a job posting, we get 100 North Korean spies applying to it,” the founder of a Florida-based cybersecurity startup told CNBC.
                 <em>
                  —AE
                 </em>
                </p>
               </td>
              </tr>
             </table>
            </td>
           </tr>
          </table>
         </td>
        </tr>
       </table>
       <!--[if !mso ]><! -- -->
      </div>
      <!-- <![endif]-->
      <!-- END STORY ARTICLE -->
      <!-- STORY ARTICLE -->
      <!--[if !mso ]><! -- -->
      <div class="c6" style="margin-bottom:7px">
       <!-- <![endif]-->
       <table border="0" cellpadding="0" cellspacing="0" class="story-container" style="border-collapse:collapse" width="100%">
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          <div class="tag-container" style="padding:15px 15px 0">
           <h3 style="color:#1c7ff2;margin-top:0;margin-bottom:0;font-family:Helvetica,Arial,sans-serif;font-size:16px;font-weight:700">
            NEWS
           </h3>
          </div>
          <table border="0" cellpadding="0" cellspacing="0" class="story-content-container" style="border-collapse:collapse" width="100%">
           <tr>
            <td class="card-content">
             <table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse" width="100%">
              <div class="title-container" style="padding:0 15px">
               <h1 class="story-title" style="color:#000;margin-top:8px;margin-bottom:0;font-family:Helvetica,Arial,sans-serif;font-size:24px;font-weight:700;line-height:26px">
                <a style="color:#000;border-bottom:none;text-decoration:none" target="_blank">
                 What else is brewing
                </a>
               </h1>
              </div>
             </table>
             <table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse" width="100%">
              <tr>
               <td class="content-container" style="padding:15px">
                <ul style="margin-top:0;padding-left:30px">
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                    Meta
                   </a>
                  </span>
                  <span>
                   is blocking teens under 16 from livestreaming on Facebook without a parent’s permission as part of the company’s efforts to protect young users.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                    NASA
                   </a>
                  </span>
                  <span>
                   is considering consolidating offices and shifting thousands of jobs amid the Trump administration’s cuts to government spending, Politico reported.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                    China
                   </a>
                  </span>
                  <span>
                   could ban Hollywood movies in response to increased tariffs, according to a blogger with ties to the Chinese government.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                    Walgreens
                   </a>
                  </span>
                  <span>
                   beat Wall Street’s revenue expectations in its fiscal Q2 as it prepares to go private with the help of Sycamore Partners.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                    Sen. Cory Booker’s heart rate
                   </a>
                  </span>
                  <span>
                   remained above 109 beats per minute for most of his record-long, 25-hour Senate speech, per data from his Oura Ring.
                  </span>
                 </li>
                </ul>
               </td>
              </tr>
             </table>
            </td>
           </tr>
          </table>
         </td>
        </tr>
       </table>
       <!--[if !mso ]><! -- -->
      </div>
      <!-- <![endif]-->
      <!-- END STORY ARTICLE -->
      <!-- STORY ARTICLE -->
      <!--[if !mso ]><! -- -->
      <div class="c6" style="margin-bottom:7px">
       <!-- <![endif]-->
       <table border="0" cellpadding="0" cellspacing="0" class="story-container" style="border-collapse:collapse" width="100%">
        <tr>
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          <div class="tag-container" style="padding:15px 15px 0">
           <h3 style="color:#1c7ff2;margin-top:0;margin-bottom:0;font-family:Helvetica,Arial,sans-serif;font-size:16px;font-weight:700">
            RECS
           </h3>
          </div>
          <table border="0" cellpadding="0" cellspacing="0" class="story-content-container" style="border-collapse:collapse" width="100%">
           <tr>
            <td class="story-content">
             <div class="header-image-container" style="padding-top:15px">
              <img alt="To-do list banner" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F762cbc4c673b8613a0de1bf6711a4fc25276f7a4-1350x330.png%253Fw%253D668%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NDQxOTE3MjQuMTY2MjY3OX0:1u2Rwa:Csv-CkpLy_VVMu-_lRU9llbj0y-mSN-iEOlGOEKLMjk" style="width:100%;max-width:670px;display:block" width="670"/>
              <p style="margin:0;padding:0;line-height:22px">
               <span class="source" style="margin-top:5px;margin-bottom:0;padding-left:10px;line-height:14px;display:inline-block">
                <small>
                 <em>
                 </em>
                </small>
               </span>
              </p>
             </div>
             <table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse" width="100%">
              <tr>
               <td class="content-container" style="padding:15px">
                <div>
                 <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                  <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NDQxOTE3MjQuMTY2NDUwN30:1u2Rwa:sSFL3BOvERVqsPIo4reiwA2Oo7AsAHZDrKtGHbDS0hM" style="max-width:18px" width="18"/>
                  <strong style="color:#000">
                   Sit:
                  </strong>
                  Your lower back will thank you for this
                  <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                   ergonomic chair
                  </a>
                  .**
                 </p>
                 <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                  <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NDQxOTE3MjQuMTY2Njd9:1u2Rwa:B2Z6Wyi97tClNlxbVFQFtirMXBvdjwOD9xnHIqAUFBU" style="max-width:18px" width="18"/>
                  <strong style="color:#000">
                   Read:
                  </strong>
                  Twenty buzzy
                  <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                   new books
                  </a>
                  coming out this month.
                 </p>
                 <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                  <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NDQxOTE3MjQuMTY2ODU0fQ:1u2Rwa:eDc6JFfNv0IPR61Nyic8kLFQ2UwZDbv02AjibNWeO9s" style="max-width:18px" width="18"/>
                  <strong style="color:#000">
                   Get the best of both worlds:
                  </strong>
                  Six new
                  <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                   luxury hotels
                  </a>
                  near US national parks.
                 </p>
                 <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                  <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NDQxOTE3MjQuMTY3MDMxOH0:1u2Rwa:kKVYE9erd_RDDlcObS5zQccm_TckosIHEqAzB-E93Rw" style="max-width:18px" width="18"/>
                  <strong style="color:#000">
                   Rep the Brew:
                  </strong>
                  Last chance to grab some of our favorite
                  <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                   Brew merch
                  </a>
                  at up to 70% off.
                 </p>
                 <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                  <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NDQxOTE3MjQuMTY3MjA3N30:1u2Rwa:seTu_B2MI3rtcF-MWSR4J0la35DvC5kAwb6SGceWBbE" style="max-width:18px" width="18"/>
                  <strong style="color:#000">
                   A single source:
                  </strong>
                  Bring every customer conversation—email, chat, social—into one smart inbox
                  <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                   with FreshDesk
                  </a>
                  . It simplifies your help desk so you can provide better, faster support.
                  <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                   Try it for free
                  </a>
                  .*
                 </p>
                 <placementslot data-id="f067c6c7f5d9">
                 </placementslot>
                 <placementslot data-id="550338e282dd">
                 </placementslot>
                 <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                  <sup>
                   <em>
                    *A message from our sponsor. **This is a product recommendation from our writers. When you buy through this link, Morning Brew may earn a commission.
                   </em>
                  </sup>
                 </p>
                </div>
               </td>
              </tr>
             </table>
            </td>
           </tr>
          </table>
         </td>
        </tr>
       </table>
       <!--[if !mso ]><! -- -->
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      <!-- STORY ARTICLE -->
      <!--[if !mso ]><! -- -->
      <div class="c6" style="margin-bottom:7px">
       <!-- <![endif]-->
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          <div class="tag-container" style="padding:15px 15px 0">
           <h3 style="color:#1c7ff2;margin-top:0;margin-bottom:0;font-family:Helvetica,Arial,sans-serif;font-size:16px;font-weight:700">
            GAMES
           </h3>
          </div>
          <table border="0" cellpadding="0" cellspacing="0" class="story-content-container" style="border-collapse:collapse" width="100%">
           <tr>
            <td class="card-content">
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              <div class="title-container" style="padding:0 15px">
               <h1 class="story-title" style="color:#000;margin-top:8px;margin-bottom:0;font-family:Helvetica,Arial,sans-serif;font-size:24px;font-weight:700;line-height:26px">
                <a style="color:#000;border-bottom:none;text-decoration:none" target="_blank">
                 The puzzle section
                </a>
               </h1>
              </div>
             </table>
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              <tr>
               <td class="content-container" style="padding:15px">
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <strong style="color:#000">
                  Word Search:
                 </strong>
                 See how you measure up in today’s Word Search.
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  Play it here
                 </a>
                 .
                </p>
                <h2 style="color:#000;margin:0 0 15px;font-family:Helvetica,Arial,sans-serif;font-size:19px;font-weight:700">
                 Cry your heart out
                </h2>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 Here’s a
                 <em>
                  Family Feud
                 </em>
                 -style trivia category.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 A recent
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  YouGov poll
                 </a>
                 asked Americans about where they’ve cried. Name the five settings where the greatest share of people said they’ve cried.
                </p>
               </td>
              </tr>
             </table>
            </td>
           </tr>
          </table>
         </td>
        </tr>
       </table>
       <!--[if !mso ]><! -- -->
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          <div class="tag-container" style="padding:15px 15px 0">
           <h3 style="color:#1c7ff2;margin-top:0;margin-bottom:0;font-family:Helvetica,Arial,sans-serif;font-size:16px;font-weight:700">
            SHARE THE BREW
           </h3>
          </div>
          <table border="0" cellpadding="0" cellspacing="0" class="story-content-container" style="border-collapse:collapse" width="100%">
           <tr>
            <td class="card-content">
             <table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse" width="100%">
              <tr>
               <td class="content-container" style="padding:15px">
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <a class="link" style="color:#252525;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  Share Morning Brew
                 </a>
                 with your friends, acquire free Brew swag, and then acquire more friends as a result of your fresh Brew swag.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 We’re saying we’ll give you free stuff and more friends if you share a link. One link.
                </p>
                <a>
                 <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                  <img class="img-responsive" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252Fe8c0d668fd2ce584105a14629f9409b29ddffc91-3840x2160.png%253Fw%253D640%2526q%253D60/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NDQxOTE3MjQuMTY3NDAwNn0:1u2Rwa:rh0EoFcbf0tonogFZOgLEQ5YolkQaO0CuLStF5kEo8k" style="width:100%;max-width:640px;display:block;width:100%!important" width="640"/>
                 </p>
                </a>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <b>
                  Your referral count:
                 </b>
                 0
                </p>
                <a class="stb-btn" style="color:#fff;text-align:center;background-color:#1c7ff2;border-radius:4px;width:100%;max-width:150px;padding:15px;font-family:Helvetica,Arial,sans-serif;font-size:16px;font-weight:900;text-decoration:none;display:block;margin-top:inherit!important;margin-bottom:inherit!important;margin-right:inherit!important;margin-left:inherit!important">
                 Click to Share
                </a>
                <p style="margin-top:15px;margin-bottom:15px;line-height:22px">
                 Or copy &amp; paste your referral link to others:
                 <br/>
                 <a class="link" style="color:#252525;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  morningbrew.com/daily/r/?kid=979c4554
                 </a>
                </p>
               </td>
              </tr>
             </table>
            </td>
           </tr>
          </table>
         </td>
        </tr>
       </table>
       <!--[if !mso ]><! -- -->
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      <!-- END STORY ARTICLE -->
      <!-- STORY ARTICLE -->
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      <div class="c6" style="margin-bottom:7px">
       <!-- <![endif]-->
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          <div class="tag-container" style="padding:15px 15px 0">
           <h3 style="color:#1c7ff2;margin-top:0;margin-bottom:0;font-family:Helvetica,Arial,sans-serif;font-size:16px;font-weight:700">
            ANSWER
           </h3>
          </div>
          <table border="0" cellpadding="0" cellspacing="0" class="story-content-container" style="border-collapse:collapse" width="100%">
           <tr>
            <td class="card-content">
             <table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse" width="100%">
              <tr>
               <td class="content-container" style="padding:15px">
                <ol>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   In your home
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
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                  Word of the Day
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                 Today’s Word of the Day is: scourge, meaning “the cause of a great affliction.” Thanks to Meg from Peekskill, NY, for the suggestion. Submit another
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              1.
              <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
               “The Value of a Financial Advisor: What’s It Really Worth?” SmartAsset (Nov. 2024)
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