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                                TOGETHER WITH
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                   Hi Sarah, here's what you need to know for
                   <strong>
                    June 26th
                   </strong>
                   in
                   <strong>
                    3:15 minutes
                   </strong>
                   .
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                     Carmakers are driving off without Apple’s CarPlay upgrade, choosing to stick with in-house dashboard software instead
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                     This overlooked asset could be the smartest contrarian play out there –
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                      Read Now
                     </a>
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                     Novo Nordisk dumped telehealth platform Hims &amp; Hers over copycat weight-loss drugs, and heartbroken investors sent both stocks down
                    </span>
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                     🤖 There's more to life than stocks and bonds – no matter what your dad says. Join us for
                     <a style="color: #204CE9; text-decoration: underline; font-weight: 500;">
                      How To Invest In The Future Of Alternative Assets
                     </a>
                     on July 8th, and find out what you're missing out on.
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                      Grab your free ticket
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               CarPause
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              <h4 class="text-body" style="font-family: 'Poppins', Helvetica, arial, -apple-system, sans-serif; font-weight: 700; line-height: 1.25; margin-bottom: 16px; color: #171E27; font-size: 16px; font-family: 'Poppins', Helvetica, arial, -apple-system, sans-serif; margin-top: 0;">
              </h4>
              <p style="font-size: 16px; line-height: 1.5; color: #283444; font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
              </p>
              <p data-block-key="dtezq" style="font-size: 16px; line-height: 1.5; color: #283444; font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
               <b>
                What’s going on here?
               </b>
              </p>
              <p data-block-key="4br26" style="font-size: 16px; line-height: 1.5; color: #283444; font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
               Apple’s big upgrade to its CarPlay software hit a roadblock, with carmakers rejecting the system and opting to keep dashboards in-house.
              </p>
              <p data-block-key="ansrh" style="font-size: 16px; line-height: 1.5; color: #283444; font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
               <b>
                What does this mean?
               </b>
              </p>
              <p data-block-key="43s2v" style="font-size: 16px; line-height: 1.5; color: #283444; font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
               You’re probably familiar with CarPlay: Apple says that it’s in 98% of new cars in the US and over 600 million drivers use it daily. This “CarPlay Ultra” upgrade is an ambitious step up, integrating with vehicle systems to display speed and fuel gauges and offer climate control. But carmakers from Mercedes-Benz to Volvo are pushing back, choosing to omit it from their vehicles. That’s a reversal from 2022, when Apple said 14 brands were on board. See, CarPlay Ultra requires carmakers to let Apple into their systems, and some think that’s a bridge too far. But with surveys
               <a style="text-decoration: underline; font-weight: 500; color: #3C4857;">
                showing
               </a>
               that many buyers won’t purchase a car without at least the standard CarPlay, saying no may come at a cost.
              </p>
              <p data-block-key="1qsul" style="font-size: 16px; line-height: 1.5; color: #283444; font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
               <b>
                Why should I care?
               </b>
              </p>
              <p data-block-key="39sti" style="font-size: 16px; line-height: 1.5; color: #283444; font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
               <b>
                <i>
                 For markets:
                </i>
               </b>
               <i>
                Carmakers, take the wheel.
               </i>
              </p>
              <p data-block-key="9jlt1" style="font-size: 16px; line-height: 1.5; color: #283444; font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
               This isn’t just a turf war for the
               <i>
                $2.3 trillion
               </i>
               dashboard industry: it’s a battle for data. General Motors pulled Apple and Google’s systems from its vehicles entirely in 2023 to capture its own driver data. Carmakers want to use that info to inform future design decisions and build precisely what
               <i>
                their
               </i>
               drivers want. Making actually good in-house dashboard systems is easier said than done, though. Only Tesla and Rivian have really succeeded so far – and they’re as much tech firms as they are car companies.
              </p>
              <p data-block-key="e0gtk" style="font-size: 16px; line-height: 1.5; color: #283444; font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
               <b>
                <i>
                 The bigger picture:
                </i>
               </b>
               <i>
                Apple has fingers in pies.
               </i>
              </p>
              <p data-block-key="3scbu" style="font-size: 16px; line-height: 1.5; color: #283444; font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
               Apple has one eye on CarPlay and the other on search. The firm’s reportedly considering making an offer for AI startup Perplexity. That’d help Apple build its own Google or OpenAI alternative, and give it a much-needed AI credibility boost. Perplexity’s valued at $14 billion, so it’d be Apple’s biggest purchase ever – sending a clear signal that the firm is serious about AI.
              </p>
              <p style="font-size: 16px; line-height: 1.5; color: #283444; font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px; margin: 0;">
              </p>
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               <b>
                You might also like:
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               <a style="color: #204CE9; text-decoration: underline; font-weight: 500;">
                The best and worst of the Magnificent Seven, based on the rule of 40
               </a>
               .
              </p>
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                  <strong>
                   Copy to share story:
                  </strong>
                  <a class="text-black60 font-normal" style="text-decoration: underline; font-weight: 400; color: #71767B;" target="_blank">
                   https://app.finimize.com/content/carpause
                  </a>
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                         <span style="font-family: Helvetica, Arial, sans-serif; font-size: 12px; font-weight: bold; color: #E6F14A; display: inline-block;">
                          FROM OUR RESEARCH DESK
                         </span>
                        </td>
                       </tr>
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                        <td style="padding-right: 16px; vertical-align: top;">
                         <h2 style="font-weight: 700; line-height: 1.25; margin-bottom: 16px; font-size: 24px; color: #FFFFFF; margin: 0 0 4px; font-family: 'Poppins', Helvetica, arial, -apple-system, sans-serif; margin-top: 0;">
                          TLT: This Contrarian Recession Bet Could Be Your Next Big Win
                         </h2>
                         <p style="line-height: 1.5; margin-top: 0; margin-bottom: 16px; font-family: Helvetica, Arial, sans-serif; font-size: 14px; color: #FFFFFF; margin: 0;">
                          Jonathan Hobbs, CFA
                         </p>
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                    <td style="padding: 8px 32px 0 0;">
                     <a style="color: #204CE9; text-decoration: underline; font-weight: 500;">
                      <img alt="TLT: This Contrarian Recession Bet Could Be Your Next Big Win" src="https://inboxflows.com/_/image/https%253A%252F%252Ffinimize-img.imgix.net%252Fhttps%253A%252F%252Fchivas-assets.s3-eu-west-1.amazonaws.com%252Fstatic%252Fimages%252FRDrop-Cover-Landscape-ContrarianTLT.original.jpg%253Ffit%253Dclip%2526h%253DNone%2526ixlib%253Dpython-3.1.2%2526w%253D768%2526s%253Def9ced00b95a09061cc57b8228715e7b/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZmaW5pbWl6ZS1pbSIsInRpbWUiOjE3NTA4ODkxMjEuNDEzOTg5M30:1uUYF7:XOUPyQtmPTnUFMqUzZgENpic3VrfZpENH7ghCBnARJg" style="max-width: 300px; border-radius: 4px;" width="300"/>
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                    <td class="premium-story-text" style="padding-top: 24px;">
                     <p data-block-key="xjbe2" style="font-size: 16px; line-height: 1.5; font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px; color: #fff;">
                      Since the Covid crash in March 2020,
                      <a style="color: inherit; text-decoration: underline; font-weight: inherit;">
                       long-dated US Treasury bonds
                      </a>
                      have had a brutal run.
                     </p>
                     <p data-block-key="f9rd3" style="font-size: 16px; line-height: 1.5; font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px; color: #fff;">
                      The
                      <b>
                       iShares 20+ Year Treasury Bond ETF
                      </b>
                      – which tracks these bonds – is
                      <a style="color: inherit; text-decoration: underline; font-weight: inherit;">
                       down roughly 50%
                      </a>
                      . For comparison, the Nasdaq’s soared over 200%, gold’s gained 130%, and bitcoin’s rocketed up 2,700%.
                     </p>
                     <p data-block-key="agmmt" style="font-size: 16px; line-height: 1.5; font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px; color: #fff;">
                      That kind of underperformance is rare – and it just might be setting the stage for one of the most
                      <a style="color: inherit; text-decoration: underline; font-weight: inherit;">
                       overlooked opportunities
                      </a>
                      in the market today.
                     </p>
                     <p data-block-key="cj9uf" style="font-size: 16px; line-height: 1.5; font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px; color: #fff;">
                      In this breakdown, I’ll explain what long-dated Treasuries are, why I think they could be due for a comeback, and why TLT might be one of the
                      <a style="color: inherit; text-decoration: underline; font-weight: inherit;">
                       smartest contrarian plays
                      </a>
                      out there.
                     </p>
                     <p data-block-key="aig0" style="font-size: 16px; line-height: 1.5; font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px; color: #fff;">
                      That’s today’s Research:
                      <a style="color: inherit; text-decoration: underline; font-weight: inherit;">
                       why this contrarian recession bet could be your next big win
                      </a>
                      .
                     </p>
                     <p data-block-key="22q9h" style="font-size: 16px; line-height: 1.5; font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px; margin: 0; color: #fff;">
                      <a style="color: inherit; text-decoration: underline; font-weight: inherit;">
                       <b>
                        Read or listen to the Research here
                       </b>
                      </a>
                     </p>
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                    A peek into what consumers really want from savings and investment providers
                   </h4>
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                    Fintechs win on design. Traditional banks win on trust. The real sweet spot: a provider that blends both.
                   </p>
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                    <a style="color: #204CE9; font-weight: 500; text-decoration: underline;">
                     ClearBank’s report
                    </a>
                    with YouGov breaks down what modern investors and savers value in their accounts, as well as what would make them stay – or switch providers.
                   </p>
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                    So whether you’re trying to keep your customers around or nab your rivals’ ones,
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                     download ClearBank’s free report to find out what your would-be users want.
                    </a>
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              <span class="text-heading1 text-black font-black" style="font-weight: 900; color: #283444; font-size: 24px;">
               Just Hims
              </span>
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                  <img alt="Just Hims" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Ffinimize-img.imgix.net%252Fhttps%253A%252F%252Fchivas-assets.s3-eu-west-1.amazonaws.com%252Fstatic%252Fimages%252F20250626_Novo_NL2.original.png%253Ffit%253Dclip%2526h%253DNone%2526ixlib%253Dpython-3.1.2%2526w%253D768%2526s%253De651055b18a6c9e53ed1a56cc1b0dc21/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZmaW5pbWl6ZS1pbSIsInRpbWUiOjE3NTA4ODkxMjEuNDE0MjQ5N30:1uUYF7:YGDW3o_1z3wn1neM43DdRCCbQC5ikkjVUG5QnFu19Tw" style="border:0;border-radius:4px;display:block;outline:none;text-decoration:none;height:auto;width:100%;font-size:13px;" width="568"/>
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              </h4>
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              </p>
              <p data-block-key="w6n07" style="font-size: 16px; line-height: 1.5; color: #283444; font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
               <b>
                What’s going on here?
               </b>
              </p>
              <p data-block-key="41vq7" style="font-size: 16px; line-height: 1.5; color: #283444; font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
               Novo Nordisk broke things off with Hims &amp; Hers, after the telehealth platform refused to stop selling knockoff versions of its weight-loss drug Wegovy.
              </p>
              <p data-block-key="f736f" style="font-size: 16px; line-height: 1.5; color: #283444; font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
               <b>
                What does this mean?
               </b>
              </p>
              <p data-block-key="9tfeu" style="font-size: 16px; line-height: 1.5; color: #283444; font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
               The split sent Hims stock plummeting 35% on Monday – its steepest one-day drop ever – and Novo’s shares down 5%. Investors clearly think the fighting is mutually destructive. See, when weight-loss injections first came out, the world went bananas for them – so much so that Novo and US rival Eli Lilly couldn’t keep up with demand. So the FDA put the drugs on its shortage list, allowing any old lab to make them. And telehealth platforms sold plenty of the – far cheaper – knockoffs. Now, that shortage is over and the FDA has taken Wegovy’s active ingredient off the list. Only, platforms like Hims are continuing to sell the off-brand meds via a legal
               <a style="text-decoration: underline; font-weight: 500; color: #3C4857;">
                loophole
               </a>
               . Unhappy about Hims – ahem – eating its lunch, Novo pulled Wegovy from the platform and severed the partnership altogether.
              </p>
              <p data-block-key="c23lj" style="font-size: 16px; line-height: 1.5; color: #283444; font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
               <b>
                Why should I care?
               </b>
              </p>
              <p data-block-key="bjqtl" style="font-size: 16px; line-height: 1.5; color: #283444; font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
               <b>
                <i>
                 For markets:
                </i>
               </b>
               <i>
                The effects are wearing off.
               </i>
              </p>
              <p data-block-key="8hpst" style="font-size: 16px; line-height: 1.5; color: #283444; font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
               Novo once soared on the promise of Wegovy, even becoming Europe’s most valuable company at times. But the stock’s shine has dimmed, with shares falling 54% over the last year. Not only have Novo’s next-generation obesity drugs not lived up to the hype, but Eli Lilly’s been pulling ahead with sales of its weight-loss drug, Zepbound. So Novo’s now left hunting for partners to help fill in its drug pipeline – not to mention keep its place in the lucrative weight-loss market.
              </p>
              <p data-block-key="bta5h" style="font-size: 16px; line-height: 1.5; color: #283444; font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
               <b>
                <i>
                 Zooming out:
                </i>
               </b>
               <i>
                Novo knows where it’s wanted.
               </i>
              </p>
              <p data-block-key="6ojhq" style="font-size: 16px; line-height: 1.5; color: #283444; font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
               Novo may be clamping down in the US, but it’s opening up elsewhere. The drugmaker just launched Wegovy in India – for a quarter of the price that it charges in the US. The country is one of the world’s fastest-growing obesity markets, after all, with over 100 million people affected. Makes sense that Novo wants to tap into that demand, stat.
              </p>
              <p style="font-size: 16px; line-height: 1.5; color: #283444; font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px; margin: 0;">
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               <b>
                You might also like:
               </b>
               <a style="color: #204CE9; text-decoration: underline; font-weight: 500;">
                Novo Nordisk’s slimmed-down stock may be worth a look
               </a>
               .
              </p>
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                  <strong>
                   Copy to share story:
                  </strong>
                  <a class="text-black60 font-normal" style="text-decoration: underline; font-weight: 400; color: #71767B;" target="_blank">
                   https://app.finimize.com/content/just-hims
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                  QUOTE OF THE DAY
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                  “Think before you speak. Read before you think.”
                 </p>
                 <span class="text-caption font-normal text-blackLight leading-normal" style="font-weight: 400; line-height: 1.5; color: #3C4857; font-size: 12px;">
                  – Fran Lebowitz (an American author and orator)
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                    The clue’s in the name: for over a decade, the US has been an exceptional investment. But now, some investors and analysts are fearing the end of exceptionalism. Well, at least as we know it.
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                    Of course, the world’s biggest economy won’t suddenly become a dud – but the forces driving the most successful companies and sectors could well be shifting. You’ll want to know how to handle a portfolio during this change:
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                     our guide walks you through the key themes, as well as showing you how leveraged ETFs could come in handy
                    </a>
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                        1.
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                         Bless you.
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                        Here’s why we
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                         suddenly turn kind when folk sneeze
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                        .
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                        2.
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                         Money tips from millionaires.
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                        This Powerball winner won a fortune –
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                         and managed to keep it
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                        .
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                        3.
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                         How much would you pay for a couple of inches?
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                         Leg-lengthening surgery
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                        isn’t just painful and popular… it’s expensive.
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                        🎙 Finimize Live
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                        Grab your free tickets...
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                        🤖
                        <a style="color: #204CE9; font-weight: 500; text-decoration: underline;">
                         How To Invest In The Future Of Alternative Assets
                        </a>
                        : July 8th
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                        🇺🇸
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                         How To Navigate Today’s US Market
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                        : July 15th
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                        🚀
                        <a style="color: #204CE9; font-weight: 500; text-decoration: underline;">
                         Modern Investor Summit 2025
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                        : December 2nd and 3rd
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