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                         Dear Costco member,
                         <br/>
                         <br/>
                         We are excited to announce there will be new benefits exclusive to our Executive Membership.
                        </td>
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                       <tr>
                       </tr>
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                    <td>
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                     <!-- Inner row -->
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                      <tbody>
                       <tr>
                        <td style="font-size:30px;font-weight:bold;mso-line-height-rule:exactly;line-height:1.2;letter-spacing:0.25px;color:#000;text-align:left;padding-bottom:15px;">
                         <span style="color:#d32029;">
                          NEW!
                         </span>
                         Executive Member Benefits
                        </td>
                       </tr>
                       <tr>
                        <td style="font-size:25px;font-weight:bold;mso-line-height-rule:exactly;line-height:1.2;letter-spacing:0.25px;color:#000;text-align:left;padding-bottom:5px;">
                         Effective June 30, 2025
                        </td>
                       </tr>
                       <tr>
                        <td style="font-size:18px;font-weight:bold;mso-line-height-rule:exactly;line-height:1.2;letter-spacing:0.25px;color:#d32029;text-align:left;">
                         Costco warehouses will open at 9 a.m. daily exclusively for Executive Members.
                        </td>
                       </tr>
                       <tr>
                        <td style="font-size:18px;font-weight:bold;mso-line-height-rule:exactly;line-height:1.2;letter-spacing:0.25px;color:#000;padding-top:16px;text-align:left;">
                         Early Executive Shopping Hours
                        </td>
                       </tr>
                       <tr>
                        <td style="font-size:18px;font-weight:normal;mso-line-height-rule:exactly;line-height:1.2;letter-spacing:0.25px;color:#000;padding-top:5px;text-align:left;">
                         Monday – Friday: 9 a.m. – 10 a.m.
                         <br/>
                         Saturday: 9 a.m. – 9:30 a.m.
                         <br/>
                         Sunday: 9 a.m. – 10 a.m.
                        </td>
                       </tr>
                       <tr>
                        <td style="font-size:18px;font-weight:bold;mso-line-height-rule:exactly;line-height:1.2;letter-spacing:0.25px;color:#000;padding-top:16px;text-align:left;">
                         $10 Monthly Credit on Same-Day or Costco via Instacart
                        </td>
                       </tr>
                       <tr>
                        <td style="font-size:18px;font-weight:normal;mso-line-height-rule:exactly;line-height:1.2;letter-spacing:0.25px;color:#000;padding-top:5px;text-align:left;">
                         Receive a monthly $10 credit for use on an eligible order of $150+ and get your warehouse favorites delivered right to your door.
                         <span style="font-size:14px;font-weight:200;">
                          <sup>
                           1
                          </sup>
                         </span>
                        </td>
                       </tr>
                       <tr>
                       </tr>
                      </tbody>
                     </table>
                    </td>
                    <td>
                    </td>
                   </tr>
                  </tbody>
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                </td>
               </tr>
               <!-- Remember services row ----------------------------------------------------- -->
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                <td style="padding:20px 24px 0;">
                 <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="width:100%;">
                  <tbody>
                   <tr>
                    <td style="padding:4px 16px 0px 0px;font-size:20px;font-weight:bold;line-height:1.2;">
                     New Executive Benefits on Select Costco Services
                    </td>
                   </tr>
                   <!-- Services benefit row 1 ----------------------------------------------------- -->
                   <tr>
                    <td style="font-size:16px;font-weight:bold;mso-line-height-rule:exactly;line-height:1.2;letter-spacing:0.25px;color:#000;padding-top:16px;text-align:left;text-decoration:underline;">
                     <a>
                      <span style="color:#000;">
                       Pet Insurance
                      </span>
                     </a>
                    </td>
                   </tr>
                   <tr>
                    <td style="font-size:14px;font-weight:normal;mso-line-height-rule:exactly;line-height:1.2;letter-spacing:0.25px;color:#000;padding-top:5px;text-align:left;">
                     Lost pet service included ($59.95 value in first year).
                     <span style="font-size:12px;font-weight:200;">
                      <sup>
                       2
                      </sup>
                     </span>
                    </td>
                   </tr>
                   <!-- Services benefit row 2 ----------------------------------------------------- -->
                   <tr>
                    <td style="font-size:16px;font-weight:bold;mso-line-height-rule:exactly;line-height:1.2;letter-spacing:0.25px;color:#000;padding-top:16px;text-align:left;text-decoration-color:#000;text-decoration:underline;">
                     <a>
                      <span style="color:#000;">
                       Costco Auto Program
                      </span>
                     </a>
                    </td>
                   </tr>
                   <tr>
                    <td style="font-size:14px;font-weight:normal;mso-line-height-rule:exactly;line-height:1.2;letter-spacing:0.25px;color:#000;padding-top:5px;text-align:left;">
                     Select manufacturer promotions include additional value for Executive Members of $250 or more.
                     <span style="font-size:12px;font-weight:200;">
                      <sup>
                       3
                      </sup>
                     </span>
                    </td>
                   </tr>
                  </tbody>
                 </table>
                </td>
               </tr>
               <!-- Remember services row ----------------------------------------------------- -->
               <tr>
                <td style="padding:20px 24px 0;">
                 <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="width:100%;">
                  <tbody>
                   <tr>
                    <td style="padding:4px 16px 0px 0px;font-size:20px;font-weight:bold;line-height:1.2;">
                     <span style="color:#E51937;">
                      <span style="font-weight:400;">
                       RE
                      </span>
                      MEMBER
                     </span>
                     Your Existing Executive Benefits
                    </td>
                   </tr>
                   <!-- Services benefit row 1 ----------------------------------------------------- -->
                   <tr>
                    <td style="font-size:16px;font-weight:bold;mso-line-height-rule:exactly;line-height:1.2;letter-spacing:0.25px;color:#000;padding-top:16px;text-align:left;text-decoration:underline;">
                     <a>
                      <span style="color:#000;">
                       Annual 2% Reward
                      </span>
                     </a>
                    </td>
                   </tr>
                   <tr>
                    <td style="font-size:14px;font-weight:normal;mso-line-height-rule:exactly;line-height:1.2;letter-spacing:0.25px;color:#000;padding-top:5px;text-align:left;">
                     Earn up to $1,250
                     <span style="font-size:12px;font-weight:200;">
                      <sup>
                       4
                      </sup>
                     </span>
                     on qualified purchases at Costco, Costco.com and Costco Travel.
                    </td>
                   </tr>
                   <!-- Services benefit row 2 ----------------------------------------------------- -->
                   <tr>
                    <td style="font-size:16px;font-weight:bold;mso-line-height-rule:exactly;line-height:1.2;letter-spacing:0.25px;color:#000;padding-top:16px;text-align:left;text-decoration:underline;">
                     <a>
                      <span style="color:#000;">
                       Auto Insurance
                      </span>
                     </a>
                    </td>
                   </tr>
                   <tr>
                    <td style="font-size:14px;font-weight:normal;mso-line-height-rule:exactly;line-height:1.2;letter-spacing:0.25px;color:#000;padding-top:5px;text-align:left;">
                     24-Hour roadside assistance
                     <span style="font-size:12px;font-weight:200;">
                      <sup>
                       5
                      </sup>
                     </span>
                     and lifetime renewability (some exclusions apply)
                     <span style="font-size:12px;font-weight:200;">
                      <sup>
                       6
                      </sup>
                     </span>
                     .
                    </td>
                   </tr>
                   <!-- Services benefit row 3 ----------------------------------------------------- -->
                   <tr>
                    <td style="font-size:16px;font-weight:bold;mso-line-height-rule:exactly;line-height:1.2;letter-spacing:0.25px;color:#000;padding-top:16px;text-align:left;text-decoration:underline;">
                     <a>
                      <span style="color:#000;">
                       Home Insurance
                      </span>
                     </a>
                    </td>
                   </tr>
                   <tr>
                    <td style="font-size:14px;font-weight:normal;mso-line-height-rule:exactly;line-height:1.2;letter-spacing:0.25px;color:#000;padding-top:5px;text-align:left;">
                     Glass repair reimbursement benefit
                     <span style="font-size:12px;font-weight:200;">
                      <sup>
                       7
                      </sup>
                     </span>
                     and home lockout assistance
                     <span style="font-size:12px;font-weight:200;">
                      <sup>
                       8
                      </sup>
                     </span>
                     .
                    </td>
                   </tr>
                   <!-- Services benefit row 4 ----------------------------------------------------- -->
                   <tr>
                    <td style="font-size:16px;font-weight:bold;mso-line-height-rule:exactly;line-height:1.2;letter-spacing:0.25px;color:#000;padding-top:16px;text-align:left;text-decoration:underline;">
                     <a>
                      <span style="color:#000;">
                       Costco Auto Program
                      </span>
                     </a>
                    </td>
                   </tr>
                   <tr>
                    <td style="font-size:14px;font-weight:normal;mso-line-height-rule:exactly;line-height:1.2;letter-spacing:0.25px;color:#000;padding-top:5px;text-align:left;">
                     50% off parts, services and accessories - up to a $200 value when you buy or lease a vehicle.
                     <span style="font-size:12px;font-weight:200;">
                      <sup>
                       9
                      </sup>
                     </span>
                    </td>
                   </tr>
                   <!-- Services benefit row 5 ----------------------------------------------------- -->
                   <tr>
                    <td style="font-size:16px;font-weight:bold;mso-line-height-rule:exactly;line-height:1.2;letter-spacing:0.25px;color:#000;padding-top:16px;text-align:left;text-decoration:underline;">
                     <a>
                      <span style="color:#000;">
                       Life Insurance
                      </span>
                     </a>
                    </td>
                   </tr>
                   <tr>
                    <td style="font-size:14px;font-weight:normal;mso-line-height-rule:exactly;line-height:1.2;letter-spacing:0.25px;color:#000;padding-top:5px;text-align:left;">
                     Additional savings on a quality life insurance product.
                     <span style="font-size:12px;font-weight:200;">
                      <sup>
                       10
                      </sup>
                     </span>
                    </td>
                   </tr>
                   <!-- Services benefit row 6 ----------------------------------------------------- -->
                   <tr>
                    <td style="font-size:16px;font-weight:bold;mso-line-height-rule:exactly;line-height:1.2;letter-spacing:0.25px;color:#000;padding-top:16px;text-align:left;text-decoration:underline;">
                     <a>
                      <span style="color:#000;">
                       Payment Processing
                      </span>
                     </a>
                    </td>
                   </tr>
                   <tr>
                    <td style="font-size:14px;font-weight:normal;mso-line-height-rule:exactly;line-height:1.2;letter-spacing:0.25px;color:#000;padding-top:5px;text-align:left;">
                     Waived application and monthly statement fees ($84 value in first year).
                     <span style="font-size:12px;font-weight:200;">
                      <sup>
                       11
                      </sup>
                     </span>
                    </td>
                   </tr>
                  </tbody>
                 </table>
                </td>
               </tr>
               <!-- Services headline row ----------------------------------------------------- -->
               <tr>
                <td align="center" style="padding:25px 0 0;">
                 <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="width:85%;background-color:#EFF7FB;padding:25px 0;border-radius:20px;">
                  <tbody>
                   <tr>
                    <td style="text-align:center;color:#000000;font-size:25px;font-style:normal;font-weight:600;line-height:1.2;">
                     Not an Executive Member Yet?
                    </td>
                   </tr>
                   <tr>
                    <td style="text-align:center;color:#000000;font-size:16px;font-style:normal;font-weight:400;line-height:1.4;letter-spacing:0.25px;padding-top:8px;">
                     Upgrade today and get access to these benefits.
                    </td>
                   </tr>
                   <tr>
                    <!-- Center-align this (add "width" here) -->
                    <td style="width:213px;padding-top:12px;">
                     <!-- Link (update href below) -->
                     <a style="text-decoration:none;" target="_blank">
                      <!-- Inner wrapper for size -->
                     </a>
                     <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="margin:auto;">
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                       <tr>
                        <td style="width:235px;height:48px;background-color:#005DAB;font-size:18px;font-weight:700;line-height:1.3;letter-spacing:0.25px;text-align:center;vertical-align:middle;border-radius:100px;">
                         <!-- Link (update href above) (for classic Outlook) -->
                         <a style="color:white;text-decoration:none;" target="_blank">
                          Upgrade Today
                         </a>
                        </td>
                       </tr>
                      </tbody>
                     </table>
                    </td>
                   </tr>
                  </tbody>
                 </table>
                </td>
               </tr>
              </tbody>
             </table>
            </td>
           </tr>
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                 <!-- Inner row -->
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                    <td style="font-size:16px;font-weight:normal;mso-line-height-rule:exactly;line-height:1.2;letter-spacing:0.25px;color:#000;padding-top:16px;text-align:left;">
                     Thank you for being a loyal Costco member. Be sure to check your local warehouse,
                     <a>
                      <span style="color:#000;">
                       Costco.com
                      </span>
                     </a>
                     or the Costco app for updates as we are continuously looking for ways to add value to our membership.
                    </td>
                   </tr>
                   <tr>
                   </tr>
                  </tbody>
                 </table>
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                 <span style="display:table;text-align:left;">
                  <sup style="font-size:8px;vertical-align:top;">
                   1
                  </sup>
                  As a valid Costco Executive Member card holder, you can receive one (1) $10 instant credit in your Instacart account to use at either Costco on Instacart’s marketplace or SameDay.Costco.com (collectively, the “Eligible Accounts”) each month you have a valid Costco Executive Membership that is linked to your Instacart account starting 6/30/2025. Each monthly credit is only eligible on one purchase of $150 or more of eligible products made from Costco on either Instacart.com or SameDay.Costco.com. The monthly credit will be made available to you in your Eligible Accounts at the beginning of each calendar month or on the date you become a Costco Executive Member. Any credit will only be available in your Eligible Accounts for the remainder of the calendar month in which it was awarded; the monthly credits will not roll over into a subsequent month. Credit will be applied to the total purchase price in the same transaction for all eligible products, and excludes taxes, service and delivery fees, tips, special handling fees and/or other fees. Alcohol, Rx, and gift card products are ineligible to count toward the minimum spend and credit will not apply to alcohol, Rx or gift card products. Limit 1 credit per order. If your Costco Executive Membership is closed at any time, Instacart and/or Costco reserves the right to remove any unused Instacart credits from your account. Credit has no cash value and is non-transferable. Deliveries subject to availability. In order to take advantage of this offer, customers must have a valid account on Instacart.com or SameDay.Costco.com with their valid Costco Executive Membership on file. Only one offer per valid membership number. Instacart and/or Costco reserves the right to modify or cancel this offer at any time. Offer may not be sold, copied, modified, transferred or used retroactively for prior purchases. Void where restricted or prohibited by law. Offer may expire prior to your actual use of the offer, without liability to Instacart. Instacart is not a retailer or seller. Instacart may not be available in all zip or post codes.
                 </span>
                 <br/>
                 <sup style="font-size:8px;vertical-align:top;">
                  2
                 </sup>
                 As a Costco member, you are eligible to receive an exclusive 15% pet insurance discount through Figo Pet Insurance. Except in TN, the 15% discount reflects the percentage of the premium discount from the base rates made available by Figo for non-Costco members. In TN, Figo provides a Member-specific product with base premium rates that are 15% less than the standard non-Member product. Lost Pet Recovery serviced by 24Petwatch, an Independent Pet Holdings, Inc. affiliate. Not available in all states; restrictions may apply. Benefit is only applicable to Costco Executive Members with an active Figo policy. Lost Pet Recovery Program is not available in AK and VA. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For all terms visit
                 <a>
                  https://figopetinsurance.com/sample-policy
                 </a>
                 . Products, schedules, discounts, and rates may vary and are subject to change. More information is available at checkout. Insurance products are underwritten by Independence American Insurance Company NAIC #26581. A Delaware insurance company with offices at 11333 North Scottsdale Road Suite 160 Scottsdale, AZ 85254, and produced by Figo Pet Insurance, LLC. NPN #16841904. 540 N Dearborn Street #10873, Chicago, IL 60610. California producer license #0K02763. Costco Insurance Agency, Inc. (CIA), a licensed insurance agent, may receive compensation from Figo and/or its affiliates. Costco Wholesale, Costco Insurance Agency, Inc., and its subsidiaries do not underwrite insurance or pay claims. Costco Insurance Agency, Inc.’s California license number is 0D08407. Costco Insurance Agency, Inc. is not licensed in New York state. Insurance products are not obtained through the Costco Insurance Agency, Inc. in New York.
                 <br/>
                 <br/>
                 <sup style="font-size:8px;vertical-align:top;">
                  3
                 </sup>
                 See
                 <a>
                  CostcoAuto.com/Save
                 </a>
                 for current vehicle listings, restrictions, eligibility dates, terms and conditions. Costco and its affiliates do not sell automobiles or negotiate individual transactions.
                 <br/>
                 <br/>
                 <sup style="font-size:8px;vertical-align:top;">
                  4
                 </sup>
                 Limitations apply. See
                 <a>
                  Costco.com
                 </a>
                 or the membership counter for details.
                 <br/>
                 <br/>
                 <sup style="font-size:8px;vertical-align:top;">
                  5
                 </sup>
                 Roadside Assistance benefits vary by state, policy and underwriting company. For policies underwritten by American Family Connect Property and Casualty Insurance Company and American Family Connect Insurance Company, Roadside Assistance covers up to $75 per occurrence ($100 in MA, MT and SC, $80 in TX, no limit in NC) for vehicles on the auto policy. Roadside Assistance does not pay for the cost of the battery or fluids (gas, oil, coolant, etc.), and it does not pay to replace keys or locks. Other limitations may be applicable. If you are not a Costco Executive Member, you must add towing coverage to your policy to be eligible for Roadside Assistance. For policies underwritten by Midvale Indemnity Company, please refer to the Emergency Roadside Service Coverage endorsement (Towing and Labor Costs Coverage endorsement in NC &amp; VA) included with your policy for coverage details, if applicable. If you are not a Costco Executive Member or in HI, you must add this endorsement to your policy to be eligible for Roadside Assistance.
                 <br/>
                 <br/>
                 <sup style="font-size:8px;vertical-align:top;">
                  6
                 </sup>
                 Lifetime Renewability applies to auto insurance and is not available in CA, MD and MI or to policyholders who have major violations, fail to pay premium, do not provide requested underwriting information, move to a state where CONNECT products are not available, purchase a vehicle we do not insure; or if there is a substantial change in the condition or the use of the vehicle insured; or if CONNECT determines the vehicle is unable to be insured. This is not a contractual benefit.
                 <br/>
                 <br/>
                 <sup style="font-size:8px;vertical-align:top;">
                  7
                 </sup>
                 Home Glass Repair Reimbursement (may appear on the policy as Glass Repair Coverage Deductible Credit) covers up to $1,000 per occurrence, limited to two claims within any consecutive 12-month period. Benefit applies only to claims that are limited to glass or safety-glazing material. This limit is included in the limit of liability for Dwelling Coverage and is subject to state availability and provisions of your policy.
                 <br/>
                 <br/>
                 <sup style="font-size:8px;vertical-align:top;">
                  8
                 </sup>
                 Home Lockout Assistance (may appear on the policy as Home Lockout Expense Coverage) covers up to $100 per occurrence, is limited to two claims within any consecutive 12-month period and may be subject to conditions.
                 <br/>
                 <br/>
                 <sup style="font-size:8px;vertical-align:top;">
                  9
                 </sup>
                 The 50% off Parts, Service and Accessories discount is issued to any current Costco member who purchases or leases a vehicle from a participating Costco Auto Program dealer following a referral from the Costco Auto Program. In order to qualify for the discount, a member must complete a member satisfaction survey within 30 days of the purchase or lease date listed on the Costco member’s vehicle sales or lease contract. The discount can be used towards the purchase of most parts, services, and accessories at the dealer where the vehicle was purchased or leased and provides a 50% off discount up to maximum savings of $200 for Executive Members and $100 maximum savings for non-Executive Members. The discount can only be used once and has no cash value; any unused portion will be forfeited. The discount may not be used toward the purchase of tires or be combined with any promotion or incentive. The discount expires six months after its issue date and benefits are subject to change without notice.
                 <br/>
                 <br/>
                 <sup style="font-size:8px;vertical-align:top;">
                  10
                 </sup>
                 Member Advantage Life
                 <sup style="font-size:8px;">
                  ®
                 </sup>
                 (ICC20-TL21R/ TL-21R) is a term life insurance policy issued exclusively to Costco members by Protective Life Insurance Company (PLICO), Omaha, NE. Not available in New York. The guaranteed premium will increase in policy year 6 and then remain level for the remaining level period (5, 15 or 25 more years) and after the full level period (10, 20 or 30 years) the premiums will increase annually immediately following the full level period. See Protective.com/Costco for additional terms and conditions. In California, the license for Protective is 07726 and the license for Costco Insurance Agency, Inc. is 0D08407. (CD.1499979.05.25)
                 <br/>
                 <br/>
                 <sup style="font-size:8px;vertical-align:top;">
                  11
                 </sup>
                 Non-Executive Members pay a $25 Application Fee and $4.95 Monthly Statement Fees. Services provided by Elavon.
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                 In the past you provided Costco with your email address [6410071d@uifeed.com].
                              Occasionally, you will receive brief advertising announcements regarding special items and
                              services. If you no longer want to receive these advertisements, please click
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                 Costco Wholesale, Customer Service | P.O. Box 34535 -- Seattle, WA 98124-1535.
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                    <td style="text-align:left;font-size:15px;line-height:1.2;letter-spacing:0.25px;padding:20px 20px 10px 20px;">
                     Dear Costco member,
                    </td>
                   </tr>
                   <tr>
                    <td style="text-align:left;font-size:15px;line-height:1.2;letter-spacing:0.25px;padding:0px 20px 20px 20px;">
                     We are excited to announce there will be new benefits exclusive to our Executive Membership.
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               <!-- Headline row -------------------------------------------------------------- -->
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                        <td style="font-size:20px;font-weight:bold;mso-line-height-rule:exactly;line-height:1.2;letter-spacing:0.25px;color:#000;text-align:left;">
                         <span style="color:#e51937;">
                          NEW!
                         </span>
                         Executive Member Benefits
                        </td>
                       </tr>
                       <tr>
                        <td style="font-size:18px;font-weight:normal;mso-line-height-rule:exactly;line-height:1.2;letter-spacing:0.25px;color:#000;padding-top:6px;text-align:left;font-weight:bold;">
                         Effective June 30, 2025
                        </td>
                       </tr>
                       <tr>
                        <td style="font-size:15px;font-weight:normal;mso-line-height-rule:exactly;line-height:1.2;letter-spacing:0.25px;color:#e51937;padding-top:6px;text-align:left;font-weight:bold;">
                         Costco warehouses will open at 9 a.m. daily exclusively for Executive Members.
                        </td>
                       </tr>
                       <tr>
                        <td style="font-size:18px;font-weight:normal;mso-line-height-rule:exactly;line-height:1.2;letter-spacing:0.25px;color:#000;padding-top:16px;text-align:left;font-weight:bold;">
                         Executive Member Shopping Hours:
                        </td>
                       </tr>
                       <tr>
                        <td style="font-size:16px;font-weight:normal;mso-line-height-rule:exactly;line-height:1.2;letter-spacing:0.25px;color:#000;padding-top:6px;text-align:left;">
                         Monday – Friday: 9 a.m. – 10 a.m.
                         <br/>
                         Saturday: 9 a.m. – 9:30 a.m.
                         <br/>
                         Sunday: 9 a.m. – 10 a.m.
                        </td>
                       </tr>
                       <tr>
                        <td style="font-size:18px;font-weight:normal;mso-line-height-rule:exactly;line-height:1.2;letter-spacing:0.25px;color:#000;padding-top:16px;text-align:left;font-weight:bold;">
                         $10 Monthly Credit on Same-Day or Costco via Instacart
                        </td>
                       </tr>
                       <tr>
                        <td style="font-size:16px;font-weight:normal;mso-line-height-rule:exactly;line-height:1.2;letter-spacing:0.25px;color:#000;padding-top:6px;text-align:left;">
                         Receive a monthly $10 credit for use on an eligible order of $150+ and get your warehouse favorites delivered right to your door.
                         <span style="font-size:15px;font-weight:200;">
                          <sup>
                           1
                          </sup>
                         </span>
                        </td>
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                <td style="padding:15px 15px 0;">
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                   <!-- New Exec services row ----------------------------------------------------- -->
                   <tr>
                    <td style="padding-bottom:10px;font-size:18px;line-height:1.2;text-align:left;font-weight:bold;">
                     New Executive Benefits on Select Costco Services
                    </td>
                   </tr>
                   <tr>
                    <td style="font-size:16px;line-height:1.2;text-align:left;font-weight:bold;text-decoration:underline;">
                     <a>
                      <span style="color:#000;">
                       Pet Insurance
                      </span>
                     </a>
                    </td>
                   </tr>
                   <tr>
                    <td style="padding-bottom:8px;font-size:14px;line-height:1.2;text-align:left;">
                     Lost pet service included ($59.95 value in first year).
                     <span style="font-size:12px;font-weight:300;">
                      <sup>
                       2
                      </sup>
                     </span>
                    </td>
                   </tr>
                   <tr>
                    <td style="font-size:16px;line-height:1.2;text-align:left;font-weight:bold;text-decoration:underline;">
                     <a>
                      <span style="color:#000;">
                       Costco Auto Program
                      </span>
                     </a>
                    </td>
                   </tr>
                   <tr>
                    <td style="padding-bottom:28px;font-size:14px;line-height:1.2;text-align:left;">
                     Select manufacturer promotions include additional value for Executive Members of $250 or more.
                     <span style="font-size:12px;font-weight:300;">
                      <sup>
                       3
                      </sup>
                     </span>
                    </td>
                   </tr>
                   <!-- Reminder Exec services row ----------------------------------------------------- -->
                   <tr>
                    <td style="font-size:18px;font-weight:bold;line-height:1.2;text-align:left;padding-bottom:10px;">
                     <span style="color:#e51937;">
                      <span style="font-weight:400;">
                       RE
                      </span>
                      MEMBER
                     </span>
                     Your Existing Executive Benefits
                    </td>
                   </tr>
                   <!-- exec services 1 ----------------------------------------------------- -->
                   <tr>
                    <td style="font-size:16px;line-height:1.2;text-align:left;font-weight:bold;text-decoration:underline;">
                     <a>
                      <span style="color:#000;">
                       Annual 2% Reward
                      </span>
                     </a>
                    </td>
                   </tr>
                   <tr>
                    <td style="padding-bottom:8px;font-size:14px;line-height:1.2;text-align:left;">
                     Earn up to $1,250
                     <span style="font-size:12px;font-weight:300;">
                      <sup>
                       4
                      </sup>
                     </span>
                     on qualified purchases at Costco, Costco.com and Costco Travel.
                    </td>
                   </tr>
                   <!-- exec services 2 ----------------------------------------------------- -->
                   <tr>
                    <td style="font-size:16px;line-height:1.2;text-align:left;font-weight:bold;text-decoration:underline;">
                     <a>
                      <span style="color:#000;">
                       Auto Insurance
                      </span>
                     </a>
                    </td>
                   </tr>
                   <tr>
                    <td style="padding-bottom:8px;font-size:14px;line-height:1.2;text-align:left;">
                     24-Hour roadside assistance
                     <span style="font-size:12px;font-weight:300;">
                      <sup>
                       5
                      </sup>
                     </span>
                     and lifetime renewability (some exclusions apply)
                     <span style="font-size:12px;font-weight:300;">
                      <sup>
                       6
                      </sup>
                     </span>
                     .
                    </td>
                   </tr>
                   <!-- exec services 4 ------------------------------------------------------->
                   <tr>
                    <td style="font-size:16px;line-height:1.2;text-align:left;font-weight:bold;text-decoration:underline;">
                     <a>
                      <span style="color:#000;">
                       Home Insurance
                      </span>
                     </a>
                    </td>
                   </tr>
                   <tr>
                    <td style="padding-bottom:8px;font-size:14px;line-height:1.2;text-align:left;">
                     Glass repair reimbursement benefit
                     <span style="font-size:12px;font-weight:300;">
                      <sup>
                       7
                      </sup>
                     </span>
                     and home lockout assistance
                     <span style="font-size:12px;">
                      <sup>
                       8
                      </sup>
                     </span>
                     .
                    </td>
                   </tr>
                   <!-- exec services 5 ----------------------------------------------------- -->
                   <tr>
                    <td style="font-size:16px;line-height:1.2;text-align:left;font-weight:bold;text-decoration:underline;">
                     <a>
                      <span style="color:#000;">
                       Costco Auto Program
                      </span>
                     </a>
                    </td>
                   </tr>
                   <tr>
                    <td style="padding-bottom:8px;font-size:14px;line-height:1.2;text-align:left;">
                     50% off parts, services and accessories - up to a $200 value when you buy or lease a vehicle.
                     <span style="font-size:12px;font-weight:300;">
                      <sup>
                       9
                      </sup>
                     </span>
                    </td>
                   </tr>
                   <!-- exec services 6 ------------------------------------------------------->
                   <tr>
                    <td style="font-size:16px;line-height:1.2;text-align:left;font-weight:bold;text-decoration:underline;">
                     <a>
                      <span style="color:#000;">
                       Life Insurance
                      </span>
                     </a>
                    </td>
                   </tr>
                   <tr>
                    <td style="padding-bottom:8px;font-size:14px;line-height:1.2;text-align:left;">
                     Additional savings on a quality life insurance product.
                     <span style="font-size:12px;font-weight:300;">
                      <sup>
                       10
                      </sup>
                     </span>
                    </td>
                   </tr>
                   <!-- exec services 7 ------------------------------------------------------->
                   <tr>
                    <td style="font-size:16px;line-height:1.2;text-align:left;font-weight:bold;text-decoration:underline;">
                     <a>
                      <span style="color:#000;">
                       Payment Processing
                      </span>
                     </a>
                    </td>
                   </tr>
                   <tr>
                    <td style="padding-bottom:8px;font-size:14px;line-height:1.2;text-align:left;">
                     Waived application and monthly statement fees ($84 value in first year).
                     <span style="font-size:12px;font-weight:300;">
                      <sup>
                       11
                      </sup>
                     </span>
                    </td>
                   </tr>
                  </tbody>
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              </tbody>
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                    <td style="text-align:center;color:#000;font-size:20px;font-style:normal;font-weight:bold;line-height:1.2;">
                     Not an Executive Member Yet?
                    </td>
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                    <td style="text-align:center;color:#000;font-size:16px;font-style:normal;font-weight:400;line-height:1.4;letter-spacing:0.25px;padding-top:8px;">
                     Upgrade today and get access to these benefits.
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                         <!-- Link (update href above) (for classic Outlook) -->
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                          Upgrade Today
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                 Thank you for being a loyal Costco member. Be sure to check your local warehouse,
                 <a>
                  <span style="color:#000;">
                   Costco.com
                  </span>
                 </a>
                 or the Costco app for updates as we are continuously looking for ways to add value to our membership.
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                 <sup style="font-size:8px;vertical-align:top;">
                  1
                 </sup>
                 As a valid Costco Executive Member card holder, you can receive one (1) $10 instant credit in your Instacart account to use at either Costco on Instacart’s marketplace or SameDay.Costco.com (collectively, the “Eligible Accounts”) each month you have a valid Costco Executive Membership that is linked to your Instacart account starting 6/30/2025. Each monthly credit is only eligible on one purchase of $150 or more of eligible products made from Costco on either Instacart.com or SameDay.Costco.com. The monthly credit will be made available to you in your Eligible Accounts at the beginning of each calendar month or on the date you become a Costco Executive Member. Any credit will only be available in your Eligible Accounts for the remainder of the calendar month in which it was awarded; the monthly credits will not roll over into a subsequent month. Credit will be applied to the total purchase price in the same transaction for all eligible products, and excludes taxes, service and delivery fees, tips, special handling fees and/or other fees. Alcohol, Rx, and gift card products are ineligible to count toward the minimum spend and credit will not apply to alcohol, Rx or gift card products. Limit 1 credit per order. If your Costco Executive Membership is closed at any time, Instacart and/or Costco reserves the right to remove any unused Instacart credits from your account. Credit has no cash value and is non-transferable. Deliveries subject to availability. In order to take advantage of this offer, customers must have a valid account on Instacart.com or SameDay.Costco.com with their valid Costco Executive Membership on file. Only one offer per valid membership number. Instacart and/or Costco reserves the right to modify or cancel this offer at any time. Offer may not be sold, copied, modified, transferred or used retroactively for prior purchases. Void where restricted or prohibited by law. Offer may expire prior to your actual use of the offer, without liability to Instacart. Instacart is not a retailer or seller. Instacart may not be available in all zip or post codes.
                 <br/>
                 <br/>
                 <sup style="font-size:8px;vertical-align:top;">
                  2
                 </sup>
                 As a Costco member, you are eligible to receive an exclusive 15% pet insurance discount through Figo Pet Insurance. Except in TN, the 15% discount reflects the percentage of the premium discount from the base rates made available by Figo for non-Costco members. In TN, Figo provides a Member-specific product with base premium rates that are 15% less than the standard non-Member product. Lost Pet Recovery serviced by 24Petwatch, an Independent Pet Holdings, Inc. affiliate. Not available in all states; restrictions may apply. Benefit is only applicable to Costco Executive Members with an active Figo policy. Lost Pet Recovery Program is not available in AK and VA. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For all terms visit
                 <a>
                  https://figopetinsurance.com/sample-policy
                 </a>
                 . Products, schedules, discounts, and rates may vary and are subject to change. More information is available at checkout. Insurance products are underwritten by Independence American Insurance Company NAIC #26581. A Delaware insurance company with offices at 11333 North Scottsdale Road Suite 160 Scottsdale, AZ 85254, and produced by Figo Pet Insurance, LLC. NPN #16841904. 540 N Dearborn Street #10873, Chicago, IL 60610. California producer license #0K02763. Costco Insurance Agency, Inc. (CIA), a licensed insurance agent, may receive compensation from Figo and/or its affiliates. Costco Wholesale, Costco Insurance Agency, Inc., and its subsidiaries do not underwrite insurance or pay claims. Costco Insurance Agency, Inc.’s California license number is 0D08407. Costco Insurance Agency, Inc. is not licensed in New York state. Insurance products are not obtained through the Costco Insurance Agency, Inc. in New York.
                 <br/>
                 <br/>
                 <sup style="font-size:8px;vertical-align:top;">
                  3
                 </sup>
                 See
                 <a>
                  CostcoAuto.com/Save
                 </a>
                 for current vehicle listings, restrictions, eligibility dates, terms and conditions. Costco and its affiliates do not sell automobiles or negotiate individual transactions.
                 <br/>
                 <br/>
                 <sup style="font-size:8px;vertical-align:top;">
                  4
                 </sup>
                 Limitations apply. See
                 <a>
                  Costco.com
                 </a>
                 or the membership counter for details.
                 <br/>
                 <br/>
                 <sup style="font-size:8px;vertical-align:top;">
                  5
                 </sup>
                 Roadside Assistance benefits vary by state, policy and underwriting company. For policies underwritten by American Family Connect Property and Casualty Insurance Company and American Family Connect Insurance Company, Roadside Assistance covers up to $75 per occurrence ($100 in MA, MT and SC, $80 in TX, no limit in NC) for vehicles on the auto policy. Roadside Assistance does not pay for the cost of the battery or fluids (gas, oil, coolant, etc.), and it does not pay to replace keys or locks. Other limitations may be applicable. If you are not a Costco Executive Member, you must add towing coverage to your policy to be eligible for Roadside Assistance. For policies underwritten by Midvale Indemnity Company, please refer to the Emergency Roadside Service Coverage endorsement (Towing and Labor Costs Coverage endorsement in NC &amp; VA) included with your policy for coverage details, if applicable. If you are not a Costco Executive Member or in HI, you must add this endorsement to your policy to be eligible for Roadside Assistance.
                 <br/>
                 <br/>
                 <sup style="font-size:8px;vertical-align:top;">
                  6
                 </sup>
                 Lifetime Renewability applies to auto insurance and is not available in CA, MD and MI or to policyholders who have major violations, fail to pay premium, do not provide requested underwriting information, move to a state where CONNECT products are not available, purchase a vehicle we do not insure; or if there is a substantial change in the condition or the use of the vehicle insured; or if CONNECT determines the vehicle is unable to be insured. This is not a contractual benefit.
                 <br/>
                 <br/>
                 <sup style="font-size:8px;vertical-align:top;">
                  7
                 </sup>
                 Home Glass Repair Reimbursement (may appear on the policy as Glass Repair Coverage Deductible Credit) covers up to $1,000 per occurrence, limited to two claims within any consecutive 12-month period. Benefit applies only to claims that are limited to glass or safety-glazing material. This limit is included in the limit of liability for Dwelling Coverage and is subject to state availability and provisions of your policy.
                 <br/>
                 <br/>
                 <sup style="font-size:8px;vertical-align:top;">
                  8
                 </sup>
                 Home Lockout Assistance (may appear on the policy as Home Lockout Expense Coverage) covers up to $100 per occurrence, is limited to two claims within any consecutive 12-month period and may be subject to conditions.
                 <br/>
                 <br/>
                 <sup style="font-size:8px;vertical-align:top;">
                  9
                 </sup>
                 The 50% off Parts, Service and Accessories discount is issued to any current Costco member who purchases or leases a vehicle from a participating Costco Auto Program dealer following a referral from the Costco Auto Program. In order to qualify for the discount, a member must complete a member satisfaction survey within 30 days of the purchase or lease date listed on the Costco member’s vehicle sales or lease contract. The discount can be used towards the purchase of most parts, services, and accessories at the dealer where the vehicle was purchased or leased and provides a 50% off discount up to maximum savings of $200 for Executive Members and $100 maximum savings for non-Executive Members. The discount can only be used once and has no cash value; any unused portion will be forfeited. The discount may not be used toward the purchase of tires or be combined with any promotion or incentive. The discount expires six months after its issue date and benefits are subject to change without notice.
                 <br/>
                 <br/>
                 <sup style="font-size:8px;vertical-align:top;">
                  10
                 </sup>
                 Member Advantage Life
                 <sup>
                  ®
                 </sup>
                 (ICC20-TL21R/ TL-21R) is a term life insurance policy issued exclusively to Costco members by Protective Life Insurance Company (PLICO), Omaha, NE. Not available in New York. The guaranteed premium will increase in policy year 6 and then remain level for the remaining level period (5, 15 or 25 more years) and after the full level period (10, 20 or 30 years) the premiums will increase annually immediately following the full level period. See Protective.com/Costco for additional terms and conditions. In California, the license for Protective is 07726 and the license for Costco Insurance Agency, Inc. is 0D08407. (CD.1499979.05.25)
                 <br/>
                 <br/>
                 <sup style="font-size:8px;vertical-align:top;">
                  11
                 </sup>
                 Non-Executive Members pay a $25 Application Fee and $4.95 Monthly Statement Fees. Services provided by Elavon.
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