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   Daily 2026-02-03
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               Tue, Feb 3 | 3:10 read time
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                       All metrics are as of the latest market close.
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               <tbody>
                <tr>
                 <td style="vertical-align:top;padding:0;">
                  <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="" width="100%">
                   <tbody>
                    <tr>
                     <td align="left" style="font-size:0px;padding:0;word-break:break-word;">
                      <table border="0" cellpadding="0" cellspacing="0" style="color:#000000;font-family:Inter,sans-serif;font-size:13px;line-height:22px;table-layout:auto;width:100%;border:none;" width="100%">
                       <tbody>
                        <tr>
                         <td style="font-size:12px;font-weight:700;width:40%;vertical-align:baseline;padding:10px 0 0 0">
                          S&amp;P 500
                         </td>
                         <td style="font-size:12px;color:#16B166;font-weight:500;font-family:Trispace,monospace;width:30%;vertical-align:baseline;padding:10px 0 0 0">
                          0.54% ▲
                         </td>
                         <td style="font-size:12px;width:30%;vertical-align:baseline;text-align:right;padding:10px 0 0 0;font-family:Trispace,monospace">
                          6,976
                         </td>
                        </tr>
                        <tr>
                         <td style="font-size:12px;font-weight:700;width:40%;vertical-align:baseline;padding:10px 0 0 0">
                          GOLD
                         </td>
                         <td style="font-size:12px;color:#EA3459;font-weight:500;font-family:Trispace,monospace;width:30%;vertical-align:baseline;padding:10px 0 0 0">
                          1.10% ▼
                         </td>
                         <td style="font-size:12px;width:30%;vertical-align:baseline;text-align:right;padding:10px 0 0 0;font-family:Trispace,monospace">
                          $4,693
                         </td>
                        </tr>
                        <tr>
                         <td style="font-size:12px;font-weight:700;width:40%;vertical-align:baseline;padding:10px 0 0 0">
                          BITCOIN*
                         </td>
                         <td style="font-size:12px;color:#16B166;font-weight:500;font-family:Trispace,monospace;width:30%;vertical-align:baseline;padding:10px 0 0 0">
                          1.72% ▲
                         </td>
                         <td style="font-size:12px;width:30%;vertical-align:baseline;text-align:right;padding:10px 0 0 0;font-family:Trispace,monospace">
                          $78,218
                         </td>
                        </tr>
                        <tr>
                         <td colspan="3" style="font-size:10px;font-family:Trispace,monospace;color:#7F879C;padding:0">
                          *24-hour change
                         </td>
                        </tr>
                       </tbody>
                      </table>
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                         <td style="font-size:12px;font-weight:700;width:40%;vertical-align:baseline;padding:10px 0 0 0">
                          FTSE 100
                         </td>
                         <td style="font-size:12px;color:#16B166;font-weight:500;font-family:Trispace,monospace;width:30%;vertical-align:baseline;padding:10px 0 0 0">
                          1.15% ▲
                         </td>
                         <td style="font-size:12px;width:30%;vertical-align:baseline;text-align:right;padding:10px 0 0 0;font-family:Trispace,monospace">
                          10,342
                         </td>
                        </tr>
                        <tr>
                         <td style="font-size:12px;font-weight:700;width:40%;vertical-align:baseline;padding:10px 0 0 0">
                          BRENT OIL
                         </td>
                         <td style="font-size:12px;color:#EA3459;font-weight:500;font-family:Trispace,monospace;width:30%;vertical-align:baseline;padding:10px 0 0 0">
                          4.24% ▼
                         </td>
                         <td style="font-size:12px;width:30%;vertical-align:baseline;text-align:right;padding:10px 0 0 0;font-family:Trispace,monospace">
                          $66.38
                         </td>
                        </tr>
                        <tr>
                         <td style="font-size:12px;font-weight:700;width:40%;vertical-align:baseline;padding:10px 0 0 0">
                          US BONDS*
                         </td>
                         <td style="font-size:12px;color:#EA3459;font-weight:500;font-family:Trispace,monospace;width:30%;vertical-align:baseline;padding:10px 0 0 0">
                          0.03% ▲
                         </td>
                         <td style="font-size:12px;width:30%;vertical-align:baseline;text-align:right;padding:10px 0 0 0;font-family:Trispace,monospace">
                          4.29%
                         </td>
                        </tr>
                        <tr>
                         <td colspan="3" style="font-size:10px;font-family:Trispace,monospace;color:#7F879C;padding:0">
                          *10-year government yield
                         </td>
                        </tr>
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                 <div style="font-family:Inter,sans-serif;font-size:14px;font-weight:700;line-height:1.5;text-align:left;color:#181c25;">
                  WALL STREET FEAR GAUGE INDEX 
(
                  <a style="font-weight:400;font-family:Trispace,monospace">
                   VIX
                  </a>
                  )
                 </div>
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                     <img alt="Wall Street Fear Gauge Index" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Ffinimize-img.imgix.net%252Fhttps%253A%252F%252Fimages.bannerbear.com%252Fdirect%252F7Q4rjJzQn7vZo8qPOx%252Frequests%252F000%252F129%252F188%252F591%252FNWlVkgmbMQEbZO9lYZyAqEwDo%252Feab698cdcc9fd6ab35ed04703ac80cbc2d2085e9.png%253Ffit%253Dclip%2526h%253DNone%2526ixlib%253Dpython-3.1.2%2526w%253D768%2526s%253D5b6646ecbaf2945b29bc5a1db561002f/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZmaW5pbWl6ZS1pbSIsInRpbWUiOjE3NzAxMDgwNDguMjQ4NTcwMn0:1vnBxo:zFjndZAxTgMbxpxvZ_00YYrUaCUy6zIFGVwhbdEh0OQ" style="border:0;display:block;outline:none;text-decoration:none;height:auto;width:100%;font-size:13px;" width="536"/>
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                      <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#000000;">
                       <p data-block-key="10zqs">
                        🙅 Investors changed their tune on precious metals, kicking gold and silver to the curb
                       </p>
                       <p data-block-key="2rcgi">
                        🤝 Elon Musk wants to combine
liftoffs with logins, by merging SpaceX and xAI
                       </p>
                       <p data-block-key="bdf1n">
                        <b>
                         👇 Keep reading to find out more
                        </b>
                       </p>
                      </div>
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                    <span style="font-style:normal">
                     👀
                    </span>
                    <span style="font-style:italic">
                     Today's headlines
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                   <mj-raw>
                    <span style="background-color:#EFFF0D;display:inline">
                     Metall-Ick
                    </span>
                   </mj-raw>
                  </div>
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                      <a target="_blank">
                       <img alt="Metall-Ick" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Ffinimize-img.imgix.net%252Fhttps%253A%252F%252Fchivas-assets.s3-eu-west-1.amazonaws.com%252Fstatic%252Fimages%252Feditorial-020226-gold.original.png%253Ffit%253Dcrop%2526h%253D600%2526ixlib%253Dpython-3.1.2%2526w%253D1200%2526s%253D688fb68c3d81eca3fc342e78bb73d55e/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZmaW5pbWl6ZS1pbSIsInRpbWUiOjE3NzAxMDgwNDguMjQ4NzA3NX0:1vnBxo:-zziEpRo3DIVUL6bgMtR_3kIX0x3kLnoPcQrQZ4j0Uc" style="border:0;display:block;outline:none;text-decoration:none;height:auto;width:100%;font-size:13px;" width="568"/>
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                  <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#000000;">
                   <p data-block-key="d55ju">
                    <b>
                     What’s going on here?
                    </b>
                   </p>
                   <p data-block-key="7btbo">
                    After months of flirting with their “safe haven” status, investors suddenly got
                    <a>
                     the ick
                    </a>
                    from precious metals – and started dumping both
gold and silver.
                   </p>
                   <p data-block-key="bp1bm">
                    <b>
                     What does this mean?
                    </b>
                   </p>
                   <p data-block-key="7tao9">
                    Gold is normally seen as a safety net – but lately, it's felt more like a trampoline. After notching a record high last week, the metal’s now tumbled 16%. Silver suffered even more, crashing by a third on Friday in its worst day since
                    <i>
                     1980
                    </i>
                    – with losses spilling over into Monday, too.
                   </p>
                   <p data-block-key="7rr69">
                    ▶ Here's what gives. Investors are expecting the Federal Reserve’s new
chairman to take a tough stance on inflation – likely keeping interest rates higher for longer – which would further prop up the US dollar.
                   </p>
                   <p data-block-key="b5407">
                    ▶ When the dollar strengthens, gold and silver become more expensive for foreign buyers. Now, combine that with how precious metals can become less attractive than interest-paying assets when rates go up, and you have a double whammy that pushes prices down.
                   </p>
                   <p data-block-key="2gemr">
                    ▶ To make matters worse, the fact that so
many investors had piled into precious metals in recent months made the exit very crowded. That means a lot of sellers and very few buyers, pushing prices even further down.
                   </p>
                   <p data-block-key="d8v42">
                    <b>
                     Why should I care?
                    </b>
                   </p>
                   <p data-block-key="4aja7">
                    <b>
                     <i>
                      Zooming in:
                     </i>
                    </b>
                    <i>
                     Focus on your tomorrows, not just today.
                    </i>
                   </p>
                   <p data-block-key="3p7gf">
                    Gold, oil, stocks, and crypto have all crashed together in this selloff – which might make you think diversification's a waste of time. But
that’s like judging a whole movie from a single chaotic freeze-frame. See, in a rush for cash, investors don’t carefully prune based on long-term logic – they offload whatever they can sell quickly to plug holes elsewhere. That means assets with very different long-term paths
                    <i>
                     can
                    </i>
                    end up falling for the same short-term reason. And smart diversification is about spreading out your risk over the long haul, rather than guaranteeing that nothing ever drops at the same time in a full-blown
stampede.
                   </p>
                  </div>
                 </td>
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                  <div style="font-family:Inter,sans-serif;font-size:14px;font-weight:bold;line-height:1.5;text-align:left;color:#000000;">
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                   <a>
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                      Today's Research
                     </span>
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                    <span style="background-color:#EFFF0D;display:inline">
                     How Three Pros Would Put $100,000 To Work Right
Now
                    </span>
                   </mj-raw>
                  </div>
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                       <img alt="Insight" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Ffinimize-img.imgix.net%252Fhttps%253A%252F%252Fchivas-assets.s3-eu-west-1.amazonaws.com%252Fstatic%252Fimages%252FInsight-020226-100k.original.png%253Ffit%253Dclip%2526h%253DNone%2526ixlib%253Dpython-3.1.2%2526w%253D768%2526s%253D658951293d20b61addfea0e7975f0b23/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZmaW5pbWl6ZS1pbSIsInRpbWUiOjE3NzAxMDgwNDguMjQ5MDY2OH0:1vnBxo:Uvoz2HLndO68DOuDGijIB4wNiBNFHKVUjoRU1mqnBpw" style="border:0;display:block;outline:none;text-decoration:none;height:auto;width:100%;font-size:13px;" width="536"/>
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                  <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#000000;">
                   <p data-block-key="pr7ai">
                    It feels like
                    <a>
                     cash
                    </a>
                    is king again.
                   </p>
                   <p data-block-key="4vbb2">
                    Markets have been jumping at every headline, politics have been sneaking into asset prices, and gold’s rise suggests investors are willing to pay
                    <a>
                     any price
                    </a>
                    for safety.
                   </p>
                   <p data-block-key="d2k6v">
                    That’s why, when asked how they’d invest
                    <a>
                     $100,000
                    </a>
                    , these investing pros focused first on the risks: market concentration, valuations, and the sources of future returns.
                   </p>
                   <p data-block-key="5g1pf">
                    Here are their most
                    <a>
                     interesting ideas
                    </a>
                    and my take on what each one is really
                    <i>
                     doing
                    </i>
                    in a portfolio – the risk it offsets, the bet it makes, and, maybe most importantly, how to make it work for you right now.
                   </p>
                   <p data-block-key="fcjv0">
                    That’s today’s Insight:
                    <a>
                     how three pros would put $100,000 to work right now
                    </a>
                    .
                   </p>
                   <p data-block-key="6ssbn">
                    <a>
                     <b>
                      Read or listen to the Insight
here
                     </b>
                    </a>
                   </p>
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                          <td style="width:30px;">
                           <img alt="Theodora Lee Joseph, CFA's profile image" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Ffinimize-img.imgix.net%252Fhttps%253A%252F%252Fchivas-assets.s3-eu-west-1.amazonaws.com%252Fstatic%252Fimages%252Ftheodora_square.original.jpg%253Ffit%253Dclip%2526h%253DNone%2526ixlib%253Dpython-3.1.2%2526w%253D768%2526s%253Deb921afefd4c173a1e779caa2bcf0e24/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZmaW5pbWl6ZS1pbSIsInRpbWUiOjE3NzAxMDgwNDguMjQ5MTc5OH0:1vnBxo:gHnMq1nVem6O5H0bz5KcGHnhfuWM93H19KbCSxmFu0g" style="border:0;border-radius:50%;display:block;outline:none;text-decoration:none;height:auto;width:100%;font-size:13px;" width="30"/>
                          </td>
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</td><td style="vertical-align:middle;width:268px;">
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                        <a style="color:#4C5469;font-weight:400">
                         Theodora
Lee Joseph, CFA
                        </a>
                       </div>
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                  </td>
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                     👀
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                    <span style="font-style:italic">
                     Today's headlines
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                    <span style="background-color:#EFFF0D;display:inline">
                     Exes And Owes
                    </span>
                   </mj-raw>
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                      <a target="_blank">
                       <img alt="Exes And Owes" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Ffinimize-img.imgix.net%252Fhttps%253A%252F%252Fchivas-assets.s3-eu-west-1.amazonaws.com%252Fstatic%252Fimages%252FEditorial-020226-SpaceXai.original.png%253Ffit%253Dcrop%2526h%253D600%2526ixlib%253Dpython-3.1.2%2526w%253D1200%2526s%253D7481a7dc76762afb6c8a6d7df60df20a/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZmaW5pbWl6ZS1pbSIsInRpbWUiOjE3NzAxMDgwNDguMjQ5MzMzNn0:1vnBxo:gN8xlhKfoadvUaWDsagJDREcg02a8qHhLRokFd54e8E" style="border:0;display:block;outline:none;text-decoration:none;height:auto;width:100%;font-size:13px;" width="568"/>
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                  <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#000000;">
                   <p data-block-key="37pku">
                    <b>
                     What’s going on here?
                    </b>
                   </p>
                   <p data-block-key="28n35">
                    Elon Musk is reportedly in advanced talks to combine SpaceX with xAI – a move that could shift the hefty costs of his grandest ambitions onto a single, supercharged empire.
                   </p>
                   <p data-block-key="bqr5v">
                    <b>
                     What does this mean?
                    </b>
                   </p>
                   <p data-block-key="92ah4">
                    Musk wants two of his babies to live under the same roof: SpaceX, the rocket and satellite business – and xAI, the AI startup that hit a $200 billion valuation last September. You’ll notice
                    <b>
                     Tesla’s
                    </b>
                    not involved: it’s far easier to merge private outfits than to fold in a publicly listed one. But Musk’s EV brainchild has the equivalent of a guest room in the home: it’s exploring collaborations with xAI, and
recently announced a $2 billion investment in the startup.
                   </p>
                   <p data-block-key="e9m93">
                    <b>
                     Why should I care?
                    </b>
                   </p>
                   <p data-block-key="b8nel">
                    <b>
                     <i>
                      Zooming in:
                     </i>
                    </b>
                    <i>
                     Musk needs even more money.
                    </i>
                   </p>
                   <p data-block-key="di7pt">
                    Musk has grand ambitions for SpaceX: he recently asked US regulators for permission to deploy up to a million AI satellites. And even though Musk is the world’s richest man, reports say he’s lining up a $1.5 trillion initial public listing for SpaceX to help fund all
of that.
                   </p>
                   <p data-block-key="83olj">
                    ▶ Merging with xAI could help that cash stretch further, letting the pair share pricey resources like talent and chips.
                   </p>
                   <p data-block-key="epjgv">
                    <b>
                     <i>
                      The bigger picture:
                     </i>
                    </b>
                    <i>
                     The old Tesla can’t come to the phone right now.
                    </i>
                   </p>
                   <p data-block-key="vvke">
                    Tesla has been losing ground in the crowded EV market, particularly to aggressive Chinese rivals. That’s one reason why Musk has been focusing more on “physical AI” (like robotaxis and humanoid
robots) than EVs alone.
                   </p>
                   <p data-block-key="4usul">
                    ▶ Meanwhile, Waymo – Alphabet's autonomous driving unit – has been busy putting more of its self-driving taxis on the road, with plans to expand into the UK and more US cities later this year. And to fund the efforts, the firm’s said to be raising $16 billion at a valuation around $110 billion – more than double the figure it fetched in late 2024.
                   </p>
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                     ✨
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                     ​​​​​​​​​​​​​​​​​​​​​​​​​Sarah's Digest
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                   What others like you are reading today...
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                   🤝
                   <a>
                    Glencore Lines Up Citi For Rio Tinto Deal Talks
                   </a>
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                  <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#5E6984;">
                   Citi looks set to advise Glencore as the Feb 5 UK takeover deadline nears, with bankers chasing a potential $200 billion mining tie-up and hefty fees.
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                 <td align="left" style="font-size:0px;padding:10px 25px;padding-right:0;padding-bottom:0;padding-left:0;word-break:break-word;">
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                   🎢
                   <a>
                    Disney Beat Estimates As Parks And Streaming
Carried The Quarter
                   </a>
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                 <td align="left" style="font-size:0px;padding:10px 25px;padding-right:0;padding-left:0;word-break:break-word;">
                  <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#5E6984;">
                   Parks and streaming did the heavy lifting, while ESPN took a hit from a YouTube TV dispute and higher costs — and Disney still stuck with its cash and buyback targets.
                  </div>
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                <tr>
                 <td align="left" style="font-size:0px;padding:10px 25px;padding-right:0;padding-bottom:0;padding-left:0;word-break:break-word;">
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                   💰
                   <a>
                    Devon And Coterra Plan A $58 Billion All-Stock
Merger
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                  <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#5E6984;">
                   The deal would create a larger US oil-and-gas producer, with a planned dividend and $5+ billion buyback even as both stocks dipped premarket.
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                    <span style="font-style:normal">
                     🖋️
                    </span>
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                     Quote
of the day
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                   <strong>
                    "I don't believe it. Prove it to me and I still won't believe it."
                   </strong>
                   – Douglas Adams (an English author and humorist)
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                     On Our
Radar
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        <!--[if mso | IE]>
</td></tr></table>
</td></tr><tr><td class="" width="600px">
<table align="center" border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="width:568px;" width="568"><tr><td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;">
<![endif]-->
        <div style="margin:0px auto;max-width:568px;">
         <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="width:100%;">
          <tbody>
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            <td style="direction:ltr;font-size:0px;padding:20px 0;padding-bottom:32px;padding-top:8px;text-align:center;">
             <!--[if mso | IE]>
<table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" style="vertical-align:top;width:568px;">
<![endif]-->
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              <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
               <tbody>
                <tr>
                 <td style="vertical-align:top;padding:0;">
                  <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="" width="100%">
                   <tbody>
                    <tr>
                     <td align="left" style="font-size:0px;padding:0;padding-right:0;padding-bottom:0;padding-left:0;word-break:break-word;">
                      <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#000000;">
                       <p data-block-key="aaghi">
                        1.
                        <b>
                         Steam and sauna won’t cut it.
                        </b>
                        Here’s where to go for
                        <a>
                         a wellness reset
                        </a>
                        this year.
                       </p>
                       <p data-block-key="3qr1s">
                        2.
                        <b>
                         No one appreciates the classics anymore.
                        </b>
                        Athletes can’t use Minions music
                        <a>
                         at the Olympics
                        </a>
                        .
                       </p>
                       <p data-block-key="6ldpe">
                        3.
                        <b>
                         The iPhone’s going foldable.
                        </b>
                        Is that a Galaxy in your pocket, or is
                        <a>
                         Apple scrambling for new ideas
                        </a>
                        ?
                       </p>
                      </div>
                     </td>
                    </tr>
                   </tbody>
                  </table>
                 </td>
                </tr>
               </tbody>
              </table>
             </div>
             <!--[if mso | IE]>
</td></tr></table>
<![endif]-->
            </td>
           </tr>
          </tbody>
         </table>
        </div>
        <!--[if mso | IE]>
</td></tr></table>
</td></tr></table>
<![endif]-->
       </td>
      </tr>
     </tbody>
    </table>
   </div>
   <!--[if mso | IE]>
</td></tr></table>
<table align="center" border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="width:600px;" width="600"><tr><td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;">
<![endif]-->
   <div style="margin:0px auto;max-width:600px;">
    <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="width:100%;">
     <tbody>
      <tr>
       <td style="direction:ltr;font-size:0px;padding:20px 0;padding-left:16px;padding-right:16px;text-align:center;">
        <!--[if mso | IE]>
<table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" style="vertical-align:top;width:568px;">
<![endif]-->
        <div class="mj-column-per-100 mj-outlook-group-fix" style="font-size:0px;text-align:left;direction:ltr;display:inline-block;vertical-align:top;width:100%;">
         <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="vertical-align:top;" width="100%">
          <tbody>
           <tr>
            <td align="left" style="font-size:0px;padding:10px 25px;padding-right:0;padding-left:0;word-break:break-word;">
             <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#000000;">
              Stay classy,
              <mj-raw>
               Sarah
              </mj-raw>
              😉 This issue of the Daily Brief was curated by
              <a style="color:inherit;font-weight:inherit">
               Naomi
              </a>
              ,
              <a style="color:inherit;font-weight:inherit">
               Theodora
              </a>
              , and
              <a style="color:inherit;font-weight:inherit">
               Russell
              </a>
              .
Got an idea? A question?
              <a>
               Get in touch
              </a>
              .
             </div>
            </td>
           </tr>
          </tbody>
         </table>
        </div>
        <!--[if mso | IE]>
</td></tr></table>
<![endif]-->
       </td>
      </tr>
     </tbody>
    </table>
   </div>
   <!--[if mso | IE]>
</td></tr></table>
<table align="center" border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="width:600px;" width="600"><tr><td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;">
<![endif]-->
   <div style="margin:0px auto;max-width:600px;">
    <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="width:100%;">
     <tbody>
      <tr>
       <td style="direction:ltr;font-size:0px;padding:0 16px;text-align:center;">
        <!--[if mso | IE]>
<table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" width="600px">
<table align="center" border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="width:568px;" width="568"><tr><td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;">
<![endif]-->
        <div style="margin:0px auto;max-width:568px;">
         <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="width:100%;">
          <tbody>
           <tr>
            <td style="border-top:2px solid #204CE9;direction:ltr;font-size:0px;padding:20px 0;padding-bottom:0;padding-top:8px;text-align:center;">
             <!--[if mso | IE]>
<table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" style="vertical-align:top;width:568px;">
<![endif]-->
             <div class="mj-column-per-100 mj-outlook-group-fix" style="font-size:0px;text-align:left;direction:ltr;display:inline-block;vertical-align:top;width:100%;">
              <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="vertical-align:top;" width="100%">
               <tbody>
                <tr>
                 <td align="left" style="font-size:0px;padding:10px 25px;padding-top:0;padding-right:0;padding-bottom:0;padding-left:0px;word-break:break-word;">
                  <div style="font-family:Inter,sans-serif;font-size:14px;font-weight:bold;line-height:1.5;text-align:left;text-transform:uppercase;color:#030303;">
                   <mj-raw>
                    <span style="font-style:normal">
                     💌
                    </span>
                    <span style="font-style:italic">
                     THAT
WAS GREAT FOR US... HOW WAS IT FOR YOU?
                    </span>
                   </mj-raw>
                  </div>
                 </td>
                </tr>
               </tbody>
              </table>
             </div>
             <!--[if mso | IE]>
</td></tr></table>
<![endif]-->
            </td>
           </tr>
          </tbody>
         </table>
        </div>
        <!--[if mso | IE]>
</td></tr></table>
</td></tr></table>
<![endif]-->
       </td>
      </tr>
     </tbody>
    </table>
   </div>
   <!--[if mso | IE]>
</td></tr></table>
<table align="center" border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="width:600px;" width="600"><tr><td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;">
<![endif]-->
   <div style="margin:0px auto;max-width:600px;">
    <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="width:100%;">
     <tbody>
      <tr>
       <td style="direction:ltr;font-size:0px;padding:20px 0;padding-left:16px;padding-right:16px;padding-top:0;text-align:center;">
        <!--[if mso | IE]>
<table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" style="vertical-align:top;width:189.33333333333337px;">
<![endif]-->
        <div class="mj-column-per-33-333333333333336 mj-outlook-group-fix" style="font-size:0px;text-align:left;direction:ltr;display:inline-block;vertical-align:top;width:100%;">
         <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="vertical-align:top;" width="100%">
          <tbody>
           <tr>
            <td align="center" style="font-size:0px;padding:12px 5px;word-break:break-word;">
             <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:separate;width:100%;line-height:100%;">
              <tbody>
               <tr>
                <td align="center" bgcolor="#f8f9ff" role="presentation" style="border:none;border-radius:4px;cursor:auto;mso-padding-alt:10px 25px;background:#f8f9ff;" valign="middle">
                 <a style="display:inline-block;background:#f8f9ff;color:#030303;font-family:Inter,sans-serif;font-size:13px;font-weight:normal;line-height:120%;margin:0;text-decoration:none;text-transform:none;padding:10px 25px;mso-padding-alt:0px;border-radius:4px;" target="_blank">
                  <span aria-hidden="true" role="img">
                   🔥
                  </span>
                  Hot
stuff
                 </a>
                </td>
               </tr>
              </tbody>
             </table>
            </td>
           </tr>
          </tbody>
         </table>
        </div>
        <!--[if mso | IE]>
</td><td class="" style="vertical-align:top;width:189.33333333333337px;">
<![endif]-->
        <div class="mj-column-per-33-333333333333336 mj-outlook-group-fix" style="font-size:0px;text-align:left;direction:ltr;display:inline-block;vertical-align:top;width:100%;">
         <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="vertical-align:top;" width="100%">
          <tbody>
           <tr>
            <td align="center" style="font-size:0px;padding:12px 5px;word-break:break-word;">
             <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:separate;width:100%;line-height:100%;">
              <tbody>
               <tr>
                <td align="center" bgcolor="#f8f9ff" role="presentation" style="border:none;border-radius:4px;cursor:auto;mso-padding-alt:10px 25px;background:#f8f9ff;" valign="middle">
                 <a style="display:inline-block;background:#f8f9ff;color:#030303;font-family:Inter,sans-serif;font-size:13px;font-weight:normal;line-height:120%;margin:0;text-decoration:none;text-transform:none;padding:10px 25px;mso-padding-alt:0px;border-radius:4px;" target="_blank">
                  <span aria-hidden="true" role="img">
                   👍
                  </span>
                  Just
alright
                 </a>
                </td>
               </tr>
              </tbody>
             </table>
            </td>
           </tr>
          </tbody>
         </table>
        </div>
        <!--[if mso | IE]>
</td><td class="" style="vertical-align:top;width:189.33333333333337px;">
<![endif]-->
        <div class="mj-column-per-33-333333333333336 mj-outlook-group-fix" style="font-size:0px;text-align:left;direction:ltr;display:inline-block;vertical-align:top;width:100%;">
         <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="vertical-align:top;" width="100%">
          <tbody>
           <tr>
            <td align="center" style="font-size:0px;padding:12px 5px;word-break:break-word;">
             <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:separate;width:100%;line-height:100%;">
              <tbody>
               <tr>
                <td align="center" bgcolor="#f8f9ff" role="presentation" style="border:none;border-radius:4px;cursor:auto;mso-padding-alt:10px 25px;background:#f8f9ff;" valign="middle">
                 <a style="display:inline-block;background:#f8f9ff;color:#030303;font-family:Inter,sans-serif;font-size:13px;font-weight:normal;line-height:120%;margin:0;text-decoration:none;text-transform:none;padding:10px 25px;mso-padding-alt:0px;border-radius:4px;" target="_blank">
                  <span aria-hidden="true" role="img">
                   😒
                  </span>
                  ...Meh
                 </a>
                </td>
               </tr>
              </tbody>
             </table>
            </td>
           </tr>
          </tbody>
         </table>
        </div>
        <!--[if mso | IE]>
</td></tr></table>
<![endif]-->
       </td>
      </tr>
     </tbody>
    </table>
   </div>
   <!--[if mso | IE]>
</td></tr></table>
<table align="center" border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="width:600px;" width="600" bgcolor="#f8f9ff"><tr><td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;">
<![endif]-->
   <div style="background:#f8f9ff;background-color:#f8f9ff;margin:0px auto;max-width:600px;">
    <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="background:#f8f9ff;background-color:#f8f9ff;width:100%;">
     <tbody>
      <tr>
       <td style="direction:ltr;font-size:0px;padding:20px 0;padding-bottom:0px;padding-left:16px;padding-right:16px;text-align:center;">
        <!--[if mso | IE]>
<table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" style="vertical-align:top;width:568px;">
<![endif]-->
        <div class="mj-column-per-100 mj-outlook-group-fix" style="font-size:0px;text-align:left;direction:ltr;display:inline-block;vertical-align:top;width:100%;">
         <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="vertical-align:top;" width="100%">
          <tbody>
           <tr>
            <td align="center" style="font-size:0px;padding:10px 25px;word-break:break-word;">
             <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;border-spacing:0px;">
              <tbody>
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                <td style="width:140px;">
                 <a target="_blank">
                  <img alt="Finimize logo" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252Ffss%252Fflbsxd%252F97086975-4589-4b6b-9051-d924d20ed82c%252Fdaily-email-finimize-logo-outline.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCIsInRpbWUiOjE3NzAxMDgwNDguMjQ5NDQ2Mn0:1vnBxo:nwXBDUUGIDbzLtMsmt4KqfCCH2L6Jhdk79Em673pgRo" style="border:0;display:block;outline:none;text-decoration:none;height:auto;width:100%;font-size:13px;" width="140"/>
                 </a>
                </td>
               </tr>
              </tbody>
             </table>
            </td>
           </tr>
          </tbody>
         </table>
        </div>
        <!--[if mso | IE]>
</td></tr></table>
<![endif]-->
       </td>
      </tr>
     </tbody>
    </table>
   </div>
   <!--[if mso | IE]>
</td></tr></table>
<table align="center" border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="width:600px;" width="600" bgcolor="#f8f9ff"><tr><td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;">
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    <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="background:#f8f9ff;background-color:#f8f9ff;width:100%;">
     <tbody>
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        <!--[if mso | IE]>
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        <div class="mj-column-per-100 mj-outlook-group-fix" style="font-size:0px;text-align:left;direction:ltr;display:inline-block;vertical-align:top;width:100%;">
         <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="vertical-align:top;" width="100%">
          <tbody>
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             <!--[if mso | IE]>
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                     </a>
                    </td>
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              </tbody>
             </table>
             <!--[if mso | IE]>
</td><td>
<![endif]-->
             <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="float:none;display:inline-table;">
              <tbody>
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                <td style="padding:8px;vertical-align:middle;">
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              </tbody>
             </table>
             <!--[if mso | IE]>
</td><td>
<![endif]-->
             <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="float:none;display:inline-table;">
              <tbody>
               <tr>
                <td style="padding:8px;vertical-align:middle;">
                 <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-radius:3px;width:24px;">
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              </tbody>
             </table>
             <!--[if mso | IE]>
</td><td>
<![endif]-->
             <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="float:none;display:inline-table;">
              <tbody>
               <tr>
                <td style="padding:8px;vertical-align:middle;">
                 <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-radius:3px;width:24px;">
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             <!--[if mso | IE]>
</td><td>
<![endif]-->
             <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="float:none;display:inline-table;">
              <tbody>
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                     </a>
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