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   Daily 2026-03-18
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                       All metrics are as of the latest market close.
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                         <td class="s22">
                          S&amp;P 500
                         </td>
                         <td class="s23">
                          0.27% ▲
                         </td>
                         <td class="s24">
                          6,717
                         </td>
                        </tr>
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                         <td class="s22">
                          GOLD
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                         <td class="s23">
                          0.14% ▲
                         </td>
                         <td class="s24">
                          $5,009
                         </td>
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                          BITCOIN*
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                         <td style="font-size:12px;color:#EA3459;font-weight:500;font-family:Trispace,monospace;width:30%;vertical-align:baseline;padding:10px 0 0 0">
                          0.27% ▼
                         </td>
                         <td class="s24">
                          $74,686
                         </td>
                        </tr>
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                         <td colspan="3" style="font-size:10px;font-family:Trispace,monospace;color:#7F879C;padding:0">
                          *24-hour change
                         </td>
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                          FTSE 100
                         </td>
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                          0.83% ▲
                         </td>
                         <td class="s24">
                          10,404
                         </td>
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                          BRENT OIL
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                          3.21% ▲
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                          $103.43
                         </td>
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                          US BONDS*
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                          0.03% ▼
                         </td>
                         <td class="s24">
                          4.20%
                         </td>
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                          *10-year government yield
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                 <div style="font-family:Inter,sans-serif;font-size:14px;font-weight:700;line-height:1.5;text-align:left;color:#181c25;">
                  WALL STREET FEAR GAUGE INDEX 
(
                  <a style="font-weight:400;font-family:Trispace,monospace">
                   VIX
                  </a>
                  )
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                     <img alt="Wall Street Fear Gauge Index" class="s12" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Ffinimize-img.imgix.net%252Fhttps%253A%252F%252Fimages.bannerbear.com%252Fdirect%252F7Q4rjJzQn7vZo8qPOx%252Frequests%252F000%252F137%252F542%252F066%252FKZA1qL8r0zlaLJm26epakDXbM%252F19928333f1157b8524c577861adbab05153dc8b9.png%253Ffit%253Dclip%2526h%253DNone%2526ixlib%253Dpython-3.1.2%2526w%253D768%2526s%253D3513232e4ba5bf185fca7d35697d7605/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZmaW5pbWl6ZS1pbSIsInRpbWUiOjE3NzM3ODcyMDQuNTA5NjQ5fQ:1w2d52:aGxeFeO5oZXq217NQ0XFDkuTDBGmZ1vSnJ2nBg6Cxdw" width="536"/>
                    </td>
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                      <div class="s30">
                       <p data-block-key="10zqs">
                        🫙 AI’s chewing through memory chips faster than ever, so the global supply crunch will probably stick around
                       </p>
                       <p data-block-key="4utb0">
                        ⚠️ Morgan Stanley warned that private credit defaults could swell to pandemic-era levels
                       </p>
                       <p data-block-key="8t442">
                        👁️ This fast-growing eye-care pharma stock is worth a closer look
                       </p>
                       <p data-block-key="1t02f">
                        <b>
                         👇 Keep reading to find out more
                        </b>
                       </p>
                      </div>
                     </td>
                    </tr>
                   </tbody>
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                 </td>
                </tr>
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                     👀
                    </span>
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                     Today's headlines
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                    <span class="s33">
                     Chip Crunch
                    </span>
                   </mj-raw>
                  </div>
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                       <img alt="Chip Crunch" class="s12" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Ffinimize-img.imgix.net%252Fhttps%253A%252F%252Fchivas-assets.s3-eu-west-1.amazonaws.com%252Fstatic%252Fimages%252FEditorial-170326-Chips.original.png%253Ffit%253Dcrop%2526h%253D600%2526ixlib%253Dpython-3.1.2%2526w%253D1200%2526s%253D85cf8ef8901e4c88169855d45b78abbe/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZmaW5pbWl6ZS1pbSIsInRpbWUiOjE3NzM3ODcyMDQuNTEwMDE3NH0:1w2d52:1xqFUF6Og5WptliECGBYj_GBms65hb2MQf6KINecW7g" width="568"/>
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                   <p data-block-key="1xn9d">
                    <b>
                     What’s going on here?
                    </b>
                   </p>
                   <p data-block-key="c7v5d">
                    It doesn’t look like the global memory chip boom will be quieting down any time soon – at least not according to
                    <b>
                     SK Group
                    </b>
                    .
                   </p>
                   <p data-block-key="cdm74">
                    <b>
                     What does this mean?
                    </b>
                   </p>
                   <p data-block-key="aj1cr">
                    Memory chips are the fast-access storage that everything from phones to cars rely on to keep data handy, and – of course – voracious AI
models use them in droves. So tech giants like
                    <b>
                     Nvidia
                    </b>
                    are snapping the chips up as fast as manufacturers can make them – leaving the world with a growing shortfall.
                   </p>
                   <p data-block-key="8a5nu">
                    ⚠️ This week, SK Group chimed in with a fresh warning. The South Korean conglomerate behind memory giant
                    <b>
                     SK Hynix
                    </b>
                    thinks that the crunch will keep crunching for the next four years. So already high chip prices might go up even more. Plus, with spendy AI firms generally first in line, that
could further pinch the supply of chips for more everyday items – pushing their prices up more, too.
                   </p>
                   <p data-block-key="9ophs">
                    <b>
                     Why should I care?
                    </b>
                   </p>
                   <p data-block-key="8v90e">
                    <b>
                     <i>
                      Zooming out:
                     </i>
                    </b>
                    <i>
                     Nothing’s safe from geopolitics.
                    </i>
                   </p>
                   <p data-block-key="1r7p7">
                    It’s not just growing demand causing the crunch: South Korea, which makes much of the world’s memory chips, is heavily reliant on energy imports and raw materials from the Middle East. So the ongoing conflict – now in
its third week – could raise manufacturing costs, forcing South Korean chipmakers to lift prices. That would squeeze margins for AI behemoths like Nvidia and
                    <b>
                     AMD
                    </b>
                    , as well as everyday electronics makers like
                    <b>
                     Apple
                    </b>
                    .
                   </p>
                   <p data-block-key="eoanu">
                    <b>
                     <i>
                      For markets:
                     </i>
                    </b>
                    <i>
                     Don’t put all your chips in one bag.
                    </i>
                   </p>
                   <p data-block-key="30be7">
                    South Korean stocks have been some of the biggest winners of the AI boom, with the country’s
                    <b>
                     Kospi
                    </b>
                    index lifting 76% in 2025 and another
30% this year. That’s largely thanks to SK Hynix and
                    <b>
                     Samsung
                    </b>
                    , though, which together make up roughly 40% of the index.
                   </p>
                   <p data-block-key="7selc">
                    ▶ But with so much riding on a small group of AI-adjacent memory companies, any stumble could send the entire Kospi tumbling.
                   </p>
                  </div>
                 </td>
                </tr>
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                 <td align="left" class="s5">
                  <div style="font-family:Inter,sans-serif;font-size:14px;font-weight:bold;line-height:1.5;text-align:left;color:#000000;">
                   You might also like ⇢
                   <a>
                    K-Stock Demon Hunters: Still Running Hard, And Still Going Cheap
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                     📈
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                    <span class="s19">
                     Chart Of The Day
                    </span>
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                        Getting into crypto’s never been easier. Staying on the right path is trickier.
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                    <span class="s33">
                     Harrow In Sharp Focus: This Fast-Growing Pharma Stock Just Got Cheaper
                    </span>
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                    Healthcare investing is often about the big breakthroughs and blockbuster drugs. But some of the
                    <a>
                     best opportunities
                    </a>
                    come from smaller firms with profitable niches.
                   </p>
                   <p data-block-key="a6kqd">
                    <a>
                     <b>
                      Harrow
                     </b>
                    </a>
                    is one of those.
                   </p>
                   <p data-block-key="gmo4">
                    I’ve been (ahem)
                    <a>
                     keeping an eye
                    </a>
                    on this pharma name for a while. The business has always seemed promising, but the stock had run up so quickly that it was hard to justify buying in.
                   </p>
                   <p data-block-key="8n8qb">
                    Recently, though, the picture has changed a little. The price has recently fallen by
30%, but the company’s growth outlook has held strong. And even after the pullback, Harrow’s stock is
                    <a>
                     still up 400%
                    </a>
                    over the past five years, compared with roughly 70% for the S&amp;P 500.
                   </p>
                   <p data-block-key="emjug">
                    <a>
                     That combination
                    </a>
                    – a niche market, strong growth, and a recent selloff – makes this a good moment to take a closer look at the company and its prospects.
                   </p>
                   <p data-block-key="dttnj">
                    That’s today’s Research:
                    <a>
                     a fast-growing eye-care pharma stock that’s worth a closer look
                    </a>
                    .
                   </p>
                   <p data-block-key="f9hp4">
                    <a>
                     <b>
                      Read or listen to the Insight here
                     </b>
                    </a>
                   </p>
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                     👀
                    </span>
                    <span class="s19">
                     Today's headlines
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                   <mj-raw>
                    <span class="s33">
                     Credit.exe Error
                    </span>
                   </mj-raw>
                  </div>
                 </td>
                </tr>
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                       <img alt="Credit.exe Error" class="s12" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Ffinimize-img.imgix.net%252Fhttps%253A%252F%252Fchivas-assets.s3-eu-west-1.amazonaws.com%252Fstatic%252Fimages%252FEditorial-170326-PrivateCreditAI.original.png%253Ffit%253Dcrop%2526h%253D600%2526ixlib%253Dpython-3.1.2%2526w%253D1200%2526s%253Ded074d3471c9603c5dc697d763698398/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZmaW5pbWl6ZS1pbSIsInRpbWUiOjE3NzM3ODcyMDQuNTExMTQ3M30:1w2d52:zZNIe8TtD4Wxl-nv43fcDk_o1i-OzY2ftvhltMkhM7U" width="568"/>
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                   <p data-block-key="94dxz">
                    <b>
                     What’s going on here?
                    </b>
                   </p>
                   <p data-block-key="bluq6">
                    Private credit could be AI’s next victim:
                    <b>
                     Morgan Stanley’s
                    </b>
                    predicting defaults to hit pandemic-era highs, as the tech keeps threatening the previously “safe” software industry.
                   </p>
                   <p data-block-key="bk0gp">
                    <b>
                     What does this mean?
                    </b>
                   </p>
                   <p data-block-key="ejs1j">
                    Private credit firms pool money from investors, lend it directly to companies, and make
bank from the interest earned on those loans. And for a long time, most of those firms saw the software industry as a sure thing. For software companies, that meant a steady supply of cheap funds – which they took full advantage of.
                   </p>
                   <p data-block-key="faaph">
                    <b>
                     ▶
                    </b>
                    Now, some of those IOUs are coming due at exactly the wrong time. You know: just as AI’s threatening to gut the industry by offering faster, cheaper alternatives.
                   </p>
                   <p data-block-key="6gjth">
                    ⚠️ Morgan Stanley thinks that’s
something to be worried about. The investment bank warned this week that software companies could struggle to pay back their loans. And seeing as private credit firms were so gung-ho on software, that could push their overall default rates up as high as 8%.
                   </p>
                   <p data-block-key="7s5qa">
                    <b>
                     Why should I care?
                    </b>
                   </p>
                   <p data-block-key="b6o0m">
                    <b>
                     <i>
                      For you personally:
                     </i>
                    </b>
                    <i>
                     Check your privacy settings.
                    </i>
                   </p>
                   <p data-block-key="fq4sb">
                    Private credit used to be dominated by institutional
investors, like pension funds and insurers – the kind that can afford to lock money up for years. But recently, some private credit firms – looking for more revenue – started to court retail investors, often with the promise of regular withdrawals.
                   </p>
                   <p data-block-key="98o3l">
                    <b>
                     ▶
                    </b>
                    When markets are jittery, that’s a problem. Funds can usually handle a few investors bailing – but if too many head for the exits at once, they have to either stump up the cash (which can be very unprofitable) or
curb investor withdrawals.
                   </p>
                   <p data-block-key="3utam">
                    <b>
                     ▶ Blue Owl
                    </b>
                    and
                    <b>
                     BlackRock
                    </b>
                    both recently opted to
                    <a>
                     limit
                    </a>
                    withdrawals on their big private credit funds – making investors even more anxious. So if you’re invested in private credit, just be aware: the rules can
change on a dime.
                   </p>
                  </div>
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                     ✨
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                     ​​​​​​​​​​​​​​​​​​​​​​​​​Sarah's Digest
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                   <strong>
                    "Ideas are like rabbits. You get a couple and learn how to handle them, and pretty soon you have a dozen."
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                   – John Steinbeck (an American author)
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                       <h4 data-block-key="eamao">
                        <b>
                         You don’t need another argument for whether to own crypto – you need a clean way to plug it into your portfolio without guesswork.
                        </b>
                       </h4>
                       <p data-block-key="28fj">
                        This
                        <a>
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                       <p data-block-key="dhdi0">
                        1. The simple
                        <a>
                         “set-and-forget” route
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                        that lets you hold bitcoin and ether like any other fund.
                       </p>
                       <p data-block-key="ck71a">
                        2. The
                        <a>
                         higher-octane route
                        </a>
                        that aims to turn crypto’s chaos into extra returns.
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                       <p data-block-key="fetkm">
                        If you’re tired of eyeing every dip and then freezing, and you’d rather lock in a setup that actually fits how you invest, this is the
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</td></tr></table>
</td></tr></table>
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       </td>
      </tr>
     </tbody>
    </table>
   </div>
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</td></tr></table>
<table align="center" border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="width:600px;" width="600"><tr><td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;">
<![endif]-->
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        <!--[if mso | IE]>
<table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" width="600px">
<table align="center" border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="width:568px;" width="568"><tr><td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;">
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          <tbody>
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             <!--[if mso | IE]>
<table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" style="vertical-align:top;width:568px;">
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              <table border="0" cellpadding="0" cellspacing="0" class="s4" role="presentation" width="100%">
               <tbody>
                <tr>
                 <td align="left" class="s31">
                  <div class="s17">
                   <mj-raw>
                    <span class="s18">
                     🎯
                    </span>
                    <span class="s19">
                     On Our Radar
                    </span>
                   </mj-raw>
                  </div>
                 </td>
                </tr>
               </tbody>
              </table>
             </div>
             <!--[if mso | IE]>
</td></tr></table>
<![endif]-->
            </td>
           </tr>
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        </div>
        <!--[if mso | IE]>
</td></tr></table>
</td></tr><tr><td class="" width="600px">
<table align="center" border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="width:568px;" width="568"><tr><td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;">
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<table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" style="vertical-align:top;width:568px;">
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              <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
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                  <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="" width="100%">
                   <tbody>
                    <tr>
                     <td align="left" class="s29">
                      <div class="s30">
                       <p data-block-key="aaghi">
                        <b>
                         1. The same – but not.
                        </b>
                        Cloning
                        <a>
                         isn’t like
                         <i>
                          Pet Semetary
                         </i>
                        </a>
                        , exactly…
                       </p>
                       <p data-block-key="bk9j2">
                        <b>
                         2. Puff of smoke…
                        </b>
                        Turns out, pot
                        <a>
                         doesn’t actually
                        </a>
                        make you feel better.
                       </p>
                       <p data-block-key="fidrh">
                        <b>
                         3. I choose you, Pizza-chu.
                        </b>
                        Your
                        <i>
                         Pokémon Go
                        </i>
                        data is training
                        <a>
                         an army of takeout robots
                        </a>
                        .
                       </p>
                      </div>
                     </td>
                    </tr>
                   </tbody>
                  </table>
                 </td>
                </tr>
               </tbody>
              </table>
             </div>
             <!--[if mso | IE]>
</td></tr></table>
<![endif]-->
            </td>
           </tr>
          </tbody>
         </table>
        </div>
        <!--[if mso | IE]>
</td></tr></table>
</td></tr></table>
<![endif]-->
       </td>
      </tr>
     </tbody>
    </table>
   </div>
   <!--[if mso | IE]>
</td></tr></table>
<table align="center" border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="width:600px;" width="600"><tr><td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;">
<![endif]-->
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    <table align="center" border="0" cellpadding="0" cellspacing="0" class="s1" role="presentation">
     <tbody>
      <tr>
       <td class="s2">
        <!--[if mso | IE]>
<table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" style="vertical-align:top;width:568px;">
<![endif]-->
        <div class="mj-column-per-100 mj-outlook-group-fix s6">
         <table border="0" cellpadding="0" cellspacing="0" class="s4" role="presentation" width="100%">
          <tbody>
           <tr>
            <td align="left" class="s5">
             <div class="s30">
              Stay classy, Sarah 😉 This issue of the Daily Brief was curated by
              <a style="color:inherit;font-weight:inherit">
               Reda
              </a>
              and
              <a style="color:inherit;font-weight:inherit">
               Linda
              </a>
              . Got an idea? A question?
              <a>
               Get in touch
              </a>
              .
             </div>
            </td>
           </tr>
          </tbody>
         </table>
        </div>
        <!--[if mso | IE]>
</td></tr></table>
<![endif]-->
       </td>
      </tr>
     </tbody>
    </table>
   </div>
   <!--[if mso | IE]>
</td></tr></table>
<table align="center" border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="width:600px;" width="600"><tr><td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;">
<![endif]-->
   <div class="s0">
    <table align="center" border="0" cellpadding="0" cellspacing="0" class="s1" role="presentation">
     <tbody>
      <tr>
       <td style="direction:ltr;font-size:0px;padding:0 16px;text-align:center;">
        <!--[if mso | IE]>
<table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" width="600px">
<table align="center" border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="width:568px;" width="568"><tr><td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;">
<![endif]-->
        <div class="s25">
         <table align="center" border="0" cellpadding="0" cellspacing="0" class="s1" role="presentation">
          <tbody>
           <tr>
            <td class="s15">
             <!--[if mso | IE]>
<table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" style="vertical-align:top;width:568px;">
<![endif]-->
             <div class="mj-column-per-100 mj-outlook-group-fix s6">
              <table border="0" cellpadding="0" cellspacing="0" class="s4" role="presentation" width="100%">
               <tbody>
                <tr>
                 <td align="left" class="s31">
                  <div class="s17">
                   <mj-raw>
                    <span class="s18">
                     💌
                    </span>
                    <span class="s19">
                     THAT WAS GREAT FOR US... HOW WAS IT FOR YOU?
                    </span>
                   </mj-raw>
                  </div>
                 </td>
                </tr>
               </tbody>
              </table>
             </div>
             <!--[if mso | IE]>
</td></tr></table>
<![endif]-->
            </td>
           </tr>
          </tbody>
         </table>
        </div>
        <!--[if mso | IE]>
</td></tr></table>
</td></tr></table>
<![endif]-->
       </td>
      </tr>
     </tbody>
    </table>
   </div>
   <!--[if mso | IE]>
</td></tr></table>
<table align="center" border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="width:600px;" width="600"><tr><td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;">
<![endif]-->
   <div class="s0">
    <table align="center" border="0" cellpadding="0" cellspacing="0" class="s1" role="presentation">
     <tbody>
      <tr>
       <td class="s36">
        <!--[if mso | IE]>
<table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" style="vertical-align:top;width:189.33333333333337px;">
<![endif]-->
        <div class="mj-column-per-33-333333333333336 mj-outlook-group-fix s6">
         <table border="0" cellpadding="0" cellspacing="0" class="s4" role="presentation" width="100%">
          <tbody>
           <tr>
            <td align="center" class="s39">
             <table border="0" cellpadding="0" cellspacing="0" class="s40" role="presentation">
              <tbody>
               <tr>
                <td align="center" bgcolor="#f8f9ff" class="s41" role="presentation" valign="middle">
                 <a class="s42" target="_blank">
                  <span aria-hidden="true" role="img">
                   🔥
                  </span>
                  Hot stuff
                 </a>
                </td>
               </tr>
              </tbody>
             </table>
            </td>
           </tr>
          </tbody>
         </table>
        </div>
        <!--[if mso | IE]>
</td><td class="" style="vertical-align:top;width:189.33333333333337px;">
<![endif]-->
        <div class="mj-column-per-33-333333333333336 mj-outlook-group-fix s6">
         <table border="0" cellpadding="0" cellspacing="0" class="s4" role="presentation" width="100%">
          <tbody>
           <tr>
            <td align="center" class="s39">
             <table border="0" cellpadding="0" cellspacing="0" class="s40" role="presentation">
              <tbody>
               <tr>
                <td align="center" bgcolor="#f8f9ff" class="s41" role="presentation" valign="middle">
                 <a class="s42" target="_blank">
                  <span aria-hidden="true" role="img">
                   👍
                  </span>
                  Just alright
                 </a>
                </td>
               </tr>
              </tbody>
             </table>
            </td>
           </tr>
          </tbody>
         </table>
        </div>
        <!--[if mso | IE]>
</td><td class="" style="vertical-align:top;width:189.33333333333337px;">
<![endif]-->
        <div class="mj-column-per-33-333333333333336 mj-outlook-group-fix s6">
         <table border="0" cellpadding="0" cellspacing="0" class="s4" role="presentation" width="100%">
          <tbody>
           <tr>
            <td align="center" class="s39">
             <table border="0" cellpadding="0" cellspacing="0" class="s40" role="presentation">
              <tbody>
               <tr>
                <td align="center" bgcolor="#f8f9ff" class="s41" role="presentation" valign="middle">
                 <a class="s42" target="_blank">
                  <span aria-hidden="true" role="img">
                   😒
                  </span>
                  ...Meh
                 </a>
                </td>
               </tr>
              </tbody>
             </table>
            </td>
           </tr>
          </tbody>
         </table>
        </div>
        <!--[if mso | IE]>
</td></tr></table>
<![endif]-->
       </td>
      </tr>
     </tbody>
    </table>
   </div>
   <!--[if mso | IE]>
</td></tr></table>
<table align="center" border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="width:600px;" width="600" bgcolor="#f8f9ff"><tr><td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;">
<![endif]-->
   <div class="s43">
    <table align="center" border="0" cellpadding="0" cellspacing="0" class="s14" role="presentation">
     <tbody>
      <tr>
       <td style="direction:ltr;font-size:0px;padding:20px 0;padding-bottom:0px;padding-left:16px;padding-right:16px;text-align:center;">
        <!--[if mso | IE]>
<table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" style="vertical-align:top;width:568px;">
<![endif]-->
        <div class="mj-column-per-100 mj-outlook-group-fix s6">
         <table border="0" cellpadding="0" cellspacing="0" class="s4" role="presentation" width="100%">
          <tbody>
           <tr>
            <td align="center" class="s35">
             <table border="0" cellpadding="0" cellspacing="0" class="s10" role="presentation">
              <tbody>
               <tr>
                <td style="width:140px;">
                 <a target="_blank">
                  <img alt="Finimize logo" class="s12" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252Ffss%252Fflbsxd%252F97086975-4589-4b6b-9051-d924d20ed82c%252Fdaily-email-finimize-logo-outline.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCIsInRpbWUiOjE3NzM3ODcyMDQuNTExNDQzNn0:1w2d52:k5sModk5IfuU_CPx1za2AXjYIqyB6C1kM147A1qw-j0" width="140"/>
                 </a>
                </td>
               </tr>
              </tbody>
             </table>
            </td>
           </tr>
          </tbody>
         </table>
        </div>
        <!--[if mso | IE]>
</td></tr></table>
<![endif]-->
       </td>
      </tr>
     </tbody>
    </table>
   </div>
   <!--[if mso | IE]>
</td></tr></table>
<table align="center" border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="width:600px;" width="600" bgcolor="#f8f9ff"><tr><td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;">
<![endif]-->
   <div class="s43">
    <table align="center" border="0" cellpadding="0" cellspacing="0" class="s14" role="presentation">
     <tbody>
      <tr>
       <td style="direction:ltr;font-size:0px;padding:20px 0;padding-left:16px;padding-right:16px;padding-top:2px;text-align:center;">
        <!--[if mso | IE]>
<table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" style="vertical-align:top;width:568px;">
<![endif]-->
        <div class="mj-column-per-100 mj-outlook-group-fix s6">
         <table border="0" cellpadding="0" cellspacing="0" class="s4" role="presentation" width="100%">
          <tbody>
           <tr>
            <td align="center" class="s9">
             <!--[if mso | IE]>
<table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation"><tr><td>
<![endif]-->
             <table align="center" border="0" cellpadding="0" cellspacing="0" class="s44" role="presentation">
              <tbody>
               <tr>
                <td class="s45">
                 <table border="0" cellpadding="0" cellspacing="0" class="s46" role="presentation">
                  <tbody>
                   <tr>
                    <td class="s47">
                     <a target="_blank">
                      <img alt="Instagram logo" class="s48" height="24" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252Ffss%252Fflbsxd%252F8255c6af-9db5-4be4-9b6b-471e1884044d%252Fdaily-email-instagram-logo.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCIsInRpbWUiOjE3NzM3ODcyMDQuNTExNjA0fQ:1w2d52:hw_NSBlyxR2Ymzs-SQOFB1c67rNt3zj77M3Ody8Pq7o" width="24"/>
                     </a>
                    </td>
                   </tr>
                  </tbody>
                 </table>
                </td>
               </tr>
              </tbody>
             </table>
             <!--[if mso | IE]>
</td><td>
<![endif]-->
             <table align="center" border="0" cellpadding="0" cellspacing="0" class="s44" role="presentation">
              <tbody>
               <tr>
                <td class="s45">
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                      <img alt="Twitter logo" class="s48" height="24" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252Ffss%252Fflbsxd%252F746b7c51-d6ee-4cb5-ab91-0bd247294ade%252Fdaily-email-twitter-logo.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCIsInRpbWUiOjE3NzM3ODcyMDQuNTExNzM4M30:1w2d52:7waAG9o53jcpMy8L1ROkEjd0vLUPIvnPsosC_1Jt6JY" width="24"/>
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                  </tbody>
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             <!--[if mso | IE]>
</td><td>
<![endif]-->
             <table align="center" border="0" cellpadding="0" cellspacing="0" class="s44" role="presentation">
              <tbody>
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             <!--[if mso | IE]>
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             <table align="center" border="0" cellpadding="0" cellspacing="0" class="s44" role="presentation">
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<![endif]-->
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        <!--[if mso | IE]>
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<![endif]-->
       </td>
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   <!--[if mso | IE]>
</td></tr></table>
<table align="center" border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="width:600px;" width="600" bgcolor="#f8f9ff"><tr><td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;">
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<table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" style="vertical-align:top;width:600px;">
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            <td align="left" class="s49">
             <div class="s30">
              See your name in
              <s>
               lights
              </s>
              newsletter pixels:
              <a>
               partner with us
              </a>
              .
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              If someone sent you this,
              <a>
               subscribe to get your own Daily Brief
              </a>
              – then take that pal out for dinner.
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             </p>
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</td></tr></table>
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              Image credits: Midjourney | Midjourney
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              Crafted with passion by Finimize Ltd. | 316a Beulah Hill, London, SE19 3HF, UK.
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