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   Square
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  <span style="color:transparent;visibility:hidden;display:none;opacity:0;height:0;width:0;font-size:0;">
   Take these steps before 1st May 2021 to avoid bank declined payments.
  </span>
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                     Hello Ramy,
                     <br/>
                     <br/>
                     We want to remind you that there are a few
                     <span style="font-family: esqmarket-medium, -apple-system, BlinkMacSystemFont, Helvetica, sans-serif;font-weight: bold">
                      required steps you need to complete by 1st May 2021
                     </span>
                     to enable Strong Customer Authentication (SCA) for online payments, as required by the PSD2 (Payment Services Directive 2).
                     <span style="font-family: esqmarket-medium, -apple-system, BlinkMacSystemFont, Helvetica, sans-serif;font-weight: bold">
                      If you do not take these steps, you risk facing bank declined payments after 1st May.
                     </span>
                     <br/>
                     <br/>
                     <span style="font-family: esqmarket-medium, -apple-system, BlinkMacSystemFont, Helvetica, sans-serif;font-weight: bold">
                      What do you need to do?
                     </span>
                     <br/>
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                                 <img alt="-" height="10" src="https://inboxflows.com/_/image/https%253A%252F%252Fsquare-mailstrom-production-s.squarecdn.com%252F_shared%252Fsmd%252Fblue%252Fcheckmark.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZzcXVhcmUtbWFpbCJ9:1lRUpx:T8IsXt5AO2TSa8JfeO2XMwaM1axKGZVPuQaRp4bYpXg" style="display: block" width="14"/>
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                                 <span style="font-family: esqmarket-medium, -apple-system, BlinkMacSystemFont, Helvetica, sans-serif;font-weight: bold">
                                  Businesses and Partners that use Square’s developer products must update their applications
                                 </span>
                                 to minimise the occurrence of declined payments. This includes those using the Square Payment Form and Connect V2 APIs. To achieve compliance, you are required to update your Square Payment Form integration following this
                                 <a style="text-decoration:none;font-weight:bold;font-family: esqmarket-medium, -apple-system, BlinkMacSystemFont, Helvetica, sans-serif;color:#49a4d5">
                                  guide
                                 </a>
                                 .
                                </td>
                               </tr>
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                                <td style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding: 8px 16px 0 0;" valign="top">
                                 <img alt="-" height="10" src="https://inboxflows.com/_/image/https%253A%252F%252Fsquare-mailstrom-production-s.squarecdn.com%252F_shared%252Fsmd%252Fblue%252Fcheckmark.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZzcXVhcmUtbWFpbCJ9:1lRUpx:T8IsXt5AO2TSa8JfeO2XMwaM1axKGZVPuQaRp4bYpXg" style="display: block" width="14"/>
                                </td>
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                                 <span style="font-family: esqmarket-medium, -apple-system, BlinkMacSystemFont, Helvetica, sans-serif;font-weight: bold">
                                  Businesses using Square Online, Square Online Checkout, and Square Invoices do not need to make any changes
                                 </span>
                                 as the products have been updated to meet SCA requirements and invoke 3DS2 when necessary.
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                     <span style="font-family: esqmarket-medium, -apple-system, BlinkMacSystemFont, Helvetica, sans-serif;font-weight: bold">
                      What is SCA Compliance?
                     </span>
                     <br/>
                     <br/>
                     As part of SCA compliance, all businesses that offer online card payments on their website or app (including Invoices) must use at least two methods of authentication to verify payments. This is intended to enhance the security of electronic payments and limit fraud during the checkout.
                     <br/>
                     <br/>
                     SCA compliance is a requirement of the second Payment Service Directive (PSD2) as proposed by the European Commission, managed by the Financial Conduct Authority (FCA) in the UK. Get helpful information and learn more on the
                     <a style="text-decoration:none;font-weight:bold;font-family: esqmarket-medium, -apple-system, BlinkMacSystemFont, Helvetica, sans-serif;color:#49a4d5">
                      FCA website
                     </a>
                     ,
                     <a style="text-decoration:none;font-weight:bold;font-family: esqmarket-medium, -apple-system, BlinkMacSystemFont, Helvetica, sans-serif;color:#49a4d5">
                      UK Finance website
                     </a>
                     , and
                     <a style="text-decoration:none;font-weight:bold;font-family: esqmarket-medium, -apple-system, BlinkMacSystemFont, Helvetica, sans-serif;color:#49a4d5">
                      Square’s FAQ page
                     </a>
                     . If you need further help, speak with our Engineering teams on
                     <a style="text-decoration:none;font-weight:bold;font-family: esqmarket-medium, -apple-system, BlinkMacSystemFont, Helvetica, sans-serif;color:#49a4d5">
                      Square’s Developer Forums
                     </a>
                     .
                     <br/>
                     <br/>
                     Thank you for selling with Square.
                     <br/>
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                           <b style="color: #3e4348;font-family: esqmarket-medium, -apple-system, BlinkMacSystemFont, Helvetica, sans-serif;font-weight: bold">
                            Payments processed by Squareup Europe Ltd.
                           </b>
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                          <a style="color: #bbbbbb !important;text-decoration: none;font-family: esqmarket, -apple-system, BlinkMacSystemFont, Helvetica, sans-serif;font-weight: normal">
                           © 2021 Squareup International Ltd.
                          </a>
                          <br/>
                          <a style="color: #bbbbbb !important;text-decoration: none;font-family: esqmarket, -apple-system, BlinkMacSystemFont, Helvetica, sans-serif;font-weight: normal">
                           Fumbally Square, Fumbally Lane,
                          </a>
                          <br/>
                          <a style="color: #bbbbbb !important;text-decoration: none;font-family: esqmarket, -apple-system, BlinkMacSystemFont, Helvetica, sans-serif;font-weight: normal">
                           Dublin 8, Ireland
                          </a>
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                           Squareup Europe Ltd is authorised by the Financial Conduct Authority (registered reference no. 900846) for the issuing of electronic money and provision of payment services.
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