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   Daily Brew // Morning Brew // Update
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     Robinhood is playing the long game with its new credit card...
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             March 28, 2024
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              PRESENTED BY
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               Good morning.
              </strong>
              It’s Opening Day for Major League Baseball, marking the second season a pitch clock has been enforced to speed up the game. In their first year, the clocks were impactful: The average nine-inning game was 24 minutes shorter than in 2022. Multiplying that across the 2,430+ games played during the season, it means more than 40 fewer
              <em>
               days
              </em>
              of baseball were played in total.
             </p>
             <p style="line-height:22px;margin-top:0;margin-bottom:15px">
              With results that impressive, don’t be surprised to see pitch clocks added to other areas of society. Let’s get a 10-second timer on people choosing their sides at a restaurant.
             </p>
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              <em>
               —Molly Liebergall, Cassandra Cassidy, Matty Merritt, Abby Rubenstein, Neal Freyman
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              <h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
               MARKETS
              </h3>
             </td>
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            <tr>
             <td class="pad5m">
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            <!-- Nasdaq -->
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                <td align="center" class="markets-arrow-cell" style="width:12%;text-align: center; line-height: 1em;" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F6097ec1c26b17401a61bfbfe4440c75ebfea1886-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3MTE2MTU1OTEuOTU4NjA3NH0:1rplP5:vKLuKXfcV4RfiwKMPTopNfs6Mo6fWVgdPnL54_eLycE" style="width:22%" width="20"/>
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                  Nasdaq
                 </p>
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                  16,399.52
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top: 8px; padding-bottom: 8px;" valign="middle">
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                   <td style="padding-left: 8px; padding-right: 8px; padding-top: 10px; padding-bottom: 10px; border-radius: 8px; background-color: #BEF2BA; background-color: rgba(40, 211, 26, 0.3);" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: center;">
                     +0.51%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END Nasdaq -->
            <!-- S&P -->
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                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F6097ec1c26b17401a61bfbfe4440c75ebfea1886-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3MTE2MTU1OTEuOTU4NzZ9:1rplP5:-HjCVe1H_vIbeMb7VZGsEaeS7RI1zOuwd7No2Srf4ec" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px; white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
                  S&amp;P
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
                  5,248.49
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top: 8px; padding-bottom: 8px;" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="width:70%;border-collapse:collapse; margin: 0 auto;">
                  <tr>
                   <td style="padding-left: 8px; padding-right: 8px; padding-top: 10px; padding-bottom: 10px; border-radius: 8px; background-color: #BEF2BA; background-color: rgba(40, 211, 26, 0.3);" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: center;">
                     +0.86%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END S&P -->
            <!-- Dow -->
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             <td class="pads10 pads6m lastline" style="border-bottom:1px solid #e6e6e6;padding-bottom:0;text-align: center; border-top: 1px solid #e6e6e6; mso-padding-alt: 0 20px 0 20px;">
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                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F6097ec1c26b17401a61bfbfe4440c75ebfea1886-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3MTE2MTU1OTEuOTU4ODg2MX0:1rplP5:SzmBN8Af8RIQbpatYDpuxS3p6FPbzTpQuDbam_cne5U" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px; white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
                  Dow
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
                  39,760.08
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top: 8px; padding-bottom: 8px;" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="width:70%;border-collapse:collapse; margin: 0 auto;">
                  <tr>
                   <td style="padding-left: 8px; padding-right: 8px; padding-top: 10px; padding-bottom: 10px; border-radius: 8px; background-color: #BEF2BA; background-color: rgba(40, 211, 26, 0.3);" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: center;">
                     +1.22%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END Dow -->
            <!-- 10-Year -->
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             <td class="pads10 pads6m lastline" style="border-bottom:1px solid #e6e6e6;padding-bottom:0;text-align: center; border-top: 1px solid #e6e6e6; mso-padding-alt: 0 20px 0 20px;">
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                <td align="center" class="markets-arrow-cell" style="width:12%;text-align: center; line-height: 1em;" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252Fe4a85d043f857cc8adaca9d546c099f6d7db37ba-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3MTE2MTU1OTEuOTU5MDI5NH0:1rplP5:rH87rMCZzIfeV5xlu8-6rX4Vfml25OFWQaXreeT18Fs" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px; white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
                  10-Year
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
                  4.196%
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top: 8px; padding-bottom: 8px;" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="width:70%;border-collapse:collapse; margin: 0 auto;">
                  <tr>
                   <td style="padding-left: 8px; padding-right: 8px; padding-top: 10px; padding-bottom: 10px; border-radius: 8px; background-color: #FFB3B3; background-color: rgba(255, 3, 3, 0.3);" valign="middle">
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                     -3.8 bps
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END 10-Year -->
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              <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;" width="100%">
               <tr>
                <td align="center" class="markets-arrow-cell" style="width:12%;text-align: center; line-height: 1em;" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252Fe4a85d043f857cc8adaca9d546c099f6d7db37ba-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3MTE2MTU1OTEuOTU5MTczMn0:1rplP5:nitFiQMM-weESc1ZAaG6llALY6Z59bvZ4z23v4BbpXQ" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px; white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
                  Bitcoin
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
                  $69,319.63
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top: 8px; padding-bottom: 8px;" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="width:70%;border-collapse:collapse; margin: 0 auto;">
                  <tr>
                   <td style="padding-left: 8px; padding-right: 8px; padding-top: 10px; padding-bottom: 10px; border-radius: 8px; background-color: #FFB3B3; background-color: rgba(255, 3, 3, 0.3);" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: center;">
                     -0.96%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END Bitcoin -->
            <!-- GameStop -->
            <tr>
             <td class="pads10 pads6m lastline" style="border-bottom:1px solid #e6e6e6;padding-bottom:0;text-align: center; border-top: 1px solid #e6e6e6; mso-padding-alt: 0 20px 0 20px;">
              <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;" width="100%">
               <tr>
                <td align="center" class="markets-arrow-cell" style="width:12%;text-align: center; line-height: 1em;" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252Fe4a85d043f857cc8adaca9d546c099f6d7db37ba-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3MTE2MTU1OTEuOTU5MzMxfQ:1rplP5:b39AAT1VHf3oSlex6FcyQSNp04BMrmWH9-kAadRvf-A" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px; white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
                  GameStop
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
                  $13.17
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top: 8px; padding-bottom: 8px;" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="width:70%;border-collapse:collapse; margin: 0 auto;">
                  <tr>
                   <td style="padding-left: 8px; padding-right: 8px; padding-top: 10px; padding-bottom: 10px; border-radius: 8px; background-color: #FFB3B3; background-color: rgba(255, 3, 3, 0.3);" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: center;">
                     -15.03%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END GameStop -->
            <!-- START REGULAR TEXT -->
            <tr>
             <td style="padding: 3px 15px 10px 15px">
              <p style="line-height:22px;margin-top:0;margin-bottom:15px;padding: 0; margin: 0; text-align: left; font-size: 13px;">
               *Stock data as of market close, cryptocurrency data as of  4:00am ET.
               <a class="link-sm" rel="noopener" style="border-bottom:1px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                Here's what these numbers mean.
               </a>
              </p>
             </td>
            </tr>
            <!-- END REGULAR TEXT -->
            <tr>
             <td style="padding: 0px 15px; mso-padding-alt: 0px 15px 15px 15px;">
              <ul style="margin-top:0;padding-left:30px">
               <li style="line-height:22px;margin-bottom:10px">
                <span>
                 <strong style="color:#000">
                  Markets:
                 </strong>
                </span>
                <span>
                 The S&amp;P 500 closed at another
                </span>
                <span>
                 <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                  record high
                 </a>
                </span>
                <span>
                 yesterday and, along with the Dow, broke a three-day losing streak. But pour one out for the meme stock lovers: GameStop plunged after reporting a drop in sales last quarter and laying off staff.
                </span>
               </li>
              </ul>
              <div style="display:none;">
              </div>
             </td>
            </tr>
            <tr>
             <td style="padding: 0px 20px; mso-padding-alt: 0px 20px 15px 20px;">
             </td>
            </tr>
           </table>
          </th>
         </tr>
        </table>
        <!--[if !mso ]><! -- -->
       </div>
      </div>
      <!-- <![endif]-->
      <!-- END MARKETS -->
      <!-- ARTICLE --->
      <!--[if !mso ]><! -- -->
      <div class="c6" style="margin-bottom:7px">
       <!-- <![endif]-->
       <table border="0" cellpadding="0" cellspacing="0" class="story-card-table outer" style="border-collapse:collapse;border-collapse: collapse;" width="100%">
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         <th class="card" style="text-align:left;font-weight:400;font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#333;display:block;background-color:#fff;border-radius:15px;border:1px solid #e6e6e6;border-collapse:collapse;box-shadow:none;margin-bottom:0px;">
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             <h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
              PERSONAL FINANCE
             </h3>
             <h1 style="font-family:Helvetica, Arial, sans-serif;font-size:24px;color:#333;font-weight:700;margin-bottom:0;line-height:26px;margin-top:8px">
              <a style="color:#000000!important;text-decoration:none;border-bottom:none!important;" target="_blank">
               <font color="#000000">
                Robinhood wants you to sign up for its Gold Card
               </font>
              </a>
             </h1>
            </td>
           </tr>
          </table>
          <a style="text-decoration:none;border:none;" target="_blank">
           <img alt="Gold credit card next to gold Robinhood logo" class="story-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252Fa1f64ede6152bb7539157402d9fbbfb4aed7ca32-1500x1000.jpg%253Fw%253D668%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3MTE2MTU1OTEuOTU5NDg3fQ:1rplP5:FZsSs2ZI0_790oi3v1v1pbefAhydr5iITngSczf0tFc" style="display: block; width: 100%; max-width: 670px;" width="670"/>
          </a>
          <span class="source" style="display:inline-block;padding-left:10px;margin-top:5px;margin-bottom:0px;line-height:14px">
           <small>
            <em>
             Robinhood
            </em>
           </small>
          </span>
          <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
           <tr>
            <td style="padding:15px">
             <p style="line-height:22px;margin-top:0;margin-bottom:15px">
              The online brokerage firm that was home to meme stock mania is growing up, and that means getting its own plastic…or, in this case, gold.
             </p>
             <p style="line-height:22px;margin-top:0;margin-bottom:15px">
              This week, Robinhood launched its shiny new Gold Card, the latest of the company’s efforts to
              <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
               expand
              </a>
              its financial services offerings beyond its commission-free stock trading app. The no-annual-fee card will only be available to Robinhood users who subscribe to its Gold program, which costs $5/month or $50/year.
             </p>
             <p style="line-height:22px;margin-top:0;margin-bottom:15px">
              <strong style="color:#000">
               The card’s main draw:
              </strong>
              It offers 3% cashback on
              <em>
               all
              </em>
              purchases—not just on certain categories like almost all other credit cards—plus 5% back on travel booked through Robinhood’s portal (and no foreign transaction fees). Customers can invest that cash via their Robinhood brokerage accounts, but the credit card will live on a separate app.
             </p>
             <p style="line-height:22px;margin-top:0;margin-bottom:15px">
              Robinhood will also give solid 10-karat gold versions of the new credit card to the first 5,000 customers who get 10 friends to sign up for a Gold membership.
             </p>
             <h2 style="font-family:Helvetica, Arial, sans-serif;font-size:19px;font-weight:700;color:#000;margin-top:0;margin-bottom:15px;margin-right:0;margin-left:0">
              All about the long game
             </h2>
             <p style="line-height:22px;margin-top:0;margin-bottom:15px">
              Robinhood doesn’t just want to compete with popular rivals like the Chase Sapphire cards—it wants to become the everything platform for personal finance. “The goal is for all of our customers to hold all of their assets in Robinhood, and for all of their transactions to go through it,” CEO Vlad Tenev
              <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
               told
              </a>
              Bloomberg this week.
             </p>
             <ul style="margin-top:0;padding-left:30px">
              <li style="line-height:22px;margin-bottom:10px">
               <span>
                Last week, Robinhood became available in the UK, operating outside the US for the first time.
               </span>
              </li>
              <li style="line-height:22px;margin-bottom:10px">
               <span>
                Robinhood introduced retirement savings last year and does a 3% IRA match for Gold members. As of last month, ~500,000 accounts were open and deposits surpassed $3 billion, according to Tenev.
               </span>
              </li>
             </ul>
             <p style="line-height:22px;margin-top:0;margin-bottom:15px">
              <strong style="color:#000">
               Zoom out:
              </strong>
              Robinhood
              <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
               follows
              </a>
              Apple in releasing a no-fee credit card. As of January, 12+ million people have Apple Cards, which offer 2% cash back on all purchases made with Apple Pay.
              <em>
               —ML
              </em>
             </p>
             <!-- SOCIAL LINKS -->
             <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
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               <td style="padding-top: 12px;">
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                 <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252Fcab2ac077d288f7ba1df3571cb0ec28ce8f32b86-357x357.png%253Fw%253D50%2526fit%253Dmax/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3MTE2MTU1OTEuOTU5NjJ9:1rplP5:OtcUsYDKp3fhK7FZXKFA7fp2SrXhgzQ-lCg9FC4DSw8" style="display: inline-block; width: 25px" width="25"/>
                </a>
                <span>
                </span>
                <a class="" rel="noopener" style="text-decoration: none;" target="_blank">
                 <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252Fea53a551202a4963e49199a40daf05b487846624-357x357.png%253Fw%253D50%2526fit%253Dmax/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3MTE2MTU1OTEuOTU5NzM4M30:1rplP5:abyS5iHGceQ0vvXv8wzmLln92V7ic8G3diD6bv2ZxZw" style="display: inline-block; width: 25px" width="25"/>
                </a>
                <span>
                </span>
                <a class="" rel="noopener" style="text-decoration: none;" target="_blank">
                 <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F774271f5d2278014f1af0759475660e1761384eb-357x357.png%253Fw%253D50%2526fit%253Dmax/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3MTE2MTU1OTEuOTU5ODUzNH0:1rplP5:m-VutQNU-ZG_uRRIW7eCT1xDPG-SCJD7pmidZFRdIRA" style="display: inline-block; width: 25px" width="25"/>
                </a>
               </td>
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             </table>
             <!-- END SOCIAL LINKS --->
            </td>
           </tr>
          </table>
         </th>
        </tr>
       </table>
       <!--[if !mso]><! -- -->
      </div>
      <!-- <![endif]-->
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      <!-- ARTICLE --->
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      <div class="c6" style="margin-bottom:7px">
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             <h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
              PRESENTED BY AURA HEALTH
             </h3>
             <h1 style="font-family:Helvetica, Arial, sans-serif;font-size:24px;color:#333;font-weight:700;margin-bottom:0;line-height:26px;margin-top:8px">
              <a style="color:#000000!important;text-decoration:none;border-bottom:none!important;" target="_blank">
               <font color="#000000">
                <strong>
                 The Forbes
                 <em>
                  30 Under 30
                 </em>
                 founders transforming the mental health industry
                </strong>
               </font>
              </a>
             </h1>
            </td>
           </tr>
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          <a style="text-decoration:none;border:none;" target="_blank">
           <img alt="Aura Health" class="story-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252Ffa003e023ee9d5749d2e12bbc8dd1039448574df-1200x800.png%253Fw%253D668%2526q%253D90%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3MTE2MTU1OTEuOTU5OTc2Mn0:1rplP5:4U4G_ls50a78kWm5XHlcpW9SydLMRi0ilMt_5jXNu24" style="display: block; width: 100%; max-width: 670px;" width="670"/>
          </a>
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           <tr>
            <td style="padding:15px">
             <p style="line-height:22px;margin-top:0;margin-bottom:15px">
              People scroll on their smartphones; they get depressed. And this contributes to 25% of American adults suffering from some kind of diagnosable medical condition every year.
             </p>
             <p style="line-height:22px;margin-top:0;margin-bottom:15px">
              After seeing their mother struggle with depression, brothers and Forbes
              <em>
               30 Under 30
              </em>
              winners Steve and Daniel Lee started Aura, the all-in-one mental wellness marketplace that already has 8m+ users and 100k+ paying monthly subscribers.
             </p>
             <p style="line-height:22px;margin-top:0;margin-bottom:15px">
              Aura has already raised $10m+, including
              <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
               investments from legendary Silicon Valley investors
              </a>
              Cowboy Ventures and Berkeley SkyDeck, as well as from executives at Spotify, Facebook, Masterclass, and Apple.
             </p>
             <p style="line-height:22px;margin-top:0;margin-bottom:15px">
              <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
               Their new investment round
              </a>
              just opened to fuel internationalization and is filling up fast.
             </p>
             <p style="line-height:22px;margin-top:0;margin-bottom:15px">
              Join over 2k people investing in Aura.
              <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
               Only one day left for 5% bonus shares
              </a>
              —campaign ends on April 29.
             </p>
            </td>
           </tr>
          </table>
         </th>
        </tr>
       </table>
       <!--[if !mso]><! -- -->
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      <!-- <![endif]-->
      <!-- END ARTICLE --->
      <!-- ARTICLE --->
      <!--[if !mso ]><! -- -->
      <div class="c6" style="margin-bottom:7px">
       <!-- <![endif]-->
       <table border="0" cellpadding="0" cellspacing="0" class="story-card-table outer" style="border-collapse:collapse;border-collapse: collapse;" width="100%">
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             <h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
              WORLD
             </h3>
             <h1 style="font-family:Helvetica, Arial, sans-serif;font-size:24px;color:#333;font-weight:700;margin-bottom:0;line-height:26px;margin-top:8px">
              <a style="color:#000000!important;text-decoration:none;border-bottom:none!important;" target="_blank">
               <font color="#000000">
                Tour de headlines
               </font>
              </a>
             </h1>
            </td>
           </tr>
          </table>
          <img alt="The castle at Disney World" class="story-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252Fadc8cb1399c212f81f305bc3b05ecf3a27b9c7c6-1500x1000.jpg%253Fw%253D668%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3MTE2MTU1OTEuOTYwMTMwMn0:1rplP5:ZZEtR6rDhO9aHkrW-igAlMD67cJgYkL1lgtZEmo34rc" style="display: block; width: 100%; max-width: 670px;" width="670"/>
          <span class="source" style="display:inline-block;padding-left:10px;margin-top:5px;margin-bottom:0px;line-height:14px">
           <small>
            <em>
             Roberto Machado Noa/Getty
            </em>
           </small>
          </span>
          <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
           <tr>
            <td style="padding:15px">
             <p style="line-height:22px;margin-top:0;margin-bottom:15px">
              <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Feuropean-castle_1f3f0.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3MTE2MTU1OTEuOTYwMjc5NX0:1rplP5:L9tjYZHgln97Bgsl-Rx387c-Jt93zOUgfALfqq9kv90" style="max-width:18px" width="18"/>
              <strong style="color:#000">
               Disney and DeSantis squashed their beef.
              </strong>
              Much like Buzz and Woody, Disney and Florida Governor Ron DeSantis are
              <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
               setting aside
              </a>
              their differences and becoming friends—or at least parties not actively suing each other. The company and the board hand-picked by the governor to run the special district where Disney World sits after Disney spoke out against the state’s so-called Don’t Say Gay law have reached a settlement in their legal battle. The deal wipes out
              <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
               changes
              </a>
              to the board’s power and the company’s development plans that Disney pushed through just before the new board was seated. Instead, Disney will move forward with an earlier plan to expand the theme park.
             </p>
             <p style="line-height:22px;margin-top:0;margin-bottom:15px">
              <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fmoney-bag_1f4b0.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3MTE2MTU1OTEuOTYwNDMyM30:1rplP5:Myno-TSaikw709rO37xCDsPAARt4UjN35aJkxJww-no" style="max-width:18px" width="18"/>
              <strong style="color:#000">
               Amazon ups its investment in AI.
              </strong>
              In the e-commerce giant’s largest outside investment since its founding, Amazon said yesterday that it’s pouring another $2.75 billion (on top of the $1.25 billion it already invested)
              <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
               into Anthropic
              </a>
              , maker of ChatGPT competitor Claude. With the race for AI dominance heating up, Anthropic, which also counts Google and Salesforce among its backers, has raked in over $10+ billion in investments over the last year, including the latest one from Amazon, per CNBC. Meanwhile, bankrupt FTX recently reached
              <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
               a deal
              </a>
              to sell off its $844 million stake in Anthropic, mostly to a UAE sovereign wealth fund.
             </p>
             <p style="line-height:22px;margin-top:0;margin-bottom:15px">
              <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fflag-for-united-states_1f1fa-1f1f8.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3MTE2MTU1OTEuOTYwNTQwNX0:1rplP5:rXAjEn8VhiZU8alCT8JJOimT-boVFoPm-HnommtyokM" style="max-width:18px" width="18"/>
              <strong style="color:#000">
               Former Sen. Joe Lieberman, one-time VP candidate, has died.
              </strong>
              The centrist four-term senator from Connecticut
              <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
               died
              </a>
              yesterday from complications of a fall at age 82. As Al Gore’s running mate in 2000, Lieberman was the first Jewish nominee for vice president from a major party. He mounted an unsuccessful bid for the presidential nomination in 2004, and was defeated in the 2006 Democratic primary for the nomination for his senate seat—but won the seat in the general election anyway as an independent. After retiring from the Senate in 2013, he helped lead the group No Labels, which has said it intends to field a candidate in the 2024 presidential contest.
             </p>
            </td>
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         </th>
        </tr>
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             <h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
              SPORTS
             </h3>
             <h1 style="font-family:Helvetica, Arial, sans-serif;font-size:24px;color:#333;font-weight:700;margin-bottom:0;line-height:26px;margin-top:8px">
              <a style="color:#000000!important;text-decoration:none;border-bottom:none!important;" target="_blank">
               <font color="#000000">
                The NCAA is very worried about prop betting
               </font>
              </a>
             </h1>
            </td>
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          <a style="text-decoration:none;border:none;" target="_blank">
           <img alt="NCAA Men’s Basketball game" class="story-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F145bd12a78ff36a4f0065950d2259908de73520a-1500x1000.jpg%253Fw%253D668%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3MTE2MTU1OTEuOTYwNjUwNH0:1rplP5:LGpcGmPSW1Qut8fUPn7GCbyduSYAdIfamitdtPw8qY0" style="display: block; width: 100%; max-width: 670px;" width="670"/>
          </a>
          <span class="source" style="display:inline-block;padding-left:10px;margin-top:5px;margin-bottom:0px;line-height:14px">
           <small>
            <em>
             Stacy Revere/Getty Images
            </em>
           </small>
          </span>
          <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
           <tr>
            <td style="padding:15px">
             <p style="line-height:22px;margin-top:0;margin-bottom:15px">
              On the heels of an NBA
              <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
               investigation
              </a>
              into allegations of prop betting irregularities involving a Toronto Raptors player, the NCAA has set its sights on preventing similar scandals.
             </p>
             <p style="line-height:22px;margin-top:0;margin-bottom:15px">
              NCAA President Charlie Baker issued a statement yesterday calling on states to
              <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
               prohibit
              </a>
              prop betting on college sports games, citing concerns about maintaining the
              <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
               integrity
              </a>
              of the game and the safety of student-athletes. Prop betting allows bettors to wager on players’ individual stats rather than on the outcome of games.
             </p>
             <ul style="margin-top:0;padding-left:30px">
              <li style="line-height:22px;margin-bottom:10px">
               <span>
                Baker has opposed college prop betting since he became NCAA president last year. He’s said that legal sports gambling is increasing stress on college players.
               </span>
              </li>
              <li style="line-height:22px;margin-bottom:10px">
               <span>
                Some student-athletes have been harassed by prop bettors for failing to make them money.
               </span>
              </li>
             </ul>
             <p style="line-height:22px;margin-top:0;margin-bottom:15px">
              Prop bets on college sports, which accounted for just 1.4% of total DraftKings wagers last year, are only fully legal in Kansas, Louisiana, Michigan, Wyoming, and Washington, DC.
             </p>
             <p style="line-height:22px;margin-top:0;margin-bottom:15px">
              <strong style="color:#000">
               NCAA gambling scandals have already begun:
              </strong>
              Temple University, Iowa State, and the University of Alabama have all been implicated to varying degrees in betting improprieties within the last year.
             </p>
             <p style="line-height:22px;margin-top:0;margin-bottom:15px">
              <strong style="color:#000">
               In other betting news…
              </strong>
              the Wall Street Journal reported yesterday that online betting VIP programs are facing
              <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
               federal scrutiny
              </a>
              .—
              <em>
               CC
              </em>
             </p>
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             <h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
              TOGETHER WITH SNOWFLAKE
             </h3>
            </td>
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           <img alt="Snowflake" class="story-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F86e3d6e797ef0d3b52ca7eca765fc52bc8ecdfb5-1000x750.jpg%253Fw%253D668%2526q%253D90%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3MTE2MTU1OTEuOTYxMTg2NH0:1rplP5:TXAO9twT3hgUgM0zCFj_Y2OjaddaXF2Fq_cPcXI_U-E" style="display: block; width: 100%; max-width: 670px;" width="670"/>
          </a>
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             <p style="line-height:22px;margin-top:0;margin-bottom:15px">
              <strong style="color:#000">
               Follow the data
               <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fright-pointing-magnifying-glass_1f50e.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3MTE2MTU1OTEuOTYxMzIxNH0:1rplP5:hjKYZXprqO8nFQOGhIA_KB2Iod7zdu2m35ypgYP7BSU" style="max-width:18px" width="18"/>
               .
              </strong>
              AI has changed
              <em>
               a
              </em>
              <em>
               lot
              </em>
              —and Snowflake’s here to break the data down. Uncover the insights in the free report:
              <em>
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                Snowflake Data Trends 2024
               </a>
               .
              </em>
              It explores key trends, including how 9k+ leading organizations are building toward advanced AI success.
              <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
               Read the deets
              </a>
              .
             </p>
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             <h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
              ECONOMICS
             </h3>
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              <a style="color:#000000!important;text-decoration:none;border-bottom:none!important;" target="_blank">
               <font color="#000000">
                What the father of behavioral economics taught us
               </font>
              </a>
             </h1>
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           <img alt="Daniel Kahneman at speaking event." class="story-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F6d1199977b6f8e2cf9957ae0786229374235f3b2-1500x1000.jpg%253Fw%253D668%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3MTE2MTU1OTEuOTYxNDc0NH0:1rplP5:xr2fRSz49nPmDYSY3YwEds4P4BUhRGKE_IY57ATFZec" style="display: block; width: 100%; max-width: 670px;" width="670"/>
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          <span class="source" style="display:inline-block;padding-left:10px;margin-top:5px;margin-bottom:0px;line-height:14px">
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            <em>
             Sean Gallup/Getty Images
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             <p style="line-height:22px;margin-top:0;margin-bottom:15px">
              Daniel Kahneman, the father of behavioral economics,
              <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
               died
              </a>
              yesterday at 90 years old. He’s best known for applying psychology to economics and uncovering biases and mental shortcuts that make people act irrationally, as he chronicled in his best-selling book
              <em>
               Thinking, Fast and Slow
              </em>
              .
             </p>
             <p style="line-height:22px;margin-top:0;margin-bottom:15px">
              Kahneman, along with his long-time collaborator and friend Amos Tversky, developed “prospect theory,” or loss-aversion theory, which earned him the Nobel Prize in Economics in 2002 (which he shared with fellow economist Vernon Smith). The idea is that people value losses and gains differently, so we
              <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
               feel
              </a>
              more bad about losing $100 than we feel good about making the same amount.
             </p>
             <p style="line-height:22px;margin-top:0;margin-bottom:15px">
              He applied this theory to investors, who had previously been considered rational decision-makers. It shows up elsewhere, too—for example,
              <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
               golfers
              </a>
              putt better when they’re facing the loss of a stroke than when they might gain one.
             </p>
             <p style="line-height:22px;margin-top:0;margin-bottom:15px">
              A few other biases he identified that are probably buried in your brain (whether or not you learned them in Psych 101):
             </p>
             <ul style="margin-top:0;padding-left:30px">
              <li style="line-height:22px;margin-bottom:10px">
               <span>
                The “peak-end rule” that people remember an experience primarily based on how they felt at its most intense moment and the final part of it. It’s why you consider a whole vacation good if the last day was good—or the opposite.
               </span>
              </li>
              <li style="line-height:22px;margin-bottom:10px">
               <span>
                The conjunction fallacy where people erroneously think the probability of two things being true is more likely than just one thing, which the famous “
               </span>
               <span>
                <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                 Linda the Bank Teller
                </a>
               </span>
               <span>
                ” problem illustrates.
               </span>
              </li>
             </ul>
             <p style="line-height:22px;margin-top:0;margin-bottom:15px">
              <strong style="color:#000">
               For further reading:
              </strong>
              Kahneman and Tversky were the
              <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
               center
              </a>
              of Michael Lewis’s 2016 book,
              <em>
               The Undoing Project
              </em>
              .—
              <em>
               MM
              </em>
             </p>
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              GRAB BAG
             </h3>
             <h1 style="font-family:Helvetica, Arial, sans-serif;font-size:24px;color:#333;font-weight:700;margin-bottom:0;line-height:26px;margin-top:8px">
              <a style="color:#000000!important;text-decoration:none;border-bottom:none!important;" target="_blank">
               <font color="#000000">
                Key performance indicators
               </font>
              </a>
             </h1>
            </td>
           </tr>
          </table>
          <img alt="A baby's bottom in a diaper" class="story-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F4824234e1e18ca6ff03540112408b513933b742a-1500x1000.jpg%253Fw%253D668%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3MTE2MTU1OTEuOTYxOTk1MX0:1rplP5:qJnm9yHshl_iHc1ug90Nbuio-E2Urn3rKl3uHghQnoQ" style="display: block; width: 100%; max-width: 670px;" width="670"/>
          <span class="source" style="display:inline-block;padding-left:10px;margin-top:5px;margin-bottom:0px;line-height:14px">
           <small>
            <em>
             Karl Tapales/Getty Images
            </em>
           </small>
          </span>
          <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
           <tr>
            <td style="padding:15px">
             <p style="line-height:22px;margin-top:0;margin-bottom:15px">
              <strong style="color:#000">
               Stat:
              </strong>
              Japan’s aging population is shifting even its diaper business. Japanese diaper company Oji Holdings recently
              <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
               announced
              </a>
              that it’ll stop producing for babies domestically and will make adult versions instead—though it will continue making products for babies’ tushes in Malaysia and Indonesia. The decision reflects what’s been happening in the Japanese market for a while now: In 2011, the nation’s biggest diaper brand, Unicharm, said adult versions had outsold baby ones. And it’s grown more acute since then. Last year, Japan recorded its fewest annual births since the 19th century, and the proportion of its population over age 80 grew to more than 10%, per the BBC. Japan’s growing adult diaper market is estimated at ~$2 billion.
             </p>
             <p style="line-height:22px;margin-top:0;margin-bottom:15px">
              <strong style="color:#000">
               Quote:
              </strong>
              “This is an unprecedented situation and a big deal. It’s not a huge change in the Earth’s rotation that’s going to lead to some catastrophe or anything, but it is something notable.”
             </p>
             <p style="line-height:22px;margin-top:0;margin-bottom:15px">
              Feel dizzy? It might be because the Earth is spinning faster than it used to. OK, you can’t really feel the change, but to keep our clocks running precisely, we may need to have a “negative leap second” (where clocks will skip a second) in 2029, according to a paper published in
              <em>
               Nature
              </em>
              yesterday. The geophysicist behind the paper—who
              <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
               explained
              </a>
              to the Associated Press that this is most unusual because to reconcile astronomical and atomic time, we usually
              <em>
               add
              </em>
              seconds—claims that climate change has delayed the need for a strange subtraction because the melting of the polar ice caps has
              <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
               counteracted
              </a>
              some of the extra rotational speed by slowing Earth down with extra ocean water.
             </p>
             <p style="line-height:22px;margin-top:0;margin-bottom:15px">
              <strong style="color:#000">
               Read:
              </strong>
              An architect’s vision for cities that float on water. (
              <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
               The New Yorker
              </a>
              )
             </p>
            </td>
           </tr>
          </table>
         </th>
        </tr>
       </table>
       <!--[if !mso]><! -- -->
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      <!-- <![endif]-->
      <!-- END ARTICLE --->
      <!-- ARTICLE --->
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      <div class="c6" style="margin-bottom:7px">
       <!-- <![endif]-->
       <table border="0" cellpadding="0" cellspacing="0" class="story-card-table outer" style="border-collapse:collapse;border-collapse: collapse;" width="100%">
        <tr>
         <th class="card" style="text-align:left;font-weight:400;font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#333;display:block;background-color:#fff;border-radius:15px;border:1px solid #e6e6e6;border-collapse:collapse;box-shadow:none;margin-bottom:0px;">
          <table border="0" cellpadding="0" cellspacing="0" class="story-card-table" style="border-collapse:collapse" width="100%">
           <tr>
            <td class="tag-title" style="padding: 15px;">
             <h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
              NEWS
             </h3>
             <h1 style="font-family:Helvetica, Arial, sans-serif;font-size:24px;color:#333;font-weight:700;margin-bottom:0;line-height:26px;margin-top:8px">
              <a style="color:#000000!important;text-decoration:none;border-bottom:none!important;" target="_blank">
               <font color="#000000">
                What else is brewing
               </font>
              </a>
             </h1>
            </td>
           </tr>
          </table>
          <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
           <tr>
            <td class="card-content" style="padding-right:15px;padding-bottom:15px;padding-left:15px;padding-top:0px">
             <ul style="margin-top:0;padding-left:30px">
              <li style="line-height:22px;margin-bottom:10px">
               <span>
                <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                 Sam Bankman-Fried
                </a>
               </span>
               <span>
                will be sentenced today for his role in the collapse of FTX. The government wants him behind bars for 50 years, while his lawyers say six years would be enough.
               </span>
              </li>
              <li style="line-height:22px;margin-bottom:10px">
               <span>
                <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                 Divers
                </a>
               </span>
               <span>
                found the remains of two of the six people presumed to have died after a cargo ship crashed into Baltimore’s Francis Scott Key Bridge.
               </span>
              </li>
              <li style="line-height:22px;margin-bottom:10px">
               <span>
                <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                 An appeals court
                </a>
               </span>
               <span>
                ruled that Texas’s controversial immigration law allowing the state to arrest migrants will stay on hold while it considers the law’s constitutionality.
               </span>
              </li>
              <li style="line-height:22px;margin-bottom:10px">
               <span>
                <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                 A federal judge
                </a>
               </span>
               <span>
                ruled that the SEC’s lawsuit accusing Coinbase of selling unregistered securities can go to trial, rejecting the crypto exchange’s bid to get it tossed.
               </span>
              </li>
              <li style="line-height:22px;margin-bottom:10px">
               <span>
                <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                 Twitch’s most popular streamer
                </a>
               </span>
               <span>
                , Ninja (real name: Tyler Blevins), has been diagnosed with skin cancer.
               </span>
              </li>
              <li style="line-height:22px;margin-bottom:10px">
               <span>
                <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                 New York City
                </a>
               </span>
               <span>
                is poised to levy a $15 toll for driving into parts of Manhattan after the controversial congestion pricing plan was approved by the city’s transportation board.
               </span>
              </li>
             </ul>
            </td>
           </tr>
          </table>
         </th>
        </tr>
       </table>
       <!--[if !mso]><! -- -->
      </div>
      <!-- <![endif]-->
      <!-- END ARTICLE --->
      <!-- ARTICLE --->
      <!--[if !mso ]><! -- -->
      <div class="c6" style="margin-bottom:7px">
       <!-- <![endif]-->
       <table border="0" cellpadding="0" cellspacing="0" class="story-card-table outer" style="border-collapse:collapse;border-collapse: collapse;" width="100%">
        <tr>
         <th class="card" style="text-align:left;font-weight:400;font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#333;display:block;background-color:#fff;border-radius:15px;border:1px solid #e6e6e6;border-collapse:collapse;box-shadow:none;margin-bottom:0px;">
          <table border="0" cellpadding="0" cellspacing="0" class="story-card-table" style="border-collapse:collapse" width="100%">
           <tr>
            <td class="tag-title" style="padding: 15px;">
             <h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
              RECS
             </h3>
            </td>
           </tr>
          </table>
          <img alt="To do list Thursday" class="story-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F4856751cdc557e9ccdafd8d6034e2b3934e4841a-1500x375.png%253Fw%253D668%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3MTE2MTU1OTEuOTYyMTE4MX0:1rplP5:B9Sshh5-SJA46woIVVhIAJigwHD7a0IgXDmC5LGI-K8" style="display: block; width: 100%; max-width: 670px;" width="670"/>
          <span class="source" style="display:inline-block;padding-left:10px;margin-top:5px;margin-bottom:0px;line-height:14px">
           <small>
            <em>
            </em>
           </small>
          </span>
          <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
           <tr>
            <td style="padding:15px">
             <div>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3MTE2MTU1OTEuOTYyMjU4Nn0:1rplP5:mLRZoabP9aAcxDlFQk4puLLzSnyxOoLBBUTXei3XENM" style="max-width:18px" width="18"/>
               <strong style="color:#000">
                Watch:
               </strong>
               A very special
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                road race
               </a>
               has waiters traversing the streets of Paris while carrying trays with a croissant and coffee.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3MTE2MTU1OTEuOTYyNDI0NX0:1rplP5:_UQBGD-sQzjmUqJmvEkwbH6mTfiYT9qb3lt4Rrozzso" style="max-width:18px" width="18"/>
               <strong style="color:#000">
                Get inspired:
               </strong>
               A list of verbs for
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                making art
               </a>
               by sculptor Richard Serra, who died this week at age 85.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3MTE2MTU1OTEuOTYyNTU2NH0:1rplP5:cImZvDTGlGqzy-M7CqZeKovviS2T20QHjnem8X778p0" style="max-width:18px" width="18"/>
               <strong style="color:#000">
                Learn:
               </strong>
               How
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                jelly beans
               </a>
               became an Easter candy.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3MTE2MTU1OTEuOTYyNjg1Nn0:1rplP5:r_mr9ZwjV1iDWv0kUuifNe4Nni3gb3uPcccYTwGotrI" style="max-width:18px" width="18"/>
               <strong style="color:#000">
                Eclipse tips:
               </strong>
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                This video
               </a>
               explains how to take the perfect photo of the sky, and here’s how to watch
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                without harming your eyes
               </a>
               .
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3MTE2MTU1OTEuOTYyNzgzOH0:1rplP5:2mtFD-oSA0c5PZOrUzb78jZyBUGeE_d76Sv074OH7X8" style="max-width:18px" width="18"/>
               <strong style="color:#000">
                Rep the Brew:
               </strong>
               It’s warming up, which means it’s time to snag a Brew Smiley tank top.
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                Get yours here
               </a>
               .
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3MTE2MTU1OTEuOTYyOTQzOH0:1rplP5:cyaBN1tlOvl3IaCWhJdbNl5iPW7fvtaDHL0pi4UvfwM" style="max-width:18px" width="18"/>
                Cash + credit:
               </strong>
               Get up to 3% unlimited Daily Cash on every purchase with Apple Card. That’s
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                real cash
               </a>
               that never expires or loses value.
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                Apply for Apple Card
               </a>
               .*
              </p>
              <placementslot data-id="c1a0c2ca6f2c">
              </placementslot>
              <placementslot data-id="d315d40b9672">
              </placementslot>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <sup>
                <em>
                 *A message from our sponsor.
                </em>
               </sup>
              </p>
             </div>
            </td>
           </tr>
          </table>
         </th>
        </tr>
       </table>
       <!--[if !mso]><! -- -->
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      <!-- <![endif]-->
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      <!-- ARTICLE --->
      <!--[if !mso ]><! -- -->
      <div class="c6" style="margin-bottom:7px">
       <!-- <![endif]-->
       <table border="0" cellpadding="0" cellspacing="0" class="story-card-table outer" style="border-collapse:collapse;border-collapse: collapse;" width="100%">
        <tr>
         <th class="card" style="text-align:left;font-weight:400;font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#333;display:block;background-color:#fff;border-radius:15px;border:1px solid #e6e6e6;border-collapse:collapse;box-shadow:none;margin-bottom:0px;">
          <table border="0" cellpadding="0" cellspacing="0" class="story-card-table" style="border-collapse:collapse" width="100%">
           <tr>
            <td class="tag-title" style="padding: 15px;">
             <h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
              GAMES
             </h3>
             <h1 style="font-family:Helvetica, Arial, sans-serif;font-size:24px;color:#333;font-weight:700;margin-bottom:0;line-height:26px;margin-top:8px">
              <a style="color:#000000!important;text-decoration:none;border-bottom:none!important;" target="_blank">
               <font color="#000000">
                The puzzle section
               </font>
              </a>
             </h1>
            </td>
           </tr>
          </table>
          <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
           <tr>
            <td class="card-content" style="padding-right:15px;padding-bottom:15px;padding-left:15px;padding-top:0px">
             <p style="line-height:22px;margin-top:0;margin-bottom:15px">
              <strong style="color:#000">
               Brew Mini:
              </strong>
              If today’s grid were a Scrabble board, it’d probably rack up a very high score.
              <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
               See what we mean here
              </a>
              .
             </p>
             <h2 style="font-family:Helvetica, Arial, sans-serif;font-size:19px;font-weight:700;color:#000;margin-top:0;margin-bottom:15px;margin-right:0;margin-left:0">
              Three Headlines and a Lie
             </h2>
             <p style="line-height:22px;margin-top:0;margin-bottom:15px">
              Three of these headlines are real and one is faker than your plans to just iron it at the hotel. Can you spot the odd one out?
             </p>
             <ol>
              <li style="line-height:22px;margin-bottom:10px">
               <span>
                Canada’s maple syrup reserve
               </span>
               <span>
                <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                 hits
                </a>
               </span>
               <span>
                16-year low
               </span>
              </li>
              <li style="line-height:22px;margin-bottom:10px">
               <span>
                New bottled water company is
               </span>
               <span>
                <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                 targeting
                </a>
               </span>
               <span>
                people who suffer from IBS
               </span>
              </li>
              <li style="line-height:22px;margin-bottom:10px">
               <span>
                Shop error
               </span>
               <span>
                <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                 leaves
                </a>
               </span>
               <span>
                Orkney island with more Easter eggs than people
               </span>
              </li>
              <li style="line-height:22px;margin-bottom:10px">
               <span>
                Lego head mugshots
               </span>
               <span>
                <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                 add
                </a>
               </span>
               <span>
                to California’s debate on policing and privacy
               </span>
              </li>
             </ol>
            </td>
           </tr>
          </table>
         </th>
        </tr>
       </table>
       <!--[if !mso]><! -- -->
      </div>
      <!-- <![endif]-->
      <!-- END ARTICLE --->
      <!-- ARTICLE --->
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       <!-- <![endif]-->
       <table border="0" cellpadding="0" cellspacing="0" class="story-card-table outer" style="border-collapse:collapse;border-collapse: collapse;" width="100%">
        <tr>
         <th class="card" style="text-align:left;font-weight:400;font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#333;display:block;background-color:#fff;border-radius:15px;border:1px solid #e6e6e6;border-collapse:collapse;box-shadow:none;margin-bottom:0px;">
          <table border="0" cellpadding="0" cellspacing="0" class="story-card-table" style="border-collapse:collapse" width="100%">
           <tr>
            <td class="tag-title" style="padding: 15px;">
             <h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
              FROM THE CREW
             </h3>
             <h1 style="font-family:Helvetica, Arial, sans-serif;font-size:24px;color:#333;font-weight:700;margin-bottom:0;line-height:26px;margin-top:8px">
              <a style="color:#000000!important;text-decoration:none;border-bottom:none!important;" target="_blank">
               <font color="#000000">
                The business empires you’ve never heard of
               </font>
              </a>
             </h1>
            </td>
           </tr>
          </table>
          <a style="text-decoration:none;border:none;" target="_blank">
           <img alt="Looking through glasses at zipper ad at bus stop" class="story-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F2dc6cf9da7d168f9ab621d0a46b9f27c291d2e2a-1500x1000.jpg%253Fw%253D668%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3MTE2MTU1OTEuOTYzMDUxOH0:1rplP5:DawKIm2VU8YPk-ZLhncvJADUXVm1CkpjnPuGC-Rv_0U" style="display: block; width: 100%; max-width: 670px;" width="670"/>
          </a>
          <span class="source" style="display:inline-block;padding-left:10px;margin-top:5px;margin-bottom:0px;line-height:14px">
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             Francis Scialabba
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              You might know that Nestlé makes a ton of the snacks in your pantry or that Johnson &amp; Johnson is all over your medicine cabinet, but lower-profile industry titans lurk behind many of the other products that have become part of our daily lives. If you’ve used a zipper, put on glasses, or walked by a bus stop today, you’ve probably encountered one.
             </p>
             <p style="line-height:22px;margin-top:0;margin-bottom:15px">
              Check out our dive into three brands you might be accidentally loyal to
              <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
               here
              </a>
              .
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              ANSWER
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              We made up the one about the IBS water.
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               Word of the Day
              </span>
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              Today’s Word of the Day is: improprieties, meaning “behaviors that are dishonest, socially unacceptable, or unsuitable for a particular situation.” Thanks to Brett from San Francisco for the totally appropriate suggestion. Submit another
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               ✢ A Note From Aura Health
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              This is a paid advertisement for Aura Health’s Regulation CF offering. Please read the offering circular at
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               invest.aurahealth.io
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