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   Daily 2025-11-19
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               Wed, Nov 19 | 3:11 read time
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                       All metrics are as of the latest market close.
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                      <table border="0" cellpadding="0" cellspacing="0" style="color:#000000;font-family:Inter,sans-serif;font-size:13px;line-height:22px;table-layout:auto;width:100%;border:none;" width="100%">
                       <tbody>
                        <tr>
                         <td style="font-size:12px;font-weight:700;width:40%;vertical-align:baseline;padding:10px 0 0 0">
                          S&amp;P 500
                         </td>
                         <td style="font-size:12px;color:#EA3459;font-weight:500;font-family:Trispace,monospace;width:30%;vertical-align:baseline;padding:10px 0 0 0">
                          0.83% ▼
                         </td>
                         <td style="font-size:12px;width:30%;vertical-align:baseline;text-align:right;padding:10px 0 0 0;font-family:Trispace,monospace">
                          6,617
                         </td>
                        </tr>
                        <tr>
                         <td style="font-size:12px;font-weight:700;width:40%;vertical-align:baseline;padding:10px 0 0 0">
                          GOLD
                         </td>
                         <td style="font-size:12px;color:#EA3459;font-weight:500;font-family:Trispace,monospace;width:30%;vertical-align:baseline;padding:10px 0 0 0">
                          0.20% ▼
                         </td>
                         <td style="font-size:12px;width:30%;vertical-align:baseline;text-align:right;padding:10px 0 0 0;font-family:Trispace,monospace">
                          $4,066
                         </td>
                        </tr>
                        <tr>
                         <td style="font-size:12px;font-weight:700;width:40%;vertical-align:baseline;padding:10px 0 0 0">
                          BITCOIN*
                         </td>
                         <td style="font-size:12px;color:#16B166;font-weight:500;font-family:Trispace,monospace;width:30%;vertical-align:baseline;padding:10px 0 0 0">
                          0.82% ▲
                         </td>
                         <td style="font-size:12px;width:30%;vertical-align:baseline;text-align:right;padding:10px 0 0 0;font-family:Trispace,monospace">
                          $92,855
                         </td>
                        </tr>
                        <tr>
                         <td colspan="3" style="font-size:10px;font-family:Trispace,monospace;color:#7F879C;padding:0">
                          *24-hour change
                         </td>
                        </tr>
                       </tbody>
                      </table>
                     </td>
                    </tr>
                   </tbody>
                  </table>
                 </td>
                </tr>
               </tbody>
              </table>
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                      <div style="font-family:Inter,sans-serif;font-size:1px;line-height:1.5;text-align:left;color:#000000;">
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</td><td class="" style="vertical-align:top;width:251.92px;">
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               <tbody>
                <tr>
                 <td style="vertical-align:top;padding:0;">
                  <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="" width="100%">
                   <tbody>
                    <tr>
                     <td align="left" style="font-size:0px;padding:0;word-break:break-word;">
                      <table border="0" cellpadding="0" cellspacing="0" style="color:#000000;font-family:Inter,sans-serif;font-size:13px;line-height:22px;table-layout:auto;width:100%;border:none;" width="100%">
                       <tbody>
                        <tr>
                         <td style="font-size:12px;font-weight:700;width:40%;vertical-align:baseline;padding:10px 0 0 0">
                          FTSE 100
                         </td>
                         <td style="font-size:12px;color:#EA3459;font-weight:500;font-family:Trispace,monospace;width:30%;vertical-align:baseline;padding:10px 0 0 0">
                          1.27% ▼
                         </td>
                         <td style="font-size:12px;width:30%;vertical-align:baseline;text-align:right;padding:10px 0 0 0;font-family:Trispace,monospace">
                          9,552
                         </td>
                        </tr>
                        <tr>
                         <td style="font-size:12px;font-weight:700;width:40%;vertical-align:baseline;padding:10px 0 0 0">
                          BRENT OIL
                         </td>
                         <td style="font-size:12px;color:#16B166;font-weight:500;font-family:Trispace,monospace;width:30%;vertical-align:baseline;padding:10px 0 0 0">
                          0.98% ▲
                         </td>
                         <td style="font-size:12px;width:30%;vertical-align:baseline;text-align:right;padding:10px 0 0 0;font-family:Trispace,monospace">
                          $64.83
                         </td>
                        </tr>
                        <tr>
                         <td style="font-size:12px;font-weight:700;width:40%;vertical-align:baseline;padding:10px 0 0 0">
                          US BONDS*
                         </td>
                         <td style="font-size:12px;color:#16B166;font-weight:500;font-family:Trispace,monospace;width:30%;vertical-align:baseline;padding:10px 0 0 0">
                          0.01% ▼
                         </td>
                         <td style="font-size:12px;width:30%;vertical-align:baseline;text-align:right;padding:10px 0 0 0;font-family:Trispace,monospace">
                          4.12%
                         </td>
                        </tr>
                        <tr>
                         <td colspan="3" style="font-size:10px;font-family:Trispace,monospace;color:#7F879C;padding:0">
                          *10-year government yield
                         </td>
                        </tr>
                       </tbody>
                      </table>
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                 </td>
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               </tbody>
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                 <div style="font-family:Inter,sans-serif;font-size:14px;font-weight:700;line-height:1.5;text-align:left;color:#181c25;">
                  WALL STREET FEAR GAUGE INDEX 
(
                  <a style="font-weight:400;font-family:Trispace,monospace">
                   VIX
                  </a>
                  )
                 </div>
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                     <img alt="Wall Street Fear Gauge Index" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Ffinimize-img.imgix.net%252Fhttps%253A%252F%252Fimages.bannerbear.com%252Fdirect%252F7Q4rjJzQn7vZo8qPOx%252Frequests%252F000%252F115%252F086%252F678%252FJWBKNELpyQ23vn9rYPvbX5R93%252F8ebb3c05e46b5b137ae974f2068b62f1f8ccb872.png%253Ffit%253Dclip%2526h%253DNone%2526ixlib%253Dpython-3.1.2%2526w%253D768%2526s%253D2788ca5cbca80ccc861e04a52b78fe74/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZmaW5pbWl6ZS1pbSIsInRpbWUiOjE3NjM1Mzk1MzYuNDI5NzIzNX0:1vLdC4:mm49qhlXLIGXpsMfbOdis9o8xSmvWeCLhAfKtQJOnOc" style="border:0;display:block;outline:none;text-decoration:none;height:auto;width:100%;font-size:13px;" width="536"/>
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                       <p data-block-key="10zqs">
                        <b>
                         ⚫️ Stocks and crypto hit a rough patch.
                        </b>
                       </p>
                       <p data-block-key="aun6a">
                        <b>
                         ⚫️ Oil giant Total bet big on electricity.
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                       <p data-block-key="3h4cu">
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                         ➕ The Total Portfolio Approach, explained.
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                         👇 Keep reading to find out more
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                    <span style="background-color:#EFFF0D;display:inline">
                     Lowering The Boom
                    </span>
                   </mj-raw>
                  </div>
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                      <a target="_blank">
                       <img alt="Lowering The Boom" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Ffinimize-img.imgix.net%252Fhttps%253A%252F%252Fchivas-assets.s3-eu-west-1.amazonaws.com%252Fstatic%252Fimages%252FEditorial-181125-LowerBoom-3.original.jpg%253Ffit%253Dcrop%2526h%253D600%2526ixlib%253Dpython-3.1.2%2526w%253D1200%2526s%253D6e0ea318f20291e09fd7cdb6b5a1aded/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZmaW5pbWl6ZS1pbSIsInRpbWUiOjE3NjM1Mzk1MzYuNDI5OTc5fQ:1vLdC4:cFsoBkPjuPqy_IgPKNPImkGE9P2UHspiKl4BVGjMStw" style="border:0;display:block;outline:none;text-decoration:none;height:auto;width:100%;font-size:13px;" width="568"/>
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                  <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#000000;">
                   <p data-block-key="oon1o">
                    <b>
                     What’s going on here?
                    </b>
                   </p>
                   <p data-block-key="5jue0">
                    Investors just landed a heavy blow to markets, putting stocks and crypto through their worst three-day stretch since April’s tariff turmoil.
                   </p>
                   <p data-block-key="8r428">
                    <b>
                     What does this
mean?
                    </b>
                   </p>
                   <p data-block-key="d2ile">
                    🔻 The selloff knocked seemingly everything down. We’re talking high-flying tech, crypto, and even gold – the one thing you usually count on to gain when everything else slides.
                   </p>
                   <p data-block-key="20b46">
                    🔺 The one thing that did rise is Wall Street’s fear gauge – but, of course, that’s no good thing.
                   </p>
                   <p data-block-key="d9oag">
                    ► Investors want to see real profit to justify all the money Big Tech’s been spending, and they’re starting to get
restless.
                   </p>
                   <p data-block-key="9kj3g">
                    ► Good thing, then, that two metrics are imminent. First: Nvidia’s quarterly update (due Wednesday), which will reveal whether chip demand is still keeping pace with the buzz. And second: US jobs data (due Thursday), which will give insight into how the world’s biggest economy’s holding up.
                   </p>
                   <p data-block-key="6o7bc">
                    <b>
                     Why should I care?
                    </b>
                   </p>
                   <p data-block-key="55aen">
                    <b>
                     <i>
                      For markets:
                     </i>
                    </b>
                    <i>
                     Let’s split the winners from the losers.
                    </i>
                   </p>
                   <p data-block-key="8d3kl">
                    The selloff delivered an across-the-board blow, but the rebound will be anything but. Companies already earning money from the boom – like chipmakers and cloud platforms – will likely bounce back the fastest. But those burning money without a clear path to profit will face a tougher road – especially now that the Federal Reserve isn’t in a hurry to cut rates again.
                   </p>
                   <p data-block-key="1hc7p">
                    <b>
                     <i>
                      Zooming out:
                     </i>
                    </b>
                    <i>
                     Sometimes, things seem worse than they are.
                    </i>
                   </p>
                   <p data-block-key="a67r0">
                    So far, there’s been no real sign of a recession – and tech demand hasn’t exactly dried up. What we’re seeing is a sudden bout of investor jitters: a “prove it” moment that can leave as quickly as it arrived. And that’s why trying to time the market is such a dangerous sport. Sitting tight – through selloffs, worries, and the occasional fear gauge spike – almost always proves wiser than jumping in and out. AI may be snazzy – but patience is still the winning
strategy.
                   </p>
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                   You might also like ⇢
                   <a>
                    Three Ways To Invest In AI Without
Buying More Tech Stocks
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                      👀
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                      Today's Insight
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                    <span style="background-color:#EFFF0D;display:inline">
                     More Like Set-It-and-Regret-It: What The Pros Are Using
Now That The 60/40 Is Broken
                    </span>
                   </mj-raw>
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                  <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#000000;">
                   <p data-block-key="pr7ai">
                    For years,
                    <a>
                     the 60/40
                    </a>
                    was all the rage in investing.
                   </p>
                   <p data-block-key="bunog">
                    The
                    <a>
                     classic portfolio mix
                    </a>
                    , with 60% in stocks and 40% in bonds, was steady, disciplined, and comforting in its simplicity.
                   </p>
                   <p data-block-key="fg4u5">
                    But a few years ago, markets
                    <i>
                     shifted
                    </i>
                    . Inflation surged, and stocks
and bonds fell in unison. And that made the old 60/40 balance seem, well,
                    <a>
                     not at all balanced
                    </a>
                    .
                   </p>
                   <p data-block-key="cgk8r">
                    Since then, some of the world’s biggest investors have adopted a new way: the
                    <a>
                     Total Portfolio Approach
                    </a>
                    (TPA). And there’s a lesson in this for retail investors.
                   </p>
                   <p data-block-key="4jfu0">
                    That’s today’s Insight:
                    <a>
                     the Total Portfolio Approach, explained
                    </a>
                    .
                   </p>
                   <p data-block-key="b2kea">
                    <a>
                     <b>
                      Read or listen to the Insight here
                     </b>
                    </a>
                   </p>
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                           <img alt="Theodora Lee Joseph, CFA's profile image" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Ffinimize-img.imgix.net%252Fhttps%253A%252F%252Fchivas-assets.s3-eu-west-1.amazonaws.com%252Fstatic%252Fimages%252Ftheodora_square.original.jpg%253Ffit%253Dclip%2526h%253DNone%2526ixlib%253Dpython-3.1.2%2526w%253D768%2526s%253Deb921afefd4c173a1e779caa2bcf0e24/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZmaW5pbWl6ZS1pbSIsInRpbWUiOjE3NjM1Mzk1MzYuNDMwNDU4M30:1vLdC4:yiRUKR9a0H3NnQofH5s4ydIQlNMq7FMaQ_UxBvlWb7E" style="border:0;border-radius:50%;display:block;outline:none;text-decoration:none;height:auto;width:100%;font-size:13px;" width="30"/>
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                        <a style="color:#4C5469;font-weight:400">
                         Theodora
Lee Joseph, CFA
                        </a>
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                     SPONSORED BY ABERDEEN INVESTMENT TRUSTS
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                       <img alt="Aberdeen Investment Trusts" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Ffinimize-img.imgix.net%252Fhttps%253A%252F%252Fchivas-assets.s3-eu-west-1.amazonaws.com%252Fstatic%252Fimages%252FSTA1125474480-001_INVT_MIT_Newsletter_Finimize_.original.png%253Ffit%253Dclip%2526h%253DNone%2526ixlib%253Dpython-3.1.2%2526w%253D768%2526s%253Ddaf50cee52b2d7aec70441b7191f80a8/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZmaW5pbWl6ZS1pbSIsInRpbWUiOjE3NjM1Mzk1MzYuNDMwNjYzM30:1vLdC4:52uQt6x4sWjzuoXs4oq14iJCfnkepZN3DFI6r688xg8" style="border:0;display:block;outline:none;text-decoration:none;height:auto;width:100%;font-size:13px;" width="568"/>
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                   <h3 data-block-key="hdzau">
                    <b>
                     Grow your income, not your stress
                    </b>
                   </h3>
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                    No matter how well you plan, attaining reliable income and long-term growth can feel like a constant chore.
                   </p>
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                    Markets shift, yields
drop, and suddenly it’s on you to figure out where to find stability without sacrificing returns.
                   </p>
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                    The Murray International Trust is built to ease that pressure. Its globally diversified portfolio is designed to deliver attractive income and steady capital growth over time – so your money works harder without you having to.
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                    And the strategy’s held up: the trust has raised its dividend payout for 20 straight years (and counting).
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                     Power Hitter
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                   <p data-block-key="jen7n">
                    <b>
                     What’s going on here?
                    </b>
                   </p>
                   <p data-block-key="295ca">
                    TotalEnergies just dropped nearly $6 billion on a big swing, betting that its future earnings will come from electricity – not oil.
                   </p>
                   <p data-block-key="2nu2b">
                    <b>
                     What does this
mean?
                    </b>
                   </p>
                   <p data-block-key="amgr9">
                    The French energy giant is scooping up half of Prague-based EPH’s European power plants. The deal will add a shocking
                    <i>
                     fifteen
                    </i>
                    terawatt-hours of annual electricity generation. That’s enough for more than four million homes – and it’ll lift Total’s total power output by almost 40%. EPH, in return, will become a major shareholder in the French firm, snagging just over 4% of its stock.
                   </p>
                   <p data-block-key="9vu55">
                    ► Total's aiming to boost its returns on
electricity generation from 10% now to 12% by 2030 – similar to what it makes on oil when the slippery stuff sells for $60 a barrel.
                   </p>
                   <p data-block-key="724a8">
                    ► Returns aside, this deal puts the firm in a league of its own. While BP and Shell have eased off on power, Total is doing the opposite – focusing on actually
                    <i>
                     making
                    </i>
                    the energy that it sells.
                   </p>
                   <p data-block-key="2077v">
                    <b>
                     Why should I care?
                    </b>
                   </p>
                   <p data-block-key="chvu">
                    <b>
                     <i>
                      For markets:
                     </i>
                    </b>
                    <i>
                     Money is power – but
power is money, too.
                    </i>
                   </p>
                   <p data-block-key="70l9e">
                    Electricity sales don’t rise and fall with the state of the world the way oil does. They’re tied to long-term contracts and the power grid – which means steadier earnings. If more of Total’s profit comes from kilowatts instead of barrels, investors might start valuing it less like a boom-bust oil stock and more like a reliable infrastructure company. And utilities firms typically earn higher, calmer valuations for exactly that reason.
                   </p>
                   <p data-block-key="4pvem">
                    <b>
                     <i>
                      Zooming out:
                     </i>
                    </b>
                    <i>
                     Doing well by doing good.
                    </i>
                   </p>
                   <p data-block-key="2rkrq">
                    Last year, electric bills rose by double digits in US data center hotspots like Virginia and Ohio. If power demand keeps climbing while grids age, those bills could grow even faster. So investing in efficient gas plants and flexible batteries is more than just a turn away from oil: it’s a turn toward where the money looks to be heading.
                   </p>
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                     🖊️
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                    <span style="font-style:italic">
                     Quote
Of The Day
                    </span>
                   </mj-raw>
                  </div>
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                  <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#000000;">
                   <strong>
                    "Love is that condition in which the happiness of another person is essential to your own."
                   </strong>
                   — Robert A. Heinlein (an American science-fiction
writer)
                  </div>
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                      <a target="_blank">
                       <img alt="CoinShares at MIS25" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Ffinimize-img.imgix.net%252Fhttps%253A%252F%252Fchivas-assets.s3-eu-west-1.amazonaws.com%252Fstatic%252Fimages%252FMIS25-Coinshares-SpeakerAnnouncement-email-1000.original.png%253Ffit%253Dclip%2526h%253DNone%2526ixlib%253Dpython-3.1.2%2526w%253D768%2526s%253De822e0fba056e90e3cadaba11512d124/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZmaW5pbWl6ZS1pbSIsInRpbWUiOjE3NjM1Mzk1MzYuNDMxMTQxOX0:1vLdC4:YVMzA4by-wu6FTwfRJq7zVM1dFhdWC1TKPg4F4jkvFI" style="border:0;display:block;outline:none;text-decoration:none;height:auto;width:100%;font-size:13px;" width="568"/>
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                  <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#000000;">
                   <h3 data-block-key="kugw4">
                    <b>
                     Crypto’s swings can make you feel like you’re always one step behind.
                    </b>
                   </h3>
                   <p data-block-key="2duc1">
                    Jean-Marie Mognetti
                    <a>
                     can show you how to keep pace
                    </a>
                    . He’s spent the past decade turning digital asset chaos into opportunity.
                    <br/>
                    <br/>
                    As CEO and co-founder of CoinShares, he’s helped shape how institutions – and now everyday investors – get real, regulated, mainstream exposure to crypto.
                    <br/>
                    <br/>
                    At the Modern Investor Summit, he’ll break down
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                    </a>
                    .
                    <br/>
                    <br/>
                    If you want to invest in crypto without feeling like you’re guessing,
                    <a>
                     this is your session
                    </a>
                    .
                   </p>
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                  <div style="font-family:Inter,sans-serif;font-size:14px;font-weight:bold;line-height:1.5;text-align:left;text-transform:uppercase;color:#030303;">
                   <mj-raw>
                    <span style="font-style:normal">
                     🎯
                    </span>
                    <span style="font-style:italic">
                     On Our
Radar
                    </span>
                   </mj-raw>
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                 <td style="vertical-align:top;padding:0;">
                  <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="" width="100%">
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                      <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#000000;">
                       <p data-block-key="aaghi">
                        1.
                        <b>
                         CoreWeave could be AI’s ticking time bomb.
                        </b>
                        A closer look at the company that
                        <a>
                         Nvidia’s propping up
                        </a>
                        .
                       </p>
                       <p data-block-key="3jgu5">
                        2.
                        <b>
                         It’s not the steps that matter; it’s the minutes.
                        </b>
                        Science has bad news for anyone who’s ever lapped their kitchen to hit
                        <a>
                         10,000 steps before bed
                        </a>
                        .
                       </p>
                       <p data-block-key="phc">
                        3.
                        <b>
                         Get expert advice on your portfolio.
                        </b>
                        Check out
                        <a>
                         our dedicated hub
                        </a>
                        to see the opportunities on Charles Schwab’s radar right now.
                       </p>
                       <p data-block-key="d8m4c">
                        4.
                        <b>
                         Alphabet boss says no one's safe if the AI bubble bursts.
                        </b>
                        Which
                        <a>
                         sounds a lot like
                        </a>
                        “including Big Tech”.
                       </p>
                      </div>
                     </td>
                    </tr>
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<![endif]-->
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<![endif]-->
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   <div style="margin:0px auto;max-width:600px;">
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                  <div style="font-family:Inter,sans-serif;font-size:14px;font-weight:bold;line-height:1.5;text-align:left;text-transform:uppercase;color:#030303;">
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                    <span style="font-style:italic">
                     🎙 Finimize Live
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                       <p data-block-key="dqcfl">
                        🚨
                        <b>
                         Governments now hold $68 billion in bitcoin, up 58% from a year ago
                        </b>
                        <br/>
                        Track digital assets treasuries (DATs) across 150-plus entities and 14 assets, including bitcoin, ethereum and solana, on
                        <a>
                         CoinGecko
                        </a>
                        .
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                 <td style="vertical-align:top;padding:0;">
                  <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="" width="100%">
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                      <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#000000;">
                       <p data-block-key="ao898">
                        <a>
                         <b>
                          Grab your Modern Investor Summit
ticket
                         </b>
                        </a>
                        <b>
                         to secure access to two days filled with expert investing insights, including:
                         <br/>
                         <br/>
                         🚀
                        </b>
                        <a>
                         The New Era Of Investor Access Through Crypto Exchange-Traded Funds And Exchange-Traded Products With Duncan Moir
                        </a>
                        (president at 21shares): December 2nd, 5:45pm UK time
                        <b>
                         <br/>
                         <br/>
                         👀
                        </b>
                        <a>
                         Opportunities Beyond Stocks With Scott Hardy
                        </a>
                        (CEO at Trimaxian): December 3rd, 1:45pm UK time
                        <br/>
                       </p>
                       <p data-block-key="32a3n">
                        <b>
                         ✨
                        </b>
                        <a>
                         Designing Your Next-Generation Portfolio With Anna Joo Fee
                        </a>
                        (founder &amp; CEO at Goodfin): December 3rd, 2:30pm UK time
                        <br/>
                       </p>
                       <p data-block-key="738jp">
                        🇬🇧
                        <a>
                         Inside The UK’s Crypto Shift: How Exchange Traded-Notes Are Changing The Game With Duncan Moir
                        </a>
                        (president at 21shares): December 3rd, 7:25pm UK time, Live in London
                        <br/>
                       </p>
                       <p data-block-key="58ijm">
                        <b>
                         🔎
                        </b>
                        <a>
                         <b>
                          Uncovering Hidden Market Opportunities With Dave
Elkins
                         </b>
                        </a>
                        (head of product at Trimaxian)
                        <a>
                         <b>
                          and Ray Dillet
                         </b>
                        </a>
                        (head of financial institutions, Europe at Bitwise): December 3rd, 7:50pm UK time, Live in London
                       </p>
                      </div>
                     </td>
                    </tr>
                   </tbody>
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                 </td>
                </tr>
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             <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#000000;">
              Stay classy,
              <mj-raw>
               Sarah
              </mj-raw>
              😉 This issue of the Daily Brief was curated by
              <a style="color:inherit;font-weight:inherit">
               Karen
              </a>
              and
              <a style="color:inherit;font-weight:inherit">
               Russell
              </a>
              . Got an idea? A question?
              <a>
               Get in touch
              </a>
              .
             </div>
            </td>
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          </tbody>
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          <tbody>
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               <tbody>
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                 <td align="left" style="font-size:0px;padding:10px 25px;padding-top:0;padding-right:0;padding-bottom:0;padding-left:0px;word-break:break-word;">
                  <div style="font-family:Inter,sans-serif;font-size:14px;font-weight:bold;line-height:1.5;text-align:left;text-transform:uppercase;color:#030303;">
                   <mj-raw>
                    <span style="font-style:normal">
                     💌
                    </span>
                    <span style="font-style:italic">
                     THAT
WAS GREAT FOR US... HOW WAS IT FOR YOU?
                    </span>
                   </mj-raw>
                  </div>
                 </td>
                </tr>
               </tbody>
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            <td align="center" style="font-size:0px;padding:12px 5px;word-break:break-word;">
             <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:separate;width:100%;line-height:100%;">
              <tbody>
               <tr>
                <td align="center" bgcolor="#f8f9ff" role="presentation" style="border:none;border-radius:4px;cursor:auto;mso-padding-alt:10px 25px;background:#f8f9ff;" valign="middle">
                 <a style="display:inline-block;background:#f8f9ff;color:#030303;font-family:Inter,sans-serif;font-size:13px;font-weight:normal;line-height:120%;margin:0;text-decoration:none;text-transform:none;padding:10px 25px;mso-padding-alt:0px;border-radius:4px;" target="_blank">
                  <span aria-hidden="true" role="img">
                   🔥
                  </span>
                  Hot
stuff
                 </a>
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             <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:separate;width:100%;line-height:100%;">
              <tbody>
               <tr>
                <td align="center" bgcolor="#f8f9ff" role="presentation" style="border:none;border-radius:4px;cursor:auto;mso-padding-alt:10px 25px;background:#f8f9ff;" valign="middle">
                 <a style="display:inline-block;background:#f8f9ff;color:#030303;font-family:Inter,sans-serif;font-size:13px;font-weight:normal;line-height:120%;margin:0;text-decoration:none;text-transform:none;padding:10px 25px;mso-padding-alt:0px;border-radius:4px;" target="_blank">
                  <span aria-hidden="true" role="img">
                   👍
                  </span>
                  Just
alright
                 </a>
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              </tbody>
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            </td>
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          </tbody>
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        </div>
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          <tbody>
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            <td align="center" style="font-size:0px;padding:12px 5px;word-break:break-word;">
             <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:separate;width:100%;line-height:100%;">
              <tbody>
               <tr>
                <td align="center" bgcolor="#f8f9ff" role="presentation" style="border:none;border-radius:4px;cursor:auto;mso-padding-alt:10px 25px;background:#f8f9ff;" valign="middle">
                 <a style="display:inline-block;background:#f8f9ff;color:#030303;font-family:Inter,sans-serif;font-size:13px;font-weight:normal;line-height:120%;margin:0;text-decoration:none;text-transform:none;padding:10px 25px;mso-padding-alt:0px;border-radius:4px;" target="_blank">
                  <span aria-hidden="true" role="img">
                   😒
                  </span>
                  ...Meh
                 </a>
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    <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="background:#f8f9ff;background-color:#f8f9ff;width:100%;">
     <tbody>
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       <td style="direction:ltr;font-size:0px;padding:20px 0;padding-left:16px;padding-right:16px;text-align:center;">
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             <div style="font-family:Inter,sans-serif;font-size:12px;line-height:1.5;text-align:left;color:#5E6984;">
              <p data-block-key="gn9zt">
               <b>
                *Aberdeen Investment Trusts' Important information
               </b>
              </p>
              <ul>
               <li data-block-key="2cmgi">
                The value of investments, and the
income from them, can go down as well as up and investors may get back less than the amount invested.
               </li>
               <li data-block-key="1c8gi">
                Past performance is not a guide to future results.
               </li>
               <li data-block-key="atqof">
                Emerging markets tend to be more volatile than mature markets and the value of your investment could move sharply up or down.
               </li>
              </ul>
              <p data-block-key="6mo4b">
               <b>
                Other important information:
               </b>
              </p>
              <p data-block-key="2f0lr">
               Issued by abrdn Fund Managers Limited, registered in
England and Wales (740118) at 280 Bishopsgate, London EC2M 4AG. The company is authorised and regulated by the Financial Conduct Authority in the UK.
              </p>
             </div>
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