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                 <img alt="MARK &amp; GRAHAM" src="https://inboxflows.com/_/image/https%253A%252F%252Fedm.markandgraham.com%252Fmg%252F2023%252FMG_Key_CC_Xbrand_Footer_Update_6.2%252FMG_Key_CC_06_03.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlZG0ubWFya2FuZCIsInRpbWUiOjE3NDI4MjE1OTguOTA0NzY1MX0:1twhVm:BKu8qWIP90ytO6rFyGwHufGobctqGJstp8dfqCOgKtc" style="display:block; border:0;" width="174"/>
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<td align="center" valign="top" style="font-family:Arial, Helvetica, Verdana sans-serif; font-size:12px; color:#2d2d2d; line-height:14px;"><b>EARNING REWARDS & USING YOUR CARD</b><br />
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              EARNING REWARDS &amp; USING YOUR CARD
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             <sup>
              1
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             New cardmembers earn 10% back in rewards for Net Eligible purchases made at Williams Sonoma, Williams Sonoma Home, Pottery Barn, Pottery Barn Kids, Pottery Barn Teen, West Elm, Rejuvenation and Mark &amp; Graham (excludes GreenRow) during the first 30 days from account opening, 5% thereafter. Some approved customers will not be eligible to make same-day purchases, for example, if they do not timely complete any required authentication process and/or their applications present fraud concerns. Customers who are not eligible for a virtual card will not be able to make a purchase until their card arrives in the mail.
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              *
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             Free standard shipping within the contiguous 48 states on eligible purchases online at Mark &amp; Graham through 8/4/25 at 11:59pm PT using a Pottery Barn Key Rewards, Williams Sonoma Key Rewards, West Elm Key Rewards or The Key Rewards Visa or Store Card.
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             The Williams Sonoma, West Elm, Pottery Barn, and Key Rewards Visa and services are offered by Capital One, N.A., pursuant to a license from Visa, Inc.
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             © Mark &amp; Graham, Direct Marketing, 3250 Van Ness Ave., San Francisco, CA 94109
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