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   Daily 2025-12-18
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               Thu, Dec 18 | 3:14 read time
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                       <tbody>
                        <tr>
                         <td style="font-size:12px;font-weight:700;width:40%;vertical-align:baseline;padding:10px 0 0 0">
                          S&amp;P 500
                         </td>
                         <td style="font-size:12px;color:#EA3459;font-weight:500;font-family:Trispace,monospace;width:30%;vertical-align:baseline;padding:10px 0 0 0">
                          1.15% ▼
                         </td>
                         <td style="font-size:12px;width:30%;vertical-align:baseline;text-align:right;padding:10px 0 0 0;font-family:Trispace,monospace">
                          6,722
                         </td>
                        </tr>
                        <tr>
                         <td style="font-size:12px;font-weight:700;width:40%;vertical-align:baseline;padding:10px 0 0 0">
                          GOLD
                         </td>
                         <td style="font-size:12px;color:#16B166;font-weight:500;font-family:Trispace,monospace;width:30%;vertical-align:baseline;padding:10px 0 0 0">
                          1.05% ▲
                         </td>
                         <td style="font-size:12px;width:30%;vertical-align:baseline;text-align:right;padding:10px 0 0 0;font-family:Trispace,monospace">
                          $4,378
                         </td>
                        </tr>
                        <tr>
                         <td style="font-size:12px;font-weight:700;width:40%;vertical-align:baseline;padding:10px 0 0 0">
                          BITCOIN*
                         </td>
                         <td style="font-size:12px;color:#EA3459;font-weight:500;font-family:Trispace,monospace;width:30%;vertical-align:baseline;padding:10px 0 0 0">
                          2.32% ▼
                         </td>
                         <td style="font-size:12px;width:30%;vertical-align:baseline;text-align:right;padding:10px 0 0 0;font-family:Trispace,monospace">
                          $85,818
                         </td>
                        </tr>
                        <tr>
                         <td colspan="3" style="font-size:10px;font-family:Trispace,monospace;color:#7F879C;padding:0">
                          *24-hour change
                         </td>
                        </tr>
                       </tbody>
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                    </tr>
                   </tbody>
                  </table>
                 </td>
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                      <table border="0" cellpadding="0" cellspacing="0" style="color:#000000;font-family:Inter,sans-serif;font-size:13px;line-height:22px;table-layout:auto;width:100%;border:none;" width="100%">
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                          FTSE 100
                         </td>
                         <td style="font-size:12px;color:#16B166;font-weight:500;font-family:Trispace,monospace;width:30%;vertical-align:baseline;padding:10px 0 0 0">
                          0.92% ▲
                         </td>
                         <td style="font-size:12px;width:30%;vertical-align:baseline;text-align:right;padding:10px 0 0 0;font-family:Trispace,monospace">
                          9,774
                         </td>
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                         <td style="font-size:12px;font-weight:700;width:40%;vertical-align:baseline;padding:10px 0 0 0">
                          BRENT OIL
                         </td>
                         <td style="font-size:12px;color:#16B166;font-weight:500;font-family:Trispace,monospace;width:30%;vertical-align:baseline;padding:10px 0 0 0">
                          2.89% ▲
                         </td>
                         <td style="font-size:12px;width:30%;vertical-align:baseline;text-align:right;padding:10px 0 0 0;font-family:Trispace,monospace">
                          $60.62
                         </td>
                        </tr>
                        <tr>
                         <td style="font-size:12px;font-weight:700;width:40%;vertical-align:baseline;padding:10px 0 0 0">
                          US BONDS*
                         </td>
                         <td style="font-size:12px;color:#EA3459;font-weight:500;font-family:Trispace,monospace;width:30%;vertical-align:baseline;padding:10px 0 0 0">
                          0.01% ▲
                         </td>
                         <td style="font-size:12px;width:30%;vertical-align:baseline;text-align:right;padding:10px 0 0 0;font-family:Trispace,monospace">
                          4.16%
                         </td>
                        </tr>
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                         <td colspan="3" style="font-size:10px;font-family:Trispace,monospace;color:#7F879C;padding:0">
                          *10-year government yield
                         </td>
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                 <div style="font-family:Inter,sans-serif;font-size:14px;font-weight:700;line-height:1.5;text-align:left;color:#181c25;">
                  WALL STREET FEAR GAUGE INDEX 
(
                  <a style="font-weight:400;font-family:Trispace,monospace">
                   VIX
                  </a>
                  )
                 </div>
                </td>
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                     <img alt="Wall Street Fear Gauge Index" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Ffinimize-img.imgix.net%252Fhttps%253A%252F%252Fimages.bannerbear.com%252Fdirect%252F7Q4rjJzQn7vZo8qPOx%252Frequests%252F000%252F120%252F557%252F819%252FDdWb1LGkNYNx3g2r670OKvRAP%252F78462e189c17cc59254904cf959a1f6be742197c.png%253Ffit%253Dclip%2526h%253DNone%2526ixlib%253Dpython-3.1.2%2526w%253D768%2526s%253D5dfab71c5d746a0019981aae68b956de/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZmaW5pbWl6ZS1pbSIsInRpbWUiOjE3NjYwNDUxMzguNTI4MzI1Nn0:1vW910:wrqNHx012B0fwom_T67BMYFhmNZRgST3eAnqk9ob1yk" style="border:0;display:block;outline:none;text-decoration:none;height:auto;width:100%;font-size:13px;" width="536"/>
                    </td>
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                      <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#000000;">
                       <p data-block-key="10zqs">
                        💸 Amazon might hand OpenAI $10 billion – but the ChatGPT creator would need to hand some of it straight back.
                       </p>
                       <p data-block-key="5rcse">
                        🚘
Alphabet’s self-driving ride-hailing venture, Waymo, could double its valuation to over $100 billion.
                       </p>
                       <p data-block-key="a3j10">
                        ➕ Major institutions want you to read their 2026 outlooks. But before you spend your annual leave reading LinkedIn posts, let’s see
                        <a>
                         whether their 2025 predictions were
actually on the money
                        </a>
                        .
                       </p>
                       <p data-block-key="7d4op">
                        <b>
                         👇 Keep reading to find out more
                        </b>
                       </p>
                      </div>
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                     👀
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                     Today's headlines
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                     Chip Off The Old Bot
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                      <a target="_blank">
                       <img alt="Chip Off The Old Bot" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Ffinimize-img.imgix.net%252Fhttps%253A%252F%252Fchivas-assets.s3-eu-west-1.amazonaws.com%252Fstatic%252Fimages%252FEditorial-171225-amazon.original.png%253Ffit%253Dcrop%2526h%253D600%2526ixlib%253Dpython-3.1.2%2526w%253D1200%2526s%253D22c98e36c493ea0af6f316e80cb966b9/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZmaW5pbWl6ZS1pbSIsInRpbWUiOjE3NjYwNDUxMzguNTI4NDYzfQ:1vW910:-vO5WOvIe419Xx9viedwNo-2nk9dDHR282btqPZ06Bo" style="border:0;display:block;outline:none;text-decoration:none;height:auto;width:100%;font-size:13px;" width="568"/>
                      </a>
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                <tr>
                 <td align="left" style="font-size:0px;padding:10px 25px;padding-right:0;padding-left:0;word-break:break-word;">
                  <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#000000;">
                   <p data-block-key="c87mo">
                    <b>
                     What’s going on here?
                    </b>
                   </p>
                   <p data-block-key="27qt5">
                    Amazon is in talks to invest at least $10 billion into OpenAI, potentially valuing the ChatGPT maker above $500 billion – but there’s a catch….
                   </p>
                   <p data-block-key="befr4">
                    <b>
                     What does
this mean?
                    </b>
                   </p>
                   <p data-block-key="29l5f">
                    Amazon wants more buyers for its homemade AI chips – which are similar to Nvidia’s ones, but not quite as advanced. So it’s making an offer that few could refuse: a $10 billion investment in OpenAI, on the condition that some of that cash boomerangs back into its own chips.
                   </p>
                   <p data-block-key="cuaec">
                    ▶ OpenAI should respect the hustle. The ChatGPT maker needs a ton of cash for its data center rollout – and it’s been raising funds using the same kind
of “circular” financing, taking investment from a company while promising to spend some on its products.
                   </p>
                   <p data-block-key="cr3c8">
                    ▶ This wouldn’t be the pair’s first entanglement, either. Last month, OpenAI agreed to buy $38 billion of cloud computing services from Amazon over the next seven years.
                   </p>
                   <p data-block-key="1u6v0">
                    <b>
                     Why should I care?
                    </b>
                   </p>
                   <p data-block-key="tkn9">
                    <b>
                     <i>
                      Zooming out:
                     </i>
                    </b>
                    <i>
                     Amazon sees dollar signs.
                    </i>
                   </p>
                   <p data-block-key="ejig9">
                    Chipmaking is a
lucrative business. Nvidia’s success has turned it into the world’s most valuable company, with tech’s biggest names clamoring for its wares.
                   </p>
                   <p data-block-key="73k2d">
                    ▶ Mind you, Alphabet is nipping at Nvidia’s heels. After using
                    <i>
                     its
                    </i>
                    in-house chips for a decade, the Big Tech firm is now selling the seventh-generation version to outside customers. They’re twice as powerful as their predecessors and can contend with Nvidia’s hardware. Anthropic and Meta seem convinced: they’ve both
inked billion-dollar deals for Alphabet’s gizmos.
                   </p>
                   <p data-block-key="f7tj4">
                    <b>
                     <i>
                      Zooming in:
                     </i>
                    </b>
                    <i>
                     Cloudy skies ahead.
                    </i>
                   </p>
                   <p data-block-key="9jjp8">
                    Amazon’s stock is up just 1% this year – the weakest showing out of the Magnificent Seven, and a far cry from the S&amp;P 500’s 15% gain. Investors are mainly concerned about the firm’s AWS cloud segment. See, AI infrastructure spending has weighed on profit there – and the business is
                    <i>
                     still
                    </i>
                    trailing rivals like Microsoft’s Azure
and Google Cloud.
                   </p>
                  </div>
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                   <p data-block-key="pr7ai">
                    It’s that time of year again – gingerbread lattes, family fallouts over turkey, and
                    <a>
                     a flood of 2026 outlooks hitting your inbox
                    </a>
                    .
                   </p>
                   <p data-block-key="1ca7f">
                    Like clockwork, asset managers, banks, and everyone in between are rolling out their
                    <a>
                     predictions for the next 12 months in markets.
                    </a>
                   </p>
                   <p data-block-key="bt2sm">
                    Those outlooks often shape how both retail and institutional investors position their portfolios.
                   </p>
                   <p data-block-key="6evdl">
                    So now that this year’s drawing to a close, I thought it’d be a fun little exercise to look back
and see how the big financial institutions’ outlooks for
                    <i>
                     this
                    </i>
                    year
                    <a>
                     played out
                    </a>
                    .
                   </p>
                   <p data-block-key="ershk">
                    That’s today’s Insight:
                    <a>
                     where the pros told you to invest in 2025 – and whether they were right
                    </a>
                    .
                   </p>
                   <p data-block-key="1ilg3">
                    <a>
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                      Read or listen to the Insight here
                     </b>
                    </a>
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                         Reda
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                     SPONSORED BY ART CONSORTIUM
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                       <img alt="Art Consortium" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Ffinimize-img.imgix.net%252Fhttps%253A%252F%252Fchivas-assets.s3-eu-west-1.amazonaws.com%252Fstatic%252Fimages%252FArt_Consortium_Banner_-__Newsletter_-_Apple_V2.original.png%253Ffit%253Dclip%2526h%253DNone%2526ixlib%253Dpython-3.1.2%2526w%253D768%2526s%253Dfd739eed7600d1d45f705a0f884bef5d/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZmaW5pbWl6ZS1pbSIsInRpbWUiOjE3NjYwNDUxMzguNTI5MTIxNn0:1vW910:WZjZYgasAP623Y0qjPTvUWB0El1EYs36MxAHp3Hp_TY" style="border:0;display:block;outline:none;text-decoration:none;height:auto;width:100%;font-size:13px;" width="568"/>
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                   <h3 data-block-key="d8thl">
                    <b>
                     What if the museum were your personal art advisor?
                    </b>
                   </h3>
                   <p data-block-key="13g4d">
                    Billionaires don’t take wild gambles on art: they rely on former museum directors as their personal advisors.
                    <br/>
                    <br/>
                    And Art Consortium can
give you that
                    <a>
                     same elite advantage
                    </a>
                    .
                    <br/>
                    <br/>
                    Here’s the deal: Art Consortium enlists a museum to pick and acquire an important piece, cover its costs, and exhibit it internationally.
                    <br/>
                    <br/>
                    For example, its latest project:
                    <a>
                     a €5.5 million ($6.3 million) piece
                    </a>
                    by Belgian surrealist René Magritte, sourced with the Musée d’Art et d’Histoire de Genève.
                    <br/>
                    <br/>
                    You can trade it, earn yields on it, and technically brag that you “own a Magritte”. See if your next investment could be – literally –
                    <a>
                     a work of art
                    </a>
                    .
                   </p>
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                       <span style="color:#FFFFFF">
                        Find Out More
                       </span>
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                   Please see important disclosures below*
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                     Today's headlines
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                     Way Mo’ Money
                    </span>
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                      <a target="_blank">
                       <img alt="Way Mo’ Money" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Ffinimize-img.imgix.net%252Fhttps%253A%252F%252Fchivas-assets.s3-eu-west-1.amazonaws.com%252Fstatic%252Fimages%252FEditorial-171225-waymo.original.png%253Ffit%253Dcrop%2526h%253D600%2526ixlib%253Dpython-3.1.2%2526w%253D1200%2526s%253Db00b30a58b0ee0f77b8eb880a9f12f83/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZmaW5pbWl6ZS1pbSIsInRpbWUiOjE3NjYwNDUxMzguNTI5MjUzN30:1vW910:BKN7UJkmMHqwVfRgb0wk-ZEviznEeKAy3RwGp972jVU" style="border:0;display:block;outline:none;text-decoration:none;height:auto;width:100%;font-size:13px;" width="568"/>
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                   <p data-block-key="enuas">
                    <b>
                     What’s going on here?
                    </b>
                   </p>
                   <p data-block-key="1ngc2">
                    Waymo – Alphabet’s autonomous driving unit – is seeking to raise more than $15 billion at a valuation over $100 billion, with its robotaxis speeding ahead.
                   </p>
                   <p data-block-key="85svf">
                    <b>
                     What
does this mean?
                    </b>
                   </p>
                   <p data-block-key="3ruip">
                    Waymo was valued at just over $45 billion last year, so this funding roundwould more than double that price tag. It’s a reflection of investors’ growing confidence in self-driving ride-hailing services – and not just their ability to parallel park, but to bring in serious and sustainable profit.
                   </p>
                   <p data-block-key="6l62l">
                    ▶ They have good reason to be optimistic: Waymo is already on track to make more than $350 million in revenue a year,
handling hundreds of thousands of paid rides each week across several US cities.
                   </p>
                   <p data-block-key="8v61r">
                    ▶ Alphabet’s unit has left rivals in the dust. It’s the only major operator running fully driverless robotaxi services at scale – with no safety driver or human supervisor. The rest are still testing or running limited pilots.
                   </p>
                   <p data-block-key="3fh4l">
                    ▶ Waymo would use the money to fund expansions across the US and overseas – including its first international launch in the UK.
For Alphabet, the cash injection would help reduce the financial strain of running such an expensive business.
                   </p>
                   <p data-block-key="favjo">
                    <b>
                     Why should I care?
                    </b>
                   </p>
                   <p data-block-key="4dgen">
                    <b>
                     <i>
                      For markets:
                     </i>
                    </b>
                    <i>
                     Tesla, your ride has arrived.
                    </i>
                   </p>
                   <p data-block-key="8u6ia">
                    Investors recently pushed Tesla’s stock to new highs, after sidestepping the shares for much of this year. Now, the firm’s core business hasn’t turned a corner: EV sales are still slowing, putting pressure on
profit. But investors are looking further down the road, trusting that autonomous tech will unlock a much bigger revenue opportunity one day.
                   </p>
                   <p data-block-key="fgd5o">
                    <b>
                     <i>
                      The bigger picture:
                     </i>
                    </b>
                    <i>
                     Think bigger, says Nvidia.
                    </i>
                   </p>
                   <p data-block-key="an6ef">
                    Self-driving cars are just the opening act for “physical AI”: machines that can see, move, and work. The idea has taken longer to materialize than chatbots and image generators, sure. But its fans – including Nvidia’s CEO – say it’s
the biggest opportunity out there, with a payoff that could dwarf today’s AI takings. Makes sense: imagine humanoid helpers tackling labor shortages and dull, dirty, or dangerous jobs.
                   </p>
                  </div>
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                   You might also like ⇢
                   <a>
                    The Humanoids Are Coming… But When?
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                 <td align="left" style="font-size:0px;padding:10px 25px;padding-top:0;padding-right:0;padding-bottom:0;padding-left:5px;word-break:break-word;">
                  <div style="font-family:Inter,sans-serif;font-size:14px;font-weight:bold;line-height:1.5;text-align:left;text-transform:uppercase;color:#030303;">
                   <mj-raw>
                    <span style="font-style:normal">
                     ✨
                    </span>
                    <span style="font-style:italic">
                     ​​​​​​​​​​​​​​​​​​​​​​​​​Sarah's Digest
                    </span>
                   </mj-raw>
                  </div>
                 </td>
                </tr>
               </tbody>
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                  <div style="font-family:Trispace,monospace;font-size:12px;line-height:1.5;text-align:left;color:#5E6984;">
                   What others like you are reading today...
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                  <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#000000;">
                   🍿
                   <a>
                    Warner Bros Discovery Dismisses
Paramount Skydance’s $108 Billion Offer
                   </a>
                  </div>
                 </td>
                </tr>
                <tr>
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                  <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#5E6984;">
                   The board rebuffed Paramount Skydance’s bid over shaky financing, putting Netflix in pole position while shareholder pressure builds.
                  </div>
                 </td>
                </tr>
                <tr>
                 <td align="left" style="font-size:0px;padding:10px 25px;padding-right:0;padding-bottom:0;padding-left:0;word-break:break-word;">
                  <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#000000;">
                   💰
                   <a>
                    Morgan Stanley Bets Big On US Ad Spend Growth
                   </a>
                  </div>
                 </td>
                </tr>
                <tr>
                 <td align="left" style="font-size:0px;padding:10px 25px;padding-right:0;padding-left:0;word-break:break-word;">
                  <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#5E6984;">
                   The bank sees digital and sports ads powering a double-digit jump next year, with Roku and Outfront Media set to benefit from shifting trends.
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                   ✨
                   <a>
                    Silver Hits New Record, Gold And Platinum Shine
Bright
                   </a>
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                   Precious metals rally as investors respond to green tech demand, shifting Fed policy, and heightened geopolitical risk.
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         <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="width:100%;">
          <tbody>
           <tr>
            <td style="border-top:2px solid #204CE9;direction:ltr;font-size:0px;padding:20px 0;padding-bottom:0;padding-top:8px;text-align:center;">
             <!--[if mso | IE]>
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              <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="vertical-align:top;" width="100%">
               <tbody>
                <tr>
                 <td align="left" style="font-size:0px;padding:10px 25px;padding-top:0;padding-right:0;padding-bottom:0;padding-left:0px;word-break:break-word;">
                  <div style="font-family:Inter,sans-serif;font-size:14px;font-weight:bold;line-height:1.5;text-align:left;text-transform:uppercase;color:#030303;">
                   <mj-raw>
                    <span style="font-style:normal">
                     🖋️
                    </span>
                    <span style="font-style:italic">
                     Quote
of the day
                    </span>
                   </mj-raw>
                  </div>
                 </td>
                </tr>
               </tbody>
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          <tbody>
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            <td style="direction:ltr;font-size:0px;padding:20px 0;padding-bottom:32px;padding-top:8px;text-align:center;">
             <!--[if mso | IE]>
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              <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="vertical-align:top;" width="100%">
               <tbody>
                <tr>
                 <td align="left" style="font-size:0px;padding:10px 25px;padding-right:0;padding-left:0;word-break:break-word;">
                  <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#000000;">
                   <strong>
                    "Leadership is influence."
                   </strong>
                   — John C. Maxwell (an American author and orator)
                  </div>
                 </td>
                </tr>
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              </table>
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      <tr>
       <td style="direction:ltr;font-size:0px;padding:20px 0;padding-bottom:24px;padding-left:16px;padding-right:16px;padding-top:0;text-align:center;">
        <!--[if mso | IE]>
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        <div style="margin:0px auto;max-width:568px;">
         <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="width:100%;">
          <tbody>
           <tr>
            <td style="border-top:2px solid #204CE9;direction:ltr;font-size:0px;padding:20px 0;padding-bottom:0;padding-top:8px;text-align:center;">
             <!--[if mso | IE]>
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              <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="vertical-align:top;" width="100%">
               <tbody>
                <tr>
                 <td align="left" style="font-size:0px;padding:10px 25px;padding-top:0;padding-right:0;padding-bottom:0;padding-left:0px;word-break:break-word;">
                  <div style="font-family:Inter,sans-serif;font-size:14px;font-weight:bold;line-height:1.5;text-align:left;text-transform:uppercase;color:#030303;">
                   <mj-raw>
                    <span style="font-style:italic">
                     IN PARTNERSHIP WITH FINTECH MAGAZINE
                    </span>
                   </mj-raw>
                  </div>
                 </td>
                </tr>
               </tbody>
              </table>
             </div>
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          <tbody>
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            <td style="direction:ltr;font-size:0px;padding:20px 0;padding-bottom:32px;padding-top:8px;text-align:center;">
             <!--[if mso | IE]>
<table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" style="vertical-align:top;width:568px;">
<![endif]-->
             <div class="mj-column-per-100 mj-outlook-group-fix" style="font-size:0px;text-align:left;direction:ltr;display:inline-block;vertical-align:top;width:100%;">
              <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="vertical-align:top;" width="100%">
               <tbody>
                <tr>
                 <td align="left" style="font-size:0px;padding:0;padding-right:0;padding-bottom:0;padding-left:0;word-break:break-word;">
                  <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#000000;">
                   <h3 data-block-key="7cuoj">
                    If you want to stay ahead in FinTech, start here.
                   </h3>
                   <p data-block-key="12ohv">
                    Right now, you’re on the outside of a community
connecting industry leaders across FinTech, Finserv, and banking.
                   </p>
                   <p data-block-key="v61g">
                    Join it, and you’ll get
                    <a>
                     expert updates on the trends influencing your sector
                    </a>
                    – from advertising to demand generation and data services.
                   </p>
                   <p data-block-key="3vfdd">
                    Plus, you’ll get invited to global events and networking opportunities. (Read: free snacks.)
                   </p>
                   <p data-block-key="8i7lr">
                    Join the club:
                    <a>
                     explore FinTech Magazine
                    </a>
                   </p>
                  </div>
                 </td>
                </tr>
               </tbody>
              </table>
             </div>
             <!--[if mso | IE]>
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<![endif]-->
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          <tbody>
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             <!--[if mso | IE]>
<table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" style="vertical-align:top;width:568px;">
<![endif]-->
             <div class="mj-column-per-100 mj-outlook-group-fix" style="font-size:0px;text-align:left;direction:ltr;display:inline-block;vertical-align:top;width:100%;">
              <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="vertical-align:top;" width="100%">
               <tbody>
                <tr>
                 <td align="left" style="font-size:0px;padding:10px 25px;padding-top:0;padding-right:0;padding-bottom:0;padding-left:0px;word-break:break-word;">
                  <div style="font-family:Inter,sans-serif;font-size:14px;font-weight:bold;line-height:1.5;text-align:left;text-transform:uppercase;color:#030303;">
                   <mj-raw>
                    <span style="font-style:normal">
                     🎯
                    </span>
                    <span style="font-style:italic">
                     On Our
Radar
                    </span>
                   </mj-raw>
                  </div>
                 </td>
                </tr>
               </tbody>
              </table>
             </div>
             <!--[if mso | IE]>
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        <!--[if mso | IE]>
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</td></tr><tr><td class="" width="600px">
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<![endif]-->
        <div style="margin:0px auto;max-width:568px;">
         <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="width:100%;">
          <tbody>
           <tr>
            <td style="direction:ltr;font-size:0px;padding:20px 0;padding-bottom:32px;padding-top:8px;text-align:center;">
             <!--[if mso | IE]>
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              <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
               <tbody>
                <tr>
                 <td style="vertical-align:top;padding:0;">
                  <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="" width="100%">
                   <tbody>
                    <tr>
                     <td align="left" style="font-size:0px;padding:0;padding-right:0;padding-bottom:0;padding-left:0;word-break:break-word;">
                      <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#000000;">
                       <p data-block-key="aaghi">
                        1.
                        <b>
                         Keep coding, kids.
                        </b>
                        Amazon says
                        <a>
                         your dev job is safe
                        </a>
                        .
                       </p>
                       <p data-block-key="6hr5h">
                        2.
                        <b>
                         Those New Year’s resolutions might hurt.
                        </b>
                        It’s not just you:
                        <a>
                         getting healthy is hard
                        </a>
                        .
                       </p>
                       <p data-block-key="26ig3">
                        3.
                        <b>
                         It’s bulking season.
                        </b>
                        Data centers are
                        <a>
                         doing the heavy lifting
                        </a>
                        – literally.
                       </p>
                      </div>
                     </td>
                    </tr>
                   </tbody>
                  </table>
                 </td>
                </tr>
               </tbody>
              </table>
             </div>
             <!--[if mso | IE]>
</td></tr></table>
<![endif]-->
            </td>
           </tr>
          </tbody>
         </table>
        </div>
        <!--[if mso | IE]>
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</td></tr></table>
<![endif]-->
       </td>
      </tr>
     </tbody>
    </table>
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</td></tr></table>
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     <tbody>
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       <td style="direction:ltr;font-size:0px;padding:20px 0;padding-left:16px;padding-right:16px;text-align:center;">
        <!--[if mso | IE]>
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<![endif]-->
        <div class="mj-column-per-100 mj-outlook-group-fix" style="font-size:0px;text-align:left;direction:ltr;display:inline-block;vertical-align:top;width:100%;">
         <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="vertical-align:top;" width="100%">
          <tbody>
           <tr>
            <td align="left" style="font-size:0px;padding:10px 25px;padding-right:0;padding-left:0;word-break:break-word;">
             <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#000000;">
              Stay classy,
              <mj-raw>
               Sarah
              </mj-raw>
              😉 This issue of the Daily Brief was curated by
              <a style="color:inherit;font-weight:inherit">
               Naomi
              </a>
              and
              <a style="color:inherit;font-weight:inherit">
               Russell
              </a>
              . Got an idea? A question?
              <a>
               Get in touch
              </a>
              .
             </div>
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                  <div style="font-family:Inter,sans-serif;font-size:14px;font-weight:bold;line-height:1.5;text-align:left;text-transform:uppercase;color:#030303;">
                   <mj-raw>
                    <span style="font-style:normal">
                     💌
                    </span>
                    <span style="font-style:italic">
                     THAT
WAS GREAT FOR US... HOW WAS IT FOR YOU?
                    </span>
                   </mj-raw>
                  </div>
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             <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:separate;width:100%;line-height:100%;">
              <tbody>
               <tr>
                <td align="center" bgcolor="#f8f9ff" role="presentation" style="border:none;border-radius:4px;cursor:auto;mso-padding-alt:10px 25px;background:#f8f9ff;" valign="middle">
                 <a style="display:inline-block;background:#f8f9ff;color:#030303;font-family:Inter,sans-serif;font-size:13px;font-weight:normal;line-height:120%;margin:0;text-decoration:none;text-transform:none;padding:10px 25px;mso-padding-alt:0px;border-radius:4px;" target="_blank">
                  <span aria-hidden="true" role="img">
                   🔥
                  </span>
                  Hot
stuff
                 </a>
                </td>
               </tr>
              </tbody>
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            </td>
           </tr>
          </tbody>
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             <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:separate;width:100%;line-height:100%;">
              <tbody>
               <tr>
                <td align="center" bgcolor="#f8f9ff" role="presentation" style="border:none;border-radius:4px;cursor:auto;mso-padding-alt:10px 25px;background:#f8f9ff;" valign="middle">
                 <a style="display:inline-block;background:#f8f9ff;color:#030303;font-family:Inter,sans-serif;font-size:13px;font-weight:normal;line-height:120%;margin:0;text-decoration:none;text-transform:none;padding:10px 25px;mso-padding-alt:0px;border-radius:4px;" target="_blank">
                  <span aria-hidden="true" role="img">
                   👍
                  </span>
                  Just
alright
                 </a>
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               </tr>
              </tbody>
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          </tbody>
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             <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:separate;width:100%;line-height:100%;">
              <tbody>
               <tr>
                <td align="center" bgcolor="#f8f9ff" role="presentation" style="border:none;border-radius:4px;cursor:auto;mso-padding-alt:10px 25px;background:#f8f9ff;" valign="middle">
                 <a style="display:inline-block;background:#f8f9ff;color:#030303;font-family:Inter,sans-serif;font-size:13px;font-weight:normal;line-height:120%;margin:0;text-decoration:none;text-transform:none;padding:10px 25px;mso-padding-alt:0px;border-radius:4px;" target="_blank">
                  <span aria-hidden="true" role="img">
                   😒
                  </span>
                  ...Meh
                 </a>
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             <div style="font-family:Inter,sans-serif;font-size:12px;line-height:1.5;text-align:left;color:#5E6984;">
              <p data-block-key="rwqki">
               *The above is for general informational purposes only and is not investment advice nor does it constitute an offer,
recommendation, placement or solicitation to buy or sell a particular financial instrument.
               <br/>
               <br/>
               Neither Art Consortium Conseil SAS, nor any of its affiliates or any company belonging to the same group, is not a registered investment adviser under the U.S. Investment Advisers Act of 1940.
               <br/>
               <br/>
               Nothing contained herein constitutes a solicitation, recommendation, endorsement, or offer by Art Consortium Conseil SAS to buy or sell any securities or other financial instruments.
               <br/>
               <br/>
               Past
performance is not indicative of future results. Any investment in financial instruments presents a significant risk and the amounts invested may be lost in full.
              </p>
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