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   Also: Porsche, a pipeline, pensions, and other non-P-words
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    ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ 
‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌
 ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ 
‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌
 ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌
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               October 03, 2022
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               Made in Canada
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           </td>
          </tr>
          <tr>
           <td align="center" class="in-this-issue" style="padding:0" valign="top">
            <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="90%">
             <tr>
              <td class="section-divider" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:600;font-weight:700;font-size:18px;line-height:133%;mso-line-height-rule:exactly;color:#32302F;text-align:left;padding:30px 0 5px;border-bottom:1px solid #32302F" valign="top">
               IN THIS ISSUE
              </td>
             </tr>
             <tr>
              <td class="in-this-issue-list" style="padding:0 0 4px" valign="top">
               <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
                <tr>
                 <td align="left" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:14px;line-height:112%;mso-line-height-rule:exactly;color:#32302F;text-align:left;padding:16px 0 30px">
                  Estimated read time: 7 mins
                 </td>
                </tr>
                <tr>
                 <td class="in-this-issue-item" style="padding:0 0 7px" valign="top">
                  <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
                   <tr>
                    <td aria-hidden="true" class="goomoji" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:26px;line-height:112%;mso-line-height-rule:exactly;color:#32302F;text-align:left;padding:0" valign="top" width="42">
                     ❤️
                    </td>
                    <td align="left" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:21px;line-height:112%;mso-line-height-rule:exactly;color:#32302F;text-align:left;padding:0">
                     Hope for Alzheimer’s
                    </td>
                   </tr>
                  </table>
                 </td>
                </tr>
                <tr>
                 <td class="in-this-issue-item" style="padding:7px 0" valign="top">
                  <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
                   <tr>
                    <td aria-hidden="true" class="goomoji" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:26px;line-height:112%;mso-line-height-rule:exactly;color:#32302F;text-align:left;padding:0" valign="top" width="42">
                     🧓🏽
                    </td>
                    <td align="left" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:21px;line-height:112%;mso-line-height-rule:exactly;color:#32302F;text-align:left;padding:0">
                     Rescue for pension funds
                    </td>
                   </tr>
                  </table>
                 </td>
                </tr>
                <tr>
                 <td class="in-this-issue-item" style="padding:7px 0" valign="top">
                  <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
                   <tr>
                    <td aria-hidden="true" class="goomoji" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:26px;line-height:112%;mso-line-height-rule:exactly;color:#32302F;text-align:left;padding:0" valign="top" width="42">
                     🐦
                    </td>
                    <td align="left" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:21px;line-height:112%;mso-line-height-rule:exactly;color:#32302F;text-align:left;padding:0">
                     Nicknames for Jack Dorsey
                    </td>
                   </tr>
                  </table>
                 </td>
                </tr>
               </table>
              </td>
             </tr>
            </table>
           </td>
          </tr>
          <tr>
           <td align="center" class="whats-up-this-week" style="padding:0" valign="top">
            <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="90%">
             <tr>
              <td class="section-divider" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:600;font-weight:700;font-size:18px;line-height:133%;mso-line-height-rule:exactly;color:#32302F;text-align:left;padding:30px 0 5px;border-bottom:1px solid #32302F" valign="top">
               WHAT HAPPENED LAST WEEK
              </td>
             </tr>
             <tr>
              <td class="in-this-issue-list" style="padding:30px 0 0" valign="top">
               <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
                <tr>
                 <td style="padding:0" valign="top">
                  <img alt="" border="0" class="responsive" height="360" src="https://inboxflows.com/_/image/https%253A%252F%252Fimage.email.wealthsimple.com%252Flib%252Ffe881372726d027876%252Fm%252F10%252Foct3-header.jpeg/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZpbWFnZS5lbWFpbCJ9:1ofJgU:TKsZkGolT-u9wgJl5Qpir9IUOCAO9yWxr8MNipmM15g" style="display:block;border-radius:15px" width="540"/>
                 </td>
                </tr>
                <tr>
                 <td align="left" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:14px;line-height:120%;mso-line-height-rule:exactly;color:#32302F;text-align:left;padding:9px 0 25px">
                  If you look beyond the headlines, the world is actually becoming less nasty, brutish, and short. (Read below.) | Shutterstock/Wealthsimple
                 </td>
                </tr>
                <tr>
                 <td align="left" class="color-accent" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:22px;line-height:150%;mso-line-height-rule:exactly;color:#5C8145;text-align:left;padding:0 0">
                  <span style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:600">
                   THE WEEK IN MARKETS
                  </span>
                 </td>
                </tr>
                <tr>
                 <td align="left" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:16px;line-height:150%;mso-line-height-rule:exactly;color:#32302F;text-align:left;padding:9px 0 0">
                  <p>
                   Another week, another sell-off. Both the S&amp;P and Nasdaq fell 3%, putting them down 25% and 33% for the year, respectively. The less tech-focused, more energy-dependent TSX fared a bit better, but is still down 12% since January. The most interesting thing, no kidding, was currencies: the U.S. dollar surged to 20-year highs, flushing pretty much every other major currency down the toilet. It got so extreme that governments intervened. If the foreign exchange market can have fireworks, this is it. More ⬇️.
                  </p>
                 </td>
                </tr>
                <tr>
                 <td align="left" class="color-accent" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:22px;line-height:150%;mso-line-height-rule:exactly;color:#5C8145;text-align:left;padding:0 0">
                  <span style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:600">
                   IMPORTANT
                  </span>
                 </td>
                </tr>
                <tr>
                 <td align="left" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:16px;line-height:150%;mso-line-height-rule:exactly;color:#32302F;text-align:left;padding:9px 0 0">
                  <p>
                   <span style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:600">
                    Why is the USD so strong?
                   </span>
                   Lots of reasons:
                   <a style="color:#32302F;text-decoration:underline" target="_blank">
                    war-mongering
                   </a>
                   tends to send investors running for their favorite global reserve. Energy shortages, a strong U.S. economy, and the juicy yields on U.S. treasuries thanks to all those Fed rate hikes help, too. The effects are more potent in countries with already weak economies, limited energy sources, or any kind of proximity to Russia. That’s why the euro, pound, and yen have slid more than 20% this year. One relatively bright spot? Canada! Thanks to a relatively strong economy and Fed-sized hikes, the loonie’s down only around
                   <a style="color:#32302F;text-decoration:underline" target="_blank">
                    9%
                   </a>
                   for the year — and way ahead of just about everybody else.
                  </p>
                  <p>
                   <span style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:600">
                    Not satisfied with a currency crisis, Britain opts for a pension crisis too.
                   </span>
                   The country’s new PM
                   <a style="color:#32302F;text-decoration:underline" target="_blank">
                    implemented giant tax cuts
                   </a>
                   that investors worried would cause more inflation. Scared of the specter of big rate hikes (and the sinking bond prices that come with them), some investors started pulling their money out of government bonds. That drove prices down, which panicked
                   <em>
                    more
                   </em>
                   investors, who sold more bonds, which drove prices further down ... and led to the
                   <a style="color:#32302F;text-decoration:underline" target="_blank">
                    biggest government bond sell-off since 1957
                   </a>
                   . Pension funds, which rely on long-term bonds to stay afloat, were about to sink — until
                   <a style="color:#32302F;text-decoration:underline" target="_blank">
                    the Bank of England spent 65 billion pounds to drive prices back up
                   </a>
                   . The upshot? It’s all likely to make inflation worse and lead to bigger rate hikes.
                  </p>
                  <p>
                   <span style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:600">
                    Pharma firms Eisai and Biogen announced a new Alzheimer’s drug that slows cognitive decline by 27%.
                   </span>
                   That may not sound like much, but
                   <a style="color:#32302F;text-decoration:underline" target="_blank">
                    it’s the first treatment
                    <em>
                     ever
                    </em>
                    to have meaningful results
                   </a>
                   . It had meaningful results on the companies’ stock prices too: Eisai jumped 60% and Biogen was up 40%.
                  </p>
                 </td>
                </tr>
                <tr>
                 <td align="left" class="color-accent" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:22px;line-height:150%;mso-line-height-rule:exactly;color:#5C8145;text-align:left;padding:0">
                  <span style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:600">
                   INTERESTING
                  </span>
                 </td>
                </tr>
                <tr>
                 <td align="left" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:16px;line-height:150%;mso-line-height-rule:exactly;color:#32302F;text-align:left;padding:9px 0 4px">
                  <p>
                   <span style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:600">
                    Psst, want to buy a pipeline?
                   </span>
                   Calgary-based Enbridge, which owns 5,000 km of oil pipeline in North America (and
                   <a style="color:#32302F;text-decoration:underline" target="_blank">
                    hasn’t always had the friendliest of relationships with Indigenous people
                   </a>
                   ),
                   <a style="color:#32302F;text-decoration:underline" target="_blank">
                    agreed to sell a 12% stake
                   </a>
                   in its northern Alberta business to 23 First Nations and Métis communities for $1.12 billion. It’s one of at least three such partnerships in the works and an opportunity for Indigenous communities to benefit from projects built on traditional lands.
                  </p>
                  <p>
                   <span style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:600">
                    Porsche blows right through the IPO stop sign.
                   </span>
                   <a style="color:#32302F;text-decoration:underline" target="_blank">
                    It’s a tough time to IPO
                   </a>
                   . With valuations down across the board and markets sinking, late-stage VCs wouldn’t even be able to light their cigars with real money. But like a new 911 driver asked to park in only one space, Porsche didn’t care. Buoyed by its
                   <a style="color:#32302F;text-decoration:underline" target="_blank">
                    legendary brand status
                   </a>
                   and a strong
                   <a style="color:#32302F;text-decoration:underline" target="_blank">
                    appeal to retail investors
                   </a>
                   , the carmaker successfully
                   <a style="color:#32302F;text-decoration:underline" target="_blank">
                    spun off from parent Volkswagen
                   </a>
                   in one of Europe’s biggest IPOs ever.
                  </p>
                 </td>
                </tr>
               </table>
              </td>
             </tr>
            </table>
           </td>
          </tr>
          <tr>
           <td align="center" class="fomo-index" style="padding:0" valign="top">
            <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="90%">
             <tr>
              <td class="section-divider" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:600;font-size:18px;line-height:133%;mso-line-height-rule:exactly;color:#32302F;text-align:left;padding:30px 0 5px;border-bottom:1px solid #32302F" valign="top">
               THE FOMO INDEX
               <span style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:100">
                by Stacey Woods
               </span>
              </td>
             </tr>
             <tr>
              <td align="left" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:500;font-size:18px;line-height:112%;mso-line-height-rule:exactly;color:#32302F;text-align:center;padding:30px 0 10px">
               IMPORTANT
              </td>
             </tr>
             <tr>
              <td class="fomo-index-chart" style="padding:0" valign="top">
               <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
                <tr>
                 <td style="padding:0" valign="top">
                  <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
                   <tr>
                    <td style="padding:0 0 1px" valign="top">
                     <table border="0" cellpadding="0" cellspacing="0" class="fomo-item" role="presentation" valign="top" width="256">
                      <tr>
                       <td style="padding:16px 0 0" valign="top">
                        <table align="left" border="0" cellpadding="0" cellspacing="0" class="tldr-tile" role="presentation" width="66%">
                         <tr>
                          <td class="fomo-item-bg" style="padding:15px 10px;background-color:#fff;border-radius:12px" valign="top">
                           <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
                            <tr>
                             <td align="center" aria-hidden="true" class="goomoji" style="padding:0;font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:26px;line-height:26px;mso-line-height-alt:100%;mso-line-height-rule:exactly;color:#32302F;text-align:center" valign="top">
                              🐦
                             </td>
                            </tr>
                            <tr>
                             <td align="center" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:14px;line-height:120%;mso-line-height-rule:exactly;color:#32302F;text-align:center;padding:4px 0 0">
                              Just-released  Twitter trial texts reveal Elon calls Jack Dorsey “jack jack.” No word yet  on what jack jack calls him.
                              <br/>
                              <a style="color:#32302F;text-decoration:underline;font-size:10px" target="_blank">
                               Source
                              </a>
                             </td>
                            </tr>
                           </table>
                          </td>
                         </tr>
                        </table>
                       </td>
                      </tr>
                      <tr>
                       <td style="padding:16px 0 0" valign="top">
                        <table align="right" border="0" cellpadding="0" cellspacing="0" class="tldr-tile" role="presentation" width="66%">
                         <tr>
                          <td class="fomo-item-bg" style="padding:15px 10px;background-color:#fff;border-radius:12px" valign="top">
                           <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
                            <tr>
                             <td align="center" aria-hidden="true" class="goomoji" style="padding:0;font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:26px;line-height:26px;mso-line-height-alt:100%;mso-line-height-rule:exactly;color:#32302F;text-align:center" valign="top">
                              🛀
                             </td>
                            </tr>
                            <tr>
                             <td align="center" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:14px;line-height:120%;mso-line-height-rule:exactly;color:#32302F;text-align:center;padding:4px 0 0">
                              Bed Bath &amp; Beyond quarterly profits announced and they’re 28% down. Not goose down,
                              <em>
                               down
                              </em>
                              down.
                              <br/>
                              <a style="color:#32302F;text-decoration:underline;font-size:10px" target="_blank">
                               Source
                              </a>
                             </td>
                            </tr>
                           </table>
                          </td>
                         </tr>
                        </table>
                       </td>
                      </tr>
                     </table>
                    </td>
                    <td align="right" valign="top" width="18">
                     <img alt="" border="0" class="light-img" height="4" src="https://inboxflows.com/_/image/https%253A%252F%252Fimage.email.wealthsimple.com%252Flib%252Ffe881372726d027876%252Fm%252F10%252FTLDR-arrow-segment-top-left-black.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZpbWFnZS5lbWFpbCJ9:1ofJgU:TKsZkGolT-u9wgJl5Qpir9IUOCAO9yWxr8MNipmM15g" style="padding:1px 0 0;display:block" width="4"/>
                     <!--[if !mso]><! -->
                     <img alt="" border="0" class="dark-img" height="4" src="https://inboxflows.com/_/image/https%253A%252F%252Fimage.email.wealthsimple.com%252Flib%252Ffe881372726d027876%252Fm%252F10%252FTLDR-arrow-segment-top-left-white.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZpbWFnZS5lbWFpbCJ9:1ofJgU:TKsZkGolT-u9wgJl5Qpir9IUOCAO9yWxr8MNipmM15g" style="padding:1px 0 0;display:none" width="4"/>
                     <!--<![endif]-->
                    </td>
                    <td align="center" class="arrow-bg" style="background-color:#32302F;line-height:1px;font-size:4px" valign="top" width="1">
                    </td>
                    <td align="left" valign="top" width="18">
                     <img alt="" border="0" class="light-img" height="4" src="https://inboxflows.com/_/image/https%253A%252F%252Fimage.email.wealthsimple.com%252Flib%252Ffe881372726d027876%252Fm%252F10%252FTLDR-arrow-segment-bottom-right-black.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZpbWFnZS5lbWFpbCJ9:1ofJgU:TKsZkGolT-u9wgJl5Qpir9IUOCAO9yWxr8MNipmM15g" style="padding:1px 0 0;display:block" width="4"/>
                     <!--[if !mso]><! -->
                     <img alt="" border="0" class="dark-img" height="4" src="https://inboxflows.com/_/image/https%253A%252F%252Fimage.email.wealthsimple.com%252Flib%252Ffe881372726d027876%252Fm%252F10%252FTLDR-arrow-segment-bottom-right-white.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZpbWFnZS5lbWFpbCJ9:1ofJgU:TKsZkGolT-u9wgJl5Qpir9IUOCAO9yWxr8MNipmM15g" style="padding:1px 0 0;display:none" width="4"/>
                     <!--<![endif]-->
                    </td>
                    <td style="padding:0 0 16px" valign="top">
                     <table border="0" cellpadding="0" cellspacing="0" class="fomo-item" role="presentation" valign="top" width="256">
                      <tr>
                       <td style="padding:16px 0 0" valign="top">
                        <table align="right" border="0" cellpadding="0" cellspacing="0" class="tldr-tile" role="presentation" width="66%">
                         <tr>
                          <td class="fomo-item-bg" style="padding:15px 10px;background-color:#fff;border-radius:12px" valign="top">
                           <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
                            <tr>
                             <td align="center" aria-hidden="true" class="goomoji" style="padding:0;font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:26px;line-height:26px;mso-line-height-alt:100%;mso-line-height-rule:exactly;color:#32302F;text-align:center" valign="top">
                              💸
                             </td>
                            </tr>
                            <tr>
                             <td align="center" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:14px;line-height:120%;mso-line-height-rule:exactly;color:#32302F;text-align:center;padding:4px 0 0">
                              Average salary in Canada expected to rise by 4.2% next year. “Aw, cute!” says inflation.
                              <br/>
                              <a style="color:#32302F;text-decoration:underline;font-size:10px" target="_blank">
                               Source
                              </a>
                             </td>
                            </tr>
                           </table>
                          </td>
                         </tr>
                        </table>
                       </td>
                      </tr>
                      <tr>
                       <td style="padding:16px 0 0" valign="top">
                        <table align="left" border="0" cellpadding="0" cellspacing="0" class="tldr-tile" role="presentation" width="66%">
                         <tr>
                          <td class="fomo-item-bg" style="padding:15px 10px;background-color:#fff;border-radius:12px" valign="top">
                           <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
                            <tr>
                             <td align="center" aria-hidden="true" class="goomoji" style="padding:0;font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:26px;line-height:26px;mso-line-height-alt:100%;mso-line-height-rule:exactly;color:#32302F;text-align:center" valign="top">
                              🚀
                             </td>
                            </tr>
                            <tr>
                             <td align="center" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:14px;line-height:120%;mso-line-height-rule:exactly;color:#32302F;text-align:center;padding:4px 0 0">
                              Wrong space, wrong time: innocent asteroid struck by rude NASA scientists testing Earth-defense system.
                              <br/>
                              <a style="color:#32302F;text-decoration:underline;font-size:10px" target="_blank">
                               Source
                              </a>
                             </td>
                            </tr>
                           </table>
                          </td>
                         </tr>
                        </table>
                       </td>
                      </tr>
                     </table>
                    </td>
                   </tr>
                  </table>
                 </td>
                </tr>
                <tr>
                 <td style="padding:0" valign="top">
                  <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
                   <tr>
                    <td align="left" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:500;font-size:18px;line-height:112%;mso-line-height-rule:exactly;color:#32302F;text-align:center;padding:0" width="75">
                     CRASH
                     <br/>
                     &amp; BURN
                    </td>
                    <td style="padding:0" valign="middle">
                     <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
                      <tr>
                       <td align="left" valign="bottom">
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                        <!--[if !mso]><! -->
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                        <!--<![endif]-->
                       </td>
                      </tr>
                      <tr>
                       <td align="center" class="arrow-bg" height="1" style="background-color:#32302F" valign="top">
                       </td>
                      </tr>
                      <tr>
                       <td align="left" valign="top">
                        <img alt="" border="0" class="light-img" height="4" src="https://inboxflows.com/_/image/https%253A%252F%252Fimage.email.wealthsimple.com%252Flib%252Ffe881372726d027876%252Fm%252F10%252FTLDR-arrow-segment-bottom-right-black.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZpbWFnZS5lbWFpbCJ9:1ofJgU:TKsZkGolT-u9wgJl5Qpir9IUOCAO9yWxr8MNipmM15g" style="display:block;padding:0 0 0 1px" width="4"/>
                        <!--[if !mso]><! -->
                        <img alt="" border="0" class="dark-img" height="4" src="https://inboxflows.com/_/image/https%253A%252F%252Fimage.email.wealthsimple.com%252Flib%252Ffe881372726d027876%252Fm%252F10%252FTLDR-arrow-segment-bottom-right-white.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZpbWFnZS5lbWFpbCJ9:1ofJgU:TKsZkGolT-u9wgJl5Qpir9IUOCAO9yWxr8MNipmM15g" style="padding:0 0 0 1px;display:none" width="4"/>
                        <!--<![endif]-->
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                    <td align="center" aria-hidden="true" style="padding:0;color:#32302F;text-align:center" valign="middle" width="38">
                     <img alt="" border="0" height="26" src="https://inboxflows.com/_/image/https%253A%252F%252Fimage.email.wealthsimple.com%252Flib%252Ffe881372726d027876%252Fm%252F10%252FTDLR_Billie_love.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZpbWFnZS5lbWFpbCJ9:1ofJgU:TKsZkGolT-u9wgJl5Qpir9IUOCAO9yWxr8MNipmM15g" style="display:block;margin:0 auto" width="26"/>
                    </td>
                    <td style="padding:0" valign="middle">
                     <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
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                        <img alt="" border="0" class="light-img" height="4" src="https://inboxflows.com/_/image/https%253A%252F%252Fimage.email.wealthsimple.com%252Flib%252Ffe881372726d027876%252Fm%252F10%252FTLDR-arrow-segment-bottom-right-black.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZpbWFnZS5lbWFpbCJ9:1ofJgU:TKsZkGolT-u9wgJl5Qpir9IUOCAO9yWxr8MNipmM15g" style="display:block;padding:0 1px 0 0" width="4"/>
                        <!--[if !mso]><! -->
                        <img alt="" border="0" class="dark-img" height="4" src="https://inboxflows.com/_/image/https%253A%252F%252Fimage.email.wealthsimple.com%252Flib%252Ffe881372726d027876%252Fm%252F10%252FTLDR-arrow-segment-bottom-right-white.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZpbWFnZS5lbWFpbCJ9:1ofJgU:TKsZkGolT-u9wgJl5Qpir9IUOCAO9yWxr8MNipmM15g" style="padding:0 1px 0 0;display:none" width="4"/>
                        <!--<![endif]-->
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                       <td align="center" class="arrow-bg" height="1" style="background-color:#32302F" valign="top">
                       </td>
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                        <img alt="" border="0" class="light-img" height="4" src="https://inboxflows.com/_/image/https%253A%252F%252Fimage.email.wealthsimple.com%252Flib%252Ffe881372726d027876%252Fm%252F10%252FTLDR-arrow-segment-top-left-black.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZpbWFnZS5lbWFpbCJ9:1ofJgU:TKsZkGolT-u9wgJl5Qpir9IUOCAO9yWxr8MNipmM15g" style="display:block;padding:0 1px 0 0" width="4"/>
                        <!--[if !mso]><! -->
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                    <td align="left" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:500;font-size:18px;line-height:112%;mso-line-height-rule:exactly;color:#32302F;text-align:center;padding:0" width="75">
                     TO THE
                     <br/>
                     MOON
                    </td>
                   </tr>
                  </table>
                 </td>
                </tr>
                <tr>
                 <td style="padding:0" valign="top">
                  <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
                   <tr>
                    <td style="padding:0" valign="top">
                     <table border="0" cellpadding="0" cellspacing="0" role="presentation">
                      <tr>
                       <td style="padding:0 0 16px" valign="top">
                        <table border="0" cellpadding="0" cellspacing="0" class="fomo-item" role="presentation" valign="top" width="256">
                         <tr>
                          <td style="padding:16px 0 0" valign="top">
                           <table align="right" border="0" cellpadding="0" cellspacing="0" class="tldr-tile" role="presentation" width="66%">
                            <tr>
                             <td class="fomo-item-bg" style="padding:15px 10px;background-color:#fff;border-radius:12px" valign="top">
                              <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
                               <tr>
                                <td align="center" aria-hidden="true" class="goomoji" style="padding:0;font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:26px;line-height:26px;mso-line-height-alt:100%;mso-line-height-rule:exactly;color:#32302F;text-align:center" valign="top">
                                 🇷🇺
                                </td>
                               </tr>
                               <tr>
                                <td align="center" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:14px;line-height:120%;mso-line-height-rule:exactly;color:#32302F;text-align:center;padding:4px 0 0">
                                 Edward Snowden granted Russian citizenship. Putin must need  help setting up his router.
                                 <br/>
                                 <a style="color:#32302F;text-decoration:underline;font-size:10px" target="_blank">
                                  Source
                                 </a>
                                </td>
                               </tr>
                              </table>
                             </td>
                            </tr>
                           </table>
                          </td>
                         </tr>
                         <tr>
                          <td style="padding:16px 0 0" valign="top">
                           <table align="right" border="0" cellpadding="0" cellspacing="0" class="tldr-tile" role="presentation" width="66%">
                            <tr>
                             <td class="fomo-item-bg" style="padding:15px 10px;background-color:#fff;border-radius:12px" valign="top">
                              <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
                               <tr>
                                <td align="center" aria-hidden="true" class="goomoji" style="padding:0;font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:26px;line-height:26px;mso-line-height-alt:100%;mso-line-height-rule:exactly;color:#32302F;text-align:center" valign="top">
                                 😬
                                </td>
                               </tr>
                               <tr>
                                <td align="center" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:14px;line-height:120%;mso-line-height-rule:exactly;color:#32302F;text-align:center;padding:4px 0 0">
                                 Member of YouTube sensations The Try Guys tries not to cheat on wife with co-worker or lose his job. Fails.
                                 <br/>
                                 <a style="color:#32302F;text-decoration:underline;font-size:10px" target="_blank">
                                  Source
                                 </a>
                                </td>
                               </tr>
                              </table>
                             </td>
                            </tr>
                           </table>
                          </td>
                         </tr>
                        </table>
                       </td>
                      </tr>
                     </table>
                    </td>
                    <td align="right" valign="bottom" width="18">
                     <img alt="" border="0" class="light-img" height="4" src="https://inboxflows.com/_/image/https%253A%252F%252Fimage.email.wealthsimple.com%252Flib%252Ffe881372726d027876%252Fm%252F10%252FTLDR-arrow-segment-bottom-right-black.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZpbWFnZS5lbWFpbCJ9:1ofJgU:TKsZkGolT-u9wgJl5Qpir9IUOCAO9yWxr8MNipmM15g" style="padding:0 0 1px;display:block" width="4"/>
                     <!--[if !mso]><! -->
                     <img alt="" border="0" class="dark-img" height="4" src="https://inboxflows.com/_/image/https%253A%252F%252Fimage.email.wealthsimple.com%252Flib%252Ffe881372726d027876%252Fm%252F10%252FTLDR-arrow-segment-bottom-right-white.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZpbWFnZS5lbWFpbCJ9:1ofJgU:TKsZkGolT-u9wgJl5Qpir9IUOCAO9yWxr8MNipmM15g" style="padding:0 0 1px;display:none" width="4"/>
                     <!--<![endif]-->
                    </td>
                    <td align="center" class="arrow-bg" style="background-color:#32302F;line-height:1px;font-size:4px" valign="top" width="1">
                    </td>
                    <td align="left" valign="bottom" width="18">
                     <img alt="" border="0" class="light-img" height="4" src="https://inboxflows.com/_/image/https%253A%252F%252Fimage.email.wealthsimple.com%252Flib%252Ffe881372726d027876%252Fm%252F10%252FTLDR-arrow-segment-top-left-black.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZpbWFnZS5lbWFpbCJ9:1ofJgU:TKsZkGolT-u9wgJl5Qpir9IUOCAO9yWxr8MNipmM15g" style="padding:0 0 1px;display:block" width="4"/>
                     <!--[if !mso]><! -->
                     <img alt="" border="0" class="dark-img" height="4" src="https://inboxflows.com/_/image/https%253A%252F%252Fimage.email.wealthsimple.com%252Flib%252Ffe881372726d027876%252Fm%252F10%252FTLDR-arrow-segment-top-left-white.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZpbWFnZS5lbWFpbCJ9:1ofJgU:TKsZkGolT-u9wgJl5Qpir9IUOCAO9yWxr8MNipmM15g" style="padding:0 0 1px;display:none" width="4"/>
                     <!--<![endif]-->
                    </td>
                    <td style="padding:0" valign="top">
                     <table border="0" cellpadding="0" cellspacing="0" role="presentation">
                      <tr>
                       <td style="padding:0 0 16px" valign="top">
                        <table border="0" cellpadding="0" cellspacing="0" class="fomo-item" role="presentation" valign="top" width="256">
                         <tr>
                          <td style="padding:16px 0 0" valign="top">
                           <table align="left" border="0" cellpadding="0" cellspacing="0" class="tldr-tile" role="presentation" width="66%">
                            <tr>
                             <td class="fomo-item-bg" style="padding:15px 10px;background-color:#fff;border-radius:12px" valign="top">
                              <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
                               <tr>
                                <td align="center" aria-hidden="true" class="goomoji" style="padding:0;font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:26px;line-height:26px;mso-line-height-alt:100%;mso-line-height-rule:exactly;color:#32302F;text-align:center" valign="top">
                                 🤷
                                </td>
                               </tr>
                               <tr>
                                <td align="center" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:14px;line-height:120%;mso-line-height-rule:exactly;color:#32302F;text-align:center;padding:4px 0 0">
                                 Alberta oil-and-gas companies can’t fill high-paying entry-level jobs. Does no one want to lay pipe anymore?
                                 <br/>
                                 <a style="color:#32302F;text-decoration:underline;font-size:10px" target="_blank">
                                  Source
                                 </a>
                                </td>
                               </tr>
                              </table>
                             </td>
                            </tr>
                           </table>
                          </td>
                         </tr>
                         <tr>
                          <td style="padding:16px 0 0" valign="top">
                           <table align="right" border="0" cellpadding="0" cellspacing="0" class="tldr-tile" role="presentation" width="66%">
                            <tr>
                             <td class="fomo-item-bg" style="padding:15px 10px;background-color:#fff;border-radius:12px" valign="top">
                              <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
                               <tr>
                                <td align="center" aria-hidden="true" class="goomoji" style="padding:0;font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:26px;line-height:26px;mso-line-height-alt:100%;mso-line-height-rule:exactly;color:#32302F;text-align:center" valign="top">
                                 🍁
                                </td>
                               </tr>
                               <tr>
                                <td align="center" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:14px;line-height:120%;mso-line-height-rule:exactly;color:#32302F;text-align:center;padding:4px 0 0">
                                 It’s not golden and there’s no chocolate, but Canadian Tire hid $100 vouchers around the country for its 100th  birthday.
                                 <br/>
                                 <a style="color:#32302F;text-decoration:underline;font-size:10px" target="_blank">
                                  Source
                                 </a>
                                </td>
                               </tr>
                              </table>
                             </td>
                            </tr>
                           </table>
                          </td>
                         </tr>
                        </table>
                       </td>
                      </tr>
                     </table>
                    </td>
                   </tr>
                  </table>
                 </td>
                </tr>
                <tr>
                 <td align="left" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:500;font-size:18px;line-height:112%;mso-line-height-rule:exactly;color:#32302F;text-align:center;padding:10px 0 15px">
                  WHO CARES
                 </td>
                </tr>
               </table>
              </td>
             </tr>
            </table>
           </td>
          </tr>
          <tr>
           <td align="center" class="whats-up-this-week" style="padding:0" valign="top">
            <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="90%">
             <tr>
              <td class="section-divider" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:600;font-weight:700;font-size:18px;line-height:133%;mso-line-height-rule:exactly;color:#32302F;text-align:left;padding:30px 0 5px;border-bottom:1px solid #32302F" valign="top">
               WHAT'S UP THIS WEEK
              </td>
             </tr>
             <tr>
              <td class="this-week-list" style="padding:30px 0 3px" valign="top">
               <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
                <tr>
                 <td align="left" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:16px;line-height:150%;mso-line-height-rule:exactly;color:#32302F;text-align:left;padding:9px 0 12px">
                  <span style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:600">
                   Quebecers head to the polls (Monday).
                  </span>
                  <a style="color:#32302F;text-decoration:underline" target="_blank">
                   Legault again
                  </a>
                  ,
                  <em>
                   probablement
                  </em>
                  .
                 </td>
                </tr>
                <tr>
                 <td align="left" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:16px;line-height:150%;mso-line-height-rule:exactly;color:#32302F;text-align:left;padding:9px 0 12px">
                  <span style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:600">
                   Constellation Brands reports its quarterly earnings (Thursday).
                  </span>
                  <a style="color:#32302F;text-decoration:underline" target="_blank">
                   The pandemic may be “over,”
                  </a>
                  but
                  <a style="color:#32302F;text-decoration:underline" target="_blank">
                   the success of America’s largest beer importer
                  </a>
                  hints that people are still drinking like it just began.
                 </td>
                </tr>
                <tr>
                 <td align="left" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:16px;line-height:150%;mso-line-height-rule:exactly;color:#32302F;text-align:left;padding:9px 0 12px">
                  <span style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:600">
                   Payroll numbers for Canada and the U.S. drop (Friday).
                  </span>
                  The latest episode in this never-ending season of “Are We in a Recession?”
                 </td>
                </tr>
               </table>
              </td>
             </tr>
            </table>
           </td>
          </tr>
          <tr>
           <td align="center" class="big-important-story" style="padding:0" valign="top">
            <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="90%">
             <tr>
              <td class="section-divider" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:600;font-weight:700;font-size:18px;line-height:133%;mso-line-height-rule:exactly;color:#32302F;text-align:left;padding:30px 0 5px;border-bottom:1px solid #32302F" valign="top">
               THE BIG IMPORTANT STORY
              </td>
             </tr>
             <tr>
              <td class="in-this-issue-list" style="padding:0" valign="top">
               <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
                <tr>
                 <td align="left" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:600;font-size:14px;line-height:100%;mso-line-height-rule:exactly;color:#32302F;text-align:left;padding:30px 0 0">
                  WEALTH
                 </td>
                </tr>
                <tr>
                 <td align="left" class="headline" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:40px;line-height:100%;mso-line-height-rule:exactly;color:#32302F;text-align:left;padding:8px 0 25px">
                  Life Might Be ... Getting Better?
                 </td>
                </tr>
                <tr>
                 <td align="left" class="body-copy" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:16px;line-height:150%;mso-line-height-rule:exactly;color:#32302F;text-align:left;padding:0 0 4px">
                  <p>
                   Scanning news headlines is bleak business these days: climate change, market turmoil,
                   <a style="color:#32302F;text-decoration:underline" target="_blank">
                    WWIII
                   </a>
                   . And, though we don’t want to downplay the Very Scary Stuff happening, human life is improving in profound ways, and, in the spirit of Thanksgiving*, we thought we’d talk about some of them. So pump the brakes on your doom-and-gloom spiral for one hot second because — to paraphrase economist
                   <a style="color:#32302F;text-decoration:underline" target="_blank">
                    Max Roser
                   </a>
                   — it’s true that the world is awful, but it’s also true that the world is getting better.
                  </p>
                  <p>
                   <span style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:600">
                    Income
                   </span>
                  </p>
                  <ul>
                   <li>
                    <span style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:600">
                     WORLD:
                    </span>
                    Let’s start broad: odds are, if you’re reading this sentence, you’re among the
                    <a style="color:#32302F;text-decoration:underline" target="_blank">
                     1% wealthiest
                    </a>
                    humans ever (congrats!). As J. Bradford DeLong points out in his new book,
                    <a style="color:#32302F;text-decoration:underline" target="_blank">
                     <em>
                      Slouching Towards Utopia
                     </em>
                    </a>
                    , 70% of the world’s population lived in extreme poverty until about 1870, when technology sparked rapid wealth growth. Worldwide, the average person today is 10 times as rich as the average person in 1870, and
                    <a style="color:#32302F;text-decoration:underline" target="_blank">
                     4.5 times
                    </a>
                    as rich as the 1950 average. It’s hard to grasp how drastic that increase is until you see it charted (below).** There’s tremendous inequality, no doubt, but all regions are better off than they were.
                   </li>
                   <li>
                    <span style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:600">
                     CANADA:
                    </span>
                    Canada has one of the world’s highest
                    <a style="color:#32302F;text-decoration:underline" target="_blank">
                     GDPs per capita
                    </a>
                    . As a result, its middle class is among the
                    <a style="color:#32302F;text-decoration:underline" target="_blank">
                     world’s richest
                    </a>
                    , with a median per-capita income of $66,800 in 2020, a more than 20% jump from 2000. Go us.
                   </li>
                  </ul>
                 </td>
                </tr>
                <tr>
                 <td style="padding:20px 0 36px 0" valign="top">
                  <a target="_blank">
                   <img alt="" border="0" class="responsive" src="https://inboxflows.com/_/image/https%253A%252F%252Fimage.email.wealthsimple.com%252Flib%252Ffe881372726d027876%252Fm%252F10%252FTLDR_Graph_093022_Large.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZpbWFnZS5lbWFpbCJ9:1ofJgU:TKsZkGolT-u9wgJl5Qpir9IUOCAO9yWxr8MNipmM15g" style="display:block;border-radius:15px" width="540"/>
                  </a>
                 </td>
                </tr>
                <tr>
                 <td align="left" class="body-copy" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:16px;line-height:150%;mso-line-height-rule:exactly;color:#32302F;text-align:left;padding:0 0 4px">
                  <p>
                   <span style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:600">
                    Poverty
                   </span>
                  </p>
                  <ul>
                   <li>
                    <span style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:600">
                     WORLD:
                    </span>
                    To be sure, the massive technological and economic changes of the past century have caused a ton of dystopian
                    <a style="color:#32302F;text-decoration:underline" target="_blank">
                     fallout
                    </a>
                    . But market reforms, education, and industrialization have also made life far less horrid for billions of people. That 70% global poverty rate we mentioned? It now stands at less than
                    <a style="color:#32302F;text-decoration:underline" target="_blank">
                     9%
                    </a>
                    . And get this: an estimated
                    <a style="color:#32302F;text-decoration:underline" target="_blank">
                     49%
                    </a>
                    of the world’s population is now middle class, up from roughly a quarter in
                    <a style="color:#32302F;text-decoration:underline" target="_blank">
                     1975
                    </a>
                    .
                   </li>
                   <li>
                    <span style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:600">
                     CANADA:
                    </span>
                    Canada has had a lowish poverty rate for a long time. But between 2015 and 2020, its rate fell from 14.5% to a mere
                    <a style="color:#32302F;text-decoration:underline" target="_blank">
                     6%
                    </a>
                    , largely thanks to a
                    <a style="color:#32302F;text-decoration:underline" target="_blank">
                     basic-income guarantee
                    </a>
                    for families with children, which took effect in 2016.
                   </li>
                  </ul>
                  <p>
                   <span style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:600">
                    Life Expectancy &amp; Wellbeing
                   </span>
                  </p>
                  <ul>
                   <li>
                    <span style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:600">
                     WORLD:
                    </span>
                    With greater wealth come better standards of living and medical care — which explains why people live almost
                    <a style="color:#32302F;text-decoration:underline" target="_blank">
                     40 years longer
                    </a>
                    today than they did a century ago. (Life expectancy in 1913?
                    <a style="color:#32302F;text-decoration:underline" target="_blank">
                     34 years
                    </a>
                    .) Moreover, the average person today receives more than twice as many years of education compared to 100 years ago and is
                    <a style="color:#32302F;text-decoration:underline" target="_blank">
                     10 times
                    </a>
                    less likely to lose a child.
                   </li>
                   <li>
                    <span style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:600">
                     CANADA:
                    </span>
                    Canadians are croaking at age 82 on average, up from age 59 in 1920. School-wise, since 1980, the proportion of Canadians with post-secondary education has risen from
                    <a style="color:#32302F;text-decoration:underline" target="_blank">
                     31% to 64%
                    </a>
                    , the second-highest rate among OECD countries, behind only Korea.
                   </li>
                  </ul>
                  <p>
                   <span style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:600">
                    THE UPSHOT
                   </span>
                   <br/>
                   What’s interesting now is that, after all these years of dizzying growth, a lot of smart people have realized that our progress has slowed. The prevailing thought is that society has progressed so much that, by
                   <a style="color:#32302F;text-decoration:underline" target="_blank">
                    some measurements
                   </a>
                   , it’s getting
                   <a style="color:#32302F;text-decoration:underline" target="_blank">
                    harder to invent new ways
                   </a>
                   to make life better. And, honestly, that’s a pretty good problem.
                  </p>
                  <p>
                   —
                   <a style="color:#32302F;text-decoration:underline" target="_blank">
                    Sarah Rieger
                   </a>
                  </p>
                  <p>
                   <em>
                    *Of course, totally cool if Thanksgiving
                    <a style="color:#32302F;text-decoration:underline" target="_blank">
                     isn’t your thing
                    </a>
                    .
                    <br/>
                    **GDP doesn’t reflect individual prosperity, but it’s a good measure of a country’s or region’s general wealth.
                   </em>
                  </p>
                 </td>
                </tr>
               </table>
              </td>
             </tr>
            </table>
           </td>
          </tr>
          <tr>
           <td align="center" style="padding:15px 0" valign="top">
            <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="90%">
             <tr>
              <td align="center" class="referral" style="background-color:#32302F;border-radius:12px;padding:0" valign="top">
               <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="90%">
                <tr>
                 <td style="padding:30px 0" valign="top">
                  <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
                   <tr>
                    <td align="left" class="color-accent" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:600;font-size:22px;line-height:150%;mso-line-height-rule:exactly;color:#D7EC84;text-align:center;letter-spacing:.05em;padding:0">
                     SHARE TLDR WITH FRIENDS
                    </td>
                   </tr>
                   <tr>
                    <td aria-hidden="true" class="goomoji" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:26px;line-height:112%;mso-line-height-rule:exactly;color:#32302F;text-align:center;padding:4px 0 0" valign="top">
                     🤝
                    </td>
                   </tr>
                   <tr>
                    <td align="left" class="body-copy" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:16px;line-height:150%;mso-line-height-rule:exactly;color:#fff;text-align:center;padding:9px 0 0">
                     Put
                     <a style="color:#fff;text-decoration:underline">
                      this link
                     </a>
                     in your group chats, in your Slack threads, on a tattoo on your back — whatever works for you!
                    </td>
                   </tr>
                  </table>
                 </td>
                </tr>
               </table>
              </td>
             </tr>
            </table>
           </td>
          </tr>
          <tr>
           <td align="center" class="in-this-issue" style="padding:0" valign="top">
            <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="90%">
             <tr>
              <td class="section-divider" style="font-family: 'FuturaPT', 'Roboto', Helvetica, Arial, sans-serif; font-weight:600; font-weight:bold; font-size: 18px; line-height: 133%;  mso-line-height-rule:exactly; color:#32302F; text-align: left; padding: 30px 0 5px; border-bottom: 1px solid #32302F;" valign="top">
               OTHER VERY GOOD READS
              </td>
             </tr>
             <tr>
              <td class="non-ssential-list" style="padding:15px 0 25px" valign="top">
               <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
                <tr>
                 <td style="padding:15px 0 0" valign="top">
                  <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
                   <tr>
                    <td class="nonessential-item" style="padding:15px 0;background-color:#fff;border-radius:12px;display:block" valign="top">
                     <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
                      <tr>
                       <td aria-hidden="true" class="goomoji good-reads-icon" style="padding:0;font-size:26px;line-height:26px;text-align:center" valign="middle" width="73">
                        👔
                       </td>
                       <td style="padding:0 30px 0 0" valign="top">
                        <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
                         <tr>
                          <td align="left" class="good-reads-text" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:22px;line-height:112%;mso-line-height-rule:exactly;color:#32302F;text-align:left;padding:0">
                           <a style="display:block;color:#32302F;text-decoration:none" target="_blank">
                            The Incentives to Get Workers Back to the Office Aren’t Working
                            <br/>
                            <span style="font-size:12px;line-height:112%;mso-line-height-rule:exactly">
                             But a few things might help |
                            </span>
                            <span style="font-size:12px;line-height:112%;mso-line-height-rule:exactly;text-decoration:underline">
                             Slate
                            </span>
                           </a>
                          </td>
                         </tr>
                        </table>
                       </td>
                      </tr>
                     </table>
                    </td>
                   </tr>
                  </table>
                 </td>
                </tr>
                <tr>
                 <td style="padding:15px 0 0" valign="top">
                  <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
                   <tr>
                    <td class="nonessential-item" style="padding:15px 0;background-color:#fff;border-radius:12px;display:block" valign="top">
                     <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
                      <tr>
                       <td aria-hidden="true" class="goomoji good-reads-icon" style="padding:0;font-size:26px;line-height:26px;text-align:center" valign="middle" width="73">
                        🔎
                       </td>
                       <td style="padding:0 30px 0 0" valign="top">
                        <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
                         <tr>
                          <td align="left" class="good-reads-text" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:22px;line-height:112%;mso-line-height-rule:exactly;color:#32302F;text-align:left;padding:0">
                           <a style="display:block;color:#32302F;text-decoration:none" target="_blank">
                            I tried replacing Google with TikTok
                            <br/>
                            <span style="font-size:12px;line-height:112%;mso-line-height-rule:exactly">
                             It worked better than expected |
                            </span>
                            <span style="font-size:12px;line-height:112%;mso-line-height-rule:exactly;text-decoration:underline">
                             The Verge
                            </span>
                           </a>
                          </td>
                         </tr>
                        </table>
                       </td>
                      </tr>
                     </table>
                    </td>
                   </tr>
                  </table>
                 </td>
                </tr>
                <tr>
                 <td style="padding:15px 0 0" valign="top">
                  <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
                   <tr>
                    <td class="nonessential-item" style="padding:15px 0;background-color:#fff;border-radius:12px;display:block" valign="top">
                     <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
                      <tr>
                       <td aria-hidden="true" class="goomoji good-reads-icon" style="padding:0;font-size:22px;line-height:2px;text-align:center" valign="middle" width="73">
                        🚲
                       </td>
                       <td style="padding:0 30px 0 0" valign="top">
                        <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
                         <tr>
                          <td align="left" class="good-reads-text" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:22px;line-height:112%;mso-line-height-rule:exactly;color:#32302F;text-align:left;padding:0">
                           <a style="display:block;color:#32302F;text-decoration:none" target="_blank">
                            The Most Dangerous Road in America
                            <br/>
                            <span style="font-size:12px;line-height:112%;mso-line-height-rule:exactly">
                             No bike lanes, no medians, and wider than the interstate |
                            </span>
                            <span style="font-size:12px;line-height:112%;mso-line-height-rule:exactly;text-decoration:underline">
                             Bicycling
                            </span>
                           </a>
                          </td>
                         </tr>
                        </table>
                       </td>
                      </tr>
                     </table>
                    </td>
                   </tr>
                  </table>
                 </td>
                </tr>
                <tr>
                 <td style="padding:15px 0 0" valign="top">
                  <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
                   <tr>
                    <td class="nonessential-item" style="padding:15px 0;background-color:#fff;border-radius:12px;display:block" valign="top">
                     <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
                      <tr>
                       <td aria-hidden="true" class="goomoji good-reads-icon" style="padding:0;font-size:22px;line-height:2px;text-align:center" valign="middle" width="73">
                        🦌
                       </td>
                       <td style="padding:0 30px 0 0" valign="top">
                        <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
                         <tr>
                          <td align="left" class="good-reads-text" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:22px;line-height:112%;mso-line-height-rule:exactly;color:#32302F;text-align:left;padding:0">
                           <a style="display:block;color:#32302F;text-decoration:none" target="_blank">
                            The Mamalilikulla’s long journey home
                            <br/>
                            <span style="font-size:12px;line-height:112%;mso-line-height-rule:exactly">
                             An Indigenous nation declares its own conservation area |
                            </span>
                            <span style="font-size:12px;line-height:112%;mso-line-height-rule:exactly;text-decoration:underline">
                             The Narwhal
                            </span>
                           </a>
                          </td>
                         </tr>
                        </table>
                       </td>
                      </tr>
                     </table>
                    </td>
                   </tr>
                  </table>
                 </td>
                </tr>
               </table>
              </td>
             </tr>
            </table>
           </td>
          </tr>
          <tr>
           <td align="center" class="whats-up-this-week" style="padding:0" valign="top">
            <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="90%">
             <tr>
              <td class="section-divider" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:600;font-weight:700;font-size:18px;line-height:133%;mso-line-height-rule:exactly;color:#32302F;text-align:left;padding:30px 0 5px;border-bottom:1px solid #32302F" valign="top">
               THE WISDOM OF TWITTER
              </td>
             </tr>
             <tr>
              <td align="left" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:16px;line-height:150%;mso-line-height-rule:exactly;color:#32302F;text-align:left;padding:30px 0 12px">
               Yeah, we had to google “Try Guys,” too…
              </td>
             </tr>
             <tr>
              <td class="in-this-issue-list" style="padding:0 0 15px" valign="top">
               <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
                <tr>
                 <td style="padding:0;font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:16px;line-height:150%;mso-line-height-rule:exactly;color:#32302F;text-align:left" valign="top">
                  <a style="color:#32302F" target="_blank">
                   <img alt="" border="0" class="responsive" src="https://inboxflows.com/_/image/https%253A%252F%252Fimage.email.wealthsimple.com%252Flib%252Ffe881372726d027876%252Fm%252F10%252FTWEET_100322.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZpbWFnZS5lbWFpbCJ9:1ofJgU:TKsZkGolT-u9wgJl5Qpir9IUOCAO9yWxr8MNipmM15g" style="display:block" width="540"/>
                  </a>
                 </td>
                </tr>
               </table>
              </td>
             </tr>
            </table>
           </td>
          </tr>
          <tr>
           <td align="center" class="in-this-issue" style="padding:0" valign="top">
            <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="90%">
             <tr>
              <td class="section-divider" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:600;font-weight:700;font-size:18px;line-height:133%;mso-line-height-rule:exactly;color:#32302F;text-align:left;padding:30px 0 5px;border-bottom:1px solid #32302F" valign="top">
               THOUGHTS ON TODAY’S ISSUE?
              </td>
             </tr>
             <tr>
              <td style="padding:30px 0 0" valign="top">
               <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
                <tr>
                 <td class="survey-option" style="background-color:#fff;border-radius:12px;display:block" valign="top">
                  <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
                   <tr>
                    <td align="center" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:14px;line-height:150%;mso-line-height-rule:exactly;color:#32302F;text-align:center;padding:20px 0">
                     <a style="display:block;color:#32302F;text-decoration:none" target="_blank">
                      <img alt="" border="0" height="36" src="https://inboxflows.com/_/image/https%253A%252F%252Fimage.email.wealthsimple.com%252Flib%252Ffe881372726d027876%252Fm%252F10%252FTDLR_Billie_love.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZpbWFnZS5lbWFpbCJ9:1ofJgU:TKsZkGolT-u9wgJl5Qpir9IUOCAO9yWxr8MNipmM15g" style="display:inline-block" width="36"/>
                      <br/>
                      Love it
                     </a>
                    </td>
                   </tr>
                  </table>
                 </td>
                 <td valign="top" width="16">
                 </td>
                 <td class="survey-option" style="background-color:#fff;border-radius:12px;display:block" valign="top">
                  <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
                   <tr>
                    <td align="center" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:14px;line-height:150%;mso-line-height-rule:exactly;color:#32302F;text-align:center;padding:20px 0">
                     <a style="display:block;color:#32302F;text-decoration:none" target="_blank">
                      <img alt="" border="0" height="36" src="https://inboxflows.com/_/image/https%253A%252F%252Fimage.email.wealthsimple.com%252Flib%252Ffe881372726d027876%252Fm%252F10%252FTLDR_Billie_000%252B1.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZpbWFnZS5lbWFpbCJ9:1ofJgU:TKsZkGolT-u9wgJl5Qpir9IUOCAO9yWxr8MNipmM15g" style="display:inline-block" width="36"/>
                      <br/>
                      Good
                     </a>
                    </td>
                   </tr>
                  </table>
                 </td>
                 <td valign="top" width="16">
                 </td>
                 <td class="survey-option" style="background-color:#fff;border-radius:12px;display:block" valign="top">
                  <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
                   <tr>
                    <td align="center" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:14px;line-height:150%;mso-line-height-rule:exactly;color:#32302F;text-align:center;padding:20px 0">
                     <a style="display:block;color:#32302F;text-decoration:none" target="_blank">
                      <img alt="" border="0" height="36" src="https://inboxflows.com/_/image/https%253A%252F%252Fimage.email.wealthsimple.com%252Flib%252Ffe881372726d027876%252Fm%252F10%252FTLDR_Billie_Frown%252B1.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZpbWFnZS5lbWFpbCJ9:1ofJgU:TKsZkGolT-u9wgJl5Qpir9IUOCAO9yWxr8MNipmM15g" style="display:inline-block" width="36"/>
                      <br/>
                      So so
                     </a>
                    </td>
                   </tr>
                  </table>
                 </td>
                </tr>
               </table>
              </td>
             </tr>
            </table>
           </td>
          </tr>
          <tr>
           <td align="center" class="contributors" style="padding:0" valign="top">
            <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="90%">
             <tr>
              <td class="section-divider" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:700;font-size:18px;line-height:133%;mso-line-height-rule:exactly;color:#32302F;text-align:left;padding:30px 0 5px;border-bottom:1px solid #32302F" valign="top">
              </td>
             </tr>
             <tr>
              <td align="left" style="font-family:FuturaPT-Book,Roboto,Helvetica,Arial,sans-serif;font-size:10px;line-height:120%;mso-line-height-rule:exactly;color:#32302F;text-align:left;padding:30px 0 0">
               This week’s newsletter contributors: Brennan Doherty (writer), Devin Gordon (writer), Stacey Woods (writer), Sarah Rieger (news writer), Ambrose Martos (fact checker), Ciara Rickard (copy editor), Sara Black McCulloch (fact checker), Jared Sullivan (senior editor), Peter Martin (senior editor), Kat Angus (managing editor), and Devin Friedman (editor-in-chief).
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