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                                 Changes to staking services
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                                <!-- -->
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                                 Dear
                                 <strong>
                                  Sarah
                                 </strong>
                                 ,
                                </p>
                                <!-- -->
                                <!-- -->
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                                 We are changing the way in which we provide some of our cryptoasset services to you in order to comply with applicable regulations. We’ve worked hard to apply these changes to ensure that you are treated fairly and able to benefit from a continuing service.
                                </p>
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                                 We are updating our terms and conditions to reflect these changes. For your convenience, you will find our updated Terms and Conditions
                                 <a style="color: #3895dd; text-transform: none; text-decoration: none; font-weight: bold;" target="_blank">
                                  here
                                 </a>
                                 .
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                                 Under the current terms of your agreement with us, eToro Europe Limited (eToro EU) holds all of your “real” (you own the underlying asset) cryptoassets in custody on your behalf.
                                </p>
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                                 To the extent that you hold any cryptoassets that may be staked (staked cryptoassets), from
                                 <b>
                                  February 8th,
                                 </b>
                                 eToro X Limited (eToroX) will provide all cryptoasset staking services to you. eToroX is regulated by the Gibraltar Financial Services Commission as a DLT provider (licence number FSC1333B).
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                                 eToroX will also provide custody for you in relation to the staked cryptoassets. This means that:
                                </p>
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                                   any staked cryptoassets that you currently own will be transferred from the account held by eToro EU on your behalf to an account held by eToroX on your behalf; and
                                  </p>
                                  <p style="text-align: left; line-height: 5px; margin: 0; font-family: Arial,Tahoma, Helvetica, sans-serif; color: #4c505d; font-weight: normal; font-size: 10px;">
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                                   any staked cryptoassets that you purchase in the future will be held in custody by eToroX on your behalf.
                                  </p>
                                  <p style="text-align: left; line-height: 5px; margin: 0; font-family: Arial,Tahoma, Helvetica, sans-serif; color: #4c505d; font-weight: normal; font-size: 10px;">
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                                 <br/>
                                 Any cryptoassets that you hold which are not available for staking through your eToro account will continue to be held in custody by eToro EU.
                                </p>
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                                 Please visit our
                                 <a style="color: #3895dd; text-transform: none; text-decoration: none; font-weight: bold;" target="_blank">
                                  staking information page
                                 </a>
                                 for further details on our staking service, including the cryptoassets that you are able to stake through your eToro account.
                                </p>
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                                 You will continue to enjoy the same eToro platform functionality and services that were previously available to you, and you will most likely not notice any changes in your account.
                                </p>
                               </td>
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                                 We remind you that real cryptoassets are not regulated assets. Accordingly, when you use our cryptoasset service, you will not benefit from the protection available to clients receiving regulated investment services.
                                </p>
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