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   Daily Brew // Morning Brew // Update
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     Even Zoom wants its workers back in the office...
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             August 07, 2023
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              TOGETHER WITH
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               <strong style="color:#000">
                Good morning.
               </strong>
               It boggles the mind of a Northeasterner who’s used to a post-Labor Day start, but apparently many kids across the US will return for the first day of school this morning.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               Of course, they’ll have an earlier start to the summer than we did. So here’s a question: Would you rather be in school for most of August but out by Memorial Day? Or have August free but sit in class through June
               <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fthinking-face_1f914.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiJ9:1qSwwE:-9EGes-KBf3ApNqlMSAIZwE_UiIIsOJgD3Xzqscsznk" style="max-width:18px" width="18"/>
               ?
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               —
               <em>
                Neal Freyman
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                CLICK
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               THIS TO REMAIN A SUBSCRIBER
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              Clicking on newsletter links is the only way for us to know you are reading (and enjoying) Morning Brew. If you don't click by next month, you will stop receiving this newsletter.
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              <h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
               MARKETS: YEAR-TO-DATE
              </h3>
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             <td class="pad5m">
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            <!-- Nasdaq -->
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             <td class="pads10 pads6m lastline" style="border-bottom:1px solid #e6e6e6;padding-bottom:0;text-align: center; border-top: 1px solid #e6e6e6; mso-padding-alt: 0 20px 0 20px;">
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               <tr>
                <td align="center" class="markets-arrow-cell" style="width:12%;text-align: center; line-height: 1em;" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F6097ec1c26b17401a61bfbfe4440c75ebfea1886-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1qSwwE:9DdiABEW3sxjzH--pVSuyEez7LsDpEjwVkHsVDt42Bg" style="width:22%" width="20"/>
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                <td class="markets-ticker-cell" style="width:34%" valign="middle">
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                  Nasdaq
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
                  13,909.24
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top: 8px; padding-bottom: 8px;" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="width:70%;border-collapse:collapse; margin: 0 auto;">
                  <tr>
                   <td style="padding-left: 8px; padding-right: 8px; padding-top: 10px; padding-bottom: 10px; border-radius: 8px; background-color: #BEF2BA; background-color: rgba(40, 211, 26, 0.3);" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: center;">
                     +33.91%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END Nasdaq -->
            <!-- S&P -->
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             <td class="pads10 pads6m lastline" style="border-bottom:1px solid #e6e6e6;padding-bottom:0;text-align: center; border-top: 1px solid #e6e6e6; mso-padding-alt: 0 20px 0 20px;">
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                <td align="center" class="markets-arrow-cell" style="width:12%;text-align: center; line-height: 1em;" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F6097ec1c26b17401a61bfbfe4440c75ebfea1886-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1qSwwE:9DdiABEW3sxjzH--pVSuyEez7LsDpEjwVkHsVDt42Bg" style="width:22%" width="20"/>
                </td>
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                  S&amp;P
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
                  4,478.03
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top: 8px; padding-bottom: 8px;" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="width:70%;border-collapse:collapse; margin: 0 auto;">
                  <tr>
                   <td style="padding-left: 8px; padding-right: 8px; padding-top: 10px; padding-bottom: 10px; border-radius: 8px; background-color: #BEF2BA; background-color: rgba(40, 211, 26, 0.3);" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: center;">
                     +17.10%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END S&P -->
            <!-- Dow -->
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             <td class="pads10 pads6m lastline" style="border-bottom:1px solid #e6e6e6;padding-bottom:0;text-align: center; border-top: 1px solid #e6e6e6; mso-padding-alt: 0 20px 0 20px;">
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                <td align="center" class="markets-arrow-cell" style="width:12%;text-align: center; line-height: 1em;" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F6097ec1c26b17401a61bfbfe4440c75ebfea1886-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1qSwwE:9DdiABEW3sxjzH--pVSuyEez7LsDpEjwVkHsVDt42Bg" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px; white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
                  Dow
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
                  35,065.62
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top: 8px; padding-bottom: 8px;" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="width:70%;border-collapse:collapse; margin: 0 auto;">
                  <tr>
                   <td style="padding-left: 8px; padding-right: 8px; padding-top: 10px; padding-bottom: 10px; border-radius: 8px; background-color: #BEF2BA; background-color: rgba(40, 211, 26, 0.3);" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: center;">
                     +5.82%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END Dow -->
            <!-- 10-Year -->
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              <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;" width="100%">
               <tr>
                <td align="center" class="markets-arrow-cell" style="width:12%;text-align: center; line-height: 1em;" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F6097ec1c26b17401a61bfbfe4440c75ebfea1886-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1qSwwE:9DdiABEW3sxjzH--pVSuyEez7LsDpEjwVkHsVDt42Bg" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px; white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
                  10-Year
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
                  4.046%
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top: 8px; padding-bottom: 8px;" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="width:70%;border-collapse:collapse; margin: 0 auto;">
                  <tr>
                   <td style="padding-left: 8px; padding-right: 8px; padding-top: 10px; padding-bottom: 10px; border-radius: 8px; background-color: #BEF2BA; background-color: rgba(40, 211, 26, 0.3);" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: center;">
                     +16.7 bps
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END 10-Year -->
            <!-- Bitcoin -->
            <tr>
             <td class="pads10 pads6m lastline" style="border-bottom:1px solid #e6e6e6;padding-bottom:0;text-align: center; border-top: 1px solid #e6e6e6; mso-padding-alt: 0 20px 0 20px;">
              <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;" width="100%">
               <tr>
                <td align="center" class="markets-arrow-cell" style="width:12%;text-align: center; line-height: 1em;" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F6097ec1c26b17401a61bfbfe4440c75ebfea1886-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1qSwwE:9DdiABEW3sxjzH--pVSuyEez7LsDpEjwVkHsVDt42Bg" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px; white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
                  Bitcoin
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
                  $29,051.46
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top: 8px; padding-bottom: 8px;" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="width:70%;border-collapse:collapse; margin: 0 auto;">
                  <tr>
                   <td style="padding-left: 8px; padding-right: 8px; padding-top: 10px; padding-bottom: 10px; border-radius: 8px; background-color: #BEF2BA; background-color: rgba(40, 211, 26, 0.3);" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: center;">
                     +75.56%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END Bitcoin -->
            <!-- Oil -->
            <tr>
             <td class="pads10 pads6m lastline" style="border-bottom:1px solid #e6e6e6;padding-bottom:0;text-align: center; border-top: 1px solid #e6e6e6; mso-padding-alt: 0 20px 0 20px;">
              <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;" width="100%">
               <tr>
                <td align="center" class="markets-arrow-cell" style="width:12%;text-align: center; line-height: 1em;" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F6097ec1c26b17401a61bfbfe4440c75ebfea1886-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1qSwwE:9DdiABEW3sxjzH--pVSuyEez7LsDpEjwVkHsVDt42Bg" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px; white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
                  Oil
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
                  $82.97
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top: 8px; padding-bottom: 8px;" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="width:70%;border-collapse:collapse; margin: 0 auto;">
                  <tr>
                   <td style="padding-left: 8px; padding-right: 8px; padding-top: 10px; padding-bottom: 10px; border-radius: 8px; background-color: #BEF2BA; background-color: rgba(40, 211, 26, 0.3);" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: center;">
                     +7.85%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END Oil -->
            <!-- START REGULAR TEXT -->
            <tr>
             <td style="padding: 3px 15px 10px 15px">
              <p style="line-height:22px;margin-top:0;margin-bottom:15px;padding: 0; margin: 0; text-align: left; font-size: 13px;">
               *Stock data as of market close, cryptocurrency data as of  1:00am ET.
               <a class="link-sm" rel="noopener" style="border-bottom:1px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                Here's what these numbers mean.
               </a>
              </p>
             </td>
            </tr>
            <!-- END REGULAR TEXT -->
            <tr>
             <td style="padding: 0px 15px; mso-padding-alt: 0px 15px 15px 15px;">
              <ul style="margin-top:0;padding-left:30px">
               <li style="line-height:22px;margin-bottom:10px">
                <span>
                 <strong style="color:#000">
                  Markets:
                 </strong>
                </span>
                <span>
                 Here’s hoping this week will be better than the last one for the stock market, when the S&amp;P 500 and Nasdaq logged their
                </span>
                <span>
                 <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                  worst week
                 </a>
                </span>
                <span>
                 since March. But, if you’ll oblige us, turn your gaze away from stocks and toward
                </span>
                <span>
                 <em>
                  bonds
                 </em>
                </span>
                <span>
                 and you’ll discover something more interesting: Yields on the 10-year Treasury note have
                </span>
                <span>
                 <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                  jumped
                 </a>
                </span>
                <span>
                 to nearly their highest level in 10+ years. This indicates that investors are betting that elevated interest rates will stick around for a while (bad for anyone looking to buy a house, but a good sign for healthy economic growth).
                </span>
               </li>
              </ul>
              <div style="display:none;">
              </div>
             </td>
            </tr>
            <tr>
             <td style="padding: 0px 20px; mso-padding-alt: 0px 20px 15px 20px;">
             </td>
            </tr>
           </table>
          </th>
         </tr>
        </table>
        <!--[if !mso ]><! -- -->
       </div>
      </div>
      <!-- <![endif]-->
      <!-- END MARKETS -->
      <!-- ARTICLE --->
      <!--[if !mso ]><! -- -->
      <div class="c6" style="margin-bottom:7px">
       <!-- <![endif]-->
       <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
        <tr>
         <th class="card" style="text-align:left;font-weight:400;font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#333;display:block;background-color:#fff;border-radius:15px;border:1px solid #e6e6e6;border-collapse:collapse;box-shadow:none;margin-bottom:0px;">
          <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
           <tr>
            <td style="padding: 15px;">
             <h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
              SPORTS
             </h3>
             <h1 style="font-family:Helvetica, Arial, sans-serif;font-size:24px;color:#333;font-weight:700;margin-bottom:0;line-height:26px;margin-top:8px">
              <a style="color:#000000!important;text-decoration:none;border-bottom:none!important;" target="_blank">
               <font color="#000000">
                What just happened to college football?
               </font>
              </a>
             </h1>
            </td>
           </tr>
          </table>
          <a style="text-decoration:none;border:none;" target="_blank">
           <img alt="Oregon and Washington football players line up" class="story-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252Fab415d899c36f32349367bf596a23ebf46b284b7-1024x683.jpg%253Fw%253D668%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1qSwwE:9DdiABEW3sxjzH--pVSuyEez7LsDpEjwVkHsVDt42Bg" style="display: block; width: 100%; max-width: 670px;" width="670"/>
          </a>
          <span class="source" style="display:inline-block;padding-left:10px;margin-top:5px;margin-bottom:0px;line-height:14px">
           <small>
            <em>
             Tom Hauck/Getty Images
            </em>
           </small>
          </span>
          <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
           <tr>
            <td style="padding:15px">
             <div>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               Over the past few days, college football has undergone a shake-up that further obliterated traditional geographic rivalries, left a once-proud conference on its deathbed, and cemented the formation of a handful of national superconferences—all in the
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                pursuit of TV riches
               </a>
               .
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               The moves reflect the inevitable professionalization of college football, one of the only university athletic products that can command billions of dollars for television broadcast rights.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                Here’s what went down:
               </strong>
              </p>
              <ul style="margin-top:0;padding-left:30px">
               <li style="line-height:22px;margin-bottom:10px">
                <span>
                 Oregon and Washington
                </span>
                <span>
                 <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                  defected
                 </a>
                </span>
                <span>
                 from the Pac-12 for the Big Ten, joining their West Coast peers USC and UCLA in the once-Midwestern-focused conference that will soon have 18 teams from coast to coast.
                </span>
               </li>
               <li style="line-height:22px;margin-bottom:10px">
                <span>
                 Arizona, Arizona State, and Utah said they would also leave the Pac-12 for the Big 12, a decision Colorado made two weeks ago.
                </span>
               </li>
               <li style="line-height:22px;margin-bottom:10px">
                <span>
                 The 108-year-old Pac-12 is teetering on the verge of collapse with just four schools remaining: Stanford, Cal, Oregon State, and Washington State.
                </span>
               </li>
              </ul>
              <h2 style="font-family:Helvetica, Arial, sans-serif;font-size:19px;font-weight:700;color:#000;margin-top:0;margin-bottom:15px;margin-right:0;margin-left:0">
               If you hate this, blame TV
              </h2>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               The Big Ten and Southeastern Conference (SEC) have recently secured mega TV deals that will pay their members handsomely…and the Pac-12 has not. It’s that simple.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               The SEC inked a $3 billion deal for 10 years with Disney beginning in 2024, while the Big Ten reached a mammoth agreement with Fox, CBS, and NBC worth up to $7.5 billion over seven years. The Pac-12 has been trying to strike a deal with Apple TV+ to stream its games, but the potential payout for schools was not enough to stop the exodus.
              </p>
              <ul style="margin-top:0;padding-left:30px">
               <li style="line-height:22px;margin-bottom:10px">
                <span>
                 The Big Ten sent $58 million to each of its schools during the 2021–22 fiscal year, according to tax records, and that number will only grow under its new TV deal.
                </span>
               </li>
               <li style="line-height:22px;margin-bottom:10px">
                <span>
                 Under the Apple deal, Pac-12 members would receive $30 million…on the high end of the range.
                </span>
               </li>
              </ul>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                Big picture:
               </strong>
               “The old question—how long would it take TV money to destroy college football? Maybe we’re here. Maybe we’re here,” the head football coach at Washington State mused last Thursday. And whether or not you agree that conference realignment has “destroyed” college football, it has certainly dismantled the regional distinctiveness of each conference that gave the sport its magic.
              </p>
              <img alt="undefined" class="img-responsive" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252Fd3092d3270afbf226dc93c9a8daebc18e9d6029e-1120x818.png%253Fw%253D668%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1qSwwE:9DdiABEW3sxjzH--pVSuyEez7LsDpEjwVkHsVDt42Bg" style="display:block;width:100% !important"/>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
              </p>
              <span class="source" style="display:inline-block;padding-left:10px;margin-top:5px;margin-bottom:0px;line-height:14px">
               <small>
                <em>
                 Screenshot via @FieldYates/Twitter
                </em>
               </small>
              </span>
              <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
               <!-- SOCIAL LINKS -->
               <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
                <tr>
                 <td style="padding-top: 12px;">
                  <a class="" rel="noopener" style="text-decoration: none;" target="_blank">
                   <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252Fcab2ac077d288f7ba1df3571cb0ec28ce8f32b86-357x357.png%253Fw%253D50%2526fit%253Dmax/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1qSwwE:9DdiABEW3sxjzH--pVSuyEez7LsDpEjwVkHsVDt42Bg" style="display: inline-block; width: 25px" width="25"/>
                  </a>
                  <span>
                  </span>
                  <a class="" rel="noopener" style="text-decoration: none;" target="_blank">
                   <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252Fea53a551202a4963e49199a40daf05b487846624-357x357.png%253Fw%253D50%2526fit%253Dmax/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1qSwwE:9DdiABEW3sxjzH--pVSuyEez7LsDpEjwVkHsVDt42Bg" style="display: inline-block; width: 25px" width="25"/>
                  </a>
                  <span>
                  </span>
                  <a class="" rel="noopener" style="text-decoration: none;" target="_blank">
                   <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F774271f5d2278014f1af0759475660e1761384eb-357x357.png%253Fw%253D50%2526fit%253Dmax/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1qSwwE:9DdiABEW3sxjzH--pVSuyEez7LsDpEjwVkHsVDt42Bg" style="display: inline-block; width: 25px" width="25"/>
                  </a>
                 </td>
                </tr>
               </table>
               <!-- END SOCIAL LINKS --->
              </table>
             </div>
            </td>
           </tr>
          </table>
          <!--[if !mso]><! -- -->
          <!-- <![endif]-->
          <!-- END ARTICLE --->
          <!-- ARTICLE --->
          <!--[if !mso ]><! -- -->
          <div class="c6" style="margin-bottom:7px">
           <!-- <![endif]-->
           <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
            <tr>
             <th class="card" style="text-align:left;font-weight:400;font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#333;display:block;background-color:#fff;border-radius:15px;border:1px solid #e6e6e6;border-collapse:collapse;box-shadow:none;margin-bottom:0px;">
              <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
               <tr>
                <td style="padding: 15px;">
                 <h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
                  TOGETHER WITH FACET
                 </h3>
                 <h1 style="font-family:Helvetica, Arial, sans-serif;font-size:24px;color:#333;font-weight:700;margin-bottom:0;line-height:26px;margin-top:8px">
                  <a style="color:#000000!important;text-decoration:none;border-bottom:none!important;" target="_blank">
                   <font color="#000000">
                    <strong>
                     Flex your money muscles
                     <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fflexed-biceps_1f4aa.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiJ9:1qSwwE:-9EGes-KBf3ApNqlMSAIZwE_UiIIsOJgD3Xzqscsznk" style="max-width:18px" width="18"/>
                    </strong>
                   </font>
                  </a>
                 </h1>
                </td>
               </tr>
              </table>
              <a style="text-decoration:none;border:none;" target="_blank">
               <!--[if mso]>
<img alt="Facet" style="display: block; width: 100%; max-width: 670px;" width="670" height=503 src="https://storage.morningbrew.com/gif/2023-07-27/image-114cc819c4540c75a222e5d871287710a0a8c29b-1000x750-gif/1(1).gif">
<![endif]-->
               <!--[if !mso]>-->
               <!-- -->
               <img alt="Facet" class="story-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fstorage.morningbrew.com%252Fgif%252F2023-07-27%252Fimage-114cc819c4540c75a222e5d871287710a0a8c29b-1000x750-gif%252F1%25281%2529.gif/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZzdG9yYWdlLm1vciJ9:1qSwwE:2bIFucRo_fAYCwwi1OCppLCStr4sJGhS5-Xb9Fdh4-4" style="display: block; width: 100%; max-width: 670px;" width="670"/>
               <!--<![endif]-->
              </a>
              <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
               <tr>
                <td style="padding:15px">
                 <div>
                  <p style="line-height:22px;margin-top:0;margin-bottom:15px">
                   Is today arm day or leg day? How about alarming stat day:
                   <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                    Americans waste $397 million
                   </a>
                   on unused gym memberships every year.*
                  </p>
                  <p style="line-height:22px;margin-top:0;margin-bottom:15px">
                   On the flip side, you know what kind of membership could actually pay for itself?** Investing in a Facet membership and receiving expert financial advice for a flat annual fee, that’s what. Gain access to top-tier financial experts who leverage industry-leading tech and specialists to help give your wallet the right kind of workout.
                  </p>
                  <p style="line-height:22px;margin-top:0;margin-bottom:15px">
                   Right now, Facet’s
                   <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                    waiving their enrollment fee for new annual members
                   </a>
                   , and investment management is even included in your membership.
                  </p>
                  <p style="line-height:22px;margin-top:0;margin-bottom:15px">
                   <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                    Start putting your money to work with Facet
                   </a>
                   .
                  </p>
                 </div>
                </td>
               </tr>
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             </th>
            </tr>
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           <!--[if !mso]><! -- -->
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                  WORLD
                 </h3>
                 <h1 style="font-family:Helvetica, Arial, sans-serif;font-size:24px;color:#333;font-weight:700;margin-bottom:0;line-height:26px;margin-top:8px">
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                    Tour de headlines
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              <img alt="USA players after losing during the FIFA Women's World Cup Australia &amp; New Zealand 2023 Round of 16 match" class="story-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F43f1231252531f51f36f898091f7f6251262af5b-1024x683.jpg%253Fw%253D668%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1qSwwE:9DdiABEW3sxjzH--pVSuyEez7LsDpEjwVkHsVDt42Bg" style="display: block; width: 100%; max-width: 670px;" width="670"/>
              <span class="source" style="display:inline-block;padding-left:10px;margin-top:5px;margin-bottom:0px;line-height:14px">
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                <em>
                 Jose Breton/Pics Action/NurPhoto via Getty Images
                </em>
               </small>
              </span>
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                 <div>
                  <p style="line-height:22px;margin-top:0;margin-bottom:15px">
                   <strong style="color:#000">
                    <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fsoccer-ball_26bd.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiJ9:1qSwwE:-9EGes-KBf3ApNqlMSAIZwE_UiIIsOJgD3Xzqscsznk" style="max-width:18px" width="18"/>
                    The USWNT is going home from the World Cup.
                   </strong>
                   No country has ever won back-to-back-to-back World Cup trophies, and it’s going to stay that way since the US Women’s National Team
                   <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                    lost a heartbreaker
                   </a>
                   to Sweden in a penalty shootout yesterday (by
                   <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                    one millimeter
                   </a>
                   !). Coming ahead of the quarterfinal round, it was the US women’s earliest exit from a World Cup ever. The next chance for some hardware isn’t far away—the Paris Olympics are next summer—but the once-dominant USWNT has found that its international peers are catching up to its quality.
                  </p>
                  <p style="line-height:22px;margin-top:0;margin-bottom:15px">
                   <strong style="color:#000">
                    <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fmoney-bag_1f4b0.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiJ9:1qSwwE:-9EGes-KBf3ApNqlMSAIZwE_UiIIsOJgD3Xzqscsznk" style="max-width:18px" width="18"/>
                    <em>
                     Barbie
                    </em>
                    hits $1 billion.
                   </strong>
                   Greta Gerwig’s hot-pink cultural phenomenon became just one of ~50 movies ever to
                   <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                    reach $1 billion in global box office sales
                   </a>
                   (not adjusted for inflation), and Gerwig became the first woman to direct a $1 billion movie solo.
                   <em>
                    Barbie
                   </em>
                   is also the fastest-selling movie in the 100-year history of Warner Bros., reaching 10 figures after just 17 days in theaters. And the momentum isn’t slowing down:
                   <em>
                    Barbie
                   </em>
                   held its spot as the No. 1 movie in North America for the third straight weekend.
                  </p>
                  <p style="line-height:22px;margin-top:0;margin-bottom:15px">
                   <strong style="color:#000">
                    <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fcrossed-swords_2694.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiJ9:1qSwwE:-9EGes-KBf3ApNqlMSAIZwE_UiIIsOJgD3Xzqscsznk" style="max-width:18px" width="18"/>
                    Musk and Zuckerberg fought over their fight.
                   </strong>
                   The billionaire drama started when X owner Elon Musk said that a potential cage match between him and Meta CEO Mark Zuckerberg will be
                   <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                    livestreamed
                   </a>
                   on his platform and that all proceeds from it will go to charity for veterans. Over on rival app Threads, Meta CEO Mark Zuckerberg shot back, “Shouldn’t we use a more reliable platform that can actually raise money for charity?” and claimed that Musk “hasn’t confirmed” the Aug. 26 date Zuck floated. “I’m not holding my breath,” Zuck said.
                  </p>
                 </div>
                </td>
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                 <h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
                  WORK
                 </h3>
                 <h1 style="font-family:Helvetica, Arial, sans-serif;font-size:24px;color:#333;font-weight:700;margin-bottom:0;line-height:26px;margin-top:8px">
                  <a style="color:#000000!important;text-decoration:none;border-bottom:none!important;" target="_blank">
                   <font color="#000000">
                    Zoom isn’t good enough for Zoom
                   </font>
                  </a>
                 </h1>
                </td>
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               <!--[if mso]>
<img alt="President on the West Wing saying break is over" style="display: block; width: 100%; max-width: 670px;" width="670" height=377 src="https://storage.morningbrew.com/gif/2023-08-06/image-8abde02eb0ad999cece2f719e6c87ffa635f5e56-480x270-gif/giphy(1).gif">
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              <span class="source" style="display:inline-block;padding-left:10px;margin-top:5px;margin-bottom:0px;line-height:14px">
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                 The West Wing/HBO Max via Giphy
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                  <p style="line-height:22px;margin-top:0;margin-bottom:15px">
                   RIP fully remote work: 2020–2023. You lived a beautiful life that left an imprint on couches everywhere.
                  </p>
                  <p style="line-height:22px;margin-top:0;margin-bottom:15px">
                   The cause of death? Videoconferencing software company Zoom has told employees within a 50-mile radius of one of its offices that they
                   <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                    must come in
                   </a>
                   at least two days a week, Insider reported.
                  </p>
                  <p style="line-height:22px;margin-top:0;margin-bottom:15px">
                   Zoom, of course, was the poster child for remote work during the pandemic, emerging from obscurity to become the go-to video platform for work meetings and awkward virtual happy hours. So, I don’t need to explain the symbolism of Zoom telling its employees to return to the physical office to describe how CEOs think fully remote work is going for them.
                  </p>
                  <p style="line-height:22px;margin-top:0;margin-bottom:15px">
                   The increased hostility toward WFH from executives certainly hasn’t been good for Zoom stock. After soaring more than 6x during the pandemic, Zoom has lost more than $100 billion in market value since its peak, per Insider.
                  </p>
                  <h2 style="font-family:Helvetica, Arial, sans-serif;font-size:19px;font-weight:700;color:#000;margin-top:0;margin-bottom:15px;margin-right:0;margin-left:0">
                   Google’s trying a different strategy to lure workers back
                  </h2>
                  <p style="line-height:22px;margin-top:0;margin-bottom:15px">
                   A cheap hotel stay. The tech giant is offering its employees a sweetheart deal to check in to the
                   <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                    Google-owned hotel
                   </a>
                   on its Mountain View campus for $99 a night, CNBC reported, hoping that a breezy commute will attract more Googlers to code in person.
                  </p>
                  <p style="line-height:22px;margin-top:0;margin-bottom:15px">
                   This “Summer Special” does not fall under approved business travel, so the hotel stays will come out of employees’ pockets. Still, workers have been doing the math…and $99/night comes out to about $3,000/month, which is less than many of them pay for rent in Silicon Valley. Plus, someone makes your bed.
                  </p>
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                 <!-- SOCIAL LINKS -->
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                  TOGETHER WITH SMARTASSET
                 </h3>
                </td>
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               <img alt="SmartAsset" class="story-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F7ba8d0a284af69f057abf9ee697b5ee366b294ca-1000x750.png%253Fw%253D668%2526q%253D90%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1qSwwE:9DdiABEW3sxjzH--pVSuyEez7LsDpEjwVkHsVDt42Bg" style="display: block; width: 100%; max-width: 670px;" width="670"/>
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                 <p style="line-height:22px;margin-top:0;margin-bottom:15px">
                  <strong style="color:#000">
                   Kick back and retire.
                  </strong>
                  This Princeton grad’s startup raised $161m to
                  <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                   help people plan for retirement
                  </a>
                  . If you’re one of the whopping 110m Americans over age 50—or a wise millennial looking to get ahead—SmartAsset’s no-cost tool makes it easy to get matched with vetted financial advisors serving your area.
                  <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                   Try it today
                  </a>
                  .
                 </p>
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                  CALENDAR
                 </h3>
                 <h1 style="font-family:Helvetica, Arial, sans-serif;font-size:24px;color:#333;font-weight:700;margin-bottom:0;line-height:26px;margin-top:8px">
                  <a style="color:#000000!important;text-decoration:none;border-bottom:none!important;" target="_blank">
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                    The week ahead
                   </font>
                  </a>
                 </h1>
                </td>
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              <img alt="Vote here sign" class="story-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252Fcf869251b8e98029ab5c05a58983e8c49471a568-1024x683.jpg%253Fw%253D668%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1qSwwE:9DdiABEW3sxjzH--pVSuyEez7LsDpEjwVkHsVDt42Bg" style="display: block; width: 100%; max-width: 670px;" width="670"/>
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                <em>
                 Nathan Posner/Anadolu Agency via Getty Images
                </em>
               </small>
              </span>
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                  <p style="line-height:22px;margin-top:0;margin-bottom:15px">
                   <strong style="color:#000">
                    Ohio special election with abortion implications.
                   </strong>
                   Ohio residents will
                   <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                    vote tomorrow
                   </a>
                   in a special election over their ability to amend the state constitution. Currently, a simple majority is needed to pass constitutional amendments, but Ohio Republicans want to increase that threshold to 60% ahead of November’s election. Why then? An amendment guaranteeing access to abortion is on the ballot.
                  </p>
                  <p style="line-height:22px;margin-top:0;margin-bottom:15px">
                   <strong style="color:#000">
                    A smattering of earnings:
                   </strong>
                   Disney’s earnings Wednesday afternoon will be appointment viewing for anyone interested in its plans for ESPN, its fight with FL Gov. Ron DeSantis, and its thoughts on empty-ish amusement parks. Also reporting this week: Lyft, UPS, Lucid, Roblox, and AMC.
                  </p>
                  <p style="line-height:22px;margin-top:0;margin-bottom:15px">
                   <strong style="color:#000">
                    Inflation data:
                   </strong>
                   While it used to be nightmare fuel, the monthly consumer price index report—a broad measure of inflation—has been retreating dramatically this year. Thursday’s reading is expected to show prices continued their cooldown in July.
                  </p>
                  <p style="line-height:22px;margin-top:0;margin-bottom:15px">
                   <strong style="color:#000">
                    Everything else…
                   </strong>
                  </p>
                  <ul style="margin-top:0;padding-left:30px">
                   <li style="line-height:22px;margin-bottom:10px">
                    <span>
                     The Mega Millions jackpot has risen to $1.55 billion ahead of tomorrow’s drawing. It’s the third-largest lottery prize in US history.
                    </span>
                   </li>
                   <li style="line-height:22px;margin-bottom:10px">
                    <span>
                     Virgin Galactic aims to fly its first private customers to space on Thursday.
                    </span>
                   </li>
                   <li style="line-height:22px;margin-bottom:10px">
                    <span>
                     The Women’s World Cup wraps up the knockout round and will begin the quarterfinals on Friday, sans Team USA.
                    </span>
                   </li>
                  </ul>
                 </div>
                </td>
               </tr>
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             </th>
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                  GRAB BAG
                 </h3>
                 <h1 style="font-family:Helvetica, Arial, sans-serif;font-size:24px;color:#333;font-weight:700;margin-bottom:0;line-height:26px;margin-top:8px">
                  <a style="color:#000000!important;text-decoration:none;border-bottom:none!important;" target="_blank">
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                    Key performance indicators
                   </font>
                  </a>
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               </tr>
              </table>
              <img alt="Chart showing how much people pay for their cars per month across the US" class="story-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F8efc52e0c98754133d5ee91c39f3f547b33327a7-1600x847.png%253Fw%253D668%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1qSwwE:9DdiABEW3sxjzH--pVSuyEez7LsDpEjwVkHsVDt42Bg" style="display: block; width: 100%; max-width: 670px;" width="670"/>
              <span class="source" style="display:inline-block;padding-left:10px;margin-top:5px;margin-bottom:0px;line-height:14px">
               <small>
                <em>
                 Edmunds
                </em>
               </small>
              </span>
              <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
               <tr>
                <td style="padding:15px">
                 <div>
                  <p style="line-height:22px;margin-top:0;margin-bottom:15px">
                   <strong style="color:#000">
                    Stat:
                   </strong>
                   Last quarter, in truck-lovin’ states Texas and Wyoming, more than 25% of car shoppers committed to a payment of
                   <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                    more than $1,000 per month
                   </a>
                   , according to Edmunds. Across the country, the share of car buyers who financed a vehicle with a monthly payment of at least $1,000 jumped to a record 17.1% in Q2 (in 2019, it was just 4.3%). Higher auto prices and borrowing rates are making buying a vehicle a major expense for households.
                  </p>
                  <p style="line-height:22px;margin-top:0;margin-bottom:15px">
                   <strong style="color:#000">
                    Quote:
                   </strong>
                   “I thought I was going to s--- bricks.”
                  </p>
                  <p style="line-height:22px;margin-top:0;margin-bottom:15px">
                   Simone Biles, she’s just like us…extremely nervous before performing in public. Biles acknowledged the butterflies in her stomach in her
                   <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                    return to gymnastics
                   </a>
                   competition after two years off this weekend, but those nerves didn’t derail what was a dazzling performance at the US Classic outside of Chicago. Biles, the most decorated US gymnast ever, won the all-around title with lots of room between her and the runner-up. Her next competition will be the US Championships in San Jose, CA, later this month.
                  </p>
                  <p style="line-height:22px;margin-top:0;margin-bottom:15px">
                   <strong style="color:#000">
                    Read:
                   </strong>
                   Scenes from a city—Portland, OR—that only hands out tickets for using fentanyl. (
                   <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                    New York Times
                   </a>
                   )
                  </p>
                 </div>
                </td>
               </tr>
              </table>
             </th>
            </tr>
           </table>
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          </div>
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          <!-- ARTICLE --->
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          <div class="c6" style="margin-bottom:7px">
           <!-- <![endif]-->
           <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
            <tr>
             <th class="card" style="text-align:left;font-weight:400;font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#333;display:block;background-color:#fff;border-radius:15px;border:1px solid #e6e6e6;border-collapse:collapse;box-shadow:none;margin-bottom:0px;">
              <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
               <tr>
                <td style="padding: 15px;">
                 <h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
                  NEWS
                 </h3>
                 <h1 style="font-family:Helvetica, Arial, sans-serif;font-size:24px;color:#333;font-weight:700;margin-bottom:0;line-height:26px;margin-top:8px">
                  <a style="color:#000000!important;text-decoration:none;border-bottom:none!important;" target="_blank">
                   <font color="#000000">
                    What else is brewing
                   </font>
                  </a>
                 </h1>
                </td>
               </tr>
              </table>
              <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
               <tr>
                <td style="padding-right:15px;padding-bottom:15px;padding-left:15px;padding-top:0px">
                 <ul style="margin-top:0;padding-left:30px">
                  <li style="line-height:22px;margin-bottom:10px">
                   <span>
                    <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                     Berkshire Hathaway
                    </a>
                   </span>
                   <span>
                    had a solid Q2. Its operating earnings jumped 6.6% thanks to a better performance from Geico, an insurer it owns. Berkshire’s cash pile has ballooned to $147 billion.
                   </span>
                  </li>
                  <li style="line-height:22px;margin-bottom:10px">
                   <span>
                    <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                     A train derailed
                    </a>
                   </span>
                   <span>
                    in southern Pakistan, killing at least 30 people.
                   </span>
                  </li>
                  <li style="line-height:22px;margin-bottom:10px">
                   <span>
                    <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                     Elon Musk
                    </a>
                   </span>
                   <span>
                    pledged to fund the legal bills of anyone who has been “unfairly treated” by their employer for liking or posting content on X.
                   </span>
                  </li>
                  <li style="line-height:22px;margin-bottom:10px">
                   <span>
                    <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                     Two baseball players
                    </a>
                   </span>
                   <span>
                    squared up to box each other in a hockey-style brawl during a game between the White Sox and Guardians on Saturday.
                   </span>
                  </li>
                 </ul>
                </td>
               </tr>
              </table>
             </th>
            </tr>
           </table>
           <!--[if !mso]><! -- -->
          </div>
          <!-- <![endif]-->
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          <!-- ARTICLE --->
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           <!-- <![endif]-->
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            <tr>
             <th class="card" style="text-align:left;font-weight:400;font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#333;display:block;background-color:#fff;border-radius:15px;border:1px solid #e6e6e6;border-collapse:collapse;box-shadow:none;margin-bottom:0px;">
              <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
               <tr>
                <td style="padding: 15px;">
                 <h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
                  RECS
                 </h3>
                </td>
               </tr>
              </table>
              <img alt="Monday to-do list image" class="story-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F9d5648a2d2258fd68bce60989fe26a0a1138ae6b-1500x375.png%253Fw%253D668%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1qSwwE:9DdiABEW3sxjzH--pVSuyEez7LsDpEjwVkHsVDt42Bg" style="display: block; width: 100%; max-width: 670px;" width="670"/>
              <span class="source" style="display:inline-block;padding-left:10px;margin-top:5px;margin-bottom:0px;line-height:14px">
               <small>
                <em>
                </em>
               </small>
              </span>
              <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
               <tr>
                <td style="padding:15px">
                 <div>
                  <p style="line-height:22px;margin-top:0;margin-bottom:15px">
                   <strong style="color:#000">
                    <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiJ9:1qSwwE:-9EGes-KBf3ApNqlMSAIZwE_UiIIsOJgD3Xzqscsznk" style="max-width:18px" width="18"/>
                    The wide world of rock.
                   </strong>
                   The more than 150+ subgenres that constitute rock and metal music. (
                   <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                    YouTube
                   </a>
                   )
                  </p>
                  <p style="line-height:22px;margin-top:0;margin-bottom:15px">
                   <strong style="color:#000">
                    <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiJ9:1qSwwE:-9EGes-KBf3ApNqlMSAIZwE_UiIIsOJgD3Xzqscsznk" style="max-width:18px" width="18"/>
                    <em>
                     Seinfeld
                    </em>
                    in the present day:
                   </strong>
                   Have you ever considered that
                   <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                    Trump’s riffs
                   </a>
                   eerily resemble Jerry’s monologues?
                  </p>
                  <p style="line-height:22px;margin-top:0;margin-bottom:15px">
                   <strong style="color:#000">
                    <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiJ9:1qSwwE:-9EGes-KBf3ApNqlMSAIZwE_UiIIsOJgD3Xzqscsznk" style="max-width:18px" width="18"/>
                    Smart office purchase:
                   </strong>
                   These
                   <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                    Post-it dry-erase sheets
                   </a>
                   , courtesy of
                   <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                    Recomendo
                   </a>
                   .
                  </p>
                  <p style="line-height:22px;margin-top:0;margin-bottom:15px">
                   <strong style="color:#000">
                    <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiJ9:1qSwwE:-9EGes-KBf3ApNqlMSAIZwE_UiIIsOJgD3Xzqscsznk" style="max-width:18px" width="18"/>
                    Chart of the day:
                   </strong>
                   How much
                   <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                    different types of doctors earn
                   </a>
                   .
                  </p>
                  <p style="line-height:22px;margin-top:0;margin-bottom:15px">
                  </p>
                  <p style="line-height:22px;margin-top:0;margin-bottom:15px">
                   <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiJ9:1qSwwE:-9EGes-KBf3ApNqlMSAIZwE_UiIIsOJgD3Xzqscsznk" style="max-width:18px" width="18"/>
                   <strong style="color:#000">
                    CFOs, meet HR:
                   </strong>
                   Discover how one finance team partnered with their HR department to
                   <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                    improve talent retention
                   </a>
                   .
                  </p>
                  <p style="line-height:22px;margin-top:0;margin-bottom:15px">
                  </p>
                  <div>
                   <p style="line-height:22px;margin-top:0;margin-bottom:15px">
                    <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiJ9:1qSwwE:-9EGes-KBf3ApNqlMSAIZwE_UiIIsOJgD3Xzqscsznk" style="max-width:18px" width="18"/>
                    <strong style="color:#000">
                     Dime a day:
                    </strong>
                    Here’s some good news regarding your money management game.
                    <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                     We teamed up with Discover
                     <sup>
                      ®
                     </sup>
                     to create a financial literacy calendar
                    </a>
                    that’ll help you level up your dough.
                    <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                     Get started
                    </a>
                    .*
                   </p>
                   <p style="line-height:22px;margin-top:0;margin-bottom:15px">
                    <em>
                     Discover Bank, Member FDIC.
                    </em>
                   </p>
                  </div>
                  <placementslot data-id="4478bcbd2a4b">
                  </placementslot>
                  <p style="line-height:22px;margin-top:0;margin-bottom:15px">
                   <sup>
                    <em>
                     *This is sponsored advertising content.
                    </em>
                   </sup>
                  </p>
                 </div>
                </td>
               </tr>
              </table>
             </th>
            </tr>
           </table>
           <!--[if !mso]><! -- -->
          </div>
          <!-- <![endif]-->
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           <!-- <![endif]-->
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            <tr>
             <th class="card" style="text-align:left;font-weight:400;font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#333;display:block;background-color:#fff;border-radius:15px;border:1px solid #e6e6e6;border-collapse:collapse;box-shadow:none;margin-bottom:0px;">
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               <tr>
                <td style="padding: 15px;">
                 <h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
                  GAMES
                 </h3>
                 <h1 style="font-family:Helvetica, Arial, sans-serif;font-size:24px;color:#333;font-weight:700;margin-bottom:0;line-height:26px;margin-top:8px">
                  <a style="color:#000000!important;text-decoration:none;border-bottom:none!important;" target="_blank">
                   <font color="#000000">
                    The puzzle section
                   </font>
                  </a>
                 </h1>
                </td>
               </tr>
              </table>
              <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
               <tr>
                <td style="padding-right:15px;padding-bottom:15px;padding-left:15px;padding-top:0px">
                 <div>
                  <p style="line-height:22px;margin-top:0;margin-bottom:15px">
                   <strong style="color:#000">
                    Turntable:
                   </strong>
                   Hope you like the vowel “O,” because it’s the only one you’ve got today.
                   <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                    Play Turntable here
                   </a>
                   .
                  </p>
                  <h2 style="font-family:Helvetica, Arial, sans-serif;font-size:19px;font-weight:700;color:#000;margin-top:0;margin-bottom:15px;margin-right:0;margin-left:0">
                   NCAA catchphrases
                  </h2>
                  <p style="line-height:22px;margin-top:0;margin-bottom:15px">
                   There’s been a lot of change in college football recently, so we’re going to quiz you on something with more staying power: team catchphrases and slogans.
                  </p>
                  <p style="line-height:22px;margin-top:0;margin-bottom:15px">
                   We’ll give you a college team’s rallying cry, and you have to name the university.
                  </p>
                  <ol>
                   <li style="line-height:22px;margin-bottom:10px">
                    <span>
                     Go blue
                    </span>
                   </li>
                   <li style="line-height:22px;margin-bottom:10px">
                    <span>
                     Hook ’em horns
                    </span>
                   </li>
                   <li style="line-height:22px;margin-bottom:10px">
                    <span>
                     Roll tide
                    </span>
                   </li>
                   <li style="line-height:22px;margin-bottom:10px">
                    <span>
                     Rock Chalk, Jayhawk
                    </span>
                   </li>
                   <li style="line-height:22px;margin-bottom:10px">
                    <span>
                     Hotty Toddy
                    </span>
                   </li>
                   <li style="line-height:22px;margin-bottom:10px">
                    <span>
                     Woo pig sooie
                    </span>
                   </li>
                   <li style="line-height:22px;margin-bottom:10px">
                    <span>
                     Go cocks
                    </span>
                   </li>
                  </ol>
                 </div>
                </td>
               </tr>
              </table>
             </th>
            </tr>
           </table>
           <!--[if !mso]><! -- -->
          </div>
          <!-- <![endif]-->
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          <!-- ARTICLE --->
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               <tr>
                <td style="padding: 15px;">
                 <h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
                  SHARE THE BREW
                 </h3>
                </td>
               </tr>
              </table>
              <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
               <tr>
                <td style="padding-right:15px;padding-bottom:15px;padding-left:15px;padding-top:0px">
                 <p style="line-height:22px;margin-top:0;margin-bottom:15px;margin-bottom:15px;line-height:22px;">
                  <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333;border-bottom-width:2px;border-bottom-style:solid;border-bottom-color:#1c7ff2;text-decoration:none;color:#252525;" target="_blank">
                   Share Morning Brew
                  </a>
                  with your friends, acquire free Brew swag, and then acquire more friends as a result of your fresh Brew swag.
                 </p>
                 <p style="line-height:22px;margin-top:0;margin-bottom:15px;margin-bottom:15px;line-height:22px;">
                  We’re saying we’ll give you free stuff and more friends if you share a link. One link.
                 </p>
                 <a class="">
                  <p style="line-height:22px;margin-top:0;margin-bottom:15px;margin-bottom:15px;line-height:22px;">
                   <img class="img-responsive" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252Fcomposer%252Fimages%252Fsailthru-prod-5z8%252Feditor_images%252FUpdated_Referral_Card_Option1_v6.gif/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCJ9:1qSwwE:L34KxVfoGUlsWtKv-PIA8r0q2ufSazL75la5GHdwEi0" style="display:block;width:100% !important;max-width: 640px; width: 100%;" width="640"/>
                  </p>
                 </a>
                 <p style="line-height:22px;margin-top:0;margin-bottom:15px;margin-bottom:15px;line-height:22px;">
                  <b>
                   Your referral count:
                  </b>
                  0
                 </p>
                 <a class="stb-btn" style="margin-top:inherit !important;margin-bottom:inherit !important;margin-right:inherit !important;margin-left:inherit !important;width:100%;max-width:150px;font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#ffffff;font-weight:900;text-decoration:none;text-align:center;background-color:#1c7ff2;padding-top:15px;padding-bottom:15px;padding-right:15px;padding-left:15px;border-radius:4px;display:block;">
                  Click to Share
                 </a>
                 <p style="line-height:22px;margin-top:0;margin-bottom:15px;margin-top:15px;margin-bottom:15px;line-height:22px;">
                  Or copy &amp; paste your referral link to others:
                  <br/>
                  <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333;border-bottom-width:2px;border-bottom-style:solid;border-bottom-color:#1c7ff2;text-decoration:none;color:#252525;" target="_blank">
                   morningbrew.com/daily/r/?kid=979c4554
                  </a>
                 </p>
                </td>
               </tr>
              </table>
             </th>
            </tr>
           </table>
           <!--[if !mso]><! -- -->
          </div>
          <!-- <![endif]-->
          <!-- END ARTICLE --->
          <!-- ARTICLE --->
          <!--[if !mso ]><! -- -->
          <div class="c6" style="margin-bottom:7px">
           <!-- <![endif]-->
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            <tr>
             <th class="card" style="text-align:left;font-weight:400;font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#333;display:block;background-color:#fff;border-radius:15px;border:1px solid #e6e6e6;border-collapse:collapse;box-shadow:none;margin-bottom:0px;">
              <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
               <tr>
                <td style="padding: 15px;">
                 <h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
                  AROUND THE BREW
                 </h3>
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                   AI advisors: Assemble. Big Tech execs are teaming up with academics and public sector experts to improve AI governance.
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                  ANSWER
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                    Michigan
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                    Texas
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                    Alabama
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                    Kansas
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                    Ole Miss
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                    Arkansas
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                   ✢ A Note From Facet
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                    *Source:
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                     https://www.finder.com/unused-gym-memberships
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                    **Facet Wealth, Inc. (“Facet”) is an SEC Registered Investment Advisor headquartered in Baltimore, Maryland. This is not an offer to sell securities or the solicitation of an offer to purchase securities. This is not investment, financial, legal, or tax advice. Based on a study conducted by Facet in April 2023. A statistically valid sample of members following Facet’s current planning process demonstrated that more than half of these members, defined here as a majority, achieved value greater than their planning fee. This value was shown to reoccur on an annual basis. Assumptions included average expenses and fees, using retirement tax savings, portfolio expenses and tax loss harvesting as value drivers using Facet’s investment services, and discounting value to align with the acceptance of Facet recommendations. Facet assesses clients an annual flat fee for service based on the complexity of planning needs. There is no separate or additional fee for investment management. This is not a guarantee or prediction of actual results for any member and results may vary by member. Some value like tax loss harvesting may vary year to year. Offer ends August 31, 2023.
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