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               <p style="line-height: 1.5; margin: 0 0 17px;">
                Hey Ramy,
               </p>
               <p style="line-height: 1.5; margin: 0 0 17px;">
                Over the next few months, we’re making some changes to our pricing plans and introducing annual subscriptions.
               </p>
               <p style="line-height: 1.5; margin: 0 0 17px;">
                You can see our new prices, as well as when they come into effect, below. As a reminder, as a Basic plan customer your current FX fee is 0.45%.
               </p>
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                <small>
                 <i>
                  *Applies to US and European-traded stocks. The FX fee is charged on top of the exchange rate.
                 </i>
                </small>
               </p>
               <p style="line-height: 1.5; margin: 0 0 17px;">
               </p>
               <p style="line-height: 1.5; margin: 0 0 17px;">
                <b>
                 How does this compare to other providers?
                </b>
               </p>
               <p style="line-height: 1.5; margin: 0 0 17px;">
                The table below shows different examples of your fees as a Freetrade Basic plan customer compared to other providers.
               </p>
               <p style="line-height: 1.5; margin: 0 0 17px;">
                It assumes you make two US or European trades a month, and shows your monthly fees based on the total value of those trades. For instance, if you buy two US stocks, each worth £50 (for a total of £100 for the month) - this would cost you £0.99 with the Freetrade Basic plan vs £18.47 with Interactive Investor.
               </p>
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                <img src="https://inboxflows.com/_/image/https%253A%252F%252Flh6.googleusercontent.com%252FCl8P-MIJN91cEp-2XDYBV4JBnHKhDsuIMOcNJPJ3U7bsgEYoXhNdX5sEIUQ894aCDxscRka9dpwR6mS5BQZlmErZeVLpnkRO25BS2VotAv4LMBWicszupdHEtao6sCpDc9cyxy64o00inVe7tKiYjG8/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZsaDYuZ29vZ2xldSJ9:1pZxVG:iXasxVH4bDXJj3C9vqzWsSlL7ZjJSc6cySpkHjjVqWw" style="max-width: 100%; margin: 17px 0;"/>
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               <p style="line-height: 1.5; margin: 0 0 17px;">
                <small>
                 <i>
                  **Comparison will change based on the value and number of trades.
                 </i>
                </small>
               </p>
               <p style="line-height: 1.5; margin: 0 0 17px;">
               </p>
               <p style="line-height: 1.5; margin: 0 0 17px;">
                <b>
                 What do I need to do?
                </b>
               </p>
               <p style="line-height: 1.5; margin: 0 0 17px;">
                If you’re happy with the changes, you don’t need to do anything. The new FX fee will apply from 11 April 2023.
               </p>
               <p style="line-height: 1.5; margin: 0 0 17px;">
                If you do not wish to accept these changes, you must either begin any required transfers out, or sell down your holdings and close your account by 11 April 2023. For more information on how to do this, select ‘Close Freetrade account’ in your in-app profile.
               </p>
               <p style="line-height: 1.5; margin: 0 0 17px;">
                If you need more time, please get in touch by emailing us at
                <a class="intercom-content-link" style="outline: none !important; color: #1251BA; border-style: none;" target="_blank">
                 hello@freetrade.io
                </a>
                .
               </p>
               <p style="line-height: 1.5; margin: 0 0 17px;">
                Alternatively, you can move to a different subscription plan.
               </p>
               <p style="line-height: 1.5; margin: 0 0 17px;">
                <b>
                 Is Basic still the right plan for me?
                </b>
               </p>
               <p style="line-height: 1.5; margin: 0 0 17px;">
                If you’re making over £1,500 worth of US or European trades per month, you may want to consider upgrading to our Standard or Plus plans to access lower FX fees and a range of other benefits including:
               </p>
               <ul style="list-style-type: disc; margin: 0 0 20px 40px; padding: 0;">
                <li>
                 Up to 3% interest on up to £4,000 uninvested cash
                </li>
                <li>
                 Limit orders and advanced stock fundamentals
                </li>
                <li>
                 Our full range of 6,000+ stocks, including over 400 exchange-traded funds
                </li>
                <li>
                 Tax-efficient investing with an ISA and a SIPP (SIPP only available on Plus)
                </li>
               </ul>
               <p style="line-height: 1.5; margin: 0 0 17px;">
                Compare our plans to see which is best for you
                <a class="intercom-content-link" style="outline: none !important; color: #1251BA; border-style: none;" target="_blank">
                 here
                </a>
                .
               </p>
               <p style="line-height: 1.5; margin: 0 0 17px;">
                If you have any questions, please email us at
                <a class="intercom-content-link" style="outline: none !important; color: #1251BA; border-style: none;" target="_blank">
                 hello@freetrade.io
                </a>
                .
               </p>
               <p style="line-height: 1.5; margin: 0 0 17px;">
                Best,
               </p>
               <p style="line-height: 1.5; margin: 0 0 17px;">
                Freetrade Team
               </p>
               <p align="center" class="intercom-align-center" style="line-height: 1.5; text-align: center !important; margin: 0 0 17px;">
                <i>
                 ----
                </i>
               </p>
               <p style="line-height: 1.5; margin: 0 0 17px;">
                <i>
                 **Comparisons to other providers are based on their published costs on their websites as of 8 March 2023 for trading shares within a share dealing account. They are shown for illustrative purposes only. For confirmation of their up-to-date charges and product information, you should visit their websites.
                </i>
               </p>
               <p style="line-height: 1.5; margin: 0 0 17px;">
                <b>
                 <i>
                  Hargreaves Lansdown
                 </i>
                </b>
                <i>
                 : Based on trades in the previous month, the fee per trade is £11.95 per trade for 0 - 9 trades, £8.95 per trade for 10 -19 trades, and £5.95 for 20 or more trades. FX fee is 1.0% for the first £5,000, 0.75% for the next £5,000, 0.5% for the next 0.5% for the next £10,000 and 0.25% for over £20,000.
                </i>
               </p>
               <p style="line-height: 1.5; margin: 0 0 17px;">
                <b>
                 <i>
                  Interactive Investor
                 </i>
                </b>
                <i>
                 : £4.99 account fee. £5.99 per trade. FX fee is 1.5% for trades between £0 - £24,999.99, 1.25% for £25,000 - £49,999.99, 1% for £50,000 - £99,999.99, 0.5% for £100,000 - £599,999.99, and 0.25% for £600,000 - £999,999.99.
                </i>
               </p>
               <p style="line-height: 1.5; margin: 0 0 17px;">
                <i>
                 When you invest, your capital is at risk. The value of your portfolio can go down as well as up and you may get back less than you invest. Eligibility to invest into an ISA or a SIPP and the value of tax savings depends on personal circumstances and all tax rules may change. ‍SIPPs are a pension product designed for people who want to make their own investment decisions. You can normally only access the money from age 55 (set to rise to 57 from April 2028).
                </i>
               </p>
               <p style="line-height: 1.5; margin: 0 0 17px;">
               </p>
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1 year, 9 months ago - hello@freetrade.io
Price changes and annual subscriptions
Hey Ramy, Over the next few months, we’re making some changes to our pricing plans and introduc...
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