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July 07, 2025
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Hello,
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and welcome back to the work week…that is, unless you’re Ben Shelton’s sister.
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After winning his third-round match at Wimbledon on Saturday, the American tennis star issued a public plea to Morgan Stanley, where his sister Emma works. Shelton asked the bank to
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allow her
</a>
to stay in London instead of returning to her desk in the US on Monday, calling her his “lucky charm” during his tournament run. It worked: Hours after Ben’s request, Emma posted “thank you MS” and “return flight: cancelled.”
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Ben will play Italian Lorenzo Sonego for a spot in the quarterfinals today around 9am ET, with Emma in attendance (probably still answering emails).
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—
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Brendan Cosgrove, Holly Van Leuven, Neal Freyman
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MARKETS: YEAR-TO-DATE
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<tr>
<td align="center" class="markets-arrow-cell" style="text-align:center;width:12%;line-height:1em" valign="middle">
<img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F6097ec1c26b17401a61bfbfe4440c75ebfea1886-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NTE4ODA1NTYuMDIzNDc4fQ:1uYiA0:Ye_l_jWFkSrdPSy6EWjML7cyrEW1QqHFoYOmpmPDluY" style="width:22%" width="20"/>
</td>
<td class="markets-ticker-cell" style="width:34%" valign="middle">
<p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
Nasdaq
</p>
</td>
<td class="markets-value-cell" style="width:34%" valign="middle">
<p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
20,601.10
</p>
</td>
<td class="markets-bubble-cell" style="width:20%;padding-top:8px;padding-bottom:8px" valign="middle">
<table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="border-collapse:collapse;border-collapse:collapse;width:70%;margin:0 auto">
<tr>
<td style="background-color:#28d31a4d;border-radius:8px;padding:10px 8px" valign="middle">
<p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:center;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
+6.68%
</p>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<!-- END Nasdaq -->
<!-- S&P -->
<tr>
<td class="pads10 pads6m lastline" style="text-align:center;mso-padding-alt:0 20px 0 20px;border-top:1px solid #e6e6e6;border-bottom:1px solid #e6e6e6;padding-bottom:0">
<table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;border-collapse:collapse" width="100%">
<tr>
<td align="center" class="markets-arrow-cell" style="text-align:center;width:12%;line-height:1em" valign="middle">
<img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F6097ec1c26b17401a61bfbfe4440c75ebfea1886-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NTE4ODA1NTYuMDIzNTc3NX0:1uYiA0:pm8nw2YLgpZZT2E99lJC1iAW2WmnqvkXxqRkQoHY7XU" style="width:22%" width="20"/>
</td>
<td class="markets-ticker-cell" style="width:34%" valign="middle">
<p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
S&P
</p>
</td>
<td class="markets-value-cell" style="width:34%" valign="middle">
<p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
6,279.35
</p>
</td>
<td class="markets-bubble-cell" style="width:20%;padding-top:8px;padding-bottom:8px" valign="middle">
<table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="border-collapse:collapse;border-collapse:collapse;width:70%;margin:0 auto">
<tr>
<td style="background-color:#28d31a4d;border-radius:8px;padding:10px 8px" valign="middle">
<p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:center;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
+6.76%
</p>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<!-- END S&P -->
<!-- Dow -->
<tr>
<td class="pads10 pads6m lastline" style="text-align:center;mso-padding-alt:0 20px 0 20px;border-top:1px solid #e6e6e6;border-bottom:1px solid #e6e6e6;padding-bottom:0">
<table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;border-collapse:collapse" width="100%">
<tr>
<td align="center" class="markets-arrow-cell" style="text-align:center;width:12%;line-height:1em" valign="middle">
<img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F6097ec1c26b17401a61bfbfe4440c75ebfea1886-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NTE4ODA1NTYuMDIzNjg5N30:1uYiA0:VKoe1JVBlPvL21Oi1NTlsQBGuepgkOaQQPgSRVGCmmw" style="width:22%" width="20"/>
</td>
<td class="markets-ticker-cell" style="width:34%" valign="middle">
<p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
Dow
</p>
</td>
<td class="markets-value-cell" style="width:34%" valign="middle">
<p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
44,828.53
</p>
</td>
<td class="markets-bubble-cell" style="width:20%;padding-top:8px;padding-bottom:8px" valign="middle">
<table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="border-collapse:collapse;border-collapse:collapse;width:70%;margin:0 auto">
<tr>
<td style="background-color:#28d31a4d;border-radius:8px;padding:10px 8px" valign="middle">
<p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:center;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
+5.37%
</p>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<!-- END Dow -->
<!-- 10-Year -->
<tr>
<td class="pads10 pads6m lastline" style="text-align:center;mso-padding-alt:0 20px 0 20px;border-top:1px solid #e6e6e6;border-bottom:1px solid #e6e6e6;padding-bottom:0">
<table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;border-collapse:collapse" width="100%">
<tr>
<td align="center" class="markets-arrow-cell" style="text-align:center;width:12%;line-height:1em" valign="middle">
<img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252Fe4a85d043f857cc8adaca9d546c099f6d7db37ba-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NTE4ODA1NTYuMDIzODMzfQ:1uYiA0:Ppxx8DhdYSI64Ck1tXUi8yCope88CcRtU8JAF3Vz9L4" style="width:22%" width="20"/>
</td>
<td class="markets-ticker-cell" style="width:34%" valign="middle">
<p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
10-Year
</p>
</td>
<td class="markets-value-cell" style="width:34%" valign="middle">
<p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
4.348%
</p>
</td>
<td class="markets-bubble-cell" style="width:20%;padding-top:8px;padding-bottom:8px" valign="middle">
<table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="border-collapse:collapse;border-collapse:collapse;width:70%;margin:0 auto">
<tr>
<td style="background-color:#ff03034d;border-radius:8px;padding:10px 8px" valign="middle">
<p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:center;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
-22.5 bps
</p>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<!-- END 10-Year -->
<!-- Bitcoin -->
<tr>
<td class="pads10 pads6m lastline" style="text-align:center;mso-padding-alt:0 20px 0 20px;border-top:1px solid #e6e6e6;border-bottom:1px solid #e6e6e6;padding-bottom:0">
<table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;border-collapse:collapse" width="100%">
<tr>
<td align="center" class="markets-arrow-cell" style="text-align:center;width:12%;line-height:1em" valign="middle">
<img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F6097ec1c26b17401a61bfbfe4440c75ebfea1886-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NTE4ODA1NTYuMDIzOTMzNH0:1uYiA0:nw9tBMKeRJsThbG8o99_fPT0zU-8hYTuIDiVVzVmYwo" style="width:22%" width="20"/>
</td>
<td class="markets-ticker-cell" style="width:34%" valign="middle">
<p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
Bitcoin
</p>
</td>
<td class="markets-value-cell" style="width:34%" valign="middle">
<p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
$108,774.86
</p>
</td>
<td class="markets-bubble-cell" style="width:20%;padding-top:8px;padding-bottom:8px" valign="middle">
<table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="border-collapse:collapse;border-collapse:collapse;width:70%;margin:0 auto">
<tr>
<td style="background-color:#28d31a4d;border-radius:8px;padding:10px 8px" valign="middle">
<p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:center;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
+16.42%
</p>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<!-- END Bitcoin -->
<!-- Avis -->
<tr>
<td class="pads10 pads6m lastline" style="text-align:center;mso-padding-alt:0 20px 0 20px;border-top:1px solid #e6e6e6;border-bottom:1px solid #e6e6e6;padding-bottom:0">
<table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;border-collapse:collapse" width="100%">
<tr>
<td align="center" class="markets-arrow-cell" style="text-align:center;width:12%;line-height:1em" valign="middle">
<img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F6097ec1c26b17401a61bfbfe4440c75ebfea1886-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NTE4ODA1NTYuMDI0MDMxNH0:1uYiA0:7kcf_GSjIc_ChniCA-0YViGnDVS0i5xHoKWRtcL8wsY" style="width:22%" width="20"/>
</td>
<td class="markets-ticker-cell" style="width:34%" valign="middle">
<p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
Avis
</p>
</td>
<td class="markets-value-cell" style="width:34%" valign="middle">
<p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
$181.31
</p>
</td>
<td class="markets-bubble-cell" style="width:20%;padding-top:8px;padding-bottom:8px" valign="middle">
<table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="border-collapse:collapse;border-collapse:collapse;width:70%;margin:0 auto">
<tr>
<td style="background-color:#28d31a4d;border-radius:8px;padding:10px 8px" valign="middle">
<p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:center;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
+124.92%
</p>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<!-- END Avis -->
<!-- START REGULAR TEXT -->
<tr>
<td style="padding:3px 15px 10px">
<table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse;border-collapse:collapse;font-size:13px">
<tr>
<td style="padding-right:4px">
Data is provided by
</td>
<td style="margin:0;padding-right:5px">
<a style="display:block" target="_blank">
<img height="16px" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F61a0dac0b53d6766459afdca784ae8fe604f17ed-720x102.png%253Fh%253D32%2526q%253D100%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NTE4ODA1NTYuMDI0MTQxNn0:1uYiA0:MceY74Mv_yoxKmIY0enza_JMbwz2SmwBMX7MrzE6yl4" style="vertical-align:middle;height:16px;display:inline"/>
</a>
</td>
</tr>
</table>
<p style="text-align:left;margin:0;padding:0;font-size:13px;line-height:22px">
*Stock data as of market close, cryptocurrency data as of 5:00pm ET.
<a class="link-sm" rel="noopener" style="color:#333;border-bottom:1px solid #1c7ff2;text-decoration:none" target="_blank">
Here's what these numbers mean.
</a>
</p>
</td>
</tr>
<!-- END REGULAR TEXT -->
<tr>
<td style="mso-padding-alt:0px 15px 15px 15px;padding:0 15px">
<ul style="margin-top:0;padding-left:30px">
<li style="margin-bottom:10px;line-height:22px">
<span>
<strong style="color:#000">
Markets:
</strong>
</span>
<span>
The S&P 500 enters the post-July Fourth week with a gnarly sunburn and at a record high, after
</span>
<span>
<a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
jumping
</a>
</span>
<span>
on Thursday in response to the solid monthly jobs report (markets were closed on Friday). Retail traders are buoying the market and reaping the rewards—they’ve invested a
</span>
<span>
<a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
record $155 billion
</a>
</span>
<span>
into US stocks and ETFs in 2025, more than in the meme-stock mania year of 2021, according to VandaTrack. That’s led to soaring share prices of retail favorites, like the car rental company Avis.
</span>
</li>
</ul>
<div style="display:none">
</div>
</td>
</tr>
<tr>
<td style="mso-padding-alt:0px 20px 15px 20px;padding:0 20px">
<div style="background-color:#e8e8e8;margin-top:0;margin-bottom:15px;padding:15px;line-height:22px">
<p style="margin-top:0;margin-bottom:0;line-height:22px">
<strong style="color:#1c7ff2;font-size:16px">
Markets Sponsored by Growth School
</strong>
</p>
<p style="margin-top:0;margin-bottom:15px;line-height:22px">
Join the
<a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
world’s first 16-hour live AI upskilling sprint
</a>
for professionals, founders, and business owners on July 11, 12, and 13, 10am–7pm ET.
<a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
Register here
</a>
(free for the first 300 people).
</p>
</div>
</td>
</tr>
</table>
</th>
</tr>
</table>
<!--[if !mso ]><! -- -->
</div>
</div>
<!-- <![endif]-->
<!-- END MARKETS -->
<!-- STORY ARTICLE -->
<!--[if !mso ]><! -- -->
<div class="c6" style="margin-bottom:7px">
<!-- <![endif]-->
<table border="0" cellpadding="0" cellspacing="0" class="story-container" style="border-collapse:collapse" width="100%">
<tr>
<td class="card" style="color:#333;border-collapse:collapse;box-shadow:none;background-color:#fff;border:1px solid #e6e6e6;border-radius:15px;margin-bottom:0;font-family:Helvetica,Arial,sans-serif;font-size:16px;display:block">
<div class="tag-container" style="padding:15px 15px 0">
<h3 style="color:#1c7ff2;margin-top:0;margin-bottom:0;font-family:Helvetica,Arial,sans-serif;font-size:16px;font-weight:700">
ECONOMY
</h3>
</div>
<table border="0" cellpadding="0" cellspacing="0" class="story-content-container" style="border-collapse:collapse" width="100%">
<tr>
<td class="story-content">
<table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse" width="100%">
<div class="title-container" style="padding:0 15px">
<h1 class="story-title" style="color:#000;margin-top:8px;margin-bottom:0;font-family:Helvetica,Arial,sans-serif;font-size:24px;font-weight:700;line-height:26px">
<a style="color:#000;border-bottom:none;text-decoration:none" target="_blank">
What the Big Beautiful Bill means for American wallets
</a>
</h1>
</div>
</table>
<div class="header-image-container" style="padding-top:15px">
<a style="border:none;text-decoration:none" target="_blank">
<img alt="President Trump celebrates the signing of his massive tax-and-spending legislation" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F867b0c331c463f13c71c49cc87532a1b8e0f17fa-3743x2503.jpg%253Fw%253D668%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NTE4ODA1NTYuMDI0MzU0fQ:1uYiA0:O1ku5qdXQ6nu-WzGZ63QyCcimDrTtNDjHyOjOeU50Yk" style="width:100%;max-width:670px;display:block" width="670"/>
</a>
<p style="margin:0;padding:0;line-height:22px">
<span class="source" style="margin-top:5px;margin-bottom:0;padding-left:10px;line-height:14px;display:inline-block">
<small>
<em>
Pool/Getty Images
</em>
</small>
</span>
</p>
</div>
<table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse" width="100%">
<tr>
<td class="content-container" style="padding:15px 15px 0">
<p style="margin-top:0;margin-bottom:15px;line-height:22px">
After weeks of congressional negotiations, President Trump’s Big Beautiful Bill is finally big, beautiful law.
</p>
<p style="margin-top:0;margin-bottom:15px;line-height:22px">
Trump signed the massive tax and spending package on Friday. Now, it will send trillions of dollars on the move, impacting many Americans’ bank accounts.
</p>
<p style="margin-top:0;margin-bottom:15px;line-height:22px">
<strong style="color:#000">
How beautiful is it?
</strong>
They say beauty is in the eye of the beholder, and in this case, beauty may depend on how much money you
<em>
be
</em>
holding.
</p>
<p style="margin-top:0;margin-bottom:15px;line-height:22px">
The new law preserves lower rates for individuals and corporations by making key provisions from Trump’s
<a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
2017 tax cuts permanent
</a>
. It also drastically raises the state and local tax deduction limit, and increases the estate tax exemption.
</p>
<h2 style="color:#000;margin:0 0 15px;font-family:Helvetica,Arial,sans-serif;font-size:19px;font-weight:700">
So, what does that mean?
</h2>
<p style="margin-top:0;margin-bottom:15px;line-height:22px">
Under the new law:
</p>
<ul style="margin-top:0;padding-left:30px">
<li style="margin-bottom:10px;line-height:22px">
<span>
The top 20% of earners will see
</span>
<span>
<a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
their net income increase
</a>
</span>
<span>
nearly $13,000 per year, according to Penn Wharton.
</span>
</li>
<li style="margin-bottom:10px;line-height:22px">
<span>
Penn Wharton also found that the top 0.1% of earners will gain more than $290,000 per year.
</span>
</li>
<li style="margin-bottom:10px;line-height:22px">
<span>
Well over $3 trillion could be added to the deficit over the next 10 years, according to the nonpartisan Congressional Budget Office. (The national debt is currently around $36 trillion.)
</span>
</li>
</ul>
<p style="margin-top:0;margin-bottom:15px;line-height:22px">
The law also makes significant cuts to the social safety net, particularly via food assistance benefits and Medicaid spending:
</p>
<ul style="margin-top:0;padding-left:30px">
<li style="margin-bottom:10px;line-height:22px">
<span>
About 7.8 million people could lose health insurance by 2034, the CBO estimates.
</span>
</li>
<li style="margin-bottom:10px;line-height:22px">
<span>
Cuts to SNAP, formerly known as food stamps, could affect more than 40 million people, according to the Center on Budget and Policy Priorities think tank.
</span>
</li>
</ul>
<p style="margin-top:0;margin-bottom:15px;line-height:22px">
<strong style="color:#000">
What else is in it?
</strong>
Older Americans will have access to a senior “bonus” to help defray Social Security taxes, babies born in 2025 through 2028 will start getting $1,000 in a savings account, and there will be new deductions for workers who rely on tips or overtime.
</p>
<p style="margin-top:0;margin-bottom:15px;line-height:22px">
It’s also a great time to buy an electric car. The new law eliminates the federal government’s generous EV credits, but they’re still in place until the fall, and dealers are
<a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
eager to sell
</a>
.—
<em>
BC
</em>
</p>
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Presented By Fidelity
</h3>
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<strong style="color:#000">
Managing a market remix
<img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fmultiple-musical-notes_1f3b6.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NTE4ODA1NTYuMDI0NzYxNH0:1uYiA0:_L9-JIJSsJiL101zO2_7ygouvfWMCrNENJRVliJnUcE" style="max-width:18px" width="18"/>
</strong>
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<img alt="Fidelity " class="sponsored-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252Fe1f7782fcd858e0d9a8798c4bf4e7ca908d5ee28-1000x750.jpg%253Fw%253D668%2526q%253D90%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NTE4ODA1NTYuMDI0ODYwMX0:1uYiA0:n_EqjuqFYbnHWlrNQkqNrRNv_mHztFFSbErUYy3vCyw" style="width:100%;max-width:670px;padding-top:15px;display:block" width="670"/>
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<p style="margin-top:0;margin-bottom:15px;line-height:22px">
Want to help your investments to keep up with market shifts? You’ll need investments that are built to adapt—like Fidelity’s suite of
<a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
Active ETFs
</a>
.
</p>
<p style="margin-top:0;margin-bottom:15px;line-height:22px">
These ETFs are actively managed, meaning real-life experts work to pursue upside potential
<em>
and
</em>
respond to market conditions.
</p>
<p style="margin-top:0;margin-bottom:15px;line-height:22px">
What’s better? They’re competitively priced and
<a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
commission-free
</a>
, including domestic large-cap active ETFs at a 0.18% expense ratio. On top of that, they can be tax efficient—most ETFs defer capital gains tax until the time of sale.
</p>
<p style="margin-top:0;margin-bottom:15px;line-height:22px">
With the unpredictability of today’s market, it may be a good time to break out the tools for adaptability. Start by exploring
<a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
Fidelity’s suite of Active ETFs
</a>
.
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WORLD
</h3>
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Tour de headlines
</a>
</h1>
</div>
</table>
<div class="header-image-container" style="padding-top:15px">
<img alt="scene from the flood in Kerr County, TX" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252Fed546511b696d6705ffa48ec231389b8ef52d418-3000x2000.jpg%253Fw%253D668%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NTE4ODA1NTYuMDI0OTYyfQ:1uYiA0:ZiSuxSlMY_H-bQt7KyoyCgY7ucWER90fo-QdFEcgJFE" style="width:100%;max-width:670px;display:block" width="670"/>
<p style="margin:0;padding:0;line-height:22px">
<span class="source" style="margin-top:5px;margin-bottom:0;padding-left:10px;line-height:14px;display:inline-block">
<small>
<em>
The Washington Post/Getty Images
</em>
</small>
</span>
</p>
</div>
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<p style="margin-top:0;margin-bottom:15px;line-height:22px">
<strong style="color:#000">
<img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fbroken-heart_1f494.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NTE4ODA1NTYuMDI1MDkyOH0:1uYiA0:MTOqfw5K0axJvpFuEvS7jmxZMIBB67q-YAt6dx-oWEw" style="max-width:18px" width="18"/>
Central Texas flooding leaves at least 82 dead and 41 still missing.
</strong>
July Fourth flash
<a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
flooding along the Guadalupe River
</a>
caused water to rise 20 feet in two hours in some areas, devastating campgrounds on the banks where visitors were gathered for the holiday. Roads were also washed out, endangering travelers. Kerr County, TX, was among the hardest hit, with at least 40 adults and 28 children killed and 10 children and a summer camp counselor still missing as of Sunday night. Yesterday, President Trump signed a major disaster declaration for the county, granting first responders access to more resources. TX Gov. Greg Abbott’s state disaster declaration remains in effect in many counties.
</p>
<p style="margin-top:0;margin-bottom:15px;line-height:22px">
<strong style="color:#000">
<img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fballot-box-with-ballot_1f5f3.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NTE4ODA1NTYuMDI1MjI3NX0:1uYiA0:Z1TorOfR-iRHGvTyctO569MwhGqeAK77glwYMnDXUzY" style="max-width:18px" width="18"/>
Elon Musk announced the America Party in opposition to the Big Beautiful Bill.
</strong>
Musk launched an X poll asking, “Should we create the America Party?” He framed it as
<a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
an alternative
</a>
to “the two-party (some would say uniparty) system,” which he believes propagates government waste. Over 1.2 million respondents participated in the poll, voting 65.4% in favor. The next day, Musk wrote, “You shall have it!” He went on to say that focusing on two or three Senate seats and eight-to-10 House districts with the party would “be enough to serve as the deciding vote on contentious laws.” On Sunday afternoon on Truth Social, Trump voiced his disapproval of the move, posting that third parties are only good for “the creation of Complete and Total DISRUPTION & CHAOS.”
</p>
<p style="margin-top:0;margin-bottom:15px;line-height:22px">
<strong style="color:#000">
<img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fearth-globe-americas_1f30e.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NTE4ODA1NTYuMDI1MzMxM30:1uYiA0:9q0Byrozcp-7UiFwk29gTJi8WCNJ2fs90iYqtpedtRo" style="max-width:18px" width="18"/>
BRICS summit takes place in Rio, with some drama afoot.
</strong>
The annual meeting of emerging economies, which kicked off yesterday, encompasses Brazil, Russia, India, China, and South Africa—which gave it its acronym—as well as other recent additions like the UAE and Iran. However, for the first time in a decade, Chinese leader
<a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
Xi Jinping chose not to attend
</a>
. The group stands as a counterpoint of sorts to the G7, advocating for a “multipolar world” that moves away from the US dollar as the predominant international trade standard. President Trump essentially issued the group a “hold your horses” memo before it convenes for its second day of discussions today. Late last night on Truth Social, he posted, “Any Country aligning themselves with the Anti-American policies of BRICS, will be charged an ADDITIONAL 10% Tariff.”—
<em>
HVL
</em>
</p>
</td>
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WORK
</h3>
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For teens, summer jobs may be few and far between
</a>
</h1>
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</a>
<p style="margin:0;padding:0;line-height:22px">
<span class="source" style="margin-top:5px;margin-bottom:0;padding-left:10px;line-height:14px;display:inline-block">
<small>
<em>
Boston Globe/Getty Images
</em>
</small>
</span>
</p>
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<tr>
<td class="content-container" style="padding:15px 15px 0">
<p style="margin-top:0;margin-bottom:15px;line-height:22px">
Teenagers in some parts of the country are hustling to find summer jobs, but just can’t get them.
</p>
<p style="margin-top:0;margin-bottom:15px;line-height:22px">
The most recent data from the Bureau of Labor Statistics found that 34.5% of teens were working or looking for jobs, but that’s kinda like lumping together “has Sabrina Carpenter tickets or wants Sabrina Carpenter tickets” in the same category.
</p>
<p style="margin-top:0;margin-bottom:15px;line-height:22px">
Andy Challenger, SVP at the outplacement firm Challenger, Gray & Christmas, estimated that the number of new summer jobs for 16- to 19-year-olds this year may hit a 15-year low.
</p>
<p style="margin-top:0;margin-bottom:15px;line-height:22px">
<strong style="color:#000">
Why?
</strong>
<a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
Uncertain economic conditions
</a>
are keeping some businesses from hiring; automation like self-check is eating into typical teen work; and adults are vying for the jobs that once went to teens. Economist Alicia Sasser Modestino from Northeastern University called the under-20 crowd “the last to be hired, the first to be fired” when the labor market cools.
</p>
<p style="margin-top:0;margin-bottom:15px;line-height:22px">
While the June jobs report, released last week, showed a strong top-line figure—147,000 jobs added, compared to the 110,000 that economists polled by the Wall Street Journal expected—growth in the leisure and hospitality sectors trailed that of the government and healthcare sectors, which doesn’t bode well for youth employment prospects.
</p>
<p style="margin-top:0;margin-bottom:15px;line-height:22px">
<strong style="color:#000">
Remember when?
</strong>
In 1979, teen employment peaked at 59.9%, according to the Bureau of Labor Statistics.—
<em>
HVL
</em>
</p>
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CALENDAR
</h3>
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<a style="color:#000;border-bottom:none;text-decoration:none" target="_blank">
The week ahead
</a>
</h1>
</div>
</table>
<div class="header-image-container" style="padding-top:15px">
<img alt="Disney CEO Bob Iger arrives at Allen & Company Sun Valley Conference in 2024" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F3762eccb4d66b3283679d48d4475841ac274a758-6960x4928.jpg%253Fw%253D668%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NTE4ODA1NTYuMDI2MDkxOH0:1uYiA0:-DxwTTHL_Y2GvcEQnnUS-33n7zs6duSv9Ab6Bkjwsiw" style="width:100%;max-width:670px;display:block" width="670"/>
<p style="margin:0;padding:0;line-height:22px">
<span class="source" style="margin-top:5px;margin-bottom:0;padding-left:10px;line-height:14px;display:inline-block">
<small>
<em>
Kevork Djansezian/Getty Images
</em>
</small>
</span>
</p>
</div>
<table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse" width="100%">
<tr>
<td class="content-container" style="padding:15px">
<p style="margin-top:0;margin-bottom:15px;line-height:22px">
<strong style="color:#000">
Summer camp for billionaires:
</strong>
Allen & Co.’s Sun Valley conference kicks off on Tuesday, bringing together some of the country’s richest and most powerful people. Among the invited guests: Amazon founder Jeff Bezos and CEO Andy Jassy, Meta founder and CEO Mark Zuckerberg, Apple CEO Tim Cook, Google CEO Sundar Pichai, Disney CEO Bob Iger, Netflix co-CEOs Ted Sarandos and Greg Peters, Virginia Governor Glenn Youngkin, and Senate Minority Leader Chuck Schumer, though the guest roster is more of a status symbol than a firm list of attendees. The annual retreat is probably a good place to discuss caviar and thread-count innovations, but it’s also proven to be the ideal spot for
<a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
hammering out massive deals
</a>
, like Disney’s merger with ABC, the Comcast–NBC Universal hook-up, and—blast from the past—Time Warner’s merger with AOL.
</p>
<p style="margin-top:0;margin-bottom:15px;line-height:22px">
<strong style="color:#000">
President Trump’s 90-day tariff pause ends on Wednesday:
</strong>
Trump broke out his “Liberation Day” poster board on April 2, unveiling aggressive tariffs against basically every country in the world. After stock and bond markets tanked, he paused tariffs to give countries time to work out trade deals with the US. Later that month, Trump
<a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
told Time magazine
</a>
that he had “made 200 deals,” though only three deal “frameworks” have been announced. With Wednesday’s deadline approaching, Treasury Secretary Scott Bessent told CNN yesterday that Trump will
<a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
start sending letters
</a>
to countries this week, warning, “If you don’t move things along, then on August 1, you will boomerang back to your April 2 tariff level.” Bessent said this does not amount to a new deadline
<strong style="color:#000">
.
</strong>
</p>
<p style="margin-top:0;margin-bottom:15px;line-height:22px">
<strong style="color:#000">
International sports have the stage:
</strong>
Wimbledon is serving up tennis action all week, with the finals set for this weekend. FIFA’s soccer Club World Cup is down to the semifinals, with Fluminense battling Chelsea on Tuesday, then Paris Saint-Germain and Real Madrid facing off on Wednesday. The winners play in the final on Sunday. And if grass isn’t your thing, the world’s top cyclists will be fighting over the yellow jersey all week in the Tour de France.
</p>
<p style="margin-top:0;margin-bottom:15px;line-height:22px">
<strong style="color:#000">
Everything else:
</strong>
</p>
<ul style="margin-top:0;padding-left:30px">
<li style="margin-bottom:10px;line-height:22px">
<span>
Israeli Prime Minister Benjamin Netanyahu and President Trump will have plenty to discuss when they meet in Washington, DC, today.
</span>
</li>
<li style="margin-bottom:10px;line-height:22px">
<span>
Amazon’s annual Prime Day starts on Tuesday. Despite its name, the event will last for four days this year.
</span>
</li>
<li style="margin-bottom:10px;line-height:22px">
<span>
Oil-rich countries and energy CEOs will attend the OPEC International Seminar in Vienna, Austria, this Wednesday and Thursday.
</span>
</li>
<li style="margin-bottom:10px;line-height:22px">
<span>
Investors will get a closer look at the Fed’s thought process on Wednesday, when the central bank releases minutes from its June meeting.
</span>
</li>
<li style="margin-bottom:10px;line-height:22px">
<span>
Delta, ConAgra, and Levi Strauss release earnings on Thursday.
</span>
</li>
<li style="margin-bottom:10px;line-height:22px">
<span>
Look up in the sky: The new
</span>
<span>
<em>
Superman
</em>
</span>
<span>
movie—the first from the revamped DC Cinematic Universe—hits theaters on Friday.
</span>
</li>
</ul>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
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<h3 style="color:#1c7ff2;margin-top:0;margin-bottom:0;font-family:Helvetica,Arial,sans-serif;font-size:16px;font-weight:700">
STAT
</h3>
</div>
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<tr>
<td class="story-content">
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<div class="title-container" style="padding:0 15px">
<h1 class="story-title" style="color:#000;margin-top:8px;margin-bottom:0;font-family:Helvetica,Arial,sans-serif;font-size:24px;font-weight:700;line-height:26px">
<a style="color:#000;border-bottom:none;text-decoration:none" target="_blank">
Prime number: 85 million Lego bricks
</a>
</h1>
</div>
</table>
<div class="header-image-container" style="padding-top:15px">
<img alt="entrance to Legoland Shanghai" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F897b6676bb02072b692f75f1cb3f10777045e2ac-3744x2496.jpg%253Fw%253D668%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NTE4ODA1NTYuMDI2MjQ4fQ:1uYiA0:Z2tGlX5Z-JVCTW_ByvwrcsLdCle3OGaT573sPOSC-Y4" style="width:100%;max-width:670px;display:block" width="670"/>
<p style="margin:0;padding:0;line-height:22px">
<span class="source" style="margin-top:5px;margin-bottom:0;padding-left:10px;line-height:14px;display:inline-block">
<small>
<em>
Vcg/Getty Images
</em>
</small>
</span>
</p>
</div>
<table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse" width="100%">
<tr>
<td class="content-container" style="padding:15px">
<p style="margin-top:0;margin-bottom:15px;line-height:22px">
No, that’s not actually the number of blocks your kid left on their bedroom floor–it’s how many it took to build
<a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
Legoland Shanghai
</a>
, the 11th theme park in the franchise, which opened on Saturday.
</p>
<p style="margin-top:0;margin-bottom:15px;line-height:22px">
The park spans more than 3.4 million square feet and features more than 75 rides and attractions, including Miniland, a repository of famous sites from around China rendered in tiny bricks, which is receiving positive reviews. But location-based entertainment in China has hit a rough patch.
</p>
<p style="margin-top:0;margin-bottom:15px;line-height:22px">
Morgan Stanley estimated that revenue for Shanghai Disneyland, the country’s top-performing theme park, will decline from $1.5 billion last year to $1.4 billion this year. And while the Institute for Theme Park Studies in China found that the number of visitors to China’s major theme parks rose slightly or stayed flat in 2024, “their revenue from secondary consumption within the parks decreased.”—
<em>
HVL
</em>
</p>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
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<h3 style="color:#1c7ff2;text-transform:uppercase;margin-top:0;margin-bottom:0;font-family:Helvetica,Arial,sans-serif;font-size:16px;font-weight:700">
Together With TopResume
</h3>
</div>
<a style="border:none;text-decoration:none" target="_blank">
<img alt="TopResume" class="sponsored-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F93a43e53d582c889e5dd5f24f8ce190598c1d0ad-896x563.jpg%253Fw%253D668%2526q%253D90%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NTE4ODA1NTYuMDI2NDExfQ:1uYiA0:u6Zn6gsAiOwcoDoE-kt_inILns8gCNG45a8TAnB2hIQ" style="width:100%;max-width:670px;padding-top:15px;display:block" width="670"/>
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<p style="margin-top:0;margin-bottom:15px;line-height:22px">
<strong style="color:#000">
Job hunting is broken.
</strong>
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TopResume’s
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Let the experts get you hired
</a>
.
</p>
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<h3 style="color:#1c7ff2;margin-top:0;margin-bottom:0;font-family:Helvetica,Arial,sans-serif;font-size:16px;font-weight:700">
NEWS
</h3>
</div>
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<a style="color:#000;border-bottom:none;text-decoration:none" target="_blank">
What else is brewing
</a>
</h1>
</div>
</table>
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<li style="margin-bottom:10px;line-height:22px">
<span>
<a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
The Justice Department
</a>
</span>
<span>
and the FBI concluded that Jeffrey Epstein did not keep a “client list” and was not murdered, according to an exclusive from Axios.
</span>
</li>
<li style="margin-bottom:10px;line-height:22px">
<span>
<a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
An Australian woman
</a>
</span>
<span>
was found guilty of fatally poisoning three family members in the “mushroom murder case.”
</span>
</li>
<li style="margin-bottom:10px;line-height:22px">
<span>
<a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
Ozzy Osbourne
</a>
</span>
<span>
performed what he called his farewell show in his hometown of Birmingham, England, yesterday for 40,000 fans.
</span>
</li>
<li style="margin-bottom:10px;line-height:22px">
<span>
<a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
The Seine River
</a>
</span>
<span>
in Paris was reopened to public swimming for the first time in over 100 years.
</span>
</li>
<li style="margin-bottom:10px;line-height:22px">
<span>
<a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
<em>
Jurassic World Rebirth
</em>
</a>
</span>
<span>
racked up the biggest worldwide movie opening of the year so far.
</span>
</li>
</ul>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
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<h3 style="color:#1c7ff2;margin-top:0;margin-bottom:0;font-family:Helvetica,Arial,sans-serif;font-size:16px;font-weight:700">
RECS
</h3>
</div>
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<img alt="To-do list banner" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F762cbc4c673b8613a0de1bf6711a4fc25276f7a4-1350x330.png%253Fw%253D668%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NTE4ODA1NTYuMDI2NTIyNH0:1uYiA0:RFbeeN8V8f-g4U0RBXMf8ETLfLreuoYLAoZuTSkG4YI" style="width:100%;max-width:670px;display:block" width="670"/>
<p style="margin:0;padding:0;line-height:22px">
<span class="source" style="margin-top:5px;margin-bottom:0;padding-left:10px;line-height:14px;display:inline-block">
<small>
<em>
</em>
</small>
</span>
</p>
</div>
<table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse" width="100%">
<tr>
<td class="content-container" style="padding:15px">
<div>
<p style="margin-top:0;margin-bottom:15px;line-height:22px">
<img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NTE4ODA1NTYuMDI2NjIyNX0:1uYiA0:ZXO_clQD4VQogs11WUnnNdrs0kOINcAIznVMndVlbPE" style="max-width:18px" width="18"/>
<strong style="color:#000">
Delight:
</strong>
<a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
This tray
</a>
makes breakfast-in-bed all the more magical.**
</p>
<p style="margin-top:0;margin-bottom:15px;line-height:22px">
<img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NTE4ODA1NTYuMDI2NzE5fQ:1uYiA0:2P1yMFwwcYg4ei8_wqwGs7Ukyy5Nz6hWgkNfm-0w1gQ" style="max-width:18px" width="18"/>
<strong style="color:#000">
This is cool:
</strong>
<a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
These six traits
</a>
determine if you are cool or not.
</p>
<p style="margin-top:0;margin-bottom:15px;line-height:22px">
<img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NTE4ODA1NTYuMDI2ODMxNn0:1uYiA0:Xq6ZuWRaeE6UZqBK5-j8JMMEvrY4NKu7DphiGtXSuaA" style="max-width:18px" width="18"/>
<strong style="color:#000">
If you think you’re good with color:
</strong>
<a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
Play this game
</a>
and remove all doubt.
</p>
<p style="margin-top:0;margin-bottom:15px;line-height:22px">
<img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NTE4ODA1NTYuMDI2OTYzMn0:1uYiA0:uzIOOB3qB5DhaqASMtxfZWmYS76VF_VRugkTTwXDR0U" style="max-width:18px" width="18"/>
<strong style="color:#000">
Frank facts:
</strong>
A Chinese company owns
<a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
Nathan’s Famous hot dogs
</a>
.
</p>
<p style="margin-top:0;margin-bottom:15px;line-height:22px">
<img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NTE4ODA1NTYuMDI3MDcwM30:1uYiA0:fzjHZvDGbh7FV76ZHUenb-qIEp_gZgP9WXG3Nz8KJqc" style="max-width:18px" width="18"/>
<strong style="color:#000">
Pay no interest until 2027:
</strong>
You could save big with the right 0% intro APR card.
<a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
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</a>
found top options that can help you pay off debt faster—without
<a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
piling on more interest
</a>
.*
</p>
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<p style="margin-top:0;margin-bottom:15px;line-height:22px">
<sup>
<em>
*A message from our sponsor. **This is a product recommendation from our writers. When you buy through this link, Morning Brew may earn a commission.
</em>
</sup>
</p>
</div>
</td>
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</td>
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<h3 style="color:#1c7ff2;margin-top:0;margin-bottom:0;font-family:Helvetica,Arial,sans-serif;font-size:16px;font-weight:700">
PLAY
</h3>
</div>
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<strong style="color:#000">
Turntable:
</strong>
While we can’t give you an extra day of long weekend, it’s our pleasure to serve up the game that keeps the good vibes flowing on a Monday.
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Play Turntable here
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.
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M&M’s trivia
</h2>
<p style="margin-top:0;margin-bottom:15px;line-height:22px">
Happy World Chocolate Day! A classic M&M’s pack features candies in six different colors. Can you name them?
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SHARE THE BREW
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Share Morning Brew
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with your friends, acquire free Brew swag, and then acquire more friends as a result of your fresh Brew swag.
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We’re saying we’ll give you free stuff and more friends if you share a link. One link.
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Your referral count:
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0
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Click to Share
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Or copy & paste your referral link to others:
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ANSWER
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Brown, yellow, green, red, orange, blue
</p>
<p style="margin-top:0;margin-bottom:15px;line-height:22px">
<span style="text-decoration:underline">
Word of the Day
</span>
</p>
<p style="margin-top:0;margin-bottom:15px;line-height:22px">
Today’s Word of the Day is: propagates, meaning, “causes to spread.” Thanks to Phil Telford from Roseburg, OR, for passing along the suggestion. Submit another Word of the Day
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✢ A Note From Fidelity
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<span style="font-size:10px">
<p style="margin-top:0;margin-bottom:15px;line-height:22px">
Free commission offer applies to online purchases of Fidelity ETFs in a Fidelity retail account. The sale of ETFs is subject to an activity assessment fee (historically from $0.01 to $0.03 per $1,000 of principal).
</p>
<p style="margin-top:0;margin-bottom:15px;line-height:22px">
While active ETFs offer the potential to outperform an index, these products may more significantly trail an index as compared with passive ETFs.
</p>
<p style="margin-top:0;margin-bottom:15px;line-height:22px">
ETFs are subject to market fluctuation and the risks of their underlying investments. ETFs are subject to management fees and other expenses.
</p>
<p style="margin-top:0;margin-bottom:15px;line-height:22px">
Expense ratio is the fund’s total annual fund operating expense as available in each fund's prospectus and represents the expenses that you pay each year as a percentage of the value of your investment. Any applicable brokerage charges are not included in the expense ratio.
</p>
<p style="margin-top:0;margin-bottom:15px;line-height:22px">
<strong style="color:#000">
Before investing in any exchange-traded fund, you should consider its investment objectives, risks, charges, and expenses. Contact Fidelity for a prospectus, an offering circular, or, if available, a summary prospectus containing this information. Read it carefully.
</strong>
</p>
<p style="margin-top:0;margin-bottom:15px;line-height:22px">
Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917 1183872.1.0
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3 days, 4 hours ago - crew@morningbrew.com
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