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   Brew Review // Morning Brew // Update
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             March 16, 2025
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                 The full Worm Moon rises above the skyline of Brooklyn on Thursday night. Gary Hershorn/Getty Images
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              BROWSING
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                 ISO EASTERN EXPERT: Top NBA players are
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                  hiring
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                 social media experts to help them navigate the language and cultural barriers of Chinese social media in hopes of expanding their personal brands. But don’t you lose hope—your extensive knowledge of Latvian public radio could become a real asset some day.
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                 SIMMONS ASSISTANT: KISS fans can go above and beyond the normal VIP experience by
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                  spending
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                 $12,495 to be Gene Simmons’ personal assistant and roadie for one day. This is an incredible Father’s Day gift for any dad who, whenever he has a couple beers, claims he was almost in Rush.
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                 Personal
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                 DIG CLUB: Students at a high school in Australia had no idea they’d been walking past a
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                  boulder
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                 covered in footprints from 47 individual dinosaurs from roughly 200 million years ago. It was a huge discovery for the school, but one that will surely be overshadowed when the spring musical cast list goes up.
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                 SPEED DATING ON THE LAWN: The kids are off the apps, and they’re instead playing
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                  cornhole
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                 to meet the love of their life.
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                 FOUND TURTLE: A live turtle was
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                  confiscated
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                 in a TSA line after a passenger pulled one out of his pants. We don’t know what the turtle was doing in his pants; all we know is that it is not going to Tallahassee anymore.
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                 For sale
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                 LEGACY HOUSE: If your kid’s GPA needs a boost, the ad for this
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                  house
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                 for sale in Palo Alto, CA, boasted that the kids of every previous owner since a 2017 rebuild went to Harvard or Stanford. There is something in that pristine granite kitchen counter that is perfect for crafting personal statements.
                </p>
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                 CHEAP BALLS: You can apologize to
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                  Jim Best
                 </a>
                 , a professional diver who jumps into alligator-infested water to retrieve golf balls for your shank.—
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                  MM
                 </em>
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             <p style="display:block;margin:13px 0;line-height:22px">
              Platinum is more valuable than gold, and a
              <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333">
               Platinum Savings account
              </a>
              from CIT Bank is all about value.
             </p>
             <p style="display:block;margin:13px 0;line-height:22px">
              Right now,
              <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333">
               CIT Bank
              </a>
              offers a bonus of up to $300 when you make a qualifying deposit.
              <sup>
               1
              </sup>
              That, along with rates up to 4.30% APY,
              <sup>
               2
              </sup>
              can help grow your money.
             </p>
             <p style="display:block;margin:13px 0;line-height:22px">
              Here are some other benefits of a Platinum Savings account:
             </p>
             <ul style="line-height:22px">
              <li>
               <span>
                Earn 10x the national average rate on your savings.
               </span>
               <span>
                <sup>
                 3
                </sup>
               </span>
              </li>
              <li>
               <span>
                Get FDIC-insured for security.
               </span>
              </li>
              <li>
               <span>
                Utilize easy mobile banking with the CIT Bank mobile app.
               </span>
              </li>
              <li>
               <span>
                Pay no opening or monthly fees.
               </span>
              </li>
             </ul>
             <p style="display:block;margin:13px 0;line-height:22px">
              <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333">
               Opening a Platinum Savings account
              </a>
              takes about five minutes, and you’ll unlock a bonus offer when you sign up with code PS2025.
              <sup>
               1
              </sup>
             </p>
            </td>
           </tr>
          </table>
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             <p style="display:block;margin:13px 0;line-height:22px;word-break: keep-all; word-wrap: normal; text-align: center; text-transform: uppercase; font-family: Georgia, 'Times New Roman', Times, serif; font-weight: 700; font-size: 16px; line-height: 18px; color: #353535; padding: 0px; margin: 0px;">
              SNAPSHOT
             </p>
            </td>
            <td style="border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0pt" width="33%">
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                <a style="text-decoration:none;color:inherit;color:#000;color:#353535;text-decoration:none;border-bottom:none" target="_blank">
                 Photo of the week
                </a>
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              <img alt="MLB new era hat for the Astros" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F4e0ccdce3e8e83832e4e1ec17a1e9f9844c0f5df-1032x773.png%253Fw%253D620%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NDIxMjQ1MzkuOTQwODQ4Nn0:1ttmAt:9PYFcvFpCe5fwpT_G0ZVBqKjvgmYAhC5I1rICLLd41E" style="border:0;height:auto;line-height:100%;outline:none;text-decoration:none;-ms-interpolation-mode:bicubic;display: block; width: 100%; max-width: 670px;" width="670"/>
              <p style="display:block;margin:13px 0;line-height:22px;margin: 0; padding: 0;">
               <span class="source" style="display:inline-block;padding-left:0px;margin-top:5px;margin-bottom:0px;line-height:16px">
                <small>
                 <em>
                  MLB/New Era
                 </em>
                </small>
               </span>
              </p>
             </div>
             <table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0pt" width="100%">
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                <p style="display:block;margin:13px 0;line-height:22px">
                 You most certainly don’t have to tip your cap to the marketing team at New Era, who didn’t think through some of their new MLB headgear. Three of the special edition “overlap” hats that superimposed a team’s logo over the center of their nickname were pulled from MLB stores when they created some hilarious yet
                 <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                  unintended vulgarities
                 </a>
                 .
                </p>
                <p style="display:block;margin:13px 0;line-height:22px">
                 But what was bad for MLB PR was good for anyone who secured a hat reading “Ashos,” “Anaels,” or “Tetas”—they’ve been selling on the secondary market for hundreds of dollars. The hat fiasco comes one year after another New Era
                 <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                  gaffe
                 </a>
                 turned an Oakland A’s hat into an “A** Hat” when two logos were placed on top of each other to create a three-letter word describing a rear end.—
                 <em>
                  DL
                 </em>
                </p>
               </td>
              </tr>
             </table>
            </td>
           </tr>
          </table>
         </td>
        </tr>
       </table>
       <!--[if !mso ]><! -- -->
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             <p style="display:block;margin:13px 0;line-height:22px;word-break: keep-all; word-wrap: normal; text-align: center; text-transform: uppercase; font-family: Georgia, 'Times New Roman', Times, serif; font-weight: 700; font-size: 16px; line-height: 18px; color: #353535; padding: 0px; margin: 0px;">
              SCIENCE
             </p>
            </td>
            <td style="border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0pt" width="33%">
             <div style="text-align: center; background: linear-gradient(90deg, #2b9295, #1c7ff2); background-color: #1c7ff2; line-height: 4px; font-size: 4px; width: 100%; margin: 20px 0;">
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                 Dept. of Progress
                </a>
               </h1>
              </div>
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              <img alt="SphereX from NASA" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F086157f7a7bc0001a43b630463934575728d682f-1000x563.jpg%253Fw%253D620%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NDIxMjQ1MzkuOTQwOTYxMX0:1ttmAt:pYrNj3NuSJ8DPCrD6eftZJUT6m5mtEc8fAkYue62Y_I" style="border:0;height:auto;line-height:100%;outline:none;text-decoration:none;-ms-interpolation-mode:bicubic;display: block; width: 100%; max-width: 670px;" width="670"/>
              <p style="display:block;margin:13px 0;line-height:22px;margin: 0; padding: 0;">
               <span class="source" style="display:inline-block;padding-left:0px;margin-top:5px;margin-bottom:0px;line-height:16px">
                <small>
                 <em>
                  NASA/JPL-Caltech
                 </em>
                </small>
               </span>
              </p>
             </div>
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                <p style="display:block;margin:13px 0;line-height:22px">
                 <em>
                  Here are some illuminating scientific discoveries from the week to help you live better and maybe even see ancient history in technicolor.
                 </em>
                </p>
                <p style="display:block;margin:13px 0;line-height:22px">
                 <strong>
                  <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fmilky-way_1f30c.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NDIxMjQ1MzkuOTQxMDcwM30:1ttmAt:UCJ0vdVKNmxaVmW74bcOliVsB3nmVcpXmc66kPrmk_w" style="max-width:18px" width="18"/>
                  NASA is mapping the universe’s history.
                 </strong>
                 Everybody loves an origin story, especially Spherex, a new NASA telescope launched into orbit by SpaceX on Tuesday. The cone-shaped observer will circle Earth for two years while it
                 <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                  scans
                 </a>
                 distant galaxies. The $488 million Spherex mission hopes to figure out how the universe evolved over billions of years by capturing “cosmological glow,” aka all of the light that has ever been emitted by any galaxy. “We won’t see the big bang. But we’ll see the aftermath from it,” the mission’s chief scientist said. The telescope’s infrared scanners are expected to produce the most colorful map of the cosmos yet, including 102 hues that are invisible to the naked eye. Spherex will also search for the building blocks of life in the Milky Way.
                </p>
                <p style="display:block;margin:13px 0;line-height:22px">
                 <strong>
                  <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fbirthday-cake_1f382.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NDIxMjQ1MzkuOTQxMTc5M30:1ttmAt:n0cmven4Cd0jT3jkQ_FeUJNj0W3LYj_rSumCZzrV0l0" style="max-width:18px" width="18"/>
                  World’s oldest person had the gut bacteria of a baby.
                 </strong>
                 Scientists may have discovered why the US-born woman Maria Branyas Morera, who died last August, managed to live to the ripe age of 117. Good genes made her cells behave and feel 17 years
                 <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                  younger
                 </a>
                 than their actual age, and her microbiome had the bacterial composition of an infant’s (complimentary), according to a study of the supercentenarian’s DNA. In addition to blessed genetics, Morera attributed her long life to luck and healthy life choices—she avoided smoking and drinking, embraced the Mediterranean diet, went on walks, and constantly spent time with family and friends.
                </p>
                <p style="display:block;margin:13px 0;line-height:22px">
                 <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Frat_1f400.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NDIxMjQ1MzkuOTQxMjgwNH0:1ttmAt:bMM-I1Wnu-dNlVLsB3D9c7k4vMs9b7yMgpjMFRoDuog" style="max-width:18px" width="18"/>
                 <strong>
                  Our mammalian ancestors were all one dreary color.
                 </strong>
                 Unlike the brightly-patterned dinosaurs, birds, and fauna that inhabited Earth more than 100 million years ago, mammals of the same era looked…pretty boring, according to a new study that concretely uncovered the coat coloring of our ancient ancestors for the first time ever. Using an electron microscope, a team of scientists analyzed the pigment-producing cells of six well-preserved, rodent-like fossils, and discovered that each one had solid,
                 <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                  dark brown fur
                 </a>
                 . The findings bolster existing theories that early mammals were predominantly nocturnal, living “in the shadows of dinosaurs,” literally and figuratively, one of the study’s authors said.
                 <em>
                  —ML
                 </em>
                </p>
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               ’Fit check.
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              Arrive in style with Theory. Their new
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              is expertly engineered to keep its shape, moving with you from meetings to happy hour—and even through your next long-haul flight. Motion Wool is breathable + wrinkle-resistant so you can dress for success without the stress. Get 25% off through March 20 with
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              .
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              NEWS ANALYSIS
             </p>
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             <div style="text-align: center; background: linear-gradient(90deg, #2b9295, #1c7ff2); background-color: #1c7ff2; line-height: 4px; font-size: 4px; width: 100%; margin: 20px 0;">
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               <h1 class="story-title" style="margin-top:0px;font-family:Georgia;font-size:24px;font-style:normal;font-weight:700;line-height:34px;letter-spacing:0em;text-align:left;color:#000;color:#353535;margin-bottom:revert">
                <a style="text-decoration:none;color:inherit;color:#000;color:#353535;text-decoration:none;border-bottom:none" target="_blank">
                 How good is China's AI?
                </a>
               </h1>
              </div>
             </table>
             <div class="header-image-container" style="padding-top:15px;padding:0;">
              <a style="text-decoration:none;border:none;" target="_blank">
               <img alt="Manus agent" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252Fc73411911a278c5fd23e1aadcbf154eeb9481fba-2880x1672.png%253Fw%253D620%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NDIxMjQ1MzkuOTQxNDk5fQ:1ttmAt:a07gnHGeHjhq15fghlUcejwXREf2o85AaP-oTMZCmz8" style="display: block; width: 100%; max-width: 670px;" width="670"/>
              </a>
              <p style="display:block;margin:13px 0;line-height:22px;margin: 0; padding: 0;">
               <span class="source" style="display:inline-block;padding-left:0px;margin-top:5px;margin-bottom:0px;line-height:16px">
                <small>
                 <em>
                  manus.im
                 </em>
                </small>
               </span>
              </p>
             </div>
             <table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0pt" width="100%">
              <tr>
               <td class="content-container" style="border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0pt;padding:15px;padding:0;padding-bottom: 0;">
                <p style="display:block;margin:13px 0;line-height:22px">
                 機器人代理隨時為您服務 is Mandarin for “the robot-agents are at your service.” Luckily, English will suffice for meeting the buzzy new Chinese AI assistant Manus that went viral earlier this month, prompting some to proclaim it the next DeepSeek-level challenge to Silicon Valley.
                </p>
                <p style="display:block;margin:13px 0;line-height:22px">
                 Developed by a subsidiary of the China-based startup Butterfly Effect, Manus is billed as the first truly autonomous AI agent.
                </p>
                <ul style="line-height:22px">
                 <li>
                  <span>
                   It is designed to complete complex multi-step tasks using the web after getting prompted just once, functioning like a high-skill intern minus the hangover headache.
                  </span>
                 </li>
                 <li>
                  <span>
                   Manus’s website is filled with demos of it breezing through assignments like generating an in-depth analysis of Tesla’s stock with visuals or building an interactive tool to teach middle schoolers the law of conservation of momentum.
                  </span>
                 </li>
                </ul>
                <p style="display:block;margin:13px 0;line-height:22px">
                 Its creators say the waitlist for the beta version is longer than the stand-by line for a TS concert, with over two millions AI enthusiasts currently queuing, while some are paying thousands of dollars for invite codes. Its hype-filled emergence comes as many US-based tech darlings are racing to churn out AI agents to prove that the tech has commercial applications beyond generating corny wedding speeches and grocery lists.
                </p>
                <p style="display:block;margin:13px 0;line-height:22px">
                 Manus quickly
                 <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                  drew comparisons
                 </a>
                 to DeepSeek, the Chinese startup that released an AI model rivaling OpenAI’s products but was built for just a fraction of the cost. That model’s unveiling in January briefly tanked Nvidia’s stock and prompted fears that US tech companies are losing their crown as the world’s AI overlords.
                </p>
                <p style="display:block;margin:13px 0;line-height:22px">
                 But while the AI race is certainly on, it might be too early to tell whether Manus is really breathing down the necks of the LLM wizards across the Pacific.
                </p>
                <h2 style="margin-top:0px;font-family:Georgia;font-size:18px;font-style:normal;font-weight:700;line-height:34px;letter-spacing:0em;text-align:left">
                 What’s so hype about Manus?
                </h2>
                <p style="display:block;margin:13px 0;line-height:22px">
                 Unlike other AI agents, Manus displays each step it takes in a separate “Computer” window, like writing code or scouring a website, allowing the user to intervene. It also generates a list of all the steps it took to arrive at its result and asks follow-up questions.
                </p>
                <p style="display:block;margin:13px 0;line-height:22px">
                 Its creators say Manus combines the functionality of multiple AI agents and outperforms OpenAI’s recently released deep research agent, which is meant to
                 <del>
                  send unemployment among research analysts skyrocketing
                 </del>
                 produce detailed reports by scouring the web.
                </p>
                <p style="display:block;margin:13px 0;line-height:22px">
                 But Butterfly Effect might not really be an OpenAI or DeepSeek competitor, since the company doesn’t actually
                 <em>
                  build
                 </em>
                 AI models. It says it created Manus on top of existing models, namely Anthropic’s Claude 3.5 and tweaked versions of Alibaba’s Qwen.
                </p>
                <h2 style="margin-top:0px;font-family:Georgia;font-size:18px;font-style:normal;font-weight:700;line-height:34px;letter-spacing:0em;text-align:left">
                 Does it live up to its rep?
                </h2>
                <p style="display:block;margin:13px 0;line-height:22px">
                 Unlike some of its stateside rivals that publish research papers about their models and sometimes share code, Manus hasn’t released any details on how its product works under the hood. But we do have the assessment of the few lucky nerds who got off the waitlist to use it.
                </p>
                <p style="display:block;margin:13px 0;line-height:22px">
                 A recurring complaint is that Manus is a slowpoke.
                </p>
                <ul style="line-height:22px">
                 <li>
                  <span>
                   Jackson Laboratory cancer researcher and AI enthusiast Derya Unutmaz said it was slower than OpenAI’s deep research agent, but called it a “shockingly powerful AI agent,” after asking it for deep-dive findings about his area of expertise.
                  </span>
                 </li>
                 <li>
                  <span>
                   The MIT Technology Review reporter
                  </span>
                  <span>
                   <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                    Caiwei Chen
                   </a>
                  </span>
                  <span>
                   found that the platform performed better than OpenAI’s research agent on two of the three tasks she gave it—but noted that it took a longer time to process and produced the desired result only after some follow-up prompting.
                  </span>
                 </li>
                </ul>
                <p style="display:block;margin:13px 0;line-height:22px">
                 Meanwhile, TechCrunch’s
                 <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                  Kyle Wiggers
                 </a>
                 was disappointed with its inability to order fried chicken (or send a checkout link), or book a flight from NYC to Japan. Other users have complained of the service crashing and making factual errors that would’ve jeopardized the career prospects of a human intern.
                </p>
                <p style="display:block;margin:13px 0;line-height:22px">
                 <strong>
                  Still…
                 </strong>
                 Manus notes the agent is a work in progress and that it’s troubleshooting issues. And some
                 <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                  AI watchers
                 </a>
                 are convinced Manus shows that Chinese AI companies are blazing their own path when it comes to AI agents as opposed to parroting US tools.
                </p>
                <h2 style="margin-top:0px;font-family:Georgia;font-size:18px;font-style:normal;font-weight:700;line-height:34px;letter-spacing:0em;text-align:left">
                 The AI race is a marathon not a sprint
                </h2>
                <p style="display:block;margin:13px 0;line-height:22px">
                 While Manus is the hot AI agent du jour, the space is likely to become a lot more crowded as both US and Chinese companies keep innovating.
                </p>
                <p style="display:block;margin:13px 0;line-height:22px">
                 OpenAI CEO Sam Altman has proclaimed 2025 the year of AI agents joining the workforce, and his company released an API this week for companies to build AI agents harnessing its models.
                </p>
                <p style="display:block;margin:13px 0;line-height:22px">
                 Meanwhile, China’s tech juggernaut Alibaba launched a new AI model last week that it says outperforms OpenAI’s most powerful product and matches DeepSeek’s performance. And this week, the company announced a partnership with Manus to agent-ify more of its models.
                </p>
                <p style="display:block;margin:13px 0;line-height:22px">
                 <strong>
                  But…
                 </strong>
                 Chinese companies are playing catchup in developing cutting-edge chips to power AI, as the US has barred Nvidia from sending its most advanced products to the country, and the Trump administration is reportedly considering further chip export restrictions.
                 <em>
                  —SK
                 </em>
                </p>
               </td>
              </tr>
             </table>
            </td>
           </tr>
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         </td>
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              DESTINATIONS
             </p>
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                <a style="text-decoration:none;color:inherit;color:#000;color:#353535;text-decoration:none;border-bottom:none" target="_blank">
                 Place to be: Chicago’s green river
                </a>
               </h1>
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              <img alt="Chicago River dyed green" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F99adc0e2b8265e9dadb573f79038c68bf7ceba97-1024x683.jpg%253Fw%253D620%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NDIxMjQ1MzkuOTQxNjA1OH0:1ttmAt:_kB0K-OZCLEvp1OuJVAtjOxtvYxHgmCr3xp7zQs_s7Y" style="border:0;height:auto;line-height:100%;outline:none;text-decoration:none;-ms-interpolation-mode:bicubic;display: block; width: 100%; max-width: 670px;" width="670"/>
              <p style="display:block;margin:13px 0;line-height:22px;margin: 0; padding: 0;">
               <span class="source" style="display:inline-block;padding-left:0px;margin-top:5px;margin-bottom:0px;line-height:16px">
                <small>
                 <em>
                  Scott Olson/Getty Images
                 </em>
                </small>
               </span>
              </p>
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                <p style="display:block;margin:13px 0;line-height:22px">
                 <em>
                  It’s a big world out there. In this section, we’ll teleport you to an interesting location—and hopefully give you travel ideas in the process.
                 </em>
                </p>
                <p style="display:block;margin:13px 0;line-height:22px">
                 There are two reasons why a body of water might turn a different color this weekend: 1) People drank way too many green beers and had to lean over the bridge railing and let it out, or 2) your city is using a mysterious formula to dye the river green for St. Patrick’s Day.
                </p>
                <p style="display:block;margin:13px 0;line-height:22px">
                 In the case of Chicago, both of those reasons may apply.
                </p>
                <p style="display:block;margin:13px 0;line-height:22px">
                 Yesterday, the Chicago Plumbers Local 130 union
                 <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                  dyed
                 </a>
                 the Chicago River that photogenic green in front of thousands of onlookers, continuing a tradition that began in 1962. In the decades since, cities like San Antonio, Tampa, and Indianapolis have also begun to dye their rivers and canals green ahead of the holiday. But no one does it like Chicago.
                </p>
                <p style="display:block;margin:13px 0;line-height:22px">
                 <strong>
                  How do they do it?
                 </strong>
                 Much like the recipe for Coca-Cola, no one knows exactly what’s in the dye, but we do know it starts as an
                 <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                  orange powder
                 </a>
                 that turns green when it is mixed with river water. Scientists have
                 <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                  conducted studies
                 </a>
                 since June 2023 and have found no adverse effects on fish, and the dye has yet to create a Chicago Godzilla.
                </p>
                <p style="display:block;margin:13px 0;line-height:22px">
                 <strong>
                  The history behind the tradition
                 </strong>
                 and why a plumbers union was its creator is steeped in practicality. The green dye was first used to locate the source of leaks in the sewage system along the river as part of a development project, and when some of those green stains were seen on a plumber’s coveralls, the union’s business manager implored Mayor Richard J. Daley to use the dye to turn the river green to celebrate the holiday.
                 <em>
                  —DL
                 </em>
                </p>
               </td>
              </tr>
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            </td>
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            </td>
            <td style="border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0pt;border: 2px solid #353535; background: white; margin: 0px; padding: 10px;">
             <p style="display:block;margin:13px 0;line-height:22px;word-break: keep-all; word-wrap: normal; text-align: center; text-transform: uppercase; font-family: Georgia, 'Times New Roman', Times, serif; font-weight: 700; font-size: 16px; line-height: 18px; color: #353535; padding: 0px; margin: 0px;">
              BREW'S BEST
             </p>
            </td>
            <td style="border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0pt" width="33%">
             <div style="text-align: center; background: linear-gradient(90deg, #2b9295, #1c7ff2); background-color: #1c7ff2; line-height: 4px; font-size: 4px; width: 100%; margin: 20px 0;">
             </div>
            </td>
           </tr>
          </table>
          <table border="0" cellpadding="0" cellspacing="0" class="story-content-container" style="border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0pt" width="100%">
           <tr>
            <td class="story-content" style="border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0pt;padding:25px;font-size:16px;font-family:Arial, Helvetica, sans-serif;line-height:16px;text-align:left;color:#353535">
             <div class="header-image-container" style="padding-top:15px;padding:0;">
              <img alt="To-do list banner" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F762cbc4c673b8613a0de1bf6711a4fc25276f7a4-1350x330.png%253Fw%253D620%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NDIxMjQ1MzkuOTQxOTk2Nn0:1ttmAt:HlKj8zJHkhuI0Weic8T_NXB-Iu7mFY2Qq_Gw9p1tEw8" style="border:0;height:auto;line-height:100%;outline:none;text-decoration:none;-ms-interpolation-mode:bicubic;display: block; width: 100%; max-width: 670px;" width="670"/>
              <p style="display:block;margin:13px 0;line-height:22px;margin: 0; padding: 0;">
               <span class="source" style="display:inline-block;padding-left:0px;margin-top:5px;margin-bottom:0px;line-height:16px">
                <small>
                 <em>
                 </em>
                </small>
               </span>
              </p>
             </div>
             <table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0pt" width="100%">
              <tr>
               <td class="content-container" style="border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0pt;padding:15px;padding:0;">
                <div>
                 <p style="display:block;margin:13px 0;line-height:22px">
                  <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NDIxMjQ1MzkuOTQyMTA2N30:1ttmAt:Pn84shm-tV8ChFO2Mo_lDTy1vqomOBk4V5nzKP7JWtg" style="max-width:18px" width="18"/>
                  <strong>
                   Drink:
                  </strong>
                  Can we offer you a “
                  <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                   Kiss me I’m Josh
                  </a>
                  ?”
                 </p>
                 <p style="display:block;margin:13px 0;line-height:22px">
                  <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NDIxMjQ1MzkuOTQyMjA5fQ:1ttmAt:6YVT8PlVSCp10-tgVwGCbH6vxiRWBCuLwuMpYfWNcBU" style="max-width:18px" width="18"/>
                  <strong>
                   Watch:
                  </strong>
                  It’s like having Trixie
                  <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                   DJing
                  </a>
                  in your living room.
                 </p>
                 <p style="display:block;margin:13px 0;line-height:22px">
                  <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NDIxMjQ1MzkuOTQyMzN9:1ttmAt:ySD-dXhZXNqcMd8LPsnAqhKZHdPMkzOh7vrITvq5A2Y" style="max-width:18px" width="18"/>
                  <strong>
                   Memorialize:
                  </strong>
                  Share your middle school diary entry of sitting next to your crush as you were dropped 456 feet at Kingda Ka’s
                  <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                   funeral
                  </a>
                  .
                 </p>
                 <p style="display:block;margin:13px 0;line-height:22px">
                  <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NDIxMjQ1MzkuOTQyNDMxMn0:1ttmAt:FqChAytS0b1NMByq56OBuLoa-R-DRofQJ7CawhxsO9w" style="max-width:18px" width="18"/>
                  <strong>
                   Listen:
                  </strong>
                  Snow Patrol on the St. Paddy’s Day
                  <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                   playlist
                  </a>
                  ? Is that allowed?
                 </p>
                 <p style="display:block;margin:13px 0;line-height:22px">
                  <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NDIxMjQ1MzkuOTQyNTMwNn0:1ttmAt:CgYwH6d2b-Nbdi2iDFVxS7tvXv7VczVIsiqQTT2I1sM" style="max-width:18px" width="18"/>
                  <strong>
                   Shop:
                  </strong>
                  The most comfortable wedding guest
                  <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                   heels
                  </a>
                  in the whole world.
                 </p>
                 <p style="display:block;margin:13px 0;line-height:22px">
                  <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NDIxMjQ1MzkuOTQyNjMwOH0:1ttmAt:2rs6gFo9otFP181Rht-lWk3Exb9VJSpNXYyPqLt-3V4" style="max-width:18px" width="18"/>
                  <strong>
                   Become an AI genius:
                  </strong>
                  Master
                  <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                   30+ AI tools
                  </a>
                  in just three hours. Register for the three-hour AI training. It’s free for the first 100 people only—
                  <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                   save your spot here
                  </a>
                  .*
                 </p>
                 <placementslot data-id="78d99fb86618">
                 </placementslot>
                 <placementslot data-id="825e7ebc5e9e">
                 </placementslot>
                 <p style="display:block;margin:13px 0;line-height:22px">
                  <sup>
                   <em>
                    *A message from our sponsor.
                   </em>
                  </sup>
                 </p>
                </div>
               </td>
              </tr>
             </table>
            </td>
           </tr>
          </table>
         </td>
        </tr>
       </table>
       <!--[if !mso ]><! -- -->
      </div>
      <!-- <![endif]-->
      <!-- END STORY ARTICLE -->
      <!-- STORY ARTICLE -->
      <!--[if !mso ]><! -- -->
      <div class="c6" style="margin-bottom:7px">
       <!-- <![endif]-->
       <table border="0" cellpadding="0" cellspacing="0" class="story-container" style="border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0pt" width="100%">
        <tr>
         <td class="card" style="border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0pt;border:none">
          <table border="0" cellpadding="0" cellspacing="0" class="tag" style="border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0pt;margin:10px 0;color: #353535; font-family: Arial, sans-serif; font-size: 13px; line-height: 22px; table-layout: auto; width: 100%; border: none;" width="100%">
           <tr>
            <td style="border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0pt" width="33%">
             <div style="text-align: center; background: linear-gradient(90deg, #ffe62e 25%, #0f9046); background-color: #1c7ff2; line-height: 4px; font-size: 4px; width: 100%; margin: 20px 0;">
             </div>
            </td>
            <td style="border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0pt;border: 2px solid #353535; background: white; margin: 0px; padding: 10px;">
             <p style="display:block;margin:13px 0;line-height:22px;word-break: keep-all; word-wrap: normal; text-align: center; text-transform: uppercase; font-family: Georgia, 'Times New Roman', Times, serif; font-weight: 700; font-size: 16px; line-height: 18px; color: #353535; padding: 0px; margin: 0px;">
              COMMUNITY
             </p>
            </td>
            <td style="border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0pt" width="33%">
             <div style="text-align: center; background: linear-gradient(90deg, #2b9295, #1c7ff2); background-color: #1c7ff2; line-height: 4px; font-size: 4px; width: 100%; margin: 20px 0;">
             </div>
            </td>
           </tr>
          </table>
          <table border="0" cellpadding="0" cellspacing="0" class="story-content-container" style="border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0pt" width="100%">
           <tr>
            <td class="card-content" style="border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0pt;padding:25px 25px 15px 25px;font-family:Arial, Helvetica, sans-serif;line-height:16px;color:#353535">
             <table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0pt" width="100%">
              <div class="title-container" style="padding:0 15px 0px 15px;padding:0">
               <h1 class="story-title" style="margin-top:0px;font-family:Georgia;font-size:24px;font-style:normal;font-weight:700;line-height:34px;letter-spacing:0em;text-align:left;color:#000;color:#353535;margin-bottom:revert">
                <a style="text-decoration:none;color:inherit;color:#000;color:#353535;text-decoration:none;border-bottom:none" target="_blank">
                 Crowd work
                </a>
               </h1>
              </div>
             </table>
             <table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0pt" width="100%">
              <tr>
               <td class="content-container" style="border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0pt;padding:15px;padding:0;">
                <p style="display:block;margin:13px 0;line-height:22px">
                 Last week, we asked, “What’s something you gave away, sold, or donated but later realized you should have kept?” Here are our favorite responses:
                </p>
                <ul style="line-height:22px">
                 <li>
                  <span>
                   “I sold my 1968 Firebird 400 convertible to a neighbor kid for $600 when I found out I was going to be a dad. A few months later, he totaled it in a wreck. If I had kept it, it would now be worth over $60,000!”—
                  </span>
                  <span>
                   <em>
                    Anonymous
                   </em>
                  </span>
                 </li>
                 <li>
                  <span>
                   “The paperback copy of Tom Robbins’s book
                  </span>
                  <span>
                   <em>
                    Jitterbug Perfume
                   </em>
                  </span>
                  <span>
                   that I read aloud to my husband during a car trip from Florida to New Hampshire in 1987.”—
                  </span>
                  <span>
                   <em>
                    Laura from Tamworth, NH
                   </em>
                  </span>
                 </li>
                 <li>
                  <span>
                   “The first major purchase my wife and I made was a very expensive, large-cut crystal bowl. Over the years, we gradually lost our attachment to it, and we decided to donate it for a charity auction. The regret was immediate. The coup de grace was when we found out that it shattered when a worker dropped it before the auction.”—
                  </span>
                  <span>
                   <em>
                    Ken from Washington, UT
                   </em>
                  </span>
                 </li>
                 <li>
                  <span>
                   “My Pokémon card collection! Pokémon cards are cool again and my kids are all over them. However, I had a traumatizing experience as a kid where I traded away my Charizard for a $100 bill to a kid in my neighborhood. His dad found out and made me trade him back. This shook me to the core and I vowed to never deal in the dark art of Pokémon card trading again. As a result, I donated all of mine and my brother’s (sorry, Kris!) Pokémon cards, never to be seen again. I have regretted it almost every day since.”—
                  </span>
                  <span>
                   <em>
                    Ben from Heber City, UT
                   </em>
                  </span>
                 </li>
                </ul>
                <h2 style="margin-top:0px;font-family:Georgia;font-size:18px;font-style:normal;font-weight:700;line-height:34px;letter-spacing:0em;text-align:left">
                 This week’s question
                </h2>
                <p style="display:block;margin:13px 0;line-height:22px">
                 What’s the best cup of coffee you’ve ever had?
                </p>
                <p style="display:block;margin:13px 0;line-height:22px">
                 <strong>
                  Matty’s answer to get the juices flowing:
                 </strong>
                 This past summer, I did a weeklong bike ride across Iowa. We camped every night, and our group thought we would be fine with lukewarm cold brew every morning before we started our ride. After the fourth day of waking up at 6am and putting on my damp bike jersey, I finally caved and bought a hot, oat milk latte from a food truck. I almost cried.
                </p>
                <p style="display:block;margin:13px 0;line-height:22px">
                 <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                  Share your response here
                 </a>
                 .
                </p>
               </td>
              </tr>
             </table>
            </td>
           </tr>
          </table>
         </td>
        </tr>
       </table>
       <!--[if !mso ]><! -- -->
      </div>
      <!-- <![endif]-->
      <!-- END STORY ARTICLE -->
      <!-- STORY ARTICLE -->
      <!--[if !mso ]><! -- -->
      <div class="c6 core_hidden" style="margin-bottom:7px">
       <!-- <![endif]-->
       <table border="0" cellpadding="0" cellspacing="0" class="story-container" style="border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0pt" width="100%">
        <tr>
         <td class="card" style="border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0pt;border:none">
          <table border="0" cellpadding="0" cellspacing="0" class="tag" style="border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0pt;margin:10px 0;color: #353535; font-family: Arial, sans-serif; font-size: 13px; line-height: 22px; table-layout: auto; width: 100%; border: none;" width="100%">
           <tr>
            <td style="border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0pt" width="33%">
             <div style="text-align: center; background: linear-gradient(90deg, #ffe62e 25%, #0f9046); background-color: #1c7ff2; line-height: 4px; font-size: 4px; width: 100%; margin: 20px 0;">
             </div>
            </td>
            <td style="border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0pt;border: 2px solid #353535; background: white; margin: 0px; padding: 10px;">
             <p style="display:block;margin:13px 0;line-height:22px;word-break: keep-all; word-wrap: normal; text-align: center; text-transform: uppercase; font-family: Georgia, 'Times New Roman', Times, serif; font-weight: 700; font-size: 16px; line-height: 18px; color: #353535; padding: 0px; margin: 0px;">
              SHARE THE BREW
             </p>
            </td>
            <td style="border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0pt" width="33%">
             <div style="text-align: center; background: linear-gradient(90deg, #2b9295, #1c7ff2); background-color: #1c7ff2; line-height: 4px; font-size: 4px; width: 100%; margin: 20px 0;">
             </div>
            </td>
           </tr>
          </table>
          <table border="0" cellpadding="0" cellspacing="0" class="story-content-container" style="border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0pt" width="100%">
           <tr>
            <td class="card-content" style="border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0pt;padding:25px 25px 15px 25px;font-family:Arial, Helvetica, sans-serif;line-height:16px;color:#353535">
             <table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0pt" width="100%">
              <tr>
               <td class="content-container" style="border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0pt;padding:15px;padding:0;">
                <p style="display:block;margin:13px 0;line-height:22px;margin-bottom:15px;line-height:22px;">
                 <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333;border-bottom-width:2px;border-bottom-style:solid;border-bottom-color:#1c7ff2;text-decoration:none;color:#252525;" target="_blank">
                  Share Morning Brew
                 </a>
                 with your friends, acquire free Brew swag, and then acquire more friends as a result of your fresh Brew swag.
                </p>
                <p style="display:block;margin:13px 0;line-height:22px;margin-bottom:15px;line-height:22px;">
                 We’re saying we’ll give you free stuff and more friends if you share a link. One link.
                </p>
                <a class="">
                 <p style="display:block;margin:13px 0;line-height:22px;margin-bottom:15px;line-height:22px;">
                  <img class="img-responsive" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252Fe8c0d668fd2ce584105a14629f9409b29ddffc91-3840x2160.png%253Fw%253D640%2526q%253D60/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NDIxMjQ1MzkuOTQyNzM1NH0:1ttmAt:NNG4Uw5A2mRUCv7eGlpdH6cYy7opk2aqJmlSKsDdL-g" style="border:0;height:auto;line-height:100%;outline:none;text-decoration:none;-ms-interpolation-mode:bicubic;display:block;width:100% !important;max-width: 640px; width: 100%;" width="640"/>
                 </p>
                </a>
                <p style="display:block;margin:13px 0;line-height:22px;margin-bottom:15px;line-height:22px;">
                 <b>
                  Your referral count:
                 </b>
                 0
                </p>
                <a class="stb-btn" style="margin-top:inherit !important;margin-bottom:inherit !important;margin-right:inherit !important;margin-left:inherit !important;width:100%;max-width:150px;font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#ffffff;font-weight:900;text-decoration:none;text-align:center;background-color:#1c7ff2;padding-top:15px;padding-bottom:15px;padding-right:15px;padding-left:15px;border-radius:4px;display:block;">
                 Click to Share
                </a>
                <p style="display:block;margin:13px 0;line-height:22px;margin-top:15px;margin-bottom:15px;line-height:22px;">
                 Or copy &amp; paste your referral link to others:
                 <br/>
                 <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333;border-bottom-width:2px;border-bottom-style:solid;border-bottom-color:#1c7ff2;text-decoration:none;color:#252525;" target="_blank">
                  morningbrew.com/daily/r/?kid=979c4554
                 </a>
                </p>
               </td>
              </tr>
             </table>
            </td>
           </tr>
          </table>
         </td>
        </tr>
       </table>
       <!--[if !mso ]><! -- -->
      </div>
      <!-- <![endif]-->
      <!-- END STORY ARTICLE -->
      <table style="border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0pt">
       <tr>
        <td align="left" style="border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0pt;font-size: 0px; padding: 10px 0px; word-break: break-word;">
         <table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0pt;color: #353535; font-family: Arial, sans-serif; font-size: 13px; line-height: 22px; table-layout: fixed; width: 100%; border: none;" width="100%">
          <tr>
           <td style="border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0pt" width="100%">
            <div style="text-align: center; background: linear-gradient(90deg, #ffe62e 8.98%, #0d9b4d 36.34%, #1c7ff2 100%); background-color: #1c7ff2; line-height: 4px; font-size: 4px; width: 100%; margin: 20px 0;">
            </div>
           </td>
          </tr>
         </table>
        </td>
       </tr>
       <tr>
        <td class="column" style="border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0pt;font-size: 0px; padding: 0 25px !important; word-break: break-word;">
         <div style="font-size: 10px; font-family: Arial, Helvetica, sans-serif; line-height: 16px; text-align: left; color: #353535;">
          <p style="display:block;margin:13px 0;line-height:22px;line-height:22px;margin-top:0;margin-bottom:15px;font-size:10px;line-height:10px;">
           <strong>
            ✢ A Note From CIT Bank
           </strong>
          </p>
          <p style="display:block;margin:13px 0;line-height:22px">
           1. This limited-time offer to qualify for a $225 cash bonus with a minimum deposit of $25,000 or a $300 bonus with a minimum deposit of $50,000 is available to new and existing customers who meet the Platinum Savings promotion criteria. The promotion begins on February 26, 2025, and can end at any time without notice. Customers will receive a $225 or a $300 bonus provided that the program requirements are met.
           <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
            Click here
           </a>
           to see promotion details and terms.
          </p>
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          </p>
          <p style="display:block;margin:13px 0;line-height:22px">
           2. Platinum Savings is a tiered interest rate account. Interest is paid on the entire account balance based on the interest rate and APY in effect that day for the balance tier associated with the end-of-day account balance. APYs (annual percentage yields) are accurate as of February 26, 2025: 0.25% APY on balances of $0.01 to $4,999.99 and 4.30% APY on balances of $5,000.00 or more. Interest rates for the Platinum Savings account are variable and may change at any time without notice. The minimum to open a Platinum Savings account is $100.
          </p>
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          </p>
          <p style="display:block;margin:13px 0;line-height:22px">
           3. Based on comparison to the national average Annual Percentage Yield (APY) on savings accounts as published in the FDIC National Rates and Rate Caps, accurate as of February 18, 2025.
          </p>
          <p style="display:block;margin:13px 0;line-height:22px;line-height:22px;margin-top:0;margin-bottom:15px;font-size:10px;line-height:10px;">
           <strong>
            ✳︎ A Note From Theory
           </strong>
          </p>
          <p style="display:block;margin:13px 0;line-height:22px">
           *Early access code available until March 20, 2025, at 3:59am EST. Exclusions apply. For questions, please contact
           <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
            clientservice@theory.com
           </a>
           . Offer terms are subject to change.
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