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   Daily 2026-01-21
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               Wed, Jan 21 | 3:14 read time
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                     👀
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                     WHAT'S
GOING ON
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                       All metrics are as of the latest market close.
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         <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="background:#f8f9ff;background-color:#f8f9ff;width:100%;">
          <tbody>
           <tr>
            <td style="direction:ltr;font-size:0px;padding:20px 0;padding-bottom:16px;padding-left:16px;padding-right:16px;padding-top:0;text-align:center;">
             <!--[if mso | IE]>
<table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" style="vertical-align:top;width:251.92px;">
<![endif]-->
             <div class="mj-column-per-47 mj-outlook-group-fix" style="font-size:0px;text-align:left;direction:ltr;display:inline-block;vertical-align:top;width:100%;">
              <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
               <tbody>
                <tr>
                 <td style="vertical-align:top;padding:0;">
                  <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="" width="100%">
                   <tbody>
                    <tr>
                     <td align="left" style="font-size:0px;padding:0;word-break:break-word;">
                      <table border="0" cellpadding="0" cellspacing="0" style="color:#000000;font-family:Inter,sans-serif;font-size:13px;line-height:22px;table-layout:auto;width:100%;border:none;" width="100%">
                       <tbody>
                        <tr>
                         <td style="font-size:12px;font-weight:700;width:40%;vertical-align:baseline;padding:10px 0 0 0">
                          S&amp;P 500
                         </td>
                         <td style="font-size:12px;color:#EA3459;font-weight:500;font-family:Trispace,monospace;width:30%;vertical-align:baseline;padding:10px 0 0 0">
                          2.06% ▼
                         </td>
                         <td style="font-size:12px;width:30%;vertical-align:baseline;text-align:right;padding:10px 0 0 0;font-family:Trispace,monospace">
                          6,797
                         </td>
                        </tr>
                        <tr>
                         <td style="font-size:12px;font-weight:700;width:40%;vertical-align:baseline;padding:10px 0 0 0">
                          GOLD
                         </td>
                         <td style="font-size:12px;color:#16B166;font-weight:500;font-family:Trispace,monospace;width:30%;vertical-align:baseline;padding:10px 0 0 0">
                          3.71% ▲
                         </td>
                         <td style="font-size:12px;width:30%;vertical-align:baseline;text-align:right;padding:10px 0 0 0;font-family:Trispace,monospace">
                          $4,766
                         </td>
                        </tr>
                        <tr>
                         <td style="font-size:12px;font-weight:700;width:40%;vertical-align:baseline;padding:10px 0 0 0">
                          BITCOIN*
                         </td>
                         <td style="font-size:12px;color:#EA3459;font-weight:500;font-family:Trispace,monospace;width:30%;vertical-align:baseline;padding:10px 0 0 0">
                          3.32% ▼
                         </td>
                         <td style="font-size:12px;width:30%;vertical-align:baseline;text-align:right;padding:10px 0 0 0;font-family:Trispace,monospace">
                          $89,489
                         </td>
                        </tr>
                        <tr>
                         <td colspan="3" style="font-size:10px;font-family:Trispace,monospace;color:#7F879C;padding:0">
                          *24-hour change
                         </td>
                        </tr>
                       </tbody>
                      </table>
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                    </tr>
                   </tbody>
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                       <tbody>
                        <tr>
                         <td style="font-size:12px;font-weight:700;width:40%;vertical-align:baseline;padding:10px 0 0 0">
                          FTSE 100
                         </td>
                         <td style="font-size:12px;color:#EA3459;font-weight:500;font-family:Trispace,monospace;width:30%;vertical-align:baseline;padding:10px 0 0 0">
                          0.67% ▼
                         </td>
                         <td style="font-size:12px;width:30%;vertical-align:baseline;text-align:right;padding:10px 0 0 0;font-family:Trispace,monospace">
                          10,127
                         </td>
                        </tr>
                        <tr>
                         <td style="font-size:12px;font-weight:700;width:40%;vertical-align:baseline;padding:10px 0 0 0">
                          BRENT OIL
                         </td>
                         <td style="font-size:12px;color:#EA3459;font-weight:500;font-family:Trispace,monospace;width:30%;vertical-align:baseline;padding:10px 0 0 0">
                          0.27% ▼
                         </td>
                         <td style="font-size:12px;width:30%;vertical-align:baseline;text-align:right;padding:10px 0 0 0;font-family:Trispace,monospace">
                          $63.96
                         </td>
                        </tr>
                        <tr>
                         <td style="font-size:12px;font-weight:700;width:40%;vertical-align:baseline;padding:10px 0 0 0">
                          US BONDS*
                         </td>
                         <td style="font-size:12px;color:#EA3459;font-weight:500;font-family:Trispace,monospace;width:30%;vertical-align:baseline;padding:10px 0 0 0">
                          0.06% ▲
                         </td>
                         <td style="font-size:12px;width:30%;vertical-align:baseline;text-align:right;padding:10px 0 0 0;font-family:Trispace,monospace">
                          4.30%
                         </td>
                        </tr>
                        <tr>
                         <td colspan="3" style="font-size:10px;font-family:Trispace,monospace;color:#7F879C;padding:0">
                          *10-year government yield
                         </td>
                        </tr>
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                 <div style="font-family:Inter,sans-serif;font-size:14px;font-weight:700;line-height:1.5;text-align:left;color:#181c25;">
                  WALL STREET FEAR GAUGE INDEX 
(
                  <a style="font-weight:400;font-family:Trispace,monospace">
                   VIX
                  </a>
                  )
                 </div>
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                     <img alt="Wall Street Fear Gauge Index" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Ffinimize-img.imgix.net%252Fhttps%253A%252F%252Fimages.bannerbear.com%252Fdirect%252F7Q4rjJzQn7vZo8qPOx%252Frequests%252F000%252F126%252F122%252F157%252F0Mn5r3E1XY01XPjKzWPoD9kg7%252F3eca100b6f0d2e5e3d8bc4d4ea2920b36dfdbbee.png%253Ffit%253Dclip%2526h%253DNone%2526ixlib%253Dpython-3.1.2%2526w%253D768%2526s%253D26055b4a4dd98afa169ed82c64894b68/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZmaW5pbWl6ZS1pbSIsInRpbWUiOjE3Njg5ODQ3NDguMzIxMDI1MX0:1viTk4:nll_2WjllV73BHrVDDXWFJH74prlU0OmR5W7BvgCLQE" style="border:0;display:block;outline:none;text-decoration:none;height:auto;width:100%;font-size:13px;" width="536"/>
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                      <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#000000;">
                       <p data-block-key="10zqs">
                        🇯🇵 Investors bailed out of Japanese government bonds, sending their yields up to record levels
                       </p>
                       <p data-block-key="20rp8">
                        🇬🇧 UK unemployment
stayed high, with layoffs outpacing vacancies
                       </p>
                       <p data-block-key="egkhn">
                        ➕ The best TJ Maxx deal out there just might be its stock
                       </p>
                       <p data-block-key="19snd">
                        <b>
                         👇 Keep reading to find out more
                        </b>
                       </p>
                      </div>
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                   <mj-raw>
                    <span style="font-style:normal">
                     👀
                    </span>
                    <span style="font-style:italic">
                     Today's headlines
                    </span>
                   </mj-raw>
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                   <mj-raw>
                    <span style="background-color:#EFFF0D;display:inline">
                     No Time To Buy
                    </span>
                   </mj-raw>
                  </div>
                 </td>
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                     <td style="width:568px;">
                      <a target="_blank">
                       <img alt="No Time To Buy" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Ffinimize-img.imgix.net%252Fhttps%253A%252F%252Fchivas-assets.s3-eu-west-1.amazonaws.com%252Fstatic%252Fimages%252FEditorial-200126-JapanBond.original.jpg%253Ffit%253Dcrop%2526h%253D600%2526ixlib%253Dpython-3.1.2%2526w%253D1200%2526s%253D7c2bc6f81789f81bc8bcd8c4fe4a76ce/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZmaW5pbWl6ZS1pbSIsInRpbWUiOjE3Njg5ODQ3NDguMzIxMTY2NX0:1viTk4:nf2XB7Nto_s6zjzFVnuVf9yMKtstiqHFhwMgJlvJdWY" style="border:0;display:block;outline:none;text-decoration:none;height:auto;width:100%;font-size:13px;" width="568"/>
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                  <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#000000;">
                   <p data-block-key="lm2i5">
                    <b>
                     What’s going on here?
                    </b>
                   </p>
                   <p data-block-key="8q562">
                    Investors balked at Japan’s potential new policies, leaving the country’s bond market both shaken and stirred on Tuesday.
                   </p>
                   <p data-block-key="eijtg">
                    <b>
                     What does this mean?
                    </b>
                   </p>
                   <p data-block-key="6nfsa">
                    On Monday, Japan’s new prime minister called for a snap election to be held in a few weeks – putting her position on the line to try and secure support for plans to cut taxes and spend more on the country. That
                    <i>
                     sounds
                    </i>
                    like good news – at first. Thing is, the government is already up to its eyeballs in debt, and it’ll need to sell more bonds to raise funding for those plans. Investors had been nervous about Japan’s ever‑growing debt for a while. And on Tuesday,
they bailed out of government bonds – in their droves.
                   </p>
                   <p data-block-key="2t2bd">
                    ⚠️ That rush for the exit has sent yields on 30 and 40-year bonds sharply higher, with the latter rising above 4% for the first time
                    <i>
                     ever.
                    </i>
                    (That’s reflective of the extra reward investors want for taking on what they see as more risk.)
                   </p>
                   <p data-block-key="8cva1">
                    <b>
                     Why should I care?
                    </b>
                   </p>
                   <p data-block-key="5skd3">
                    <b>
                     <i>
                      For markets:
                     </i>
                    </b>
                    <i>
                     Precious metals are forever...
                    </i>
                   </p>
                   <p data-block-key="tsrv">
                    Long-term investors need to estimate corporate profit as best they can – and that's a lot easier to do in calm conditions. After all, when economies and politics are steady, there are fewer wildcards to knock trends off course. But when policies and outlooks change by the day, markets lurch around and company results become much harder to call.
                   </p>
                   <p data-block-key="b5bnl">
                    🔻 Unfortunately, we are firmly in that second bucket right now. The Japanese bond selloff rippled
through global markets, with long-term US bond yields reaching their highest level since September.
                   </p>
                   <p data-block-key="a3rp0">
                    🔺 In this kind of jittery backdrop, it’s no surprise that investors have been gravitating toward classic safe havens. Precious metals have lived up to their name, with gold up around 10% this year and silver roughly 32% – both breaking even more records after a stellar 2025.
                   </p>
                  </div>
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                  <div style="font-family:Inter,sans-serif;font-size:14px;font-weight:bold;line-height:1.5;text-align:left;color:#000000;">
                   You might also like ⇢
                   <a>
                    Land Of The Rising
Market: Why Japan’s Stocks Are Grabbing Investor Attention
                   </a>
                  </div>
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Of The Day
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                          <img alt="Chart Of The Day" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Ffinimize-img.imgix.net%252Fhttps%253A%252F%252Fchivas-assets.s3-eu-west-1.amazonaws.com%252Fstatic%252Fimages%252F721ad599a50fdb87eb6480453fe1d209feae35d0.original.png%253Ffit%253Dclip%2526h%253DNone%2526ixlib%253Dpython-3.1.2%2526w%253D768%2526s%253D02d93671fdc849b656e88b4e945d196a/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZmaW5pbWl6ZS1pbSIsInRpbWUiOjE3Njg5ODQ3NDguMzIxMjk2fQ:1viTk4:TTwShEwJxi1s1EQ0m17yIhm_jmlJE79Uqrlmir_M-uM" style="border:0;display:block;outline:none;text-decoration:none;height:auto;width:100%;font-size:13px;" width="568"/>
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                      👀
                     </span>
                     <span style="font-style:italic">
                      Today's Research
                     </span>
                    </mj-raw>
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</td></tr><tr><td class="" width="600px">
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             <!--[if mso | IE]>
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<![endif]-->
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                   <mj-raw>
                    <span style="background-color:#EFFF0D;display:inline">
                     This Best-In-Class Retailer Could Be A Dependable AI
Bubble Hedge
                    </span>
                   </mj-raw>
                  </div>
                 </td>
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                 <td align="center" style="font-size:0px;padding:0;padding-bottom:16px;word-break:break-word;">
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                       <img alt="Insight" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Ffinimize-img.imgix.net%252Fhttps%253A%252F%252Fchivas-assets.s3-eu-west-1.amazonaws.com%252Fstatic%252Fimages%252FRDrop-Cover-Landscape-TJX-Alt.original.jpg%253Ffit%253Dclip%2526h%253DNone%2526ixlib%253Dpython-3.1.2%2526w%253D768%2526s%253D5ce733fa6a456e7e99a8a07a7f78b307/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZmaW5pbWl6ZS1pbSIsInRpbWUiOjE3Njg5ODQ3NDguMzIxNTQ5NH0:1viTk4:nOXSgRLJ-mIYUxhON816Cn-FIdrGBtC9IC439FdwkxY" style="border:0;display:block;outline:none;text-decoration:none;height:auto;width:100%;font-size:13px;" width="536"/>
                      </a>
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                    </tr>
                   </tbody>
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                 </td>
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                 <td align="left" style="font-size:0px;padding:0;padding-right:0;padding-bottom:0;padding-left:0;word-break:break-word;">
                  <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#000000;">
                   <p data-block-key="pr7ai">
                    When it seems like every retailer out there is obsessed with AI and same-day delivery,
                    <a>
                     TJX Companies
                    </a>
                    is an outlier.
                   </p>
                   <p data-block-key="9192a">
                    The off-price chain has built a
                    <a>
                     compounding growth machine
                    </a>
                    around its in-store “treasure hunt” vibe, turning its competitors' missteps and excess inventory into margin-rich opportunities.
                   </p>
                   <p data-block-key="61n9n">
                    TJX’s edge is
                    <a>
                     refreshingly analog
                    </a>
                    : savvy buying teams, skilled store managers, and shoppers who love the thrill of a bargain.
                   </p>
                   <p data-block-key="d44ri">
                    So let’s take a look at this
                    <a>
                     best-in-class retailer
                    </a>
                    – and why it might deserve a place in your portfolio.
                   </p>
                   <p data-block-key="9aife">
                    That’s today’s Research:
                    <a>
                     why this best-in-class retailer just might be your best bubble hedge
                    </a>
                    .
                   </p>
                   <p data-block-key="e2j37">
                    <a>
                     <b>
                      Read or listen to the Insight here
                     </b>
                    </a>
                   </p>
                  </div>
                 </td>
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</td></tr><tr><td class="" width="600px">
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                       <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;border-spacing:0px;">
                        <tbody>
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                          <td style="width:30px;">
                           <img alt="Reda Farran, CFA's profile image" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Ffinimize-img.imgix.net%252Fhttps%253A%252F%252Fchivas-assets.s3-eu-west-1.amazonaws.com%252Fstatic%252Fimages%252Freda_463325ec26.original.jpg%253Ffit%253Dclip%2526h%253DNone%2526ixlib%253Dpython-3.1.2%2526w%253D768%2526s%253D11bb304e5bc61ed5150cffd46cfc3957/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZmaW5pbWl6ZS1pbSIsInRpbWUiOjE3Njg5ODQ3NDguMzIxNjc4OX0:1viTk4:IaYdWEEwyG2Z89ZSJLBFkyxhO2hEltvWUq3ABkMM63E" style="border:0;border-radius:50%;display:block;outline:none;text-decoration:none;height:auto;width:100%;font-size:13px;" width="30"/>
                          </td>
                         </tr>
                        </tbody>
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                    </tbody>
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                  </td>
                 </tr>
                </tbody>
               </table>
              </div>
              <!--[if mso | IE]>
</td><td style="vertical-align:middle;width:268px;">
<![endif]-->
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               <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
                <tbody>
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                  <td style="vertical-align:middle;padding:0;">
                   <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="" width="100%">
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                      <td align="left" style="font-size:0px;padding:10px 25px;padding-top:0;padding-right:0;padding-bottom:0;padding-left:0;word-break:break-word;">
                       <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#000000;">
                        <a style="color:#4C5469;font-weight:400">
                         Reda
Farran, CFA
                        </a>
                       </div>
                      </td>
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                    </tbody>
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                  </td>
                 </tr>
                </tbody>
               </table>
              </div>
              <!--[if mso | IE]>
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<![endif]-->
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        </div>
        <!--[if mso | IE]>
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</td></tr></table>
<![endif]-->
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     </tbody>
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   <!--[if mso | IE]>
</td></tr></table>
<table align="center" border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="width:600px;" width="600"><tr><td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;">
<![endif]-->
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             <!--[if mso | IE]>
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                    <span style="font-style:normal">
                     👀
                    </span>
                    <span style="font-style:italic">
                     Today's headlines
                    </span>
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                   <mj-raw>
                    <span style="background-color:#EFFF0D;display:inline">
                     Practically Perfect In Almost No Way
                    </span>
                   </mj-raw>
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                      <a target="_blank">
                       <img alt="Practically Perfect In Almost No Way" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Ffinimize-img.imgix.net%252Fhttps%253A%252F%252Fchivas-assets.s3-eu-west-1.amazonaws.com%252Fstatic%252Fimages%252FEditorial-200126-UKUnemployment.original.jpg%253Ffit%253Dcrop%2526h%253D600%2526ixlib%253Dpython-3.1.2%2526w%253D1200%2526s%253D3ba2f3720583c2a9451e748d4a9f5547/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZmaW5pbWl6ZS1pbSIsInRpbWUiOjE3Njg5ODQ3NDguMzIxODA0OH0:1viTk4:w7aUHQAkE0wkOZZdWwJ5AmocS6CODPwPNWletk2--8M" style="border:0;display:block;outline:none;text-decoration:none;height:auto;width:100%;font-size:13px;" width="568"/>
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                  <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#000000;">
                   <p data-block-key="1alpv">
                    <b>
                     What’s going on here?
                    </b>
                   </p>
                   <p data-block-key="5qnhu">
                    The UK’s unemployment rate held steady at 5.1% for the three months to November, staying at its highest level since 2021 – and it’ll take more than a spoonful of sugar to make that go
down.
                   </p>
                   <p data-block-key="3r95a">
                    <b>
                     What does this mean?
                    </b>
                   </p>
                   <p data-block-key="387qu">
                    British employers seem nervous – even though the economy has thus far managed to avoid a downturn. Rather than simply slowing or freezing recruitment, they’re actively cutting roles. In fact, separate payroll figures all show that around 220,000 jobs have disappeared over a little more than a year – and new job listings aren’t keeping pace with rising layoffs.
                   </p>
                   <p data-block-key="bcu7n">
                    ▶ Retail and
hospitality jobs were the most vulnerable over the timeframe, as companies in the sector were pressured by weak demand and higher costs.
                   </p>
                   <p data-block-key="6k1np">
                    ▶ And for those still in work, overall wages only rose by 4.5% – down a touch from the period before. Narrow it down to the private sector, and they grew at their slowest pace in five years.
                   </p>
                   <p data-block-key="7eg6b">
                    <b>
                     Why should I care?
                    </b>
                   </p>
                   <p data-block-key="dg14h">
                    <b>
                     <i>
                      Zooming in:
                     </i>
                    </b>
                    <i>
                     Bad news for your job hunt,
good news for the central bank.
                    </i>
                   </p>
                   <p data-block-key="3mn2b">
                    That headline unemployment figure isn’t just down to job cuts: it’s been pushed up by more jobseekers entering the labor market, after taking time out of work. And while that might be rough in a job search, it can be good for the economy overall. See, when there are more applicants for each role, firms can get away with keeping salaries lower. That helps to slow wage growth – and
                    <i>
                     that
                    </i>
                    could help tamp down inflation
without any more central bank intervention, which might mean just lower interest rates for you.
                   </p>
                   <p data-block-key="3sd89">
                    <b>
                     <i>
                      Zooming out:
                     </i>
                    </b>
                    <i>
                     The cost of living outweighed any festive cheer this year.
                    </i>
                   </p>
                   <p data-block-key="dvpef">
                    Brits brought retail spending down to its lowest level in seven months in December, buying the essentials but cutting back on big-ticket items like electronics and furniture. No surprise: that kind of caution usually shows up when households feel
unsure about their job security and future income.
                   </p>
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journalist)
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           <tr>
            <td style="border-top:2px solid #204CE9;direction:ltr;font-size:0px;padding:20px 0;padding-bottom:0;padding-top:8px;text-align:center;">
             <!--[if mso | IE]>
<table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" style="vertical-align:top;width:568px;">
<![endif]-->
             <div class="mj-column-per-100 mj-outlook-group-fix" style="font-size:0px;text-align:left;direction:ltr;display:inline-block;vertical-align:top;width:100%;">
              <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="vertical-align:top;" width="100%">
               <tbody>
                <tr>
                 <td align="left" style="font-size:0px;padding:10px 25px;padding-top:0;padding-right:0;padding-bottom:0;padding-left:0px;word-break:break-word;">
                  <div style="font-family:Inter,sans-serif;font-size:14px;font-weight:bold;line-height:1.5;text-align:left;text-transform:uppercase;color:#030303;">
                   <mj-raw>
                    <span style="font-style:normal">
                     🎯
                    </span>
                    <span style="font-style:italic">
                     On Our
Radar
                    </span>
                   </mj-raw>
                  </div>
                 </td>
                </tr>
               </tbody>
              </table>
             </div>
             <!--[if mso | IE]>
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<![endif]-->
            </td>
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        </div>
        <!--[if mso | IE]>
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</td></tr><tr><td class="" width="600px">
<table align="center" border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="width:568px;" width="568"><tr><td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;">
<![endif]-->
        <div style="margin:0px auto;max-width:568px;">
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          <tbody>
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                <tr>
                 <td style="vertical-align:top;padding:0;">
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                   <tbody>
                    <tr>
                     <td align="left" style="font-size:0px;padding:0;padding-right:0;padding-bottom:0;padding-left:0;word-break:break-word;">
                      <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#000000;">
                       <p data-block-key="aaghi">
                        1.
                        <b>
                         The rest is politics.
                        </b>
                        Here’s how to get your coworker to
                        <a>
                         stop micro-managing you
                        </a>
                        .
                       </p>
                       <p data-block-key="acvlv">
                        2.
                        <b>
                         Is that a brick in your pocket or…
                        </b>
                        Dumbphones: the
                        <a>
                         clue’s in the name
                        </a>
                        .
                       </p>
                       <p data-block-key="ekmfl">
                        3.
                        <b>
                         Do you trust AI with your life – and death?
                        </b>
                        Behold, the
                        <a>
                         euthanasia chamber
                        </a>
                        .
                       </p>
                      </div>
                     </td>
                    </tr>
                   </tbody>
                  </table>
                 </td>
                </tr>
               </tbody>
              </table>
             </div>
             <!--[if mso | IE]>
</td></tr></table>
<![endif]-->
            </td>
           </tr>
          </tbody>
         </table>
        </div>
        <!--[if mso | IE]>
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</td></tr></table>
<![endif]-->
       </td>
      </tr>
     </tbody>
    </table>
   </div>
   <!--[if mso | IE]>
</td></tr></table>
<table align="center" border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="width:600px;" width="600"><tr><td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;">
<![endif]-->
   <div style="margin:0px auto;max-width:600px;">
    <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="width:100%;">
     <tbody>
      <tr>
       <td style="direction:ltr;font-size:0px;padding:20px 0;padding-left:16px;padding-right:16px;text-align:center;">
        <!--[if mso | IE]>
<table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" style="vertical-align:top;width:568px;">
<![endif]-->
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         <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="vertical-align:top;" width="100%">
          <tbody>
           <tr>
            <td align="left" style="font-size:0px;padding:10px 25px;padding-right:0;padding-left:0;word-break:break-word;">
             <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#000000;">
              Stay classy,
              <mj-raw>
               Sarah
              </mj-raw>
              😉 This issue of the Daily Brief was curated by
              <a style="color:inherit;font-weight:inherit">
               Naomi
              </a>
              and
              <a style="color:inherit;font-weight:inherit">
               Russell
              </a>
              . Got an idea? A question?
              <a>
               Get in touch
              </a>
              .
             </div>
            </td>
           </tr>
          </tbody>
         </table>
        </div>
        <!--[if mso | IE]>
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<![endif]-->
       </td>
      </tr>
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    </table>
   </div>
   <!--[if mso | IE]>
</td></tr></table>
<table align="center" border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="width:600px;" width="600"><tr><td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;">
<![endif]-->
   <div style="margin:0px auto;max-width:600px;">
    <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="width:100%;">
     <tbody>
      <tr>
       <td style="direction:ltr;font-size:0px;padding:0 16px;text-align:center;">
        <!--[if mso | IE]>
<table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" width="600px">
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<![endif]-->
        <div style="margin:0px auto;max-width:568px;">
         <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="width:100%;">
          <tbody>
           <tr>
            <td style="border-top:2px solid #204CE9;direction:ltr;font-size:0px;padding:20px 0;padding-bottom:0;padding-top:8px;text-align:center;">
             <!--[if mso | IE]>
<table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" style="vertical-align:top;width:568px;">
<![endif]-->
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              <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="vertical-align:top;" width="100%">
               <tbody>
                <tr>
                 <td align="left" style="font-size:0px;padding:10px 25px;padding-top:0;padding-right:0;padding-bottom:0;padding-left:0px;word-break:break-word;">
                  <div style="font-family:Inter,sans-serif;font-size:14px;font-weight:bold;line-height:1.5;text-align:left;text-transform:uppercase;color:#030303;">
                   <mj-raw>
                    <span style="font-style:normal">
                     💌
                    </span>
                    <span style="font-style:italic">
                     THAT
WAS GREAT FOR US... HOW WAS IT FOR YOU?
                    </span>
                   </mj-raw>
                  </div>
                 </td>
                </tr>
               </tbody>
              </table>
             </div>
             <!--[if mso | IE]>
</td></tr></table>
<![endif]-->
            </td>
           </tr>
          </tbody>
         </table>
        </div>
        <!--[if mso | IE]>
</td></tr></table>
</td></tr></table>
<![endif]-->
       </td>
      </tr>
     </tbody>
    </table>
   </div>
   <!--[if mso | IE]>
</td></tr></table>
<table align="center" border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="width:600px;" width="600"><tr><td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;">
<![endif]-->
   <div style="margin:0px auto;max-width:600px;">
    <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="width:100%;">
     <tbody>
      <tr>
       <td style="direction:ltr;font-size:0px;padding:20px 0;padding-left:16px;padding-right:16px;padding-top:0;text-align:center;">
        <!--[if mso | IE]>
<table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" style="vertical-align:top;width:189.33333333333337px;">
<![endif]-->
        <div class="mj-column-per-33-333333333333336 mj-outlook-group-fix" style="font-size:0px;text-align:left;direction:ltr;display:inline-block;vertical-align:top;width:100%;">
         <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="vertical-align:top;" width="100%">
          <tbody>
           <tr>
            <td align="center" style="font-size:0px;padding:12px 5px;word-break:break-word;">
             <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:separate;width:100%;line-height:100%;">
              <tbody>
               <tr>
                <td align="center" bgcolor="#f8f9ff" role="presentation" style="border:none;border-radius:4px;cursor:auto;mso-padding-alt:10px 25px;background:#f8f9ff;" valign="middle">
                 <a style="display:inline-block;background:#f8f9ff;color:#030303;font-family:Inter,sans-serif;font-size:13px;font-weight:normal;line-height:120%;margin:0;text-decoration:none;text-transform:none;padding:10px 25px;mso-padding-alt:0px;border-radius:4px;" target="_blank">
                  <span aria-hidden="true" role="img">
                   🔥
                  </span>
                  Hot
stuff
                 </a>
                </td>
               </tr>
              </tbody>
             </table>
            </td>
           </tr>
          </tbody>
         </table>
        </div>
        <!--[if mso | IE]>
</td><td class="" style="vertical-align:top;width:189.33333333333337px;">
<![endif]-->
        <div class="mj-column-per-33-333333333333336 mj-outlook-group-fix" style="font-size:0px;text-align:left;direction:ltr;display:inline-block;vertical-align:top;width:100%;">
         <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="vertical-align:top;" width="100%">
          <tbody>
           <tr>
            <td align="center" style="font-size:0px;padding:12px 5px;word-break:break-word;">
             <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:separate;width:100%;line-height:100%;">
              <tbody>
               <tr>
                <td align="center" bgcolor="#f8f9ff" role="presentation" style="border:none;border-radius:4px;cursor:auto;mso-padding-alt:10px 25px;background:#f8f9ff;" valign="middle">
                 <a style="display:inline-block;background:#f8f9ff;color:#030303;font-family:Inter,sans-serif;font-size:13px;font-weight:normal;line-height:120%;margin:0;text-decoration:none;text-transform:none;padding:10px 25px;mso-padding-alt:0px;border-radius:4px;" target="_blank">
                  <span aria-hidden="true" role="img">
                   👍
                  </span>
                  Just
alright
                 </a>
                </td>
               </tr>
              </tbody>
             </table>
            </td>
           </tr>
          </tbody>
         </table>
        </div>
        <!--[if mso | IE]>
</td><td class="" style="vertical-align:top;width:189.33333333333337px;">
<![endif]-->
        <div class="mj-column-per-33-333333333333336 mj-outlook-group-fix" style="font-size:0px;text-align:left;direction:ltr;display:inline-block;vertical-align:top;width:100%;">
         <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="vertical-align:top;" width="100%">
          <tbody>
           <tr>
            <td align="center" style="font-size:0px;padding:12px 5px;word-break:break-word;">
             <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:separate;width:100%;line-height:100%;">
              <tbody>
               <tr>
                <td align="center" bgcolor="#f8f9ff" role="presentation" style="border:none;border-radius:4px;cursor:auto;mso-padding-alt:10px 25px;background:#f8f9ff;" valign="middle">
                 <a style="display:inline-block;background:#f8f9ff;color:#030303;font-family:Inter,sans-serif;font-size:13px;font-weight:normal;line-height:120%;margin:0;text-decoration:none;text-transform:none;padding:10px 25px;mso-padding-alt:0px;border-radius:4px;" target="_blank">
                  <span aria-hidden="true" role="img">
                   😒
                  </span>
                  ...Meh
                 </a>
                </td>
               </tr>
              </tbody>
             </table>
            </td>
           </tr>
          </tbody>
         </table>
        </div>
        <!--[if mso | IE]>
</td></tr></table>
<![endif]-->
       </td>
      </tr>
     </tbody>
    </table>
   </div>
   <!--[if mso | IE]>
</td></tr></table>
<table align="center" border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="width:600px;" width="600" bgcolor="#f8f9ff"><tr><td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;">
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    <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="background:#f8f9ff;background-color:#f8f9ff;width:100%;">
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        <!--[if mso | IE]>
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          <tbody>
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             <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;border-spacing:0px;">
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                 </a>
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         </table>
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