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                   *Bonus earnings may take up to 8 weeks to add to your Vault Rewards account. Bonus offer is 2 Gems per $1 spent for new cardholders. Regular earning is 1 Gem per $1 spent. Offer is exclusive to Zales Credit Card holders enrolled in the Vault Rewards program. This rewards program is provided by Jared the Galleria of Jewelry, Jared Vault, Kay Jewelers, Zales, Kay Outlet and Zales Outlet and its terms may change at any time. For full Rewards Terms and Conditions, please see
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                   Zales Credit Card Accounts are issued by Comenity Capital Bank, a Bread Financial® company.
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                   Zales • 375 Ghent Road, Akron, Ohio 44333 • 1-800-311-5393
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