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  <div class="sailthru-emco-preheader" style="display: none; max-height: 0px; overflow: hidden;">
   Three stalwart members of the Magnificent 7 reported earnings last night; the market reaction showed that capital expenditure on the AI race is still certainly on investors’ minds.
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                   Presented by
                  </p>
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                  <span class="tinyMce-placeholder" style="word-break: break-word;">
                   Hey Snackers,
                  </span>
                 </h1>
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                  <p style="margin:0;margin-bottom:16px">
                   Dreaming of moving to Europe but not sure if you can afford it? The Economist’s
                   <a style="text-decoration: underline; color: #5869ff;">
                    <strong>
                     European Carrie Bradshaw Index
                    </strong>
                   </a>
                   — named after the solo-living protagonist in “Sex and the City” — can help determine where a median wage earner can afford a one-bedroom flat. We mapped
                   <a style="text-decoration: underline; color: #5869ff;">
                    <strong>
                     39 European cities
                    </strong>
                   </a>
                   , only
                   <a style="text-decoration: underline; color: #5869ff;">
                    <strong>
                     eight
                    </strong>
                   </a>
                   of which passed the affordability test, with Bonn, Germany, being the most affordable and Istanbul, Turkey, the least affordable.
                   <a style="text-decoration: underline; color: #5869ff;">
                    <strong>
                     See how the other cities stacked up.
                    </strong>
                   </a>
                  </p>
                  <p style="margin:0">
                   Stocks
                   <a style="text-decoration: underline; color: #5869ff;">
                    <strong>
                     wavered
                    </strong>
                   </a>
                   on Wednesday as investors awaited the barrage of postmarket earnings from Big Tech (more on that below). The S&amp;P 500 finished flat after briefly crossing the 7,000 milestone for the first time ever. Tech was the best-performing sector ETF, powering the Nasdaq 100 higher, while the Russell 2000 dropped. The Federal Reserve
                   <a style="text-decoration: underline; color: #5869ff;">
                    <strong>
                     held its policy rate
                    </strong>
                   </a>
                   at a range of 3.5% to 3.75% at its January meeting, as expected.
                  </p>
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<v:stroke dashstyle="Solid" weight="2px" color="#000000"/>
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                   <span style="word-break: break-word; line-height: 16.8px;">
                    <strong>
                     BIIIIIIIIG TECH
                    </strong>
                   </span>
                  </span>
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                  <a style="text-decoration: underline; color: #5869ff;">
                   <strong>
                    Meta
                   </strong>
                  </a>
                  <strong>
                   ,
                  </strong>
                  <a style="text-decoration: underline; color: #5869ff;">
                   <strong>
                    Microsoft
                   </strong>
                  </a>
                  <strong>
                   , and
                  </strong>
                  <a style="text-decoration: underline; color: #5869ff;">
                   <strong>
                    Tesla
                   </strong>
                  </a>
                  <strong>
                   crush earnings, but at what cost
                  </strong>
                 </h1>
                </td>
               </tr>
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                  <p style="margin:0">
                   Three stalwart members of the Magnificent 7 reported earnings last night, and while it was beats all around, the market reaction showed that capital expenditure on the AI race is still certainly on investors’ minds. First, the numbers:
                  </p>
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                <td class="pad" style="padding-bottom:15px;padding-left:10px;padding-right:10px;padding-top:10px">
                 <div style="margin-left:-20px">
                  <ul start="1" style="margin-top:0;margin-bottom:0;list-style-type:revert">
                   <li aria-level="1" style="Margin:0 0 8px 0">
                    <strong>
                     Microsoft
                    </strong>
                    <a style="text-decoration: underline; color: #5869ff;">
                     <strong>
                      beat on earnings and revenue
                     </strong>
                    </a>
                    with $81.3 billion in revenue for the quarter, topping analysts’ expectations of $80.31 billion.
                   </li>
                   <li aria-level="1" style="Margin:0 0 8px 0">
                    <strong>
                     Meta
                    </strong>
                    <a style="text-decoration: underline; color: #5869ff;" target="_self">
                     <strong>
                      saw sales come in at a record high of $59.9 billion
                     </strong>
                    </a>
                    , well above the $58.4 billion Wall Street had expected.
                   </li>
                   <li style="Margin:0 0 8px 0">
                    <strong>
                     Tesla
                    </strong>
                    ’s
                    <a style="text-decoration: underline; color: #5869ff;">
                     <strong>
                      revenue was $24.9 billion
                     </strong>
                    </a>
                    , compared with Wall Street’s call of $24.7 billion, a solid performance after Tesla posted
                    <a style="text-decoration: underline; color: #5869ff;">
                     <strong>
                      disappointing delivery numbers
                     </strong>
                    </a>
                    <strong>
                    </strong>
                    earlier this month.
                   </li>
                  </ul>
                 </div>
                </td>
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              <table border="0" cellpadding="0" cellspacing="0" class="paragraph_block block-5" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;word-break:break-word" width="100%">
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                  <p style="margin:0">
                   But what does it all mean? Well, let’s look under the hood here.
                  </p>
                 </div>
                </td>
               </tr>
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                  <ul start="1" style="margin-top:0;margin-bottom:0;list-style-type:revert">
                   <li aria-level="1" style="Margin:0 0 8px 0">
                    Over at Microsoft,
                    <a style="text-decoration: underline; color: #5869ff;">
                     <strong>
                      capital expenditure for the quarter
                     </strong>
                    </a>
                    was $37.5 billion, up 66% year on year and ahead of analysts’ consensus forecast of $36.6 billion.
                   </li>
                   <li aria-level="1" style="Margin:0 0 8px 0">
                    Meta’s capex outlook for 2026 is
                    <a style="text-decoration: underline; color: #5869ff;">
                     <strong>
                      $115 billion to $135 billion
                     </strong>
                    </a>
                    , exceeding the $110.6 billion estimate from analysts. Full-year estimated expenses of $162 billion to $169 billion are also much more than the consensus call for $151 billion.
                   </li>
                   <li style="Margin:0 0 8px 0">
                    Tesla’s capital expenditures will increase substantially this year, exceeding $20B, well above analysts’ expectations of $11B, as the company invests in new factories and AI infrastructure. Tesla also revealed it’s invested $2 billion in xAI.
                   </li>
                  </ul>
                 </div>
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                  <p style="margin:0">
                   For the first time, Tesla released the number of Full Self-Driving subscriptions, saying it had 1.1 million active subs, up from 0.8 million in the same quarter last year. That’s just above 12% of cumulative Tesla deliveries, similar to what Tesla disclosed last year.
                  </p>
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                 <h1 style="margin:0;color:#5869ff;direction:ltr;font-family:'Helvetica Neue',Helvetica,Arial,sans-serif;font-size:23px;font-weight:700;letter-spacing:normal;line-height:1.2;text-align:left;margin-top:0;margin-bottom:0;mso-line-height-alt:28px">
                  <span class="tinyMce-placeholder" style="word-break: break-word;">
                   THE TAKEAWAY
                  </span>
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                  <p style="margin:0;margin-bottom:16px">
                   Hyperscalers have been boosting their capital spending as they pour money into the data centers required to fuel their AI ambitions.
                  </p>
                  <p style="margin:0">
                   Meta’s capex had been growing faster than its revenue, something that has been
                   <a style="text-decoration: underline; color: #5869ff;">
                    <strong>
                     raising investor scrutiny
                    </strong>
                   </a>
                   <strong>
                   </strong>
                   more than it has for the tech giant’s peers, which have cloud business revenue to more directly offset their spending on AI. But this time, it was Microsoft’s
                   <a style="text-decoration: underline; color: #5869ff;">
                    <strong>
                     ballooning capex
                    </strong>
                   </a>
                   that worried investors, while Meta’s record revenue washed away investors’ fears — for now.
                  </p>
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                   When you can see the wall of orders waiting at $75, or the thin support below current prices, you're not just trading—you're strategizing. That's the
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                     TotalView advantage
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                   displays the full open order book depth on Nasdaq, including every single quote and order at every price level for all U.S. securities trading on Nasdaq. Identify support and resistance levels in real-time and make decisions with institutional-grade insights, the same data that professional traders rely on to anticipate price movements.
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                   While most retail investors rely on top-line info, you'll have a full view of what's building beneath the surface before it impacts price.
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                    What Wall Street thinks the next bottleneck is in AI
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                   As the AI boom rumbles into its fourth year of dominating the market, retail traders, professional investors, and Wall Street analysts alike have largely settled on a simple strategy for catching the next wave of gains: find an emerging bottleneck in the build-out of massive data centers that power AI.
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                     Then buy lots of it.
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              <table border="0" cellpadding="0" cellspacing="0" class="divider_block block-3" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
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                <td class="pad" style="padding-bottom:25px;padding-top:25px">
                 <div align="center" class="alignment">
                  <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
                   <tr>
                    <td class="divider_inner" style="font-size:1px;line-height:1px;border-top:1px solid #5869ff">
                     <span style="word-break: break-word;">
                     </span>
                    </td>
                   </tr>
                  </table>
                 </div>
                </td>
               </tr>
              </table>
             </td>
            </tr>
           </tbody>
          </table>
         </td>
        </tr>
       </tbody>
      </table>
      <table align="center" border="0" cellpadding="0" cellspacing="0" class="row row-10" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
       <tbody>
        <tr>
         <td>
          <table align="center" border="0" cellpadding="0" cellspacing="0" class="row-content stack" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;background-color:#fff;color:#000;width:600px;margin:0 auto" width="600">
           <tbody>
            <tr>
             <td class="column column-1" style="mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:left;padding-left:25px;padding-right:25px;vertical-align:top" width="100%">
              <table border="0" cellpadding="0" cellspacing="0" class="heading_block block-1" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
               <tr>
                <td class="pad" style="padding-bottom:10px;padding-top:10px;text-align:center;width:100%">
                 <h1 style="margin:0;color:#5869ff;direction:ltr;font-family:'Helvetica Neue',Helvetica,Arial,sans-serif;font-size:25px;font-weight:700;letter-spacing:normal;line-height:1.2;text-align:left;margin-top:0;margin-bottom:0;mso-line-height-alt:30px">
                  <strong>
                   Snacks Shots
                  </strong>
                 </h1>
                </td>
               </tr>
              </table>
              <table border="0" cellpadding="0" cellspacing="0" class="list_block block-2" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;word-break:break-word;color:#1d1d1d;direction:ltr;font-family:'Helvetica Neue',Helvetica,Arial,sans-serif;font-size:18px;font-weight:400;letter-spacing:0;line-height:1.5;text-align:left;mso-line-height-alt:27px" width="100%">
               <tr>
                <td class="pad" style="padding-bottom:5px;padding-left:10px;padding-right:10px">
                 <div style="margin-left:-20px">
                  <ul start="1" style="margin-top:0;margin-bottom:0;list-style-type:revert">
                   <li aria-level="1" style="Margin:0 0 8px 0">
                    🏛️
                    <strong>
                     Fed:
                    </strong>
                    The Federal Reserve
                    <a style="text-decoration: underline; color: #5869ff;">
                     <strong>
                      held its policy rate at a range of 3.5% to 3.75%
                     </strong>
                    </a>
                    <strong>
                    </strong>
                    at its January meeting, as all eyes turn to the next Fed meeting in March. Markets* are pricing in a
                    <a style="text-decoration: underline; color: #5869ff;">
                     <strong>
                      91% chance the Fed maintains the rate again
                     </strong>
                    </a>
                    and a 9% chance of a 25-basis point cut.
                   </li>
                   <li aria-level="1" style="Margin:0 0 8px 0">
                    <strong>
                     🎬 Best International Feature:
                    </strong>
                    This year at the Oscars, the Best International Feature category is absolutely dominated by Neon, a studio that distributed four out of the five nominees. In a
                    <a style="text-decoration: underline; color: #5869ff;">
                     <strong>
                      sign that this category will be hotly contested this year
                     </strong>
                    </a>
                    , for the first time ever, all four of the Neon nominees have at least one nomination in another category. Right now prediction markets say
                    <strong>
                    </strong>
                    <a style="text-decoration: underline; color: #5869ff;">
                     <strong>
                      the movie with the best chance to win
                     </strong>
                    </a>
                    is “Sentimental Value” (70%), followed by “The Secret Agent” (23%) and “It Was Just An Accident” (8%), all of which are Neon movies.
                   </li>
                   <li style="Margin:0 0 8px 0">
                    <strong>
                     💰 Fed Chair:
                    </strong>
                    Yesterday also saw Rick Rieder of BlackRock lose a step in the running for President Trump’s pick for Fed chair, with his market-implied chances dropping from a high of 53% as of Saturday to 36% last evening. Meanwhile, Fed Governor Christopher Waller — who dissented at this week’s meeting and wanted a rate cut — saw his chances increase from 9% on Tuesday to
                    <a style="text-decoration: underline; color: #5869ff;">
                     <strong>
                      16% at market close on Wednesday
                     </strong>
                    </a>
                    .
                   </li>
                  </ul>
                 </div>
                </td>
               </tr>
              </table>
              <table border="0" cellpadding="10" cellspacing="0" class="paragraph_block block-3" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;word-break:break-word" width="100%">
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                <td class="pad">
                 <div style="color:#1d1d1d;direction:ltr;font-family:'Helvetica Neue',Helvetica,Arial,sans-serif;font-size:18px;font-weight:400;letter-spacing:0;line-height:1.5;text-align:left;mso-line-height-alt:27px">
                  <p aria-setsize="-1" id="message-list_1761932419.092419" role="listitem" style="margin:0;margin-bottom:16px" tabindex="0">
                  </p>
                  <p style="margin:0;margin-bottom:16px">
                   *Event contracts are offered through Robinhood Derivatives, LLC — probabilities referenced or sourced from KalshiEx LLC or ForecastEx LLC.
                  </p>
                  <p aria-label="Start of unread messages." aria-roledescription="separator" aria-setsize="-1" id="message-list_unreadDivider" role="listitem" style="margin:0" tabindex="-1">
                  </p>
                 </div>
                </td>
               </tr>
              </table>
             </td>
            </tr>
           </tbody>
          </table>
         </td>
        </tr>
       </tbody>
      </table>
      <table align="center" border="0" cellpadding="0" cellspacing="0" class="row row-11" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
       <tbody>
        <tr>
         <td>
          <table align="center" border="0" cellpadding="0" cellspacing="0" class="row-content stack" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;background-color:#fff;color:#000;width:600px;margin:0 auto" width="600">
           <tbody>
            <tr>
             <td class="column column-1" style="mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:left;padding-left:25px;padding-right:25px;vertical-align:top" width="100%">
              <table border="0" cellpadding="0" cellspacing="0" class="divider_block block-1" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
               <tr>
                <td class="pad" style="padding-bottom:25px;padding-top:25px">
                 <div align="center" class="alignment">
                  <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
                   <tr>
                    <td class="divider_inner" style="font-size:1px;line-height:1px;border-top:1px solid #5869ff">
                     <span style="word-break: break-word;">
                     </span>
                    </td>
                   </tr>
                  </table>
                 </div>
                </td>
               </tr>
              </table>
              <table border="0" cellpadding="0" cellspacing="0" class="button_block block-2" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
               <tr>
                <td class="pad" style="padding-bottom:10px;padding-top:10px;text-align:left">
                 <div align="left" class="alignment">
                  <!--[if mso]>
<v:roundrect xmlns:v="urn:schemas-microsoft-com:vml" xmlns:w="urn:schemas-microsoft-com:office:word"   style="height:20px;width:143px;v-text-anchor:middle;" arcsize="27%" fillcolor="#5869ff">
<v:stroke dashstyle="Solid" weight="2px" color="#000000"/>
<w:anchorlock/>
<v:textbox inset="0px,0px,0px,0px">
<center dir="false" style="color:#ffffff;font-family:Arial, sans-serif;font-size:14px">
<![endif]-->
                  <span class="button" style="background-color: #5869ff; mso-shading: transparent; border-bottom: 2px solid #000000; border-left: 2px solid #000000; border-radius: 7px; border-right: 2px solid #000000; border-top: 2px solid #000000; color: #ffffff; display: inline-block; font-family: 'Helvetica Neue', Helvetica, Arial, sans-serif; font-size: 14px; font-weight: 400; mso-border-alt: none; padding-bottom: 2px; padding-top: 2px; padding-left: 11px; padding-right: 11px; text-align: center; width: auto; word-break: keep-all; letter-spacing: normal;">
                   <span style="word-break: break-word; line-height: 16.8px;">
                    <strong>
                     OFF THE CHARTS
                    </strong>
                   </span>
                  </span>
                  <!--[if mso]></center></v:textbox></v:roundrect><![endif]-->
                 </div>
                </td>
               </tr>
              </table>
             </td>
            </tr>
           </tbody>
          </table>
         </td>
        </tr>
       </tbody>
      </table>
      <table align="center" border="0" cellpadding="0" cellspacing="0" class="row row-12" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
       <tbody>
        <tr>
         <td>
          <table align="center" border="0" cellpadding="0" cellspacing="0" class="row-content stack" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;background-color:#fff;color:#000;width:600px;margin:0 auto" width="600">
           <tbody>
            <tr>
             <td class="column column-1" style="mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:left;padding-left:25px;padding-right:25px;vertical-align:top" width="100%">
              <table border="0" cellpadding="0" cellspacing="0" class="paragraph_block block-1" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;word-break:break-word" width="100%">
               <tr>
                <td class="pad" style="padding-bottom:10px">
                 <div style="color:#1d1d1d;direction:ltr;font-family:'Helvetica Neue',Helvetica,Arial,sans-serif;font-size:18px;font-weight:400;letter-spacing:0;line-height:1.5;text-align:left;mso-line-height-alt:27px">
                  <p style="margin:0">
                   Which occupations do Americans consider the most and least trustworthy?
                  </p>
                 </div>
                </td>
               </tr>
              </table>
              <table border="0" cellpadding="0" cellspacing="0" class="image_block block-2" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
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                 <div align="center" class="alignment">
                  <div style="max-width:512px">
                   <a target="_blank">
                    <img alt="" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252Ffss%252Ffvl7w8%252Ffafdf265-350f-4e06-9945-37623af22296%252Fmorality.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCIsInRpbWUiOjE3Njk2ODcxMDAuNDUwNDU5N30:1vlQSK:DMIMRWmAhj9mGz3C-yLN_KbbL6gCPBDGdp0pmkltYUs" style="display:block;height:auto;border:0;width:100%" title="" width="512"/>
                   </a>
                  </div>
                 </div>
                </td>
               </tr>
              </table>
             </td>
            </tr>
           </tbody>
          </table>
         </td>
        </tr>
       </tbody>
      </table>
      <table align="center" border="0" cellpadding="0" cellspacing="0" class="row row-13" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
       <tbody>
        <tr>
         <td>
          <table align="center" border="0" cellpadding="0" cellspacing="0" class="row-content stack" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;background-color:#fff;color:#000;width:600px;margin:0 auto" width="600">
           <tbody>
            <tr>
             <td class="column column-1" style="mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:left;padding-left:25px;padding-right:25px;vertical-align:top" width="100%">
              <table border="0" cellpadding="0" cellspacing="0" class="paragraph_block block-1" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;word-break:break-word" width="100%">
               <tr>
                <td class="pad" style="padding-bottom:10px;padding-top:10px">
                 <div style="color:#1d1d1d;direction:ltr;font-family:'Helvetica Neue',Helvetica,Arial,sans-serif;font-size:18px;font-weight:400;letter-spacing:0;line-height:1.5;text-align:left;mso-line-height-alt:27px">
                  <p style="margin:0">
                   <a style="text-decoration: underline; color: #5869ff;">
                    <strong>
                     Check your answer.
                    </strong>
                   </a>
                   <strong>
                   </strong>
                  </p>
                 </div>
                </td>
               </tr>
              </table>
              <table border="0" cellpadding="0" cellspacing="0" class="divider_block block-2" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
               <tr>
                <td class="pad" style="padding-bottom:25px;padding-top:25px">
                 <div align="center" class="alignment">
                  <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
                   <tr>
                    <td class="divider_inner" style="font-size:1px;line-height:1px;border-top:1px solid #5869ff">
                     <span style="word-break: break-word;">
                     </span>
                    </td>
                   </tr>
                  </table>
                 </div>
                </td>
               </tr>
              </table>
              <table border="0" cellpadding="0" cellspacing="0" class="heading_block block-3" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
               <tr>
                <td class="pad" style="padding-bottom:10px;text-align:center;width:100%">
                 <h1 style="margin:0;color:#5869ff;direction:ltr;font-family:'Helvetica Neue',Helvetica,Arial,sans-serif;font-size:25px;font-weight:700;letter-spacing:normal;line-height:1.2;text-align:left;margin-top:0;margin-bottom:0;mso-line-height-alt:30px">
                  <span class="tinyMce-placeholder" style="word-break: break-word;">
                   What else we're Snackin'
                  </span>
                 </h1>
                </td>
               </tr>
              </table>
              <table border="0" cellpadding="0" cellspacing="0" class="list_block block-4" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;word-break:break-word;color:#1d1d1d;direction:ltr;font-family:'Helvetica Neue',Helvetica,Arial,sans-serif;font-size:18px;font-weight:400;letter-spacing:0;line-height:1.5;text-align:left;mso-line-height-alt:27px" width="100%">
               <tr>
                <td class="pad" style="padding-bottom:5px;padding-left:10px;padding-right:10px">
                 <div style="margin-left:-20px">
                  <ul start="1" style="margin-top:0;margin-bottom:0;list-style-type:revert">
                   <li aria-level="1" style="Margin:0 0 8px 0">
                    <strong>
                     Amazon
                    </strong>
                    is cutting
                    <a style="text-decoration: underline; color: #5869ff;">
                     <strong>
                      another 16,000 roles
                     </strong>
                    </a>
                    <strong>
                    </strong>
                    after laying off 14,000 workers in October
                   </li>
                   <li aria-level="1" style="Margin:0 0 8px 0">
                    <strong>
                     Paramount+
                    </strong>
                    wants to look a lot more like
                    <strong>
                     TikTok
                    </strong>
                    , according to
                    <strong>
                    </strong>
                    <a style="text-decoration: underline; color: #5869ff;">
                     <strong>
                      leaked documents
                     </strong>
                    </a>
                   </li>
                   <li style="Margin:0 0 8px 0">
                    <strong>
                     Bitcoin
                    </strong>
                    is underperforming
                    <a style="text-decoration: underline; color: #5869ff;">
                     <strong>
                      precious metals
                     </strong>
                    </a>
                    now, but experts warn of a
                    <strong>
                     “
                    </strong>
                    <a style="text-decoration: underline; color: #5869ff;">
                     <strong>
                      short-sighted
                     </strong>
                    </a>
                    <strong>
                     ”
                    </strong>
                    view
                   </li>
                  </ul>
                 </div>
                </td>
               </tr>
              </table>
             </td>
            </tr>
           </tbody>
          </table>
         </td>
        </tr>
       </tbody>
      </table>
      <table align="center" border="0" cellpadding="0" cellspacing="0" class="row row-14" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
       <tbody>
        <tr>
         <td>
          <table align="center" border="0" cellpadding="0" cellspacing="0" class="row-content stack" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;background-color:#fff;border-radius:0;color:#000;width:600px;margin:0 auto" width="600">
           <tbody>
            <tr>
             <td class="column column-1" style="mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:left;padding-bottom:5px;padding-left:25px;padding-right:25px;padding-top:5px;vertical-align:top" width="100%">
              <table border="0" cellpadding="0" cellspacing="0" class="divider_block block-1" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
               <tr>
                <td class="pad" style="padding-bottom:25px;padding-top:25px">
                 <div align="center" class="alignment">
                  <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
                   <tr>
                    <td class="divider_inner" style="font-size:1px;line-height:1px;border-top:1px solid #5869ff">
                     <span style="word-break: break-word;">
                     </span>
                    </td>
                   </tr>
                  </table>
                 </div>
                </td>
               </tr>
              </table>
             </td>
            </tr>
           </tbody>
          </table>
         </td>
        </tr>
       </tbody>
      </table>
      <table align="center" border="0" cellpadding="0" cellspacing="0" class="row row-15" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;background-size:auto" width="100%">
       <tbody>
        <tr>
         <td>
          <table align="center" border="0" cellpadding="0" cellspacing="0" class="row-content stack" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;background-size:auto;background-color:#5869ff;border-bottom:30px solid #fff;border-left:30px solid #fff;border-radius:10px;border-right:30px solid #fff;border-top:30px solid #fff;color:#000;width:600px;margin:0 auto" width="600">
           <tbody>
            <tr>
             <td class="column column-1" style="mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:left;border-bottom:4px solid #5869ff;border-left:4px solid #5869ff;border-right:4px solid #5869ff;border-top:4px solid #5869ff;padding-bottom:15px;padding-left:25px;padding-right:25px;padding-top:15px;vertical-align:top" width="100%">
              <table border="0" cellpadding="0" cellspacing="0" class="heading_block block-1" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
               <tr>
                <td class="pad" style="text-align:center;width:100%">
                 <h1 style="margin:0;color:#fff;direction:ltr;font-family:'Helvetica Neue',Helvetica,Arial,sans-serif;font-size:25px;font-weight:700;letter-spacing:normal;line-height:1.2;text-align:center;margin-top:0;margin-bottom:0;mso-line-height-alt:30px">
                  <span class="tinyMce-placeholder" style="word-break: break-word;">
                   Snack Fact of the Day
                  </span>
                 </h1>
                </td>
               </tr>
              </table>
              <table border="0" cellpadding="0" cellspacing="0" class="paragraph_block block-2" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;word-break:break-word" width="100%">
               <tr>
                <td class="pad" style="padding-bottom:10px;padding-left:40px;padding-right:40px;padding-top:10px">
                 <div style="color:#000;direction:ltr;font-family:'Helvetica Neue',Helvetica,Arial,sans-serif;font-size:18px;font-weight:400;letter-spacing:0;line-height:1.2;text-align:center;mso-line-height-alt:22px">
                  <p style="margin:0">
                   <a style="text-decoration: underline; color: #ffffff;" target="_self">
                    <strong>
                     The total number of applicants to Yale dropped by more than 7,000 last year, as international applications plummeted 26%.
                    </strong>
                   </a>
                   <strong>
                   </strong>
                  </p>
                 </div>
                </td>
               </tr>
              </table>
             </td>
            </tr>
           </tbody>
          </table>
         </td>
        </tr>
       </tbody>
      </table>
      <table align="center" border="0" cellpadding="0" cellspacing="0" class="row row-16" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
       <tbody>
        <tr>
         <td>
          <table align="center" border="0" cellpadding="0" cellspacing="0" class="row-content stack" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;background-color:#fff;border-radius:0;color:#000;width:600px;margin:0 auto" width="600">
           <tbody>
            <tr>
             <td class="column column-1" style="mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:left;padding-left:25px;padding-right:25px;vertical-align:top" width="100%">
              <table border="0" cellpadding="0" cellspacing="0" class="divider_block block-1" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
               <tr>
                <td class="pad" style="padding-bottom:25px;padding-top:25px">
                 <div align="center" class="alignment">
                  <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
                   <tr>
                    <td class="divider_inner" style="font-size:1px;line-height:1px;border-top:1px solid #5869ff">
                     <span style="word-break: break-word;">
                     </span>
                    </td>
                   </tr>
                  </table>
                 </div>
                </td>
               </tr>
              </table>
              <table border="0" cellpadding="0" cellspacing="0" class="heading_block block-2" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
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                <td class="pad" style="text-align:center;width:100%">
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                   Thursday
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                  <ul start="1" style="margin-top:0;margin-bottom:0;list-style-type:revert">
                   <li style="Margin:0 0 8px 0">
                    Earnings expected from
                    <strong>
                     Apple
                    </strong>
                    ,
                    <strong>
                     Mastercard
                    </strong>
                    ,
                    <strong>
                     Caterpillar
                    </strong>
                    ,
                    <strong>
                     SAP SE
                    </strong>
                    ,
                    <strong>
                     Lockheed Martin
                    </strong>
                    ,
                    <strong>
                     Altria
                    </strong>
                    ,
                    <strong>
                     Nasdaq
                    </strong>
                    ,
                    <strong>
                     Nokia
                    </strong>
                    ,
                    <strong>
                     Comcast
                    </strong>
                    ,
                    <strong>
                     Visa
                    </strong>
                    ,
                    <strong>
                     Western Digital
                    </strong>
                    ,
                    <strong>
                    </strong>
                    and
                    <strong>
                     Sandisk
                    </strong>
                   </li>
                  </ul>
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