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   Daily Brew // Morning Brew // Update
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     BNPL loans are coming to credit scores...
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             June 24, 2025
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              Presented By
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               Good morning.
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              Nearly half of all Americans think you need to earn at least six figures to be financially “comfortable,” according to a recent Bankrate survey. Everyone else knows that what’s more important than financial security from a job is free snacks, a rock star attitude, and…no, seriously, six figures sounds about right.
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               —Sam Klebanov, Molly Liebergall, Dave Lozo, Abby Rubenstein, Neal Freyman
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               MARKETS
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            <tr>
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            <!-- Nasdaq -->
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                <td align="center" class="markets-arrow-cell" style="text-align:center;width:12%;line-height:1em" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F6097ec1c26b17401a61bfbfe4440c75ebfea1886-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NTA3NTg5NzEuNDM3NTQ4Nn0:1uU0Nv:hDPmGP5zEqsRtQ0Gmt_B4bzS9nX6jh2VYFyDRpqXZ5Q" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  Nasdaq
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  19,630.98
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top:8px;padding-bottom:8px" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="border-collapse:collapse;border-collapse:collapse;width:70%;margin:0 auto">
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                   <td style="background-color:#28d31a4d;border-radius:8px;padding:10px 8px" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:center;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                     +0.94%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END Nasdaq -->
            <!-- S&P -->
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             <td class="pads10 pads6m lastline" style="text-align:center;mso-padding-alt:0 20px 0 20px;border-top:1px solid #e6e6e6;border-bottom:1px solid #e6e6e6;padding-bottom:0">
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               <tr>
                <td align="center" class="markets-arrow-cell" style="text-align:center;width:12%;line-height:1em" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F6097ec1c26b17401a61bfbfe4440c75ebfea1886-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NTA3NTg5NzEuNDM3NjY0N30:1uU0Nv:MaZAua8yVp7FYnTKufniKGl2FXUJv-h0An6I7XVoOLo" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  S&amp;P
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  6,025.17
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top:8px;padding-bottom:8px" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="border-collapse:collapse;border-collapse:collapse;width:70%;margin:0 auto">
                  <tr>
                   <td style="background-color:#28d31a4d;border-radius:8px;padding:10px 8px" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:center;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                     +0.96%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END S&P -->
            <!-- Dow -->
            <tr>
             <td class="pads10 pads6m lastline" style="text-align:center;mso-padding-alt:0 20px 0 20px;border-top:1px solid #e6e6e6;border-bottom:1px solid #e6e6e6;padding-bottom:0">
              <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;border-collapse:collapse" width="100%">
               <tr>
                <td align="center" class="markets-arrow-cell" style="text-align:center;width:12%;line-height:1em" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F6097ec1c26b17401a61bfbfe4440c75ebfea1886-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NTA3NTg5NzEuNDM3NzY5Mn0:1uU0Nv:8Dn8cGZzuHmyfAMSQgJ-pViJbWedzv5JuS14LmmRFp4" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  Dow
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  42,581.78
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top:8px;padding-bottom:8px" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="border-collapse:collapse;border-collapse:collapse;width:70%;margin:0 auto">
                  <tr>
                   <td style="background-color:#28d31a4d;border-radius:8px;padding:10px 8px" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:center;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                     +0.89%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END Dow -->
            <!-- 10-Year -->
            <tr>
             <td class="pads10 pads6m lastline" style="text-align:center;mso-padding-alt:0 20px 0 20px;border-top:1px solid #e6e6e6;border-bottom:1px solid #e6e6e6;padding-bottom:0">
              <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;border-collapse:collapse" width="100%">
               <tr>
                <td align="center" class="markets-arrow-cell" style="text-align:center;width:12%;line-height:1em" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252Fe4a85d043f857cc8adaca9d546c099f6d7db37ba-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NTA3NTg5NzEuNDM3ODcwN30:1uU0Nv:hwSgQ2lKBi2KYqhxGuzHwUecxycMy8j58_6cAq16ayA" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  10-Year
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  4.320%
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top:8px;padding-bottom:8px" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="border-collapse:collapse;border-collapse:collapse;width:70%;margin:0 auto">
                  <tr>
                   <td style="background-color:#ff03034d;border-radius:8px;padding:10px 8px" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:center;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                     -5.0 bps
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END 10-Year -->
            <!-- Bitcoin -->
            <tr>
             <td class="pads10 pads6m lastline" style="text-align:center;mso-padding-alt:0 20px 0 20px;border-top:1px solid #e6e6e6;border-bottom:1px solid #e6e6e6;padding-bottom:0">
              <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;border-collapse:collapse" width="100%">
               <tr>
                <td align="center" class="markets-arrow-cell" style="text-align:center;width:12%;line-height:1em" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F6097ec1c26b17401a61bfbfe4440c75ebfea1886-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NTA3NTg5NzEuNDM3OTczNX0:1uU0Nv:K_HzLNJO3fCLLFQDhz86M1N6twOZMNLqFeSeczBjZiY" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  Bitcoin
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  $103,728.31
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top:8px;padding-bottom:8px" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="border-collapse:collapse;border-collapse:collapse;width:70%;margin:0 auto">
                  <tr>
                   <td style="background-color:#28d31a4d;border-radius:8px;padding:10px 8px" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:center;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                     +4.47%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END Bitcoin -->
            <!-- Tesla -->
            <tr>
             <td class="pads10 pads6m lastline" style="text-align:center;mso-padding-alt:0 20px 0 20px;border-top:1px solid #e6e6e6;border-bottom:1px solid #e6e6e6;padding-bottom:0">
              <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;border-collapse:collapse" width="100%">
               <tr>
                <td align="center" class="markets-arrow-cell" style="text-align:center;width:12%;line-height:1em" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F6097ec1c26b17401a61bfbfe4440c75ebfea1886-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NTA3NTg5NzEuNDM4MDc0Nn0:1uU0Nv:T82klUqLetSTsiShwSKSsZsv0a-ZnszB8x-WBkS1CSA" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  Tesla
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  $348.68
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top:8px;padding-bottom:8px" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="border-collapse:collapse;border-collapse:collapse;width:70%;margin:0 auto">
                  <tr>
                   <td style="background-color:#28d31a4d;border-radius:8px;padding:10px 8px" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:center;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                     +8.23%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END Tesla -->
            <!-- START REGULAR TEXT -->
            <tr>
             <td style="padding:3px 15px 10px">
              <table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse;border-collapse:collapse;font-size:13px">
               <tr>
                <td style="padding-right:4px">
                 Data is provided by
                </td>
                <td style="margin:0;padding-right:5px">
                 <a style="display:block" target="_blank">
                  <img height="16px" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F61a0dac0b53d6766459afdca784ae8fe604f17ed-720x102.png%253Fh%253D32%2526q%253D100%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NTA3NTg5NzEuNDM4MTgwN30:1uU0Nv:hV4boEteYnMm0RSDl0JHGhajGfmAkouoo8RxeIraZ08" style="vertical-align:middle;height:16px;display:inline"/>
                 </a>
                </td>
               </tr>
              </table>
              <p style="text-align:left;margin:0;padding:0;font-size:13px;line-height:22px">
               *Stock data as of market close, cryptocurrency data as of 6:00pm ET.
               <a class="link-sm" rel="noopener" style="color:#333;border-bottom:1px solid #1c7ff2;text-decoration:none" target="_blank">
                Here's what these numbers mean.
               </a>
              </p>
             </td>
            </tr>
            <!-- END REGULAR TEXT -->
            <tr>
             <td style="mso-padding-alt:0px 15px 15px 15px;padding:0 15px">
              <ul style="margin-top:0;padding-left:30px">
               <li style="margin-bottom:10px;line-height:22px">
                <span>
                 <strong style="color:#000">
                  Markets:
                 </strong>
                </span>
                <span>
                 Stocks
                </span>
                <span>
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  climbed
                 </a>
                </span>
                <span>
                 yesterday as oil prices fell, with investors reacting positively to what appeared to be limited retaliation from Iran in response to the US bombing its nuclear facilities over the weekend. Meanwhile, Tesla had its biggest jump in two months following the successful, albeit limited, rollout of its robotaxi service in Austin.
                </span>
               </li>
              </ul>
              <div style="display:none">
              </div>
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             <td style="mso-padding-alt:0px 20px 15px 20px;padding:0 20px">
             </td>
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      <!-- END MARKETS -->
      <!-- STORY ARTICLE -->
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           <h3 style="color:#1c7ff2;margin-top:0;margin-bottom:0;font-family:Helvetica,Arial,sans-serif;font-size:16px;font-weight:700">
            PERSONAL FINANCE
           </h3>
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                <a style="color:#000;border-bottom:none;text-decoration:none" target="_blank">
                 BNPL loans will affect credit scores
                </a>
               </h1>
              </div>
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               <img alt="BNPL apps" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252Fb9ee499a0b4321c2a8c018f013b5a6b7f274e86d-1500x1000.jpg%253Fw%253D1336%2526q%253D80%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NTA3NTg5NzEuNDM4Mjg4fQ:1uU0Nv:6O2HHwtH2MOO7v_9FRuIcsReI5EESVKs8yiePhSIuC0" style="width:100%;max-width:670px;display:block" width="670"/>
              </a>
              <p style="margin:0;padding:0;line-height:22px">
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                <small>
                 <em>
                  Editorial RF/Getty Images
                 </em>
                </small>
               </span>
              </p>
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                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 The decision to buy that $600 collectible Labubu doll with a Buy Now, Pay Later (BNPL) loan might soon impact your creditworthiness. The company that assigns credit scores, FICO,
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  said
                 </a>
                 yesterday that starting in the fall, it’ll incorporate BNPL borrowing into its scoring formula.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 The loans that allow customers to break up purchases into four installments have become increasingly popular, particularly among young shoppers—but unlike credit card borrowing, they have had no bearing on credit scores. FICO’s move comes after BNPL provider Affirm recently
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  began reporting
                 </a>
                 its loans to credit agencies Experian and TransUnion.
                </p>
                <h2 style="color:#000;margin:0 0 15px;font-family:Helvetica,Arial,sans-serif;font-size:19px;font-weight:700">
                 A mixed bag for borrowers
                </h2>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 FICO finally taking note of BNPL borrowing could be a blessing for some shoppers and a credit score-busting curse for others:
                </p>
                <ul style="margin-top:0;padding-left:30px">
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   FICO says that it could be a boon to people who have been diligent in paying BNPL loans, especially those who have limited credit history otherwise.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   At the same time, it could harm the credit scores of borrowers with missed BNPL payments.
                  </span>
                 </li>
                </ul>
                <h2 style="color:#000;margin:0 0 15px;font-family:Helvetica,Arial,sans-serif;font-size:19px;font-weight:700">
                 Phantom debt
                </h2>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 BNPL becoming a FICO score component addresses a longtime credit score blind spot. The rise of BNPL has made some industry observers concerned that Americans are becoming over reliant on these one-click loans amid economic hardship, while lenders don’t have the full picture of borrowers’ debt and whether they are making timely payments. The total amount of BNPL loans issued is projected to rise to $108 billion this year, up from $94 billion in 2024, per Emarketer.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 Meanwhile, BNPL defaults are also on the rise. Last month, BNPL lender Klarna reported that its losses from defaulted loans rose from .51% to .54% as a share of total lending.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <strong style="color:#000">
                  Looking ahead…
                 </strong>
                 it could take years for BNPL history to become fully visible to all lenders, as it will only be incorporated into FICO’s two newest credit scoring products. Many lenders still rely on the older scoring system FICO created in 2009.
                 <em>
                  —SK
                 </em>
                </p>
               </td>
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            Presented By Elf Labs
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              Quick question! What happens when you combine:
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                500+ copyrights + trademarks featuring legends like Cinderella + Snow White
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                patented AR, AI, and VR technology (no clunky headsets required)
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                a $350b licensed merchandise market
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                and a team with $6b+ in licensing deals
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              Answer: You get
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               Elf Labs
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              , the company building AI-powered 3D worlds where kids can talk to Rapunzel or play hide-and-seek with Cinderella—right in their living room!
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              With global merch deals, multiple series already in production, and a $6 billion licensing team, this may be the biggest IP play since Disney. And you can still invest now.
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              shareholder before this opportunity is gone.
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                 Tour de headlines
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              <img alt=" In this frame-grab made from video, missiles and air-defense interceptors illuminate the night sky over Doha after Iran launched an attack on US forces at Al Udeid Air Base on June 23, 2025 in Doha, Qatar. " src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F05f88b3065d7b19cd039254dbade75ded9ef52c9-1024x575.jpg%253Fw%253D1336%2526q%253D80%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NTA3NTg5NzEuNDM4ODQwNH0:1uU0Nv:JGQc6s3tPunCBUP61ZOsCOprDdzPHCljsNiUR-jahmI" style="width:100%;max-width:670px;display:block" width="670"/>
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                  Missiles and air-defense as Iran launched an attack on a US base in Qatar. Getty Images
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                  <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fflag-for-iran_1f1ee-1f1f7.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NTA3NTg5NzEuNDM4OTQ3fQ:1uU0Nv:F5F8KAerRCOHOtdiq5QoJ37kFYSd_zVLWRyAHDOJFu4" style="max-width:18px" width="18"/>
                  Trump says Iran and Israel have agreed to a ceasefire.
                 </strong>
                 President Trump posted to social media yesterday that the two countries had
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  agreed
                 </a>
                 to “a Complete and Total CEASEFIRE” that would end their “12 day war” to be phased in over 24 hours. The announcement came hours after Iran launched missiles at an American base in Qatar in retaliation for the US bombing its nuclear sites, while still signaling a willingness to de-escalate the conflict. Iran gave the US advance notice of the strike, which Trump said in an earlier social media post “made it possible for no lives to be lost and nobody to be injured,” as the missiles were intercepted.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <strong style="color:#000">
                  <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fhouse-building_1f3e0.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NTA3NTg5NzEuNDM5MDUwN30:1uU0Nv:se7zRzBt3nFdfl_olIDSZIvzlvtU0V0rxyHKMxpooZo" style="max-width:18px" width="18"/>
                  Compass sues Zillow over listing rules.
                 </strong>
                 The largest residential real estate brokerage in the US slapped the website you use to fantasize about what your life would be like if you bought a fixer-upper by the beach with
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  an antitrust lawsuit
                 </a>
                 over Zillow’s recently implemented rules banning listings that have been publicly marketed for more than 24 hours before being put on the site. Compass, which has been touting its own Private Exclusives marketing channel that includes listings only available to its agents (and their buyers), claims Zillow’s new policy was retaliatory, and that the site is trying to maintain a monopoly on digital home listings. Zillow called the suit “unfounded” and said listings should be available to all.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <strong style="color:#000">
                  <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Ffactory_1f3ed.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NTA3NTg5NzEuNDM5MTUwM30:1uU0Nv:p4EZciuN3RBPDesel6TsD87HZwNKogttVOQ5RlZ7fhc" style="max-width:18px" width="18"/>
                  NY plans to build the first new US nuclear power plant in 15 years.
                 </strong>
                 New York Gov. Kathy Hochul
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  said
                 </a>
                 yesterday that she directed the state’s public utility to develop and construct an advanced nuclear power plant Upstate that can produce at least 1 gigawatt of energy, which is enough to power ~1 million homes. The announcement comes after President Trump introduced new rules in May aimed at speeding up the development of nuclear power projects by reducing the time it takes to get permits. Only five new commercial nuclear reactors have come online in the US since 1991, per the Wall Street Journal, but interest in nuclear power has grown as a means to produce more power with lower emissions, especially as tech companies seek to fuel massive data centers to undergird their AI tech.
                 <em>
                  —AR
                 </em>
                </p>
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           <h3 style="color:#1c7ff2;margin-top:0;margin-bottom:0;font-family:Helvetica,Arial,sans-serif;font-size:16px;font-weight:700">
            HEALTH
           </h3>
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                <a style="color:#000;border-bottom:none;text-decoration:none" target="_blank">
                 Hims &amp; Hers &amp; no more Wegovy
                </a>
               </h1>
              </div>
             </table>
             <div class="header-image-container" style="padding-top:15px">
              <a style="border:none;text-decoration:none" target="_blank">
               <img alt="Wegovy injectables " src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252Ff1f3b74da40307bc2b8ca4166c501deeac4a3b6a-5200x3467.jpg%253Fw%253D1336%2526q%253D80%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NTA3NTg5NzEuNDM5MjU5M30:1uU0Nv:sqp0JiWXUvrueVEAwxIwOTvR6Iul8k9k0UtY-P8pVW0" style="width:100%;max-width:670px;display:block" width="670"/>
              </a>
              <p style="margin:0;padding:0;line-height:22px">
               <span class="source" style="margin-top:5px;margin-bottom:0;padding-left:10px;line-height:14px;display:inline-block">
                <small>
                 <em>
                  Ucg/Getty Images
                 </em>
                </small>
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              </p>
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                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 One of the biggest team-ups in telehealth just ended faster than Kim Kardashian’s marriage to Kris Humphries, and on equally bad terms. Novo Nordisk announced yesterday that it’ll
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  stop offering
                 </a>
                 Wegovy through Hims &amp; Hers—less than two months into their
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  partnership
                 </a>
                 —claiming that the direct-to-consumer pharmacy is unlawfully selling knockoff weight loss drugs.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <strong style="color:#000">
                  Rewind:
                 </strong>
                 When the FDA declared that the Ozempic/Wegovy shortage was over in February, it gave pharmacies (including Hims &amp; Hers) until May 22 to stop selling “compounded,” aka
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  copycat
                 </a>
                 , versions of the patented, FDA-approved drugs. The agency only allows this practice when national supplies are dwindling, or for medically necessary personalizations (e.g., drug allergies).
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <strong style="color:#000">
                  Crashout:
                 </strong>
                 Novo Nordisk said Hims &amp; Hers kept selling compounded, non-FDA-approved versions of Wegovy anyway under the “false guise” of personalization, which the company claims also amounts to “deceptive marketing” that risks patient safety. In response, Hims &amp; Hers CEO Andrew Dudum accused Novo of “misleading the public” and making “anticompetitive demands,” in a
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  post
                 </a>
                 on X. He also said Hims &amp; Hers would keep
                 <del>
                  dreaming
                 </del>
                 offering Wegovy.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <strong style="color:#000">
                  Zoom out:
                 </strong>
                 Hims &amp; Hers’s stock plunged nearly 35% yesterday. This is also a bummer for Novo Nordisk, whose stock dipped more than 5% yesterday. The drugmaker has been trying to boost direct-to-consumer sales to better compete with Eli Lilly, which makes the weight loss injectable Mounjaro. Novo said it plans to keep offering Wegovy through other telehealth companies.
                 <em>
                  —ML
                 </em>
                </p>
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            Together With Marsh McLennan Agency
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               Disaster-proofing your business.
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              No one can account for everything that will happen to your company, but
              <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
               Marsh McLennan Agency
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              can handle a lot of what’s thrown your way. Check out their insurance offerings for healthcare, disaster preparedness, and cybersecurity.
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               Learn more here
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              .
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            WORK
           </h3>
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                 AI is transforming hiring, but is it for the better?
                </a>
               </h1>
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               <img alt="an illustration of numerous resumes disintegrating into pixels as they try to pass through an AI screen" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F6d97bcc849e1e9c4479fa02d50f3e683bca43784-1500x1000.png%253Fw%253D1336%2526q%253D80%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NTA3NTg5NzEuNDM5ODM5MX0:1uU0Nv:iEdll5j7XG8RLODVfeePpTcclc_j7UPmVXuIuLdR2Sg" style="width:100%;max-width:670px;display:block" width="670"/>
              </a>
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               <span class="source" style="margin-top:5px;margin-bottom:0;padding-left:10px;line-height:14px;display:inline-block">
                <small>
                 <em>
                  Anna Kim
                 </em>
                </small>
               </span>
              </p>
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                 If you’re not hearing back after applying for a job, it might not be because you accidentally attached a jpeg of
                 <em>
                  Star Wars
                 </em>
                 fan art instead of your resume. The problem
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  could be AI
                 </a>
                 .
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 Whether it’s helping overwhelmed employers weed out candidates or tailoring job seekers’ resumes to every possible job description, AI is becoming both more integral to the hiring process
                 <em>
                  and
                 </em>
                 a bigger nuisance than writing a cover letter (by yourself).
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <strong style="color:#000">
                  Volume up:
                 </strong>
                 Per the New York Times, the number of job applications submitted via LinkedIn increased 45% in the last year to an average of 11,000 applications per minute—largely due to AI. Candidates are using ChatGPT to insert job posting keywords into their resumes and getting AI agents to apply on their behalf, creating an “applicant tsunami,” a former recruiter told the NYT.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <strong style="color:#000">
                  Screen test:
                 </strong>
                 Companies are fighting AI with AI, using interviews administered by artificial intelligence to prove a human is on the other end of the application. Data from DemandSage estimates that 99% of Fortune 500 companies use AI in the recruitment process.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <strong style="color:#000">
                  However…
                 </strong>
                 there could be bias in the bots. A
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  lawsuit
                 </a>
                 claiming Workday’s AI algorithm discriminated based on age is being allowed to proceed as a collective action, and could potentially include millions of disappointed job seekers.
                 <em>
                  —DL
                 </em>
                </p>
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            STAT
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                 Prime number: The world’s biggest digital camera
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               </h1>
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              <img alt="the Trifid nebula and the Lagoon nebula" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F9109275792e1bd1a97ee1a84e3c1df64a0ca3326-1500x1000.jpg%253Fw%253D1336%2526q%253D80%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NTA3NTg5NzEuNDQwMjk4OH0:1uU0Nv:3wFST3b1jH38B7GrRSDNDLz3-BcnNrwxC70ZikIJf28" style="width:100%;max-width:670px;display:block" width="670"/>
              <p style="margin:0;padding:0;line-height:22px">
               <span class="source" style="margin-top:5px;margin-bottom:0;padding-left:10px;line-height:14px;display:inline-block">
                <small>
                 <em>
                  NSF–DOE Vera C. Rubin Observatory
                 </em>
                </small>
               </span>
              </p>
             </div>
             <table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse" width="100%">
              <tr>
               <td class="content-container" style="padding:15px">
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 If you want to photograph the universe comprehensively, you’re going to need a really big camera. Enter the Vera C. Rubin Observatory, a joint venture between the National Science Foundation and the Department of Energy perched atop a mountain in Chile that just released the
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  first images
                 </a>
                 taken using the largest digital camera ever to capture cosmic phenomena at an unprecedented scale.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 After ~10 test hours, the camera had
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  already gotten pictures
                 </a>
                 of millions of galaxies and Milky Way stars, as well as thousands of asteroids. The pic above is a composite of 678 images taken over seven hours of the Trifid Nebula and the Lagoon Nebula, which are located several thousand light-years away from Earth.
                </p>
                <ul style="margin-top:0;padding-left:30px">
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   Over the next decade, the observatory plans to photograph the whole southern sky.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   It’ll capture that view in its entirety every three to four nights, taking high-definition photos every 30 seconds. Each image will include an area the size of 45 full moons, and each of these areas will be photographed as many as 1,000 times, per the Wall Street Journal.
                  </span>
                 </li>
                </ul>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 The goal isn’t simply to put your most aesthetic friend’s Insta to shame—the observatory is hoping its images can shed light on some of the universe’s biggest mysteries, including dark matter and dark energy.
                 <em>
                  —AR
                 </em>
                </p>
               </td>
              </tr>
             </table>
            </td>
           </tr>
          </table>
         </td>
        </tr>
       </table>
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          <div class="tag-container" style="padding:15px 15px 0">
           <h3 style="color:#1c7ff2;text-transform:uppercase;margin-top:0;margin-bottom:0;font-family:Helvetica,Arial,sans-serif;font-size:16px;font-weight:700">
            Together With Vuori
           </h3>
          </div>
          <a style="border:none;text-decoration:none" target="_blank">
           <img alt="Vuori" class="sponsored-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F13a1fef9dd24fa4e539a551c1203828ba73635c9-1000x667.jpg%253Fw%253D1336%2526q%253D80%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NTA3NTg5NzEuNDQwNDEwNH0:1uU0Nv:klcY81R85txdNEIrmsqVKZ8PnH6S03gureazPMLoKQM" style="width:100%;max-width:670px;padding-top:15px;display:block" width="670"/>
          </a>
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            <td class="sponsored-body content-container story-content" style="padding:15px">
             <p style="margin-top:0;margin-bottom:15px;line-height:22px">
              <strong style="color:#000">
               Put on your Sunday best.
              </strong>
              Slip into the Vuori Sunday Collection, made from soft, stretchy performance fabric. Take the
              <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
               Sunday Performance Short 8″
              </a>
              , for example, with its four-way stretch knit, moisture-wicking, and many zip pockets. Comfort is king, kings:
              <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
               Shop the full collection here
              </a>
              .
             </p>
            </td>
           </tr>
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           <h3 style="color:#1c7ff2;margin-top:0;margin-bottom:0;font-family:Helvetica,Arial,sans-serif;font-size:16px;font-weight:700">
            NEWS
           </h3>
          </div>
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            <td class="card-content">
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               <h1 class="story-title" style="color:#000;margin-top:8px;margin-bottom:0;font-family:Helvetica,Arial,sans-serif;font-size:24px;font-weight:700;line-height:26px">
                <a style="color:#000;border-bottom:none;text-decoration:none" target="_blank">
                 What else is brewing
                </a>
               </h1>
              </div>
             </table>
             <table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse" width="100%">
              <tr>
               <td class="content-container" style="padding:15px">
                <ul style="margin-top:0;padding-left:30px">
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                    A record-breaking heatwave
                   </a>
                  </span>
                  <span>
                   is set to continue across the US, with temperatures reaching three digits (and that’s before you look at the dreaded “feels like” temp). It’s put millions of people under heat advisories or warnings.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                    The Supreme Court
                   </a>
                  </span>
                  <span>
                   ruled that the Trump administration may resume deporting some migrants to countries that are not where they are from without giving them advanced notice or a chance to fight it, at least while a legal challenge to the practice plays out in the courts.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                    A federal judge
                   </a>
                  </span>
                  <span>
                   ordered the release of Kilmar Abrego Garcia—whose mistaken deportation to El Salvador has been a flashpoint in immigration debates—while he awaits trial on human smuggling charges. But the judge noted that ICE was likely to detain him and potentially deport him, and the government has already filed an appeal of the judge’s order.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                    Federal Reserve Chair Jerome Powell
                   </a>
                  </span>
                  <span>
                   is scheduled to testify before Congress today amid tension with the president over the Fed not lowering interest rates.
                  </span>
                 </li>
                </ul>
               </td>
              </tr>
             </table>
            </td>
           </tr>
          </table>
         </td>
        </tr>
       </table>
       <!--[if !mso ]><! -- -->
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       <!-- <![endif]-->
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          <div class="tag-container" style="padding:15px 15px 0">
           <h3 style="color:#1c7ff2;margin-top:0;margin-bottom:0;font-family:Helvetica,Arial,sans-serif;font-size:16px;font-weight:700">
            RECS
           </h3>
          </div>
          <table border="0" cellpadding="0" cellspacing="0" class="story-content-container" style="border-collapse:collapse" width="100%">
           <tr>
            <td class="story-content">
             <div class="header-image-container" style="padding-top:15px">
              <img alt="To-do list banner" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F762cbc4c673b8613a0de1bf6711a4fc25276f7a4-1350x330.png%253Fw%253D1336%2526q%253D80%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NTA3NTg5NzEuNDQwNTE4NH0:1uU0Nv:TqCrDRWmg9cso8ZihMdQzj-9BAYE7T3iAJxbIHyiGqk" style="width:100%;max-width:670px;display:block" width="670"/>
              <p style="margin:0;padding:0;line-height:22px">
               <span class="source" style="margin-top:5px;margin-bottom:0;padding-left:10px;line-height:14px;display:inline-block">
                <small>
                 <em>
                 </em>
                </small>
               </span>
              </p>
             </div>
             <table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse" width="100%">
              <tr>
               <td class="content-container" style="padding:15px">
                <div>
                 <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                  <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NTA3NTg5NzEuNDQwNjIxMX0:1uU0Nv:PAsHLqAb0e1N3S7L99cxceXEGIpzv-aB1zpqTmIWDm8" style="max-width:18px" width="18"/>
                  <strong style="color:#000">
                   Simplify:
                  </strong>
                  These
                  <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                   mini stretch straps
                  </a>
                  will hold together all the little stuff that gets lost at the bottom of your bag.**
                 </p>
                 <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                  <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NTA3NTg5NzEuNDQwNzIxOH0:1uU0Nv:kWz7sIaqggBEI7D7wZ8nZW0056635vQGVsJr3Aglr6o" style="max-width:18px" width="18"/>
                  <strong style="color:#000">
                   Watch:
                  </strong>
                  Famous chefs reveal where their
                  <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                   favorite restaurants
                  </a>
                  are around the world.
                 </p>
                 <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                  <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NTA3NTg5NzEuNDQwODIzNn0:1uU0Nv:mfrEQC6hcVW6t9RL9kxySfu7QQe87zj8dVP8xMYihqY" style="max-width:18px" width="18"/>
                  <strong style="color:#000">
                   Freeze:
                  </strong>
                  <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                   Recipes
                  </a>
                  for homemade popsicles.
                 </p>
                 <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                  <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NTA3NTg5NzEuNDQwOTIzN30:1uU0Nv:-_8tKqQL9bt3qgz8a_z32bSOjtxQGM_9p3R_YZ9O9xE" style="max-width:18px" width="18"/>
                  <strong style="color:#000">
                   Rank:
                  </strong>
                  The NYT asked Hollywood heavies to name the
                  <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                   best movies of the past 25 years
                  </a>
                  .
                 </p>
                 <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                  <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NTA3NTg5NzEuNDQxMDI0OH0:1uU0Nv:68rCrrI4EsHYTSVdgVaVvdEQx3zNfgyXsc0TF1N4dcA" style="max-width:18px" width="18"/>
                  <strong style="color:#000">
                   HR tech rec:
                  </strong>
                  Get matched with the
                  <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                   right HR software
                  </a>
                  for your needs, thanks to SelectSoftware Reviews. Get your tailored vendor shortlist after a
                  <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                   15-minute call + get a $50 Amazon gift card
                  </a>
                  .*
                 </p>
                 <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                  <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NTA3NTg5NzEuNDQxMTI1fQ:1uU0Nv:ebMUvf1FOcyMoTbmeYwx7LTqNZY81DFhWIChpC2UszY" style="max-width:18px" width="18"/>
                  <strong style="color:#000">
                   Every $tep you take:
                  </strong>
                  Financial preparation is a framework worth investing in (literally). Take a look at
                  <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                   this interactive piece
                  </a>
                  , where we highlight how New York Life can help supplement your financial journey
                  <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                   every step of the way
                  </a>
                  .*
                 </p>
                 <placementslot data-id="df07cc4df539">
                 </placementslot>
                 <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                  <sup>
                   <em>
                    *A message from our sponsor. **This is a product recommendation from our writers. When you buy through this link, Morning Brew may earn a commission.
                   </em>
                  </sup>
                 </p>
                </div>
               </td>
              </tr>
             </table>
            </td>
           </tr>
          </table>
         </td>
        </tr>
       </table>
       <!--[if !mso ]><! -- -->
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      <!-- STORY ARTICLE -->
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       <!-- <![endif]-->
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           <h3 style="color:#1c7ff2;margin-top:0;margin-bottom:0;font-family:Helvetica,Arial,sans-serif;font-size:16px;font-weight:700">
            PLAY
           </h3>
          </div>
          <table border="0" cellpadding="0" cellspacing="0" class="story-content-container" style="border-collapse:collapse" width="100%">
           <tr>
            <td class="story-content">
             <div class="header-image-container" style="padding-top:15px">
              <a style="border:none;text-decoration:none" target="_blank">
               <img alt="The word games with icons for different games available from Morning Brew" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252Fe81751ebb501432469a553276fe8ef38761d5968-1350x330.png%253Fw%253D1336%2526q%253D80%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NTA3NTg5NzEuNDQxMjMyNH0:1uU0Nv:fJ2JTif3CNZ1Y-mc8kETunsuEOhOT0KSRs-24wZ6nqI" style="width:100%;max-width:670px;display:block" width="670"/>
              </a>
              <p style="margin:0;padding:0;line-height:22px">
              </p>
             </div>
             <table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse" width="100%">
              <tr>
               <td class="content-container" style="padding:15px">
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <strong style="color:#000">
                  Brew Mini:
                 </strong>
                 Completing today’s Mini while drinking a cool drink is the best way to beat the heat.
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  Check it out here
                 </a>
                 .
                </p>
                <h2 style="color:#000;margin:0 0 15px;font-family:Helvetica,Arial,sans-serif;font-size:19px;font-weight:700">
                 Mayoral trivia
                </h2>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 With the NYC mayoral primary on tap today, here’s trivia about American mayors. We’ll give you the initials of a mayor’s name, the city they led, and the years they were in office…and you have to identify the person.
                </p>
                <ol>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   B.S. Burlington, VT (1981–1989)
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   J.S. Cincinnati, OH (1977–1978)
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   M.B. Washington, DC (2015–present)
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   F.L.G. New York, NY (1934–1946)
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   C.E. Carmel-by-the-Sea, CA (1986–1988)
                  </span>
                 </li>
                </ol>
               </td>
              </tr>
             </table>
            </td>
           </tr>
          </table>
         </td>
        </tr>
       </table>
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           <h3 style="color:#1c7ff2;margin-top:0;margin-bottom:0;font-family:Helvetica,Arial,sans-serif;font-size:16px;font-weight:700">
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                  Share Morning Brew
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                 with your friends, acquire free Brew swag, and then acquire more friends as a result of your fresh Brew swag.
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                 We’re saying we’ll give you free stuff and more friends if you share a link. One link.
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                 Or copy &amp; paste your referral link to others:
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                  <span>
                   Bernie Sanders
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                  <span>
                   Jerry Springer (yes, really)
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                   Muriel Bowser
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                   Fiorello La Guardia
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                   Clint Eastwood
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                  Word of the Day
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                 Today’s Word of the Day is: boon, meaning “a benefit.” Thanks to Jessica from San Francisco for the helpful suggestion. Submit another Word of the Day
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               ✢ A Note From Elf Labs
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               Disclaimer: This is a paid advertisement for Elf Labs’ Regulation CF offering. Please read the offering circular at
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