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   Daily 2026-04-01
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   Plus, chipmakers' luck ran out | Your Daily Brief is ready |
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               2:59 read time
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                 View in browser
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                     WHAT'S GOING ON
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                       All metrics are as of the latest market close.
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                         <td class="s19">
                          S&amp;P 500
                         </td>
                         <td class="s20">
                          2.92% ▲
                         </td>
                         <td class="s21">
                          6,529
                         </td>
                        </tr>
                        <tr>
                         <td class="s19">
                          GOLD
                         </td>
                         <td class="s20">
                          3.30% ▲
                         </td>
                         <td class="s21">
                          $4,708
                         </td>
                        </tr>
                        <tr>
                         <td class="s19">
                          BITCOIN*
                         </td>
                         <td class="s20">
                          1.78% ▲
                         </td>
                         <td class="s21">
                          $67,926
                         </td>
                        </tr>
                        <tr>
                         <td colspan="3" style="font-size:10px;font-family:Trispace,monospace;color:#7F879C;padding:0">
                          *24-hour change
                         </td>
                        </tr>
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                         <td class="s19">
                          FTSE 100
                         </td>
                         <td class="s20">
                          0.48% ▲
                         </td>
                         <td class="s21">
                          10,176
                         </td>
                        </tr>
                        <tr>
                         <td class="s19">
                          BRENT OIL
                         </td>
                         <td style="font-size:12px;color:#EA3459;font-weight:500;font-family:Trispace,monospace;width:30%;vertical-align:baseline;padding:10px 0 0 0">
                          3.49% ▼
                         </td>
                         <td class="s21">
                          $103.64
                         </td>
                        </tr>
                        <tr>
                         <td class="s19">
                          US BONDS*
                         </td>
                         <td class="s20">
                          0.05% ▼
                         </td>
                         <td class="s21">
                          4.30%
                         </td>
                        </tr>
                        <tr>
                         <td colspan="3" style="font-size:10px;font-family:Trispace,monospace;color:#7F879C;padding:0">
                          *10-year government yield
                         </td>
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                 <div style="font-family:Inter,sans-serif;font-size:14px;font-weight:700;line-height:1.5;text-align:left;color:#181c25;">
                  WALL STREET FEAR GAUGE INDEX 
(
                  <a style="font-weight:400;font-family:Trispace,monospace">
                   VIX
                  </a>
                  )
                 </div>
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                     <img alt="Wall Street Fear Gauge Index" class="s10" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Ffinimize-img.imgix.net%252Fhttps%253A%252F%252Fimages.bannerbear.com%252Fdirect%252F7Q4rjJzQn7vZo8qPOx%252Frequests%252F000%252F139%252F414%252F727%252F8A5gBlRXpzo7l0Nbzn2x19qkE%252Ff9d9e6c70b15d573c6184734f1d8ddee83227a0b.png%253Ffit%253Dclip%2526h%253DNone%2526ixlib%253Dpython-3.1.2%2526w%253D768%2526s%253D7b4bec97cfe3c8509a606e1d251d1f33/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZmaW5pbWl6ZS1pbSIsInRpbWUiOjE3NzQ5OTY4MDQuNzYyODM5fQ:1w7hki:HW8wFL61SShWf2cbQ1yccdeUmAhKYh2okIq8BvP3JZ0" width="536"/>
                    </td>
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                      <div class="s27">
                       <p data-block-key="10zqs">
                        🇪🇺 The eurozone just reported a big bump up in inflation
                       </p>
                       <p data-block-key="787ff">
                        ♠️ Chipmakers saw their luck run out
                       </p>
                       <p data-block-key="44csg">
                        5️⃣ Five things to know now about government bonds
                       </p>
                       <p data-block-key="1dulc">
                        <b>
                         👇 Keep reading to find out more
                        </b>
                       </p>
                      </div>
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                     👀
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                     Today's headlines
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                   <p data-block-key="7caer">
                    <b>
                     What’s going on here?
                    </b>
                   </p>
                   <p data-block-key="dgmm9">
                    Eurozone inflation just clocked its fastest one-month sprint since 2022, and other economies worldwide are likely to follow its lead.
                   </p>
                   <p data-block-key="3tgje">
                    <b>
                     What does this mean?
                    </b>
                   </p>
                   <p data-block-key="b85n6">
                    The latest data showed that consumer prices rose 2.5% in March – up from February’s 1.9%, and the quickest pace since January 2025. The
culprit is, of course, the war in the Middle East. The conflict has pushed oil and gas prices higher, with energy costs up 4.9% compared to a year ago.
                   </p>
                   <p data-block-key="87o0s">
                    ▶ Interestingly, the prices of domestic things – like rent, services, and business costs – have held relatively steady. The “core” inflation measure (you know, the one that strips out food and energy items) actually
                    <i>
                     slowed
                    </i>
                    to 2.3% from 2.4%.
                   </p>
                   <p data-block-key="6srrm">
                    ▶ The report was also the first from a
big economy reflecting March’s energy spike – China and the US are set to release inflation data next week.
                   </p>
                   <p data-block-key="93nv6">
                    <b>
                     Why should I care?
                    </b>
                   </p>
                   <p data-block-key="4kccg">
                    <b>
                     <i>
                      For markets:
                     </i>
                    </b>
                    <i>
                     Not everything looks like a nail.
                    </i>
                   </p>
                   <p data-block-key="flp64">
                    The European Central Bank (ECB) has really just one, fairly blunt tool to deal with high inflation: interest rate increases. That works for taking the heat out of demand-driven inflation, since pricier borrowing
cools spending and growth.
                   </p>
                   <p data-block-key="fc7vu">
                    ⚠️ But hikes can’t magic up more oil, so they’re not much help when prices are rising because of an energy supply shock.
                   </p>
                   <p data-block-key="buqcf">
                    <b>
                     <i>
                      Zooming out:
                     </i>
                    </b>
                    <i>
                     Expectation becomes reality
                    </i>
                   </p>
                   <p data-block-key="ens4l">
                    In Europe, the mood has already shifted. Earlier this week, the European Commission’s survey showed that households and businesses have both been
                    <a>
                     bracing
                    </a>
                    for higher prices. And when people expect inflation, they behave in ways that can make it stickier – companies pre-emptively jack up prices, workers demand pay raises, consumers bring spending forward. And with the latest data confirming their thinking, that process could accelerate.
                   </p>
                  </div>
                 </td>
                </tr>
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                  <div style="font-family:Inter,sans-serif;font-size:14px;font-weight:bold;line-height:1.5;text-align:left;color:#000000;">
                   You might also like ⇢
                   <a>
                    Six Popular Inflation Hedges, And The Ones Most Likely To Work Now
                   </a>
                  </div>
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                   <h2 data-block-key="kmu5a">
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                     You worked hard for your money. Make sure it repays the favor.
                    </b>
                   </h2>
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                    You’ve earned every pound. Now it’s your turn to make them
                    <a>
                     earn for you
                    </a>
                    .
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                    <a>
                     Crowd2Fund
                    </a>
                    lets you invest
                    <i>
                     directly
                    </i>
                    in
growing British companies. You pick the opportunities, lend through a fully regulated platform, and keep your returns inside an ISA so every penny grows tax‑efficiently.
                   </p>
                   <p data-block-key="fqo83">
                    It’s smart, transparent, and built for investors who want more control – and
                    <a>
                     more impact
                    </a>
                    .
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                     Get started from just £100.
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                    <span class="s30">
                     Five Things To Know About Government Bonds Right Now
                    </span>
                   </mj-raw>
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                      <a target="_blank">
                       <img alt="Insight" class="s10" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Ffinimize-img.imgix.net%252Fhttps%253A%252F%252Fchivas-assets.s3-eu-west-1.amazonaws.com%252Fstatic%252Fimages%252FInsight---Bonds---310326.original.jpg%253Ffit%253Dclip%2526h%253DNone%2526ixlib%253Dpython-3.1.2%2526w%253D768%2526s%253Decb0a569b7c8e868c51fcee187b3414c/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZmaW5pbWl6ZS1pbSIsInRpbWUiOjE3NzQ5OTY4MDQuNzYzNTg4Mn0:1w7hki:Og4L3s9ZDs7PcMvuWYcKtPN8uwb0uimsOs7JwluWd0Q" width="536"/>
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                  <div class="s27">
                   <p data-block-key="pr7ai">
                    With all the geopolitical turmoil happening, you’d think
                    <a>
                     government bonds
                    </a>
                    would be in fashion.
                   </p>
                   <p data-block-key="2rbn6">
                    But they’ve actually been getting
                    <a>
                     the cold shoulder
                    </a>
                    from investors.
                   </p>
                   <p data-block-key="3rfec">
                    It’s a sign that investors are starting to
                    <a>
                     think
differently
                    </a>
                    about inflation, interest rates, and risk.
                   </p>
                   <p data-block-key="8uiq0">
                    So that’s today’s Insight:
                    <a>
                     five things to know about government bonds now
                    </a>
                    .
                   </p>
                   <p data-block-key="82ubv">
                    <a>
                     <b>
                      Read or listen to the Insight here
                     </b>
                    </a>
                   </p>
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                     Chart Of The Day
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                  <div class="s29">
                   <mj-raw>
                    <span class="s30">
                     The Chips Are Down
                    </span>
                   </mj-raw>
                  </div>
                 </td>
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                <tr>
                 <td align="center" class="s4">
                  <table border="0" cellpadding="0" cellspacing="0" class="s8" role="presentation">
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                      <a target="_blank">
                       <img alt="The Chips Are Down" class="s10" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Ffinimize-img.imgix.net%252Fhttps%253A%252F%252Fchivas-assets.s3-eu-west-1.amazonaws.com%252Fstatic%252Fimages%252FEditorial-310326-Chips.original.jpg%253Ffit%253Dcrop%2526h%253D600%2526ixlib%253Dpython-3.1.2%2526w%253D1200%2526s%253D420aee99a2b3f0b7a5dc87ca10c734e2/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZmaW5pbWl6ZS1pbSIsInRpbWUiOjE3NzQ5OTY4MDQuNzY0MDU1NX0:1w7hki:62fhVnHuuNyJ6Q9ysbsNAZ18Bf4qEFFcRGTIrpMA0qs" width="568"/>
                      </a>
                     </td>
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                   </tbody>
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                 </td>
                </tr>
                <tr>
                 <td align="left" class="s4">
                  <div class="s27">
                   <p data-block-key="quj1a">
                    <b>
                     What’s going on here?
                    </b>
                   </p>
                   <p data-block-key="85ndd">
                    As Kenny Rogers said, “You’ve got to know when to hold ’em” – and this past month sure wasn’t a good time to hold chip stocks.
                   </p>
                   <p data-block-key="2aq92">
                    <b>
                     What does this mean?
                    </b>
                   </p>
                   <p data-block-key="2iref">
                    Bloomberg’s memory chipmaker index, with names like
                    <b>
                     SK Hynix
                    </b>
                    ,
                    <b>
                     Micron
                    </b>
                    , and
                    <b>
                     Samsung
                    </b>
                    , fell about 25% over the last month – its
worst since 2005.
                   </p>
                   <p data-block-key="dnhr0">
                    ▶ For a while, the play was simple: AI needs stacks and stacks of chips – memory, storage, everything – to run its models and handle massive amounts of data. So investors were betting that demand for chips would just keep climbing, and that chipmakers would keep cranking up prices and output, and
                    <i>
                     still
                    </i>
                    sell out.
                   </p>
                   <p data-block-key="94bkh">
                    ▶ But then, the backdrop shifted. The conflict in the Middle East pushed energy prices higher, which
is making it more expensive to run power-hungry chip factories. And that’s bound to weigh on chipmakers’ profits.
                   </p>
                   <p data-block-key="dgvl1">
                    <b>
                     Why should I care?
                    </b>
                   </p>
                   <p data-block-key="2r6af">
                    <b>
                     <i>
                      The bigger picture:
                     </i>
                    </b>
                    <i>
                     Knock-on effects.
                    </i>
                   </p>
                   <p data-block-key="6qahp">
                    But that’s not all. Higher energy prices feed into inflation, which raises the chances of interest rate hikes. That’d be a double whammy. Higher rates would make it more expensive to build and run AI data centers,
which could cool demand for chips
                    <i>
                     and
                    </i>
                    make growth stocks – AI names and chipmakers included – less appealing. Fact is, when rates rise, their future profits simply aren’t worth as much in today’s money.
                   </p>
                   <p data-block-key="dpjoc">
                    <b>
                     <i>
                      For markets:
                     </i>
                    </b>
                    <i>
                     The tide is going out.
                    </i>
                   </p>
                   <p data-block-key="cl81e">
                    Just last week,
                    <b>
                     Alphabet
                    </b>
                    <a>
                     unveiled
                    </a>
                    its new “TurboQuant” algorithm, which lets AI models run on about six times less working memory than before. That spooked investors even more… Memory chipmaker Micron, for one, has seen its shares fall nearly 20% since then – and that’s despite a 200% revenue increase
last quarter. Some investors decided it was time to fold ‘em, but we’ll see how many more walk away.
                   </p>
                  </div>
                 </td>
                </tr>
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                  <div style="font-family:Inter,sans-serif;font-size:14px;font-weight:bold;line-height:1.5;text-align:left;color:#000000;">
                   You might also like ⇢
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                 <td align="left" class="s14">
                  <div class="s15">
                   <mj-raw>
                    <span class="s16">
                     ✨
                    </span>
                    <span class="s17">
                     ​​​​​​​​​​​​​​​​​​​​​​​​​Sarah's Digest
                    </span>
                   </mj-raw>
                  </div>
                 </td>
                </tr>
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                   What others like you are reading today...
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                   🧂
                   <a>
                    Unilever Eyes A Food Tie-Up With McCormick
                   </a>
                  </div>
                 </td>
                </tr>
                <tr>
                 <td align="left" class="s4">
                  <div class="s33">
                   The deal could bring in $15.7 billion in cash while leaving Unilever shareholders in control, as the company leans harder into beauty and personal care.
                  </div>
                 </td>
                </tr>
                <tr>
                 <td align="left" class="s32">
                  <div class="s27">
                   🛢️
                   <a>
                    Powell Faces An Oil Shock That Puts The Fed In A Bind
                   </a>
                  </div>
                 </td>
                </tr>
                <tr>
                 <td align="left" class="s4">
                  <div class="s33">
                   With gas near $4 and inflation signals split, markets are watching whether the Fed keeps rates steady or leans toward a hike to keep price expectations in check.
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                <tr>
                 <td align="left" class="s32">
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                   📉
                   <a>
                    Nasdaq Moves To Curb Risky IPOs With Stricter Oversight
                   </a>
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                 </td>
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                 <td align="left" class="s4">
                  <div class="s33">
                   A new proposal would let Nasdaq block IPOs flagged for possible manipulation, focusing especially on foreign companies eyeing the US market.
                  </div>
                 </td>
                </tr>
               </tbody>
              </table>
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             <!--[if mso | IE]>
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<![endif]-->
            </td>
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          </tbody>
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        <!--[if mso | IE]>
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     </tbody>
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             <div style="height:24px;line-height:24px;">
             </div>
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        <!--[if mso | IE]>
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       </td>
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        <!--[if mso | IE]>
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<table align="center" border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="width:568px;" width="568"><tr><td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;">
<![endif]-->
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          <tbody>
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             <!--[if mso | IE]>
<table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" style="vertical-align:top;width:568px;">
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                   <mj-raw>
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                     🖋️
                    </span>
                    <span class="s17">
                     Quote of the day
                    </span>
                   </mj-raw>
                  </div>
                 </td>
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               </tbody>
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             </div>
             <!--[if mso | IE]>
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               <tbody>
                <tr>
                 <td align="left" class="s4">
                  <div class="s27">
                   <strong>
                    "Courage means to keep making forward progress while you still feel afraid."
                   </strong>
                   – Joyce Meyer (an American author and speaker)
                  </div>
                 </td>
                </tr>
               </tbody>
              </table>
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        <!--[if mso | IE]>
<table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" width="600px">
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<![endif]-->
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          <tbody>
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             <!--[if mso | IE]>
<table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" style="vertical-align:top;width:568px;">
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               <tbody>
                <tr>
                 <td align="left" class="s28">
                  <div class="s15">
                   <mj-raw>
                    <span class="s17">
                     Finimize Awards
                    </span>
                   </mj-raw>
                  </div>
                 </td>
                </tr>
               </tbody>
              </table>
             </div>
             <!--[if mso | IE]>
</td></tr></table>
<![endif]-->
            </td>
           </tr>
          </tbody>
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        </div>
        <!--[if mso | IE]>
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</td></tr><tr><td class="" width="600px">
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<![endif]-->
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          <tbody>
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            <td class="s25">
             <!--[if mso | IE]>
<table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" style="vertical-align:top;width:568px;">
<![endif]-->
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                 <td align="center" style="font-size:0px;padding:0;padding-bottom:16px;word-break:break-word;">
                  <table border="0" cellpadding="0" cellspacing="0" class="s8" role="presentation">
                   <tbody>
                    <tr>
                     <td class="s9">
                      <a target="_blank">
                       <img alt="Finimize Awards" class="s10" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Ffinimize-img.imgix.net%252Fhttps%253A%252F%252Fchivas-assets.s3-eu-west-1.amazonaws.com%252Fstatic%252Fimages%252FEmail_banner_-_Finimize-awards-3.original.png%253Ffit%253Dclip%2526h%253DNone%2526ixlib%253Dpython-3.1.2%2526w%253D768%2526s%253Da32cad8b91513fd1e665556f559a163c/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZmaW5pbWl6ZS1pbSIsInRpbWUiOjE3NzQ5OTY4MDQuNzY0MzQ2OH0:1w7hki:9nVIE_eq8Dv9DwJMcLse1eCoeMu28X1p1A1SiE6XYqY" width="568"/>
                      </a>
                     </td>
                    </tr>
                   </tbody>
                  </table>
                 </td>
                </tr>
                <tr>
                 <td align="left" style="font-size:0px;padding:0;padding-right:0;padding-bottom:16px;padding-left:0;word-break:break-word;">
                  <div class="s27">
                   <h3 data-block-key="9x8x7">
                    Too often, "best service" actually means "best at paying for awards".
                    <a>
                     Let's make financial awards better
                    </a>
                    .
                   </h3>
                  </div>
                 </td>
                </tr>
                <tr>
                 <td align="left" style="font-size:0px;padding:16px 0;word-break:break-word;">
                  <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:separate;line-height:100%;">
                   <tbody>
                    <tr>
                     <td align="center" bgcolor="#204CE9" role="presentation" style="border:1px solid #030303;border-radius:1000rem;cursor:auto;mso-padding-alt:10px 25px;background:#204CE9;" valign="middle">
                      <a style="display:inline-block;background:#204CE9;color:#ffffff;font-family:Inter,
sans-serif;font-size:13px;font-weight:700;line-height:1.2;margin:0;text-decoration:none;text-transform:none;padding:10px 25px;mso-padding-alt:0px;border-radius:1000rem;" target="_blank">
                       <span style="color:#FFFFFF">
                        Find out how
                       </span>
                      </a>
                     </td>
                    </tr>
                   </tbody>
                  </table>
                 </td>
                </tr>
               </tbody>
              </table>
             </div>
             <!--[if mso | IE]>
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<![endif]-->
            </td>
           </tr>
          </tbody>
         </table>
        </div>
        <!--[if mso | IE]>
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</td></tr></table>
<![endif]-->
       </td>
      </tr>
     </tbody>
    </table>
   </div>
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</td></tr></table>
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<![endif]-->
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        <!--[if mso | IE]>
<table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" width="600px">
<table align="center" border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="width:568px;" width="568"><tr><td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;">
<![endif]-->
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          <tbody>
           <tr>
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             <!--[if mso | IE]>
<table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" style="vertical-align:top;width:568px;">
<![endif]-->
             <div class="mj-column-per-100 mj-outlook-group-fix s5">
              <table border="0" cellpadding="0" cellspacing="0" class="s3" role="presentation" width="100%">
               <tbody>
                <tr>
                 <td align="left" class="s28">
                  <div class="s15">
                   <mj-raw>
                    <span class="s16">
                     🎯
                    </span>
                    <span class="s17">
                     On Our Radar
                    </span>
                   </mj-raw>
                  </div>
                 </td>
                </tr>
               </tbody>
              </table>
             </div>
             <!--[if mso | IE]>
</td></tr></table>
<![endif]-->
            </td>
           </tr>
          </tbody>
         </table>
        </div>
        <!--[if mso | IE]>
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</td></tr><tr><td class="" width="600px">
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          <tbody>
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             <!--[if mso | IE]>
<table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" style="vertical-align:top;width:568px;">
<![endif]-->
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              <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
               <tbody>
                <tr>
                 <td class="s18">
                  <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="" width="100%">
                   <tbody>
                    <tr>
                     <td align="left" class="s26">
                      <div class="s27">
                       <p data-block-key="aaghi">
                        <b>
                         1. Boo.
                        </b>
                        Canada’s most haunted house might be more
                        <a>
                         press than poltergeist
                        </a>
                        .
                       </p>
                       <p data-block-key="ava9v">
                        <b>
                         2. ChatGPT doesn’t love you.
                        </b>
                        That’s not chemistry –
                        <a>
                         that’s caching
                        </a>
                        .
                       </p>
                       <p data-block-key="8a4ps">
                        <b>
                         3. Bada bing to museum wing.
                        </b>
                        <i>
                         The Sorpranos
                        </i>
                        gets its
                        <a>
                         moment at the MoMI
                        </a>
                        .
                       </p>
                      </div>
                     </td>
                    </tr>
                   </tbody>
                  </table>
                 </td>
                </tr>
               </tbody>
              </table>
             </div>
             <!--[if mso | IE]>
</td></tr></table>
<![endif]-->
            </td>
           </tr>
          </tbody>
         </table>
        </div>
        <!--[if mso | IE]>
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</td></tr></table>
<![endif]-->
       </td>
      </tr>
     </tbody>
    </table>
   </div>
   <!--[if mso | IE]>
</td></tr></table>
<table align="center" border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="width:600px;" width="600"><tr><td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;">
<![endif]-->
   <div class="s0">
    <table align="center" border="0" cellpadding="0" cellspacing="0" class="s1" role="presentation">
     <tbody>
      <tr>
       <td class="s2">
        <!--[if mso | IE]>
<table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" style="vertical-align:top;width:568px;">
<![endif]-->
        <div class="mj-column-per-100 mj-outlook-group-fix s5">
         <table border="0" cellpadding="0" cellspacing="0" class="s3" role="presentation" width="100%">
          <tbody>
           <tr>
            <td align="left" class="s4">
             <div class="s27">
              Stay classy, Sarah 😉 This issue of the Daily Brief was curated by
              <a style="color:inherit;font-weight:inherit">
               Reda
              </a>
              and
              <a style="color:inherit;font-weight:inherit">
               Linda
              </a>
              . Got an idea? A question?
              <a>
               Get in touch
              </a>
              .
             </div>
            </td>
           </tr>
          </tbody>
         </table>
        </div>
        <!--[if mso | IE]>
</td></tr></table>
<![endif]-->
       </td>
      </tr>
     </tbody>
    </table>
   </div>
   <!--[if mso | IE]>
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<table align="center" border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="width:600px;" width="600"><tr><td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;">
<![endif]-->
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    <table align="center" border="0" cellpadding="0" cellspacing="0" class="s1" role="presentation">
     <tbody>
      <tr>
       <td style="direction:ltr;font-size:0px;padding:0 16px;text-align:center;">
        <!--[if mso | IE]>
<table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" width="600px">
<table align="center" border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="width:568px;" width="568"><tr><td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;">
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          <tbody>
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             <!--[if mso | IE]>
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              <table border="0" cellpadding="0" cellspacing="0" class="s3" role="presentation" width="100%">
               <tbody>
                <tr>
                 <td align="left" class="s28">
                  <div class="s15">
                   <mj-raw>
                    <span class="s16">
                     💌
                    </span>
                    <span class="s17">
                     THAT WAS GREAT FOR US... HOW WAS IT FOR YOU?
                    </span>
                   </mj-raw>
                  </div>
                 </td>
                </tr>
               </tbody>
              </table>
             </div>
             <!--[if mso | IE]>
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