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		<center style='color:#163300; font-family:Inter, Helvetica, Arial, sans-serif; font-size:16px; font-weight:700; line-height:16px;  mso-text-raise:1px'>Turn on Interest</center>
	</v:roundrect></a>
<![endif]-->
                  <!--[if !mso]><!-- -->
                  <span class="bf msohide" style="border-style:solid;border-color:#2cb543;background:#9fe870;border-width:0px;display:block;border-radius:30px;width:auto;mso-hide:all">
                   <a class="h msohide l" style="mso-style-priority:100 !important;text-decoration:none !important;mso-line-height-rule:exactly;color:#163300;font-size:16px;padding:15px 60px;display:block;background:#9fe870;border-radius:30px;font-family:Inter, Helvetica, Arial, sans-serif;font-weight:bold;font-style:normal;line-height:19.2px;width:auto;text-align:center;letter-spacing:0;mso-padding-alt:0;mso-border-alt:10px solid #9fe870;mso-hide:all" target="_blank">
                    Turn on Interest
                   </a>
                  </span>
                  <!--<![endif]-->
                 </td>
                </tr>
                <tr>
                 <td align="center" class="bv bu" style="padding:0;Margin:0;padding-right:40px;padding-left:40px;padding-top:15px">
                  <!--[if mso]><a href="https://ablink.info.wise.com/ls/click?upn=u001.JwhTX56o1twZ4Z4wwlm-2F9fgdnFQogzEdxqXWHw9EDJFPK3hoUBfrQRfIF4OQb2VaI1KVnpy9uDWQThHqlj2vCAdffF3aXZxiEs83th6ooS26Z-2F5r7XeEVN0RCUYVpi-2BWP0tD_Xkgjvfyip0jA8U6UDBzpk1WoqeaBAJw2VxTBJB9P-2FiDicKnH1T3LBEGsC60aN-2FZvcbbpggqCJEWOURPwc4mCT8pLIs3PyTSkkMYUgJPr0dsnscC302BF0J492bjOs2MRjvjBVudBpngb3BENA-2FRkqHSrDiGghIG2byCOzEGStZqkV93rCMaJwvkxTfK9WFXm03nRQNZGidMEcfqO0ftVqbgn9Hv5p4qk9MwH0LXqvi85taCubOUB-2BWZNhLpJcRNzj-2BJFfNjVICtWA9jJEAFDRSZreqBH23tSuU3Il5iRLVbzgrKEOP0E0T66r2VwNl0WsZfj01ITQ5DX6lrn411Drl2YaX0q9MbGV59f4hrqwywgSTRWYEm7rdRGQCQBUeIRXoAr-2FmflwRfn-2BdM0yeCm8Za1Mp5nCcg8sDEmXenhlcLOJjbYXW3YU8s3wfLF8KPcAj1l7d-2BDJ7Tv9-2B9qC61FTDJjRNnlBgFOGzALBtYpTCgvZVio-2FTc2Y5lzB7omJ-2BrnBF-2B5ETkuUjYnVD3DFQ7C2g-2BtuhHYQqmw7jsr1NEtRQTTYi5fJx8YaRev4ABKKcIZpK2xuMmZ3BuV-2FCtr6a88BWunny-2BTVCicLa9obh7QATNceNVuNF-2BGw7rg8j2GwRjp0JxM1Sm00tu-2BzP3fHAliB60qxTjEZbeE8HtK75zOmA-2FhdDyM3EDp9ECTycWTajVK-2FBH3JXGh0kRPzw72Li97LmLfyq8KcW3uTtoomSh7Wyo-3D" target="_blank" hidden>
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		<center style='color:#163300; font-family:Inter, Helvetica, Arial, sans-serif; font-size:16px; font-weight:700; line-height:16px;  mso-text-raise:1px'>Read our FAQs</center>
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<![endif]-->
                  <!--[if !mso]><!-- -->
                  <span class="bf msohide" style="border-style:solid;border-color:#163300;background:#ffffff;border-width:1px;display:block;border-radius:30px;width:auto;mso-hide:all">
                   <a class="h msohide k" style="mso-style-priority:100 !important;text-decoration:none !important;mso-line-height-rule:exactly;color:#163300;font-size:16px;padding:15px 60px;display:block;background:#ffffff;border-radius:30px;font-family:Inter, Helvetica, Arial, sans-serif;font-weight:bold;font-style:normal;line-height:19.2px;width:auto;text-align:center;letter-spacing:0;mso-padding-alt:0;mso-border-alt:10px solid #ffffff;mso-hide:all" target="_blank">
                    Read our FAQs
                   </a>
                  </span>
                  <!--<![endif]-->
                 </td>
                </tr>
                <tr>
                 <td align="center" class="a" style="padding:0;Margin:0;padding-top:30px">
                  <p class="b" style="Margin:0;mso-line-height-rule:exactly;font-family:Inter, Helvetica, Arial, sans-serif;line-height:24px;letter-spacing:0;color:#454745;font-size:16px">
                   *Capital at risk. Growth not guaranteed. Variable rate is based on 7 day performance as of 27th March 2025. This fund has returned a 0.99% annual average on GBP, 2.20% on EUR and 2.41% on USD over the last 5 years, excluding Wise and fund manager fees. For the full 5 year past performance of funds, please
                   <strong class="b" style="font-size:16px">
                    <a style="mso-line-height-rule:exactly;text-decoration:underline;color:#163300;font-size:16px" target="_blank">
                     visit our website.
                    </a>
                   </strong>
                  </p>
                 </td>
                </tr>
               </table>
              </td>
             </tr>
            </table>
           </td>
          </tr>
         </table>
        </td>
       </tr>
      </table>
      <table align="center" cellpadding="0" cellspacing="0" class="v" role="none" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;width:100%;table-layout:fixed !important">
       <tr>
        <td align="center" style="padding:0;Margin:0">
         <table align="center" bgcolor="#ffffff" cellpadding="0" cellspacing="0" class="bn" role="none" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;background-color:#ffffff;width:600px">
          <tr>
           <td align="left" bgcolor="#ffffff" class="bz bx bt" style="padding:0;Margin:0;padding-right:40px;padding-left:40px;padding-bottom:30px;background-color:#ffffff">
            <table cellpadding="0" cellspacing="0" role="none" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px" width="100%">
             <tr>
              <td align="center" style="padding:0;Margin:0;width:520px" valign="top">
               <table cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px" width="100%">
                <tr>
                 <td align="center" style="padding:0;Margin:0">
                  <h1 class="bi" style="Margin:0;font-family:inter, helvetica, arial, sans-serif;mso-line-height-rule:exactly;letter-spacing:0;font-size:30px;font-style:normal;font-weight:normal;line-height:36px;color:#0e0f0c">
                   <strong>
                    What makes Wise Interest different
                   </strong>
                  </h1>
                 </td>
                </tr>
               </table>
              </td>
             </tr>
            </table>
           </td>
          </tr>
          <tr>
           <td align="left" class="bs bz bx" style="padding:0;Margin:0;padding-right:40px;padding-left:40px;padding-bottom:15px">
            <!--[if mso]><table style="width:520px" cellpadding="0" cellspacing="0"><tr><td style="width:75px" valign="top"><![endif]-->
            <table align="left" cellpadding="0" cellspacing="0" class="z" role="none" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;float:left">
             <tr>
              <td align="left" style="padding:0;Margin:0;width:75px">
               <table cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:separate;border-spacing:0px;border-radius:15px" width="100%">
                <tr>
                 <td align="right" class="bi" style="padding:0;Margin:0;padding-right:15px;font-size:0px">
                  <a style="mso-line-height-rule:exactly;text-decoration:underline;color:#2CB543;font-size:14px" target="_blank">
                   <img alt="Card 1" height="50" src="https://inboxflows.com/_/image/https%253A%252F%252Fnvsrpq.stripocdn.email%252Fcontent%252Fguids%252FCABINET_d98aac12816949e40fdc3c7baded291fcbeac156d9b084745cebc47984af1989%252Fimages%252Favatar_medium1.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZudnNycHEuc3RyaSIsInRpbWUiOjE3NDQ1NjYwMTQuNzE1NjMzMn0:1u41JW:id5C59kMljGxpmxfDDBrMSlQGKCGLtdPf-0gJlAIKZc" style="display:block;font-size:14px;border:0;outline:none;text-decoration:none" title="Card 1" width="50"/>
                  </a>
                 </td>
                </tr>
               </table>
              </td>
             </tr>
            </table>
            <!--[if mso]></td><td style="width:445px" valign="top"><![endif]-->
            <table align="right" cellpadding="0" cellspacing="0" class="ba" role="none" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;float:right">
             <tr>
              <td align="left" style="padding:0;Margin:0;width:445px">
               <table cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px" width="100%">
                <tr>
                 <td align="left" class="br bq g" style="padding:0;Margin:0;padding-top:15px">
                  <p class="bi b d" style="Margin:0;mso-line-height-rule:exactly;font-family:inter, helvetica, arial, sans-serif;line-height:24px;letter-spacing:0;color:#0e0f0c;font-size:16px">
                   <strong>
                    Spend while your money earns a return
                   </strong>
                  </p>
                 </td>
                </tr>
               </table>
              </td>
             </tr>
            </table>
            <!--[if mso]></td></tr></table><![endif]-->
           </td>
          </tr>
          <tr>
           <td align="left" class="bs bz bx" style="Margin:0;padding-right:40px;padding-left:40px;padding-bottom:15px;padding-top:10px">
            <!--[if mso]><table style="width:520px" cellpadding="0" cellspacing="0"><tr><td style="width:75px" valign="top"><![endif]-->
            <table align="left" cellpadding="0" cellspacing="0" class="z" role="none" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;float:left">
             <tr>
              <td align="left" style="padding:0;Margin:0;width:75px">
               <table cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:separate;border-spacing:0px;border-radius:15px" width="100%">
                <tr>
                 <td align="right" class="bi" style="padding:0;Margin:0;padding-right:15px;font-size:0px">
                  <a style="mso-line-height-rule:exactly;text-decoration:underline;color:#2CB543;font-size:14px" target="_blank">
                   <img alt="Card 2" height="50" src="https://inboxflows.com/_/image/https%253A%252F%252Fnvsrpq.stripocdn.email%252Fcontent%252Fguids%252FCABINET_d98aac12816949e40fdc3c7baded291fcbeac156d9b084745cebc47984af1989%252Fimages%252F2_1.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZudnNycHEuc3RyaSIsInRpbWUiOjE3NDQ1NjYwMTQuNzE1ODIzN30:1u41JW:KJ3VLn8GMFsUNjJn6y0nvzpSUGEXKXDiMd0wfuPVg78" style="display:block;font-size:14px;border:0;outline:none;text-decoration:none" title="Card 2" width="50"/>
                  </a>
                 </td>
                </tr>
               </table>
              </td>
             </tr>
            </table>
            <!--[if mso]></td><td style="width:445px" valign="top"><![endif]-->
            <table align="right" cellpadding="0" cellspacing="0" class="ba" role="none" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;float:right">
             <tr>
              <td align="left" style="padding:0;Margin:0;width:445px">
               <table cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px" width="100%">
                <tr>
                 <td align="left" class="br bq f" style="padding:0;Margin:0;padding-top:15px">
                  <p class="bi b d" style="Margin:0;mso-line-height-rule:exactly;font-family:inter, helvetica, arial, sans-serif;line-height:24px;letter-spacing:0;color:#0e0f0c;font-size:16px">
                   <strong>
                    Returns added to your account daily
                   </strong>
                  </p>
                 </td>
                </tr>
               </table>
              </td>
             </tr>
            </table>
            <!--[if mso]></td></tr></table><![endif]-->
           </td>
          </tr>
          <tr>
           <td align="left" class="bs bz bx" style="Margin:0;padding-right:40px;padding-left:40px;padding-bottom:15px;padding-top:10px">
            <!--[if mso]><table style="width:520px" cellpadding="0" cellspacing="0"><tr><td style="width:75px" valign="top"><![endif]-->
            <table align="left" cellpadding="0" cellspacing="0" class="z" role="none" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;float:left">
             <tr>
              <td align="left" style="padding:0;Margin:0;width:75px">
               <table cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:separate;border-spacing:0px;border-radius:15px" width="100%">
                <tr>
                 <td align="right" class="bi" style="padding:0;Margin:0;padding-right:15px;font-size:0px">
                  <a style="mso-line-height-rule:exactly;text-decoration:underline;color:#2CB543;font-size:14px" target="_blank">
                   <img alt="Card 3" height="50" src="https://inboxflows.com/_/image/https%253A%252F%252Fnvsrpq.stripocdn.email%252Fcontent%252Fguids%252FCABINET_d98aac12816949e40fdc3c7baded291fcbeac156d9b084745cebc47984af1989%252Fimages%252F4_1.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZudnNycHEuc3RyaSIsInRpbWUiOjE3NDQ1NjYwMTQuNzE1OTk3NX0:1u41JW:J51nt5JFQw2t6LtQCFtbe6scfTjhR15SGA2Aq5yk8j4" style="display:block;font-size:14px;border:0;outline:none;text-decoration:none" title="Card 3" width="50"/>
                  </a>
                 </td>
                </tr>
               </table>
              </td>
             </tr>
            </table>
            <!--[if mso]></td><td style="width:445px" valign="top"><![endif]-->
            <table align="right" cellpadding="0" cellspacing="0" class="ba" role="none" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;float:right">
             <tr>
              <td align="left" style="padding:0;Margin:0;width:445px">
               <table cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px" width="100%">
                <tr>
                 <td align="left" class="br bq e" style="padding:0;Margin:0;padding-top:15px">
                  <p class="bi b d" style="Margin:0;mso-line-height-rule:exactly;font-family:inter, helvetica, arial, sans-serif;line-height:24px;letter-spacing:0;color:#0e0f0c;font-size:16px">
                   <strong>
                    Start with as little as 1 GBP
                   </strong>
                  </p>
                 </td>
                </tr>
               </table>
              </td>
             </tr>
            </table>
            <!--[if mso]></td></tr></table><![endif]-->
           </td>
          </tr>
          <tr>
           <td align="left" class="bs bz bx" style="Margin:0;padding-right:40px;padding-left:40px;padding-bottom:15px;padding-top:10px">
            <!--[if mso]><table style="width:520px" cellpadding="0" cellspacing="0"><tr><td style="width:75px" valign="top"><![endif]-->
            <table align="left" cellpadding="0" cellspacing="0" class="z" role="none" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;float:left">
             <tr>
              <td align="left" style="padding:0;Margin:0;width:75px">
               <table cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:separate;border-spacing:0px;border-radius:15px" width="100%">
                <tr>
                 <td align="right" class="bi" style="padding:0;Margin:0;padding-right:15px;font-size:0px">
                  <a style="mso-line-height-rule:exactly;text-decoration:underline;color:#2CB543;font-size:14px" target="_blank">
                   <img alt="Card 4" height="50" src="https://inboxflows.com/_/image/https%253A%252F%252Fnvsrpq.stripocdn.email%252Fcontent%252Fguids%252FCABINET_d98aac12816949e40fdc3c7baded291fcbeac156d9b084745cebc47984af1989%252Fimages%252F3_1.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZudnNycHEuc3RyaSIsInRpbWUiOjE3NDQ1NjYwMTQuNzE2MjE1NH0:1u41JW:LPqR-dvYB_XbkBLvVCa2GWAGOP0om-g1v4iOQ51PIbw" style="display:block;font-size:14px;border:0;outline:none;text-decoration:none" title="Card 4" width="50"/>
                  </a>
                 </td>
                </tr>
               </table>
              </td>
             </tr>
            </table>
            <!--[if mso]></td><td style="width:445px" valign="top"><![endif]-->
            <table align="right" cellpadding="0" cellspacing="0" class="ba" role="none" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;float:right">
             <tr>
              <td align="left" style="padding:0;Margin:0;width:445px">
               <table cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px" width="100%">
                <tr>
                 <td align="left" class="br bq c" style="padding:0;Margin:0;padding-top:15px">
                  <p class="bi b d" style="Margin:0;mso-line-height-rule:exactly;font-family:inter, helvetica, arial, sans-serif;line-height:24px;letter-spacing:0;color:#0e0f0c;font-size:16px">
                   <strong>
                    You may be eligible for FSCS protection up to 85,000 GBP
                   </strong>
                  </p>
                 </td>
                </tr>
               </table>
              </td>
             </tr>
            </table>
            <!--[if mso]></td></tr></table><![endif]-->
           </td>
          </tr>
          <tr>
           <td align="left" bgcolor="#ffffff" class="bz bx" style="Margin:0;padding-top:20px;padding-right:40px;padding-bottom:60px;padding-left:40px;background-color:#ffffff">
            <table cellpadding="0" cellspacing="0" role="none" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px" width="100%">
             <tr>
              <td align="center" style="padding:0;Margin:0;width:520px" valign="top">
               <table cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px" width="100%">
                <tr>
                 <td align="center" class="bv bu" style="padding:0;Margin:0;padding-right:40px;padding-left:40px">
                  <!--[if mso]><a href="https://ablink.info.wise.com/ls/click?upn=u001.JwhTX56o1twZ4Z4wwlm-2F9UfG8sVTX899vuCe-2BRy-2FzSu-2Fm83ylOuFfn7a-2FIiSdYhFUIPLJ7mi-2F21rOCALwIsGz5oikWeH-2FlNz2-2F8-2FmaT98Zg-3DBIyX_Xkgjvfyip0jA8U6UDBzpk1WoqeaBAJw2VxTBJB9P-2FiDicKnH1T3LBEGsC60aN-2FZvcbbpggqCJEWOURPwc4mCT8pLIs3PyTSkkMYUgJPr0dsnscC302BF0J492bjOs2MRjvjBVudBpngb3BENA-2FRkqHSrDiGghIG2byCOzEGStZqkV93rCMaJwvkxTfK9WFXm03nRQNZGidMEcfqO0ftVqbgn9Hv5p4qk9MwH0LXqvi85taCubOUB-2BWZNhLpJcRNzj-2BJFfNjVICtWA9jJEAFDRSZreqBH23tSuU3Il5iRLVbzgrKEOP0E0T66r2VwNl0WsZfj01ITQ5DX6lrn411Drl2YaX0q9MbGV59f4hrqwywgSTRWYEm7rdRGQCQBUeIRXoAr-2FmflwRfn-2BdM0yeCm8Za1Mp5nCcg8sDEmXenhlcLOJjbYXW3YU8s3wfLF8KPcAj1l7d-2BDJ7Tv9-2B9qC61FTDJjRNnlBgFOGzALBtYpTCgvZVio-2FTc2Y5lzB7omJ-2BrnBF-2B5ETkuUjYnVD3DFQ7C2g-2BtuhHYQqmw7jsr1NEtRQTTYi5fJx8YaRev4ABKKcIZpK2xuMmZ3BuV-2FCtr6a88Be9Lsd-2Fz1cHHRotEOFZiKwsJpjyOUTYTnUSBcb0aZUYTimrjwNHJolcYMQMHmpK00jKX478Cn4vK3p-2F3u9tLZ18Fj4vq4FbRasDmXcZ4k7P-2Fz00Fjc0bqiXMpTeHWGyigPG56N17nXnm-2BGxL8BgWlrs-3D" target="_blank" hidden>
	<v:roundrect xmlns:v="urn:schemas-microsoft-com:vml" xmlns:w="urn:schemas-microsoft-com:office:word" esdevVmlButton href="https://wise.com/flows/assets-deeplink/open?type=MMF&lid=sxoilbe4r1pb" style="height:49px; v-text-anchor:middle; width:440px" arcsize="50%" stroke="f"  fillcolor="#9fe870">
		<w:anchorlock></w:anchorlock>
		<center style='color:#163300; font-family:Inter, Helvetica, Arial, sans-serif; font-size:16px; font-weight:700; line-height:16px;  mso-text-raise:1px'>Turn on Interest</center>
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                    Turn on Interest
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                   <b>
                    Interest fees explained
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                   When you make a return using Interest, you’ll pay 2 fees — a small Wise fee and a fund manager fee. The Wise fee is charged on the first day of each month, whereas the fund manager fee is already factored in to the variable* rate you receive.
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