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   The Semi-Annual Sale starts... NOW!
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                     <img height="1" src="https://inboxflows.com/_/image/http%253A%252F%252Fwww.movable-ink-4009.com%252Fp%252Fup%252F8fea8d0a86f92bb87dec3b4df9aef4fa%252Fo.gif%253Fmi_u%253D5cf99258fc942d636d6bb80d%2526mi_ecmp%253D20260319_ST_S4_CRM_1_FNDL_LF_SemiAnnual_KAY_1_1__DailyRespondersMixA__FashionStaplesbyCatGoldPJWatchesPLCCYesPmoSAS/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cCUzQSUyRiUyRnd3dy5tb3ZhYmxlLSIsInRpbWUiOjE3NzM5NDQwNzYuMjk5NjYzfQ:1w3HtE:qJ4Ire9Cv6JbGCh7bisdeQqkLtiA6InGrEFlf7agXb0" width="1"/>
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                     <div style="font-size: 0px; line-height: 0px;display: none; max-height: 0px; overflow: hidden;">
                      ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌
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                  <!-- KAY logo: start -->
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                    <!-- desktop version: end -->
                    <!-- mobile version: start -->
                    <!--[if !mso]><!-->
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                      <img alt="KAY® Jewelers" border="0" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252Fcomposer%252Fimages%252Fsailthru-prod-60v%252FKAY_NEW_DESIGN%252Fheader_mbl_780x200.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCIsInRpbWUiOjE3NzM5NDQwNzYuMzAwMDJ9:1w3HtE:hs6bFRN06upFIJy2y0blMm-uvDl4DnWxG7TPss6868k" style="display:block; margin:0px; width:100%; max-width:600px; height:auto!important; font-family:'Trebuchet MS','Lucida Grande','Lucida Sans Unicode','Lucida Sans',Tahoma,sans-serif; font-weight:bold; font-size:16px; line-height:16px; mso-line-height-rule:exactly;" width="100%"/>
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                  <!-- KAY logo: end -->
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          <table align="center" border="0" cellpadding="0" cellspacing="0" class="row-content stack" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;border-radius:0;color:#000;width:600px;margin:0 auto" width="600">
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             <td class="column column-1" style="mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:left;vertical-align:top" width="100%">
              <table border="0" cellpadding="0" cellspacing="0" class="image_block block-1" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
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                 <div align="center" class="alignment">
                  <div class="fullWidth" style="max-width:600px">
                   <a target="_blank">
                    <img alt="woman wearing variety of layered bracelets along with watch and white gold engagement ring. semi-annual sale: 30% OFF everything + extra 10% OFF $999 or more. click shop now." height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252Ffss%252Ffbkldj%252Fb84627b6-ab68-4d96-ad8f-3a215b9690c9%252FHERO-SLICED.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCIsInRpbWUiOjE3NzM5NDQwNzYuMzAwMTE2NX0:1w3HtE:F-_JJV2-e_tN1QztAlZy04RzHlDIapgcq6-fcxsEv0w" style="display:block;height:auto;border:0;width:100%" title="woman wearing variety of layered bracelets along with watch and white gold engagement ring. semi-annual sale: 30% OFF everything + extra 10% OFF $999 or more. click shop now." width="600"/>
                   </a>
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              <table border="0" cellpadding="0" cellspacing="0" class="paragraph_block block-2" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;word-break:break-word" width="100%">
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                  <p style="margin:0">
                   SAVE ON STAPLES
                  </p>
                 </div>
                </td>
               </tr>
              </table>
              <div class="spacer_block block-3" style="height:14px;line-height:14px;font-size:1px">
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              <table border="0" cellpadding="0" cellspacing="0" class="heading_block block-4" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
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                <td class="pad" style="padding-left:20px;padding-right:20px;text-align:center;width:100%">
                 <h1 style="margin:0;color:#000;direction:ltr;font-family:'Open Sans','Helvetica Neue',Helvetica,Arial,sans-serif;font-size:50px;font-weight:400;letter-spacing:normal;line-height:1.2;text-align:center;margin-top:0;margin-bottom:0;mso-line-height-alt:60px">
                  <strong>
                   30% OFF
                  </strong>
                  *
                  <br/>
                 </h1>
                </td>
               </tr>
              </table>
              <table border="0" cellpadding="0" cellspacing="0" class="paragraph_block block-5" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;word-break:break-word" width="100%">
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                  <p style="margin:0">
                   NATURAL &amp; LAB-GROWN DIAMOND FASHION JEWELRY
                  </p>
                 </div>
                </td>
               </tr>
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              <div class="spacer_block block-6" style="height:20px;line-height:20px;font-size:1px">
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          <table align="center" border="0" cellpadding="0" cellspacing="0" class="row-content" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;background-color:#fff;border-radius:0;color:#000;width:600px;margin:0 auto" width="600">
           <tbody>
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             <td class="column column-1" style="mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:left;vertical-align:middle" width="50%">
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              <table border="0" cellpadding="0" cellspacing="0" class="paragraph_block block-2" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;word-break:break-word" width="100%">
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                  <p style="margin:0">
                   Everyday shine priced
                   <br/>
                   to perfection.
                  </p>
                 </div>
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                   <a rel="noopener" style="text-decoration: none; color: #000000;" target="_blank">
                    <u>
                     <strong>
                      SHOP SOLITAIRE PENDANTS &amp; EARRINGS
                     </strong>
                    </u>
                   </a>
                  </p>
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                    <img alt="white gold diamond stud earrings and yellow gold diamond pendant necklace." height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252Ffss%252Ffbkldj%252F252eee0c-84f1-4fad-bc00-22affaf6c2f7%252FEarringNecklace.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCIsInRpbWUiOjE3NzM5NDQwNzYuMzAwMjU2M30:1w3HtE:BaFjxuYd4vICuYZ2LVritWqcp8n1shdVKXdIrkhFYLs" style="display:block;height:auto;border:0;width:100%" title="white gold diamond stud earrings and yellow gold diamond pendant necklace." width="300"/>
                   </a>
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                </td>
               </tr>
              </table>
             </td>
            </tr>
           </tbody>
          </table>
         </td>
        </tr>
       </tbody>
      </table>
      <table align="center" border="0" cellpadding="0" cellspacing="0" class="row row-5" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
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          <table align="center" border="0" cellpadding="0" cellspacing="0" class="row-content" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;background-color:#fff;border-radius:0;color:#000;width:600px;margin:0 auto" width="600">
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             <td class="column column-1" style="mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:left;vertical-align:middle" width="50%">
              <table border="0" cellpadding="0" cellspacing="0" class="image_block block-1" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
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                 <div align="center" class="alignment">
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                   <a target="_blank">
                    <img alt="women’s layered white gold tennis necklaces." height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252Ffss%252Ffbkldj%252F34b1547b-6f6b-40f2-866c-f44d6f649a71%252FSilverChains.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCIsInRpbWUiOjE3NzM5NDQwNzYuMzAwMzY0M30:1w3HtE:06hr0aqWW_ckQw_vhR16eqgub7R0z-0WwP7URdUDLWA" style="display:block;height:auto;border:0;width:100%" title="women’s layered white gold tennis necklaces." width="300"/>
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                  <p style="margin:0">
                   Reflect your radiance at any budget.
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              <div class="spacer_block block-3" style="height:20px;line-height:20px;font-size:1px">
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                    <u>
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                  <p style="margin:0">
                   Arm candy made to
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                   stack, style and layer.
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                  <p style="margin:0">
                   <a rel="noopener" style="text-decoration: none; color: #000000;" target="_blank">
                    <u>
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      <table align="center" border="0" cellpadding="0" cellspacing="0" class="row row-7" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
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          <table align="center" border="0" cellpadding="0" cellspacing="0" class="row-content stack" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;background-color:#fff;border-radius:0;color:#000;width:600px;margin:0 auto" width="600">
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                   <!--[if mso]>
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                   <span class="button" style="background-color: #000000; mso-shading: transparent; border-bottom: 0px solid transparent; border-left: 0px solid transparent; border-radius: 0px; border-right: 0px solid transparent; border-top: 0px solid transparent; color: #ffffff; display: inline-block; font-family: 'Open Sans', 'Helvetica Neue', Helvetica, Arial, sans-serif; font-size: 16px; font-weight: 400; mso-border-alt: none; padding-bottom: 6px; padding-top: 6px; padding-left: 10px; padding-right: 10px; text-align: center; width: 60%; word-break: keep-all; letter-spacing: normal;">
                    <span style="word-break: break-word; line-height: 32px;">
                     <strong>
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          <table align="center" border="0" cellpadding="0" cellspacing="0" class="row-content stack" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;background-color:#f6f6f6;border-radius:0;color:#000;width:600px;margin:0 auto" width="600">
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              <table border="0" cellpadding="0" cellspacing="0" class="heading_block block-2" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
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                 <h1 style="margin:0;color:#000;direction:ltr;font-family:'Open Sans','Helvetica Neue',Helvetica,Arial,sans-serif;font-size:50px;font-weight:400;letter-spacing:normal;line-height:1.2;text-align:center;margin-top:0;margin-bottom:0;mso-line-height-alt:60px">
                  <strong>
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              <table border="0" cellpadding="0" cellspacing="0" class="paragraph_block block-3" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;word-break:break-word" width="100%">
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                <td class="pad">
                 <div style="color:#000;direction:ltr;font-family:'Open Sans','Helvetica Neue',Helvetica,Arial,sans-serif;font-size:24px;font-weight:400;letter-spacing:2px;line-height:1.2;text-align:center;mso-line-height-alt:29px">
                  <p style="margin:0">
                   10K &amp; 14K GOLD CHAINS &amp; JEWELRY
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              <table border="0" cellpadding="0" cellspacing="0" class="paragraph_block block-5" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;word-break:break-word" width="100%">
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                  <p style="margin:0">
                   +
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                    <img alt="two pairs of women’s yellow gold hoop earrings." height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252Ffss%252Ffbkldj%252F7f8d827a-42a3-43f7-8fb3-72397f54e4cd%252FHoops.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCIsInRpbWUiOjE3NzM5NDQwNzYuMzAwNTQ2Nn0:1w3HtE:i3nBvw3vjlJb6zH13D6sZpo-qfjGhw4AHxXcOq1IR8Q" style="display:block;height:auto;border:0;width:100%" title="two pairs of women’s yellow gold hoop earrings." width="600"/>
                   </a>
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<![endif]-->
                   <span class="button" style="background-color: #000000; mso-shading: transparent; border-bottom: 0px solid transparent; border-left: 0px solid transparent; border-radius: 0px; border-right: 0px solid transparent; border-top: 0px solid transparent; color: #ffffff; display: inline-block; font-family: 'Open Sans', 'Helvetica Neue', Helvetica, Arial, sans-serif; font-size: 16px; font-weight: 400; mso-border-alt: none; padding-bottom: 6px; padding-top: 6px; padding-left: 10px; padding-right: 10px; text-align: center; width: 60%; word-break: keep-all; letter-spacing: normal;">
                    <span style="word-break: break-word; line-height: 32px;">
                     <strong>
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                <td class="pad" style="padding-left:20px;padding-right:20px;text-align:center;width:100%">
                 <h1 style="margin:0;color:#000;direction:ltr;font-family:'Open Sans','Helvetica Neue',Helvetica,Arial,sans-serif;font-size:28px;font-weight:400;letter-spacing:normal;line-height:1.2;text-align:center;margin-top:0;margin-bottom:0;mso-line-height-alt:34px">
                  <strong>
                   STACK YOUR STORY
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              <table border="0" cellpadding="0" cellspacing="0" class="paragraph_block block-4" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;word-break:break-word" width="100%">
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                  <p style="margin:0">
                   Because great style isn’t random, it’s curated. Shop our favorite and trending pieces.
                  </p>
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         <td>
          <table align="center" border="0" cellpadding="0" cellspacing="0" class="row-content" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;background-color:#fff;border-radius:0;color:#000;width:600px;margin:0 auto" width="600">
           <tbody>
            <tr>
             <td class="column column-1" style="mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:left;vertical-align:middle" width="50%">
              <table border="0" cellpadding="0" cellspacing="0" class="image_block block-1" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
               <tr>
                <td class="pad" style="width:100%;padding-right:0;padding-left:0">
                 <div align="center" class="alignment">
                  <div style="max-width:300px">
                   <a target="_blank">
                    <img alt="Click shop citizen &amp; bulova watches. " height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252Ffss%252Ffbkldj%252F18c09630-faf5-4d1d-b325-44b027d85e94%252FHeroSlices_01_01.jpg/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCIsInRpbWUiOjE3NzM5NDQwNzYuMzAwNjM2OH0:1w3HtE:QAWUC_VkjCtCUd6Wmdx8jaNTV039fWty0KvcMnSRjiw" style="display:block;height:auto;border:0;width:100%" title="Click shop citizen &amp; bulova watches. " width="300"/>
                   </a>
                  </div>
                 </div>
                </td>
               </tr>
              </table>
             </td>
             <td class="column column-2" style="mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:left;vertical-align:middle" width="50%">
              <table border="0" cellpadding="0" cellspacing="0" class="image_block block-1" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
               <tr>
                <td class="pad" style="width:100%;padding-right:0;padding-left:0">
                 <div align="center" class="alignment">
                  <div style="max-width:300px">
                   <a target="_blank">
                    <img alt="Silver and gold bulova watch" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252Ffss%252Ffbkldj%252F812a1363-24f7-417d-96a1-1f932c5b90dc%252FHeroSlices_01_02.jpg/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCIsInRpbWUiOjE3NzM5NDQwNzYuMzAwNzM0M30:1w3HtE:hqT7w6VJiJZJ7RST013kN-LE2mYC5g_8r3fcex23tXU" style="display:block;height:auto;border:0;width:100%" title="Silver and gold bulova watch" width="300"/>
                   </a>
                  </div>
                 </div>
                </td>
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              </table>
             </td>
            </tr>
           </tbody>
          </table>
         </td>
        </tr>
       </tbody>
      </table>
      <table align="center" border="0" cellpadding="0" cellspacing="0" class="row row-11" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
       <tbody>
        <tr>
         <td>
          <table align="center" border="0" cellpadding="0" cellspacing="0" class="row-content" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;background-color:#fff;border-radius:0;color:#000;width:600px;margin:0 auto" width="600">
           <tbody>
            <tr>
             <td class="column column-1" style="mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:left;vertical-align:middle" width="50%">
              <table border="0" cellpadding="0" cellspacing="0" class="image_block block-1" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
               <tr>
                <td class="pad" style="width:100%;padding-right:0;padding-left:0">
                 <div align="center" class="alignment">
                  <div style="max-width:300px">
                   <a target="_blank">
                    <img alt="yellow gold personalized ‘Olivia’ necklace" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252Ffss%252Ffbkldj%252F7fd753e2-2a0a-42ca-96e7-10f0153a61a0%252FHeroSlices_02_01.jpg/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCIsInRpbWUiOjE3NzM5NDQwNzYuMzAwODI3NX0:1w3HtE:Kxpdngbgb4Q4kq-_ob4spMUlrE3_FUxiIfR5sZOGqo4" style="display:block;height:auto;border:0;width:100%" title="yellow gold personalized ‘Olivia’ necklace" width="300"/>
                   </a>
                  </div>
                 </div>
                </td>
               </tr>
              </table>
             </td>
             <td class="column column-2" style="mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:left;vertical-align:middle" width="50%">
              <table border="0" cellpadding="0" cellspacing="0" class="image_block block-1" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
               <tr>
                <td class="pad" style="width:100%;padding-right:0;padding-left:0">
                 <div align="center" class="alignment">
                  <div style="max-width:300px">
                   <a target="_blank">
                    <img alt="Click create personalized fashion jewelry. " height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252Ffss%252Ffbkldj%252Fad1d5282-8765-4e31-942f-888d30862d2f%252FHeroSlices_02_02.jpg/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCIsInRpbWUiOjE3NzM5NDQwNzYuMzAwOTE5fQ:1w3HtE:qCL-NNibgiURnH9YuD63zWc4dX6TYsOTU_yO631vHW0" style="display:block;height:auto;border:0;width:100%" title="Click create personalized fashion jewelry. " width="300"/>
                   </a>
                  </div>
                 </div>
                </td>
               </tr>
              </table>
             </td>
            </tr>
           </tbody>
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         </td>
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       </tbody>
      </table>
      <table align="center" border="0" cellpadding="0" cellspacing="0" class="row row-12" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;background-size:auto" width="100%">
       <tbody>
        <tr>
         <td>
          <table align="center" border="0" cellpadding="0" cellspacing="0" class="row-content stack" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;background-color:#fff;background-size:auto;border-radius:0;color:#000;width:600px;margin:0 auto" width="600">
           <tbody>
            <tr>
             <td class="column column-1" style="mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:left;vertical-align:top" width="100%">
              <table border="0" cellpadding="0" cellspacing="0" class="image_block block-1" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
               <tr>
                <td class="pad" style="width:100%;padding-right:0;padding-left:0">
                 <div align="center" class="alignment">
                  <div class="fullWidth" style="max-width:600px">
                   <a target="_blank">
                    <img alt="le vian yellow gold chocolate diamond earrings and matching ring. click shop le vian." height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252Ffss%252Ffbkldj%252F605939f4-84ef-403a-9d7c-93d6d46d4d79%252FHeroSlices_03.jpg/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCIsInRpbWUiOjE3NzM5NDQwNzYuMzAxMDF9:1w3HtE:15_JvVduvn0jTuP52G3shT0HudbWpH1lRZ7lCBrjKqA" style="display:block;height:auto;border:0;width:100%" title="le vian yellow gold chocolate diamond earrings and matching ring. click shop le vian." width="600"/>
                   </a>
                  </div>
                 </div>
                </td>
               </tr>
              </table>
             </td>
            </tr>
           </tbody>
          </table>
         </td>
        </tr>
       </tbody>
      </table>
      <table align="center" border="0" cellpadding="0" cellspacing="0" class="row row-13" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
       <tbody>
        <tr>
         <td>
          <table align="center" border="0" cellpadding="0" cellspacing="0" class="row-content" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;background-color:#000;border-radius:0;color:#000;width:600px;margin:0 auto" width="600">
           <tbody>
            <tr>
             <td class="column column-1" style="mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:left;vertical-align:middle" width="58.333333333333336%">
              <div class="spacer_block block-1" style="height:24px;line-height:24px;font-size:1px">
              </div>
              <table border="0" cellpadding="0" cellspacing="0" class="paragraph_block block-2" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;word-break:break-word" width="100%">
               <tr>
                <td class="pad" style="padding-left:10px;padding-right:10px">
                 <div style="color:#fff;direction:ltr;font-family:'Open Sans','Helvetica Neue',Helvetica,Arial,sans-serif;font-size:16px;font-weight:400;letter-spacing:0;line-height:1.2;text-align:center;mso-line-height-alt:19px">
                  <p style="margin:0">
                   LIMITED TIME FINANCING OFFER
                  </p>
                 </div>
                </td>
               </tr>
              </table>
              <div class="spacer_block block-3" style="height:10px;line-height:10px;font-size:1px">
              </div>
              <table border="0" cellpadding="0" cellspacing="0" class="heading_block block-4" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
               <tr>
                <td class="pad" style="text-align:center;width:100%">
                 <h2 style="margin:0;color:#fff;direction:ltr;font-family:'Open Sans','Helvetica Neue',Helvetica,Arial,sans-serif;font-size:22px;font-weight:400;letter-spacing:2px;line-height:1.2;text-align:center;margin-top:0;margin-bottom:0;mso-line-height-alt:26px">
                  <strong>
                   BUY NOW, TAKE 24 MONTHS TO PAY
                  </strong>
                  <sup>
                   ♢
                  </sup>
                 </h2>
                </td>
               </tr>
              </table>
              <div class="spacer_block block-5" style="height:10px;line-height:10px;font-size:1px">
              </div>
              <table border="0" cellpadding="0" cellspacing="0" class="paragraph_block block-6" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;word-break:break-word" width="100%">
               <tr>
                <td class="pad" style="padding-left:10px;padding-right:10px">
                 <div style="color:#fff;direction:ltr;font-family:'Open Sans','Helvetica Neue',Helvetica,Arial,sans-serif;font-size:16px;font-weight:400;letter-spacing:0;line-height:1.2;text-align:center;mso-line-height-alt:19px">
                  <p style="margin:0">
                   On purchases of $5000 or more with the KAY Jewelers Credit Card issued by Comenity Bank
                  </p>
                 </div>
                </td>
               </tr>
              </table>
              <div class="spacer_block block-7" style="height:10px;line-height:10px;font-size:1px">
              </div>
              <table border="0" cellpadding="0" cellspacing="0" class="paragraph_block block-8" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;word-break:break-word" width="100%">
               <tr>
                <td class="pad" style="padding-left:10px;padding-right:10px">
                 <div style="color:#fff;direction:ltr;font-family:'Open Sans','Helvetica Neue',Helvetica,Arial,sans-serif;font-size:16px;font-weight:400;letter-spacing:0;line-height:1.2;text-align:center;mso-line-height-alt:19px">
                  <p style="margin:0">
                   Interest will be charged to your Account
                   <strong>
                    from the purchase date
                   </strong>
                   if the promotional plan balance is not paid in full within the promotional period.
                  </p>
                 </div>
                </td>
               </tr>
              </table>
              <div class="spacer_block block-9" style="height:10px;line-height:10px;font-size:1px">
              </div>
              <table border="0" cellpadding="0" cellspacing="0" class="paragraph_block block-10" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;word-break:break-word" width="100%">
               <tr>
                <td class="pad" style="padding-left:10px;padding-right:10px">
                 <div style="color:#fff;direction:ltr;font-family:'Open Sans','Helvetica Neue',Helvetica,Arial,sans-serif;font-size:16px;font-weight:400;letter-spacing:0;line-height:1.2;text-align:center;mso-line-height-alt:19px">
                  <p style="margin:0">
                   Promotional Plan Fee may apply
                  </p>
                 </div>
                </td>
               </tr>
              </table>
              <table border="0" cellpadding="0" cellspacing="0" class="paragraph_block block-11" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;word-break:break-word" width="100%">
               <tr>
                <td class="pad" style="padding-left:10px;padding-right:10px">
                 <div style="color:#fff;direction:ltr;font-family:'Open Sans','Helvetica Neue',Helvetica,Arial,sans-serif;font-size:16px;font-weight:400;letter-spacing:0;line-height:1.2;text-align:center;mso-line-height-alt:19px">
                  <p style="margin:0">
                   Valid 3/19/26 - 3/22/26
                  </p>
                 </div>
                </td>
               </tr>
              </table>
              <div class="spacer_block block-12" style="height:10px;line-height:10px;font-size:1px">
              </div>
              <table border="0" cellpadding="0" cellspacing="0" class="paragraph_block block-13" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;word-break:break-word" width="100%">
               <tr>
                <td class="pad" style="padding-left:60px;padding-right:60px">
                 <div style="color:#fff;direction:ltr;font-family:'Open Sans','Helvetica Neue',Helvetica,Arial,sans-serif;font-size:16px;font-weight:400;letter-spacing:0;line-height:1.2;text-align:center;mso-line-height-alt:19px">
                  <p style="margin:0">
                   <u>
                    <strong>
                     <a rel="noopener" style="text-decoration: none; color: #ffffff;" target="_blank">
                      LEARN MORE
                     </a>
                    </strong>
                   </u>
                  </p>
                 </div>
                </td>
               </tr>
              </table>
              <div class="spacer_block block-14" style="height:24px;line-height:24px;font-size:1px">
              </div>
             </td>
             <td class="column column-2" style="mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:left;background-color:#f6f6f6;vertical-align:middle" width="41.666666666666664%">
              <table border="0" cellpadding="0" cellspacing="0" class="image_block block-1" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
               <tr>
                <td class="pad" style="width:100%;padding-right:0;padding-left:0">
                 <div align="center" class="alignment">
                  <div style="max-width:250px">
                   <a target="_blank">
                    <img alt="KAY Jewelers Credit Card image" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252Ffss%252Ffbkldj%252F1b944987-de17-4169-9053-17bbab8654ac%252F1.15-1.31%252BCredit%252BOffer_Image_Only.jpg/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCIsInRpbWUiOjE3NzM5NDQwNzYuMzAxMTA5fQ:1w3HtE:QZnjfJZM0B34T6OJO4mHgGMY4IC62N4A_sCpZHQ8cR0" style="display:block;height:auto;border:0;width:100%" title="KAY Jewelers Credit Card image" width="250"/>
                   </a>
                  </div>
                 </div>
                </td>
               </tr>
              </table>
             </td>
            </tr>
           </tbody>
          </table>
         </td>
        </tr>
       </tbody>
      </table>
      <table align="center" border="0" cellpadding="0" cellspacing="0" class="row row-14" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
       <tbody>
        <tr>
         <td>
          <table align="center" border="0" cellpadding="0" cellspacing="0" class="row-content stack" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;background-color:#000;border-radius:0;color:#000;width:600px;margin:0 auto" width="600">
           <tbody>
            <tr>
             <td class="column column-1" style="mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:left;vertical-align:top" width="100%">
              <table border="0" cellpadding="0" cellspacing="0" class="divider_block block-1" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
               <tr>
                <td class="pad">
                 <div align="center" class="alignment">
                  <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
                   <tr>
                    <td class="divider_inner" style="font-size:1px;line-height:1px;border-top:4px solid #000">
                     <span style="word-break: break-word;">
                     </span>
                    </td>
                   </tr>
                  </table>
                 </div>
                </td>
               </tr>
              </table>
             </td>
            </tr>
           </tbody>
          </table>
         </td>
        </tr>
       </tbody>
      </table>
      <table align="center" border="0" cellpadding="0" cellspacing="0" class="row row-15" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;background-color:#fff" width="100%">
       <tbody>
        <tr>
         <td>
          <table align="center" border="0" cellpadding="0" cellspacing="0" class="row-content stack" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;background-color:#fff;border-radius:0;color:#000;width:600px;margin:0 auto" width="600">
           <tbody>
            <tr>
             <td class="column column-1" style="mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:left;vertical-align:top" width="100%">
              <table border="0" cellpadding="0" cellspacing="0" class="image_block block-1" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
               <tr>
                <td class="pad" style="width:100%;padding-right:0;padding-left:0">
                 <div align="center" class="alignment">
                  <div class="fullWidth" style="max-width:600px">
                   <a target="_blank">
                    <img alt="Free shipping on orders over $199" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252Fcomposer%252Fimages%252Fsailthru-prod-60v%252F6.18-6.24%252F20240624_KAY_NEW_ARRIVALS_THE_DROP%252FKAY%2520FOOTER.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCIsInRpbWUiOjE3NzM5NDQwNzYuMzAxNDQzOH0:1w3HtE:YfEDmM-OLFG4xXTTCrz8qq09PCKhwIfK538Nrc_Pa38" style="display:block;height:auto;border:0;width:100%" title="Free shipping on orders over $199" width="600"/>
                   </a>
                  </div>
                 </div>
                </td>
               </tr>
              </table>
             </td>
            </tr>
           </tbody>
          </table>
         </td>
        </tr>
       </tbody>
      </table>
      <table align="center" border="0" cellpadding="0" cellspacing="0" class="row row-16" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
       <tbody>
        <tr>
         <td>
          <table align="center" border="0" cellpadding="0" cellspacing="0" class="row-content stack" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;border-radius:0;color:#000;width:600px;margin:0 auto" width="600">
           <tbody>
            <tr>
             <td class="column column-1" style="mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:left;vertical-align:top" width="100%">
              <table border="0" cellpadding="0" cellspacing="0" class="html_block block-1" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
               <tr>
                <td class="pad">
                 <div align="center" style="font-family:Trebuchet MS,Lucida Grande,Lucida Sans Unicode,Lucida Sans,Tahoma,sans-serif;text-align:center">
                  <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
                   <tbody>
                    <tr>
                     <td>
                      <table align="center" border="0" cellpadding="0" cellspacing="0" class="row-content" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;background-color:#fff;border-radius:0;color:#000;width:600px;margin:0 auto" width="600">
                       <tbody>
                        <tr>
                         <td class="" style="mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:left;vertical-align:top;border-top:0;border-right:0;border-bottom:0;border-left:0" width="50%">
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                                <span style="word-break: break-word; line-height: 32px;">
                                 <strong>
                                  NECKLACES
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                            <td class="pad" style="padding-left:6px;text-align:center">
                             <div align="center" class="alignment">
                              <!--[if mso]>
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                               <span style="padding-left:15px;padding-right:15px;font-size:16px;display:inline-block;letter-spacing:normal;">
                                <span style="word-break: break-word; line-height: 32px;">
                                 <strong>
                                  EARRINGS
                                 </strong>
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                                <span style="word-break: break-word; line-height: 32px;">
                                 <strong>
                                  BRACELETS
                                 </strong>
                                </span>
                               </span>
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                          </div>
                          <table border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
                           <tr>
                            <td class="pad" style="padding-left:6px;text-align:center">
                             <div align="center" class="alignment">
                              <!--[if mso]>
<v:roundrect                                                                               xmlns:v="urn:schemas-microsoft-com:vml"                                                                               xmlns:w="urn:schemas-microsoft-com:office:word" href="https://link.kay.com/click/44772025.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" style="height:44px;width:294px;v-text-anchor:middle;" arcsize="0%" stroke="false" fillcolor="#f6f6f6">
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<![endif]-->
                              <a style="text-decoration:none;display:block;color:#000000;background-color:#f6f6f6;border-radius:0px;width:100%;border-top:0px solid #f1f1f1;font-weight:700;border-right:0px solid #f1f1f1;border-bottom:0px solid #f1f1f1;border-left:0px solid #f1f1f1;padding-top:6px;padding-bottom:6px;font-family:'Open Sans', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-size:16px;text-align:center;mso-border-alt:none;word-break:keep-all;" target="_blank">
                               <span style="padding-left:15px;padding-right:15px;font-size:16px;display:inline-block;letter-spacing:normal;">
                                <span style="word-break: break-word; line-height: 32px;">
                                 <strong>
                                  WATCHES
                                 </strong>
                                </span>
                               </span>
                              </a>
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                       </tbody>
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                  <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
                   <tbody>
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                      <table align="center" border="0" cellpadding="0" cellspacing="0" class="row-content" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;background-color:#fff;border-radius:0;color:#000;width:600px;margin:0 auto" width="600">
                       <tbody>
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                         <td style="mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:left;vertical-align:top;border-top:0;border-right:0;border-bottom:0;border-left:0" width="25%">
                          <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
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                              <div class="fullWidth" style="max-width:141px">
                               <a style="outline:none" tabindex="-1" target="_blank">
                                <img alt="Vault Rewards by KAY" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252Fcomposer%252Fimages%252Fsailthru-prod-60v%252FKAY_NEW_DESIGN%252Ffooter_4btn_vr.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCIsInRpbWUiOjE3NzM5NDQwNzYuMzAxNTQ2M30:1w3HtE:t1JaCfQN_c-osL8Zed-_qf7S5HpyfFPB-E9mrKSMAMw" style="display:block;height:auto;border:0;width:100%" title="Vault Rewards by KAY" width="141"/>
                               </a>
                              </div>
                             </div>
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                           </tr>
                          </table>
                         </td>
                         <td style="mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:left;vertical-align:top;border-top:0;border-right:0;border-bottom:0;border-left:0" width="25%">
                          <table border="0" cellpadding="0" cellspacing="0" class="image_block block-1" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
                           <tr>
                            <td class="pad" style="padding-left:3px;padding-right:6px;width:100%">
                             <div align="center" class="alignment" style="line-height:10px">
                              <div class="fullWidth" style="max-width:141px">
                               <a style="outline:none" tabindex="-1" target="_blank">
                                <img alt="Get it Today" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252Fcomposer%252Fimages%252Fsailthru-prod-60v%252FKAY_NEW_DESIGN%252Ffooter_4btn_bopis_v2.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCIsInRpbWUiOjE3NzM5NDQwNzYuMzAxNjQ3Mn0:1w3HtE:YbBWMmvH_OecVOZ0Xm4mthVKu8qoUm9lahbGcVuirQQ" style="display:block;height:auto;border:0;width:100%" title="Get it Today" width="141"/>
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                              </div>
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                           </tr>
                          </table>
                         </td>
                         <td style="mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:left;vertical-align:top;border-top:0;border-right:0;border-bottom:0;border-left:0" width="25%">
                          <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
                           <tr>
                            <td class="pad" style="padding-left:6px;padding-right:3px;width:100%">
                             <div align="center" class="alignment" style="line-height:10px">
                              <div class="fullWidth" style="max-width:141px">
                               <a style="outline:none" tabindex="-1" target="_blank">
                                <img alt="Connect to a Jewelry Expert" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252Fcomposer%252Fimages%252Fsailthru-prod-60v%252FKAY_NEW_DESIGN%252Ffooter_4btn_consultations.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCIsInRpbWUiOjE3NzM5NDQwNzYuMzAxNzQyfQ:1w3HtE:ViII5x2RPGySOSzQZn_UFdgSL8nxdzaICw1tVLazJh4" style="display:block;height:auto;border:0;width:100%" title="Connect to a Jewelry Expert" width="141"/>
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                         <td style="mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:left;vertical-align:top;border-top:0;border-right:0;border-bottom:0;border-left:0" width="25%">
                          <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
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                             <div align="center" class="alignment" style="line-height:10px">
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                 <div style="color:#000;direction:ltr;font-family:'Open Sans','Helvetica Neue',Helvetica,Arial,sans-serif;font-size:10px;font-weight:400;letter-spacing:0;line-height:1.2;text-align:center;mso-line-height-alt:12px">
                  <p style="margin:0;margin-bottom:8px">
                   *Off ticketed price. Excludes Now + Forever
                   <sup>
                    ®
                   </sup>
                   solitaire rings, Armani Exchange, Emporio Armani, Bulova Frank Sinatra, Bulova Marc Anthony, Bulova Archive Series, Casio, Coach, Fossil, Hamilton, Hugo Boss, Lacoste, Mido, Movado, Skagen, Tissot, and select JBW watches, smartwatches, watchbands, loose diamonds and gemstones, Le Vian
                   <sup>
                    ®
                   </sup>
                   Vault online collection, KAY Signature™, Lashbrook
                   <sup>
                    ®
                   </sup>
                   , Rocksbox, JAXXON, clearance, closeouts, previously owned styles, ear piercing merchandise, specially priced styles, special events, custom design from scratch jewelry, jewelry cleaning items, charity items, protection plans, repairs, services, gift cards, and previous purchases. Offer may exclude certain new items, designer brands, and licensed or exclusive collections. Promotions, prices, styles and availability may vary by store and online. Extra 10% off with $999+ offer is not combinable with any coupons, but is combinable with 30% off Everything promotion prices. Excludes trade-ins. Extra 10% off applied in cart online when $999 threshold is reached. Minimum purchase amounts do not include taxes and shipping. See Jewelry Expert in-store or chat with an Expert online for full details. Offers valid through 03/22/26 at 11:59 PM ET.
                  </p>
                  <p style="margin:0;margin-bottom:8px">
                   <sup>
                    ♢
                   </sup>
                   Deferred Interest, Payment Required plan: Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period. Minimum payments are required for each Credit Plan.
                   <strong>
                    Minimum payments are NOT guaranteed to pay the promotional plan balance within the promotional period. You may have to pay more than the minimum payment to avoid accrued interest charges.
                   </strong>
                   Valid for single transaction only. If the single transaction has multiple shipments, each shipment may result in a separate Credit Plan, subject to a separate minimum purchase requirement. As of March 2026, terms for new Accounts: Purchase APR of 35.99%. Variable Penalty APR up to 39.99%, based on Prime Rate. Minimum interest charge of $3 in any billing period in which interest is due. Promotional Plan Transaction Fee is 2% of the promotional plan purchase. A fee of $2.99 per month may apply for each paper billing statement mailed to you. You can avoid this fee by enrolling in paperless statements. Existing Cardholders: see your credit card agreement for Account terms. Ask a Jewelry Expert for details. Valid 3/19/26-3/22/26.
                  </p>
                  <p style="margin:0">
                   Credit card offers are subject to credit approval.
                   <br/>
                   KAY Jewelers Credit Card Accounts are issued by Comenity Bank
                  </p>
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