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   Daily Brew // Morning Brew // Update
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     Panera announces a bunch of changes...
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             November 19, 2025
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              Presented By
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              <strong style="color:#000">
               Howdy.
              </strong>
              Bummed it’s getting dark out so early? Spare a thought for the people living in Utqiagvik, Alaska, 330 miles north of the Arctic Circle. Yesterday at 1:36pm local time, the sun set…and it
              <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
               won’t rise again
              </a>
              until January 22. For 64 days, residents will be living in what’s known as polar night.
             </p>
             <p style="margin-top:0;margin-bottom:15px;line-height:22px">
              On the bright side: Over the course of the entire year, Utqiagvik will experience the same amount of daylight as Miami, or any other place on Earth, because we all get roughly the same number of hours of sunlight across 365 days. In Utqiagvik, the sun will rise in mid-May and won’t set until August.
             </p>
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               —Matty Merritt, Sam Klebanov, Dave Lozo, Adam Epstein, Neal Freyman
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              <h3 style="color:#1c7ff2;margin-top:0;margin-bottom:0;font-family:Helvetica,Arial,sans-serif;font-size:16px;font-weight:700">
               MARKETS
              </h3>
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            <!-- Nasdaq -->
            <tr>
             <td class="pads10 pads6m lastline" style="text-align:center;mso-padding-alt:0 20px 0 20px;border-top:1px solid #e6e6e6;border-bottom:1px solid #e6e6e6;padding-bottom:0">
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               <tr>
                <td align="center" class="markets-arrow-cell" style="text-align:center;width:12%;line-height:1em" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252Fe4a85d043f857cc8adaca9d546c099f6d7db37ba-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NjM1NDg3NDMuMTIxNzAyMn0:1vLfaZ:D51zAyavEonvRgMiZ1661X0VPLZxikZtKEkPjfUClUU" style="width:22%" width="20"/>
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                  Nasdaq
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  22,432.85
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top:8px;padding-bottom:8px" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="border-collapse:collapse;border-collapse:collapse;width:70%;margin:0 auto">
                  <tr>
                   <td style="background-color:#ff03034d;border-radius:8px;padding:10px 8px" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:center;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                     -1.21%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END Nasdaq -->
            <!-- S&P -->
            <tr>
             <td class="pads10 pads6m lastline" style="text-align:center;mso-padding-alt:0 20px 0 20px;border-top:1px solid #e6e6e6;border-bottom:1px solid #e6e6e6;padding-bottom:0">
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                <td align="center" class="markets-arrow-cell" style="text-align:center;width:12%;line-height:1em" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252Fe4a85d043f857cc8adaca9d546c099f6d7db37ba-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NjM1NDg3NDMuMTIxODA2NH0:1vLfaZ:l9--_PnC2WlkEszN-BCEYSGlXB0YVIuVgAOOuC88RiA" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  S&amp;P
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  6,617.32
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top:8px;padding-bottom:8px" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="border-collapse:collapse;border-collapse:collapse;width:70%;margin:0 auto">
                  <tr>
                   <td style="background-color:#ff03034d;border-radius:8px;padding:10px 8px" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:center;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                     -0.83%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END S&P -->
            <!-- Dow -->
            <tr>
             <td class="pads10 pads6m lastline" style="text-align:center;mso-padding-alt:0 20px 0 20px;border-top:1px solid #e6e6e6;border-bottom:1px solid #e6e6e6;padding-bottom:0">
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               <tr>
                <td align="center" class="markets-arrow-cell" style="text-align:center;width:12%;line-height:1em" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252Fe4a85d043f857cc8adaca9d546c099f6d7db37ba-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NjM1NDg3NDMuMTIxOTA0fQ:1vLfaZ:tQvAzHmma3TKG3An43WM-qNMR7FC1YvijmXMOC9A6J8" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  Dow
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  46,091.74
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top:8px;padding-bottom:8px" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="border-collapse:collapse;border-collapse:collapse;width:70%;margin:0 auto">
                  <tr>
                   <td style="background-color:#ff03034d;border-radius:8px;padding:10px 8px" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:center;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                     -1.07%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END Dow -->
            <!-- 10-Year -->
            <tr>
             <td class="pads10 pads6m lastline" style="text-align:center;mso-padding-alt:0 20px 0 20px;border-top:1px solid #e6e6e6;border-bottom:1px solid #e6e6e6;padding-bottom:0">
              <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;border-collapse:collapse" width="100%">
               <tr>
                <td align="center" class="markets-arrow-cell" style="text-align:center;width:12%;line-height:1em" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252Fe4a85d043f857cc8adaca9d546c099f6d7db37ba-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NjM1NDg3NDMuMTIxOTk4M30:1vLfaZ:a7MqBzNmns_1cHo6CpZzH6L7TpRVRaYazbe4ZVXX0Dk" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  10-Year
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  4.123%
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top:8px;padding-bottom:8px" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="border-collapse:collapse;border-collapse:collapse;width:70%;margin:0 auto">
                  <tr>
                   <td style="background-color:#ff03034d;border-radius:8px;padding:10px 8px" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:center;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                     -1.0 bps
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END 10-Year -->
            <!-- Bitcoin -->
            <tr>
             <td class="pads10 pads6m lastline" style="text-align:center;mso-padding-alt:0 20px 0 20px;border-top:1px solid #e6e6e6;border-bottom:1px solid #e6e6e6;padding-bottom:0">
              <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;border-collapse:collapse" width="100%">
               <tr>
                <td align="center" class="markets-arrow-cell" style="text-align:center;width:12%;line-height:1em" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F6097ec1c26b17401a61bfbfe4440c75ebfea1886-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NjM1NDg3NDMuMTIyMDk2OH0:1vLfaZ:OelxIytIk3mrbckVnfwkjre3YozcNtyjNwMuVuzq4nw" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  Bitcoin
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  $92,517.61
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top:8px;padding-bottom:8px" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="border-collapse:collapse;border-collapse:collapse;width:70%;margin:0 auto">
                  <tr>
                   <td style="background-color:#28d31a4d;border-radius:8px;padding:10px 8px" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:center;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                     +0.92%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END Bitcoin -->
            <!-- Klarna -->
            <tr>
             <td class="pads10 pads6m lastline" style="text-align:center;mso-padding-alt:0 20px 0 20px;border-top:1px solid #e6e6e6;border-bottom:1px solid #e6e6e6;padding-bottom:0">
              <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;border-collapse:collapse" width="100%">
               <tr>
                <td align="center" class="markets-arrow-cell" style="text-align:center;width:12%;line-height:1em" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252Fe4a85d043f857cc8adaca9d546c099f6d7db37ba-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NjM1NDg3NDMuMTIyMTk1N30:1vLfaZ:eWkj6tYHd6AB_Ybktup3IOI3PMcFumnNC5JrX2MzYHw" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  Klarna
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  $31.63
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top:8px;padding-bottom:8px" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="border-collapse:collapse;border-collapse:collapse;width:70%;margin:0 auto">
                  <tr>
                   <td style="background-color:#ff03034d;border-radius:8px;padding:10px 8px" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:center;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                     -9.32%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END Klarna -->
            <!-- START REGULAR TEXT -->
            <tr>
             <td style="padding:3px 15px 10px">
              <table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse;border-collapse:collapse;font-size:13px">
               <tr>
                <td style="padding-right:4px">
                 Data is provided by
                </td>
                <td style="margin:0;padding-right:5px">
                 <a style="display:block" target="_blank">
                  <img height="16px" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F61a0dac0b53d6766459afdca784ae8fe604f17ed-720x102.png%253Fh%253D32%2526q%253D100%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NjM1NDg3NDMuMTIyMjk5N30:1vLfaZ:aPg_ZAG37zvW-njzYxC-sbfwbunjEybhUSeExfbESnY" style="vertical-align:middle;height:16px;display:inline"/>
                 </a>
                </td>
               </tr>
              </table>
              <p style="text-align:left;margin:0;padding:0;font-size:13px;line-height:22px">
               *Stock data as of market close, cryptocurrency data as of 5:00pm ET.
               <a class="link-sm" rel="noopener" style="color:#333;border-bottom:1px solid #1c7ff2;text-decoration:none" target="_blank">
                Here's what these numbers mean.
               </a>
              </p>
             </td>
            </tr>
            <!-- END REGULAR TEXT -->
            <tr>
             <td style="mso-padding-alt:0px 15px 15px 15px;padding:0 15px">
              <ul style="margin-top:0;padding-left:30px">
               <li style="margin-bottom:10px;line-height:22px">
                <span>
                 <strong style="color:#000">
                  Markets:
                 </strong>
                </span>
                <span>
                 Stocks
                </span>
                <span>
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  fell
                 </a>
                </span>
                <span>
                 for the fourth straight day as worries over the economy and a possible AI bubble continue to mount. Meanwhile, Klarna did its best impression of Michael Scott falling into the koi pond, plunging ~9% after the buy now, pay later provider’s first earnings report after going public failed to dazzle investors.
                </span>
               </li>
              </ul>
              <div style="display:none">
              </div>
             </td>
            </tr>
            <tr>
             <td style="mso-padding-alt:0px 20px 15px 20px;padding:0 20px">
              <div style="background-color:#e8e8e8;margin-top:0;margin-bottom:15px;padding:15px;line-height:22px">
               <p style="margin-top:0;margin-bottom:0;line-height:22px">
                <strong style="color:#1c7ff2;font-size:16px">
                 Markets Sponsored by Outskill
                </strong>
               </p>
               <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                Join
                <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                 Outskill’s live, two-day AI mastermind this Saturday + Sunday
                </a>
                for intensive training on AI tools, automations, and building agents to help you work smarter. Get in for free as part of
                <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                 their Black Friday sale
                </a>
                .
               </p>
              </div>
             </td>
            </tr>
           </table>
          </th>
         </tr>
        </table>
        <!--[if !mso ]><! -- -->
       </div>
      </div>
      <!-- <![endif]-->
      <!-- END MARKETS -->
      <!-- STORY ARTICLE -->
      <!--[if !mso ]><! -- -->
      <div class="c6" style="margin-bottom:7px">
       <!-- <![endif]-->
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           <h3 style="color:#1c7ff2;margin-top:0;margin-bottom:0;font-family:Helvetica,Arial,sans-serif;font-size:16px;font-weight:700">
            CRYPTO
           </h3>
          </div>
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            <td class="story-content">
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               <h1 class="story-title" style="color:#000;margin-top:8px;margin-bottom:0;font-family:Helvetica,Arial,sans-serif;font-size:24px;font-weight:700;line-height:26px">
                <a style="color:#000;border-bottom:none;text-decoration:none" target="_blank">
                 The crypto market is melting
                </a>
               </h1>
              </div>
             </table>
             <div class="header-image-container" style="padding-top:15px">
              <a style="border:none;text-decoration:none" target="_blank">
               <!--[if mso ]><img alt='Illustration of bitcoin melting' height='447' src='https://storage.morningbrew.com/gif/2025-11-18/image-3b0daf52c31214f8787dfe7fb52454f4950c8764-1500x1000-gif/MBD_CRYPTOMELT_NI_01_anim_03_1500px.gif' style='display: block; width: 100%; max-width: 670px;' width='670'><![endif]-->
               <!--[if !mso ]><! -- -->
               <img alt="Illustration of bitcoin melting" src="https://inboxflows.com/_/image/https%253A%252F%252Fstorage.morningbrew.com%252Fgif%252F2025-11-18%252Fimage-3b0daf52c31214f8787dfe7fb52454f4950c8764-1500x1000-gif%252FMBD_CRYPTOMELT_NI_01_anim_03_1500px.gif/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZzdG9yYWdlLm1vciIsInRpbWUiOjE3NjM1NDg3NDMuMTIyNDM2fQ:1vLfaZ:Mdde266lqpoqpWFY1R2zO0i-lCSKng4QXZFqp5byMsQ" style="width:100%;max-width:670px;display:block" width="670"/>
               <!-- <![endif]-->
              </a>
              <p style="margin:0;padding:0;line-height:22px">
               <span class="source" style="margin-top:5px;margin-bottom:0;padding-left:10px;line-height:14px;display:inline-block">
                <small>
                 <em>
                  Nick Iluzada
                 </em>
                </small>
               </span>
              </p>
             </div>
             <table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse" width="100%">
              <tr>
               <td class="content-container" style="padding:15px 15px 0">
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 Like painstakingly simmering a perfect cheese roux only to immediately drop the container all over the kitchen floor on the way to the fridge, bitcoin has
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  erased
                 </a>
                 nearly a year’s worth of work in just six weeks.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 Crypto exploded in late 2024, pushing bitcoin past $100,000 on the promise of the Trump presidency being friendly to the industry. But even now, with loosened regulations and a pro-crypto SEC chair, the market has lost over $1 trillion in the last month and a half, leaving it essentially flat from last year. Monday, the cryptocurrency had dropped below $90,000:
                </p>
                <ul style="margin-top:0;padding-left:30px">
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   The last time bitcoin fell under that threshold was when President Trump announced his first tariff plan in April (it dropped to ~$74,400).
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   The slide from its peak last month to yesterday’s $93,000 marks a 26% decline, putting it in what Wall Street considers a bear market.
                  </span>
                 </li>
                </ul>
                <h2 style="color:#000;margin:0 0 15px;font-family:Helvetica,Arial,sans-serif;font-size:19px;font-weight:700">
                 Why the implosion?
                </h2>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 Investors are growing nervous about a potential AI bubble and selling off riskier, more speculative assets—like crypto. More and more execs and analysts are
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  sounding the alarm
                 </a>
                 about overvalued AI stocks, especially as companies like OpenAI and Nvidia are caught in a multibillion-dollar
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  spending loop
                 </a>
                 .
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 More broadly, the market is still struggling to recover from the Trump administration’s earlier threats to place new tariffs on Chinese imports, even though a one-year “trade truce” between the US and China was announced at the end of October. The Oct. 10 announcement led to a record liquidation of nearly
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  $19 billion
                 </a>
                 , according to CoinGlass.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <strong style="color:#000">
                  Big picture:
                 </strong>
                 The stock market hasn’t escaped the ongoing wipeout. The S&amp;P 500 fell for a fourth straight trading session yesterday, as investors grow pessimistic that the Fed will lower interest rates in December. Much will hinge on Nvidia’s earnings report today and the long-delayed September jobs report tomorrow.
                 <em>
                  —MM
                 </em>
                </p>
               </td>
              </tr>
              <tr>
               <td class="social-container" style="padding-bottom:15px;padding-left:15px">
                <!-- SOCIAL LINKS -->
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                    <img src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F75fb8a70db5f5bc6b7210cdde05dfa91eeb3f0ef-96x96.png%253Fw%253D50%2526fit%253Dmax/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NjM1NDg3NDMuMTIyNTY1M30:1vLfaZ:w76lkUrTnnsXAiT-HNkgYvyZg2cFvDG-bh0dupXMpS8" style="width:25px;display:inline-block" width="25"/>
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      <!-- STORY ARTICLE -->
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           <h3 style="color:#1c7ff2;text-transform:uppercase;margin-top:0;margin-bottom:0;font-family:Helvetica,Arial,sans-serif;font-size:16px;font-weight:700">
            Presented By RAD Intel
           </h3>
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              Others chase trends. They’re up 4,900%
             </strong>
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           </h1>
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           <img alt="RAD Intel" class="sponsored-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fmorningbrew.com%252Fcdn-cgi%252Fimage%252Fwidth%253D1336%252Cformat%253Dauto%252Fhttps%253A%252F%252Fstorage.morningbrew.com%252Fimage%252F2025-11-18%252Fimage-f15b2b7e0b65e1782f7a1907991b9e592ef09c9a-3840x2160-jpg%252F9937839a8b88c88f4946778df2b53ca16b40f836-3840x2160.jpg/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtb3JuaW5nYnJldyIsInRpbWUiOjE3NjM1NDg3NDMuMTIyOTk3M30:1vLfaZ:F8kK1N_dYgMiVdb5BN7eYYzTgwXuSz-K4t17d7xIFNY" style="width:100%;max-width:670px;padding-top:15px;display:block" width="670"/>
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             <p style="margin-top:0;margin-bottom:15px;line-height:22px">
              The performance marketing playbook is being rewritten—and
              <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
               RAD Intel
              </a>
              ’s AI is where brands are putting their dollars for measurable results.
             </p>
             <p style="margin-top:0;margin-bottom:15px;line-height:22px">
              The company has raised $50m+, grown its valuation 4,900% in four years, reserved its Nasdaq ticker, and earned backing from Adobe, Fidelity Ventures, and operators across Google, Meta, YouTube, and Amazon.
             </p>
             <p style="margin-top:0;margin-bottom:15px;line-height:22px">
              <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
               The traction underneath it
              </a>
              is what matters: 2x sales growth heading into 2026, recurring seven-figure partnerships, and accelerating Fortune 1000 brand and agency demand. This is commercial AI already in the market, powering creator, content, and audience-intelligence programs with measurable lift.
             </p>
             <p style="margin-top:0;margin-bottom:15px;line-height:22px">
              The share price change hits Nov. 20. Investors who understand performance are already moving. The rest usually wish they had.
             </p>
             <p style="margin-top:0;margin-bottom:15px;line-height:22px">
              <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
               Lock in the $0.81 share price before Nov. 20
              </a>
              .
             </p>
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            WORLD
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                 Tour de headlines
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                  Heather Diehl/Getty Images
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                 <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fcard-file-box_1f5c3.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NjM1NDg3NDMuMTIzMjY4OH0:1vLfaZ:SIvAtWi5WGvbzjtkKbd8VN8Vmlu3dIsxf7W2inR8a1g" style="max-width:18px" width="18"/>
                 <strong style="color:#000">
                  House, Senate pass bill demanding DOJ release Epstein files.
                 </strong>
                 In a
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  427–1 vote
                 </a>
                 , the House of Representatives passed legislation to force the Justice Department to release all of the files pertaining to the investigation into the deceased child sex offender Jeffrey Epstein. House Speaker Mike Johnson and most GOP members had sought to delay a vote but relented after President Trump—a former friend of Epstein’s—dropped his opposition to it. Hours later, the Senate unanimously passed the bill as is, despite Johnson’s hopes that it would be amended. Republican Rep. Clay Higgins of Louisiana was the lone “no” vote in the House, saying it doesn’t do enough to protect the names of people who might be innocent. The bill now heads to Trump’s desk to be signed.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fscales_2696.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NjM1NDg3NDMuMTIzMzcxMX0:1vLfaZ:levAen7znQM51LQlkW4k9uFJUYhDcRHOiaTmS0UbxuI" style="max-width:18px" width="18"/>
                 <strong style="color:#000">
                  Meta won its antitrust trial.
                 </strong>
                 A US federal judge ruled that the FTC
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  failed to prove
                 </a>
                 that the Facebook parent company’s acquisitions of Instagram and WhatsApp constituted an illegal social media monopoly. Initially filed in 2020, the FTC’s suit alleged that Meta’s two blockbuster purchases stifled competition, citing CEO Mark Zuckerberg’s 2008 statement that “it is better to buy than compete.” During his testimony, Zuck denied that Meta acquires competitors that it sees as threats. The ruling is a major win for Meta and a blow to the federal government’s quest across multiple administrations to rein in Big Tech companies. Judges recently ruled that Google operated illegal monopolies in search and advertising, while antitrust cases against Apple and Amazon are pending.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fflag-for-united-states_1f1fa-1f1f8.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NjM1NDg3NDMuMTIzNDc1Nn0:1vLfaZ:NPuo0RQqWFm6ZCOTNmHlp9NX6Nwi7AySDHx1eZaFD3w" style="max-width:18px" width="18"/>
                 <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fflag-for-saudi-arabia_1f1f8-1f1e6.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NjM1NDg3NDMuMTIzNTcyfQ:1vLfaZ:5xkisOOe8v7UuF0ygZA4BSRLOL2QoGtE-HHHypDAaa4" style="max-width:18px" width="18"/>
                 <strong style="color:#000">
                  Trump met MBS ahead of expected deals.
                 </strong>
                 President Trump hosted Saudi Crown Prince Mohammed bin Salman at the White House yesterday for a meeting that was supposed to be about deals between the US and Saudi Arabia, but Trump
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  made headlines
                 </a>
                 when he played down the 2018 murder of Washington Post journalist Jamal Khashoggi, whom US intelligence determined was killed at the behest of bin Salman. “Whether you like him or didn’t like him, things happen,” Trump said of the murder victim. The president also praised the crown prince’s human rights record, which Amnesty International has characterized as “an unprecedented crackdown on freedom of expression.” Today, Saudi Arabia is set to announce
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  several deals
                 </a>
                 with US companies, including Amazon and xAI, according to Semafor.
                 <em>
                  —AE
                 </em>
                </p>
               </td>
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           <h3 style="color:#1c7ff2;margin-top:0;margin-bottom:0;font-family:Helvetica,Arial,sans-serif;font-size:16px;font-weight:700">
            RETAIL
           </h3>
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                <a style="color:#000;border-bottom:none;text-decoration:none" target="_blank">
                 Home Depot isn’t doing so hot
                </a>
               </h1>
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              <a style="border:none;text-decoration:none" target="_blank">
               <img alt="Home Depot" src="https://inboxflows.com/_/image/https%253A%252F%252Fmorningbrew.com%252Fcdn-cgi%252Fimage%252Fwidth%253D1336%252Cformat%253Dauto%252Fhttps%253A%252F%252Fstorage.morningbrew.com%252Fimage%252F2025-11-18%252Fimage-97ee21337af572b2703974fc3bc8b2578dd898a1-1024x723-jpg%252Fgettyimages-2247326008.jpg/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtb3JuaW5nYnJldyIsInRpbWUiOjE3NjM1NDg3NDMuMTIzNjc5NH0:1vLfaZ:i-0qJtPsO_lyI8CgefU75WOHOZYmteYfXh6sCtTsTrk" style="width:100%;max-width:670px;display:block" width="670"/>
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              <p style="margin:0;padding:0;line-height:22px">
               <span class="source" style="margin-top:5px;margin-bottom:0;padding-left:10px;line-height:14px;display:inline-block">
                <small>
                 <em>
                  Justin Sullivan/Getty Images
                 </em>
                </small>
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                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 The roof is leaking and the walls are starting to smell like mold (metaphorically speaking) at the Disney World for dads. Home Depot released Q3 earnings yesterday that showed sales stagnated, which it attributed to high interest rates, shaky consumer confidence, and fewer-than-usual fall storms that
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  thwarted
                 </a>
                 an anticipated rebound in renovation.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 The lackluster report marks the third consecutive quarter of missed earnings expectations. The retailer’s stock closed down 6% yesterday. Other details that troubled investors include:
                </p>
                <ul style="margin-top:0;padding-left:30px">
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   Home Depot’s sales at US stores open for at least a year increased 0.2% last quarter from the same period in 2024, less than the 1.4% analysts expected.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   The company projected that its 2025 adjusted earnings per share, a key measure of profitability, would decline 5% from last year, a bigger drop than the 2% previously projected.
                  </span>
                 </li>
                </ul>
                <h2 style="color:#000;margin:0 0 15px;font-family:Helvetica,Arial,sans-serif;font-size:19px;font-weight:700">
                 Grim backdrop
                </h2>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 Though interest rates came down this year, they’re still high enough to prevent people from buying new homes with awful carpeting they want to tear out and replace, or from undertaking renovations on their existing dwellings. Plus, Home Depot said jitters related to the government shutdown and accelerating layoffs might also give people pause when it comes to costly home remodeling.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <strong style="color:#000">
                  Big picture:
                 </strong>
                 Target’s earnings report will be released before the market opens today, and Walmart’s will come out tomorrow. Together, they’ll shed more light on whether shoppers are tightening their belts due to broader economic conditions.
                 <em>
                  —SK
                 </em>
                </p>
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            Together With State Street Investment Management
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              With ETFs like MDY, you can tap into a powerful combination of resilience, quality, market opportunity, and
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               outperformance potential
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              . Discover how MDY—the original mid-cap ETF—delivers cost-efficient, liquid exposure to 400 US-based midsize companies in a
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            FOOD &amp; BEV
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                 Panera’s baking a new plan to earn more bread
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                 With sales stagnating, Panera Brands CEO Paul Carbone unveiled a
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  bold plan
                 </a>
                 yesterday to win back customers: make everything better.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 Panera, once considered the gold standard in American fast-casual dining, has fallen behind competitors like Chipotle and Panda Express, with its sales dropping 5% to $6.1 billion last year. Carbone says the goal is to reach $7 billion in annual sales by 2028 behind “Panera RISE,” a new strategy intended to undo the chain’s cost-cutting measures, which he dubbed “death by a thousand paper cuts.”
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 The overhaul includes:
                </p>
                <ul style="margin-top:0;padding-left:30px">
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   <strong style="color:#000">
                    Lettuce:
                   </strong>
                  </span>
                  <span>
                   Salads will be fully romaine again and no longer include iceberg. “No one likes iceberg,” said Carbone, who also may have been delivering a four-word review of
                  </span>
                  <span>
                   <em>
                    Titanic
                   </em>
                  </span>
                  <span>
                   . Salads will also have eight ingredients instead of the current five.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   <strong style="color:#000">
                    Tomatoes:
                   </strong>
                  </span>
                  <span>
                   Starting next year, salads will contain sliced cherry tomatoes (rather than whole ones that were used to save money).
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   <strong style="color:#000">
                    Drinks:
                   </strong>
                  </span>
                  <span>
                   Frescas and “energy refresher” drinks (which have less caffeine than the ones that resulted in two wrongful death
                  </span>
                  <span>
                   <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                    lawsuits
                   </a>
                  </span>
                  <span>
                   ) are in the offing.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   <strong style="color:#000">
                    Portions:
                   </strong>
                  </span>
                  <span>
                   The WSJ
                  </span>
                  <span>
                   <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                    reports
                   </a>
                  </span>
                  <span>
                   that Panera is “beefing up portions” after shrinking its sandwiches.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   <strong style="color:#000">
                    Labor:
                   </strong>
                  </span>
                  <span>
                   There will be more workers on hand, and the company is reinvesting in the self-ordering kiosks that haven’t been upgraded in nearly a decade.
                  </span>
                 </li>
                </ul>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <strong style="color:#000">
                  Zoom out:
                 </strong>
                 Panera is also looking to mimic the value offerings at establishments like Chili’s, but lacks appetizer options. “We haven’t cracked the code yet,” Carbone said.
                 <em>
                  —DL
                 </em>
                </p>
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                   <a rel="noopener" style="text-decoration:none" target="_blank">
                    <img src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252Ff61048cc7cca6e313215d18ddc546bbb9f5279dd-96x96.png%253Fw%253D50%2526fit%253Dmax/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NjM1NDg3NDMuMTI0NDI4fQ:1vLfaZ:t2rkO3pPbaJEauDwv1TRR8hgjqXG8_J2emWOQOLU9mQ" style="width:25px;display:inline-block" width="25"/>
                   </a>
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                   </a>
                  </td>
                 </tr>
                </table>
                <!-- END SOCIAL LINKS -->
               </td>
              </tr>
             </table>
            </td>
           </tr>
          </table>
         </td>
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       <!--[if !mso ]><! -- -->
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      <!-- STORY ARTICLE -->
      <!--[if !mso ]><! -- -->
      <div class="c6" style="margin-bottom:7px">
       <!-- <![endif]-->
       <table border="0" cellpadding="0" cellspacing="0" class="story-container" style="border-collapse:collapse" width="100%">
        <tr>
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           <h3 style="color:#1c7ff2;margin-top:0;margin-bottom:0;font-family:Helvetica,Arial,sans-serif;font-size:16px;font-weight:700">
            STAT
           </h3>
          </div>
          <table border="0" cellpadding="0" cellspacing="0" class="story-content-container" style="border-collapse:collapse" width="100%">
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               <h1 class="story-title" style="color:#000;margin-top:8px;margin-bottom:0;font-family:Helvetica,Arial,sans-serif;font-size:24px;font-weight:700;line-height:26px">
                <a style="color:#000;border-bottom:none;text-decoration:none" target="_blank">
                 Prime number: “Baby Shark” shares jump 62%
                </a>
               </h1>
              </div>
             </table>
             <div class="header-image-container" style="padding-top:15px">
              <img alt="Baby Shark" src="https://inboxflows.com/_/image/https%253A%252F%252Fmorningbrew.com%252Fcdn-cgi%252Fimage%252Fwidth%253D1336%252Cformat%253Dauto%252Fhttps%253A%252F%252Fstorage.morningbrew.com%252Fimage%252F2025-11-18%252Fimage-bb3aaa805a39f633bed4c7cf86d7a1ab774ff1fd-1024x683-jpg%252FGettyImages-2224592649.jpg/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtb3JuaW5nYnJldyIsInRpbWUiOjE3NjM1NDg3NDMuMTI0NjUzOH0:1vLfaZ:UILs29PGzimHCNbfKJYwys6MqedwbRZnJVDKGZD2nE0" style="width:100%;max-width:670px;display:block" width="670"/>
              <p style="margin:0;padding:0;line-height:22px">
               <span class="source" style="margin-top:5px;margin-bottom:0;padding-left:10px;line-height:14px;display:inline-block">
                <small>
                 <em>
                  Ploy Phutpheng/Getty Images
                 </em>
                </small>
               </span>
              </p>
             </div>
             <table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse" width="100%">
              <tr>
               <td class="content-container" style="padding:15px">
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 The song that makes parents around the world stare into the middle distance and contemplate their life choices is officially on the stock market. Pinkfong, the South Korean company responsible for “Baby Shark,”
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  went public
                 </a>
                 on the Kosdaq market of the Korea Exchange this week, spiking as much as 62% and closing Tuesday with a market value of about $406 million, Bloomberg reported.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 Depending on whom you ask, “Baby Shark” is either a catchy tune for tykes that keeps them occupied so their parents can feed themselves, or the most nightmarish screeching known to humankind that must be destroyed posthaste. Either way, it’s historically popular:
                </p>
                <ul style="margin-top:0;padding-left:30px">
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   “Baby Shark Dance” is YouTube’s most-watched video ever, with more than 16 billion views.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   The song has even made it onto Billboard’s Hot 100 and was at one point No. 1 on Spotify’s Global Viral 50 chart.
                  </span>
                 </li>
                </ul>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 And yet, it might not make Pinkfong as much money as you’d think. Due to YouTube’s restrictions on monetizing kids’ content, the company generated only about $67 million in total revenue last year—part of the reason it’s now hoping investors will help it level up.
                 <em>
                  —AE
                 </em>
                </p>
               </td>
              </tr>
             </table>
            </td>
           </tr>
          </table>
         </td>
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       <!--[if !mso ]><! -- -->
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      <!-- STORY ARTICLE -->
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          <div class="tag-container" style="padding:15px 15px 0">
           <h3 style="color:#1c7ff2;text-transform:uppercase;margin-top:0;margin-bottom:0;font-family:Helvetica,Arial,sans-serif;font-size:16px;font-weight:700">
            Together With CardRatings
           </h3>
          </div>
          <a style="border:none;text-decoration:none" target="_blank">
           <img alt="CardRatings " class="sponsored-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fmorningbrew.com%252Fcdn-cgi%252Fimage%252Fwidth%253D1336%252Cformat%253Dauto%252Fhttps%253A%252F%252Fstorage.morningbrew.com%252Fimage%252F2025-11-04%252Fimage-93cac83657742a45886fc154fa24809a32220436-1000x750-png%252FCR-8280_Chase_Sapphire_Reserve_Pub_Ad.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtb3JuaW5nYnJldyIsInRpbWUiOjE3NjM1NDg3NDMuMTI0NzgyNn0:1vLfaZ:Zd_jL2nn9lk0H-sW5ulOLhJSDrxX1ulsVn4igIDDB6Q" style="width:100%;max-width:670px;padding-top:15px;display:block" width="670"/>
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             <p style="margin-top:0;margin-bottom:15px;line-height:22px">
              <strong style="color:#000">
               Unlock a world of travel rewards
              </strong>
              with the Chase Sapphire Reserve® card. Earn premium rewards on travel and dining—
              <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
               plus 125,000 bonus points*
              </a>
              —all while enjoying airport lounge access to elevate every trip. See how you can get over $5,000 value in your first year.*
              <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
               Learn more and start earning today
              </a>
              .
             </p>
            </td>
           </tr>
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           <h3 style="color:#1c7ff2;margin-top:0;margin-bottom:0;font-family:Helvetica,Arial,sans-serif;font-size:16px;font-weight:700">
            NEWS
           </h3>
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               <h1 class="story-title" style="color:#000;margin-top:8px;margin-bottom:0;font-family:Helvetica,Arial,sans-serif;font-size:24px;font-weight:700;line-height:26px">
                <a style="color:#000;border-bottom:none;text-decoration:none" target="_blank">
                 What else is brewing
                </a>
               </h1>
              </div>
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              <tr>
               <td class="content-container" style="padding:15px">
                <ul style="margin-top:0;padding-left:30px">
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                    Google
                   </a>
                  </span>
                  <span>
                   released a new version of its Gemini chatbot, which it says gives more sophisticated answers, as the company looks to catch up to OpenAI.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                    An hourslong internet outage
                   </a>
                  </span>
                  <span>
                   that downed ChatGPT, Spotify, and X was the result of a single configuration file that accidentally got too big, Cloudflare said.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                    Paramount, Comcast, and Netflix
                   </a>
                  </span>
                  <span>
                   are preparing bids to buy all or parts of Warner Bros. Discovery, the New York Times reported.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                    The Trump administration
                   </a>
                  </span>
                  <span>
                   moved to further dismantle the Department of Education by directing other agencies to manage its programs.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                    Intuit
                   </a>
                  </span>
                  <span>
                   signed a $100 million deal with OpenAI that will allow its apps, like TurboTax, to be accessed through ChatGPT.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                    Eminem
                   </a>
                  </span>
                  <span>
                   is suing the Australian beach brand Swim Shady, alleging that it infringes on his trademarked alter ego, Slim Shady.
                  </span>
                 </li>
                </ul>
               </td>
              </tr>
             </table>
            </td>
           </tr>
          </table>
         </td>
        </tr>
       </table>
       <!--[if !mso ]><! -- -->
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      <!-- <![endif]-->
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      <!-- STORY ARTICLE -->
      <!--[if !mso ]><! -- -->
      <div class="c6" style="margin-bottom:7px">
       <!-- <![endif]-->
       <table border="0" cellpadding="0" cellspacing="0" class="story-container" style="border-collapse:collapse" width="100%">
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           <h3 style="color:#1c7ff2;margin-top:0;margin-bottom:0;font-family:Helvetica,Arial,sans-serif;font-size:16px;font-weight:700">
            RECS
           </h3>
          </div>
          <table border="0" cellpadding="0" cellspacing="0" class="story-content-container" style="border-collapse:collapse" width="100%">
           <tr>
            <td class="story-content">
             <div class="header-image-container" style="padding-top:15px">
              <img alt="Recs" src="https://inboxflows.com/_/image/https%253A%252F%252Fmorningbrew.com%252Fcdn-cgi%252Fimage%252Fwidth%253D1336%252Cformat%253Dauto%252Fhttps%253A%252F%252Fstorage.morningbrew.com%252Fimage%252F2025-09-11%252Fimage-762cbc4c673b8613a0de1bf6711a4fc25276f7a4-1350x330-png%252FMB_todo_banner.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtb3JuaW5nYnJldyIsInRpbWUiOjE3NjM1NDg3NDMuMTI0OTAxOH0:1vLfaZ:xo0dC8ME12q6llciaR89q4JZ49ZBPlCPQcyL4lEVOqA" style="width:100%;max-width:670px;display:block" width="670"/>
              <p style="margin:0;padding:0;line-height:22px">
               <span class="source" style="margin-top:5px;margin-bottom:0;padding-left:10px;line-height:14px;display:inline-block">
                <small>
                 <em>
                 </em>
                </small>
               </span>
              </p>
             </div>
             <table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse" width="100%">
              <tr>
               <td class="content-container" style="padding:15px">
                <div>
                 <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                  <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NjM1NDg3NDMuMTI1MDEwNX0:1vLfaZ:QIO4JStFl86-zWH5_-wzuLJkGUh1YsCuSrMG8YI3BGw" style="max-width:18px" width="18"/>
                  <strong style="color:#000">
                   Stick:
                  </strong>
                  A cute little pad
                  <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                   for reminders
                  </a>
                  .**
                 </p>
                 <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                  <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NjM1NDg3NDMuMTI1MTYzNn0:1vLfaZ:TLGNAPRUbqYWOKJEc0A9WCet7xWfRpZzZ01KqDg3Dv4" style="max-width:18px" width="18"/>
                  <strong style="color:#000">
                   Learn:
                  </strong>
                  What
                  <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                   actual witches
                  </a>
                  think of
                  <em>
                   Wicked
                  </em>
                  .
                 </p>
                 <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                  <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NjM1NDg3NDMuMTI1Mjc3M30:1vLfaZ:5xEuAmJrM7F2kAo4RWowDmTiZ4fOjFDkTp38ZWtqR9M" style="max-width:18px" width="18"/>
                  <strong style="color:#000">
                   Grow:
                  </strong>
                  <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                   Fall garden chores
                  </a>
                  that will make your spring work easier.
                 </p>
                 <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                  <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NjM1NDg3NDMuMTI1Mzg3fQ:1vLfaZ:2D5L-IoyQtq5xQ2nfxQ-igotZJOGG3xk-dRQmHKk-Go" style="max-width:18px" width="18"/>
                  <strong style="color:#000">
                   Play:
                  </strong>
                  The Morning Brew
                  <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                   2026 Daily Games Desk Calendar
                  </a>
                  is now available for preorder.
                 </p>
                 <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                  <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NjM1NDg3NDMuMTI1NDgyOH0:1vLfaZ:awjptpUKRaW6MKvCV_JPZVj5stVaMguLZ-_dy9o8GgY" style="max-width:18px" width="18"/>
                  <strong style="color:#000">
                   Early moves matter:
                  </strong>
                  $0.81/share. 4,900% valuation growth. 2x sales. Nasdaq ticker reserved: $RADI.
                  <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                   Share price changes Nov. 20
                  </a>
                  .*
                 </p>
                 <placementslot data-id="2d1b6634fb12">
                 </placementslot>
                 <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                  <sup>
                   <em>
                    *A message from our sponsor. **This is a product recommendation from our writers. When you buy through this link, Morning Brew may earn a commission.
                   </em>
                  </sup>
                 </p>
                </div>
               </td>
              </tr>
             </table>
            </td>
           </tr>
          </table>
         </td>
        </tr>
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       <!--[if !mso ]><! -- -->
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       <!-- <![endif]-->
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          <div class="tag-container" style="padding:15px 15px 0">
           <h3 style="color:#1c7ff2;margin-top:0;margin-bottom:0;font-family:Helvetica,Arial,sans-serif;font-size:16px;font-weight:700">
            PLAY
           </h3>
          </div>
          <table border="0" cellpadding="0" cellspacing="0" class="story-content-container" style="border-collapse:collapse" width="100%">
           <tr>
            <td class="story-content">
             <div class="header-image-container" style="padding-top:15px">
              <a style="border:none;text-decoration:none" target="_blank">
               <img alt="Games available from Morning Brew" src="https://inboxflows.com/_/image/https%253A%252F%252Fmorningbrew.com%252Fcdn-cgi%252Fimage%252Fwidth%253D1336%252Cformat%253Dauto%252Fhttps%253A%252F%252Fstorage.morningbrew.com%252Fimage%252F2025-09-11%252Fimage-3524949da8d220051120175f97246671d52e0b38-2700x660-png%252FIMG_9052.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtb3JuaW5nYnJldyIsInRpbWUiOjE3NjM1NDg3NDMuMTI1NTkwNn0:1vLfaZ:wQ_b3KC6Erfp0BPd45Y3ksF91xSwS4sF0v80tfiZ9W8" style="width:100%;max-width:670px;display:block" width="670"/>
              </a>
              <p style="margin:0;padding:0;line-height:22px">
               <span class="source" style="margin-top:5px;margin-bottom:0;padding-left:10px;line-height:14px;display:inline-block">
                <small>
                 <em>
                 </em>
                </small>
               </span>
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                 Today’s puzzle asks you to identify the most-followed people on Instagram. Hint: Rob Schneider is not one of them.
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                 “Baby Shark Dance” is the most viewed video on YouTube by a long shot. But what’s No. 2?
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               This is a paid advertisement for RAD Intel made pursuant to its Regulation A+ offering and involves risk, including the possible loss of principal. The valuation is set by the Company, and there is currently no public market for the Company’s Common Stock. Nasdaq ticker “RADI” has been reserved by RAD Intel, and any potential listing is subject to future regulatory approval and market conditions. Investor references reflect factual individual or institutional participation and do not imply endorsement or sponsorship by the referenced companies. Please read the offering circular and related risks at
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               .
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               ​​
               <strong style="color:#000">
                Before investing, consider the funds’ investment objectives, risks, charges, and expenses. To obtain a prospectus or summary prospectus, which contains this and other information, call 1-866-787-2257 or visit
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                . Read it carefully.
               </strong>
               Investing involves risk. ALPS Distributors, Inc. (fund distributor); State Street Global Advisors Funds Distributors, LLC (marketing agent)
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