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   Daily Brew // Morning Brew // Update
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     Plus, colleges are spending more than they can afford...
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             August 11, 2023
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              Shop 10% Off
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              TOGETHER WITH
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                Good morning and Happy Friday.
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               In today’s newsletter we’re covering…
              </p>
              <ul style="margin-top:0;padding-left:30px">
               <li style="line-height:22px;margin-bottom:10px">
                <span>
                 The devastation from the Maui wildfires
                </span>
               </li>
               <li style="line-height:22px;margin-bottom:10px">
                <span>
                 Big spending by US colleges…and costs that get passed along to students
                </span>
               </li>
               <li style="line-height:22px;margin-bottom:10px">
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                 And how we know NYC is so back
                </span>
               </li>
              </ul>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               Have a great day. We’ll see ya tomorrow.
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              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               —
               <em>
                Molly Liebergall, Cassandra Cassidy, Matty Merritt, Sam Klebanov, Neal Freyman
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               MARKETS
              </h3>
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             </td>
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                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F6097ec1c26b17401a61bfbfe4440c75ebfea1886-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1qUOqN:lvah3IGe1DiFLhp7_PlbFR087V3aeWuZR0_e5ckt_mk" style="width:22%" width="20"/>
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                  Nasdaq
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                  13,737.99
                 </p>
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                     +0.12%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
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             </td>
            </tr>
            <!-- END Nasdaq -->
            <!-- S&P -->
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                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F6097ec1c26b17401a61bfbfe4440c75ebfea1886-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1qUOqN:lvah3IGe1DiFLhp7_PlbFR087V3aeWuZR0_e5ckt_mk" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
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                  S&amp;P
                 </p>
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                  4,468.83
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top: 8px; padding-bottom: 8px;" valign="middle">
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                   <td style="padding-left: 8px; padding-right: 8px; padding-top: 10px; padding-bottom: 10px; border-radius: 8px; background-color: #BEF2BA; background-color: rgba(40, 211, 26, 0.3);" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: center;">
                     +0.03%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END S&P -->
            <!-- Dow -->
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             <td class="pads10 pads6m lastline" style="border-bottom:1px solid #e6e6e6;padding-bottom:0;text-align: center; border-top: 1px solid #e6e6e6; mso-padding-alt: 0 20px 0 20px;">
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                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F6097ec1c26b17401a61bfbfe4440c75ebfea1886-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1qUOqN:lvah3IGe1DiFLhp7_PlbFR087V3aeWuZR0_e5ckt_mk" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px; white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
                  Dow
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
                  35,176.15
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top: 8px; padding-bottom: 8px;" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="width:70%;border-collapse:collapse; margin: 0 auto;">
                  <tr>
                   <td style="padding-left: 8px; padding-right: 8px; padding-top: 10px; padding-bottom: 10px; border-radius: 8px; background-color: #BEF2BA; background-color: rgba(40, 211, 26, 0.3);" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: center;">
                     +0.15%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END Dow -->
            <!-- 10-Year -->
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                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F6097ec1c26b17401a61bfbfe4440c75ebfea1886-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1qUOqN:lvah3IGe1DiFLhp7_PlbFR087V3aeWuZR0_e5ckt_mk" style="width:22%" width="20"/>
                </td>
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                  10-Year
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
                  4.110%
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top: 8px; padding-bottom: 8px;" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="width:70%;border-collapse:collapse; margin: 0 auto;">
                  <tr>
                   <td style="padding-left: 8px; padding-right: 8px; padding-top: 10px; padding-bottom: 10px; border-radius: 8px; background-color: #BEF2BA; background-color: rgba(40, 211, 26, 0.3);" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: center;">
                     +10.5 bps
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END 10-Year -->
            <!-- Bitcoin -->
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                <td align="center" class="markets-arrow-cell" style="width:12%;text-align: center; line-height: 1em;" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252Fe4a85d043f857cc8adaca9d546c099f6d7db37ba-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1qUOqN:lvah3IGe1DiFLhp7_PlbFR087V3aeWuZR0_e5ckt_mk" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px; white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
                  Bitcoin
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
                  $29,456.25
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top: 8px; padding-bottom: 8px;" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="width:70%;border-collapse:collapse; margin: 0 auto;">
                  <tr>
                   <td style="padding-left: 8px; padding-right: 8px; padding-top: 10px; padding-bottom: 10px; border-radius: 8px; background-color: #FFB3B3; background-color: rgba(255, 3, 3, 0.3);" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: center;">
                     -0.41%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END Bitcoin -->
            <!-- Disney -->
            <tr>
             <td class="pads10 pads6m lastline" style="border-bottom:1px solid #e6e6e6;padding-bottom:0;text-align: center; border-top: 1px solid #e6e6e6; mso-padding-alt: 0 20px 0 20px;">
              <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;" width="100%">
               <tr>
                <td align="center" class="markets-arrow-cell" style="width:12%;text-align: center; line-height: 1em;" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F6097ec1c26b17401a61bfbfe4440c75ebfea1886-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1qUOqN:lvah3IGe1DiFLhp7_PlbFR087V3aeWuZR0_e5ckt_mk" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px; white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
                  Disney
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
                  $91.76
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top: 8px; padding-bottom: 8px;" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="width:70%;border-collapse:collapse; margin: 0 auto;">
                  <tr>
                   <td style="padding-left: 8px; padding-right: 8px; padding-top: 10px; padding-bottom: 10px; border-radius: 8px; background-color: #BEF2BA; background-color: rgba(40, 211, 26, 0.3);" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: center;">
                     +4.88%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END Disney -->
            <!-- START REGULAR TEXT -->
            <tr>
             <td style="padding: 3px 15px 10px 15px">
              <p style="line-height:22px;margin-top:0;margin-bottom:15px;padding: 0; margin: 0; text-align: left; font-size: 13px;">
               *Stock data as of market close, cryptocurrency data as of  4:00am ET.
               <a class="link-sm" rel="noopener" style="border-bottom:1px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                Here's what these numbers mean.
               </a>
              </p>
             </td>
            </tr>
            <!-- END REGULAR TEXT -->
            <tr>
             <td style="padding: 0px 15px; mso-padding-alt: 0px 15px 15px 15px;">
              <ul style="margin-top:0;padding-left:30px">
               <li style="line-height:22px;margin-bottom:10px">
                <span>
                 <strong style="color:#000">
                  Markets:
                 </strong>
                </span>
                <span>
                 Stocks ticked higher after an important inflation report showed
                </span>
                <span>
                 <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                  encouraging signs
                 </a>
                </span>
                <span>
                 that price growth is on its way back down to typical levels. Disney investors seemed pleased with the company’s plans to hike prices across its streaming services and pull a Netflix by cracking down on password sharing.
                </span>
               </li>
              </ul>
              <div style="display:none;">
              </div>
             </td>
            </tr>
            <tr>
             <td style="padding: 0px 20px; mso-padding-alt: 0px 20px 15px 20px;">
             </td>
            </tr>
           </table>
          </th>
         </tr>
        </table>
        <!--[if !mso ]><! -- -->
       </div>
      </div>
      <!-- <![endif]-->
      <!-- END MARKETS -->
      <!-- ARTICLE --->
      <!--[if !mso ]><! -- -->
      <div class="c6" style="margin-bottom:7px">
       <!-- <![endif]-->
       <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
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          <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
           <tr>
            <td style="padding: 15px;">
             <h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
              NATIONAL NEWS
             </h3>
             <h1 style="font-family:Helvetica, Arial, sans-serif;font-size:24px;color:#333;font-weight:700;margin-bottom:0;line-height:26px;margin-top:8px">
              <a style="color:#000000!important;text-decoration:none;border-bottom:none!important;" target="_blank">
               <font color="#000000">
                A hub for Hawaiian heritage has burned to the ground
               </font>
              </a>
             </h1>
            </td>
           </tr>
          </table>
          <a style="text-decoration:none;border:none;" target="_blank">
           <img alt="The Maui town of Lāhainā was largely destroyed in a wildfire." class="story-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F0a7ecc1ad7d80995a0f6bf274b95068c4c4f2b8d-1500x1000.jpg%253Fw%253D668%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1qUOqN:lvah3IGe1DiFLhp7_PlbFR087V3aeWuZR0_e5ckt_mk" style="display: block; width: 100%; max-width: 670px;" width="670"/>
          </a>
          <span class="source" style="display:inline-block;padding-left:10px;margin-top:5px;margin-bottom:0px;line-height:14px">
           <small>
            <em>
             Patrick T. Fallon/Getty Images
            </em>
           </small>
          </span>
          <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
           <tr>
            <td style="padding:15px">
             <div>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               The Maui town of Lāhainā will never be the same. This week, unprecedented wildfires ripped through the historic area where the Hawaiian Kingdom’s constitution was drafted, destroying cherished cultural sites.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               The blazes are now mostly contained, but at least 53 people have died, making this one of the deadliest US wildfires in decades. The death toll is likely to rise as search and rescue efforts continue. An investigation into the cause of the fire has not yet begun, but unmanaged, nonnative grasslands are
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                believed
               </a>
               to have fueled its spread, combined with dry air, drought, and winds from a passing hurricane.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               “The whole town was devastated. Lāhainā was decimated,” Lieutenant Governor Sylvia Luke
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                said
               </a>
               . At least 1,000 buildings have been wrecked.
              </p>
              <ul style="margin-top:0;padding-left:30px">
               <li style="line-height:22px;margin-bottom:10px">
                <span>
                 Front Street, the town’s popular stretch of restaurants, bars, and stores, has been reduced to
                </span>
                <span>
                 <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                  ash
                 </a>
                </span>
                <span>
                 . “Pretty much everybody I know lost everything,” one resident
                </span>
                <span>
                 <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                  told
                 </a>
                </span>
                <span>
                 MSNBC.
                </span>
               </li>
               <li style="line-height:22px;margin-bottom:10px">
                <span>
                 The town center—one of 60 nationally recognized historic sites in the area—was destroyed, as was the church where Christianity got its start in Hawaii in the early 1800s. Its graveyard is the burial site for some members of old Hawaiian royalty.
                </span>
               </li>
               <li style="line-height:22px;margin-bottom:10px">
                <span>
                 The largest
                </span>
                <span>
                 <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                  banyan
                 </a>
                </span>
                <span>
                 fig tree in the US, planted in Lāhainā in 1873, is charred but still standing.
                </span>
               </li>
              </ul>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               Cell phone and internet service remained heavily disrupted, so people have been using social media to
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                try
               </a>
               to
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                locate
               </a>
               missing relatives. For some people on the island, Apple Emergency SOS was the only way to
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                contact
               </a>
               first responders.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               Burnt docks and wrecked boats have complicated seaborne relief efforts. Several airlines have added flights to help get people out of Maui.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                The recovery…
               </strong>
               will take years, authorities said. Maui’s economy, which was just bouncing back after the pandemic, will suffer—80% of the island’s money is generated by tourism. Lāhainā, once the capital of pre-colonized Hawaii, was a major destination for visitors.
               <em>
                —ML
               </em>
              </p>
             </div>
             <!-- SOCIAL LINKS -->
             <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
              <tr>
               <td style="padding-top: 12px;">
                <a class="" rel="noopener" style="text-decoration: none;" target="_blank">
                 <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252Fcab2ac077d288f7ba1df3571cb0ec28ce8f32b86-357x357.png%253Fw%253D50%2526fit%253Dmax/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1qUOqN:lvah3IGe1DiFLhp7_PlbFR087V3aeWuZR0_e5ckt_mk" style="display: inline-block; width: 25px" width="25"/>
                </a>
                <span>
                </span>
                <a class="" rel="noopener" style="text-decoration: none;" target="_blank">
                 <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252Fea53a551202a4963e49199a40daf05b487846624-357x357.png%253Fw%253D50%2526fit%253Dmax/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1qUOqN:lvah3IGe1DiFLhp7_PlbFR087V3aeWuZR0_e5ckt_mk" style="display: inline-block; width: 25px" width="25"/>
                </a>
                <span>
                </span>
                <a class="" rel="noopener" style="text-decoration: none;" target="_blank">
                 <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F774271f5d2278014f1af0759475660e1761384eb-357x357.png%253Fw%253D50%2526fit%253Dmax/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1qUOqN:lvah3IGe1DiFLhp7_PlbFR087V3aeWuZR0_e5ckt_mk" style="display: inline-block; width: 25px" width="25"/>
                </a>
               </td>
              </tr>
             </table>
             <!-- END SOCIAL LINKS --->
            </td>
           </tr>
          </table>
         </th>
        </tr>
       </table>
       <!--[if !mso]><! -- -->
      </div>
      <!-- <![endif]-->
      <!-- END ARTICLE --->
      <!-- ARTICLE --->
      <!--[if !mso ]><! -- -->
      <div class="c6" style="margin-bottom:7px">
       <!-- <![endif]-->
       <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
        <tr>
         <th class="card" style="text-align:left;font-weight:400;font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#333;display:block;background-color:#fff;border-radius:15px;border:1px solid #e6e6e6;border-collapse:collapse;box-shadow:none;margin-bottom:0px;">
          <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
           <tr>
            <td style="padding: 15px;">
             <h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
              TOGETHER WITH MODE MOBILE
             </h3>
             <h1 style="font-family:Helvetica, Arial, sans-serif;font-size:24px;color:#333;font-weight:700;margin-bottom:0;line-height:26px;margin-top:8px">
              <a style="color:#000000!important;text-decoration:none;border-bottom:none!important;" target="_blank">
               <font color="#000000">
                <strong>
                 First disruption to smartphones in 15 years
                 <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fselfie_1f933.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiJ9:1qUOqN:C35EAGSORavhYan61Ljp9YtnWMmEq0GkRMy21znP12Y" style="max-width:18px" width="18"/>
                </strong>
               </font>
              </a>
             </h1>
            </td>
           </tr>
          </table>
          <a style="text-decoration:none;border:none;" target="_blank">
           <!--[if mso]>
<img alt="Mode Mobile" style="display: block; width: 100%; max-width: 670px;" width="670" height=447 src="https://storage.morningbrew.com/gif/2023-08-10/image-0fcdc2a67471a4695b88e6845513ea8d0efb19c9-512x341-gif/unnamed.gif">
<![endif]-->
           <!--[if !mso]>-->
           <!-- -->
           <img alt="Mode Mobile" class="story-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fstorage.morningbrew.com%252Fgif%252F2023-08-10%252Fimage-0fcdc2a67471a4695b88e6845513ea8d0efb19c9-512x341-gif%252Funnamed.gif/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZzdG9yYWdlLm1vciJ9:1qUOqN:WNtsbGLTK0Fp45TqBMgwF_YuRb1QSPoAqQNlXaE0mKE" style="display: block; width: 100%; max-width: 670px;" width="670"/>
           <!--<![endif]-->
          </a>
          <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
           <tr>
            <td style="padding:15px">
             <div>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               Tech startup with traction: Turn your phone from a cost to an income source. Intriguing idea, isn’t it? This is why eyes are on the launch of
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                Mode’s pre-IPO offering
               </a>
               , the latest in a series of impressive raises among smartphone innovators, likely spurred by Apple’s recent $3t valuation.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               Mode saw 150x revenue growth from 2019 to 2022, a leap that has made them one of America’s fastest-growing companies—all thanks to
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                EarnPhone, a budget smartphone that’s helped consumers earn and save $150m+
               </a>
               for activities like listening to music, playing games, and…even charging their devices.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               Over 10k investors have already acquired shares. And with only days remaining prior to their closing update, allocations are limited.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fchart-with-upwards-trend_1f4c8.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiJ9:1qUOqN:C35EAGSORavhYan61Ljp9YtnWMmEq0GkRMy21znP12Y" style="max-width:18px" width="18"/>
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                Claim your exclusive 50% bonus: $0.08/share
               </a>
               .
              </p>
             </div>
            </td>
           </tr>
          </table>
         </th>
        </tr>
       </table>
       <!--[if !mso]><! -- -->
      </div>
      <!-- <![endif]-->
      <!-- END ARTICLE --->
      <!-- ARTICLE --->
      <!--[if !mso ]><! -- -->
      <div class="c6" style="margin-bottom:7px">
       <!-- <![endif]-->
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             <h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
              WORLD
             </h3>
             <h1 style="font-family:Helvetica, Arial, sans-serif;font-size:24px;color:#333;font-weight:700;margin-bottom:0;line-height:26px;margin-top:8px">
              <a style="color:#000000!important;text-decoration:none;border-bottom:none!important;" target="_blank">
               <font color="#000000">
                Tour de headlines
               </font>
              </a>
             </h1>
            </td>
           </tr>
          </table>
          <img alt="A photograph of a prescription bottle for OxyCodone with pills spilling out of it" class="story-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F3818d15e0765c51bf797689313a2f61074973e6a-2087x1436.jpg%253Fw%253D668%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1qUOqN:lvah3IGe1DiFLhp7_PlbFR087V3aeWuZR0_e5ckt_mk" style="display: block; width: 100%; max-width: 670px;" width="670"/>
          <span class="source" style="display:inline-block;padding-left:10px;margin-top:5px;margin-bottom:0px;line-height:14px">
           <small>
            <em>
             Getty Images
            </em>
           </small>
          </span>
          <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
           <tr>
            <td style="padding:15px">
             <div>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fpill_1f48a.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiJ9:1qUOqN:C35EAGSORavhYan61Ljp9YtnWMmEq0GkRMy21znP12Y" style="max-width:18px" width="18"/>
                SCOTUS pauses Sackler opioid settlement.
               </strong>
               The Supreme Court
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                temporarily blocked
               </a>
               a $6 billion settlement between OxyContin maker Purdue Pharma and state and local governments that would protect the Sackler family—which owns the company—from civil lawsuits over the company’s role in fueling the opioid crisis. It’s a victory for Biden’s DOJ, which requested that the settlement be put on hold. The Supreme Court will hear arguments in December over whether the settlement can proceed.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fflag-for-iran_1f1ee-1f1f7.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiJ9:1qUOqN:C35EAGSORavhYan61Ljp9YtnWMmEq0GkRMy21znP12Y" style="max-width:18px" width="18"/>
                Jailed Americans freed from Iranian prison.
               </strong>
               Thanks to a
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                US–Iran swap
               </a>
               , five Iranian American dual citizens held in the notoriously brutal Evin Prison in Tehran have been moved to house arrest, according to a lawyer for one of them, and they’ll soon be allowed to leave the country. In exchange, the US promised to release multiple Iranians incarcerated for violating sanctions and will allow Iran to use $6 billion of frozen funds for humanitarian purposes, multiple news outlets reported. The agreement comes as a number of Americans remain in foreign prisons on dubious charges, including WSJ reporter Evan Gershkovich, who is detained in Russia.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Feyes_1f440.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiJ9:1qUOqN:C35EAGSORavhYan61Ljp9YtnWMmEq0GkRMy21znP12Y" style="max-width:18px" width="18"/>
                Amazon puts WFH employees on notice.
               </strong>
               The e-commerce giant
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                emailed some employees
               </a>
               to warn them that, based on their badge swipes, they hadn’t been coming into the office at least three days a week as mandated by company policy, Insider reported. But several employees claimed they were flagged erroneously, and Amazon admitted it might be true. The company’s Slack was popping off with employees venting about what they perceived as a tone-deaf email and a lack of transparency around how the tracking worked, per Insider. When Amazon’s return-to-office policy was imposed in February, some employees walked out in protest and circulated a petition to nix it.
              </p>
             </div>
            </td>
           </tr>
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         </th>
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              EDUCATION
             </h3>
             <h1 style="font-family:Helvetica, Arial, sans-serif;font-size:24px;color:#333;font-weight:700;margin-bottom:0;line-height:26px;margin-top:8px">
              <a style="color:#000000!important;text-decoration:none;border-bottom:none!important;" target="_blank">
               <font color="#000000">
                Colleges are spending money they don’t have
               </font>
              </a>
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           <img alt="Illustration of a college building on top of stacks of money" class="story-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F208f2034071f15f7a0e52c03c5c0607138d28d72-1500x1000.jpg%253Fw%253D668%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1qUOqN:lvah3IGe1DiFLhp7_PlbFR087V3aeWuZR0_e5ckt_mk" style="display: block; width: 100%; max-width: 670px;" width="670"/>
          </a>
          <span class="source" style="display:inline-block;padding-left:10px;margin-top:5px;margin-bottom:0px;line-height:14px">
           <small>
            <em>
             Francis Scialabba
            </em>
           </small>
          </span>
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             <div>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               The price of college is rising, and for once, we can’t blame inflation. Spending
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                increased
               </a>
               by 38% at the median flagship school (the best known and usually the oldest public university in each state) between 2002 and 2022—and they passed the tab to students, contributing to the $1.6 trillion student debt crisis, according to the Wall Street Journal’s analysis of the 50 schools’ financial statements.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                Driving the increase:
               </strong>
               Over the 20 years analyzed,
               <strong style="color:#000">
               </strong>
               the median flagship’s salaries and benefits rose by ~40%, spending on athletic coaches jumped by 50%, and millions of dollars were pumped into new construction and renovations, according to data the WSJ analyzed from the Knight-Newhouse College Athletics Database. Administrative costs have also become a greater
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                share
               </a>
               of institutional spending, per US News and the National Center for Education Statistics.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               But that shiny new student union and all those higher salaries don’t pay for themselves. To afford them, every school in the Wall Street Journal’s analysis increased tuition and fee revenue per student by double digits from 2002–2022:
              </p>
              <ul style="margin-top:0;padding-left:30px">
               <li style="line-height:22px;margin-bottom:10px">
                <span>
                 At the University of Oklahoma, tuition and fees per student rose 166% in the two decades analyzed.
                </span>
               </li>
               <li style="line-height:22px;margin-bottom:10px">
                <span>
                 Penn State, the most expensive flagship state school, costs the average student nearly $27,000 a year.
                </span>
               </li>
              </ul>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                Big picture:
               </strong>
               Schools are spending so much because there’s no one to stop them.
               <strong style="color:#000">
               </strong>
               Economist James V. Koch found that trustees approve 98% of cost-increasing proposals at large public universities, and Holden Thorp, former chancellor of the University of North Carolina at Chapel Hill, told the WSJ that universities are just “devouring money.”—
               <em>
                CC
               </em>
              </p>
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              TOGETHER WITH FIDELITY
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               Our lines are open:
              </strong>
              Got investing Q’s or stories you’d love to share with pros in the industry? Call our hotline for
              <em>
               Fresh Invest
              </em>
              season 4. Yep, you read that right—everyone’s fave investing pod is
              <em>
               back
              </em>
              . And this time around, you’ve got a chance to have your questions or comments shared in an episode with Alex Lieberman and Fidelity. Leave it after the beep at 1-844-ITS-FRSH.
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              REAL ESTATE
             </h3>
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                If New York is dead, why is our rent so high?
               </font>
              </a>
             </h1>
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          <a style="text-decoration:none;border:none;" target="_blank">
           <img alt="Two headlines next to each other. One reads “New York City is dead forever” from The New York Post on August 17, 2020. The other reads “The average Manhattan rent just hit a new record of $5,588 a month” from MSNBC on August 10, 2023." class="story-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F73bb5bea490ab527512b49d48146481e474bfd5f-1500x1000.jpg%253Fw%253D668%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1qUOqN:lvah3IGe1DiFLhp7_PlbFR087V3aeWuZR0_e5ckt_mk" style="display: block; width: 100%; max-width: 670px;" width="670"/>
          </a>
          <span class="source" style="display:inline-block;padding-left:10px;margin-top:5px;margin-bottom:0px;line-height:14px">
           <small>
            <em>
             New York Post &amp; MSNBC
            </em>
           </small>
          </span>
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              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               It wasn’t just your LA friends—everyone thought the pandemic would officially kill New York City. But apparently, what doesn’t kill you makes you stronger: The city’s rents have rebounded…and then some.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               Average rents in Manhattan hit a
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                record high
               </a>
               of $5,588 in July, according to a report from Miller Samuel and Douglas Elliman. It’s also the fourth month of record-breaking prices in the last five months, according to CNBC.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               During the pandemic-triggered remote work revolution, economists warned that workers would flee to more affordable states and devastate the city’s real estate market. But despite nearly 400,000 people leaving Manhattan between June 2020 and June 2022, the average rent for apartments in the borough is now 30% higher than it was in 2019.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                What happened?
               </strong>
               For starters, there’s still not enough housing on the island. And soaring interest rates are making it a lot more expensive for people to buy, so they are being pushed back into the rental market, giving prices an even bigger lift. Plus, the cost of housing in the city typically climbs throughout the summer so, spoiler alert: This month will likely break records too.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               Record rental prices show that people are choosing to live in Manhattan despite not going in to work there. Manhattan offices were only at 48% of capacity last month, according to Kastle Systems.
               <em>
                —MM
               </em>
              </p>
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              GRAB BAG
             </h3>
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              <a style="color:#000000!important;text-decoration:none;border-bottom:none!important;" target="_blank">
               <font color="#000000">
                Key performance indicators
               </font>
              </a>
             </h1>
            </td>
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          <span class="source" style="display:inline-block;padding-left:10px;margin-top:5px;margin-bottom:0px;line-height:14px">
           <small>
            <em>
             Joe Robbins/Icon Sportswire via Getty Images
            </em>
           </small>
          </span>
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              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                Stat:
               </strong>
               A new book has revealed that golf star Phil Mickelson likes to gamble on sports…a lot. Mickelson has bet
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                more than $1 billion
               </a>
               over the last three decades on sports, losing about $100 million while doing it, according to excerpts of
               <em>
                Gambler: Secrets from a Life at Risk
               </em>
               published by Fire Pit Collective. The author says that Mickelson made 858 wagers of $220,000 and more than 1,100 wagers of $110,000 between 2010 and 2014. He even attempted to bet $400,000 on Team USA (which he was playing on) at the 2012 Ryder Cup.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                Quote:
               </strong>
               “Elon works on the technology and dreams up what’s next. I bring it to market.”
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               In her first TV interview as X CEO, Linda Yaccarino stressed to CNBC that
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                she has autonomy
               </a>
               from owner Elon Musk who, despite stepping down as chief executive, still appears at times to be running the ship. Yaccarino also said that the social media company was pretty close to breaking even, advertisers including Coca-Cola and State Farm had returned, and, after gutting its workforce, X is back in hiring mode.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                Read:
               </strong>
               Grimes on living forever, dying on Mars, and giving Elon Musk ideas for tweets. (
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                Wired
               </a>
               )
              </p>
             </div>
            </td>
           </tr>
          </table>
         </th>
        </tr>
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       <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
        <tr>
         <th class="card" style="text-align:left;font-weight:400;font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#333;display:block;background-color:#fff;border-radius:15px;border:1px solid #e6e6e6;border-collapse:collapse;box-shadow:none;margin-bottom:0px;">
          <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
           <tr>
            <td style="padding: 15px;">
             <h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
              QUIZ
             </h3>
             <h1 style="font-family:Helvetica, Arial, sans-serif;font-size:24px;color:#333;font-weight:700;margin-bottom:0;line-height:26px;margin-top:8px">
              <a style="color:#000000!important;text-decoration:none;border-bottom:none!important;" target="_blank">
               <font color="#000000">
                One quiz is all it takes
               </font>
              </a>
             </h1>
            </td>
           </tr>
          </table>
          <a style="text-decoration:none;border:none;" target="_blank">
           <img alt="New Friday quiz image" class="story-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F215e92bf9db8d1b0eb13e4e74ccab19fb6a3f1bb-3000x750.jpg%253Fw%253D668%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1qUOqN:lvah3IGe1DiFLhp7_PlbFR087V3aeWuZR0_e5ckt_mk" style="display: block; width: 100%; max-width: 670px;" width="670"/>
          </a>
          <span class="source" style="display:inline-block;padding-left:10px;margin-top:5px;margin-bottom:0px;line-height:14px">
           <small>
            <em>
             <div>
             </div>
            </em>
           </small>
          </span>
          <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
           <tr>
            <td style="padding:15px">
             <div>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               Getting a 5/5 on the Brew’s Weekly News Quiz has been compared to the first bathroom break after a long car ride.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               It’s that satisfying.
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                Ace the quiz
               </a>
               .
              </p>
             </div>
            </td>
           </tr>
          </table>
         </th>
        </tr>
       </table>
       <!--[if !mso]><! -- -->
      </div>
      <!-- <![endif]-->
      <!-- END ARTICLE --->
      <!-- ARTICLE --->
      <!--[if !mso ]><! -- -->
      <div class="c6" style="margin-bottom:7px">
       <!-- <![endif]-->
       <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
        <tr>
         <th class="card" style="text-align:left;font-weight:400;font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#333;display:block;background-color:#fff;border-radius:15px;border:1px solid #e6e6e6;border-collapse:collapse;box-shadow:none;margin-bottom:0px;">
          <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
           <tr>
            <td style="padding: 15px;">
             <h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
              NEWS
             </h3>
             <h1 style="font-family:Helvetica, Arial, sans-serif;font-size:24px;color:#333;font-weight:700;margin-bottom:0;line-height:26px;margin-top:8px">
              <a style="color:#000000!important;text-decoration:none;border-bottom:none!important;" target="_blank">
               <font color="#000000">
                What else is brewing
               </font>
              </a>
             </h1>
            </td>
           </tr>
          </table>
          <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
           <tr>
            <td style="padding-right:15px;padding-bottom:15px;padding-left:15px;padding-top:0px">
             <ul style="margin-top:0;padding-left:30px">
              <li style="line-height:22px;margin-bottom:10px">
               <span>
                <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                 Virgin Galactic
                </a>
               </span>
               <span>
                successfully launched its first crew of tourists into space.
               </span>
              </li>
              <li style="line-height:22px;margin-bottom:10px">
               <span>
                <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                 The number of US suicides
                </a>
               </span>
               <span>
                reached a record high last year, according to preliminary CDC data.
               </span>
              </li>
              <li style="line-height:22px;margin-bottom:10px">
               <span>
                <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                 Waymo and Cruise
                </a>
               </span>
               <span>
                have gotten permission from California regulators to run robotaxis 24/7 in San Francisco.
               </span>
              </li>
              <li style="line-height:22px;margin-bottom:10px">
               <span>
                <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                 Amazon
                </a>
               </span>
               <span>
                is scrapping 27 of its 30 private-label clothing brands to a) cut costs and b) fend off regulatory scrutiny, per the WSJ.
               </span>
              </li>
              <li style="line-height:22px;margin-bottom:10px">
               <span>
                Update:
               </span>
               <span>
                <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                 Lil Tay
                </a>
               </span>
               <span>
                , the social media star whose Instagram account said she died on Wednesday, said she was very much alive and that her account was hacked.
               </span>
              </li>
              <li style="line-height:22px;margin-bottom:10px">
               <span>
                <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                 A New Zealand supermarket’s
                </a>
               </span>
               <span>
                experiment using AI to generate recipes didn’t go well. The AI recommended meals such as deadly chlorine gas and “poison bread sandwiches.” Chefs, you’re safe for now.
               </span>
              </li>
             </ul>
            </td>
           </tr>
          </table>
         </th>
        </tr>
       </table>
       <!--[if !mso]><! -- -->
      </div>
      <!-- <![endif]-->
      <!-- END ARTICLE --->
      <!-- ARTICLE --->
      <!--[if !mso ]><! -- -->
      <div class="c6" style="margin-bottom:7px">
       <!-- <![endif]-->
       <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
        <tr>
         <th class="card" style="text-align:left;font-weight:400;font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#333;display:block;background-color:#fff;border-radius:15px;border:1px solid #e6e6e6;border-collapse:collapse;box-shadow:none;margin-bottom:0px;">
          <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
           <tr>
            <td style="padding: 15px;">
             <h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
              RECS
             </h3>
            </td>
           </tr>
          </table>
          <img alt="Friday to-do list" class="story-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252Fad36328db69bb793e533265a69cd0ac00c6f5ddd-1500x375.png%253Fw%253D668%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1qUOqN:lvah3IGe1DiFLhp7_PlbFR087V3aeWuZR0_e5ckt_mk" style="display: block; width: 100%; max-width: 670px;" width="670"/>
          <span class="source" style="display:inline-block;padding-left:10px;margin-top:5px;margin-bottom:0px;line-height:14px">
           <small>
            <em>
            </em>
           </small>
          </span>
          <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
           <tr>
            <td style="padding:15px">
             <div>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiJ9:1qUOqN:C35EAGSORavhYan61Ljp9YtnWMmEq0GkRMy21znP12Y" style="max-width:18px" width="18"/>
                Gas vs. electric cars:
               </strong>
               Which is cheaper to fill up?
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                Here’s the answer
               </a>
               .
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiJ9:1qUOqN:C35EAGSORavhYan61Ljp9YtnWMmEq0GkRMy21znP12Y" style="max-width:18px" width="18"/>
                Don’t worry about 10k steps.
               </strong>
               Four thousand per day
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                is enough
               </a>
               to keep you healthy, new research says.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiJ9:1qUOqN:C35EAGSORavhYan61Ljp9YtnWMmEq0GkRMy21znP12Y" style="max-width:18px" width="18"/>
                Dunkin’ Spiked:
               </strong>
               What we know about the chain’s
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                new line
               </a>
               of hard iced coffee and iced tea.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiJ9:1qUOqN:C35EAGSORavhYan61Ljp9YtnWMmEq0GkRMy21znP12Y" style="max-width:18px" width="18"/>
                The best meteor shower of the year peaks this weekend:
               </strong>
               Here’s
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                what to know
               </a>
               .
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiJ9:1qUOqN:C35EAGSORavhYan61Ljp9YtnWMmEq0GkRMy21znP12Y" style="max-width:18px" width="18"/>
                Earn $200 after spending $500:
               </strong>
               That’s like 40% cash rewards on the first $500 you spend. Plus, enjoy unlimited rewards. Start racking up
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                huge cash rewards
               </a>
               .*
              </p>
              <placementslot data-id="b6fbfd2a0460">
              </placementslot>
              <placementslot data-id="1bc8dd4d869d">
              </placementslot>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <sup>
                <em>
                 *This is sponsored advertising content.
                </em>
               </sup>
              </p>
             </div>
            </td>
           </tr>
          </table>
         </th>
        </tr>
       </table>
       <!--[if !mso]><! -- -->
      </div>
      <!-- <![endif]-->
      <!-- END ARTICLE --->
      <!-- ARTICLE --->
      <!--[if !mso ]><! -- -->
      <div class="c6" style="margin-bottom:7px">
       <!-- <![endif]-->
       <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
        <tr>
         <th class="card" style="text-align:left;font-weight:400;font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#333;display:block;background-color:#fff;border-radius:15px;border:1px solid #e6e6e6;border-collapse:collapse;box-shadow:none;margin-bottom:0px;">
          <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
           <tr>
            <td style="padding: 15px;">
             <h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
              GAMES
             </h3>
             <h1 style="font-family:Helvetica, Arial, sans-serif;font-size:24px;color:#333;font-weight:700;margin-bottom:0;line-height:26px;margin-top:8px">
              <a style="color:#000000!important;text-decoration:none;border-bottom:none!important;" target="_blank">
               <font color="#000000">
                The puzzle section
               </font>
              </a>
             </h1>
            </td>
           </tr>
          </table>
          <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
           <tr>
            <td style="padding-right:15px;padding-bottom:15px;padding-left:15px;padding-top:0px">
             <div>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                Jigsaw:
               </strong>
               You gotta check out this jigsaw puzzle if you love a) strange musical instruments and b) mountainous terrain.
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                Play the puzzle here
               </a>
               .
              </p>
              <h2 style="font-family:Helvetica, Arial, sans-serif;font-size:19px;font-weight:700;color:#000;margin-top:0;margin-bottom:15px;margin-right:0;margin-left:0">
               Friday puzzle
              </h2>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               Each of the nine letters in the equations below represents a different digit from 1 to 9. Your task is to figure out the integer value of each letter.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               A + B = 9
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               B + C = 10
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               C + D = 9
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               D + E = 10
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               E + F = 9
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               F + G = 10
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               G + H = 9
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               H + I = 10
              </p>
             </div>
            </td>
           </tr>
          </table>
         </th>
        </tr>
       </table>
       <!--[if !mso]><! -- -->
      </div>
      <!-- <![endif]-->
      <!-- END ARTICLE --->
      <!-- ARTICLE --->
      <!--[if !mso ]><! -- -->
      <div class="c6 core_hidden" style="margin-bottom:7px">
       <!-- <![endif]-->
       <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
        <tr>
         <th class="card" style="text-align:left;font-weight:400;font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#333;display:block;background-color:#fff;border-radius:15px;border:1px solid #e6e6e6;border-collapse:collapse;box-shadow:none;margin-bottom:0px;">
          <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
           <tr>
            <td style="padding: 15px;">
             <h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
              SHARE THE BREW
             </h3>
            </td>
           </tr>
          </table>
          <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
           <tr>
            <td style="padding-right:15px;padding-bottom:15px;padding-left:15px;padding-top:0px">
             <p style="line-height:22px;margin-top:0;margin-bottom:15px;margin-bottom:15px;line-height:22px;">
              <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333;border-bottom-width:2px;border-bottom-style:solid;border-bottom-color:#1c7ff2;text-decoration:none;color:#252525;" target="_blank">
               Share Morning Brew
              </a>
              with your friends, acquire free Brew swag, and then acquire more friends as a result of your fresh Brew swag.
             </p>
             <p style="line-height:22px;margin-top:0;margin-bottom:15px;margin-bottom:15px;line-height:22px;">
              We’re saying we’ll give you free stuff and more friends if you share a link. One link.
             </p>
             <a class="">
              <p style="line-height:22px;margin-top:0;margin-bottom:15px;margin-bottom:15px;line-height:22px;">
               <img class="img-responsive" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252Fcomposer%252Fimages%252Fsailthru-prod-5z8%252Feditor_images%252FUpdated_Referral_Card_Option1_v6.gif/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCJ9:1qUOqN:LYhPlSXQw90M2538Jk8U4cF5u_Z4g2k5XdB3STfQnvA" style="display:block;width:100% !important;max-width: 640px; width: 100%;" width="640"/>
              </p>
             </a>
             <p style="line-height:22px;margin-top:0;margin-bottom:15px;margin-bottom:15px;line-height:22px;">
              <b>
               Your referral count:
              </b>
              0
             </p>
             <a class="stb-btn" style="margin-top:inherit !important;margin-bottom:inherit !important;margin-right:inherit !important;margin-left:inherit !important;width:100%;max-width:150px;font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#ffffff;font-weight:900;text-decoration:none;text-align:center;background-color:#1c7ff2;padding-top:15px;padding-bottom:15px;padding-right:15px;padding-left:15px;border-radius:4px;display:block;">
              Click to Share
             </a>
             <p style="line-height:22px;margin-top:0;margin-bottom:15px;margin-top:15px;margin-bottom:15px;line-height:22px;">
              Or copy &amp; paste your referral link to others:
              <br/>
              <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333;border-bottom-width:2px;border-bottom-style:solid;border-bottom-color:#1c7ff2;text-decoration:none;color:#252525;" target="_blank">
               morningbrew.com/daily/r/?kid=979c4554
              </a>
             </p>
            </td>
           </tr>
          </table>
         </th>
        </tr>
       </table>
       <!--[if !mso]><! -- -->
      </div>
      <!-- <![endif]-->
      <!-- END ARTICLE --->
      <!-- ARTICLE --->
      <!--[if !mso ]><! -- -->
      <div class="c6" style="margin-bottom:7px">
       <!-- <![endif]-->
       <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
        <tr>
         <th class="card" style="text-align:left;font-weight:400;font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#333;display:block;background-color:#fff;border-radius:15px;border:1px solid #e6e6e6;border-collapse:collapse;box-shadow:none;margin-bottom:0px;">
          <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
           <tr>
            <td style="padding: 15px;">
             <h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
              ANSWER
             </h3>
            </td>
           </tr>
          </table>
          <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
           <tr>
            <td style="padding-right:15px;padding-bottom:15px;padding-left:15px;padding-top:0px">
             <div>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               A = 5
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               B = 4
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               C = 6
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               D = 3
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               E = 7
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               F = 2
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               G = 8
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               H = 1
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               I = 9
              </p>
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