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 </head>
 <body style="margin:0; padding:0;">
  <table border="0" cellpadding="0" cellspacing="0" style="color: #002E22; padding: 20px; font-size: 15px; font-family: system-ui, 'Segoe UI', Roboto, Helvetica, Arial, sans-serif, 'Apple Color Emoji', 'Segoe UI Emoji', 'Segoe UI Symbol';" width="100%">
   <tr>
    <td align="center">
     <!-- Main content table -->
     <table align="center" border="0" cellpadding="0" cellspacing="0" style="max-width: 680px;" width="100%">
      <tr>
       <td style="padding: 0px; text-align: left;">
        <!-- Each content section goes here. They will be left-aligned inside the centered table. -->
        <div>
         <img alt="Expensify Logo" height="24px" src="https://inboxflows.com/_/image/https%253A%252F%252Fd2k5nsl2zxldvw.cloudfront.net%252Fimages%252Femail%252Fexpensify-email-logo-header2025.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZkMms1bnNsMnp4bCIsInRpbWUiOjE3NDkyMjU0NTkuMTU2ODU0OX0:1uNZRr:RpaIwJ6Ycb3NSzrlEQbWZ56HsNOX1TiLrvzS7Eri0BU" width="100px"/>
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           </td>
          </tr>
         </table>
        </div>
        <div>
         <p style="margin: 0px; margin-bottom: 24px; padding: 0px; font-size: 15px;">
          Hello,
         </p>
         <p style="margin: 0px; padding: 0px; font-size: 15px;">
          We've updated our Terms of Service and Privacy Policy. As always, we're sending this notification to everyone with an Expensify account.
                Continued use of Expensify following the update constitutes acceptance of our updated Terms of Service and Privacy Policy. These changes
                were made in support of the following feature updates:
         </p>
         <ul>
          <li>
           <strong>
            International corporate card feeds
           </strong>
           - import commercial cards from banks across the UK, Europe, and Canada.
                Expensify, Inc. is an agent of Plaid, who powers this integration.
          </li>
          <li>
           <strong>
            More billing options
           </strong>
           - pay your Expensify bill in Euros, no more dealing with fluctuating exchange rates.
          </li>
         </ul>
         <p style="margin: 0px; padding: 0px; font-size: 15px;">
          Thanks,
          <br/>
          Team Expensify
         </p>
        </div>
        <div>
         <div style="margin: 24px 0px; text-decoration: none;">
          <a style="color: #FCFBF9; padding: 0 24px; background-color: #03D47C; display: inline-block; font-size: 13px; font-weight: 700; height: 40px; text-decoration: none; text-align: center; line-height: 40px; border-radius: 40px;">
           Review Updates
          </a>
         </div>
        </div>
        <div>
         <table border="0" cellpadding="0" cellspacing="0" style="width: 100% !important; margin: 24px 0;" width="100%">
          <tr>
           <td style="width: 100% !important; background-color: #E6E1DA; height:1px; font-size:0; line-height:0;">
           </td>
          </tr>
         </table>
         <div>
          <span style="padding: 0px; margin: 0px; color: #76847E;">
           PS: This is a one-time required legal notice sent to all Expensify members, even those who have unsubscribed from optional announcements.
                    If you don't want to receive this again, please follow
           <a style="color: #0164BF; text-decoration: none; " target="_blank">
            these instructions
           </a>
           to close your account.
                    Thank you for your understanding.
          </span>
         </div>
        </div>
        <div style="margin-top: 24px;">
         <img alt="Expensify Logo" src="https://inboxflows.com/_/image/https%253A%252F%252Fd2k5nsl2zxldvw.cloudfront.net%252Fimages%252Femail%252Fexpensify-email-logo-footer2025.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZkMms1bnNsMnp4bCIsInRpbWUiOjE3NDkyMjU0NTkuMTU3MzkxfQ:1uNZRr:h9_momkhnqua1jDT0FYCnLFgqPltpfgMHyZ-13Dd_lY" style="width: 100%; max-width: 80px;"/>
        </div>
        <div style="font-size: 11px; margin-top: 12px; line-height: 14px;">
         <p style="font-size: 11px; margin: 0px 0px 8px 0px; padding: 0px;">
          <a style="color: #76847E; text-decoration: none;">
           548 Market St #61434 • San Francisco, CA 94103
          </a>
         </p>
        </div>
       </td>
      </tr>
     </table>
    </td>
   </tr>
  </table>
  <!-- Unique hidden ID to prevent trimming -->
  <div style="display: none; font-size: 1px; color: #ffffff;">
   EmailID: 68430ff1bc9d0
  </div>
 </body>
</html>