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   Daily 2025-12-03
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               Wed, Dec 3 | 3:14 read time
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                       <tbody>
                        <tr>
                         <td style="font-size:12px;font-weight:700;width:40%;vertical-align:baseline;padding:10px 0 0 0">
                          S&amp;P 500
                         </td>
                         <td style="font-size:12px;color:#16B166;font-weight:500;font-family:Trispace,monospace;width:30%;vertical-align:baseline;padding:10px 0 0 0">
                          0.22% ▲
                         </td>
                         <td style="font-size:12px;width:30%;vertical-align:baseline;text-align:right;padding:10px 0 0 0;font-family:Trispace,monospace">
                          6,828
                         </td>
                        </tr>
                        <tr>
                         <td style="font-size:12px;font-weight:700;width:40%;vertical-align:baseline;padding:10px 0 0 0">
                          GOLD
                         </td>
                         <td style="font-size:12px;color:#EA3459;font-weight:500;font-family:Trispace,monospace;width:30%;vertical-align:baseline;padding:10px 0 0 0">
                          0.81% ▼
                         </td>
                         <td style="font-size:12px;width:30%;vertical-align:baseline;text-align:right;padding:10px 0 0 0;font-family:Trispace,monospace">
                          $4,240
                         </td>
                        </tr>
                        <tr>
                         <td style="font-size:12px;font-weight:700;width:40%;vertical-align:baseline;padding:10px 0 0 0">
                          BITCOIN
                         </td>
                         <td colspan="2" style="font-size:12px;color:#4C5469;font-weight:400;font-family:Trispace,monospace;width:60%;vertical-align:baseline;text-align:right;padding:10px 0 0 0">
                          scroll down for info
                         </td>
                        </tr>
                       </tbody>
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                     </td>
                    </tr>
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                  </table>
                 </td>
                </tr>
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                     <td align="left" style="font-size:0px;padding:10px 25px;padding-top:0;padding-right:0;padding-bottom:0;padding-left:0;word-break:break-word;">
                      <div style="font-family:Inter,sans-serif;font-size:1px;line-height:1.5;text-align:left;color:#000000;">
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              <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
               <tbody>
                <tr>
                 <td style="vertical-align:top;padding:0;">
                  <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="" width="100%">
                   <tbody>
                    <tr>
                     <td align="left" style="font-size:0px;padding:0;word-break:break-word;">
                      <table border="0" cellpadding="0" cellspacing="0" style="color:#000000;font-family:Inter,sans-serif;font-size:13px;line-height:22px;table-layout:auto;width:100%;border:none;" width="100%">
                       <tbody>
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                         <td style="font-size:12px;font-weight:700;width:40%;vertical-align:baseline;padding:10px 0 0 0">
                          FTSE 100
                         </td>
                         <td style="font-size:12px;color:#EA3459;font-weight:500;font-family:Trispace,monospace;width:30%;vertical-align:baseline;padding:10px 0 0 0">
                          0.01% ▼
                         </td>
                         <td style="font-size:12px;width:30%;vertical-align:baseline;text-align:right;padding:10px 0 0 0;font-family:Trispace,monospace">
                          9,702
                         </td>
                        </tr>
                        <tr>
                         <td style="font-size:12px;font-weight:700;width:40%;vertical-align:baseline;padding:10px 0 0 0">
                          BRENT OIL
                         </td>
                         <td style="font-size:12px;color:#EA3459;font-weight:500;font-family:Trispace,monospace;width:30%;vertical-align:baseline;padding:10px 0 0 0">
                          1.12% ▼
                         </td>
                         <td style="font-size:12px;width:30%;vertical-align:baseline;text-align:right;padding:10px 0 0 0;font-family:Trispace,monospace">
                          $62.46
                         </td>
                        </tr>
                        <tr>
                         <td style="font-size:12px;font-weight:700;width:40%;vertical-align:baseline;padding:10px 0 0 0">
                          US BONDS*
                         </td>
                         <td style="font-size:12px;color:#16B166;font-weight:500;font-family:Trispace,monospace;width:30%;vertical-align:baseline;padding:10px 0 0 0">
                          0.00% ▼
                         </td>
                         <td style="font-size:12px;width:30%;vertical-align:baseline;text-align:right;padding:10px 0 0 0;font-family:Trispace,monospace">
                          4.09%
                         </td>
                        </tr>
                        <tr>
                         <td colspan="3" style="font-size:10px;font-family:Trispace,monospace;color:#7F879C;padding:0">
                          *10-year government yield
                         </td>
                        </tr>
                       </tbody>
                      </table>
                     </td>
                    </tr>
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                  </table>
                 </td>
                </tr>
               </tbody>
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       <td style="direction:ltr;font-size:0px;padding:0 16px 0;text-align:center;">
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            <td style="background-color:#f8f9ff;vertical-align:top;padding-top:0;padding-right:16px;padding-bottom:0;padding-left:16px;">
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                 <div style="font-family:Inter,sans-serif;font-size:14px;font-weight:700;line-height:1.5;text-align:left;color:#181c25;">
                  WALL STREET FEAR GAUGE INDEX 
(
                  <a style="font-weight:400;font-family:Trispace,monospace">
                   VIX
                  </a>
                  )
                 </div>
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                    <td style="width:536px;">
                     <img alt="Wall Street Fear Gauge Index" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Ffinimize-img.imgix.net%252Fhttps%253A%252F%252Fimages.bannerbear.com%252Fdirect%252F7Q4rjJzQn7vZo8qPOx%252Frequests%252F000%252F117%252F404%252F419%252FDdWb1LGkNYNyKbdgQ70OKvRAP%252Fe9eb0a6eaad189f2e8dfd2dd001d9a28a4673234.png%253Ffit%253Dclip%2526h%253DNone%2526ixlib%253Dpython-3.1.2%2526w%253D768%2526s%253Df629749e871bda2aa8f97d6b8e2ab2dc/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZmaW5pbWl6ZS1pbSIsInRpbWUiOjE3NjQ3NDkyMDIuMDMzNjAyfQ:1vQhso:OASYVSfJKc8cD9KF96Qtf9PjxA0Zq_raErY8ZDnlWSo" style="border:0;display:block;outline:none;text-decoration:none;height:auto;width:100%;font-size:13px;" width="536"/>
                    </td>
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                      <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#000000;">
                       <p data-block-key="10zqs">
                        🟡 Costco sued the US government for tariff payback… literally
                       </p>
                       <p data-block-key="almua">
                        🔴 Bitcoin’s fall put the “micro” back in
“MicroStrategy”
                       </p>
                       <p data-block-key="4vgbe">
                        ➕ A strategy you can follow in just ten minutes a month
                       </p>
                       <p data-block-key="9t7h2">
                        <b>
                         👇 Keep reading to find out more
                        </b>
                       </p>
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                          <a target="_blank">
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                   <mj-raw>
                    <span style="background-color:#EFFF0D;display:inline">
                     Payback Time
                    </span>
                   </mj-raw>
                  </div>
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                      <a target="_blank">
                       <img alt="Payback Time" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Ffinimize-img.imgix.net%252Fhttps%253A%252F%252Fchivas-assets.s3-eu-west-1.amazonaws.com%252Fstatic%252Fimages%252FEditorial-021225-Costco.original.jpg%253Ffit%253Dcrop%2526h%253D600%2526ixlib%253Dpython-3.1.2%2526w%253D1200%2526s%253D3fb0b36916c3a94d22584472e0cf7a9a/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZmaW5pbWl6ZS1pbSIsInRpbWUiOjE3NjQ3NDkyMDIuMDMzOTY5Mn0:1vQhso:27IQR0ASy_kTTRQ-HPlhE3CJwjLH4kbpgH63DjXytfs" style="border:0;display:block;outline:none;text-decoration:none;height:auto;width:100%;font-size:13px;" width="568"/>
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                  <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#000000;">
                   <p data-block-key="uiyw5">
                    <b>
                     What’s going on here?
                    </b>
                   </p>
                   <p data-block-key="6ds50">
                    Costco is suing the US government to get its tariff money back – all in the name of keeping prices low.
                   </p>
                   <p data-block-key="12tfs">
                    <b>
                     What does this mean?
                    </b>
                   </p>
                   <p data-block-key="1hna2">
                    Imagine money’s tight, the holidays are approaching, and you’re hosting lunch for the extended family – yup, even
                    <i>
                     that
                    </i>
                    in-law. Your saving grace: Costco, famed for selling “quality goods and services at the lowest possible prices”.
                   </p>
                   <p data-block-key="3uuui">
                    ⚠️ Only, US tariffs have made it harder for Costco to stick to that low-price promise. Around a third of the retailer’s stateside sales are of imported goods, with 8% from China alone. So, to keep
price-conscious consumers around, Costco has been covering higher costs, rerouting supply chains, making earlier pre-orders, and dropping certain pricey products.
                   </p>
                   <p data-block-key="cugtf">
                    ► Now, the retailer wants payback – literally. The Supreme Court is reviewing whether the US administration overstepped its powers. And by suing the government, Costco will be first in line for cash back if the tariffs are ruled illegal. If it wins its case, the refund could go toward the important
stuff – like, you know, keeping rotisserie chicken at $4.99.
                   </p>
                   <p data-block-key="96gog">
                    <b>
                     Why should I care?
                    </b>
                   </p>
                   <p data-block-key="4hfc6">
                    <b>
                     <i>
                      For markets:
                     </i>
                    </b>
                    <i>
                     Costco at least has scale on its side.
                    </i>
                   </p>
                   <p data-block-key="99rk1">
                    Companies with more buying power can generally negotiate better rates and supply chain setups, while smaller rivals often have to accept the cards they’re dealt. You can see a similar dynamic with consumers, too. When prices rise, wealthier
households still slip a few treats into the basket – while others have to stick to the basics.
                   </p>
                   <p data-block-key="7i02v">
                    <b>
                     <i>
                      Zooming out:
                     </i>
                    </b>
                    <i>
                     Welcome to Splitsville.
                    </i>
                   </p>
                   <p data-block-key="eveiu">
                    That dynamic feeds into what JPMorgan Asset Management calls a “K-shaped” expansion, where the economy splits in two directions. Richer sectors and individuals alike make and spend more money, while the spending power of stuttering industries and lower-income households shrinks. JPMorgan
says the wealthy sect and some government stimulus will help the economy speed up at the start of the year – but the bank thinks the rest will pull down the average after a few months.
                   </p>
                  </div>
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                   You might also like ⇢
                   <a>
                    Costco Has A
Cult-Like Following And A Stock You Might Want To Own In Bulk
                   </a>
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                   <mj-raw>
                    <span style="font-style:normal">
                     📈
                    </span>
                    <span style="font-style:italic">
                     Graph
Of The Day
                    </span>
                   </mj-raw>
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                          <img alt="Graph of the day" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Ffinimize-img.imgix.net%252Fhttps%253A%252F%252Fchivas-assets.s3-eu-west-1.amazonaws.com%252Fstatic%252Fimages%252F908434b9f16b5ed21239a0efdca2c2b77f0dcb9b.original.png%253Ffit%253Dclip%2526h%253DNone%2526ixlib%253Dpython-3.1.2%2526w%253D768%2526s%253D3d4c3085eda365965de3fe74786babc4/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZmaW5pbWl6ZS1pbSIsInRpbWUiOjE3NjQ3NDkyMDIuMDM0MTMzfQ:1vQhso:5u_ifCkEfCqBjb51xdb3E7lXQwyubpKajt4XZfGij2k" style="border:0;display:block;outline:none;text-decoration:none;height:auto;width:100%;font-size:13px;" width="568"/>
                         </td>
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                     <span style="font-style:normal">
                      👀
                     </span>
                     <span style="font-style:italic">
                      Today's Research
                     </span>
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<![endif]-->
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                    <span style="background-color:#EFFF0D;display:inline">
                     The Stupidly Simple Trend-Following Strategy That
Actually Works
                    </span>
                   </mj-raw>
                  </div>
                 </td>
                </tr>
                <tr>
                 <td align="center" style="font-size:0px;padding:0;padding-bottom:16px;word-break:break-word;">
                  <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;border-spacing:0px;">
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                     <td style="width:536px;">
                      <img alt="Insight" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Ffinimize-img.imgix.net%252Fhttps%253A%252F%252Fchivas-assets.s3-eu-west-1.amazonaws.com%252Fstatic%252Fimages%252FRDrop-Cover-Landscape-Trend.original.jpg%253Ffit%253Dclip%2526h%253DNone%2526ixlib%253Dpython-3.1.2%2526w%253D768%2526s%253De16013746c189256ef67792bc8cbcb65/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZmaW5pbWl6ZS1pbSIsInRpbWUiOjE3NjQ3NDkyMDIuMDM0NDYyMn0:1vQhso:FZ4Z75q7x_ST9D6maZIvkviAdM5yiDgs_endNnNnMAk" style="border:0;display:block;outline:none;text-decoration:none;height:auto;width:100%;font-size:13px;" width="536"/>
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                <tr>
                 <td align="left" style="font-size:0px;padding:0;padding-right:0;padding-bottom:0;padding-left:0;word-break:break-word;">
                  <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#000000;">
                   <p data-block-key="pr7ai">
                    When
                    <a>
                     markets
                    </a>
                    are choppy, it’s
natural to reach for forecasts, hot takes, and the thing everyone’s talking about.
                   </p>
                   <p data-block-key="f64sd">
                    But sometimes the smartest move is also the simplest:
                    <a>
                     following the trend
                    </a>
                    .
                   </p>
                   <p data-block-key="ar6ni">
                    So, here’s a tidy way to keep your portfolio in line with where the
                    <a>
                     prices are heading
                    </a>
                    .
                   </p>
                   <p data-block-key="483mc">
                    That’s today’s Research Drop:
                    <a>
                     a winning
trend-following strategy that anyone can use (in just ten minutes a month)
                    </a>
                    .
                   </p>
                   <p data-block-key="1fmil">
                    <a>
                     <b>
                      Read or listen to the Research here
                     </b>
                    </a>
                   </p>
                  </div>
                 </td>
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<![endif]-->
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                           <img alt="Stéphane Renevier, CFA's profile image" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Ffinimize-img.imgix.net%252Fhttps%253A%252F%252Fchivas-assets.s3-eu-west-1.amazonaws.com%252Fstatic%252Fimages%252Fstephane_46331c4438.original.jpg%253Ffit%253Dclip%2526h%253DNone%2526ixlib%253Dpython-3.1.2%2526w%253D768%2526s%253D70c3d46c3a3673687e36748e200a2720/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZmaW5pbWl6ZS1pbSIsInRpbWUiOjE3NjQ3NDkyMDIuMDM0NjI0M30:1vQhso:svj_4OxLd-PDXvZV7BHCpA97nU0cTv7kmg1g9TKruik" style="border:0;border-radius:50%;display:block;outline:none;text-decoration:none;height:auto;width:100%;font-size:13px;" width="30"/>
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                       <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#000000;">
                        <a style="color:#4C5469;font-weight:400">
                         Stéphane
Renevier, CFA
                        </a>
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                      <a target="_blank">
                       <img alt="21shares is headlining our Modern Investor Summit in London this year." height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Ffinimize-img.imgix.net%252Fhttps%253A%252F%252Fchivas-assets.s3-eu-west-1.amazonaws.com%252Fstatic%252Fimages%252FMIS25-SpeakerAnnouncement-email-1000x500-21shar.original_MLAFoZn.png%253Ffit%253Dclip%2526h%253DNone%2526ixlib%253Dpython-3.1.2%2526w%253D768%2526s%253De932de824c1efacd756159361fca5254/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZmaW5pbWl6ZS1pbSIsInRpbWUiOjE3NjQ3NDkyMDIuMDM0Nzg3N30:1vQhso:PJD1p02fem7ISd_9HEoOQFd011LAAw-wd3zDjG9o5lY" style="border:0;display:block;outline:none;text-decoration:none;height:auto;width:100%;font-size:13px;" width="568"/>
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                  <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#000000;">
                   <h3 data-block-key="obbzz">
                    <b>
                     Crypto doesn’t have to be complicated
                    </b>
                   </h3>
                   <p data-block-key="45btf">
                    Exchange-traded products turn crypto from chaos into compliance: clean wrappers, exchange-traded access, and institutional guardrails.
                    <br/>
                    <br/>
                    And with bitcoin
breaking record after record this year, it’s time to explore those options.
                    <br/>
                    <br/>
                    <a>
                     21shares
                    </a>
                    – the category’s leader – is
                    <a>
                     headlining our Modern Investor Summit in London
                    </a>
                    . Join president Duncan Moir, and find out what’s investable now, what’s next, and how you can best position yourself.
                    <br/>
                    <br/>
                    Bring questions –
                    <a>
                     these are the guys to answer them
                    </a>
                    .
                   </p>
                  </div>
                 </td>
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                   <mj-raw>
                    <span style="font-style:normal">
                     👀
                    </span>
                    <span style="font-style:italic">
                     Today's headlines
                    </span>
                   </mj-raw>
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<![endif]-->
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                   <mj-raw>
                    <span style="background-color:#EFFF0D;display:inline">
                     Micro Strategy
                    </span>
                   </mj-raw>
                  </div>
                 </td>
                </tr>
                <tr>
                 <td align="center" style="font-size:0px;padding:10px 25px;padding-right:0;padding-left:0;word-break:break-word;">
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                     <td style="width:568px;">
                      <a target="_blank">
                       <img alt="Micro Strategy" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Ffinimize-img.imgix.net%252Fhttps%253A%252F%252Fchivas-assets.s3-eu-west-1.amazonaws.com%252Fstatic%252Fimages%252FEditorial-021225-Strategy-2.original.jpg%253Ffit%253Dcrop%2526h%253D600%2526ixlib%253Dpython-3.1.2%2526w%253D1200%2526s%253D34c4ae2c9b908e889f7c8b0f2bd61808/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZmaW5pbWl6ZS1pbSIsInRpbWUiOjE3NjQ3NDkyMDIuMDM0OTM2N30:1vQhso:GmUvZhe8pDkB63vLZJyKlqmwnao93I35mMaVGkPvp84" style="border:0;display:block;outline:none;text-decoration:none;height:auto;width:100%;font-size:13px;" width="568"/>
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                  <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#000000;">
                   <p data-block-key="9djn0">
                    <b>
                     What’s going on here?
                    </b>
                   </p>
                   <p data-block-key="bjvk5">
                    Shares in
                    <b>
                     Strategy
                    </b>
                    have fallen roughly 60% since July – dropping 34% in November alone and leaving the once-mighty bitcoin vault looking a little more modest.
                   </p>
                   <p data-block-key="9t8im">
                    <b>
                     What does this mean?
                    </b>
                   </p>
                   <p data-block-key="3i3b2">
                    If you’re an investor with even a modest crypto portfolio, you’re probably sulking over bitcoin’s 30% fall from its October peak. Now, imagine being Strategy: essentially a giant crypto wallet with a ticker symbol. The company used to be known as MicroStrategy, but ditched the “micro” – and its broader software ambitions – in February to rebrand as a pure bitcoin holding company.
                   </p>
                   <p data-block-key="ba2cc">
                    Strategy’s
stock used to trade at a premium, meaning the market valued the company above the worth of the bitcoin it held – even though there wasn’t much business beyond the stash. Not anymore: the shares are now trading
                    <i>
                     below
                    </i>
                    the value of the coins. What’s worse,
                    <a>
                     leveraged
                    </a>
                    ETFs (which amplify both gains and losses) tied to Strategy are down over 80% this year.
                   </p>
                   <p data-block-key="172gt">
                    <b>
                     Why should I care?
                    </b>
                   </p>
                   <p data-block-key="csnm8">
                    <b>
                     <i>
                      Zooming out:
                     </i>
                    </b>
                    <i>
                     You can’t hang with us.
                    </i>
                   </p>
                   <p data-block-key="eal8g">
                    Bitcoin’s tumble isn’t the only headache for digital asset holding
                    <a>
                     companies
                    </a>
                    right now. Index providers like MSCI are considering
cutting their stocks from key benchmarks – a decision that would force passive funds tracking them to ditch those shares. According to JPMorgan, Strategy alone could face nearly $3 billion of forced selling if the ax falls. Investors, take note: whenever an asset’s kicked out of an index, your portfolio could take a blow, too.
                   </p>
                   <p data-block-key="ce309">
                    <b>
                     <i>
                      Zooming in:
                     </i>
                    </b>
                    <i>
                     Here we go a-yen.
                    </i>
                   </p>
                   <p data-block-key="areab">
                    What do bitcoin and Japanese bonds have in common? One
word: selloffs. With a rate hike on the cards, investors have been dumping Japanese government bonds, threatening the “yen carry trade” – where traders borrow cheap yen to buy riskier assets. And when that funding gets pricier, they rush to unwind their bets across crypto-linked assets – and bitcoin’s no exception.
                   </p>
                  </div>
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                 <td align="left" style="font-size:0px;padding:10px 25px;padding-right:0;padding-left:0;word-break:break-word;">
                  <div style="font-family:Inter,sans-serif;font-size:14px;font-weight:bold;line-height:1.5;text-align:left;color:#000000;">
                   You might also like ⇢
                   <a>
                    Bitcoin Or Gold: Why It’s Better To Own Both
                   </a>
                  </div>
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                 <td align="left" style="font-size:0px;padding:10px 25px;padding-top:0;padding-right:0;padding-bottom:0;padding-left:5px;word-break:break-word;">
                  <div style="font-family:Inter,sans-serif;font-size:14px;font-weight:bold;line-height:1.5;text-align:left;text-transform:uppercase;color:#030303;">
                   <mj-raw>
                    <span style="font-style:normal">
                     ✨
                    </span>
                    <span style="font-style:italic">
                     ​​​​​​​​​​​​​​​​​​​​​​​​​Sarah's Digest
                    </span>
                   </mj-raw>
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                  <div style="font-family:Trispace,monospace;font-size:12px;line-height:1.5;text-align:left;color:#5E6984;">
                   What others like you are reading today...
                  </div>
                 </td>
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                   💰
                   <a>
                    Goldman Bets Big On Innovator’s Defined-Outcome ETF
Niche
                   </a>
                  </div>
                 </td>
                </tr>
                <tr>
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                  <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#5E6984;">
                   The $2 billion deal deepens Goldman’s ETF lineup with options-driven funds, as the bank doubles down on one of the fastest-growing corners of asset management.
                  </div>
                 </td>
                </tr>
                <tr>
                 <td align="left" style="font-size:0px;padding:10px 25px;padding-right:0;padding-bottom:0;padding-left:0;word-break:break-word;">
                  <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#000000;">
                   🇺🇸
                   <a>
                    Foreign Investors Can’t Quit US Stocks, Even At A
Premium
                   </a>
                  </div>
                 </td>
                </tr>
                <tr>
                 <td align="left" style="font-size:0px;padding:10px 25px;padding-right:0;padding-left:0;word-break:break-word;">
                  <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#5E6984;">
                   Record overseas buying keeps pouring into AI-fueled US markets, even as cheaper international stocks and a weaker dollar challenge Wall Street’s long-running dominance.
                  </div>
                 </td>
                </tr>
                <tr>
                 <td align="left" style="font-size:0px;padding:10px 25px;padding-right:0;padding-bottom:0;padding-left:0;word-break:break-word;">
                  <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#000000;">
                   📈
                   <a>
                    Consumer Confidence Picks Up But Optimism Still On
Hold
                   </a>
                  </div>
                 </td>
                </tr>
                <tr>
                 <td align="left" style="font-size:0px;padding:10px 25px;padding-right:0;padding-left:0;word-break:break-word;">
                  <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#5E6984;">
                   Americans feel a bit better about their finances and federal policy after December’s rebound, but high food prices and tight monetary policy keep overall confidence in check.
                  </div>
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          <tbody>
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             <!--[if mso | IE]>
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              <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="vertical-align:top;" width="100%">
               <tbody>
                <tr>
                 <td align="left" style="font-size:0px;padding:10px 25px;padding-top:0;padding-right:0;padding-bottom:0;padding-left:0px;word-break:break-word;">
                  <div style="font-family:Inter,sans-serif;font-size:14px;font-weight:bold;line-height:1.5;text-align:left;text-transform:uppercase;color:#030303;">
                   <mj-raw>
                    <span style="font-style:normal">
                     🖋️
                    </span>
                    <span style="font-style:italic">
                     Quote
of the day
                    </span>
                   </mj-raw>
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             <!--[if mso | IE]>
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               <tbody>
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                 <td align="left" style="font-size:0px;padding:10px 25px;padding-right:0;padding-left:0;word-break:break-word;">
                  <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#000000;">
                   <strong>
                    "Conflict cannot survive without your participation."
                   </strong>
                   — Wayne Dyer (an American author)
                  </div>
                 </td>
                </tr>
               </tbody>
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              <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="vertical-align:top;" width="100%">
               <tbody>
                <tr>
                 <td align="left" style="font-size:0px;padding:0;padding-right:0;padding-bottom:0;padding-left:0;word-break:break-word;">
                  <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#000000;">
                   <h3 data-block-key="bxbuw">
                    <b>
                     Wall Street pays him, but you don’t have to
                    </b>
                   </h3>
                   <p data-block-key="dpqbb">
                    Stephen Clapham spent years running research
at billion-dollar hedge funds.
                   </p>
                   <p data-block-key="8r763">
                    Now he trains professional investors who manage tens of billions – and spills the juiciest bits in
                    <a>
                     Behind the Balance Sheet
                    </a>
                    , his free weekly read. It’s part stock picks, part industry gossip, part “how did nobody else catch that?“. And it’s got thousands of readers hanging on his every word.
                   </p>
                   <p data-block-key="836p5">
                    And you can find out why when he joins us at the
                    <a>
                     Modern Investor Summit
                    </a>
                    in London on December 3rd in London.
                   </p>
                  </div>
                 </td>
                </tr>
               </tbody>
              </table>
             </div>
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    <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="width:100%;">
     <tbody>
      <tr>
       <td style="direction:ltr;font-size:0px;padding:20px 0;padding-bottom:24px;padding-left:16px;padding-right:16px;padding-top:0;text-align:center;">
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         <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="width:100%;">
          <tbody>
           <tr>
            <td style="border-top:2px solid #204CE9;direction:ltr;font-size:0px;padding:20px 0;padding-bottom:0;padding-top:8px;text-align:center;">
             <!--[if mso | IE]>
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<![endif]-->
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              <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="vertical-align:top;" width="100%">
               <tbody>
                <tr>
                 <td align="left" style="font-size:0px;padding:10px 25px;padding-top:0;padding-right:0;padding-bottom:0;padding-left:0px;word-break:break-word;">
                  <div style="font-family:Inter,sans-serif;font-size:14px;font-weight:bold;line-height:1.5;text-align:left;text-transform:uppercase;color:#030303;">
                   <mj-raw>
                    <span style="font-style:normal">
                     🎯
                    </span>
                    <span style="font-style:italic">
                     On Our
Radar
                    </span>
                   </mj-raw>
                  </div>
                 </td>
                </tr>
               </tbody>
              </table>
             </div>
             <!--[if mso | IE]>
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        <div style="margin:0px auto;max-width:568px;">
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          <tbody>
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            <td style="direction:ltr;font-size:0px;padding:20px 0;padding-bottom:32px;padding-top:8px;text-align:center;">
             <!--[if mso | IE]>
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              <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
               <tbody>
                <tr>
                 <td style="vertical-align:top;padding:0;">
                  <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="" width="100%">
                   <tbody>
                    <tr>
                     <td align="left" style="font-size:0px;padding:0;padding-right:0;padding-bottom:0;padding-left:0;word-break:break-word;">
                      <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#000000;">
                       <p data-block-key="aaghi">
                        1.
                        <b>
                         Don’t bend your iPhone
                        </b>
                        <b>
                         <i>
                          yet
                         </i>
                        </b>
                        <b>
                         .
                        </b>
                        Your phone can contort, but
                        <a>
                         Apple doesn’t want you to know that
                        </a>
                        .
                       </p>
                       <p data-block-key="3o474">
                        2.
                        <b>
                         Christmas in New York.
                        </b>
                        Here’s where to get
                        <a>
                         the best festive meals in the Big Apple
                        </a>
                        .
                       </p>
                       <p data-block-key="4dsmk">
                        3.
                        <b>
                         Fs in chat for Tom Hardy.
                        </b>
                        James Bond rumours are
                        <a>
                         landing on this guy
                        </a>
                        .
                       </p>
                      </div>
                     </td>
                    </tr>
                   </tbody>
                  </table>
                 </td>
                </tr>
               </tbody>
              </table>
             </div>
             <!--[if mso | IE]>
</td></tr></table>
<![endif]-->
            </td>
           </tr>
          </tbody>
         </table>
        </div>
        <!--[if mso | IE]>
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</td></tr></table>
<![endif]-->
       </td>
      </tr>
     </tbody>
    </table>
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<![endif]-->
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    <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="width:100%;">
     <tbody>
      <tr>
       <td style="direction:ltr;font-size:0px;padding:20px 0;padding-bottom:24px;padding-left:16px;padding-right:16px;padding-top:0;text-align:center;">
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          <tbody>
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              .
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