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<html>
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  <title>
   Kay® Jewelers
  </title>
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   <tr>
    <td height="38" style="text-align: center;">
     <span style="font-family: Apercu, Arial, Helvetica, sans-serif; color: #000000; font-size: 12px;">
      + Financing options to fit your budget
     </span>
     <br/>
     <br/>
     <a style="color: #000000; font-size: 12px; font-family: Apercu, Arial, Helvetica, sans-serif;">
      View Email in Browser
     </a>
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  <!----------------------------- BEGIN MAIN CONTENT ----------------------------->
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  <!------------------------------ END MAIN CONTENT ------------------------------>
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  <!-- BOTTOM NAV -->
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       <!-- ROW ONE -->
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         <a class="navhover" style="text-decoration:none; color:#000000; font-family: 'Arimo', Apercu, Helvetica, Arial, sans-serif; margin-left:0px; font-weight:bold;">
          Gift Ideas
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          Rings
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          Engagement
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        </td>
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          Necklaces
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         <a class="navhover" style="text-decoration:none; color:#000000; font-family: 'Arimo', Apercu, Helvetica, Arial, sans-serif; margin-left:0px; font-weight:bold;">
          Wedding
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        </td>
        <!-- SPACER-->
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        </td>
        <!-- END SPACER-->
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         <a class="navhover" style="text-decoration:none; color:#000000; font-family: 'Arimo', Apercu, Helvetica, Arial, sans-serif; margin-left:0px; font-weight:bold;">
          Earrings
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       </tr>
       <!-- END ROW THREE -->
       <!-- SPACER-->
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        <td height="8">
        </td>
       </tr>
       <!-- END SPACER-->
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         <a class="navhover" style="text-decoration:none; color:#000000; font-family: 'Arimo', Apercu, Helvetica, Arial, sans-serif; margin-left:0px; font-weight:bold;">
          Customize
         </a>
        </td>
        <!-- SPACER-->
        <td height="45" width="8">
        </td>
        <!-- END SPACER-->
        <td align="center" bgcolor="#f7f6f7" height="45" width="281">
         <a class="navhover" style="text-decoration:none; color:#000000; font-family: 'Arimo', Apercu, Helvetica, Arial, sans-serif; margin-left:0px; font-weight:bold;">
          Bracelets
         </a>
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       </tr>
       <!-- END ROW FOUR -->
       <!-- SPACER-->
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        </td>
       </tr>
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          Clearance
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        <!-- SPACER-->
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        </td>
        <!-- END SPACER-->
        <td align="center" bgcolor="#f7f6f7" height="45" width="281">
         <a class="navhover" style="text-decoration:none; color:#000000; font-family: 'Arimo', Apercu, Helvetica, Arial, sans-serif; margin-left:0px; font-weight:bold;">
          Watches
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       <!-- END ROW FIVE -->
       <!-- SPACER-->
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   <!-- SERVICES -->
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       <td bgcolor="#F7F6F7" style="margin:0px; font-family: Apercu, Avenir, Helvetica, Arial, sans-serif, 'Arimo'; font-size:14px; line-height:17px; text-align:center; font-weight:bold;" width="137">
        <a style="color:#000000; text-decoration: none; display:block; height:136px;">
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         Connect to a
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         Purchase an
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     (1)Minimum payments are required for each Credit Plan. Valid for single transaction only. If the single transaction has multiple shipments, each shipment may result in a separate Credit Plan, subject to a separate minimum purchase requirement and minimum interest charge.
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     Credit card offers are subject to credit approval.
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     KAY Jewelers Credit Card Accounts are issued by Comenity Bank or other lenders as applicable.
For other lender Credit Card Accounts, please see your credit card agreement for Account terms, including available credit plans and down payment requirements.
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     ♦ Limited to items available for Buy Online Pick Up in Store. Availability, selection, and order cut-off time may vary by location. Fees apply to same day delivery. See
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