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   Yesterday was a brutal day for the market. The drop was the worst day of 2025, as concerns about the overall health of the economy became an increasing concern for investors. Let’s run back the tape, shall we?
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                   Presented by
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                   Hey Snackers,
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                  <p style="margin:0;margin-bottom:16px">
                   Why does it seem to take longer to adjust to “springing forward” than “falling back”? We don’t know the answer, but our sleep is still suffering and we count ourselves firmly in the 54% of Americans who want to
                   <a style="text-decoration: underline; color: #5869ff;">
                    <strong>
                     end daylight saving time
                    </strong>
                   </a>
                   .
                  </p>
                  <p style="margin:0;margin-bottom:16px">
                   The markets also woke up on the wrong side of bed yesterday. The S&amp;P 500 sank 2.7% for its
                   <a style="text-decoration: underline; color: #5869ff;">
                    <strong>
                     worst day of the year
                    </strong>
                   </a>
                   and the Nasdaq 100 tumbled 3.8% in its
                   <a style="text-decoration: underline; color: #5869ff;">
                    <strong>
                     worst session since 2022
                    </strong>
                   </a>
                   . The rout in momentum stocks continues to be at the heart of the market’s struggles, though increasing fears about a US economic downturn are causing broader pain.
                  </p>
                  <p style="margin:0">
                   Tech, consumer discretionary, communication services, and financials were the worst-performing sectors — financials
                   <a style="text-decoration: underline; color: #5869ff;">
                    <strong>
                     erased all
                    </strong>
                   </a>
                   their year-to-date gains with Monday’s retreat.
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                   <span style="word-break: break-word; padding-left: 11px; padding-right: 11px; font-size: 14px; display: inline-block; letter-spacing: normal;">
                    <span style="word-break: break-word; line-height: 16.8px;">
                     <strong>
                      SELL-OFF
                     </strong>
                    </span>
                   </span>
                  </div>
                  <!--[if mso]></center></v:textbox></v:roundrect><![endif]-->
                 </div>
                </td>
               </tr>
              </table>
              <table border="0" cellpadding="0" cellspacing="0" class="heading_block block-2" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
               <tr>
                <td class="pad" style="padding-bottom:10px;padding-top:10px;text-align:center;width:100%">
                 <h1 style="margin:0;color:#5869ff;direction:ltr;font-family:'Helvetica Neue',Helvetica,Arial,sans-serif;font-size:26px;font-weight:700;letter-spacing:normal;line-height:120%;text-align:left;margin-top:0;margin-bottom:0;mso-line-height-alt:31.2px">
                  <strong>
                   Market meltdown
                  </strong>
                 </h1>
                </td>
               </tr>
              </table>
              <table border="0" cellpadding="0" cellspacing="0" class="paragraph_block block-3" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;word-break:break-word" width="100%">
               <tr>
                <td class="pad" style="padding-bottom:10px">
                 <div style="color:#1d1d1d;direction:ltr;font-family:'Helvetica Neue',Helvetica,Arial,sans-serif;font-size:18px;font-weight:400;letter-spacing:0;line-height:150%;text-align:left;mso-line-height-alt:27px">
                  <p style="margin:0;margin-bottom:16px">
                   Listen, there’s no way around it — yesterday was a
                   <em>
                    brutal
                   </em>
                   day for the market. The drop was the worst day of 2025, as concerns about the overall health of the economy became
                   <a style="text-decoration: underline; color: #5869ff;">
                    <strong>
                     an increasing concern for investors
                    </strong>
                   </a>
                   .
                  </p>
                  <p style="margin:0">
                   Let’s run back the tape, shall we?
                  </p>
                 </div>
                </td>
               </tr>
              </table>
              <table border="0" cellpadding="0" cellspacing="0" class="list_block block-4" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;word-break:break-word;color:#1d1d1d;direction:ltr;font-family:'Helvetica Neue',Helvetica,Arial,sans-serif;font-size:18px;font-weight:400;letter-spacing:0;line-height:150%;text-align:left;mso-line-height-alt:27px" width="100%">
               <tr>
                <td class="pad" style="padding-bottom:15px;padding-left:10px;padding-right:10px;padding-top:10px">
                 <div style="margin-left:-20px">
                  <ul start="1" style="margin-top:0;margin-bottom:0;list-style-type:revert">
                   <li aria-level="1" style="Margin:0 0 8px 0">
                    <strong>
                     Meta
                    </strong>
                    is the last of the Magnificent 7 still standing, as the only stock of the cohort
                    <a style="text-decoration: underline; color: #5869ff;">
                     <strong>
                      still in the black for the year
                     </strong>
                    </a>
                    .
                   </li>
                   <li aria-level="1" style="Margin:0 0 8px 0">
                    Semiconductors, which have been the real workhorse engine of the market over the most recent AI-fueled cycle, are
                    <strong>
                     <a rel="noopener" style="text-decoration: underline; color: #5869ff;" target="_blank">
                      lagging the S&amp;P 500 by over 15%
                     </a>
                    </strong>
                    over the course of the year.
                   </li>
                   <li aria-level="1" style="Margin:0 0 8px 0">
                    There’s no uncertainty left in quantum; the combined market value of
                    <strong>
                     Rigetti Computing
                    </strong>
                    ,
                    <strong>
                     D-Wave Quantum
                    </strong>
                    ,
                    <strong>
                     IonQ
                    </strong>
                    , and
                    <strong>
                     Quantum Computing
                    </strong>
                    has lost
                    <a style="text-decoration: underline; color: #5869ff;">
                     <strong>
                      $13 billion and counting
                     </strong>
                    </a>
                    in market cap since January 6.
                   </li>
                   <li aria-level="1" style="Margin:0 0 8px 0">
                    The finance industry had a rough day, with the banking sector
                    <a style="text-decoration: underline; color: #5869ff;">
                     <strong>
                      getting slammed
                     </strong>
                    </a>
                    while new finance companies like
                    <a style="text-decoration: underline; color: #5869ff;">
                     <strong>
                      Robinhood
                     </strong>
                    </a>
                    * and
                    <a style="text-decoration: underline; color: #5869ff;">
                     <strong>
                      SoFi
                     </strong>
                    </a>
                    took a tumble as well.
                   </li>
                   <li aria-level="1" style="Margin:0 0 8px 0">
                    Assets that have soared since the election had a bad start to the week, with
                    <strong>
                     Palantir
                    </strong>
                    finishing just shy of its
                    <a style="text-decoration: underline; color: #5869ff;">
                     <strong>
                      deepest daily drop
                     </strong>
                    </a>
                    since last May.
                   </li>
                   <li aria-level="1" style="Margin:0 0 8px 0">
                    Airlines continued to shed value, with the big four airlines —
                    <strong>
                     Delta
                    </strong>
                    ,
                    <strong>
                     United
                    </strong>
                    ,
                    <strong>
                     American
                    </strong>
                    , and
                    <strong>
                     Southwest
                    </strong>
                    — shedding about
                    <a style="text-decoration: underline; color: #5869ff;">
                     <strong>
                      $24 billion in value
                     </strong>
                    </a>
                    over the past month.
                   </li>
                   <li aria-level="1" style="Margin:0 0 8px 0">
                    Sports betting apps got
                    <a style="text-decoration: underline; color: #5869ff;">
                     <strong>
                      shellacked
                     </strong>
                    </a>
                    .
                   </li>
                  </ul>
                 </div>
                </td>
               </tr>
              </table>
              <table border="0" cellpadding="0" cellspacing="0" class="paragraph_block block-5" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;word-break:break-word" width="100%">
               <tr>
                <td class="pad" style="padding-bottom:10px">
                 <div style="color:#1d1d1d;direction:ltr;font-family:'Helvetica Neue',Helvetica,Arial,sans-serif;font-size:18px;font-weight:400;letter-spacing:0;line-height:150%;text-align:left;mso-line-height-alt:27px">
                  <p style="margin:0;margin-bottom:16px">
                   So, where do we go from here?
                  </p>
                  <p style="margin:0">
                   Take the semiconductor performance stat from the other day. Since the launch of the ETF in late 2011, it’s been rare for semis to lag the benchmark US stock index by much more than this over a one-year period, which
                   <a style="text-decoration: underline; color: #5869ff;">
                    <strong>
                     may hint at a relative bottom
                    </strong>
                   </a>
                   . On the other hand, we’ve seldom seen the degree of colossal outperformance that a handful of chip stocks have been able to deliver in recent years.
                  </p>
                 </div>
                </td>
               </tr>
              </table>
             </td>
            </tr>
           </tbody>
          </table>
         </td>
        </tr>
       </tbody>
      </table>
      <table align="center" border="0" cellpadding="0" cellspacing="0" class="row row-7" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
       <tbody>
        <tr>
         <td>
          <table align="center" border="0" cellpadding="0" cellspacing="0" class="row-content stack" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;color:#000;background-color:#fff;width:600px;margin:0 auto" width="600">
           <tbody>
            <tr>
             <td class="column column-1" style="mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:left;padding-left:25px;padding-right:25px;vertical-align:top" width="100%">
              <table border="0" cellpadding="0" cellspacing="0" class="heading_block block-1" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
               <tr>
                <td class="pad" style="padding-bottom:8px;padding-top:24px;text-align:center;width:100%">
                 <h1 style="margin:0;color:#5869ff;direction:ltr;font-family:'Helvetica Neue',Helvetica,Arial,sans-serif;font-size:23px;font-weight:700;letter-spacing:normal;line-height:120%;text-align:left;margin-top:0;margin-bottom:0;mso-line-height-alt:27.599999999999998px">
                  <span class="tinyMce-placeholder" style="word-break: break-word;">
                   THE TAKEAWAY
                  </span>
                 </h1>
                </td>
               </tr>
              </table>
              <table border="0" cellpadding="0" cellspacing="0" class="paragraph_block block-2" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;word-break:break-word" width="100%">
               <tr>
                <td class="pad" style="padding-bottom:10px">
                 <div style="color:#1d1d1d;direction:ltr;font-family:'Helvetica Neue',Helvetica,Arial,sans-serif;font-size:18px;font-weight:400;letter-spacing:0;line-height:150%;text-align:left;mso-line-height-alt:27px">
                  <p style="margin:0">
                   As our good friend Sam Ro of TKer is fond of pointing out, usually stocks go up. But this sell-off isn’t exactly unique:
                   <a style="text-decoration: underline; color: #5869ff;">
                    <strong>
                     one-day sell-offs of 3% or more aren’t that unusual
                    </strong>
                   </a>
                   .
                  </p>
                 </div>
                </td>
               </tr>
              </table>
              <table border="0" cellpadding="0" cellspacing="0" class="divider_block block-3" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
               <tr>
                <td class="pad" style="padding-bottom:25px;padding-top:25px">
                 <div align="center" class="alignment">
                  <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
                   <tr>
                    <td class="divider_inner" style="font-size:1px;line-height:1px;border-top:1px solid #5869ff">
                     <span style="word-break: break-word;">
                     </span>
                    </td>
                   </tr>
                  </table>
                 </div>
                </td>
               </tr>
              </table>
             </td>
            </tr>
           </tbody>
          </table>
         </td>
        </tr>
       </tbody>
      </table>
      <table align="center" border="0" cellpadding="0" cellspacing="0" class="row row-8" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
       <tbody>
        <tr>
         <td>
          <table align="center" border="0" cellpadding="0" cellspacing="0" class="row-content stack" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;background-color:#fff;border-radius:0;color:#000;width:600px;margin:0 auto" width="600">
           <tbody>
            <tr>
             <td class="column column-1" style="mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:left;padding-left:25px;padding-right:25px;vertical-align:top" width="100%">
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                <td class="pad" style="text-align:left">
                 <div align="left" class="alignment">
                  <!--[if mso]>
<v:roundrect xmlns:v="urn:schemas-microsoft-com:vml" xmlns:w="urn:schemas-microsoft-com:office:word" style="height:30px;width:201px;v-text-anchor:middle;" arcsize="24%" strokeweight="1.5pt" strokecolor="#000000" fillcolor="#5869ff">
<w:anchorlock/>
<v:textbox inset="0px,0px,0px,0px">
<center dir="false" style="color:#ffffff;font-family:Arial, sans-serif;font-size:14px">
<![endif]-->
                  <div class="button" style="background-color:#5869ff;border-bottom:2px solid #000;border-left:2px solid #000;border-radius:7px;border-right:2px solid #000;border-top:2px solid #000;color:#fff;display:inline-block;font-family:'Helvetica Neue',Helvetica,Arial,sans-serif;font-size:14px;font-weight:400;mso-border-alt:none;padding-bottom:5px;padding-top:5px;text-align:center;text-decoration:none;width:auto;word-break:keep-all">
                   <span style="word-break: break-word; padding-left: 13px; padding-right: 13px; font-size: 14px; display: inline-block; letter-spacing: normal;">
                    <span style="word-break: break-word; line-height: 16.8px;">
                     Presented by Future Cardia
                    </span>
                   </span>
                  </div>
                  <!--[if mso]></center></v:textbox></v:roundrect><![endif]-->
                 </div>
                </td>
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              </table>
              <table border="0" cellpadding="0" cellspacing="0" class="heading_block block-2" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
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                 <h1 style="margin:0;color:#5869ff;direction:ltr;font-family:'Helvetica Neue',Helvetica,Arial,sans-serif;font-size:25px;font-weight:700;letter-spacing:normal;line-height:120%;text-align:left;margin-top:0;margin-bottom:0;mso-line-height-alt:30px">
                  <strong>
                   ♥️ Y Combinator Dropout Raises $14M from Investors to Disrupt the $5B Implantable Cardiac Monitor Market
                  </strong>
                 </h1>
                </td>
               </tr>
              </table>
              <table border="0" cellpadding="0" cellspacing="0" class="image_block block-3" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
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                  <div style="max-width:550px">
                   <a style="outline:none" tabindex="-1" target="_blank">
                    <img alt="" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252Fcomposer%252Fimages%252Fbazh%252F6su869qw%252F2it%252Ffe0%252Fprw%252F3%253A11%2520FutureCardia.jpg/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCIsInRpbWUiOjE3NDE2ODk0NDkuODIzMDYxMn0:1trwzJ:ixHTSppmWqHdRXp_7FI81Dvz2XghHzTWOBYaHKgNazQ" style="display:block;height:auto;border:0;width:100%" title="" width="550"/>
                   </a>
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              <table border="0" cellpadding="0" cellspacing="0" class="paragraph_block block-4" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;word-break:break-word" width="100%">
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                <td class="pad" style="padding-bottom:10px">
                 <div style="color:#1d1d1d;direction:ltr;font-family:'Helvetica Neue',Helvetica,Arial,sans-serif;font-size:18px;font-weight:400;letter-spacing:0;line-height:150%;text-align:left;mso-line-height-alt:27px">
                  <p style="margin:0;margin-bottom:16px">
                   Meet
                   <strong>
                    <a rel="noopener" style="text-decoration: underline; color: #5869ff;" target="_blank">
                     <strong>
                      Future Cardia
                     </strong>
                    </a>
                   </strong>
                   , a bold and scrappy innovator redefining implantable cardiac monitoring — taking on billion-dollar giants in the $5B+ estimated annual market.
                   <sup>
                    1
                    <br/>
                   </sup>
                   <br/>
                   <strong>
                    How’s It Going?
                   </strong>
                  </p>
                  <p style="margin:0;margin-bottom:16px">
                   ✅ 39 successful human implants — evidencing its breakthrough technology in real-world patients.
                  </p>
                  <p style="margin:0;margin-bottom:16px">
                   ✅ 60,000+ hours of real-world cardiac data collected — delivering exceptional insights for early disease detection.
                  </p>
                  <p style="margin:0;margin-bottom:16px">
                   ✅ Accelerated by Stanford StartX and Incubated by Johnson &amp; Johnson’s JLABS
                  </p>
                  <p style="margin:0;margin-bottom:16px">
                   <strong>
                    The Even More Exciting News?
                   </strong>
                  </p>
                  <p style="margin:0;margin-bottom:16px">
                   <a rel="noopener" style="text-decoration: underline; color: #5869ff;" target="_blank">
                    <strong>
                     Future Cardia has already raised $14M
                    </strong>
                   </a>
                   across all offerings, and now, investors have the chance to own a stake in the next big innovation in heart health.
                  </p>
                  <p style="margin:0">
                   This is the future of cardiac care —
                   <strong>
                    <a rel="noopener" style="text-decoration: underline; color: #5869ff;" target="_blank">
                     <strong>
                      invest today
                     </strong>
                    </a>
                   </strong>
                   .
                   <sup>
                    2
                   </sup>
                   ♥️
                  </p>
                 </div>
                </td>
               </tr>
              </table>
             </td>
            </tr>
           </tbody>
          </table>
         </td>
        </tr>
       </tbody>
      </table>
      <table align="center" border="0" cellpadding="0" cellspacing="0" class="row row-9" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
       <tbody>
        <tr>
         <td>
          <table align="center" border="0" cellpadding="0" cellspacing="0" class="row-content stack" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;color:#000;background-color:#fff;width:600px;margin:0 auto" width="600">
           <tbody>
            <tr>
             <td class="column column-1" style="mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:left;padding-left:25px;padding-right:25px;vertical-align:top" width="100%">
              <table border="0" cellpadding="0" cellspacing="0" class="divider_block block-1" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
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                <td class="pad" style="padding-bottom:25px;padding-top:25px">
                 <div align="center" class="alignment">
                  <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
                   <tr>
                    <td class="divider_inner" style="font-size:1px;line-height:1px;border-top:1px solid #5869ff">
                     <span style="word-break: break-word;">
                     </span>
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                 </div>
                </td>
               </tr>
              </table>
              <table border="0" cellpadding="0" cellspacing="0" class="button_block block-2" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
               <tr>
                <td class="pad" style="text-align:left">
                 <div align="left" class="alignment">
                  <!--[if mso]>
<v:roundrect xmlns:v="urn:schemas-microsoft-com:vml" xmlns:w="urn:schemas-microsoft-com:office:word" style="height:24px;width:92px;v-text-anchor:middle;" arcsize="30%" strokeweight="1.5pt" strokecolor="#000000" fillcolor="#5869ff">
<w:anchorlock/>
<v:textbox inset="0px,0px,0px,0px">
<center dir="false" style="color:#ffffff;font-family:Arial, sans-serif;font-size:14px">
<![endif]-->
                  <div class="button" style="background-color:#5869ff;border-bottom:2px solid #000;border-left:2px solid #000;border-radius:7px;border-right:2px solid #000;border-top:2px solid #000;color:#fff;display:inline-block;font-family:'Helvetica Neue',Helvetica,Arial,sans-serif;font-size:14px;font-weight:400;mso-border-alt:none;padding-bottom:2px;padding-top:2px;text-align:center;text-decoration:none;width:auto;word-break:keep-all">
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                    <span style="word-break: break-word; line-height: 16.8px;">
                     <strong>
                      SAY LESS
                     </strong>
                    </span>
                   </span>
                  </div>
                  <!--[if mso]></center></v:textbox></v:roundrect><![endif]-->
                 </div>
                </td>
               </tr>
              </table>
              <table border="0" cellpadding="0" cellspacing="0" class="heading_block block-3" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
               <tr>
                <td class="pad" style="padding-bottom:10px;padding-top:10px;text-align:center;width:100%">
                 <h1 style="margin:0;color:#5869ff;direction:ltr;font-family:'Helvetica Neue',Helvetica,Arial,sans-serif;font-size:26px;font-weight:700;letter-spacing:normal;line-height:120%;text-align:left;margin-top:0;margin-bottom:0;mso-line-height-alt:31.2px">
                  <strong>
                   <a rel="noopener" style="text-decoration: underline; color: #5869ff;" target="_blank">
                    Business leaders want cheaper AI.
                   </a>
                   <a rel="noopener" style="text-decoration: underline; color: #5869ff;" target="_blank">
                    They may get their wish with this new model.
                   </a>
                  </strong>
                 </h1>
                </td>
               </tr>
              </table>
              <table border="0" cellpadding="0" cellspacing="0" class="paragraph_block block-4" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;word-break:break-word" width="100%">
               <tr>
                <td class="pad" style="padding-bottom:10px">
                 <div style="color:#1d1d1d;direction:ltr;font-family:'Helvetica Neue',Helvetica,Arial,sans-serif;font-size:18px;font-weight:400;letter-spacing:0;line-height:150%;text-align:left;mso-line-height-alt:27px">
                  <p style="margin:0;margin-bottom:16px">
                   After
                   <a style="text-decoration: underline; color: #5869ff;">
                    <strong>
                     arriving suddenly on the AI scene
                    </strong>
                   </a>
                   in January, DeepSeek
                   <a style="text-decoration: underline; color: #5869ff;">
                    <strong>
                     upended a lot of preexisting assumptions
                    </strong>
                   </a>
                   about AI. Namely, it subverted the idea that to get better models, companies would have to
                   <a style="text-decoration: underline; color: #5869ff;">
                    <strong>
                     spend more
                    </strong>
                   </a>
                   . In a
                   <a style="text-decoration: underline; color: #5869ff;">
                    <strong>
                     survey of business leaders
                    </strong>
                   </a>
                   , more than half said they believe DeepSeek offers comparable performance to better-known models from OpenAI,
                   <strong>
                    Meta
                   </strong>
                   ,
                   <strong>
                    Google
                   </strong>
                   , and
                   <strong>
                    Alibaba
                   </strong>
                   . But because leaders lack trust in DeepSeek’s data privacy measures, ultimately, DeepSeek won’t influence their AI spending plans.
                  </p>
                  <p style="margin:0;margin-bottom:16px">
                   The main effect DeepSeek has had on AI expectations? Businesses expect AI to be
                   <em>
                    cheaper
                   </em>
                   .
                  </p>
                  <p style="margin:0">
                   How can AI become cheaper?
                   <a style="text-decoration: underline; color: #5869ff;">
                    <strong>
                     Say less
                    </strong>
                   </a>
                   :
                  </p>
                 </div>
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                  <ul start="1" style="margin-top:0;margin-bottom:0;list-style-type:revert">
                   <li aria-level="1" style="Margin:0 0 8px 0">
                    AI models are priced by the number of “
                    <a style="text-decoration: underline; color: #5869ff;">
                     <strong>
                      tokens
                     </strong>
                    </a>
                    ,” or portions of words, that are input and output by the model. For example, OpenAI’s o3-mini “chain of reasoning” model involves breaking down a problem into detailed, step-by-step instructions. These steps can be pretty verbose, and when it comes to AI, more words = more cost.
                   </li>
                   <li aria-level="1" style="Margin:0 0 8px 0">
                    An alternative to this chain of reasoning model has been proposed by researchers at
                    <strong>
                     Zoom
                    </strong>
                    . This new technique is called “
                    <a style="text-decoration: underline; color: #5869ff;">
                     <strong>
                      chain of draft
                     </strong>
                    </a>
                    ”: if you tell a model to simply limit those steps to succinct “drafts” of only five words instead of wordy sentences, not only can you still achieve high performance on responses, but you can cut computing costs by up to 90%.
                   </li>
                  </ul>
                 </div>
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                 <h1 style="margin:0;color:#5869ff;direction:ltr;font-family:'Helvetica Neue',Helvetica,Arial,sans-serif;font-size:23px;font-weight:700;letter-spacing:normal;line-height:120%;text-align:left;margin-top:0;margin-bottom:0;mso-line-height-alt:27.599999999999998px">
                  <span class="tinyMce-placeholder" style="word-break: break-word;">
                   THE TAKEAWAY
                  </span>
                 </h1>
                </td>
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              <table border="0" cellpadding="0" cellspacing="0" class="paragraph_block block-2" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;word-break:break-word" width="100%">
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                  <p style="margin:0">
                   This new chain of draft approach is faster, cheaper, and sometimes better than chain of reasoning. Chain of draft is also notable for its ease of use: users can simply change the prompts they enter to see this benefit. After DeepSeek reset businesses’ expectations for cheaper AI, chain of draft is one possible way to cut costs by 90%.
                  </p>
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                    <span style="word-break: break-word; line-height: 16.8px;">
                     <strong>
                      THE BEST THING WE READ TODAY
                     </strong>
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                  <strong>
                   <a rel="noopener" style="text-decoration: underline; color: #5869ff;" target="_blank">
                    <span class="mce-content-body mce-edit-focus" data-position="110-0-1" data-qa="tinyeditor-root-element" id="05094c05-6c6a-44c5-a6b9-70a37b789b89" style="word-break: break-word; position: relative;">
                     <strong>
                      The crypto summit that crashed crypto
                     </strong>
                    </span>
                   </a>
                  </strong>
                 </h1>
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                  <p style="margin:0;margin-bottom:16px">
                   Last Friday’s inaugural White House Crypto Summit was a tale of great expectations that ultimately fell flat and dragged the whole crypto market down with it.
                  </p>
                  <p style="margin:0">
                   <a style="text-decoration: underline; color: #5869ff;">
                    <strong>
                     What went wrong?
                    </strong>
                   </a>
                  </p>
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                     Presented by Nasdaq
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                  <strong>
                   40 years of the Nasdaq-100
                   <sup>
                    ®
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                  <p style="margin:0;margin-bottom:16px">
                   <strong>
                    A hundred and 1..
                   </strong>
                   From Nvidia to Netflix, the Nasdaq-100 tracks a hundred of the world’s most innovative stocks
                   <a style="text-decoration: underline; color: #5869ff;" target="_self">
                    <strong>
                     in a single index
                    </strong>
                   </a>
                   . Since 1985, it’s been a moving snapshot of the companies that shape our world.
                  </p>
                  <p style="margin:0">
                   <strong>
                    Then and now…
                   </strong>
                   We take a closer look at the
                   <strong>
                    NDX
                   </strong>
                   ®, its remarkable evolution and how traders can use it
                   <sup>
                    3
                   </sup>
                   —
                   <a style="text-decoration: underline; color: #5869ff;" target="_self">
                    <strong>
                     read on sherwood.news
                    </strong>
                   </a>
                   .
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                  <strong>
                   40 years of the Nasdaq-100
                   <sup>
                    ®
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                   <a style="outline:none" tabindex="-1" target="_blank">
                    <img alt="" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252Fcomposer%252Fimages%252Fbazh%252F6su869qw%252F8j7%252F0l1%252Fr9s%252Fnasdaq-feb-custom-chart-v3-min.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCIsInRpbWUiOjE3NDE2ODk0NDkuODIzNDU5Nn0:1trwzJ:IYeBToWAWN7XgXbucsWSvvbWxyO7ZAoUsHJ_NGk3XpQ" style="display:block;height:auto;border:0;width:100%" title="" width="550"/>
                   </a>
                  </div>
                 </div>
                </td>
               </tr>
              </table>
              <table border="0" cellpadding="0" cellspacing="0" class="paragraph_block block-4" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;word-break:break-word" width="100%">
               <tr>
                <td class="pad" style="padding-bottom:10px">
                 <div style="color:#1d1d1d;direction:ltr;font-family:'Helvetica Neue',Helvetica,Arial,sans-serif;font-size:18px;font-weight:400;letter-spacing:0;line-height:150%;text-align:left;mso-line-height-alt:27px">
                  <p style="margin:0;margin-bottom:16px">
                   <strong>
                    A hundred and 1..
                   </strong>
                   From Nvidia to Netflix, the Nasdaq-100 tracks a hundred of the world’s most innovative stocks
                   <a style="text-decoration: underline; color: #5869ff;" target="_self">
                    <strong>
                     in a single index
                    </strong>
                   </a>
                   . Since 1985, it’s been a moving snapshot of the companies that shape our world.
                  </p>
                  <p style="margin:0">
                   <strong>
                    Then and now…
                   </strong>
                   We take a closer look at the
                   <strong>
                    NDX
                   </strong>
                   ®, its remarkable evolution and how traders can use it
                   <sup>
                    3
                   </sup>
                   —
                   <a style="text-decoration: underline; color: #5869ff;" target="_self">
                    <strong>
                     read on sherwood.news
                    </strong>
                   </a>
                   .
                  </p>
                 </div>
                </td>
               </tr>
              </table>
             </td>
            </tr>
           </tbody>
          </table>
         </td>
        </tr>
       </tbody>
      </table>
      <table align="center" border="0" cellpadding="0" cellspacing="0" class="row row-14" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
       <tbody>
        <tr>
         <td>
          <table align="center" border="0" cellpadding="0" cellspacing="0" class="row-content stack" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;color:#000;background-color:#fff;width:600px;margin:0 auto" width="600">
           <tbody>
            <tr>
             <td class="column column-1" style="mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:left;padding-left:25px;padding-right:25px;vertical-align:top" width="100%">
              <table border="0" cellpadding="0" cellspacing="0" class="divider_block block-1" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
               <tr>
                <td class="pad" style="padding-bottom:25px;padding-top:25px">
                 <div align="center" class="alignment">
                  <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
                   <tr>
                    <td class="divider_inner" style="font-size:1px;line-height:1px;border-top:1px solid #5869ff">
                     <span style="word-break: break-word;">
                     </span>
                    </td>
                   </tr>
                  </table>
                 </div>
                </td>
               </tr>
              </table>
              <table border="0" cellpadding="0" cellspacing="0" class="button_block block-2" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
               <tr>
                <td class="pad" style="text-align:left">
                 <div align="left" class="alignment">
                  <!--[if mso]>
<v:roundrect xmlns:v="urn:schemas-microsoft-com:vml" xmlns:w="urn:schemas-microsoft-com:office:word" style="height:24px;width:76px;v-text-anchor:middle;" arcsize="30%" strokeweight="1.5pt" strokecolor="#000000" fillcolor="#5869ff">
<w:anchorlock/>
<v:textbox inset="0px,0px,0px,0px">
<center dir="false" style="color:#ffffff;font-family:Arial, sans-serif;font-size:14px">
<![endif]-->
                  <div class="button" style="background-color:#5869ff;border-bottom:2px solid #000;border-left:2px solid #000;border-radius:7px;border-right:2px solid #000;border-top:2px solid #000;color:#fff;display:inline-block;font-family:'Helvetica Neue',Helvetica,Arial,sans-serif;font-size:14px;font-weight:400;mso-border-alt:none;padding-bottom:2px;padding-top:2px;text-align:center;text-decoration:none;width:auto;word-break:keep-all">
                   <span style="word-break: break-word; padding-left: 11px; padding-right: 11px; font-size: 14px; display: inline-block; letter-spacing: normal;">
                    <span style="word-break: break-word; line-height: 16.8px;">
                     <strong>
                      MOVES
                     </strong>
                    </span>
                   </span>
                  </div>
                  <!--[if mso]></center></v:textbox></v:roundrect><![endif]-->
                 </div>
                </td>
               </tr>
              </table>
              <table border="0" cellpadding="0" cellspacing="0" class="heading_block block-3" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
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                <td class="pad" style="padding-bottom:10px;padding-top:10px;text-align:center;width:100%">
                 <h1 style="margin:0;color:#5869ff;direction:ltr;font-family:'Helvetica Neue',Helvetica,Arial,sans-serif;font-size:25px;font-weight:700;letter-spacing:normal;line-height:120%;text-align:left;margin-top:0;margin-bottom:0;mso-line-height-alt:30px">
                  <strong>
                   Yesterday’s Big Daily Movers
                  </strong>
                 </h1>
                </td>
               </tr>
              </table>
              <table border="0" cellpadding="0" cellspacing="0" class="list_block block-4" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;word-break:break-word;color:#1d1d1d;direction:ltr;font-family:'Helvetica Neue',Helvetica,Arial,sans-serif;font-size:18px;font-weight:400;letter-spacing:0;line-height:150%;text-align:left;mso-line-height-alt:27px" width="100%">
               <tr>
                <td class="pad" style="padding-bottom:5px;padding-left:10px;padding-right:10px">
                 <div style="margin-left:-20px">
                  <ul start="1" style="margin-top:0;margin-bottom:0;list-style-type:revert">
                   <li aria-level="1" style="Margin:0 0 8px 0">
                    <strong>
                     Tesla
                    </strong>
                    officially shed its
                    <a style="text-decoration: underline; color: #5869ff;">
                     <strong>
                      Trump bump
                     </strong>
                    </a>
                    as it slid another 15.5% yesterday, dropping the most in a single day
                    <a style="text-decoration: underline; color: #5869ff;">
                     <strong>
                      since 2020
                     </strong>
                    </a>
                    . It’s now the
                    <a style="text-decoration: underline; color: #5869ff;">
                     <strong>
                      worst performer
                     </strong>
                    </a>
                    <strong>
                    </strong>
                    in the S&amp;P 500 this year
                   </li>
                   <li aria-level="1" style="Margin:0 0 8px 0">
                    <strong>
                     Strategy
                    </strong>
                    sank over 16% as bitcoin plunged — and the announcement it’s buying more bitcoin
                    <a style="text-decoration: underline; color: #5869ff;">
                     <strong>
                      did not help matters
                     </strong>
                    </a>
                   </li>
                   <li aria-level="1" style="Margin:0 0 8px 0">
                    <strong>
                     Reddit
                    </strong>
                    took a huge hit from the tech sector rout, getting downvoted to the tune of 20% by investors
                   </li>
                   <li aria-level="1" style="Margin:0 0 8px 0">
                    <strong>
                     Redfin
                    </strong>
                    , meanwhile, skyrocketed 67% on news it was
                    <a style="text-decoration: underline; color: #5869ff;">
                     <strong>
                      being acquired
                     </strong>
                    </a>
                   </li>
                  </ul>
                 </div>
                </td>
               </tr>
              </table>
             </td>
            </tr>
           </tbody>
          </table>
         </td>
        </tr>
       </tbody>
      </table>
      <table align="center" border="0" cellpadding="0" cellspacing="0" class="row row-15" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
       <tbody>
        <tr>
         <td>
          <table align="center" border="0" cellpadding="0" cellspacing="0" class="row-content stack" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;color:#000;background-color:#fff;width:600px;margin:0 auto" width="600">
           <tbody>
            <tr>
             <td class="column column-1" style="mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:left;padding-left:25px;padding-right:25px;vertical-align:top" width="100%">
              <table border="0" cellpadding="0" cellspacing="0" class="divider_block block-1" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
               <tr>
                <td class="pad" style="padding-bottom:25px;padding-top:25px">
                 <div align="center" class="alignment">
                  <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
                   <tr>
                    <td class="divider_inner" style="font-size:1px;line-height:1px;border-top:1px solid #5869ff">
                     <span style="word-break: break-word;">
                     </span>
                    </td>
                   </tr>
                  </table>
                 </div>
                </td>
               </tr>
              </table>
              <table border="0" cellpadding="0" cellspacing="0" class="heading_block block-2" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
               <tr>
                <td class="pad" style="padding-bottom:10px;text-align:center;width:100%">
                 <h1 style="margin:0;color:#5869ff;direction:ltr;font-family:'Helvetica Neue',Helvetica,Arial,sans-serif;font-size:25px;font-weight:700;letter-spacing:normal;line-height:120%;text-align:left;margin-top:0;margin-bottom:0;mso-line-height-alt:30px">
                  <span class="tinyMce-placeholder" style="word-break: break-word;">
                   What else we're Snackin'
                  </span>
                 </h1>
                </td>
               </tr>
              </table>
              <table border="0" cellpadding="0" cellspacing="0" class="list_block block-3" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;word-break:break-word;color:#1d1d1d;direction:ltr;font-family:'Helvetica Neue',Helvetica,Arial,sans-serif;font-size:18px;font-weight:400;letter-spacing:0;line-height:150%;text-align:left;mso-line-height-alt:27px" width="100%">
               <tr>
                <td class="pad" style="padding-bottom:5px;padding-left:10px;padding-right:10px">
                 <div style="margin-left:-20px">
                  <ul start="1" style="margin-top:0;margin-bottom:0;list-style-type:revert">
                   <li aria-level="1" style="Margin:0 0 8px 0">
                    As we hit the five-year anniversary of the pandemic, The New York Times gathered
                    <a style="text-decoration: underline; color: #5869ff;">
                     <strong>
                      30 charts that show how Covid changed everything
                     </strong>
                    </a>
                   </li>
                   <li aria-level="1" style="Margin:0 0 8px 0">
                    Chinese animated blockbuster “Ne Zha 2” is the first movie to make over
                    <a style="text-decoration: underline; color: #5869ff;">
                     <strong>
                      $2 billion
                     </strong>
                    </a>
                    in a single market
                   </li>
                   <li aria-level="1" style="Margin:0 0 8px 0">
                    How “
                    <a style="text-decoration: underline; color: #5869ff;">
                     <strong>
                      anything but the USA
                     </strong>
                    </a>
                    <strong>
                     ”
                    </strong>
                    became the new mantra in global markets
                   </li>
                   <li aria-level="1" style="Margin:0 0 8px 0">
                    Mac &amp; cheese, PB&amp;J, weapons of war: what’s
                    <a style="text-decoration: underline; color: #5869ff;">
                     <strong>
                      holding up
                     </strong>
                    </a>
                    during this market meltdown
                   </li>
                  </ul>
                 </div>
                </td>
               </tr>
              </table>
             </td>
            </tr>
           </tbody>
          </table>
         </td>
        </tr>
       </tbody>
      </table>
      <table align="center" border="0" cellpadding="0" cellspacing="0" class="row row-16" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
       <tbody>
        <tr>
         <td>
          <table align="center" border="0" cellpadding="0" cellspacing="0" class="row-content stack" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;background-color:#fff;border-radius:0;color:#000;width:600px;margin:0 auto" width="600">
           <tbody>
            <tr>
             <td class="column column-1" style="mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:left;padding-bottom:5px;padding-left:25px;padding-right:25px;padding-top:5px;vertical-align:top" width="100%">
              <table border="0" cellpadding="0" cellspacing="0" class="divider_block block-1" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
               <tr>
                <td class="pad" style="padding-bottom:25px;padding-top:25px">
                 <div align="center" class="alignment">
                  <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
                   <tr>
                    <td class="divider_inner" style="font-size:1px;line-height:1px;border-top:1px solid #5869ff">
                     <span style="word-break: break-word;">
                     </span>
                    </td>
                   </tr>
                  </table>
                 </div>
                </td>
               </tr>
              </table>
             </td>
            </tr>
           </tbody>
          </table>
         </td>
        </tr>
       </tbody>
      </table>
      <table align="center" border="0" cellpadding="0" cellspacing="0" class="row row-17" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;background-size:auto" width="100%">
       <tbody>
        <tr>
         <td>
          <table align="center" border="0" cellpadding="0" cellspacing="0" class="row-content stack" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;background-size:auto;border-radius:10px;color:#000;background-color:#5869ff;border-bottom:30px solid #fff;border-left:30px solid #fff;border-right:30px solid #fff;border-top:30px solid #fff;width:600px;margin:0 auto" width="600">
           <tbody>
            <tr>
             <td class="column column-1" style="mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:left;border-bottom:4px solid #5869ff;border-left:4px solid #5869ff;border-right:4px solid #5869ff;border-top:4px solid #5869ff;padding-bottom:15px;padding-left:25px;padding-right:25px;padding-top:15px;vertical-align:top" width="100%">
              <table border="0" cellpadding="0" cellspacing="0" class="heading_block block-1" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
               <tr>
                <td class="pad" style="text-align:center;width:100%">
                 <h1 style="margin:0;color:#fff;direction:ltr;font-family:'Helvetica Neue',Helvetica,Arial,sans-serif;font-size:25px;font-weight:700;letter-spacing:normal;line-height:120%;text-align:center;margin-top:0;margin-bottom:0;mso-line-height-alt:30px">
                  <span class="tinyMce-placeholder" style="word-break: break-word;">
                   Snack Fact of the Day
                  </span>
                 </h1>
                </td>
               </tr>
              </table>
              <table border="0" cellpadding="0" cellspacing="0" class="paragraph_block block-2" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;word-break:break-word" width="100%">
               <tr>
                <td class="pad" style="padding-bottom:10px;padding-left:40px;padding-right:40px;padding-top:10px">
                 <div style="color:#000;direction:ltr;font-family:'Helvetica Neue',Helvetica,Arial,sans-serif;font-size:18px;font-weight:400;letter-spacing:0;line-height:120%;text-align:center;mso-line-height-alt:21.599999999999998px">
                  <p style="margin:0">
                   <a style="text-decoration: underline; color: #ffffff;">
                    <strong>
                     What’s a Best Picture win worth at the box office? For “Anora” it was $2.5 million.
                    </strong>
                   </a>
                  </p>
                 </div>
                </td>
               </tr>
              </table>
             </td>
            </tr>
           </tbody>
          </table>
         </td>
        </tr>
       </tbody>
      </table>
      <table align="center" border="0" cellpadding="0" cellspacing="0" class="row row-18" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
       <tbody>
        <tr>
         <td>
          <table align="center" border="0" cellpadding="0" cellspacing="0" class="row-content stack" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;background-color:#fff;border-radius:0;color:#000;width:600px;margin:0 auto" width="600">
           <tbody>
            <tr>
             <td class="column column-1" style="mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:left;padding-left:25px;padding-right:25px;vertical-align:top" width="100%">
              <table border="0" cellpadding="0" cellspacing="0" class="divider_block block-1" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
               <tr>
                <td class="pad" style="padding-bottom:25px;padding-top:25px">
                 <div align="center" class="alignment">
                  <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
                   <tr>
                    <td class="divider_inner" style="font-size:1px;line-height:1px;border-top:1px solid #5869ff">
                     <span style="word-break: break-word;">
                     </span>
                    </td>
                   </tr>
                  </table>
                 </div>
                </td>
               </tr>
              </table>
              <table border="0" cellpadding="0" cellspacing="0" class="heading_block block-2" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
               <tr>
                <td class="pad" style="text-align:center;width:100%">
                 <h1 style="margin:0;color:#5869ff;direction:ltr;font-family:'Helvetica Neue',Helvetica,Arial,sans-serif;font-size:25px;font-weight:700;letter-spacing:normal;line-height:120%;text-align:left;margin-top:0;margin-bottom:0;mso-line-height-alt:30px">
                  <span class="tinyMce-placeholder" style="word-break: break-word;">
                   Tuesday
                  </span>
                 </h1>
                </td>
               </tr>
              </table>
             </td>
            </tr>
           </tbody>
          </table>
         </td>
        </tr>
       </tbody>
      </table>
      <table align="center" border="0" cellpadding="0" cellspacing="0" class="row row-19" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
       <tbody>
        <tr>
         <td>
          <table align="center" border="0" cellpadding="0" cellspacing="0" class="row-content stack" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;color:#000;background-color:#fff;width:600px;margin:0 auto" width="600">
           <tbody>
            <tr>
             <td class="column column-1" style="mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:left;padding-left:25px;padding-right:25px;vertical-align:top" width="100%">
              <table border="0" cellpadding="0" cellspacing="0" class="list_block block-1" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;word-break:break-word;color:#1d1d1d;direction:ltr;font-family:'Helvetica Neue',Helvetica,Arial,sans-serif;font-size:18px;font-weight:400;letter-spacing:0;line-height:150%;text-align:left;mso-line-height-alt:27px" width="100%">
               <tr>
                <td class="pad" style="padding-bottom:5px;padding-left:10px;padding-right:10px;padding-top:5px">
                 <div style="margin-left:-20px">
                  <ul start="1" style="margin-top:0;margin-bottom:0;list-style-type:revert">
                   <li aria-level="1" style="Margin:0 0 8px 0">
                    January job openings
                   </li>
                   <li style="Margin:0 0 8px 0">
                    Earnings expected from
                    <strong>
                     Dick’s Sporting Goods
                    </strong>
                    and
                    <strong>
                     Kohl’s
                    </strong>
                   </li>
                  </ul>
                 </div>
                </td>
               </tr>
              </table>
              <table border="0" cellpadding="10" cellspacing="0" class="paragraph_block block-2" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;word-break:break-word" width="100%">
               <tr>
                <td class="pad">
                 <div style="color:#1d1d1d;direction:ltr;font-family:'Helvetica Neue',Helvetica,Arial,sans-serif;font-size:18px;font-weight:400;letter-spacing:0;line-height:150%;text-align:left;mso-line-height-alt:27px">
                  <p style="margin:0">
                   *Robinhood Markets Inc. is the parent company of Sherwood Media, an independently operated media company.
                  </p>
                 </div>
                </td>
               </tr>
              </table>
              <table border="0" cellpadding="0" cellspacing="0" class="paragraph_block block-3" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;word-break:break-word" width="100%">
               <tr>
                <td class="pad" style="padding-bottom:5px;padding-left:10px;padding-right:10px;padding-top:10px">
                 <div style="color:#1d1d1d;direction:ltr;font-family:'Helvetica Neue',Helvetica,Arial,sans-serif;font-size:11px;font-weight:400;letter-spacing:0;line-height:120%;text-align:left;mso-line-height-alt:13.2px">
                  <p style="margin:0;margin-bottom:16px">
                   <strong>
                    Advertiser's disclosures:
                    <br/>
                    <br/>
                   </strong>
                   1 The Total Addressable Market is estimated to be $5.3 billion dollars.
                  </p>
                  <p style="margin:0;margin-bottom:16px">
                   This product is not yet available for purchase and requires review and clearance before being marketed or sold.
                  </p>
                  <p style="margin:0;margin-bottom:16px">
                   2 Please read the offering circular and related risks
                   <a style="text-decoration: underline; color: #1d1d1d;">
                    here
                   </a>
                   . This is a paid advertisement for Future Cardia’s Regulation CF Offering. This Reg CF offering is made available through StartEngine Primary, LLC, member FINRA/SIPC.
                  </p>
                  <p style="margin:0;margin-bottom:16px">
                   Investing in private company securities is not suitable for all investors because it is highly speculative and involves a high degree of risk. It should only be considered a long-term investment. You must be prepared to withstand a total loss of your investment. Private company securities are also highly illiquid, and there is no guarantee that a market will develop for such securities.
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                   3 It is not possible to invest directly in an index.
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