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                   Apple, Microsoft, Nvidia – and 497 more stellar American firms, all in one fund
                  </span>
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                   When you want exposure to the US economy, there’s no point stopping at just one stock – or even ten – when it’s so easy to gain exposure to 500 of the biggest companies in the US.
                  </p>
                  <p style="margin:0;margin-bottom:16px">
                   That’s the idea behind SPY, the
                   <a style="text-decoration: underline; color: #204ce9;">
                    SPDR® S&amp;P 500® ETF Trust
                   </a>
                   . The fund tracks the entire S&amp;P 500® Index, giving you instant access to mega-firms like Apple, Microsoft, and Nvidia – all in a single trade.
                  </p>
                  <p style="margin:0;margin-bottom:16px">
                   SPY’s not new to this.
                   <a style="text-decoration: underline; color: #204ce9;">
                    When it first launched back in 1993
                   </a>
                   , it was the first ETF to track the S&amp;P 500. And three decades later, it’s still one of the simplest ways to get
                   <a style="text-decoration: underline; color: #204ce9;">
                    broad, diversified exposure to the world’s largest stock market
                   </a>
                   .
                  </p>
                  <p style="margin:0;margin-bottom:16px">
                   But here’s what really sets it apart: in 2024 alone, SPY traded $7.7 trillion. That’s more than the economic output of nearly every country in the world – including Japan, Germany, and Brazil.
                   <sup>
                    1
                   </sup>
                  </p>
                  <p style="margin:0;margin-bottom:16px">
                   That kind of liquidity means more than just market access: it can give you flexibility, speed, and ease when you need it most.
                  </p>
                  <p style="margin:0;margin-bottom:16px">
                   And frankly, that’s part of what makes it so popular. Whether you're staying invested, dialing up diversification, or targeting the market's biggest names, SPY’s scale and simplicity could come in real handy.
                  </p>
                  <p style="margin:0">
                   <a style="text-decoration: underline; color: #204ce9;">
                    <strong>
                     Take a closer look at SPY to discover 500 of America’s biggest stocks in a single fund
                    </strong>
                   </a>
                   .
                   <strong>
                   </strong>
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                   <strong>
                    Footnotes:
                   </strong>
                  </p>
                  <p style="margin:0">
                   <sup>
                    1
                   </sup>
                   SPDR Research, Bloomberg Finance L.P., as of: 12/31/2024. GDP Data Source: CIA The World FactBook.
                  </p>
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                   <p style="margin:0;mso-line-height-alt:16.8px">
                    <strong>
                     Important Risk Information
                     <br/>
                     <br/>
                    </strong>
                   </p>
                   <p aria-level="2" style="margin:0;mso-line-height-alt:16.8px">
                    State Street Global Advisors (SSGA) is now State Street Investment Management. Please click
                    <a style="text-decoration: underline; color: #43454d;">
                     here
                    </a>
                    for more information.
                    <br/>
                    <br/>
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    Investing involves risk including the risk of loss of principal.
                    <br/>
                    <br/>
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    The whole or any part of this work may not be reproduced, copied or transmitted or any of its contents disclosed to third parties without SSGA's express written consent.
                    <br/>
                    <br/>
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    All information is from SSGA unless otherwise noted and has been obtained from sources believed to be reliable, but its accuracy is not guaranteed. There is no representation or warranty as to the current accuracy, reliability or completeness of, nor liability for, decisions based on such information and it should not be relied on as such.
                    <br/>
                    <br/>
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    In general, ETFs can be expected to move up or down in value with the value of the applicable index. Although ETF shares may be bought and sold on the exchange through any brokerage account, ETF shares are not individually redeemable from the Fund. Investors may acquire ETFs and tender them for redemption through the Fund in Creation Unit Aggregations only. Please see the prospectus for more details.
                    <br/>
                    <br/>
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    The information provided does not constitute investment advice and it should not be relied on as such. It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status or investment horizon. You should consult your tax and financial advisor.
                    <br/>
                    <br/>
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    Equity securities may fluctuate in value and can decline significantly in response to the activities of individual companies and general market and economic conditions.
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    Passively managed funds invest by sampling the index, holding a range of securities that, in the aggregate, approximates the full Index in terms of key risk factors and other characteristics. This may cause the fund to experience tracking errors relative to performance of the index.
                    <br/>
                    <br/>
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    The trademarks and service marks referenced herein are the property of their respective owners. Third party data providers make no warranties or representations of any kind relating to the accuracy, completeness or timeliness of the data and have no liability for damages of any kind relating to the use of such data.
                    <br/>
                    <br/>
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    This communication is not intended to be an investment recommendation or investment advice and should not be relied upon as such.
                    <br/>
                    <br/>
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    ETFs trade like stocks, are subject to investment risk, fluctuate in market value and may trade at prices above or below the ETFs net asset value. Brokerage commissions and ETF expenses will reduce returns.
                    <br/>
                    <br/>
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    Frequent trading of ETFs could significantly increase commissions and other costs such that they may offset any savings from low fees or costs.
                    <br/>
                    <br/>
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    While the shares of ETFs are tradable on secondary markets, they may not readily trade in all market conditions and may trade at significant discounts in periods of market stress.
                    <br/>
                    <br/>
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    The Fund's investments are subject to changes in general economic conditions, general market fluctuations and the risks inherent in investment in securities markets. Investment markets can be volatile and prices of investments can change substantially due to various factors including, but not limited to, economic growth or recession, changes in interest rates, changes in the actual or perceived creditworthiness of issuers, and general market liquidity. The Fund is subject to the risk that geopolitical events will disrupt securities markets and adversely affect global economies and markets. Local, regional or global events such as war, acts of terrorism, the spread of infectious illness or other public health issues, or other events could have a significant impact on the Fund and its investments.
                    <br/>
                    <br/>
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    The S&amp;P 500® Index is a product of S&amp;P Dow Jones Indices LLC or its affiliates (“S&amp;P DJI”) and have been licensed for use by State Street Global Advisors. S&amp;P®, SPDR®, S&amp;P 500®, US 500 and the 500 are trademarks of Standard &amp; Poor’s Financial Services LLC (“S&amp;P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”) and has been licensed for use by S&amp;P Dow Jones Indices; and these trademarks have been licensed for use by S&amp;P DJI and sublicensed for certain purposes by State Street Global Advisors. The fund is not sponsored, endorsed, sold or promoted by S&amp;P DJI, Dow Jones, S&amp;P, their respective affiliates, and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of these indices.
                    <br/>
                    <br/>
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    ALPS Distributors, Inc., member FINRA, is distributor for SPDR® S&amp;P 500®, SPDR® S&amp;P MidCap 400® and SPDR® Dow Jones Industrial Average, all unit investment trusts. ALPS Distributors, Inc. is not affiliated with State Street Global Advisors Funds Distributors, LLC.
                    <br/>
                    <br/>
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    <strong>
                     Before investing, consider the funds’ investment objectives, risks, charges and expenses. To obtain a prospectus or summary prospectus which contains this and other information, call 1-866-787-2257 or visit www.ssga.com. Read it carefully.
                     <br/>
                     <br/>
                    </strong>
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    State Street Global Advisors Funds Distributors, LLC, member
                    <a style="text-decoration: underline; color: #43454d;">
                     FINRA
                    </a>
                    ,
                    <a style="text-decoration: underline; color: #43454d;">
                     SIPC
                    </a>
                    , One Iron Street, Boston, MA 02210.
                    <br/>
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                    © 2025 State Street Corporation. All Rights Reserved.
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                    <strong>
                     Not FDIC Insured – No Bank Guarantee – May Lose Value
                    </strong>
                   </p>
                   <p style="margin:0;text-align:left;mso-line-height-alt:16.8px">
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    Adtrax Code: 8244300.1.1.AM.RTL SPD004059
                   </p>
                   <p style="margin:0;mso-line-height-alt:16.8px">
                    Expiration date: 08/31/26
                   </p>
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