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<td align="center" valign="top" style="font-family:Arial, Helvetica, Verdana sans-serif; font-size:12px; color:#2d2d2d; line-height:14px;"><b>EARNING REWARDS & USING YOUR CARD</b><br />
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EARNING REWARDS & USING YOUR CARD
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1
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New customers earn an additional 5% back in Reward Dollars for purchases made at Williams-Sonoma, Inc. Brands (excluding Rejuvenation) during the first 30 days from account opening.
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<sup>
2
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Promotional financing available on qualifying purchases of $750 or more, excluding shipping and tax, made on an approved Pottery Barn Key Rewards, Williams Sonoma Key Rewards, West Elm Key Rewards or The Key Rewards Visa or Store Card, issued by Capital One, N.A. Your account must be open and current to be eligible for this offer. For eligible purchases, the purchase amount is divided into 12 equal monthly payments and will be assessed a 0% APR effective for 12 months or until the purchase is paid in full. This special repayment term will be added to your normal minimum payment due on nonpromotional Credit Plans. If you do not make the suggested equal payments under the program and the purchase is not paid in full after 12 months, the standard variable purchase APR of 27.99%-29.99%
will apply to your remaining program balance. The advertised monthly payment amount is rounded to the nearest dollar, and does not include taxes, shipping or ancillary charges. Promotional financing availability may be limited in certain stores. Rewards are not earned on promotional financing purchases. Key Rewards Visa: Purchase APR: 27.99% variable; Balance Transfer APR: 27.99% variable; Cash Advance APR: 27.99% variable. Cash Advance Fee: greater of 4% of advance amount or $10; Balance Transfer Fee: 3% of the amount of each transferred balance that posts to your account. Key Rewards Card: Purchase APR: 29.99% variable. Variable APRs as of 9/25/22. Subject to credit approval; based on your creditworthiness, some options may not be available and other terms may apply.
<br/>
<br/>
<sup>
3
</sup>
Rewards earnings are subject to the Key Gold Rewards Terms and Credit Card Terms in Customer Agreement. Cardholders Earn 5% in Reward Dollars for each $1.00 of Net Eligible Purchases made on your Card at Williams Sonoma, Williams Sonoma Home, Pottery Barn, Pottery Barn Kids, Pottery Barn Teen, West Elm, and Mark & Graham stores, catalogs, or online (collectively referred to as "Williams Sonoma Stores").
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