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  <title>
   Earn 15 GBP from your very first invite
  </title>
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   Sharing Wise just got easier and more rewarding
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                   <strong style="font-weight:700 !important">
                    Get rewarded every time a friend joins Wise
                   </strong>
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                   We want Wise to be as easy to share as it is to use. That’s why we’ve made an exciting update to your referral program.
                  </p>
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                   For every friend who signs up to Wise and makes a qualifying transaction, you’ll earn
                   <strong style="font-weight:700 !important;color:#163300">
                    15 GBP
                   </strong>
                   — no more waiting for 3 friends to earn your reward.
                  </p>
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		<center style='color:#163300; font-family:Inter, Helvetica, Arial, sans-serif; font-size:16px; font-weight:700; line-height:16px;  mso-text-raise:1px'>Invite your first friend</center>
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                   <a class="h msohide" style="mso-style-priority:100 !important;text-decoration:none !important;mso-line-height-rule:exactly;color:#163300;font-size:16px;padding:15px 5px;display:block;background:#9fe870;border-radius:30px;font-family:Inter, Helvetica, Arial, sans-serif;font-weight:bold;font-style:normal;line-height:19.2px;width:auto;text-align:center;letter-spacing:0;mso-padding-alt:0;mso-border-alt:10px solid #9fe870;mso-hide:all;padding-left:5px;padding-right:5px" target="_blank">
                    Invite your first friend
                   </a>
                  </span>
                  <!--<![endif]-->
                 </td>
                </tr>
                <tr>
                 <td align="center" class="bq a" style="padding:0;Margin:0;padding-top:25px">
                  <p class="b c" style="Margin:0;mso-line-height-rule:exactly;font-family:Inter, Helvetica, Arial, sans-serif;line-height:24px;letter-spacing:0;color:#454745;font-size:16px">
                   <a style="mso-line-height-rule:exactly;text-decoration:underline;color:#163300;font-size:16px" target="_blank">
                    Wise Referral Program T&amp;Cs
                   </a>
                  </p>
                 </td>
                </tr>
               </table>
              </td>
             </tr>
            </table>
           </td>
          </tr>
         </table>
        </td>
       </tr>
      </table>
      <table align="center" cellpadding="0" cellspacing="0" class="r" role="none" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-spacing:0px;width:100%;table-layout:fixed !important">
       <tr>
        <td align="center" style="padding:0;Margin:0">
         <table align="center" bgcolor="#ffffff" cellpadding="0" cellspacing="0" class="bj" role="none" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-spacing:0px;background-color:#FFFFFF;width:600px">
          <tr>
           <td align="left" class="bp bs br bm" style="Margin:0;padding-right:40px;padding-left:40px;padding-bottom:30px;padding-top:10px">
            <table cellpadding="0" cellspacing="0" role="none" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-spacing:0px" width="100%">
             <tr>
              <td align="center" style="padding:0;Margin:0;width:520px" valign="top">
               <table cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-spacing:0px" width="100%">
                <tr>
                 <td align="center" style="padding:0;Margin:0">
                  <h2 class="be" style="Margin:0;font-family:inter, helvetica, arial, sans-serif;mso-line-height-rule:exactly;letter-spacing:0;font-size:24px;font-style:normal;font-weight:normal;line-height:36px;color:#0e0f0c">
                   <strong style="font-weight:700 !important">
                    It’s easy to earn your first reward
                   </strong>
                  </h2>
                 </td>
                </tr>
               </table>
              </td>
             </tr>
            </table>
           </td>
          </tr>
          <tr>
           <td align="left" class="bs br" style="padding:0;Margin:0;padding-right:20px;padding-left:20px;padding-bottom:20px">
            <table cellpadding="0" cellspacing="0" role="none" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-spacing:0px" width="100%">
             <tr>
              <td align="center" style="padding:0;Margin:0;width:560px" valign="top">
               <table bgcolor="#ecefeb" cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-spacing:0px;background-color:#ecefeb;border-radius:15px;border-collapse:separate" width="100%">
                <tr>
                 <td align="center" style="padding:25px;Margin:0;font-size:0px">
                  <a style="mso-line-height-rule:exactly;text-decoration:underline;color:#163300;font-size:16px" target="_blank">
                   <img alt="An illustration of purple megaphone." class="img-4965" height="150" src="https://inboxflows.com/_/image/https%253A%252F%252Fnvsrpq.stripocdn.email%252Fcontent%252Fguids%252FCABINET_b5e091a73771f85fde3e8a58cf6dc423dbcf04d3dce3679e458654df8be9e4ae%252Fimages%252Fmegaphonemedium2x.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZudnNycHEuc3RyaSIsInRpbWUiOjE3NzMwODczMjYuOTAzODYzN30:1vzh0g:m3oX73f5zZzA1Mnj20UB1rCIzKCcQ8179A_Y7EK-vq0" style="display:block;font-size:16px;border:0;outline:none;text-decoration:none;margin:0" title="An illustration of purple megaphone." width="150"/>
                  </a>
                 </td>
                </tr>
                <tr>
                 <td align="center" class="bs br" style="padding:0;Margin:0;padding-right:40px;padding-left:40px">
                  <h2 class="be" style="Margin:0;font-family:inter, helvetica, arial, sans-serif;mso-line-height-rule:exactly;letter-spacing:0;font-size:24px;font-style:normal;font-weight:normal;line-height:36px;color:#0e0f0c">
                   <strong style="font-weight:700 !important">
                    Invite a friend
                   </strong>
                  </h2>
                 </td>
                </tr>
                <tr>
                 <td align="center" class="bs br d" style="Margin:0;padding-top:20px;padding-right:40px;padding-left:40px;padding-bottom:30px">
                  <h3 class="be e c" style="Margin:0;font-family:inter, helvetica, arial, sans-serif;mso-line-height-rule:exactly;letter-spacing:0;font-size:16px;font-style:normal;font-weight:normal;line-height:24px;color:#454745">
                   Log into Wise and share your unique link with a friend. The more the merrier.
                  </h3>
                 </td>
                </tr>
               </table>
              </td>
             </tr>
            </table>
           </td>
          </tr>
          <tr>
           <td align="left" class="bs br" style="padding:0;Margin:0;padding-right:20px;padding-left:20px;padding-bottom:20px">
            <table cellpadding="0" cellspacing="0" role="none" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-spacing:0px" width="100%">
             <tr>
              <td align="center" style="padding:0;Margin:0;width:560px" valign="top">
               <table bgcolor="#ecefeb" cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-spacing:0px;background-color:#ecefeb;border-radius:15px;border-collapse:separate" width="100%">
                <tr>
                 <td align="center" style="padding:25px;Margin:0;font-size:0px">
                  <a style="mso-line-height-rule:exactly;text-decoration:underline;color:#163300;font-size:16px" target="_blank">
                   <img alt="An illustration of a colorful gift box with large bow on top." class="img-6598" height="150" src="https://inboxflows.com/_/image/https%253A%252F%252Fnvsrpq.stripocdn.email%252Fcontent%252Fguids%252FCABINET_e641c437897e836837525ef01021b7335af32e2044d238fce2f7ef5616f9d18d%252Fimages%252Fsizemedium_animatedfalse_backgroundtransparent.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZudnNycHEuc3RyaSIsInRpbWUiOjE3NzMwODczMjYuOTAzOTY2fQ:1vzh0g:yVmrIPHauE6Aql9ZRIyIbK3UNtcGHIL5LCdOqhfBDx0" style="display:block;font-size:16px;border:0;outline:none;text-decoration:none;margin:0" title="An illustration of a colorful gift box with large bow on top." width="150"/>
                  </a>
                 </td>
                </tr>
                <tr>
                 <td align="center" class="bs br" style="padding:0;Margin:0;padding-right:40px;padding-left:40px">
                  <h2 class="be" style="Margin:0;font-family:inter, helvetica, arial, sans-serif;mso-line-height-rule:exactly;letter-spacing:0;font-size:24px;font-style:normal;font-weight:normal;line-height:36px;color:#0e0f0c">
                   <strong style="font-weight:700 !important">
                    They’ll get a perk
                   </strong>
                  </h2>
                 </td>
                </tr>
                <tr>
                 <td align="center" class="bs br f" style="Margin:0;padding-top:20px;padding-right:40px;padding-left:40px;padding-bottom:30px">
                  <h3 class="be e c" style="Margin:0;font-family:inter, helvetica, arial, sans-serif;mso-line-height-rule:exactly;letter-spacing:0;font-size:16px;font-style:normal;font-weight:normal;line-height:24px;color:#454745">
                   When your friends sign up using your link, they’ll get an exclusive Wise perk — a
                   <strong style="font-weight:700 !important;color:#163300">
                    free Wise card
                   </strong>
                   or
                   <strong style="font-weight:700 !important;color:#163300">
                    no fees
                   </strong>
                   on their first transfer of up to
                   <strong style="font-weight:700 !important;color:#163300">
                    500 GBP
                   </strong>
                   .
                  </h3>
                 </td>
                </tr>
               </table>
              </td>
             </tr>
            </table>
           </td>
          </tr>
          <tr>
           <td align="left" class="bs br bp" style="padding:0;Margin:0;padding-right:20px;padding-left:20px;padding-bottom:30px">
            <table cellpadding="0" cellspacing="0" role="none" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-spacing:0px" width="100%">
             <tr>
              <td align="center" style="padding:0;Margin:0;width:560px" valign="top">
               <table bgcolor="#ecefeb" cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-spacing:0px;background-color:#ecefeb;border-radius:15px;border-collapse:separate" width="100%">
                <tr>
                 <td align="center" style="padding:25px;Margin:0;font-size:0px">
                  <a style="mso-line-height-rule:exactly;text-decoration:underline;color:#163300;font-size:16px" target="_blank">
                   <img alt="An illustration of pink and blue confetti" class="img-7968" height="150" src="https://inboxflows.com/_/image/https%253A%252F%252Fnvsrpq.stripocdn.email%252Fcontent%252Fguids%252FCABINET_b5e091a73771f85fde3e8a58cf6dc423dbcf04d3dce3679e458654df8be9e4ae%252Fimages%252Fconfettimedium2x.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZudnNycHEuc3RyaSIsInRpbWUiOjE3NzMwODczMjYuOTA0MDd9:1vzh0g:LrkVIAE1m-1pZDoR3HL5l17rdKrDLfAIDN-__ApXN9M" style="display:block;font-size:16px;border:0;outline:none;text-decoration:none;margin:0" title="An illustration of pink and blue confetti" width="150"/>
                  </a>
                 </td>
                </tr>
                <tr>
                 <td align="center" class="bs br" style="padding:0;Margin:0;padding-right:40px;padding-left:40px">
                  <h2 class="be" style="Margin:0;font-family:inter, helvetica, arial, sans-serif;mso-line-height-rule:exactly;letter-spacing:0;font-size:24px;font-style:normal;font-weight:normal;line-height:36px;color:#0e0f0c">
                   <strong style="font-weight:700 !important">
                    And you’ll get something too
                   </strong>
                  </h2>
                 </td>
                </tr>
                <tr>
                 <td align="center" class="bs br g" style="Margin:0;padding-top:20px;padding-right:40px;padding-left:40px;padding-bottom:30px">
                  <h3 class="be e c" style="Margin:0;font-family:inter, helvetica, arial, sans-serif;mso-line-height-rule:exactly;letter-spacing:0;font-size:16px;font-style:normal;font-weight:normal;line-height:24px;color:#454745">
                   Once one of your friends has made a cross-currency transfer over
                   <strong style="font-weight:700 !important;color:#163300">
                    200 GBP
                   </strong>
                   , or spent over
                   <strong style="font-weight:700 !important;color:#163300">
                    200 GBP
                   </strong>
                   using a Wise card, you’ll earn your
                   <strong style="font-weight:700 !important;color:#163300">
                    15 GBP
                   </strong>
                   reward. Even better, there’s no limit to how many friends you can invite.
                  </h3>
                 </td>
                </tr>
               </table>
              </td>
             </tr>
            </table>
           </td>
          </tr>
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               <table cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-spacing:0px" width="100%">
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                 <td align="center" class="bo bn be" style="padding:0;Margin:0;padding-right:40px;padding-left:40px">
                  <!--[if mso]><a href="https://ablink.info.wise.com/ls/click?upn=u001.JwhTX56o1twZ4Z4wwlm-2F9YnQ3rGvtEn5yydJ3TQJaSRW9FFoq7qkTXNdQN8sflIeoFgQaN0QYto-2FdRUcCkCh3w-3D-3DLGUL_Xkgjvfyip0jA8U6UDBzpk1WoqeaBAJw2VxTBJB9P-2FiDicKnH1T3LBEGsC60aN-2FZvRCzEfsz7TFUZnf4HnlMGgpnoDfdm53HqOoNw-2BtAYLfX0BvHvVCdMBVzU0LuG-2B0FD7rCEtUCqjMU7CtQ7-2FblXYDLhmZWXjsc2NMo7e6kbo12voRaE1ilTlbxqINSHzvyMewa0k5htEihwO65KsKkONBQJxAoplr9k95UBHqUyYdiEh9oRPjAYY-2BL-2F3hXZ-2FwLbNnT5OG1lMjb06-2BQXfcQC1Ob0Rs-2BYCFGfWFQt5bPcpERjDVwzcfGY0KXzjliqLZKxDvh6I4FmurcPtySGFMpfwau-2FO-2BUo715rl4CIw1kLXcU-2BF7Nl06OMa9g1lNXsbKsvGJOrtC3MCK2kiLVCVxMtZOAuUa2Z3-2FBltsHzLlqt-2FcBwdjnCriOM6jERHaSPwT87vSuBAihkOk-2FdYngGVKY9nadG22bMLUMF4susoynDv8fgeO6kTVOPmH9djDxuW-2BjFh8cLF2eqCK36qPfNweNqGD2gzqvn-2BzKZmCr7j0x1WzI1-2FQo3WuLMpYBcIQB3DgeXqM6ppbQ4xtiUsHT33E1XHyU97wPuibRHiCwchD0ODMc7IJnmJiPNAYEJW3Z7VaW3D-2BUwNFv0tH2LIUWyUEO26sEeioKkGdcMCUjCGsV8cpOry80zngZF7YcU16zU5YahxDHRLUZgmQ6UxjVpZBASoZP45yDriuoGtRns4Jf3WV8O6hsr2z8yBWdYJFdq6LLt" target="_blank" hidden>
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		<w:anchorlock></w:anchorlock>
		<center style='color:#163300; font-family:Inter, Helvetica, Arial, sans-serif; font-size:16px; font-weight:700; line-height:16px;  mso-text-raise:1px'>Invite your friends </center>
	</v:roundrect></a>
<![endif]-->
                  <!--[if !mso]><!-- -->
                  <span class="bb msohide" style="border-style:solid;border-color:#FFFFFF;background:#9fe870;border-width:1px;display:block;border-radius:30px;width:auto;mso-hide:all">
                   <a class="h msohide i" style="mso-style-priority:100 !important;text-decoration:none !important;mso-line-height-rule:exactly;color:#163300;font-size:16px;padding:15px 5px;display:block;background:#9fe870;border-radius:30px;font-family:Inter, Helvetica, Arial, sans-serif;font-weight:bold;font-style:normal;line-height:19.2px;width:auto;text-align:center;letter-spacing:0;mso-padding-alt:0;mso-border-alt:10px solid #9fe870;mso-hide:all;padding-left:5px;padding-right:5px" target="_blank">
                    Invite your friends
                   </a>
                  </span>
                  <!--<![endif]-->
                 </td>
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            </table>
           </td>
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   <!--
-->
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        <td align="left" class="esdev-adapt-off es-m-p25r es-m-p25l" style="Margin:0;padding-bottom:0;padding-top:40px;padding-left:40px;padding-right:40px;">
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