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<!DOCTYPE html>
<html>
 <head>
  <meta charset="utf-8"/>
  <title>
   APPLY TODAY! The Barnes &amp; Noble Mastercard®
  </title>
  <style type="text/css">
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display: none;
}

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/* Main Content */

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 <body bgcolor="#ffffff" leftmargin="0" marginheight="0" marginwidth="0" style="padding:0px; margin:0px; font-family: 'Times New Roman', TimesNewRoman, serif; font-size: 10px;" topmargin="0">
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      <tr>
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        <!-- ssl & tracking pixel -->
        <table align="center" border="0" cellpadding="0" cellspacing="0">
         <tr>
          <td style="font-size:1px; color:#ffffff; font-family:Arial;">
           Apply Now for the Must-Have Credit Card for Book Lovers.
          </td>
         </tr>
        </table>
        <!-- tracking pixels -->
        <img src="https://inboxflows.com/_/image/https%253A%252F%252Fmail.barnesandnoble.com%252FO%252FAQEAAZcF2gAmdjYwMDAwMDE4My1kYWE4LTNkMTQtYjlkZS1hOTZlOTZjNjUyMjDaACQ3MGU5NTBiYi00NjZmLTQzMWUtMDAwMC00YzVhNDI5NjNhYTHaACQwMDAwMDAwMC0wMDAwLTAwMDAtMDAwMC0wMDAwMDAwMDAwMDADDB6iGVS8Zcql4pXh2vqK3hprf9nmgMVnHh1Ca0GHqbqgGQ/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtYWlsLmJhcm5lcyJ9:1ojc5V:1jk2YGUxI_AybghIWS9DvW7wMwV9G-hqm_mGuG72B9g" style="display:none; max-height: 0px; font-size: 0px; overflow: hidden; mso-hide: all"/>
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        <!-- Promo Banner -->
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           <a style="color: #ffffff; text-decoration: none;">
            FIND YOUR STORE
           </a>
           |
           <a style="color: #ffffff; text-decoration: none;">
            VIEW IN BROWSER
           </a>
          </td>
         </tr>
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        <!--  Header New Logo NM -->
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             <td align="center" style="font-family:Arial, sans-serif; font-size:12px; color:#000000; padding-left: 15px;" valign="bottom" width="325">
              <a>
               <img alt="Barnes &amp; Noble" border="0" class="logo" src="https://inboxflows.com/_/image/https%253A%252F%252Fdispatch.barnesandnoble.com%252Fcontent%252Fdam%252Fccr%252Femail%252Fglobal-header%252F2020%252FGlobalHeader_Non.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZkaXNwYXRjaC5iYSJ9:1ojc5V:iKuyNu58SDnThEWY3AvCVBbXtXEx-kzeQCCFbX4npyw" style="display: block; border: none;" width="375"/>
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        <!-- //End Header -->
        <!-- NavBar -->
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         <tr>
          <td align="center" bgcolor="#ffffff" class="goMobile" style="padding-bottom: 15px;">
           <table align="center" bgcolor="#ffffff" border="0" cellpadding="0" cellspacing="0" class="navbar" width="580">
            <tr>
             <td align="center" class="navbar" style="font-family:Arial, sans-serif; font-size: 18px; letter-spacing: 1px; color: #3a3737; padding-right: 5px; border-right: 1px solid #000000;">
              <a style="color:#3a3737; text-decoration:none;">
               FICTION
              </a>
             </td>
             <td align="center" class="navbar" style="font-family:Arial, sans-serif; font-size: 18px; letter-spacing: 1px; color: #3a3737; padding-left: 5px; padding-right: 5px; border-right: 1px solid #000000;">
              <a style="color:#3a3737; text-decoration:none;">
               NONFICTION
              </a>
             </td>
             <td align="center" class="navbar" style="font-family:Arial, sans-serif; font-size: 18px; letter-spacing: 1px; color: #3a3737; padding-left: 10px; padding-right: 10px; border-right: 1px solid #000000;">
              <a style="color:#3a3737; text-decoration:none;">
               YA
              </a>
             </td>
             <td align="center" class="navbar" style="font-family:Arial, sans-serif; font-size: 18px; letter-spacing: 1px; color: #3a3737; padding-left: 10px; padding-right: 10px; border-right: 1px solid #000000;">
              <a style="color:#3a3737; text-decoration:none;">
               KIDS
              </a>
             </td>
             <td align="center" class="navbar" style="font-family:Arial, sans-serif; font-size: 18px; letter-spacing: 1px; color: #3a3737; padding-left: 5px;">
              <a style="color:#3a3737; text-decoration:none;">
               TOYS &amp; GAMES
              </a>
             </td>
            </tr>
           </table>
          </td>
         </tr>
        </table>
        <!-- //End NavBar -->
        <!-- Horizontal Rule -->
        <table align="center" cellpadding="0" cellspacing="0" class="goMobile" style="vertical-align: top; text-align: left; background: #ffffff;" width="600">
         <tr>
          <td align="center" style="padding-bottom: 15px;">
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            <tr>
             <td align="left" height="1" style="line-height: 1px;" valign="top">
              <img alt="" border="0" height="1" src="https://inboxflows.com/_/image/https%253A%252F%252Fdispatch.barnesandnoble.com%252Fcontent%252Fdam%252Fccr%252Femail%252Fgresources%252Fspacer1x1.gif/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZkaXNwYXRjaC5iYSJ9:1ojc5V:iKuyNu58SDnThEWY3AvCVBbXtXEx-kzeQCCFbX4npyw" style="display: block;"/>
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         <tr>
          <td align="left" valign="top">
           <a style="border: none;">
            <img alt="Limited Time Offer: Earn a $50 Gift Card. The Must-Have Credit Card For Book Lovers. The Barnes &amp; Noble Mastercard(R) | APPLY TODAY | Earn a  $50 Gift Card after spending $500 on purchases within the first 90 days of your account opening.(2)" src="https://inboxflows.com/_/image/http%253A%252F%252Fdispatch.barnesandnoble.com%252Fcontent%252Fdam%252Fccr%252Femail%252F2022%252F09%252FBarclays%252F0912_Barclays_Hero_Lifestyle.jpg/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cCUzQSUyRiUyRmRpc3BhdGNoLmJhciJ9:1ojc5V:RB2sBjhuOGAdYltb7L8yBkobzW75wQT9nDvPbrPOQYc" style="display: block; border: none;" width="600"/>
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         <tr>
          <td align="center" style="font-family: Arial, sans-serif; font-size:33px; color:#000000; font-weight: bold; line-height: 39px; padding-top: 30px;" valign="top">
           PLUS These Great
           <br/>
           B&amp;N Mastercard Benefits
          </td>
         </tr>
        </table>
        <!-- Horizontal Rule -->
        <table align="center" bgcolor="#EAD7BC" cellpadding="0" cellspacing="0" class="goMobile" style="vertical-align: top; text-align: left;" width="600">
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              <img alt="" border="0" height="1" src="https://inboxflows.com/_/image/https%253A%252F%252Fdispatch.barnesandnoble.com%252Fcontent%252Fdam%252Fccr%252Femail%252Fgresources%252Fspacer1x1.gif/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZkaXNwYXRjaC5iYSJ9:1ojc5V:iKuyNu58SDnThEWY3AvCVBbXtXEx-kzeQCCFbX4npyw" style="display: block;"/>
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           <img alt="" border="0" height="1" src="https://inboxflows.com/_/image/http%253A%252F%252Fdispatch.barnesandnoble.com%252Fcontent%252Fdam%252Fccr%252Femail%252Fgresources%252Fspacer1x1.gif/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cCUzQSUyRiUyRmRpc3BhdGNoLmJhciJ9:1ojc5V:RB2sBjhuOGAdYltb7L8yBkobzW75wQT9nDvPbrPOQYc" style="display:block;" width="70"/>
          </td>
          <td align="left" bgcolor="#EAD7BC" valign="top">
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            <tr>
             <td align="left" style="font-family: Arial, sans-serif; font-size:28px; color:#000000; font-weight: bold; line-height: 34px;" valign="top">
              Get 5% Back
             </td>
            </tr>
            <tr>
             <td align="left" style="font-family: Arial, sans-serif; font-size:18px; color:#000000; line-height: 18px;" valign="top">
              on all Barnes &amp; Noble purchases
              <sup style="font-size:14px;">
               2
              </sup>
             </td>
            </tr>
            <tr>
             <td align="left" bgcolor="#EAD7BC" height="22" style="line-height: 22px;" valign="top">
              <img alt="" border="0" height="1" src="https://inboxflows.com/_/image/http%253A%252F%252Fdispatch.barnesandnoble.com%252Fcontent%252Fdam%252Fccr%252Femail%252Fgresources%252Fspacer1x1.gif/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cCUzQSUyRiUyRmRpc3BhdGNoLmJhciJ9:1ojc5V:RB2sBjhuOGAdYltb7L8yBkobzW75wQT9nDvPbrPOQYc" style="display:block;" width="1"/>
             </td>
            </tr>
            <tr>
             <td align="left" style="font-family: Arial, sans-serif; font-size:28px; color:#000000; font-weight: bold; line-height: 34px;" valign="top">
              Earn 2x Points
             </td>
            </tr>
            <tr>
             <td align="left" style="font-family: Arial, sans-serif; font-size:18px; color:#000000;" valign="top">
              for every $1 spent at restaurants
              <br/>
              (excluding Barnes &amp; Noble Café purchases)
              <sup style="font-size:14px;">
               2
              </sup>
             </td>
            </tr>
            <tr>
             <td align="left" bgcolor="#EAD7BC" height="22" style="line-height: 22px;" valign="top">
              <img alt="" border="0" height="1" src="https://inboxflows.com/_/image/http%253A%252F%252Fdispatch.barnesandnoble.com%252Fcontent%252Fdam%252Fccr%252Femail%252Fgresources%252Fspacer1x1.gif/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cCUzQSUyRiUyRmRpc3BhdGNoLmJhciJ9:1ojc5V:RB2sBjhuOGAdYltb7L8yBkobzW75wQT9nDvPbrPOQYc" style="display:block;" width="1"/>
             </td>
            </tr>
            <tr>
             <td align="left" style="font-family: Arial, sans-serif; font-size:28px; color:#000000; font-weight: bold; line-height: 34px;" valign="top">
              Earn 1x Points
             </td>
            </tr>
            <tr>
             <td align="left" style="font-family: Arial, sans-serif; font-size:18px; color:#000000; line-height: 24px;" valign="top">
              for every $1 spent on all other purchases
              <br/>
              (excluding Barnes &amp; Noble purchases)
              <sup style="font-size:14px;">
               2
              </sup>
             </td>
            </tr>
            <tr>
             <td align="left" bgcolor="#EAD7BC" height="22" style="line-height: 22px;" valign="top">
              <img alt="" border="0" height="1" src="https://inboxflows.com/_/image/http%253A%252F%252Fdispatch.barnesandnoble.com%252Fcontent%252Fdam%252Fccr%252Femail%252Fgresources%252Fspacer1x1.gif/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cCUzQSUyRiUyRmRpc3BhdGNoLmJhciJ9:1ojc5V:RB2sBjhuOGAdYltb7L8yBkobzW75wQT9nDvPbrPOQYc" style="display:block;" width="1"/>
             </td>
            </tr>
            <tr>
             <td align="left" style="font-family: Arial, sans-serif; font-size:28px; color:#000000; font-weight: bold; line-height: 34px;" valign="top">
              Receive a $25 Barnes &amp; Noble Gift Card
             </td>
            </tr>
            <tr>
             <td align="left" style="font-family: Arial, sans-serif; font-size:18px; color:#000000; line-height: 24px;" valign="top">
              each time you reach 2,500 points
              <sup style="font-size:14px;">
               2
              </sup>
             </td>
            </tr>
            <tr>
             <td align="left" bgcolor="#EAD7BC" height="22" style="line-height: 22px;" valign="top">
              <img alt="" border="0" height="1" src="https://inboxflows.com/_/image/http%253A%252F%252Fdispatch.barnesandnoble.com%252Fcontent%252Fdam%252Fccr%252Femail%252Fgresources%252Fspacer1x1.gif/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cCUzQSUyRiUyRmRpc3BhdGNoLmJhciJ9:1ojc5V:RB2sBjhuOGAdYltb7L8yBkobzW75wQT9nDvPbrPOQYc" style="display:block;" width="1"/>
             </td>
            </tr>
            <tr>
             <td align="left" style="font-family: Arial, sans-serif; font-size:28px; color:#000000; font-weight: bold; line-height: 34px;" valign="top">
              Earn 12 Months of
              <br/>
              Barnes &amp; Noble Membership
             </td>
            </tr>
            <tr>
             <td align="left" bgcolor="#EAD7BC" height="8" style="line-height: 8px;" valign="top">
              <img alt="" border="0" height="1" src="https://inboxflows.com/_/image/http%253A%252F%252Fdispatch.barnesandnoble.com%252Fcontent%252Fdam%252Fccr%252Femail%252Fgresources%252Fspacer1x1.gif/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cCUzQSUyRiUyRmRpc3BhdGNoLmJhciJ9:1ojc5V:RB2sBjhuOGAdYltb7L8yBkobzW75wQT9nDvPbrPOQYc" style="display:block;" width="1"/>
             </td>
            </tr>
            <tr>
             <td align="left" style="font-family: Arial, sans-serif; font-size:18px; color:#000000;" valign="top">
              after spending $7,500/year on eligible purchases by your account anniversary
              <sup style="font-size:14px;">
               2
              </sup>
             </td>
            </tr>
            <tr>
             <td align="left" bgcolor="#EAD7BC" height="22" style="line-height: 22px;" valign="top">
              <img alt="" border="0" height="1" src="https://inboxflows.com/_/image/http%253A%252F%252Fdispatch.barnesandnoble.com%252Fcontent%252Fdam%252Fccr%252Femail%252Fgresources%252Fspacer1x1.gif/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cCUzQSUyRiUyRmRpc3BhdGNoLmJhciJ9:1ojc5V:RB2sBjhuOGAdYltb7L8yBkobzW75wQT9nDvPbrPOQYc" style="display:block;" width="1"/>
             </td>
            </tr>
            <tr>
             <td align="left" style="font-family: Arial, sans-serif; font-size:16px; color:#000000;" valign="top">
              0% introductory APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, 16.99% or 27.99%, based on your creditworthiness. There is a fee for balance transfers.
              <sup style="font-size:14px;">
               1
              </sup>
             </td>
            </tr>
            <tr>
             <td align="left" bgcolor="#EAD7BC" height="30" style="line-height:30px;" valign="top">
              <img alt="" border="0" height="1" src="https://inboxflows.com/_/image/http%253A%252F%252Fdispatch.barnesandnoble.com%252Fcontent%252Fdam%252Fccr%252Femail%252Fgresources%252Fspacer1x1.gif/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cCUzQSUyRiUyRmRpc3BhdGNoLmJhciJ9:1ojc5V:RB2sBjhuOGAdYltb7L8yBkobzW75wQT9nDvPbrPOQYc" style="display:block;" width="1"/>
             </td>
            </tr>
           </table>
          </td>
          <td align="left" bgcolor="#EAD7BC" height="1" style="line-height:1px; width:50px;" valign="top">
           <img alt="" border="0" height="1" src="https://inboxflows.com/_/image/http%253A%252F%252Fdispatch.barnesandnoble.com%252Fcontent%252Fdam%252Fccr%252Femail%252Fgresources%252Fspacer1x1.gif/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cCUzQSUyRiUyRmRpc3BhdGNoLmJhciJ9:1ojc5V:RB2sBjhuOGAdYltb7L8yBkobzW75wQT9nDvPbrPOQYc" style="display:block;" width="50"/>
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         </tr>
        </table>
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           <!-- Store Locator 2021 w Curbside Banner -->
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           within the
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