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   interest-bau-cross-sell-uk-1
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   Turn on Interest to boost your balance without interrupting your spending
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                   <strong>
                    You've got returns to earn
                   </strong>
                  </h1>
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                   You’ve been busy using your Wise account, but there’s one feature you’re yet to try — Interest.
                  </p>
                  <p class="b" style="Margin:0;mso-line-height-rule:exactly;font-family:Inter, Helvetica, Arial, sans-serif;line-height:24px;letter-spacing:0;color:#454745;font-size:16px;text-align:center">
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                   Use it to give your money a boost, with a variable* rate of  3.96% on GBP, 2.24% on EUR and 4.08% on USD. Any returns will be added to your balance each working day, ready to spend straight away.
                  </p>
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                  <!--[if mso]><a href="https://ablink.info.wise.com/ls/click?upn=u001.JwhTX56o1twZ4Z4wwlm-2F9UfG8sVTX899vuCe-2BRy-2FzSu-2Fm83ylOuFfn7a-2FIiSdYhFUIPLJ7mi-2F21rOCALwIsGz9ldNaVGc05Di-2Bn-2BQHZrI-2B0-3DNeJU_Xkgjvfyip0jA8U6UDBzpk1WoqeaBAJw2VxTBJB9P-2FiDicKnH1T3LBEGsC60aN-2FZvcbbpggqCJEWOURPwc4mCTyZBXgojdnh82Gu9jmIKvMEMqsJaYF3xtAUvDiu731wtTE-2FjLRMQlhn9vmE0nnVcYS219RcQ0po43Tx369jQK4-2F-2BgPsRyJ02cebjlqjZxWdQXAD1Ib13-2BjvLo8PY1St6kMPt9Fb4JiLqJYA3Lq57HAuRinh-2Ff9EL4yiyF71T5niQGOKoWmYzvLj7x2YiYqMfBCVQwzIBsTg1Y8N-2BsCK9fvqbFQUZmnRVpVUrhRrYEF0kdhblK4Rkjl2EmUs8OnZ47bXZcjn59fla8I9a8IrUizeyzvKAJkspXUo5BHvo5BRO1jMC1tBzFWAs8l3rHysW0f-2B2YoS21sqnfI3kPbyP-2FGYzwnrdBBk1AlC2ksHzMFsRqh9Cs9iVDiTsLjvsb5dkq59KaPHe8Ql5kBswcyMtRtwhfomS5-2BxSfKXBt5qC8VDqYrZ5wGjlxx3TGyTY3EGi2Wa1tqBzo5aXAvL-2BqFjgXafJgCl2KlXw6o-2Flq2US5ugwo5q6E3oCfcpPRqbz8EEkSJFqIkP1gdiPmknQEGdmDwDAa577OtA7nUBDiOF-2FoGdwM-2FerlmG5H4q5oPwr-2FlU05BSxSgjfhTmzIXb-2Fsx62rWpbl2MXJ-2FbgO0uLp-2FwEYDpzX16Z4ibezyefU2u2rieJ4ip3OKKmQBDGjAOrIqZy3S8-3D" target="_blank" hidden>
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		<center style='color:#163300; font-family:Inter, Helvetica, Arial, sans-serif; font-size:16px; font-weight:700; line-height:16px;  mso-text-raise:1px'>Turn on Interest</center>
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                   <a class="h msohide k" style="mso-style-priority:100 !important;text-decoration:none !important;mso-line-height-rule:exactly;color:#163300;font-size:16px;padding:15px 60px;display:block;background:#9fe870;border-radius:30px;font-family:Inter, Helvetica, Arial, sans-serif;font-weight:bold;font-style:normal;line-height:19.2px;width:auto;text-align:center;letter-spacing:0;mso-padding-alt:0;mso-border-alt:10px solid #9fe870;mso-hide:all" target="_blank">
                    Turn on Interest
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                  <!--[if mso]><a href="https://ablink.info.wise.com/ls/click?upn=u001.JwhTX56o1twZ4Z4wwlm-2F9SLgQOPFIrbHUz4i9qAXeLSkJLaIFcGN8DyD9pbxI5EaOzzV_Xkgjvfyip0jA8U6UDBzpk1WoqeaBAJw2VxTBJB9P-2FiDicKnH1T3LBEGsC60aN-2FZvcbbpggqCJEWOURPwc4mCTyZBXgojdnh82Gu9jmIKvMEMqsJaYF3xtAUvDiu731wtTE-2FjLRMQlhn9vmE0nnVcYS219RcQ0po43Tx369jQK4-2F-2BgPsRyJ02cebjlqjZxWdQXAD1Ib13-2BjvLo8PY1St6kMPt9Fb4JiLqJYA3Lq57HAuRinh-2Ff9EL4yiyF71T5niQGOKoWmYzvLj7x2YiYqMfBCVQwzIBsTg1Y8N-2BsCK9fvqbFQUZmnRVpVUrhRrYEF0kdhblK4Rkjl2EmUs8OnZ47bXZcjn59fla8I9a8IrUizeyzvKAJkspXUo5BHvo5BRO1jMC1tBzFWAs8l3rHysW0f-2B2YoS21sqnfI3kPbyP-2FGYzwnrdBBk1AlC2ksHzMFsRqh9Cs9iVDiTsLjvsb5dkq59KaPHe8Ql5kBswcyMtRtwhfomS5-2BxSfKXBt5qC8VDqYrZ5wGjlxx3TGyTY3EGi2Wa1tqBzo5aXAvL-2BqFjgXafJgCl2KlXw6o-2Flq2US5ugwo5q6E3oCfcpPRqbz8EEkSHOll5bYzBOfThuDY9dEzX187mtJ8qfahmBk38MLtgpRX-2FnDz9ji3DhO8u8UBgLAzJcdDQujs0VKRgW87iKMJ805KZfTACtVa7HX6ALBgu-2BQ3ib06pfVHN77vqMbRr3fQ0dsRLIhFbekawTAFBho8-2FA-3D" target="_blank" hidden>
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		<center style='color:#163300; font-family:Inter, Helvetica, Arial, sans-serif; font-size:16px; font-weight:700; line-height:16px;  mso-text-raise:1px'>Learn more</center>
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                  <!--[if !mso]><!-- -->
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                    Learn more
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                  <p class="b" style="Margin:0;mso-line-height-rule:exactly;font-family:Inter, Helvetica, Arial, sans-serif;line-height:24px;letter-spacing:0;color:#454745;font-size:16px">
                   *Capital at risk. Growth not guaranteed. Variable rate is based on 7 day performance as of 27th March 2025. This fund has returned a 0.99% annual average on GBP, 2.20% on EUR and 2.41% on USD over the last 5 years, excluding Wise and fund manager fees. For the full 5 year past performance of funds, please
                   <strong class="b" style="font-size:16px">
                    <a style="mso-line-height-rule:exactly;text-decoration:underline;color:#163300;font-size:16px" target="_blank">
                     visit our website.
                    </a>
                   </strong>
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                  <h1 class="bj" style="Margin:0;font-family:inter, helvetica, arial, sans-serif;mso-line-height-rule:exactly;letter-spacing:0;font-size:30px;font-style:normal;font-weight:normal;line-height:36px;color:#0e0f0c">
                   <strong>
                    Get to know Wise Interest
                   </strong>
                  </h1>
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                   <img alt="" class="adapt-img" height="198" src="https://inboxflows.com/_/image/https%253A%252F%252Fnvsrpq.stripocdn.email%252Fcontent%252Fguids%252FCABINET_7676aca375482a987dc7f4e5d31a8203e9beff1b51cba07d54a0e079056d033c%252Fimages%252Fe1img1.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZudnNycHEuc3RyaSIsInRpbWUiOjE3NDM5NjEyMTQuMDA2MzU2N30:1u1Tyg:QfrB2ee1VCgj32yRLKMHH8cS8TECen33GKziMJXllC8" style="display:block;font-size:14px;border:0;outline:none;text-decoration:none" width="198"/>
                  </a>
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                 <td align="center" style="padding:0;Margin:0;padding-right:20px;padding-left:20px">
                  <h2 class="bj" style="Margin:0;font-family:inter, helvetica, arial, sans-serif;mso-line-height-rule:exactly;letter-spacing:0;font-size:24px;font-style:normal;font-weight:normal;line-height:28.8px;color:#0e0f0c">
                   <b>
                    Spend while your money earns a return
                   </b>
                  </h2>
                 </td>
                </tr>
                <tr>
                 <td align="left" class="ca c cb" style="padding:0;Margin:0;padding-top:30px;padding-bottom:50px">
                  <p class="b" style="Margin:0;mso-line-height-rule:exactly;font-family:Inter, Helvetica, Arial, sans-serif;line-height:24px;letter-spacing:0;color:#454745;font-size:16px;text-align:center">
                   There’s no lock and key when you turn on Interest. You can continue to spend your money as usual.
                  </p>
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                <tr>
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                  <a style="mso-line-height-rule:exactly;text-decoration:underline;color:#2CB543;font-size:14px" target="_blank">
                   <img alt="" class="adapt-img" height="121" src="https://inboxflows.com/_/image/https%253A%252F%252Fnvsrpq.stripocdn.email%252Fcontent%252Fguids%252FCABINET_7676aca375482a987dc7f4e5d31a8203e9beff1b51cba07d54a0e079056d033c%252Fimages%252Fimage_nZc.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZudnNycHEuc3RyaSIsInRpbWUiOjE3NDM5NjEyMTQuMDA2NTgyfQ:1u1Tyg:GmcKMIX8nCvvxYH8HdLxt0OSGLqN1sMaiv-VphYtv2I" style="display:block;font-size:14px;border:0;outline:none;text-decoration:none" width="193"/>
                  </a>
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                  <h2 class="bj" style="Margin:0;font-family:inter, helvetica, arial, sans-serif;mso-line-height-rule:exactly;letter-spacing:0;font-size:24px;font-style:normal;font-weight:normal;line-height:28.8px;color:#0e0f0c">
                   <b>
                    Start with as little as 1 GBP
                   </b>
                  </h2>
                 </td>
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                 <td align="center" class="ca f" style="padding:0;Margin:0;padding-top:30px">
                  <p class="b" style="Margin:0;mso-line-height-rule:exactly;font-family:Inter, Helvetica, Arial, sans-serif;line-height:24px;letter-spacing:0;color:#454745;font-size:16px">
                   Or start with something a little bigger. Either way, you’ll be earning a return on the money you use every day.
                  </p>
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                </tr>
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                  <a style="mso-line-height-rule:exactly;text-decoration:underline;color:#2CB543;font-size:14px" target="_blank">
                   <img alt="" class="adapt-img" height="188" src="https://inboxflows.com/_/image/https%253A%252F%252Fnvsrpq.stripocdn.email%252Fcontent%252Fguids%252FCABINET_7676aca375482a987dc7f4e5d31a8203e9beff1b51cba07d54a0e079056d033c%252Fimages%252Fimage_FcF.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZudnNycHEuc3RyaSIsInRpbWUiOjE3NDM5NjEyMTQuMDA2NjkyNH0:1u1Tyg:ud-TQl7_VRF-kqS_lBqm0mluSjw-EkpKHCaLg6cKj9M" style="display:block;font-size:14px;border:0;outline:none;text-decoration:none" width="240"/>
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                  <h2 class="bj" style="Margin:0;font-family:inter, helvetica, arial, sans-serif;mso-line-height-rule:exactly;letter-spacing:0;font-size:24px;font-style:normal;font-weight:normal;line-height:28.8px;color:#0e0f0c">
                   <b>
                    Invest with low stakes
                   </b>
                  </h2>
                 </td>
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                <tr>
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                  <p class="b" style="Margin:0;mso-line-height-rule:exactly;font-family:Inter, Helvetica, Arial, sans-serif;line-height:24px;letter-spacing:0;color:#333333;font-size:16px">
                   When you turn on Interest, your money is invested in a low-risk, interest-earning fund that holds government-guaranteed assets. You may also be eligible for protection by the Financial Services Compensation Scheme for up to 85,000 GBP. Visit
                   <strong>
                    <a style="mso-line-height-rule:exactly;text-decoration:underline;color:#163300;font-size:16px;font-family:Inter, Helvetica, Arial, sans-serif" target="_blank">
                     our website
                    </a>
                   </strong>
                   to learn more.
                  </p>
                 </td>
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                <tr>
                 <td align="center" class="bw bv br" style="Margin:0;padding-top:30px;padding-right:40px;padding-bottom:60px;padding-left:40px">
                  <!--[if mso]><a href="https://ablink.info.wise.com/ls/click?upn=u001.JwhTX56o1twZ4Z4wwlm-2F9UfG8sVTX899vuCe-2BRy-2FzSu-2Fm83ylOuFfn7a-2FIiSdYhFUIPLJ7mi-2F21rOCALwIsGz1NweV-2BeIJSUv7866hycOgE-3DoK20_Xkgjvfyip0jA8U6UDBzpk1WoqeaBAJw2VxTBJB9P-2FiDicKnH1T3LBEGsC60aN-2FZvcbbpggqCJEWOURPwc4mCTyZBXgojdnh82Gu9jmIKvMEMqsJaYF3xtAUvDiu731wtTE-2FjLRMQlhn9vmE0nnVcYS219RcQ0po43Tx369jQK4-2F-2BgPsRyJ02cebjlqjZxWdQXAD1Ib13-2BjvLo8PY1St6kMPt9Fb4JiLqJYA3Lq57HAuRinh-2Ff9EL4yiyF71T5niQGOKoWmYzvLj7x2YiYqMfBCVQwzIBsTg1Y8N-2BsCK9fvqbFQUZmnRVpVUrhRrYEF0kdhblK4Rkjl2EmUs8OnZ47bXZcjn59fla8I9a8IrUizeyzvKAJkspXUo5BHvo5BRO1jMC1tBzFWAs8l3rHysW0f-2B2YoS21sqnfI3kPbyP-2FGYzwnrdBBk1AlC2ksHzMFsRqh9Cs9iVDiTsLjvsb5dkq59KaPHe8Ql5kBswcyMtRtwhfomS5-2BxSfKXBt5qC8VDqYrZ5wGjlxx3TGyTY3EGi2Wa1tqBzo5aXAvL-2BqFjgXafJgCl2KlXw6o-2Flq2US5ugwo5q6E3oCfcpPRqbz8EEkSLxO8r4GXRdC1GL3G1v3pcSnZ78WLWKl2FxekN398Y5oDv4Qwe-2Fs9JDDipkEXsoLtI4YhNS-2BJWdHoRvLcen2304Glhab8wSUk0HbAAZO81sPjgLxW2p5m-2FU9VZL4ebl7ImWpRBuXB-2FocGTDZnG8jp-2Fw-3D" target="_blank" hidden>
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		<center style='color:#163300; font-family:Inter, Helvetica, Arial, sans-serif; font-size:16px; font-weight:700; line-height:16px;  mso-text-raise:1px'>Turn on Interest</center>
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<![endif]-->
                  <!--[if !mso]><!-- -->
                  <span class="bg msohide" style="border-style:solid;border-color:#2cb543;background:#9fe870;border-width:0px;display:block;border-radius:30px;width:auto;mso-hide:all">
                   <a class="h msohide j" style="mso-style-priority:100 !important;text-decoration:none !important;mso-line-height-rule:exactly;color:#163300;font-size:16px;padding:15px 60px;display:block;background:#9fe870;border-radius:30px;font-family:Inter, Helvetica, Arial, sans-serif;font-weight:bold;font-style:normal;line-height:19.2px;width:auto;text-align:center;letter-spacing:0;mso-padding-alt:0;mso-border-alt:10px solid #9fe870;mso-hide:all" target="_blank">
                    Turn on Interest
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                  <!--<![endif]-->
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                  <h2 class="bj" style="Margin:0;font-family:Inter, Helvetica, Arial, sans-serif;mso-line-height-rule:exactly;letter-spacing:0;font-size:24px;font-style:normal;font-weight:normal;line-height:28.8px;color:#0e0f0c">
                   <strong>
                    Your questions answered
                   </strong>
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                    <strong>
                     How do I use Interest?
                    </strong>
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                  <p class="b" style="Margin:0;mso-line-height-rule:exactly;font-family:Inter, Helvetica, Arial, sans-serif;line-height:24px;letter-spacing:0;color:#163300;font-size:16px">
                   <strong>
                    <a style="mso-line-height-rule:exactly;text-decoration:none;color:#163300;font-size:16px;font-family:Inter, Helvetica, Arial, sans-serif" target="_blank">
                     What fees do I pay to use Interest?
                    </a>
                   </strong>
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