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          <p style="line-height: 1.5; margin: 0 0 17px">
           Hi Ramy 👋
          </p>
          <p style="line-height: 1.5; margin: 0 0 17px">
           We’re reaching out as your W-8BEN form will expire at the end of this calendar year. This form is needed to hold US stocks and allows you to benefit from reduced withholding tax.
          </p>
          <p style="line-height: 1.5; margin: 0 0 17px">
           <b>
            How do I get a new W-8BEN?
           </b>
          </p>
          <p style="line-height: 1.5; margin: 0 0 17px">
           Sit tight, we’ll send you a new form to complete in-app before the end of the year. Please keep an eye out for this. 👀
          </p>
          <p style="line-height: 1.5; margin: 0 0 17px">
           <b>
            Anything I need to do now?
           </b>
          </p>
          <p style="line-height: 1.5; margin: 0 0 17px">
           When signing your new W-8BEN form you will need to confirm your address.
           <b>
            It is vital we have your correct address
           </b>
           . Please check we hold your current address by following these steps:
          </p>
          <ul style="list-style-type: disc; margin: 0 0 20px 40px; padding: 0">
           <li>
            Navigate to the Portfolio tab
           </li>
           <li>
            Tap on the Profile icon at the top right of the screen
           </li>
           <li>
            Here you’ll see your address
           </li>
          </ul>
          <p style="line-height: 1.5; margin: 0 0 17px">
           <b>
            What if you hold a different address?
           </b>
          </p>
          <p style="line-height: 1.5; margin: 0 0 17px">
           You will not be able to sign your new W-8BEN form if the address we hold for you is wrong. We will ask you to sign the new form before the end of the year so please update your address as soon as possible.
          </p>
          <p style="line-height: 1.5; margin: 0 0 17px">
           Find out how to update your address
           <a class="intercom-content-link" style="border: none; color: #1251BA; outline: none !important" target="_blank">
            here
           </a>
           .
          </p>
          <p style="line-height: 1.5; margin: 0 0 17px">
           <b>
            What if I don’t complete a new W-8BEN
           </b>
          </p>
          <p style="line-height: 1.5; margin: 0 0 17px">
           You will not be able to buy any US stocks from the point we invite you to complete the new form, until you do so. If you do not complete a new form by the end of January we will also be obliged to sell your US holdings. 🚨
          </p>
          <p style="line-height: 1.5; margin: 0 0 17px">
           <b>
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