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   Volvo
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   Don't miss this rare year-end opportunity.
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                         <!-- -->
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                                     <h1 class="m-fs-h1 white" dir="" style="font-family:'VolvoNovumMedium', Segoe UI, Arial, sans-serif; font-size:42px; line-height:46px; font-weight:bold; color:#141414; margin:0 0 20px 0; padding:0; text-align: left; ">
                                      Get extra holiday savings
                                     </h1>
                                     <p class="white" dir="" style="font-family:'VolvoNovumRegular', Segoe UI, Arial, sans-serif; font-size:15px; line-height:22px; color:#141414; margin:0 0 30px 0; padding:0; text-align: left; ">
                                      Hello Fred,
                                      <br/>
                                      <br/>
                                      Time is running out
on this exceptional opportunity, elevate your drive for the New Year — Take
advantage of this limited time, end-of-year offer on a new Electric Volvo
EX90. Your special offer details below:
                                      <br/>
                                      <br/>
                                      <strong>
                                       1. Lease from $999 per
month for 36 months with $0 due at signing*
                                       <br/>
                                       2. Finance for 0.00% APR up to
72-months + $2,000 Fall Allowance**
                                       <br/>
                                       3. OR $9,500 Purchase
Allowance
                                       <sup>
                                       </sup>
                                       ***
                                      </strong>
                                      <br/>
                                      <br/>
                                      Explore the 2025 fully electric, 6- or
7-seater Volvo EX90 designed with you and your family in mind. Don’t miss out
on this tremendous holiday savings opportunity. Welcome to the new era for
safety.
                                     </p>
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                                         Experience our 7-seater luxury all electric SUV from the
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                                   *Advertised offer does not include taxes, title, registration,
license, and other retailer fees which may be due and payable upfront. No
security deposit required. Offer available toward a new Model Year 2025 EX90
through Volvo Car Financial Services (VCFS). Monthly payment of $999 for 36
months based on $81,290 MSRP of 2025 EX90 Twin Plus, includes destination
charge and application of $8,500 Lease Allowances. A noncash credit equal to
the amount of the first payment is disclosed on the VCFS lease agreement at
time of signing. Actual adjusted capitalized cost $73,785. Total of all
monthly payments $35,964. Option to purchase at lease end $39,832. Vehicle as
shown, monthly payment of $1,076 for 36 months based on $86,440 MSRP of 2025
EX90 Twin Ultra, includes destination charge and application of $8,500 Lease
Allowances. A noncash credit equal to the amount of the first payment is
disclosed on the VCFS lease agreement at time of signing. Actual adjusted
capitalized cost $78,935. Total of all monthly payments $38,736. Option to
purchase at lease end $42,356. Offer available to well qualified customers
that meet VCFS credit standards at authorized Volvo Cars retailers. Not
everyone will qualify. Lessee is responsible for excess wear and mileage over
10,000 miles/year at $0.25/mile. All offers are subject to vehicle
availability. Must take delivery of vehicle between November 21, 2025 and
January 2, 2026. Car shown with optional equipment. This offer may be
discontinued at any time without notice. Retailer sets actual price which
could affect your actual lease payment. See your participating Volvo Cars
Retailer for details.
                                   <br/>
                                   <br/>
                                   **Fall $2,000 allowance applies to a new 2025
Volvo EX90 financed through Volvo Car Financial Services (VCFS) or purchased
with cash at an authorized Volvo Cars retailer. 0.00% APR applies to a new
2025 Volvo EX90 financed through VCFS. No down payment required. Offer
available to well qualified customers that meet VCFS credit standards at
authorized Volvo Cars Retailers. 0.00% APR Financing up to 72 months at $13.89
per month per $1,000 financed. Other rates and terms are available. Actual
down payment will vary with APR and credit qualifications. Not everyone will
qualify for credit approval or advertised APR. Advertised financing does not
include taxes, title, registration, and license fees, insurance, maintenance,
and other retailer fees. All offers are subject to vehicle availability. Must
take delivery of vehicle between November 21, 2025 and January 2, 2026. These
offers may be discontinued at any time without notice. See your participating
Volvo Cars Retailer for details.
                                   <br/>
                                   <br/>
                                   ***$7,500 Purchase Allowance combined
with the $2,000 Fall Allowance (for a total of $9,500) applies toward a new
MY25 Volvo EX90 sold as a cash purchase or financed through Volvo Car
Financial Services (VCFS). The Purchase Allowance is not combinable with
vehicles sold with any Promotional APR Financing Rate through VCFS. Available
to well qualified customers that meet VCFS credit standards at authorized
Volvo Cars Retailers. Not everyone will qualify for credit approval.
Advertised financing does not include taxes, title, registration, license, and
other dealer fees. Car shown with optional equipment. All offers are subject
to vehicle availability. Must take delivery of vehicle between November 21,
2025 and January 2, 2026. This offer may be discontinued at any time without
notice. See your participating Volvo Cars Retailer for details.
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                                      <img alt="Instagram" border="0" src="https://inboxflows.com/_/image/https%253A%252F%252Fimage.email.volvocars.com%252Flib%252Ffe88137374630d7872%252Fm%252F1%252F6af51b94-2ff9-4ad5-8fe8-4aa90de981d4.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZpbWFnZS5lbWFpbCIsInRpbWUiOjE3NjU4MjEwNjIuNTY4NDE5Mn0:1vVCis:lungjB9CpSlFl8-Wxo3JiWM2mIDqasKJDedaLpRJGNA" style="display:block;" width="40"/>
                                     </a>
                                    </td>
                                    <!--<![endif]-->
                                    <td align="center" class="hide-mobile" style="padding-right: 20px" valign="top">
                                     <a target="_blank">
                                      <img alt="YouTube" border="0" src="https://inboxflows.com/_/image/https%253A%252F%252Fimage.email.volvocars.com%252Flib%252Ffe88137374630d7872%252Fm%252F1%252F54761cbc-2a6f-46cd-998c-e41e85b6c60d.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZpbWFnZS5lbWFpbCIsInRpbWUiOjE3NjU4MjEwNjIuNTY4NTQzNH0:1vVCis:fDUdhhD4c7Wf_2xrT2dErGV-UI5yIaudJepp4rNXtQU" style="width:30px; display:block;" width="40"/>
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                                    <!--[if !mso]><!-->
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                                     <a target="_blank">
                                      <img alt="YouTube" border="0" src="https://inboxflows.com/_/image/https%253A%252F%252Fimage.email.volvocars.com%252Flib%252Ffe88137374630d7872%252Fm%252F1%252F54761cbc-2a6f-46cd-998c-e41e85b6c60d.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZpbWFnZS5lbWFpbCIsInRpbWUiOjE3NjU4MjEwNjIuNTY4NzAzNH0:1vVCis:pDp1UQ2svsnkHW5G9SC6hjohJHmmfHebbEhdMCo7qBU" style="display:block;" width="40"/>
                                     </a>
                                    </td>
                                    <!--<![endif]-->
                                    <td align="center" class="hide-mobile" style="" valign="top">
                                     <a target="_blank">
                                      <img alt="LinkedIn" border="0" src="https://inboxflows.com/_/image/https%253A%252F%252Fimage.email.volvocars.com%252Flib%252Ffe88137374630d7872%252Fm%252F1%252Fddd8cabf-7e5c-4384-a594-6bcbb6e048b7.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZpbWFnZS5lbWFpbCIsInRpbWUiOjE3NjU4MjEwNjIuNTY4ODcyN30:1vVCis:poBaYT4CdUR7MexRqdjnPwdqqEHHuB2AzB6d7kDzuFc" style="width:30px; display:block;" width="40"/>
                                     </a>
                                    </td>
                                    <!--[if !mso]><!-->
                                    <td align="center" class="show-mobile-td" style="display:none; " valign="top">
                                     <a target="_blank">
                                      <img alt="LinkedIn" border="0" src="https://inboxflows.com/_/image/https%253A%252F%252Fimage.email.volvocars.com%252Flib%252Ffe88137374630d7872%252Fm%252F1%252Fddd8cabf-7e5c-4384-a594-6bcbb6e048b7.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZpbWFnZS5lbWFpbCIsInRpbWUiOjE3NjU4MjEwNjIuNTY4OTk3Nn0:1vVCis:Je3KnWCRqyeQgS5gVIfyoox1wMsG_BSMAsk2RcjxMwA" style="display:block;" width="40"/>
                                     </a>
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                                    <!--<![endif]-->
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                                  </table>
                                 </td>
                                </tr>
                                <tr>
                                 <td align="center" style="padding:20px 0 0 0;" valign="top">
                                  <p class="dark-footer-text" style="font-family: 'VolvoNovumRegular', Segoe UI, Arial, sans-serif; font-size:14px; line-height:22px;  color:#707070; margin:0; padding:0; text-align: center;">
                                   <a style="color:#707070;text-decoration:underline;padding-left:5px;padding-right:5px">
                                    Contact us
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                                   <a style="color:#707070;text-decoration:underline;padding-left:5px;padding-right:5px">
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                                   <a style="color:#707070;text-decoration:underline">
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                                  </p>
                                 </td>
                                </tr>
                               </table>
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                             </tr>
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                          </tr>
                         </table>
                         <!-- -->
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             </td>
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          </td>
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         <!-- Dummy Block 2 -->
         <tr>
          <td align="center" valign="top">
           <table align="left" border="0" cellpadding="0" cellspacing="0" width="100%">
            <tr>
             <!-- added padding here -->
             <td class="content_padding" style="">
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                <!-- top slot -->
                <td align="center" class="header" valign="top">
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                  <tbody>
                   <tr>
                    <td align="left" valign="top">
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                       <tr>
                        <td class="responsive-td" style="width: 100%;" valign="top">
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         <!-- Dummy Block 3 -->
         <tr>
          <td align="center" valign="top">
           <table align="left" border="0" cellpadding="0" cellspacing="0" width="100%">
            <tr>
             <!-- added padding here -->
             <td class="content_padding" style="">
              <!-- end of comment -->
              <table border="0" cellpadding="0" cellspacing="0" width="100%">
               <tr>
                <!-- top slot -->
                <td align="center" class="header" valign="top">
                 <table align="left" border="0" cellpadding="0" cellspacing="0" width="100%">
                  <tbody>
                   <tr>
                    <td align="left" valign="top">
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