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   Our free Financial Literacy course is your key to reaching your money goals.
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                     Hello User Flow,
                    </p>
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                     Feeling overwhelmed by the weight of debt as you enter 2024? 😣 You’re not alone. We understand the frustration, and we’re here to help you navigate through these financial challenges.
                    </p>
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                     Here are two methods to consider as you aim to make a
                     <a style="text-decoration: none; color: #1865F2; text-decoration:underline;">
                      dent in your debt:
                     </a>
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                        •
                       </p>
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                        <strong>
                         Snowball method:
                        </strong>
                        Start by paying off your smallest debts first while maintaining minimum payments on larger ones. As each small debt is paid off, you'll gain momentum and motivation! 🏔️
                       </p>
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                        •
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                        <strong>
                         Avalanche method:
                        </strong>
                        This approach involves paying off debts with the highest interest rates first. It may take longer to see progress, but you'll save more money in the long run! 🌋
                       </p>
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                        These methods are just the tip of the iceberg. Want to make 2024 the year you take control of your finances? Check out our
                        <strong>
                         FREE Financial Literacy course
                        </strong>
                        designed to help you understand money management like never before. 💰
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                     Ready to dive in? Start your financial literacy journey with us.
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                     Let’s make 2024 your best financial year yet! 🎉
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                     Warm regards,
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                     Katie,
                     <br/>
                     The Khan Academy Team
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                     P.S. This course is made possible by the generous support of Walmart, Intuit, and Capital One! Their commitment to education enables us to create impactful resources like this course, empowering you to take control of your finances. Thank you! 🙌
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