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           If you're feeling a little shaken by the economy right now, you're definitely not alone.
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           But here's some good news:
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           Creating an effective annual budget is one surefire way to be financially prepared for future issues.
          </p>
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           Not sure where to start? We're here to help!
          </p>
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           <strong>
            If you're new to budgeting...
           </strong>
           check out our
           <a rel="noopener noreferrer" style="color:#6078ff" target="_blank" url-id="1508030228">
            Beginner’s Guide to Annual Budgeting
           </a>
           . It covers:
          </p>
          <ul class="unordered_list" style="margin:1em 0;margin-left:1em;padding:0;font-size:18px;line-height:1.5em;font-family:Arial,-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,Oxygen-Sans,Ubuntu,Cantarell,'Helvetica Neue',sans-serif;color:#000000;font-size:16px;line-height:1.4;list-style-position:outside !important;list-style-position:inside">
           <li class="list_item" style="padding:0 0 0 1em;margin:0;margin-left:1em">
            <span>
             How budgeting informs important things like cash flow management and decision making
            </span>
           </li>
           <li class="list_item" style="padding:0 0 0 1em;margin:0;margin-left:1em">
            <span>
             The difference between budgeting vs. planning vs. forecasting
            </span>
           </li>
           <li class="list_item" style="padding:0 0 0 1em;margin:0;margin-left:1em">
            <span>
             Three techniques you can use to build your best budget &amp; more!
            </span>
           </li>
          </ul>
          <p style="margin:1em 0;font-size:18px;line-height:1.5em;font-family:Arial,-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,Oxygen-Sans,Ubuntu,Cantarell,'Helvetica Neue',sans-serif;color:#000000;font-size:16px;line-height:1.4">
           ​
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              <a class="email-button" rel="noopener noreferrer" style="color:#6078ff;margin-bottom:0.5em;border:0 none;font-size:16px;line-height:1.4;background-color:#e84b84;color:#ffffff;border-radius:4px;border-width:1px;border-color:#5486ff;background-color:#5486ff;box-sizing:border-box;border-radius:4px;border-style:solid;color:#ffffff;display:inline-block;text-align:center;text-decoration:none;padding:12px 20px;margin:8px 0;font-size:16px" target="_blank" url-id="1508030228">
               A Beginner’s Guide to Annual Budgeting
              </a>
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          <!--<![endif]-->
          <!--[if mso]><table class="button-table" width="100%" border="0" cellSpacing="0" cellPadding="0" style="margin:8px 0"><tr><td align="center"><table border="0" cellSpacing="0" cellPadding="0"><tr><td align="center" bgcolor="#5486ff" style="background-color:#5486ff;border-radius:4px;overflow:hidden;padding:12px 20px"><a class="email-button" href="https://baremetrics.com/blog/a-beginners-guide-to-annual-budgeting" target="_blank" rel="noopener noreferrer" style="background-color:inherit;display:inline-block;text-decoration:none;border-width:1px;border-style:solid;margin:0;color:#ffffff;border-color:#5486ff;font-size:16px">A Beginner’s Guide to Annual Budgeting</a></td></tr></table></td></tr></table><![endif]-->
          <p style="margin:1em 0;font-size:18px;line-height:1.5em;font-family:Arial,-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,Oxygen-Sans,Ubuntu,Cantarell,'Helvetica Neue',sans-serif;color:#000000;font-size:16px;line-height:1.4">
           ​
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           <strong>
            If you're familiar with budgeting but looking for ways to do it more easily and efficiently...
           </strong>
           we show you how to do exactly that with our Forecast+ tool.
          </p>
          <p style="margin:1em 0;font-size:18px;line-height:1.5em;font-family:Arial,-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,Oxygen-Sans,Ubuntu,Cantarell,'Helvetica Neue',sans-serif;color:#000000;font-size:16px;line-height:1.4">
           ​
          </p>
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           ​
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                <img alt="Budgeted Expense Breakdown" src="https://inboxflows.com/_/image/https%253A%252F%252Fembed.filekitcdn.com%252Fe%252Fnr1QpchsMHLxD2EAEzTx5X%252FwJuygFGfyfw3GgtuRPE8Nd%252Femail/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbWJlZC5maWxlayJ9:1p6FAr:T8LgqFwgEbohS976PQDle9H8RrPXELBpDKvEiUFS290" style="display:block;height:auto;line-height:100%;outline:none;-webkit-text-decoration:none;text-decoration:none;max-width:100%;border:0 none;width:770px;max-width:100%;border-radius:4px" width="770"/>
               </a>
               <figcaption style="margin-top:0.4em;font-size:0.8em;text-align:center;display:none">
                ​
               </figcaption>
              </figure>
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           We discuss the problems with crearting annual budgets the traditional way, as well how to build both zero-based and incremental budgets step-by-step.
          </p>
          <p style="margin:1em 0;font-size:18px;line-height:1.5em;font-family:Arial,-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,Oxygen-Sans,Ubuntu,Cantarell,'Helvetica Neue',sans-serif;color:#000000;font-size:16px;line-height:1.4">
           ​
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               Hit the Ground Running in 2023 with an Efficient Annual Budget using Forecast+
              </a>
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          <!--<![endif]-->
          <!--[if mso]><table class="button-table" width="100%" border="0" cellSpacing="0" cellPadding="0" style="margin:8px 0"><tr><td align="center"><table border="0" cellSpacing="0" cellPadding="0"><tr><td align="center" bgcolor="#5486ff" style="background-color:#5486ff;border-radius:4px;overflow:hidden;padding:12px 20px"><a class="email-button" href="https://baremetrics.com/blog/hit-the-ground-running-in-2023-with-an-efficient-annual-budget-using-flightpath#t-1670910049382" target="_blank" rel="noopener noreferrer" style="background-color:inherit;display:inline-block;text-decoration:none;border-width:1px;border-style:solid;margin:0;color:#ffffff;border-color:#5486ff;font-size:16px">Hit the Ground Running in 2023 with an Efficient Annual Budget using Forecast+</a></td></tr></table></td></tr></table><![endif]-->
          <p style="margin:1em 0;font-size:18px;line-height:1.5em;font-family:Arial,-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,Oxygen-Sans,Ubuntu,Cantarell,'Helvetica Neue',sans-serif;color:#000000;font-size:16px;line-height:1.4">
           ​
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           <em>
            What are you concerned about financially as we enter 2023? What tools are you using to make the right decisions?
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           <em>
            Reply to this email and let me know-- I'd love to hear what you're thinking about.
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           Cheers,
           <br/>
           Lea
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