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   Pounds to pesos, reais to rupees
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   Save money when you convert currencies
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   ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌     
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                        Multi-currency account
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                        Money transfer
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                         Pounds to pesos,
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                         reais to rupees
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                        Buying online from another country? Or paying for things while you’re abroad? Spend anywhere with low conversion fees.
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                        <a class="es-button msohide" style="mso-style-priority:100 !important;text-decoration:none;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;color:#163300;font-size:16px;display:block;background:#ffffff;border-radius:30px;font-family:Inter, Helvetica, Arial, sans-serif;font-weight:bold;font-style:normal;line-height:19px;width:auto;text-align:center;padding:15px 60px;mso-padding-alt:0;mso-border-alt:10px solid #31CB4B;mso-hide:all" target="_blank">
                         See fees
                        </a>
                       </span>
                       <!--<![endif]-->
                      </td>
                     </tr>
                    </tbody>
                   </table>
                  </td>
                 </tr>
                </tbody>
               </table>
              </td>
             </tr>
            </tbody>
           </table>
          </td>
         </tr>
        </tbody>
       </table>
       <table align="center" cellpadding="0" cellspacing="0" class="es-content" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;table-layout:fixed !important;width:100%">
        <tr>
         <td align="center" style="padding:0;Margin:0">
          <table align="center" bgcolor="#ffffff" cellpadding="0" cellspacing="0" class="es-content-body" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;background-color:#ffffff;width:600px">
           <tr>
            <td align="left" bgcolor="#ffffff" class="es-m-p25r es-m-p25l" style="padding:0;Margin:0;padding-bottom:20px;padding-left:40px;padding-right:40px;background-color:#ffffff">
             <table cellpadding="0" cellspacing="0" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px" width="100%">
              <tr>
               <td align="center" style="padding:0;Margin:0;width:520px" valign="top">
                <table cellpadding="0" cellspacing="0" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px" width="100%">
                 <tr>
                  <td align="center" class="es-m-p40r es-m-p40l" style="padding:0;Margin:0;font-size:0px">
                   <a style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:underline;color:#2CB543;font-size:14px" target="_blank">
                    <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fnvsrpq.stripocdn.email%252Fcontent%252Fguids%252FCABINET_401372ba8e641ca45e6e1b245d8e8463d485d48d6d3358a5fea5701fef5485a2%252Fimages%252Fconvert2x.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZudnNycHEuc3RyaSIsInRpbWUiOjE3MTQ2ODE4NDMuMDg3MDU4NX0:1s2d4l:LslqC_yXtMSe2Nma-PS1YPDOz7f5AmPyU3FXK3F50Lc" style="display:block;border:0;outline:none;text-decoration:none;-ms-interpolation-mode:bicubic" width="180"/>
                   </a>
                  </td>
                 </tr>
                 <tr>
                  <td align="center" class="es-m-txt-c" style="padding:0;Margin:0;padding-top:10px;padding-bottom:10px">
                   <h1 style="Margin:0;line-height:36px;mso-line-height-rule:exactly;font-family:inter, helvetica, arial, sans-serif;font-size:30px;font-style:normal;font-weight:normal;color:#0e0f0c;text-align:center">
                    <strong>
                     Save when you convert currencies
                    </strong>
                   </h1>
                  </td>
                 </tr>
                </table>
               </td>
              </tr>
             </table>
            </td>
           </tr>
           <tr>
            <td align="left" class="es-m-p20t es-m-p25r es-m-p25l" style="Margin:0;padding-top:10px;padding-bottom:15px;padding-left:40px;padding-right:40px">
             <!--[if mso]><table style="width:520px" cellpadding="0" cellspacing="0"><tr><td style="width:75px" valign="top"><![endif]-->
             <table align="left" cellpadding="0" cellspacing="0" class="es-left" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;float:left">
              <tbody>
               <tr>
                <td align="left" style="padding:0;Margin:0;width:75px">
                 <table cellpadding="0" cellspacing="0" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:separate;border-spacing:0px;border-radius:15px" width="100%">
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                    <td align="center" class="es-m-txt-c" style="padding:0;Margin:0;padding-right:15px;font-size:0px">
                     <a style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:underline;color:#2CB543;font-size:14px" target="_blank">
                      <img alt="Card 2" height="50" src="https://inboxflows.com/_/image/https%253A%252F%252Fnvsrpq.stripocdn.email%252Fcontent%252Fguids%252FCABINET_90580dfcbe6a820f9dcb4188693a6378d3d364edf2213c13c8b9be70fba023fb%252Fimages%252Fcardcrosssellonlineshoppingemail2icon2currencies.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZudnNycHEuc3RyaSIsInRpbWUiOjE3MTQ2ODE4NDMuMDg3MjI4M30:1s2d4l:bhRDNLELgzuiV-fCq8tzkzP4x5gPoEpQdmgsbgy9t8Y" style="display:block;border:0;outline:none;text-decoration:none;-ms-interpolation-mode:bicubic" title="Card 2" width="50"/>
                     </a>
                    </td>
                   </tr>
                  </tbody>
                 </table>
                </td>
               </tr>
              </tbody>
             </table>
             <!--[if mso]></td><td style="width:0px"></td><td style="width:445px" valign="top"><![endif]-->
             <table align="right" cellpadding="0" cellspacing="0" class="es-right" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;float:right">
              <tbody>
               <tr>
                <td align="left" style="padding:0;Margin:0;width:445px">
                 <table cellpadding="0" cellspacing="0" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px" width="100%">
                  <tbody>
                   <tr>
                    <td align="left" class="es-m-txt-c es-m-p20r es-m-p20l" style="padding:0;Margin:0;padding-top:5px">
                     <p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:inter, helvetica, arial, sans-serif;line-height:24px;color:#454745;font-size:16px">
                      You can carry and convert over 40 currencies in Wise. And you'll always know the rate you're getting.
                     </p>
                    </td>
                   </tr>
                  </tbody>
                 </table>
                </td>
               </tr>
              </tbody>
             </table>
             <!--[if mso]></td></tr></table><![endif]-->
            </td>
           </tr>
           <tr>
            <td align="left" class="es-m-p20t es-m-p25r es-m-p25l" style="Margin:0;padding-top:10px;padding-bottom:15px;padding-left:40px;padding-right:40px">
             <!--[if mso]><table style="width:520px" cellpadding="0" cellspacing="0"><tr><td style="width:75px" valign="top"><![endif]-->
             <table align="left" cellpadding="0" cellspacing="0" class="es-left" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;float:left">
              <tbody>
               <tr>
                <td align="left" style="padding:0;Margin:0;width:75px">
                 <table cellpadding="0" cellspacing="0" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:separate;border-spacing:0px;border-radius:15px" width="100%">
                  <tbody>
                   <tr>
                    <td align="center" class="es-m-txt-c" style="padding:0;Margin:0;padding-right:15px;font-size:0px">
                     <a style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:underline;color:#2CB543;font-size:14px" target="_blank">
                      <img alt="Card 1" height="50" src="https://inboxflows.com/_/image/https%253A%252F%252Fnvsrpq.stripocdn.email%252Fcontent%252Fguids%252FCABINET_90580dfcbe6a820f9dcb4188693a6378d3d364edf2213c13c8b9be70fba023fb%252Fimages%252Fwise_savings_greenbg.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZudnNycHEuc3RyaSIsInRpbWUiOjE3MTQ2ODE4NDMuMDg3NTkwNX0:1s2d4l:44JfWCUn4vcgcXm8kwdpEznUYR_j1Xa1eQIQA500l2Q" style="display:block;border:0;outline:none;text-decoration:none;-ms-interpolation-mode:bicubic" title="Card 1" width="50"/>
                     </a>
                    </td>
                   </tr>
                  </tbody>
                 </table>
                </td>
               </tr>
              </tbody>
             </table>
             <!--[if mso]></td><td style="width:0px"></td><td style="width:445px" valign="top"><![endif]-->
             <table align="right" cellpadding="0" cellspacing="0" class="es-right" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;float:right">
              <tbody>
               <tr>
                <td align="left" style="padding:0;Margin:0;width:445px">
                 <table cellpadding="0" cellspacing="0" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px" width="100%">
                  <tbody>
                   <tr>
                    <td align="left" class="es-m-txt-c es-m-p20r es-m-p20l" style="padding:0;Margin:0">
                     <p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:inter, helvetica, arial, sans-serif;line-height:24px;color:#454745;font-size:16px">
                      Don’t have the currency you need when buying something with your Wise card? We’ll automatically convert the balance that has the lowest fee.
                     </p>
                    </td>
                   </tr>
                  </tbody>
                 </table>
                </td>
               </tr>
              </tbody>
             </table>
             <!--[if mso]></td></tr></table><![endif]-->
            </td>
           </tr>
           <tr>
            <td align="left" class="es-m-p20t es-m-p25r es-m-p25l" style="Margin:0;padding-top:10px;padding-bottom:15px;padding-left:40px;padding-right:40px">
             <!--[if mso]><table style="width:520px" cellpadding="0" cellspacing="0"><tr><td style="width:75px" valign="top"><![endif]-->
             <table align="left" cellpadding="0" cellspacing="0" class="es-left" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;float:left">
              <tbody>
               <tr>
                <td align="left" style="padding:0;Margin:0;width:75px">
                 <table cellpadding="0" cellspacing="0" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:separate;border-spacing:0px;border-radius:15px" width="100%">
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                   <tr>
                    <td align="center" class="es-m-txt-c" style="padding:0;Margin:0;padding-right:15px;font-size:0px">
                     <a style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:underline;color:#2CB543;font-size:14px" target="_blank">
                      <img alt="Card 1" height="50" src="https://inboxflows.com/_/image/https%253A%252F%252Fnvsrpq.stripocdn.email%252Fcontent%252Fguids%252FCABINET_90580dfcbe6a820f9dcb4188693a6378d3d364edf2213c13c8b9be70fba023fb%252Fimages%252Fcardcrosssellonlineshoppingemail2icon3convert.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZudnNycHEuc3RyaSIsInRpbWUiOjE3MTQ2ODE4NDMuMDg3NzM1NH0:1s2d4l:HZJ7WtczxkUGsbQl-v55lyHz9vY8vUC4TnEXDAi6c7E" style="display:block;border:0;outline:none;text-decoration:none;-ms-interpolation-mode:bicubic" title="Card 1" width="50"/>
                     </a>
                    </td>
                   </tr>
                  </tbody>
                 </table>
                </td>
               </tr>
              </tbody>
             </table>
             <!--[if mso]></td><td style="width:0px"></td><td style="width:445px" valign="top"><![endif]-->
             <table align="right" cellpadding="0" cellspacing="0" class="es-right" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;float:right">
              <tbody>
               <tr>
                <td align="left" style="padding:0;Margin:0;width:445px">
                 <table cellpadding="0" cellspacing="0" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px" width="100%">
                  <tbody>
                   <tr>
                    <td align="left" class="es-m-txt-c es-m-p20r es-m-p20l" style="padding:0;Margin:0">
                     <p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:inter, helvetica, arial, sans-serif;line-height:24px;color:#454745;font-size:16px">
                      If the currencies you hold have the same conversion fee, we’ll use the one with the best exchange rate.
                     </p>
                    </td>
                   </tr>
                  </tbody>
                 </table>
                </td>
               </tr>
              </tbody>
             </table>
             <!--[if mso]></td></tr></table><![endif]-->
            </td>
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           <tr>
            <td align="left" class="es-m-p20t es-m-p25r es-m-p25l" style="Margin:0;padding-top:10px;padding-bottom:15px;padding-left:40px;padding-right:40px">
             <!--[if mso]><table style="width:520px" cellpadding="0" cellspacing="0"><tr><td style="width:75px" valign="top"><![endif]-->
             <table align="left" cellpadding="0" cellspacing="0" class="es-left" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;float:left">
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                <td align="left" style="padding:0;Margin:0;width:75px">
                 <table cellpadding="0" cellspacing="0" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:separate;border-spacing:0px;border-radius:15px" width="100%">
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                   <tr>
                    <td align="center" class="es-m-txt-c" style="padding:0;Margin:0;padding-right:15px;font-size:0px">
                     <a style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:underline;color:#2CB543;font-size:14px" target="_blank">
                      <img alt="Card 3" height="50" src="https://inboxflows.com/_/image/https%253A%252F%252Fnvsrpq.stripocdn.email%252Fcontent%252Fguids%252FCABINET_90580dfcbe6a820f9dcb4188693a6378d3d364edf2213c13c8b9be70fba023fb%252Fimages%252Fcardcrosssellonlineshoppingemail2icon1exchangerate.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZudnNycHEuc3RyaSIsInRpbWUiOjE3MTQ2ODE4NDMuMDg3OTA2Nn0:1s2d4l:PcxyvE3LoB5kHVBggf8Amtwa7RWkaOhoX12SjmatBqw" style="display:block;border:0;outline:none;text-decoration:none;-ms-interpolation-mode:bicubic" title="Card 3" width="50"/>
                     </a>
                    </td>
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                  </tbody>
                 </table>
                </td>
               </tr>
              </tbody>
             </table>
             <!--[if mso]></td><td style="width:0px"></td><td style="width:445px" valign="top"><![endif]-->
             <table align="right" cellpadding="0" cellspacing="0" class="es-right" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;float:right">
              <tbody>
               <tr>
                <td align="left" style="padding:0;Margin:0;width:445px">
                 <table cellpadding="0" cellspacing="0" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px" width="100%">
                  <tbody>
                   <tr>
                    <td align="left" class="es-m-txt-c es-m-p20r es-m-p20l" style="padding:0;Margin:0;padding-top:5px">
                     <p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:inter, helvetica, arial, sans-serif;line-height:24px;color:#454745;font-size:16px">
                      We only use the real mid market rate. That means no sneaky hidden fees or inflated prices.
                     </p>
                    </td>
                   </tr>
                  </tbody>
                 </table>
                </td>
               </tr>
              </tbody>
             </table>
             <!--[if mso]></td></tr></table><![endif]-->
            </td>
           </tr>
           <tr>
            <td align="left" bgcolor="#ffffff" class="es-m-p25r es-m-p25l" style="Margin:0;padding-top:20px;padding-bottom:40px;padding-left:40px;padding-right:40px;background-color:#ffffff">
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                     <!--[if mso]><a href="https://ablink.info.wise.com/ls/click?upn=u001.JwhTX56o1twZ4Z4wwlm-2F9YxhO8u6hZSSioZiR8drv5U-3DaIyf_Xkgjvfyip0jA8U6UDBzpk1WoqeaBAJw2VxTBJB9P-2FiDicKnH1T3LBEGsC60aN-2FZvTnV51Z0RJZzpX2yXu8ciWe81UBfwTrIE5rBF88NQemyK54zhq7GTau-2B4cnIokAm8oTr8DOBk0CLONIh-2BDmA3VmUnPJ8e1-2Fc-2FxQ-2BRwPc-2F1eomBwwvtaPe0TYBV8CNJa8Qt2I1YG-2F-2FsRz-2FJLS9lUFL-2BXdnhekUpivqTNf-2FX0sV6afdFKwNlFfL30sS8BurPiVZrm24Lrzh9D-2FcPrbXpAJMu9kQx65Vppg3cDC2mhXA1ODVJrP-2BzEOR0pFh9t49yTzFa-2BdKyMThuZx5GgIhwkTUR-2B8N6Igh9dCAIQ4hktPQjcEjzQIDAS3nRCQBDswnd6jxBRRAccaeJ-2FaYroGkzgqIX6I8XsF6W0elheum6VjNUJkJeXbB3o1ti0f-2BSo3gmXBJbDEwfo28eCZbJts9VvaVoHq0-2FHf9lecUNFr4A2Uax21g4zAW-2FwgnQQeS1SdSxy-2FceFOBcnroXjt9qgmTYWCZe0PGNmycMYXwARHb7afSPFjE6DQaLNdfvDA9TDdPFT9Fhidsah8-2BZPXLiBPIiA1-2FSmEX2ULnyOIWLc8IlZK4s6K3tZQtcrMa5cO2DAAMiA-2FmExb5BfHWCHngHMEexS45A6zs0zBaJ3H1Np9ZjRRth4-2Fl9htHP0y7P01PO-2Bvl3DVkzNDEUMpwdzS3V9p-2Bt1VJJcuXZOVhV2rEeCOzdmV4Nok-3D" target="_blank" hidden> <v:roundrect xmlns:v="urn:schemas-microsoft-com:vml" xmlns:w="urn:schemas-microsoft-com:office:word" esdevVmlButton href="https://wise.com/cards" style="height:48px; v-text-anchor:middle; width:440px" arcsize="50%" stroke="f" fillcolor="#9fe870"> <w:anchorlock></w:anchorlock> <center style='color:#163300; font-family:Inter, Helvetica, Arial, sans-serif; font-size:16px; font-weight:700; line-height:16px; mso-text-raise:1px'>Get your card now</center>
</v:roundrect></a>
<![endif]-->
                     <!--[if !mso]><!-- -->
                     <span class="msohide es-button-border" style="border-style:solid;border-color:#2ed06e;background:#9fe870;border-width:0px;display:block;border-radius:30px;width:auto;mso-hide:all">
                      <a class="es-button msohide" style="mso-style-priority:100 !important;text-decoration:none;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;color:#163300;font-size:16px;display:block;background:#9fe870;border-radius:30px;font-family:Inter, Helvetica, Arial, sans-serif;font-weight:bold;font-style:normal;line-height:19px;width:auto;text-align:center;padding:15px 60px;mso-padding-alt:0;mso-border-alt:10px solid #31CB4B;mso-hide:all" target="_blank">
                       Get your card
                      </a>
                     </span>
                     <!--<![endif]-->
                    </td>
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        <tbody>
         <tr>
          <td align="center" style="padding:0;Margin:0">
           <table align="center" bgcolor="#ffffff" cellpadding="0" cellspacing="0" class="es-content-body" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;background-color:#ffffff;width:600px">
            <tbody>
             <tr>
              <td align="left" bgcolor="#ffffff" class="es-m-p25r es-m-p25l" style="padding:0;Margin:0;padding-top:20px;padding-left:40px;padding-right:40px;background-color:#ffffff">
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                  <td align="center" style="padding:0;Margin:0;width:520px" valign="top">
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                         The perfect travel companion
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