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   Plus, how the H-1B visa fee will affect companies at home and abroad |
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                              <a class="text-blackLight no-underline font-extrabold" style="font-weight: 800; color: #3C4857; color: rgba(60, 72, 87, 1); text-decoration: none;">
                               TOGETHER WITH
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                   Hi Sarah, here's what you need to know for
                   <strong>
                    September 23rd
                   </strong>
                   in
                   <strong>
                    3:15 minutes
                   </strong>
                   .
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                    <span class="font-normal" style="font-weight: 400;">
                     Warren Buffett’s Berkshire Hathaway sold the last of its BYD stake, after 17 years and 4,000% in returns
                    </span>
                   </li>
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                    <span class="font-normal" style="font-weight: 400;">
                     China’s stocks are buzzing, but don’t let that fool you –
                     <a class="text-primary underline font-medium" style="font-weight: 500; color: #204CE9; color: rgba(32, 76, 233, 1); text-decoration: underline;">
                      Read Now
                     </a>
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                     The US president stamped a $100,000 fee onto new H-1B visa applications
                    </span>
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                     🇺🇸 Many all-American opportunities are overcrowded, leaving them with very little room to grow. So join us for
                     <a style="color: #204CE9; color: rgba(32, 76, 233, 1); text-decoration: underline; font-weight: 500;">
                      How To Spot The US Market’s Hidden Gems
                     </a>
                     on October 7th, and find out stocks could surprise investors for the better this year.
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                      Grab your free ticket
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               B-Y-E, BYD
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                  <img alt="B-Y-E, BYD" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Ffinimize-img.imgix.net%252Fhttps%253A%252F%252Fchivas-assets.s3-eu-west-1.amazonaws.com%252Fstatic%252Fimages%252FEditorial-220925-BYDV2.original.jpg%253Ffit%253Dclip%2526h%253DNone%2526ixlib%253Dpython-3.1.2%2526w%253D768%2526s%253D50712803b47fa4604907c29df7018a90/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZmaW5pbWl6ZS1pbSIsInRpbWUiOjE3NTg2MTQ4NDkuNjA4MDc1OX0:1v0y3d:3pFsLZpcJxlMVqcgMwpYD6pp0pVydpyHevBXS3Fabh4" style="border:0;border-radius:4px;display:block;outline:none;text-decoration:none;height:auto;width:100%;font-size:13px;" width="568"/>
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               <b>
                What’s going on here?
               </b>
              </p>
              <p data-block-key="e2b46" style="font-size: 16px; line-height: 1.5; color: #283444; color: rgba(40, 52, 68, 1); font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
               Filings released on Monday showed that Warren Buffett’s Berkshire Hathaway said sayonara to BYD – and that ain’t no lie.
              </p>
              <p data-block-key="7r02f" style="font-size: 16px; line-height: 1.5; color: #283444; color: rgba(40, 52, 68, 1); font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
               <b>
                What does this mean?
               </b>
              </p>
              <p data-block-key="5qf6f" style="font-size: 16px; line-height: 1.5; color: #283444; color: rgba(40, 52, 68, 1); font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
               Berkshire Hathaway invested in Chinese EV maker BYD back in 2008 – and, in total, it’s seen returns of over 4,000% since. But China’s EV market is now fiercely competitive. That’s forced the firm to keep slashing prices, knocking its bottom line and stripping 20% off the stock since May. Ever the oracle, Buffett had backed out by then: Berkshire sold the last of its stake earlier in the year. (Remember, these filings come out well after the fact.)
              </p>
              <p data-block-key="ceu2a" style="font-size: 16px; line-height: 1.5; color: #283444; color: rgba(40, 52, 68, 1); font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
               This is a sign of the times. Institutions and foreign funds have been behind much of China’s rally so far, but it looks like households will carry the baton going forward. Millions of Chinese retail investors are moving more money into stocks, lured by the potential of higher returns than what the alternatives – including the country’s dragging property market – are currently offering.
              </p>
              <p data-block-key="45ffn" style="font-size: 16px; line-height: 1.5; color: #283444; color: rgba(40, 52, 68, 1); font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
               <b>
                Why should I care?
               </b>
              </p>
              <p data-block-key="2m2bo" style="font-size: 16px; line-height: 1.5; color: #283444; color: rgba(40, 52, 68, 1); font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
               <b>
                <i>
                 For markets:
                </i>
               </b>
               <i>
                Shop… or stocks drop.
               </i>
              </p>
              <p data-block-key="d1q0o" style="font-size: 16px; line-height: 1.5; color: #283444; color: rgba(40, 52, 68, 1); font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
               Chinese households are sitting on around $23 trillion – of which analysts expect about $350 billion to be invested in the stock market by the end of next year. That could bolster its rally: the
               <b>
                CSI 300
               </b>
               – China’s main index – is already up 25% since April. And
               <i>
                that
               </i>
               would put Chinese stocks firmly on the radar for international investors.
              </p>
              <p data-block-key="96rnf" style="font-size: 16px; line-height: 1.5; color: #283444; color: rgba(40, 52, 68, 1); font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
               Although, nearly a quarter of Chinese firms made a loss in the first half of 2025 – suggesting investors have been drawn in by supportive policies, not corporate earnings. So if any of that assistance is taken away, they could make a sudden exit.
              </p>
              <p data-block-key="96arv" style="font-size: 16px; line-height: 1.5; color: #283444; color: rgba(40, 52, 68, 1); font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
               <b>
                <i>
                 The bigger picture:
                </i>
               </b>
               <i>
                America couldn’t be more different.
               </i>
              </p>
              <p data-block-key="efmse" style="font-size: 16px; line-height: 1.5; color: #283444; color: rgba(40, 52, 68, 1); font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
               Meanwhile in the US, Americans are happy to sit on the stock market sidelines a little longer. They’ve parked a record-breaking $7.7 trillion in domestic money-market funds: that way, they can bank steady returns of around 4% while waiting for stateside stock prices to come back down to Earth.
              </p>
              <p style="font-size: 16px; line-height: 1.5; color: #283444; color: rgba(40, 52, 68, 1); font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px; margin: 0;">
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                A Buffett-worthy company with a near monopoly, hiding in plain sight
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                  <strong>
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                         <span style="font-family: Helvetica, Arial, sans-serif; font-size: 12px; font-weight: bold; color: #E6F14A; display: inline-block;">
                          FROM OUR RESEARCH DESK
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                         <h2 style="font-weight: 700; line-height: 1.25; margin-bottom: 16px; font-size: 24px; color: #FFFFFF; margin: 0 0 4px; font-family: 'Poppins', Helvetica, arial, -apple-system, sans-serif; margin-top: 0;">
                          China’s Stocks Are Booming – But Its Economy Isn’t
                         </h2>
                         <p style="line-height: 1.5; margin-top: 0; margin-bottom: 16px; font-family: Helvetica, Arial, sans-serif; font-size: 14px; color: #FFFFFF; margin: 0;">
                          Theodora Lee Joseph, CFA
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                      <img alt="China’s Stocks Are Booming – But Its Economy Isn’t" src="https://inboxflows.com/_/image/https%253A%252F%252Ffinimize-img.imgix.net%252Fhttps%253A%252F%252Fchivas-assets.s3-eu-west-1.amazonaws.com%252Fstatic%252Fimages%252FInsight-190925-China.original.png%253Ffit%253Dclip%2526h%253DNone%2526ixlib%253Dpython-3.1.2%2526w%253D768%2526s%253D6aceaa825abfdd84f6c8a7c627b8a59d/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZmaW5pbWl6ZS1pbSIsInRpbWUiOjE3NTg2MTQ4NDkuNjA4MjI1M30:1v0y3d:3qhcK3sjmToVBfXTFcZicTERX9ACYaFiU3lzUf0q3c4" style="max-width: 300px; border-radius: 4px;" width="300"/>
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                    <td class="premium-story-text" style="padding-top: 24px;">
                     <p data-block-key="xjbe2" style="font-size: 16px; line-height: 1.5; font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px; color: #fff; color: rgba(255, 255, 255, 1);">
                      <a style="color: inherit; text-decoration: underline; font-weight: inherit;">
                       Chinese stocks
                      </a>
                      have gone from market wallflower to life of the party this year.
                     </p>
                     <p data-block-key="59b7v" style="font-size: 16px; line-height: 1.5; font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px; color: #fff; color: rgba(255, 255, 255, 1);">
                      The blue-chip CSI 300 is up almost 20%, the Shanghai Composite has climbed 17%, and the Hang Seng Tech Index – home to China’s tech titans – has
                      <a style="color: inherit; text-decoration: underline; font-weight: inherit;">
                       soared by over 40%
                      </a>
                      , leaving the S&amp;P 500 in its dust.
                     </p>
                     <p data-block-key="6u6fe" style="font-size: 16px; line-height: 1.5; font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px; color: #fff; color: rgba(255, 255, 255, 1);">
                      That turnaround has global investors taking another look at a market they had mostly written off. But while the numbers
                      <a style="color: inherit; text-decoration: underline; font-weight: inherit;">
                       look impressive
                      </a>
                      , the story behind the rally – and its staying power – is more complex.
                     </p>
                     <p data-block-key="16gtc" style="font-size: 16px; line-height: 1.5; font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px; color: #fff; color: rgba(255, 255, 255, 1);">
                      If you’re on the sidelines,
                      <a style="color: inherit; text-decoration: underline; font-weight: inherit;">
                       the real question
                      </a>
                      is what’s fueling this run, which sectors are doing the lifting, and whether this is a moment to chase or sit out.
                     </p>
                     <p data-block-key="i24k" style="font-size: 16px; line-height: 1.5; font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px; color: #fff; color: rgba(255, 255, 255, 1);">
                      That’s today’s Insight:
                      <a style="color: inherit; text-decoration: underline; font-weight: inherit;">
                       China’s stocks are surging, but that’s not the whole story
                      </a>
                      .
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                      <a style="color: inherit; text-decoration: underline; font-weight: inherit;">
                       <b>
                        Read or listen to the Insight here
                       </b>
                      </a>
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                   You can now access the same charts and screeners the pros use – without needing six screens or a pinstripe suit. (Unless that’s how you get into the home-working mentality. You do you, buddy.)
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                    Link a portfolio worth £500 or more to Tradu, and you’ll get its TradingView integration for free
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                   . That means access to: 400-plus indicators (and endless community-made ones), a sprawling stock screener, customizable charts, smart alerts, and strategy testers.
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                   Essentially,
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              <span class="text-heading1 text-black font-black" style="font-weight: 900; font-size: 24px; color: #283444; color: rgba(40, 52, 68, 1);">
               Barrier To Entry
              </span>
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                  <img alt="Barrier To Entry" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Ffinimize-img.imgix.net%252Fhttps%253A%252F%252Fchivas-assets.s3-eu-west-1.amazonaws.com%252Fstatic%252Fimages%252FEditorial-220925-H1BVisa.original.jpg%253Ffit%253Dclip%2526h%253DNone%2526ixlib%253Dpython-3.1.2%2526w%253D768%2526s%253D127c49ceca1300f9eb67e0c385afcef7/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZmaW5pbWl6ZS1pbSIsInRpbWUiOjE3NTg2MTQ4NDkuNjA4NTM2NX0:1v0y3d:IWUM21joua_nry718eVjQ3HQ4ccSSINpurRZ8qF4bnI" style="border:0;border-radius:4px;display:block;outline:none;text-decoration:none;height:auto;width:100%;font-size:13px;" width="568"/>
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              </h4>
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              </p>
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               <b>
                What’s going on here?
               </b>
              </p>
              <p data-block-key="dleko" style="font-size: 16px; line-height: 1.5; color: #283444; color: rgba(40, 52, 68, 1); font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
               The US president slapped a $100,000 fee on H-1B visa applications, which could prove to be a major blocker for companies both at home and away.
              </p>
              <p data-block-key="5hgl3" style="font-size: 16px; line-height: 1.5; color: #283444; color: rgba(40, 52, 68, 1); font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
               <b>
                What does this mean?
               </b>
              </p>
              <p data-block-key="89dpp" style="font-size: 16px; line-height: 1.5; color: #283444; color: rgba(40, 52, 68, 1); font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
               America’s H-1B visa – the main option for highly skilled foreign workers like engineers and coders – used to have a price tag in the four figures. But the president thinks this new six-figure fee will encourage firms to hire more Americans by making it prohibitively expensive to bring foreign workers stateside.
              </p>
              <p data-block-key="3904t" style="font-size: 16px; line-height: 1.5; color: #283444; color: rgba(40, 52, 68, 1); font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
               <b>
                Why should I care?
               </b>
              </p>
              <p data-block-key="6js1r" style="font-size: 16px; line-height: 1.5; color: #283444; color: rgba(40, 52, 68, 1); font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
               <b>
                <i>
                 The bigger picture:
                </i>
               </b>
               <i>
                Corporate America has a choice to make.
               </i>
              </p>
              <p data-block-key="7lhui" style="font-size: 16px; line-height: 1.5; color: #283444; color: rgba(40, 52, 68, 1); font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
               Last year, US companies – including Amazon, Microsoft, and Google – had more than 140,000 new H-1Bs approved. If next year looks anything similar (the fee is slated to apply from February 2026), that’d work out to over $14 billion. For companies, that’s cash that could otherwise be spent on things like product development and AI infrastructure.
              </p>
              <p data-block-key="cc26p" style="font-size: 16px; line-height: 1.5; color: #283444; color: rgba(40, 52, 68, 1); font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
               But there is a way for American firms to keep hiring internationally without paying the fee. See, they could just expand offshore hubs and hire more folk there, instead of flying those workers stateside. And that’d be the exact opposite of what the policy intended.
              </p>
              <p data-block-key="32fm1" style="font-size: 16px; line-height: 1.5; color: #283444; color: rgba(40, 52, 68, 1); font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
               <b>
                <i>
                 Zooming in:
                </i>
               </b>
               <i>
                The tech stock shock.
               </i>
              </p>
              <p data-block-key="1850v" style="font-size: 16px; line-height: 1.5; color: #283444; color: rgba(40, 52, 68, 1); font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
               The fee won’t just hit American firms. Over 70% of H-1B visas go to Indian nationals, with the country’s companies – think TCS, Infosys, and Wipro – sending tens of thousands of engineers to US clients. That’s not what India needs right now. Its
               <b>
                Nifty IT index
               </b>
               has fallen nearly 20% this year, with investors spooked by weak earnings, cautious spending, and layoffs. Now, they need to worry about higher visa costs, too… That’s a serious threat to the more than $280 billion that India makes per year exporting IT skills – and, in turn, the country’s tech stocks.
              </p>
              <p style="font-size: 16px; line-height: 1.5; color: #283444; color: rgba(40, 52, 68, 1); font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px; margin: 0;">
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               <b>
                You might also like:
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               <a style="color: #204CE9; color: rgba(32, 76, 233, 1); text-decoration: underline; font-weight: 500;">
                India vs. China, the battle of the two biggest emerging markets
               </a>
               .
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                  <strong>
                   Copy to share story:
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                   https://app.finimize.com/content/barrier-to-entry
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                  QUOTE OF THE DAY
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                  "No man can taste the fruits of autumn while he is delighting his scent with the flowers of spring."
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                  – Samuel Johnson (an English writer)
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                    <b>
                     Crowdfunder alert: the platform promoting picks that beat the S&amp;P 500
                    </b>
                   </h4>
                   <p data-block-key="1n86o" style="font-size: 16px; line-height: 1.5; color: #283444; color: rgba(40, 52, 68, 1); font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
                    <a style="color: #204CE9; color: rgba(32, 76, 233, 1); font-weight: 500; text-decoration: underline;">
                     Prospero.ai
                    </a>
                    ’s high-tech signals and plays are helping investors make smarter decisions.
                    <br/>
                    <br/>
                    Now, you can benefit as they do:
                    <a style="color: #204CE9; color: rgba(32, 76, 233, 1); font-weight: 500; text-decoration: underline;">
                     Prospero’s crowdfunder is open
                    </a>
                    .
                    <br/>
                    <br/>
                    Here’s what you need to know:
                   </p>
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                    <li data-block-key="3s0g5" style="line-height: 1.5; margin-bottom: 8px; color: #283444; color: rgba(40, 52, 68, 1); font-size: 16px; font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif;">
                     Prospero’s weekly active users have increased 50% in three months with traders eager to see new strategies and plays almost every day. Their
                     <a style="color: #204CE9; color: rgba(32, 76, 233, 1); font-weight: 500; text-decoration: underline;">
                      free newsletter’s
                     </a>
                     picks have been stellar and consistent with an average beat of 67% over SPY in the last 4 years.
                     <br/>
                    </li>
                    <li data-block-key="cctk4" style="line-height: 1.5; color: #283444; color: rgba(40, 52, 68, 1); font-size: 16px; font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-bottom: 0;">
                     Thanks to that, their conversion to paid is approaching 10%.This has Prospero on track to increase revenue by over 150% this year – following more than a 200% increase last year.
                    </li>
                   </ul>
                   <p data-block-key="asbl0" style="font-size: 16px; line-height: 1.5; color: #283444; color: rgba(40, 52, 68, 1); font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
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                    No wonder the platform was named the Best AI Fintech by the Global Financial Market Review, while winning the award for the Most Influential CEO 2025 Financial Technology from CEO Monthly.
                    <br/>
                    <br/>
                    If you want to invest in an investor favorite,
                    <a style="color: #204CE9; color: rgba(32, 76, 233, 1); font-weight: 500; text-decoration: underline;">
                     check out Prospero.ai's crowdfunder here
                    </a>
                    .
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                       Find Out More
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                    <i>
                     Investing in private securities is risky, speculative, and illiquid. You should not invest unless you can afford to lose the entire amount invested. Past performance is not indicative of future results. Please review the full offering materials and disclosures before making an investment decision.
                    </i>
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                    When you support our sponsors, you support us. Thanks for that.
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                    If you want your brand featured here,
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                     get in touch.
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                        🎯 On Our Radar
                       </p>
                       <p data-block-key="wnzwo" style="font-size: 16px; line-height: 1.5; color: #283444; color: rgba(40, 52, 68, 1); font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
                        1.
                        <b>
                         It pays to be friends with Nvidia.
                        </b>
                        The AI darling is
                        <a style="color: #204CE9; color: rgba(32, 76, 233, 1); font-weight: 500; text-decoration: underline;">
                         handing OpenAI $100 billion
                        </a>
                        .
                       </p>
                       <p data-block-key="cr8cg" style="font-size: 16px; line-height: 1.5; color: #283444; color: rgba(40, 52, 68, 1); font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
                        2.
                        <b>
                         Crypt-uh-oh.
                        </b>
                        Here’s why
                        <a style="color: #204CE9; color: rgba(32, 76, 233, 1); font-weight: 500; text-decoration: underline;">
                         cryptocurrencies just took a tumble
                        </a>
                        .
                       </p>
                       <p data-block-key="angur" style="font-size: 16px; line-height: 1.5; color: #283444; color: rgba(40, 52, 68, 1); font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
                        3.
                        <b>
                         The Long Walk: reviewed.
                        </b>
                        <a style="color: #204CE9; color: rgba(32, 76, 233, 1); font-weight: 500; text-decoration: underline;">
                         Stephen King’s first novel
                        </a>
                        hit the big screen, 60 years later.
                       </p>
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                        <img alt="The Long Walk" src="https://inboxflows.com/_/image/https%253A%252F%252Ffinimize-img.imgix.net%252Fhttps%253A%252F%252Fchivas-assets.s3-eu-west-1.amazonaws.com%252Fstatic%252Fimages%252FIMG_7801.original.jpg%253Ffit%253Dclip%2526h%253DNone%2526ixlib%253Dpython-3.1.2%2526w%253D768%2526s%253Df38cc13b182b920ea1ccb618fa7baedd/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZmaW5pbWl6ZS1pbSIsInRpbWUiOjE3NTg2MTQ4NDkuNjA4NzczMn0:1v0y3d:kbeOeZZCjBrFKYU2_mefv_WpDlgreqGc_3vE-TPzI8Y" width="100%"/>
                       </h4>
                      </div>
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                    SPONSORED BY COINGECKO API
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