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                  <p align="left" class="intercom-align-left" style="line-height: 1.5; margin: 0 0 17px; padding-top: 0; text-align: left !important">
                   Hi there,
                  </p>
                  <p align="left" class="intercom-align-left" style="line-height: 1.5; margin: 0 0 17px; text-align: left !important">
                   It’s been scientifically proven that it takes 85 days to have complete realization about your budgeting needs.
                  </p>
                  <p align="left" class="intercom-align-left" style="line-height: 1.5; margin: 0 0 17px; text-align: left !important">
                   Okay, that’s not true. There’s nothing scientifically proven about that. At all. The number is arbitrary. But you signed up for YNAB 85 days ago, and there has to be some reason that I would write to you today.
                  </p>
                  <p align="left" class="intercom-align-left" style="line-height: 1.5; margin: 0 0 17px; text-align: left !important">
                   And really, there is. A good reason, at that.
                  </p>
                  <p align="left" class="intercom-align-left" style="line-height: 1.5; margin: 0 0 17px; text-align: left !important">
                   You can set goals and budget to zero in the time it takes to heat a frozen pizza. But budgeting isn’t really about mechanics, as you’ve probably discovered by now. Budgeting is about getting to know your priorities, and how they impact your financial decisions.
                  </p>
                  <p align="left" class="intercom-align-left" style="line-height: 1.5; margin: 0 0 17px; text-align: left !important">
                   That’s a big deal.
                  </p>
                  <p align="left" class="intercom-align-left" style="line-height: 1.5; margin: 0 0 17px; text-align: left !important">
                   As you repeat the process of budgeting over nearly three months, as you get to know yourself or your partner in a different way, things change. And maybe your budget should too. Now is a great time to stop, step back, and ask yourself some important questions.
                  </p>
                  <ul style="list-style-type: disc; margin: 0 0 20px 40px; padding: 0">
                   <li>
                    <i>
                     Am I happy with where my money is going?
                    </i>
                   </li>
                   <li>
                    <i>
                     Are the goals we set 85 days ago the same ones we would set now?
                    </i>
                   </li>
                   <li>
                    <i>
                     Am I on track to meet my goals?
                    </i>
                   </li>
                   <li>
                    <i>
                     Do we trust the budget enough now to simplify our finances, close a few accounts?
                    </i>
                   </li>
                  </ul>
                  <p align="left" class="intercom-align-left" style="line-height: 1.5; margin: 0 0 17px; text-align: left !important">
                   Questions like that are much more important to your continued budgeting success than any feature you could click on in YNAB. And now’s a great time to ask them. So go ahead, and
                   <i>
                    then
                   </i>
                   <a style="color: #1251ba" target="_blank">
                    head back to your budget
                   </a>
                   armed with this new insight!
                  </p>
                  <div align="left" class="intercom-container intercom-align-left" style="margin-bottom: 16px; text-align: left !important">
                   <img src="https://inboxflows.com/_/image/https%253A%252F%252Fuploads.intercom-mail-200.com%252Fi%252Fo%252F6448387%252F50c0ec65babeaa53f7570c26%252Ftodd_transig.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZ1cGxvYWRzLmludCJ9:1kXPMG:Ai_rUuvGLKWudhZLsc7Hk0kXJv-yfN9Gzy0ef5p3yuA" style="margin: 17px 0; max-width: 100%"/>
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                  <p align="left" class="intercom-align-left" style="line-height: 1.5; margin: 0 0 17px; text-align: left !important">
                   P.S. The number 85 is also the atomic number of Astatine, the rarest natural element in the earth’s crust. That doesn’t mean big-picture evaluations of your budget have to be rare. In case you were thinking that.
                  </p>
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